Home > The Century National Bank and Trust Company > Assets and Liabilities
The Century National Bank and Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 188 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $458,672,000 | 1,035 |
| Cash and due from depository institutions | $14,148,000 | 934 |
| Interest-bearing balances | $1,645,000 | 1,989 |
| Securities | $67,647,000 | 1,697 |
| Federal funds sold & reverse repurchase agreements | $11,235,000 | 1,190 |
| Net loans & leases | $349,204,000 | 855 |
| Loan loss allowance | $4,717,000 | 865 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,563,000 | 628 |
| Other real estate owned | $0 | 934 |
| Goodwill and other intangibles | $125,000 | 2,500 |
| All other assets | $4,750,000 | 1,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,672,000 | 1,035 |
| Total liabilities | $422,251,000 | 1,021 |
| Total deposits | $393,242,000 | 970 |
| Interest-bearing deposits | $346,013,000 | 938 |
| Deposits held in domestic offices | $393,242,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $24,000,000 | 866 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,009,000 | 1,000 |
| Total equity capital | $36,421,000 | 1,229 |
| Total bank equity capital | $36,421,000 | 1,229 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,946,000 | 1,976 |
| Surplus | $3,306,000 | 3,890 |
| Undivided profits | $31,169,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,736,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,606,000 | 1,349 |
| Earning assets | $429,731,000 | 1,017 |
| Long-term assets (5+ years) | $130,235,000 | 607 |
| Average Assets, year-to-date | $435,449,800 | 1,045 |
| Average Assets, quarterly | $458,782,000 | 1,029 |
| Volatile liabilities | $42,309,000 | 1,623 |
| Insider loans | $32,000 | 9,297 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $35,799,000 | 1,370 |
| Tier 1 (core) risk-based capital | $35,683,000 | 1,174 |
| Tier 2 risk-based capital | $4,337,220 | 797 |
| Total risk weighted assets | $346,598,120 | 866 |
| Total unused commitments | $35,799,000 | 1,373 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 186 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $412,882,000 | 1,187 |
| Cash and due from depository institutions | $13,062,000 | 999 |
| Interest-bearing balances | $343,000 | 3,430 |
| Securities | $71,873,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $8,790,000 | 1,468 |
| Net loans & leases | $304,775,000 | 1,012 |
| Loan loss allowance | $3,234,000 | 1,250 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,020,000 | 755 |
| Other real estate owned | $0 | 999 |
| Goodwill and other intangibles | $151,000 | 2,277 |
| All other assets | $4,211,000 | 1,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,882,000 | 1,187 |
| Total liabilities | $379,051,000 | 1,167 |
| Total deposits | $363,256,000 | 1,076 |
| Interest-bearing deposits | $321,779,000 | 1,048 |
| Deposits held in domestic offices | $363,256,000 | 1,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,000,000 | 1,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,795,000 | 1,030 |
| Total equity capital | $33,831,000 | 1,335 |
| Total bank equity capital | $33,831,000 | 1,335 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,946,000 | 2,098 |
| Surplus | $3,306,000 | 3,966 |
| Undivided profits | $28,579,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 1,228 |
| Income earned, not collected on loans | $1,314,000 | 1,670 |
| Earning assets | $385,781,000 | 1,157 |
| Long-term assets (5+ years) | $132,978,000 | 570 |
| Average Assets, year-to-date | $390,832,000 | 1,185 |
| Average Assets, quarterly | $406,425,000 | 1,182 |
| Volatile liabilities | $36,492,000 | 1,768 |
| Insider loans | $221,000 | 7,540 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,115,000 | 1,465 |
| Tier 1 (core) risk-based capital | $33,204,000 | 1,302 |
| Tier 2 risk-based capital | $3,234,000 | 1,044 |
| Total risk weighted assets | $305,524,500 | 987 |
| Total unused commitments | $32,115,000 | 1,475 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 180 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $376,817,000 | 1,273 |
| Cash and due from depository institutions | $10,442,000 | 1,068 |
| Interest-bearing balances | $36,000 | 5,906 |
| Securities | $99,052,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $254,609,000 | 1,165 |
| Loan loss allowance | $3,003,000 | 1,365 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,625,000 | 880 |
| Other real estate owned | $0 | 1,068 |
| Goodwill and other intangibles | $176,000 | 2,086 |
| All other assets | $3,913,000 | 1,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $376,817,000 | 1,273 |
| Total liabilities | $345,229,000 | 1,260 |
| Total deposits | $328,587,000 | 1,201 |
| Interest-bearing deposits | $286,617,000 | 1,188 |
| Deposits held in domestic offices | $328,587,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,182 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,700,000 | 1,218 |
| Subordinated debt | $1,500,000 | 240 |
| All other liabilities | $3,442,000 | 1,368 |
| Total equity capital | $31,588,000 | 1,444 |
| Total bank equity capital | $31,588,000 | 1,444 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,946,000 | 2,154 |
| Surplus | $3,306,000 | 3,944 |
| Undivided profits | $26,336,000 | 993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,167,000 | 2,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,372 |
| Income earned, not collected on loans | $1,262,000 | 1,789 |
| Earning assets | $353,697,000 | 1,248 |
| Long-term assets (5+ years) | $102,296,000 | 673 |
| Average Assets, year-to-date | $357,309,600 | 1,286 |
| Average Assets, quarterly | $375,636,000 | 1,263 |
| Volatile liabilities | $37,551,000 | 1,572 |
| Insider loans | $1,459,000 | 2,839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,125,000 | 1,513 |
| Tier 1 (core) risk-based capital | $30,514,000 | 1,413 |
| Tier 2 risk-based capital | $3,003,000 | 1,133 |
| Total risk weighted assets | $267,602,600 | 1,102 |
| Total unused commitments | $29,125,000 | 1,522 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 171 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $331,733,000 | 1,396 |
| Cash and due from depository institutions | $9,489,000 | 1,145 |
| Interest-bearing balances | $58,000 | 6,030 |
| Securities | $76,827,000 | 1,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $232,075,000 | 1,233 |
| Loan loss allowance | $3,206,000 | 1,314 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,571,000 | 853 |
| Other real estate owned | $18,000 | 1,145 |
| Goodwill and other intangibles | $202,000 | 1,918 |
| All other assets | $4,551,000 | 1,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,733,000 | 1,396 |
| Total liabilities | $304,426,000 | 1,387 |
| Total deposits | $298,376,000 | 1,261 |
| Interest-bearing deposits | $259,093,000 | 1,260 |
| Deposits held in domestic offices | $298,376,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $470,000 | 4,007 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,700,000 | 2,681 |
| Subordinated debt | $1,500,000 | 250 |
| All other liabilities | $2,380,000 | 1,585 |
| Total equity capital | $27,307,000 | 1,520 |
| Total bank equity capital | $27,307,000 | 1,520 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,946,000 | 2,211 |
| Surplus | $2,996,000 | 4,198 |
| Undivided profits | $22,365,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,054,000 | 1,855 |
| Earning assets | $308,960,000 | 1,372 |
| Long-term assets (5+ years) | $101,243,000 | 666 |
| Average Assets, year-to-date | $322,154,400 | 1,398 |
| Average Assets, quarterly | $327,740,500 | 1,398 |
| Volatile liabilities | $18,831,000 | 2,653 |
| Insider loans | $1,629,000 | 2,494 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $32,938,000 | 1,341 |
| Tier 1 (core) risk-based capital | $27,808,000 | 1,481 |
| Tier 2 risk-based capital | $3,313,760 | 1,019 |
| Total risk weighted assets | $240,908,360 | 1,176 |
| Total unused commitments | $32,938,000 | 1,351 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 181 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $317,747,000 | 1,482 |
| Cash and due from depository institutions | $8,911,000 | 1,133 |
| Interest-bearing balances | $353,000 | 4,853 |
| Securities | $80,989,000 | 1,713 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 912 |
| Net loans & leases | $200,080,000 | 1,384 |
| Loan loss allowance | $3,071,000 | 1,447 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,690,000 | 831 |
| Other real estate owned | $203,000 | 1,133 |
| Goodwill and other intangibles | $424,000 | 1,450 |
| All other assets | $4,050,000 | 1,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,747,000 | 1,482 |
| Total liabilities | $292,081,000 | 1,474 |
| Total deposits | $285,592,000 | 1,397 |
| Interest-bearing deposits | $247,197,000 | 1,391 |
| Deposits held in domestic offices | $285,592,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $1,989,000 | 1,803 |
| Total equity capital | $25,666,000 | 1,603 |
| Total bank equity capital | $25,666,000 | 1,603 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,946,000 | 2,248 |
| Surplus | $2,996,000 | 4,159 |
| Undivided profits | $20,724,000 | 1,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 4,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $931,000 | 1,884 |
| Earning assets | $295,822,000 | 1,448 |
| Long-term assets (5+ years) | $86,018,000 | 759 |
| Average Assets, year-to-date | $306,367,800 | 1,490 |
| Average Assets, quarterly | $312,134,500 | 1,488 |
| Volatile liabilities | $21,285,000 | 2,281 |
| Insider loans | $3,106,000 | 1,341 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,098,000 | 1,469 |
| Tier 1 (core) risk-based capital | $25,242,000 | 1,581 |
| Tier 2 risk-based capital | $3,295,940 | 1,021 |
| Total risk weighted assets | $215,300,340 | 1,294 |
| Total unused commitments | $29,098,000 | 1,493 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 164 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $305,366,000 | 1,588 |
| Cash and due from depository institutions | $12,494,000 | 1,321 |
| Interest-bearing balances | $1,135,000 | 3,569 |
| Securities | $81,639,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 2,426 |
| Net loans & leases | $195,610,000 | 1,462 |
| Loan loss allowance | $2,472,000 | 1,770 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,596,000 | 1,601 |
| Other real estate owned | $195,000 | 1,321 |
| Goodwill and other intangibles | $557,000 | 1,305 |
| All other assets | $3,425,000 | 2,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,366,000 | 1,588 |
| Total liabilities | $281,554,000 | 1,593 |
| Total deposits | $275,151,000 | 1,527 |
| Interest-bearing deposits | $238,638,000 | 1,518 |
| Deposits held in domestic offices | $275,151,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $1,500,000 | 274 |
| All other liabilities | $1,903,000 | 1,960 |
| Total equity capital | $23,812,000 | 1,623 |
| Total bank equity capital | $23,812,000 | 1,623 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,946,000 | 2,327 |
| Surplus | $2,996,000 | 4,063 |
| Undivided profits | $18,870,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,282,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,103,000 | 1,759 |
| Earning assets | $285,234,000 | 1,553 |
| Long-term assets (5+ years) | $82,960,000 | 746 |
| Average Assets, year-to-date | $291,439,600 | 1,614 |
| Average Assets, quarterly | $301,365,000 | 1,593 |
| Volatile liabilities | $22,203,000 | 2,161 |
| Insider loans | $576,000 | 1,554 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,892,000 | 1,469 |
| Tier 1 (core) risk-based capital | $23,255,000 | 1,629 |
| Tier 2 risk-based capital | $3,372,000 | 1,023 |
| Total risk weighted assets | $198,817,900 | 1,455 |
| Total unused commitments | $26,892,000 | 1,485 |
| Derivatives | $0 | 651 |