The Century National Bank and Trust Company, Net charge- offs to loans

1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1760%4,134
Percentage Net Loans Charged-off: Total real estate loans-0.0020%1,200
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0028%1,275
Percentage Net Loans Charged-off: Commercial and industrial0.0513%786
Percentage Net Loans Charged-off: Loans to individuals0.7455%705
Percentage Net Loans Charged-off: Credit card loans2.1330%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1403%4,990
Percentage Net Loans Charged-off: Total real estate loans-0.0017%1,253
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0023%1,342
Percentage Net Loans Charged-off: Commercial and industrial0.0588%767
Percentage Net Loans Charged-off: Loans to individuals0.4978%919
Percentage Net Loans Charged-off: Credit card loans0.5610%970
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1812%4,145
Percentage Net Loans Charged-off: Total real estate loans0.0378%724
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.5517%226
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial-0.0079%1,064
Percentage Net Loans Charged-off: Loans to individuals0.5840%699
Percentage Net Loans Charged-off: Credit card loans1.0323%808
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0609%6,700
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial-0.0177%1,018
Percentage Net Loans Charged-off: Loans to individuals0.2539%935
Percentage Net Loans Charged-off: Credit card loans0.5758%854
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0132%9,455
Percentage Net Loans Charged-off: Total real estate loans0.0037%1,181
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0045%1,052
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0050%995
Percentage Net Loans Charged-off: Commercial and industrial-0.2240%1,284
Percentage Net Loans Charged-off: Loans to individuals0.2533%1,024
Percentage Net Loans Charged-off: Credit card loans1.8848%527
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0525%9,830
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,202
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0256%934
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0279%869
Percentage Net Loans Charged-off: Commercial and industrial-0.0890%1,365
Percentage Net Loans Charged-off: Loans to individuals0.2668%1,182
Percentage Net Loans Charged-off: Credit card loans1.1188%853
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA