Home > The Century National Bank and Trust Company > Income and Expense
The Century National Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,752,000 | 989 |
| Total interest expense | $17,338,000 | 943 |
| Net interest income | $17,414,000 | 1,012 |
| Provision for loan and lease losses | $2,070,000 | 572 |
| Total noninterest income | $3,159,000 | 1,249 |
| Gross Fiduciary activities income | $980,000 | 478 |
| Service charges on deposit accounts | $1,472,000 | 870 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $707,000 | 2,205 |
| Total noninterest expense | $13,371,000 | 1,026 |
| Salaries and employee benefits | $6,837,000 | 965 |
| Premises and equipment expense | $2,163,000 | 928 |
| Additional noninterest expense | $4,371,000 | 1,065 |
| Pre-tax net operating income | $5,132,000 | 1,507 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $879,000 | 2,714 |
| Income before extraordinary items | $4,253,000 | 1,284 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,253,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,182 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,253,000 | 1,251 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,707,000 | 1,126 |
| Total interest expense | $13,866,000 | 1,182 |
| Net interest income | $16,841,000 | 1,080 |
| Provision for loan and lease losses | $625,000 | 1,456 |
| Total noninterest income | $2,708,000 | 1,462 |
| Gross Fiduciary activities income | $801,000 | 575 |
| Service charges on deposit accounts | $1,448,000 | 912 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $459,000 | 3,100 |
| Total noninterest expense | $12,613,000 | 1,158 |
| Salaries and employee benefits | $6,720,000 | 997 |
| Premises and equipment expense | $2,116,000 | 1,000 |
| Additional noninterest expense | $3,777,000 | 1,409 |
| Pre-tax net operating income | $6,311,000 | 1,160 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,357,000 | 1,764 |
| Income before extraordinary items | $4,955,000 | 1,052 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,955,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,707 |
| Cash dividends | $2,290,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,954,210 | 1,035 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,969,000 | 1,226 |
| Total interest expense | $12,627,000 | 1,315 |
| Net interest income | $15,342,000 | 1,181 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $2,587,000 | 1,503 |
| Gross Fiduciary activities income | $673,000 | 651 |
| Service charges on deposit accounts | $1,496,000 | 890 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $418,000 | 3,215 |
| Total noninterest expense | $12,008,000 | 1,214 |
| Salaries and employee benefits | $6,063,000 | 1,114 |
| Premises and equipment expense | $1,873,000 | 1,128 |
| Additional noninterest expense | $4,072,000 | 1,317 |
| Pre-tax net operating income | $5,681,000 | 1,347 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $1,392,000 | 1,761 |
| Income before extraordinary items | $4,274,000 | 1,244 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,274,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,492 |
| Cash dividends | $1,902,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,285,250 | 1,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,403,000 | 1,333 |
| Total interest expense | $9,458,000 | 1,380 |
| Net interest income | $13,945,000 | 1,294 |
| Provision for loan and lease losses | $270,000 | 2,445 |
| Total noninterest income | $2,957,000 | 1,383 |
| Gross Fiduciary activities income | $572,000 | 697 |
| Service charges on deposit accounts | $1,432,000 | 910 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $953,000 | 1,897 |
| Total noninterest expense | $11,876,000 | 1,249 |
| Salaries and employee benefits | $5,718,000 | 1,181 |
| Premises and equipment expense | $1,634,000 | 1,277 |
| Additional noninterest expense | $4,524,000 | 1,283 |
| Pre-tax net operating income | $4,756,000 | 1,533 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $1,102,000 | 2,046 |
| Income before extraordinary items | $3,662,000 | 1,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,662,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,163 |
| Cash dividends | $1,318,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,655,840 | 1,379 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,507,000 | 1,413 |
| Total interest expense | $9,414,000 | 1,423 |
| Net interest income | $13,093,000 | 1,383 |
| Provision for loan and lease losses | $625,000 | 1,794 |
| Total noninterest income | $2,287,000 | 1,792 |
| Gross Fiduciary activities income | $517,000 | 751 |
| Service charges on deposit accounts | $1,404,000 | 942 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $10,876,000 | 1,415 |
| Salaries and employee benefits | $5,377,000 | 1,246 |
| Premises and equipment expense | $1,252,000 | 1,671 |
| Additional noninterest expense | $4,247,000 | 1,438 |
| Pre-tax net operating income | $3,879,000 | 1,771 |
| Securities gains (losses) | $-29,000 | 12,991 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $3,255,000 | 1,566 |
| Extraordinary gains, net | $87,000 | 1,703 |
| Net income | $3,342,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $1,488,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,279,650 | 1,465 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,541,000 | 1,541 |
| Total interest expense | $10,745,000 | 1,615 |
| Net interest income | $12,796,000 | 1,444 |
| Provision for loan and lease losses | $748,000 | 2,263 |
| Total noninterest income | $2,074,000 | 1,888 |
| Gross Fiduciary activities income | $460,000 | 797 |
| Service charges on deposit accounts | $1,241,000 | 1,048 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $373,000 | 3,867 |
| Total noninterest expense | $10,097,000 | 1,521 |
| Salaries and employee benefits | $5,018,000 | 1,338 |
| Premises and equipment expense | $1,069,000 | 1,980 |
| Additional noninterest expense | $4,010,000 | 1,583 |
| Pre-tax net operating income | $4,025,000 | 1,557 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $822,000 | 2,536 |
| Income before extraordinary items | $3,203,000 | 1,458 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,203,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $1,073,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,203,000 | 1,346 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.