Home > The Central Trust Bank > Income and Expense

The Central Trust Bank, Income and Expense

2022-09-30 (YTD Data)Rank
Total interest income$427,825,000111
Total interest expense$31,174,000119
Net interest income$396,651,000110
Provision for loan and lease losses$9,534,000143
Total noninterest income$171,666,00096
Gross Fiduciary activities income$28,346,00080
Service charges on deposit accounts$35,427,00052
Trading account gains and fees$0111
Additional Noninterest Income$107,893,00093
Total noninterest expense$314,879,000109
Salaries and employee benefits$182,997,00087
Premises and equipment expense$31,714,00097
Additional noninterest expense$107,893,00093
Pre-tax net operating income$243,904,000103
Securities gains (losses)$-1,366,0004,593
Applicable income taxes$54,995,000100
Income before extraordinary items$187,543,000102
Extraordinary gains, net$04
Net income$187,543,000102
Minority interest net income$057
Net income of bank and minority interests.$187,543,000102
Net charge-offs$3,931,000146
Cash dividends$185,000,00052
Sale, conversion, retirement of capital stock, net$0519
Net operating income$188,622,140102
2022-06-30 (YTD Data)Rank
Total interest income$267,178,000110
Total interest expense$13,331,000124
Net interest income$253,847,000110
Provision for loan and lease losses$5,235,000139
Total noninterest income$116,730,00092
Gross Fiduciary activities income$19,451,00064
Service charges on deposit accounts$22,814,00053
Trading account gains and fees$12,000103
Additional Noninterest Income$74,453,00097
Total noninterest expense$206,821,000105
Salaries and employee benefits$120,735,00089
Premises and equipment expense$20,741,00099
Additional noninterest expense$65,345,000119
Pre-tax net operating income$158,521,00096
Securities gains (losses)$-1,080,0004,636
Applicable income taxes$35,776,00096
Income before extraordinary items$121,665,00098
Extraordinary gains, net$04
Net income$121,665,00098
Minority interest net income$060
Net income of bank and minority interests.$121,665,00098
Net charge-offs$1,447,000200
Cash dividends$120,000,00051
Sale, conversion, retirement of capital stock, net$0494
Net operating income$122,518,20096
2022-03-31 (YTD Data)Rank
Total interest income$127,216,000110
Total interest expense$5,162,000130
Net interest income$122,054,000111
Provision for loan and lease losses$1,378,000169
Total noninterest income$57,097,00090
Gross Fiduciary activities income$9,626,00065
Service charges on deposit accounts$11,109,00055
Trading account gains and fees$3,00099
Additional Noninterest Income$36,359,00092
Total noninterest expense$100,746,000112
Salaries and employee benefits$58,892,00095
Premises and equipment expense$10,344,000103
Additional noninterest expense$31,510,000120
Pre-tax net operating income$77,027,00098
Securities gains (losses)$54,000190
Applicable income taxes$17,702,00092
Income before extraordinary items$59,379,00099
Extraordinary gains, net$04
Net income$59,379,00099
Minority interest net income$050
Net income of bank and minority interests.$59,379,00099
Net charge-offs$737,000187
Cash dividends$50,000,00052
Sale, conversion, retirement of capital stock, net$0453
Net operating income$59,336,340100
2021-12-31 (YTD Data)Rank
Total interest income$516,613,000111
Total interest expense$21,773,000143
Net interest income$494,840,000112
Provision for loan and lease losses$6,146,00090
Total noninterest income$277,033,00094
Gross Fiduciary activities income$38,101,00066
Service charges on deposit accounts$41,646,00058
Trading account gains and fees$8,000131
Additional Noninterest Income$197,278,00083
Total noninterest expense$432,090,000101
Salaries and employee benefits$241,717,00090
Premises and equipment expense$37,838,000108
Additional noninterest expense$152,535,000105
Pre-tax net operating income$333,637,000105
Securities gains (losses)$1,402,000176
Applicable income taxes$76,988,000105
Income before extraordinary items$258,051,000105
Extraordinary gains, net$010
Net income$258,051,000105
Minority interest net income$074
Net income of bank and minority interests.$258,051,000105
Net charge-offs$4,215,000182
Cash dividends$85,000,000128
Sale, conversion, retirement of capital stock, net$0582
Net operating income$256,943,420104
2021-09-30 (YTD Data)Rank
Total interest income$56,152,000477
Total interest expense$3,238,000659
Net interest income$52,914,000462
Provision for loan and lease losses$858,000522
Total noninterest income$86,613,000155
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,704,000272
Trading account gains and fees$4,000131
Additional Noninterest Income$82,905,000124
Total noninterest expense$94,439,000247
Salaries and employee benefits$52,877,000247
Premises and equipment expense$6,177,000349
Additional noninterest expense$35,385,000216
Pre-tax net operating income$44,230,000347
Securities gains (losses)$1,041,000190
Applicable income taxes$10,183,000328
Income before extraordinary items$35,088,000363
Extraordinary gains, net$08
Net income$35,088,000362
Minority interest net income$069
Net income of bank and minority interests.$35,088,000363
Net charge-offs$32,0001,546
Cash dividends$35,000,000170
Sale, conversion, retirement of capital stock, net$0543
Net operating income$34,265,610361
2021-06-30 (YTD Data)Rank
Total interest income$37,056,000480
Total interest expense$2,176,000687
Net interest income$34,880,000463
Provision for loan and lease losses$793,000393
Total noninterest income$59,173,000152
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,298,000278
Trading account gains and fees$6,000132
Additional Noninterest Income$56,869,000127
Total noninterest expense$65,022,000244
Salaries and employee benefits$36,092,000245
Premises and equipment expense$4,099,000352
Additional noninterest expense$24,831,000209
Pre-tax net operating income$28,238,000356
Securities gains (losses)$958,000167
Applicable income taxes$6,559,000335
Income before extraordinary items$22,637,000358
Extraordinary gains, net$06
Net income$22,637,000357
Minority interest net income$067
Net income of bank and minority interests.$22,637,000358
Net charge-offs$-333,0004,829
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0517
Net operating income$21,880,180366
2021-03-31 (YTD Data)Rank
Total interest income$18,181,000485
Total interest expense$1,120,000709
Net interest income$17,061,000468
Provision for loan and lease losses$644,000285
Total noninterest income$30,276,000160
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,116,000272
Trading account gains and fees$5,000125
Additional Noninterest Income$29,155,000131
Total noninterest expense$32,615,000243
Salaries and employee benefits$17,975,000248
Premises and equipment expense$2,015,000364
Additional noninterest expense$12,625,000204
Pre-tax net operating income$14,078,000357
Securities gains (losses)$850,000127
Applicable income taxes$3,352,000327
Income before extraordinary items$11,576,000357
Extraordinary gains, net$03
Net income$11,576,000355
Minority interest net income$055
Net income of bank and minority interests.$11,576,000357
Net charge-offs$-255,0004,886
Cash dividends$10,000,000152
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,904,500366
2020-12-31 (YTD Data)Rank
Total interest income$78,117,000450
Total interest expense$8,293,000581
Net interest income$69,824,000423
Provision for loan and lease losses$3,746,000697
Total noninterest income$107,631,000155
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,838,000257
Trading account gains and fees$29,000130
Additional Noninterest Income$102,764,000132
Total noninterest expense$110,103,000263
Salaries and employee benefits$63,146,000260
Premises and equipment expense$8,288,000345
Additional noninterest expense$38,669,000248
Pre-tax net operating income$63,606,000238
Securities gains (losses)$-725,0004,983
Applicable income taxes$14,037,000231
Income before extraordinary items$48,844,000255
Extraordinary gains, net$04
Net income$48,844,000254
Minority interest net income$072
Net income of bank and minority interests.$48,844,000255
Net charge-offs$1,515,000502
Cash dividends$7,500,000568
Sale, conversion, retirement of capital stock, net$0566
Net operating income$49,416,750247
2020-09-30 (YTD Data)Rank
Total interest income$59,970,000437
Total interest expense$7,037,000558
Net interest income$52,933,000418
Provision for loan and lease losses$2,586,000762
Total noninterest income$77,847,000157
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,543,000256
Trading account gains and fees$17,000123
Additional Noninterest Income$74,287,000129
Total noninterest expense$79,937,000263
Salaries and employee benefits$45,639,000259
Premises and equipment expense$5,952,000353
Additional noninterest expense$28,346,000242
Pre-tax net operating income$48,257,000221
Securities gains (losses)$-2,091,0005,016
Applicable income taxes$10,269,000218
Income before extraordinary items$35,897,000238
Extraordinary gains, net$04
Net income$35,897,000238
Minority interest net income$065
Net income of bank and minority interests.$35,897,000238
Net charge-offs$580,000686
Cash dividends$7,500,000436
Sale, conversion, retirement of capital stock, net$0532
Net operating income$37,548,890226
2020-06-30 (YTD Data)Rank
Total interest income$41,382,000429
Total interest expense$5,532,000529
Net interest income$35,850,000411
Provision for loan and lease losses$1,425,000884
Total noninterest income$42,936,000174
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,307,000260
Trading account gains and fees$12,000120
Additional Noninterest Income$40,617,000136
Total noninterest expense$50,517,000278
Salaries and employee benefits$29,077,000258
Premises and equipment expense$3,905,000355
Additional noninterest expense$17,535,000259
Pre-tax net operating income$26,844,000231
Securities gains (losses)$-1,911,0005,033
Applicable income taxes$5,416,000230
Income before extraordinary items$19,517,000251
Extraordinary gains, net$04
Net income$19,517,000251
Minority interest net income$065
Net income of bank and minority interests.$19,517,000251
Net charge-offs$464,000626
Cash dividends$7,500,000326
Sale, conversion, retirement of capital stock, net$0504
Net operating income$21,026,690232
2020-03-31 (YTD Data)Rank
Total interest income$20,970,000429
Total interest expense$3,786,000452
Net interest income$17,184,000423
Provision for loan and lease losses$431,000975
Total noninterest income$18,591,000173
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,270,000279
Trading account gains and fees$-10,0001,343
Additional Noninterest Income$17,331,000140
Total noninterest expense$23,726,000290
Salaries and employee benefits$13,527,000278
Premises and equipment expense$1,973,000358
Additional noninterest expense$8,226,000273
Pre-tax net operating income$11,618,000229
Securities gains (losses)$-1,351,0005,057
Applicable income taxes$2,173,000243
Income before extraordinary items$8,094,000271
Extraordinary gains, net$04
Net income$8,094,000271
Minority interest net income$056
Net income of bank and minority interests.$8,094,000271
Net charge-offs$294,000502
Cash dividends$7,500,000235
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,161,290234
2019-12-31 (YTD Data)Rank
Total interest income$86,942,000407
Total interest expense$20,448,000380
Net interest income$66,494,000430
Provision for loan and lease losses$1,839,000568
Total noninterest income$72,490,000170
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,777,000292
Trading account gains and fees$32,000126
Additional Noninterest Income$67,681,000136
Total noninterest expense$93,189,000287
Salaries and employee benefits$52,456,000282
Premises and equipment expense$8,468,000334
Additional noninterest expense$32,265,000271
Pre-tax net operating income$43,956,000340
Securities gains (losses)$7,834,00052
Applicable income taxes$11,316,000300
Income before extraordinary items$40,474,000315
Extraordinary gains, net$011
Net income$40,474,000316
Minority interest net income$076
Net income of bank and minority interests.$40,474,000316
Net charge-offs$863,000717
Cash dividends$31,000,000231
Sale, conversion, retirement of capital stock, net$0626
Net operating income$34,285,140351
2019-09-30 (YTD Data)Rank
Total interest income$64,856,000415
Total interest expense$15,908,000374
Net interest income$48,948,000447
Provision for loan and lease losses$1,438,000520
Total noninterest income$51,976,000173
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,512,000300
Trading account gains and fees$21,000127
Additional Noninterest Income$48,443,000139
Total noninterest expense$68,253,000291
Salaries and employee benefits$38,808,000286
Premises and equipment expense$5,882,000357
Additional noninterest expense$23,563,000276
Pre-tax net operating income$31,233,000354
Securities gains (losses)$7,162,00049
Applicable income taxes$8,449,000309
Income before extraordinary items$29,946,000320
Extraordinary gains, net$011
Net income$29,946,000320
Minority interest net income$072
Net income of bank and minority interests.$29,946,000321
Net charge-offs$524,000742
Cash dividends$22,000,000228
Sale, conversion, retirement of capital stock, net$0590
Net operating income$24,288,020358
2019-06-30 (YTD Data)Rank
Total interest income$42,548,000425
Total interest expense$10,640,000365
Net interest income$31,908,000456
Provision for loan and lease losses$895,000542
Total noninterest income$33,477,000179
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,286,000309
Trading account gains and fees$8,000128
Additional Noninterest Income$31,183,000141
Total noninterest expense$44,511,000298
Salaries and employee benefits$25,220,000291
Premises and equipment expense$3,841,000366
Additional noninterest expense$15,450,000284
Pre-tax net operating income$19,979,000358
Securities gains (losses)$7,359,00035
Applicable income taxes$6,053,000294
Income before extraordinary items$21,285,000300
Extraordinary gains, net$011
Net income$21,285,000302
Minority interest net income$069
Net income of bank and minority interests.$21,285,000302
Net charge-offs$376,000678
Cash dividends$15,000,000222
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,471,390365
2019-03-31 (YTD Data)Rank
Total interest income$20,614,000435
Total interest expense$5,214,000361
Net interest income$15,400,000460
Provision for loan and lease losses$373,000596
Total noninterest income$15,970,000183
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,202,000297
Trading account gains and fees$3,000122
Additional Noninterest Income$14,765,000140
Total noninterest expense$21,491,000311
Salaries and employee benefits$12,369,000290
Premises and equipment expense$1,846,000373
Additional noninterest expense$7,276,000291
Pre-tax net operating income$9,506,000370
Securities gains (losses)$5,140,00026
Applicable income taxes$3,269,000272
Income before extraordinary items$11,377,000280
Extraordinary gains, net$05
Net income$11,377,000280
Minority interest net income$052
Net income of bank and minority interests.$11,377,000280
Net charge-offs$198,000626
Cash dividends$8,000,000205
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,316,400375
2018-12-31 (YTD Data)Rank
Total interest income$74,403,000441
Total interest expense$15,918,000360
Net interest income$58,485,000473
Provision for loan and lease losses$1,319,000704
Total noninterest income$65,536,000188
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,768,000308
Trading account gains and fees$2,000124
Additional Noninterest Income$60,766,000144
Total noninterest expense$85,262,000315
Salaries and employee benefits$47,482,000299
Premises and equipment expense$8,559,000329
Additional noninterest expense$29,221,000292
Pre-tax net operating income$37,440,000378
Securities gains (losses)$-2,296,0005,362
Applicable income taxes$6,819,000385
Income before extraordinary items$28,325,000398
Extraordinary gains, net$06
Net income$28,325,000398
Minority interest net income$072
Net income of bank and minority interests.$28,325,000398
Net charge-offs$1,096,000535
Cash dividends$55,000,000144
Sale, conversion, retirement of capital stock, net$0671
Net operating income$30,184,760379
2018-09-30 (YTD Data)Rank
Total interest income$54,745,000443
Total interest expense$11,340,000354
Net interest income$43,405,000477
Provision for loan and lease losses$1,146,000590
Total noninterest income$49,180,000187
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,486,000312
Trading account gains and fees$0138
Additional Noninterest Income$45,694,000150
Total noninterest expense$63,298,000313
Salaries and employee benefits$35,259,000301
Premises and equipment expense$6,324,000335
Additional noninterest expense$21,715,000288
Pre-tax net operating income$28,141,000381
Securities gains (losses)$4,052,00034
Applicable income taxes$6,844,000336
Income before extraordinary items$25,349,000355
Extraordinary gains, net$05
Net income$25,349,000355
Minority interest net income$066
Net income of bank and minority interests.$25,349,000355
Net charge-offs$480,000732
Cash dividends$20,000,000208
Sale, conversion, retirement of capital stock, net$0633
Net operating income$22,147,920384
2018-06-30 (YTD Data)Rank
Total interest income$35,723,000442
Total interest expense$7,225,000353
Net interest income$28,498,000483
Provision for loan and lease losses$757,000579
Total noninterest income$32,081,000190
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,251,000319
Trading account gains and fees$-2,0001,836
Additional Noninterest Income$29,832,000153
Total noninterest expense$41,776,000317
Salaries and employee benefits$23,386,000307
Premises and equipment expense$4,235,000336
Additional noninterest expense$14,155,000291
Pre-tax net operating income$18,046,000383
Securities gains (losses)$901,00074
Applicable income taxes$3,994,000353
Income before extraordinary items$14,953,000374
Extraordinary gains, net$06
Net income$14,953,000374
Minority interest net income$065
Net income of bank and minority interests.$14,953,000374
Net charge-offs$357,000657
Cash dividends$12,000,000208
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,241,210383
2018-03-31 (YTD Data)Rank
Total interest income$17,225,000453
Total interest expense$3,399,000356
Net interest income$13,826,000490
Provision for loan and lease losses$375,000579
Total noninterest income$15,574,000195
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,117,000317
Trading account gains and fees$1,000121
Additional Noninterest Income$14,456,000153
Total noninterest expense$20,512,000318
Salaries and employee benefits$11,559,000308
Premises and equipment expense$2,095,000342
Additional noninterest expense$6,858,000294
Pre-tax net operating income$8,513,000393
Securities gains (losses)$-838,0005,583
Applicable income taxes$1,551,000415
Income before extraordinary items$6,124,000429
Extraordinary gains, net$07
Net income$6,124,000428
Minority interest net income$052
Net income of bank and minority interests.$6,124,000429
Net charge-offs$163,000645
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,794,400400
2017-12-31 (YTD Data)Rank
Total interest income$66,471,000438
Total interest expense$10,386,000362
Net interest income$56,085,000458
Provision for loan and lease losses$1,535,000631
Total noninterest income$60,247,000191
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,303,000337
Trading account gains and fees$9,000140
Additional Noninterest Income$55,935,000151
Total noninterest expense$80,371,000308
Salaries and employee benefits$43,598,000304
Premises and equipment expense$8,225,000343
Additional noninterest expense$28,548,000286
Pre-tax net operating income$34,426,000364
Securities gains (losses)$-199,0005,513
Applicable income taxes$6,047,000586
Income before extraordinary items$28,180,000313
Extraordinary gains, net$09
Net income$28,180,000313
Minority interest net income$076
Net income of bank and minority interests.$28,180,000313
Net charge-offs$1,275,000575
Cash dividends$23,500,000212
Sale, conversion, retirement of capital stock, net$0711
Net operating income$28,343,180312
2017-09-30 (YTD Data)Rank
Total interest income$49,419,000445
Total interest expense$7,387,000369
Net interest income$42,032,000460
Provision for loan and lease losses$1,114,000638
Total noninterest income$44,170,000193
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,212,000342
Trading account gains and fees$5,000141
Additional Noninterest Income$40,953,000155
Total noninterest expense$58,707,000312
Salaries and employee benefits$31,555,000313
Premises and equipment expense$5,956,000356
Additional noninterest expense$21,196,000283
Pre-tax net operating income$26,381,000372
Securities gains (losses)$32,0001,084
Applicable income taxes$8,279,000345
Income before extraordinary items$18,134,000386
Extraordinary gains, net$09
Net income$18,134,000386
Minority interest net income$071
Net income of bank and minority interests.$18,134,000386
Net charge-offs$795,000583
Cash dividends$18,000,000195
Sale, conversion, retirement of capital stock, net$0677
Net operating income$18,111,920383
2017-06-30 (YTD Data)Rank
Total interest income$32,298,000446
Total interest expense$4,559,000376
Net interest income$27,739,000461
Provision for loan and lease losses$724,000639
Total noninterest income$28,850,000197
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,104,000337
Trading account gains and fees$7,000133
Additional Noninterest Income$26,739,000155
Total noninterest expense$38,108,000323
Salaries and employee benefits$20,249,000329
Premises and equipment expense$3,777,000367
Additional noninterest expense$14,082,000286
Pre-tax net operating income$17,757,000368
Securities gains (losses)$13,0001,152
Applicable income taxes$5,551,000345
Income before extraordinary items$12,219,000388
Extraordinary gains, net$011
Net income$12,219,000387
Minority interest net income$071
Net income of bank and minority interests.$12,219,000388
Net charge-offs$281,000865
Cash dividends$12,500,000179
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,210,030385
2017-03-31 (YTD Data)Rank
Total interest income$15,933,000451
Total interest expense$2,107,000393
Net interest income$13,826,000464
Provision for loan and lease losses$353,000591
Total noninterest income$14,222,000196
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,093,000323
Trading account gains and fees$2,000138
Additional Noninterest Income$13,127,000154
Total noninterest expense$18,579,000333
Salaries and employee benefits$9,874,000345
Premises and equipment expense$1,719,000400
Additional noninterest expense$6,986,000292
Pre-tax net operating income$9,116,000356
Securities gains (losses)$1,0001,030
Applicable income taxes$2,930,000336
Income before extraordinary items$6,187,000386
Extraordinary gains, net$08
Net income$6,187,000385
Minority interest net income$055
Net income of bank and minority interests.$6,187,000386
Net charge-offs$46,0001,386
Cash dividends$5,500,000185
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,186,320381
2016-12-31 (YTD Data)Rank
Total interest income$60,315,000455
Total interest expense$6,429,000464
Net interest income$53,886,000451
Provision for loan and lease losses$1,456,000668
Total noninterest income$58,197,000196
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,304,000332
Trading account gains and fees$12,000160
Additional Noninterest Income$53,881,000153
Total noninterest expense$77,484,000319
Salaries and employee benefits$39,403,000337
Premises and equipment expense$7,498,000368
Additional noninterest expense$30,583,000271
Pre-tax net operating income$33,143,000348
Securities gains (losses)$-3,0005,561
Applicable income taxes$9,242,000356
Income before extraordinary items$23,898,000360
Extraordinary gains, net$05
Net income$23,898,000359
Minority interest net income$082
Net income of bank and minority interests.$23,898,000359
Net charge-offs$1,202,000574
Cash dividends$21,000,000205
Sale, conversion, retirement of capital stock, net$0759
Net operating income$23,900,160356
2016-09-30 (YTD Data)Rank
Total interest income$45,117,000453
Total interest expense$4,680,000474
Net interest income$40,437,000449
Provision for loan and lease losses$1,150,000630
Total noninterest income$43,904,000194
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,216,000333
Trading account gains and fees$10,000162
Additional Noninterest Income$40,678,000151
Total noninterest expense$57,228,000322
Salaries and employee benefits$29,457,000337
Premises and equipment expense$5,737,000360
Additional noninterest expense$22,034,000278
Pre-tax net operating income$25,963,000332
Securities gains (losses)$-4,0005,742
Applicable income taxes$7,857,000332
Income before extraordinary items$18,102,000341
Extraordinary gains, net$05
Net income$18,102,000341
Minority interest net income$071
Net income of bank and minority interests.$18,102,000341
Net charge-offs$850,000547
Cash dividends$17,000,000194
Sale, conversion, retirement of capital stock, net$0719
Net operating income$18,104,800338
2016-06-30 (YTD Data)Rank
Total interest income$29,954,000459
Total interest expense$3,100,000475
Net interest income$26,854,000456
Provision for loan and lease losses$837,000584
Total noninterest income$29,000,000194
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,137,000331
Trading account gains and fees$4,000154
Additional Noninterest Income$26,859,000153
Total noninterest expense$37,557,000326
Salaries and employee benefits$19,466,000341
Premises and equipment expense$3,933,000353
Additional noninterest expense$14,158,000287
Pre-tax net operating income$17,460,000329
Securities gains (losses)$-10,0005,904
Applicable income taxes$5,658,000310
Income before extraordinary items$11,792,000350
Extraordinary gains, net$016
Net income$11,792,000348
Minority interest net income$071
Net income of bank and minority interests.$11,792,000349
Net charge-offs$389,000719
Cash dividends$11,000,000190
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,798,800347
2016-03-31 (YTD Data)Rank
Total interest income$14,861,000460
Total interest expense$1,571,000464
Net interest income$13,290,000454
Provision for loan and lease losses$346,000616
Total noninterest income$14,216,000193
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,072,000328
Trading account gains and fees$3,000138
Additional Noninterest Income$13,141,000148
Total noninterest expense$18,673,000326
Salaries and employee benefits$9,676,000342
Premises and equipment expense$1,948,000355
Additional noninterest expense$7,049,000277
Pre-tax net operating income$8,487,000321
Securities gains (losses)$-13,0005,994
Applicable income taxes$2,761,000317
Income before extraordinary items$5,713,000348
Extraordinary gains, net$012
Net income$5,713,000348
Minority interest net income$062
Net income of bank and minority interests.$5,713,000348
Net charge-offs$220,000617
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,721,710339
2015-12-31 (YTD Data)Rank
Total interest income$54,609,000470
Total interest expense$4,975,000561
Net interest income$49,634,000458
Provision for loan and lease losses$1,137,000729
Total noninterest income$57,119,000197
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,476,000325
Trading account gains and fees$1,000156
Additional Noninterest Income$52,642,000150
Total noninterest expense$75,200,000311
Salaries and employee benefits$38,413,000324
Premises and equipment expense$8,724,000304
Additional noninterest expense$28,063,000279
Pre-tax net operating income$30,416,000350
Securities gains (losses)$-88,0006,068
Applicable income taxes$8,954,000340
Income before extraordinary items$21,374,000372
Extraordinary gains, net$023
Net income$21,374,000372
Minority interest net income$081
Net income of bank and minority interests.$21,374,000372
Net charge-offs$1,163,000608
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,435,600367
2015-09-30 (YTD Data)Rank
Total interest income$40,541,000481
Total interest expense$3,672,000569
Net interest income$36,869,000465
Provision for loan and lease losses$840,000694
Total noninterest income$42,811,000198
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,387,000328
Trading account gains and fees$-3,0006,222
Additional Noninterest Income$39,427,000156
Total noninterest expense$55,700,000320
Salaries and employee benefits$28,441,000332
Premises and equipment expense$6,045,000342
Additional noninterest expense$21,214,000290
Pre-tax net operating income$23,140,000353
Securities gains (losses)$129,000875
Applicable income taxes$7,582,000324
Income before extraordinary items$15,687,000383
Extraordinary gains, net$021
Net income$15,687,000383
Minority interest net income$078
Net income of bank and minority interests.$15,687,000383
Net charge-offs$853,000572
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,600,570380
2015-06-30 (YTD Data)Rank
Total interest income$26,539,000483
Total interest expense$2,439,000568
Net interest income$24,100,000469
Provision for loan and lease losses$554,000698
Total noninterest income$28,523,000203
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,260,000326
Trading account gains and fees$-5,0006,303
Additional Noninterest Income$26,268,000157
Total noninterest expense$36,679,000328
Salaries and employee benefits$18,567,000340
Premises and equipment expense$3,900,000355
Additional noninterest expense$14,212,000292
Pre-tax net operating income$15,390,000355
Securities gains (losses)$110,000804
Applicable income taxes$5,055,000323
Income before extraordinary items$10,445,000384
Extraordinary gains, net$022
Net income$10,445,000384
Minority interest net income$075
Net income of bank and minority interests.$10,445,000384
Net charge-offs$496,000646
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,371,300380
2015-03-31 (YTD Data)Rank
Total interest income$13,006,000491
Total interest expense$1,266,000551
Net interest income$11,740,000482
Provision for loan and lease losses$265,000714
Total noninterest income$14,028,000196
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,087,000329
Trading account gains and fees$-6,0006,388
Additional Noninterest Income$12,947,000153
Total noninterest expense$18,189,000331
Salaries and employee benefits$8,931,000357
Premises and equipment expense$1,892,000374
Additional noninterest expense$7,366,000282
Pre-tax net operating income$7,314,000362
Securities gains (losses)$20,0001,240
Applicable income taxes$2,361,000337
Income before extraordinary items$4,973,000391
Extraordinary gains, net$013
Net income$4,973,000391
Minority interest net income$064
Net income of bank and minority interests.$4,973,000391
Net charge-offs$76,0001,286
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,959,400384
2014-12-31 (YTD Data)Rank
Total interest income$50,659,000491
Total interest expense$5,301,000537
Net interest income$45,358,000482
Provision for loan and lease losses$1,325,000677
Total noninterest income$54,082,000192
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,220,000355
Trading account gains and fees$-23,0006,483
Additional Noninterest Income$49,885,000145
Total noninterest expense$68,434,000334
Salaries and employee benefits$33,193,000363
Premises and equipment expense$7,605,000353
Additional noninterest expense$27,636,000290
Pre-tax net operating income$29,681,000342
Securities gains (losses)$235,000731
Applicable income taxes$9,531,000311
Income before extraordinary items$20,385,000367
Extraordinary gains, net$017
Net income$20,385,000367
Minority interest net income$084
Net income of bank and minority interests.$20,385,000367
Net charge-offs$1,449,000670
Cash dividends$6,400,000491
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,225,200362
2014-09-30 (YTD Data)Rank
Total interest income$38,127,000484
Total interest expense$3,993,000537
Net interest income$34,134,000481
Provision for loan and lease losses$1,203,000558
Total noninterest income$40,959,000188
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,125,000356
Trading account gains and fees$13,000158
Additional Noninterest Income$37,821,000144
Total noninterest expense$51,495,000334
Salaries and employee benefits$24,982,000356
Premises and equipment expense$5,677,000356
Additional noninterest expense$20,836,000287
Pre-tax net operating income$22,395,000333
Securities gains (losses)$235,000575
Applicable income taxes$7,206,000307
Income before extraordinary items$15,424,000362
Extraordinary gains, net$015
Net income$15,424,000362
Minority interest net income$081
Net income of bank and minority interests.$15,424,000362
Net charge-offs$784,000818
Cash dividends$6,400,000357
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,264,200360
2014-06-30 (YTD Data)Rank
Total interest income$25,585,000478
Total interest expense$2,685,000538
Net interest income$22,900,000472
Provision for loan and lease losses$797,000571
Total noninterest income$27,480,000183
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,047,000357
Trading account gains and fees$12,000157
Additional Noninterest Income$25,421,000139
Total noninterest expense$34,822,000330
Salaries and employee benefits$16,604,000356
Premises and equipment expense$3,841,000350
Additional noninterest expense$14,377,000280
Pre-tax net operating income$14,761,000330
Securities gains (losses)$235,000436
Applicable income taxes$4,767,000304
Income before extraordinary items$10,229,000357
Extraordinary gains, net$020
Net income$10,229,000357
Minority interest net income$080
Net income of bank and minority interests.$10,229,000357
Net charge-offs$489,000886
Cash dividends$3,400,000424
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,069,200356
2014-03-31 (YTD Data)Rank
Total interest income$12,823,000480
Total interest expense$1,381,000519
Net interest income$11,442,000472
Provision for loan and lease losses$392,000554
Total noninterest income$13,799,000175
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,013,000350
Trading account gains and fees$8,000141
Additional Noninterest Income$12,778,000136
Total noninterest expense$17,561,000325
Salaries and employee benefits$8,123,000361
Premises and equipment expense$1,914,000360
Additional noninterest expense$7,524,000271
Pre-tax net operating income$7,288,000317
Securities gains (losses)$6,0001,292
Applicable income taxes$2,306,000301
Income before extraordinary items$4,988,000349
Extraordinary gains, net$016
Net income$4,988,000349
Minority interest net income$066
Net income of bank and minority interests.$4,988,000349
Net charge-offs$162,0001,072
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,983,920343
2013-12-31 (YTD Data)Rank
Total interest income$52,309,000469
Total interest expense$6,162,000512
Net interest income$46,147,000472
Provision for loan and lease losses$1,823,000667
Total noninterest income$61,788,000172
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,268,000351
Trading account gains and fees$-556,0006,799
Additional Noninterest Income$58,076,000132
Total noninterest expense$74,840,000309
Salaries and employee benefits$33,572,000343
Premises and equipment expense$8,365,000312
Additional noninterest expense$32,903,000257
Pre-tax net operating income$31,272,000302
Securities gains (losses)$1,558,000161
Applicable income taxes$10,749,000260
Income before extraordinary items$22,081,000328
Extraordinary gains, net$029
Net income$22,081,000328
Minority interest net income$090
Net income of bank and minority interests.$22,081,000328
Net charge-offs$1,347,0001,013
Cash dividends$18,500,000210
Sale, conversion, retirement of capital stock, net$0924
Net operating income$21,037,140342
2013-09-30 (YTD Data)Rank
Total interest income$39,421,000470
Total interest expense$4,792,000506
Net interest income$34,629,000471
Provision for loan and lease losses$1,791,000548
Total noninterest income$46,938,000177
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,220,000350
Trading account gains and fees$-495,0006,880
Additional Noninterest Income$44,213,000136
Total noninterest expense$55,189,000309
Salaries and employee benefits$24,826,000348
Premises and equipment expense$5,723,000337
Additional noninterest expense$24,640,000253
Pre-tax net operating income$24,587,000300
Securities gains (losses)$1,558,000149
Applicable income taxes$8,547,000261
Income before extraordinary items$17,598,000326
Extraordinary gains, net$025
Net income$17,598,000327
Minority interest net income$084
Net income of bank and minority interests.$17,598,000327
Net charge-offs$1,005,000998
Cash dividends$14,500,000188
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,554,140333
2013-06-30 (YTD Data)Rank
Total interest income$26,566,000465
Total interest expense$3,279,000509
Net interest income$23,287,000463
Provision for loan and lease losses$1,188,000590
Total noninterest income$31,281,000184
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,042,000361
Trading account gains and fees$-483,0006,930
Additional Noninterest Income$29,722,000137
Total noninterest expense$36,535,000316
Salaries and employee benefits$16,349,000349
Premises and equipment expense$3,781,000337
Additional noninterest expense$16,405,000252
Pre-tax net operating income$16,845,000292
Securities gains (losses)$1,314,000150
Applicable income taxes$5,938,000255
Income before extraordinary items$12,221,000307
Extraordinary gains, net$022
Net income$12,221,000308
Minority interest net income$082
Net income of bank and minority interests.$12,221,000308
Net charge-offs$661,0001,039
Cash dividends$9,500,000181
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,340,620316
2013-03-31 (YTD Data)Rank
Total interest income$13,392,000465
Total interest expense$1,705,000505
Net interest income$11,687,000463
Provision for loan and lease losses$589,000626
Total noninterest income$15,634,000182
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,041,000354
Trading account gains and fees$-46,0007,007
Additional Noninterest Income$14,639,000142
Total noninterest expense$17,680,000326
Salaries and employee benefits$8,042,000360
Premises and equipment expense$1,822,000357
Additional noninterest expense$7,816,000265
Pre-tax net operating income$9,052,000277
Securities gains (losses)$01,966
Applicable income taxes$2,943,000259
Income before extraordinary items$6,109,000299
Extraordinary gains, net$010
Net income$6,109,000300
Minority interest net income$076
Net income of bank and minority interests.$6,109,000300
Net charge-offs$187,0001,415
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,109,000286
2012-12-31 (YTD Data)Rank
Total interest income$56,165,000461
Total interest expense$7,614,000553
Net interest income$48,551,000463
Provision for loan and lease losses$2,695,000842
Total noninterest income$63,982,000169
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,320,000357
Trading account gains and fees$25,000140
Additional Noninterest Income$59,637,000139
Total noninterest expense$73,342,000310
Salaries and employee benefits$33,130,000331
Premises and equipment expense$7,900,000317
Additional noninterest expense$32,312,000275
Pre-tax net operating income$36,496,000264
Securities gains (losses)$243,0001,529
Applicable income taxes$12,009,000241
Income before extraordinary items$24,730,000297
Extraordinary gains, net$029
Net income$24,730,000297
Minority interest net income$093
Net income of bank and minority interests.$24,730,000297
Net charge-offs$2,325,0001,037
Cash dividends$15,000,000233
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$24,567,190284
2012-09-30 (YTD Data)Rank
Total interest income$42,431,000461
Total interest expense$5,809,000570
Net interest income$36,622,000462
Provision for loan and lease losses$1,719,000979
Total noninterest income$48,517,000166
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,226,000359
Trading account gains and fees$88,000111
Additional Noninterest Income$45,203,000138
Total noninterest expense$54,215,000311
Salaries and employee benefits$24,500,000334
Premises and equipment expense$5,955,000316
Additional noninterest expense$23,760,000271
Pre-tax net operating income$29,205,000252
Securities gains (losses)$243,0001,277
Applicable income taxes$9,725,000235
Income before extraordinary items$19,723,000283
Extraordinary gains, net$020
Net income$19,723,000283
Minority interest net income$086
Net income of bank and minority interests.$19,723,000283
Net charge-offs$1,527,0001,101
Cash dividends$8,000,000248
Sale, conversion, retirement of capital stock, net$0952
Net operating income$19,560,190274
2012-06-30 (YTD Data)Rank
Total interest income$28,506,000468
Total interest expense$3,901,000587
Net interest income$24,605,000461
Provision for loan and lease losses$1,137,000995
Total noninterest income$32,126,000166
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,132,000360
Trading account gains and fees$19,000130
Additional Noninterest Income$29,975,000138
Total noninterest expense$35,910,000313
Salaries and employee benefits$16,361,000333
Premises and equipment expense$3,965,000315
Additional noninterest expense$15,584,000279
Pre-tax net operating income$19,684,000245
Securities gains (losses)$123,0001,448
Applicable income taxes$6,520,000234
Income before extraordinary items$13,287,000279
Extraordinary gains, net$019
Net income$13,287,000279
Minority interest net income$084
Net income of bank and minority interests.$13,287,000279
Net charge-offs$1,255,000968
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$13,204,590267
2012-03-31 (YTD Data)Rank
Total interest income$14,332,000468
Total interest expense$1,977,000598
Net interest income$12,355,000462
Provision for loan and lease losses$562,000986
Total noninterest income$16,099,000162
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,089,000350
Trading account gains and fees$12,000124
Additional Noninterest Income$14,998,000133
Total noninterest expense$18,480,000302
Salaries and employee benefits$8,193,000328
Premises and equipment expense$2,015,000308
Additional noninterest expense$8,272,000259
Pre-tax net operating income$9,412,000248
Securities gains (losses)$88,000976
Applicable income taxes$3,109,000237
Income before extraordinary items$6,391,000274
Extraordinary gains, net$019
Net income$6,391,000275
Minority interest net income$078
Net income of bank and minority interests.$6,391,000275
Net charge-offs$393,0001,264
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,332,040263
2011-12-31 (YTD Data)Rank
Total interest income$59,254,000462
Total interest expense$8,362,000690
Net interest income$50,892,000432
Provision for loan and lease losses$2,314,0001,416
Total noninterest income$64,304,000153
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,627,000342
Trading account gains and fees$13,000132
Additional Noninterest Income$59,664,000130
Total noninterest expense$75,973,000289
Salaries and employee benefits$31,893,000318
Premises and equipment expense$8,837,000302
Additional noninterest expense$35,243,000253
Pre-tax net operating income$36,909,000234
Securities gains (losses)$108,0001,999
Applicable income taxes$12,176,000215
Income before extraordinary items$24,841,000265
Extraordinary gains, net$029
Net income$24,841,000266
Minority interest net income$096
Net income of bank and minority interests.$24,841,000266
Net charge-offs$2,097,0001,507
Cash dividends$12,000,000203
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$24,768,640258
2011-09-30 (YTD Data)Rank
Total interest income$44,948,000457
Total interest expense$6,434,000701
Net interest income$38,514,000429
Provision for loan and lease losses$1,719,0001,374
Total noninterest income$49,022,000150
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,490,000341
Trading account gains and fees$40,000119
Additional Noninterest Income$45,492,000124
Total noninterest expense$56,235,000287
Salaries and employee benefits$23,893,000313
Premises and equipment expense$6,295,000317
Additional noninterest expense$26,047,000242
Pre-tax net operating income$29,582,000230
Securities gains (losses)$108,0001,717
Applicable income taxes$9,873,000219
Income before extraordinary items$19,817,000251
Extraordinary gains, net$021
Net income$19,817,000252
Minority interest net income$087
Net income of bank and minority interests.$19,817,000252
Net charge-offs$1,236,0001,694
Cash dividends$7,000,000218
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$19,744,640248
2011-06-30 (YTD Data)Rank
Total interest income$30,471,000463
Total interest expense$4,408,000720
Net interest income$26,063,000432
Provision for loan and lease losses$1,120,0001,398
Total noninterest income$33,058,000151
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,274,000346
Trading account gains and fees$18,000132
Additional Noninterest Income$30,766,000128
Total noninterest expense$37,193,000293
Salaries and employee benefits$15,993,000313
Premises and equipment expense$4,114,000330
Additional noninterest expense$17,086,000251
Pre-tax net operating income$20,808,000215
Securities gains (losses)$108,0001,086
Applicable income taxes$6,977,000195
Income before extraordinary items$13,939,000234
Extraordinary gains, net$015
Net income$13,939,000234
Minority interest net income$089
Net income of bank and minority interests.$13,939,000234
Net charge-offs$942,0001,524
Cash dividends$7,000,000129
Sale, conversion, retirement of capital stock, net$0986
Net operating income$13,866,640231
2011-03-31 (YTD Data)Rank
Total interest income$15,168,000470
Total interest expense$2,251,000734
Net interest income$12,917,000437
Provision for loan and lease losses$536,0001,373
Total noninterest income$15,876,000158
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,130,000343
Trading account gains and fees$3,000144
Additional Noninterest Income$14,743,000135
Total noninterest expense$18,418,000298
Salaries and employee benefits$7,908,000319
Premises and equipment expense$2,083,000333
Additional noninterest expense$8,427,000259
Pre-tax net operating income$9,839,000218
Securities gains (losses)$01,772
Applicable income taxes$3,255,000197
Income before extraordinary items$6,584,000239
Extraordinary gains, net$09
Net income$6,584,000239
Minority interest net income$086
Net income of bank and minority interests.$6,584,000239
Net charge-offs$742,0001,037
Cash dividends$3,500,000121
Sale, conversion, retirement of capital stock, net$0925
Net operating income$6,584,000234
2010-12-31 (YTD Data)Rank
Total interest income$62,803,000473
Total interest expense$10,011,000818
Net interest income$52,792,000420
Provision for loan and lease losses$2,831,0001,677
Total noninterest income$66,640,000157
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,457,000286
Trading account gains and fees$55,000141
Additional Noninterest Income$61,128,000129
Total noninterest expense$78,465,000277
Salaries and employee benefits$32,128,000304
Premises and equipment expense$9,464,000289
Additional noninterest expense$36,873,000254
Pre-tax net operating income$38,136,000186
Securities gains (losses)$-47,0007,147
Applicable income taxes$13,185,000180
Income before extraordinary items$24,904,000219
Extraordinary gains, net$029
Net income$24,904,000220
Minority interest net income$0111
Net income of bank and minority interests.$24,904,000220
Net charge-offs$2,543,0001,616
Cash dividends$19,000,000105
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$24,934,550209
2010-09-30 (YTD Data)Rank
Total interest income$47,496,000469
Total interest expense$7,654,000835
Net interest income$39,842,000410
Provision for loan and lease losses$2,124,0001,590
Total noninterest income$50,205,000154
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,191,000280
Trading account gains and fees$48,000125
Additional Noninterest Income$45,966,000127
Total noninterest expense$58,680,000277
Salaries and employee benefits$23,952,000306
Premises and equipment expense$6,856,000301
Additional noninterest expense$27,872,000240
Pre-tax net operating income$29,243,000184
Securities gains (losses)$-72,0007,366
Applicable income taxes$10,127,000171
Income before extraordinary items$19,044,000204
Extraordinary gains, net$023
Net income$19,044,000206
Minority interest net income$0110
Net income of bank and minority interests.$19,044,000206
Net charge-offs$1,133,0002,049
Cash dividends$16,000,00071
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$19,090,800200
2010-06-30 (YTD Data)Rank
Total interest income$31,910,000468
Total interest expense$5,149,000861
Net interest income$26,761,000407
Provision for loan and lease losses$1,393,0001,599
Total noninterest income$33,763,000155
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,773,000281
Trading account gains and fees$27,000120
Additional Noninterest Income$30,963,000126
Total noninterest expense$39,341,000271
Salaries and employee benefits$15,857,000311
Premises and equipment expense$4,658,000296
Additional noninterest expense$18,826,000243
Pre-tax net operating income$19,790,000176
Securities gains (losses)$-72,0007,477
Applicable income taxes$6,869,000157
Income before extraordinary items$12,849,000195
Extraordinary gains, net$019
Net income$12,849,000194
Minority interest net income$0105
Net income of bank and minority interests.$12,849,000195
Net charge-offs$865,0001,871
Cash dividends$8,000,00087
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$12,895,800194
2010-03-31 (YTD Data)Rank
Total interest income$16,261,000476
Total interest expense$2,587,000906
Net interest income$13,674,000405
Provision for loan and lease losses$688,0001,496
Total noninterest income$16,945,000159
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,345,000293
Trading account gains and fees$24,000124
Additional Noninterest Income$15,576,000132
Total noninterest expense$19,506,000275
Salaries and employee benefits$7,886,000315
Premises and equipment expense$2,346,000307
Additional noninterest expense$9,274,000247
Pre-tax net operating income$10,425,000163
Securities gains (losses)$02,284
Applicable income taxes$3,691,000155
Income before extraordinary items$6,734,000182
Extraordinary gains, net$016
Net income$6,734,000184
Minority interest net income$091
Net income of bank and minority interests.$6,734,000184
Net charge-offs$405,0001,768
Cash dividends$3,000,000108
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$6,734,000179
2009-12-31 (YTD Data)Rank
Total interest income$69,807,000470
Total interest expense$13,670,000859
Net interest income$56,137,000389
Provision for loan and lease losses$2,838,0002,049
Total noninterest income$68,373,000153
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,447,000316
Trading account gains and fees$96,000149
Additional Noninterest Income$62,830,000138
Total noninterest expense$85,154,000273
Salaries and employee benefits$32,105,000296
Premises and equipment expense$10,206,000276
Additional noninterest expense$42,843,000249
Pre-tax net operating income$36,518,000147
Securities gains (losses)$16,0003,123
Applicable income taxes$13,215,000136
Income before extraordinary items$23,319,000162
Extraordinary gains, net$034
Net income$23,319,000162
Minority interest net income$0115
Net income of bank and minority interests.$23,319,000162
Net charge-offs$2,130,0001,960
Cash dividends$19,000,000112
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$23,308,760163
2009-09-30 (YTD Data)Rank
Total interest income$53,118,000482
Total interest expense$10,814,000855
Net interest income$42,304,000398
Provision for loan and lease losses$2,111,0001,843
Total noninterest income$49,711,000158
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,051,000317
Trading account gains and fees$79,000153
Additional Noninterest Income$45,581,000138
Total noninterest expense$63,490,000278
Salaries and employee benefits$23,917,000309
Premises and equipment expense$7,636,000282
Additional noninterest expense$31,937,000248
Pre-tax net operating income$26,414,000158
Securities gains (losses)$-1,0007,086
Applicable income taxes$9,538,000143
Income before extraordinary items$16,875,000179
Extraordinary gains, net$027
Net income$16,875,000178
Minority interest net income$0118
Net income of bank and minority interests.$16,875,000179
Net charge-offs$1,099,0002,101
Cash dividends$15,000,000102
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$16,875,640176
2009-06-30 (YTD Data)Rank
Total interest income$35,877,000494
Total interest expense$7,455,000869
Net interest income$28,422,000395
Provision for loan and lease losses$1,384,0001,721
Total noninterest income$33,066,000166
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,618,000326
Trading account gains and fees$74,000137
Additional Noninterest Income$30,374,000139
Total noninterest expense$42,704,000277
Salaries and employee benefits$15,889,000320
Premises and equipment expense$5,092,000288
Additional noninterest expense$21,723,000251
Pre-tax net operating income$17,400,000151
Securities gains (losses)$03,136
Applicable income taxes$6,321,000139
Income before extraordinary items$11,079,000175
Extraordinary gains, net$021
Net income$11,079,000174
Minority interest net income$0112
Net income of bank and minority interests.$11,079,000175
Net charge-offs$750,0001,909
Cash dividends$6,000,000144
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$11,079,000168
2009-03-31 (YTD Data)Rank
Total interest income$18,203,000494
Total interest expense$3,899,000863
Net interest income$14,304,000385
Provision for loan and lease losses$678,0001,497
Total noninterest income$12,233,000201
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,237,000335
Trading account gains and fees$37,000121
Additional Noninterest Income$10,959,000168
Total noninterest expense$17,908,000305
Salaries and employee benefits$7,866,000323
Premises and equipment expense$2,606,000285
Additional noninterest expense$7,436,000285
Pre-tax net operating income$7,951,000180
Securities gains (losses)$02,434
Applicable income taxes$2,883,000159
Income before extraordinary items$5,068,000209
Extraordinary gains, net$015
Net income$5,068,000209
Minority interest net income$0102
Net income of bank and minority interests.$5,068,000210
Net charge-offs$288,0001,818
Cash dividends$4,000,000113
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,068,000196
2008-12-31 (YTD Data)Rank
Total interest income$78,348,000489
Total interest expense$28,003,000564
Net interest income$50,345,000443
Provision for loan and lease losses$2,095,0001,737
Total noninterest income$103,343,000117
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,492,000325
Trading account gains and fees$86,000110
Additional Noninterest Income$97,765,000101
Total noninterest expense$88,231,000262
Salaries and employee benefits$36,763,000267
Premises and equipment expense$11,035,000257
Additional noninterest expense$40,433,000249
Pre-tax net operating income$63,362,000119
Securities gains (losses)$1,792,000140
Applicable income taxes$24,014,00097
Income before extraordinary items$41,140,000116
Extraordinary gains, net$039
Net income$41,140,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,905,0001,335
Cash dividends$33,000,000120
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$39,993,120131
2008-09-30 (YTD Data)Rank
Total interest income$59,387,000501
Total interest expense$22,801,000555
Net interest income$36,586,000467
Provision for loan and lease losses$1,180,0001,674
Total noninterest income$54,453,000147
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,164,000331
Trading account gains and fees$66,000112
Additional Noninterest Income$50,223,000128
Total noninterest expense$65,929,000257
Salaries and employee benefits$28,254,000268
Premises and equipment expense$8,527,000254
Additional noninterest expense$29,148,000233
Pre-tax net operating income$23,930,000239
Securities gains (losses)$1,783,000121
Applicable income taxes$9,300,000190
Income before extraordinary items$16,413,000233
Extraordinary gains, net$031
Net income$16,413,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$987,0001,313
Cash dividends$13,000,000195
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$15,271,880265
2008-06-30 (YTD Data)Rank
Total interest income$40,549,000497
Total interest expense$16,314,000530
Net interest income$24,235,000471
Provision for loan and lease losses$678,0001,567
Total noninterest income$35,692,000155
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,737,000330
Trading account gains and fees$52,000108
Additional Noninterest Income$32,903,000136
Total noninterest expense$43,582,000259
Salaries and employee benefits$18,701,000275
Premises and equipment expense$5,583,000262
Additional noninterest expense$19,298,000231
Pre-tax net operating income$15,667,000267
Securities gains (losses)$1,782,000123
Applicable income taxes$6,331,000214
Income before extraordinary items$11,118,000267
Extraordinary gains, net$021
Net income$11,118,000267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,0001,139
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,977,520288
2008-03-31 (YTD Data)Rank
Total interest income$21,187,000495
Total interest expense$9,524,000496
Net interest income$11,663,000478
Provision for loan and lease losses$258,0001,553
Total noninterest income$14,984,000176
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,320,000332
Trading account gains and fees$27,000121
Additional Noninterest Income$13,637,000153
Total noninterest expense$19,875,000271
Salaries and employee benefits$9,313,000279
Premises and equipment expense$2,808,000258
Additional noninterest expense$7,754,000254
Pre-tax net operating income$6,514,000326
Securities gains (losses)$1,782,00093
Applicable income taxes$2,988,000240
Income before extraordinary items$5,308,000298
Extraordinary gains, net$015
Net income$5,308,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000928
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,167,520356
2007-12-31 (YTD Data)Rank
Total interest income$87,954,000498
Total interest expense$47,140,000441
Net interest income$40,814,000560
Provision for loan and lease losses$758,0001,731
Total noninterest income$67,720,000158
Gross Fiduciary activities income$575,000559
Service charges on deposit accounts$5,482,000325
Trading account gains and fees$76,000129
Additional Noninterest Income$61,587,000134
Total noninterest expense$82,281,000259
Salaries and employee benefits$35,299,000282
Premises and equipment expense$10,637,000255
Additional noninterest expense$36,345,000222
Pre-tax net operating income$25,495,000388
Securities gains (losses)$2,578,00095
Applicable income taxes$9,679,000336
Income before extraordinary items$18,394,000381
Extraordinary gains, net$039
Net income$18,394,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$934,0001,084
Cash dividends$12,500,000349
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$16,692,520404
2007-09-30 (YTD Data)Rank
Total interest income$65,540,000500
Total interest expense$35,376,000441
Net interest income$30,164,000567
Provision for loan and lease losses$691,0001,224
Total noninterest income$48,927,000164
Gross Fiduciary activities income$575,000485
Service charges on deposit accounts$4,088,000325
Trading account gains and fees$64,000129
Additional Noninterest Income$44,200,000138
Total noninterest expense$60,792,000253
Salaries and employee benefits$26,431,000283
Premises and equipment expense$7,926,000252
Additional noninterest expense$26,435,000219
Pre-tax net operating income$17,608,000442
Securities gains (losses)$2,218,00094
Applicable income taxes$7,033,000375
Income before extraordinary items$12,793,000442
Extraordinary gains, net$033
Net income$12,793,000440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,278
Cash dividends$8,500,000369
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,351,300479
2007-06-30 (YTD Data)Rank
Total interest income$43,011,000519
Total interest expense$23,272,000458
Net interest income$19,739,000588
Provision for loan and lease losses$613,000855
Total noninterest income$32,199,000176
Gross Fiduciary activities income$575,000385
Service charges on deposit accounts$2,649,000340
Trading account gains and fees$12,000156
Additional Noninterest Income$28,963,000147
Total noninterest expense$40,742,000260
Salaries and employee benefits$17,574,000293
Premises and equipment expense$5,233,000269
Additional noninterest expense$17,935,000223
Pre-tax net operating income$10,583,000508
Securities gains (losses)$01,444
Applicable income taxes$3,702,000474
Income before extraordinary items$6,881,000556
Extraordinary gains, net$029
Net income$6,881,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,242
Cash dividends$3,500,000566
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,881,000545
2007-03-31 (YTD Data)Rank
Total interest income$21,475,000517
Total interest expense$11,597,000451
Net interest income$9,878,000590
Provision for loan and lease losses$331,000732
Total noninterest income$13,197,000197
Gross Fiduciary activities income$575,000262
Service charges on deposit accounts$1,265,000345
Trading account gains and fees$6,000179
Additional Noninterest Income$11,351,000161
Total noninterest expense$18,248,000285
Salaries and employee benefits$8,855,000294
Premises and equipment expense$2,501,000281
Additional noninterest expense$6,892,000260
Pre-tax net operating income$4,496,000566
Securities gains (losses)$01,187
Applicable income taxes$1,565,000525
Income before extraordinary items$2,931,000627
Extraordinary gains, net$022
Net income$2,931,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,931,000616
2006-12-31 (YTD Data)Rank
Total interest income$80,233,000521
Total interest expense$40,419,000446
Net interest income$39,814,000581
Provision for loan and lease losses$1,458,000729
Total noninterest income$64,751,000169
Gross Fiduciary activities income$2,883,000209
Service charges on deposit accounts$5,528,000322
Trading account gains and fees$28,000111
Additional Noninterest Income$56,312,000143
Total noninterest expense$75,584,000264
Salaries and employee benefits$33,563,000298
Premises and equipment expense$10,247,000256
Additional noninterest expense$31,774,000235
Pre-tax net operating income$27,523,000437
Securities gains (losses)$334,000306
Applicable income taxes$10,087,000390
Income before extraordinary items$17,770,000466
Extraordinary gains, net$051
Net income$17,770,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,526
Cash dividends$18,000,000253
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$17,556,240462
2006-09-30 (YTD Data)Rank
Total interest income$59,375,000531
Total interest expense$29,469,000454
Net interest income$29,906,000593
Provision for loan and lease losses$1,161,000661
Total noninterest income$49,225,000182
Gross Fiduciary activities income$2,191,000212
Service charges on deposit accounts$4,192,000325
Trading account gains and fees$22,000106
Additional Noninterest Income$42,820,000154
Total noninterest expense$55,993,000279
Salaries and employee benefits$24,960,000310
Premises and equipment expense$7,522,000269
Additional noninterest expense$23,511,000243
Pre-tax net operating income$21,977,000440
Securities gains (losses)$334,000261
Applicable income taxes$8,145,000396
Income before extraordinary items$14,166,000467
Extraordinary gains, net$045
Net income$14,166,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,827
Cash dividends$14,500,000241
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,952,240462
2006-06-30 (YTD Data)Rank
Total interest income$38,825,000529
Total interest expense$18,805,000449
Net interest income$20,020,000589
Provision for loan and lease losses$758,000664
Total noninterest income$32,359,000184
Gross Fiduciary activities income$1,454,000223
Service charges on deposit accounts$2,780,000321
Trading account gains and fees$20,000103
Additional Noninterest Income$28,105,000155
Total noninterest expense$36,504,000287
Salaries and employee benefits$16,279,000320
Premises and equipment expense$4,949,000274
Additional noninterest expense$15,276,000251
Pre-tax net operating income$15,117,000423
Securities gains (losses)$-13,0007,948
Applicable income taxes$5,527,000388
Income before extraordinary items$9,577,000457
Extraordinary gains, net$039
Net income$9,577,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$9,000,000246
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,585,320446
2006-03-31 (YTD Data)Rank
Total interest income$19,053,000515
Total interest expense$8,970,000444
Net interest income$10,083,000579
Provision for loan and lease losses$354,000679
Total noninterest income$13,322,000206
Gross Fiduciary activities income$674,000233
Service charges on deposit accounts$1,348,000318
Trading account gains and fees$-8,0008,765
Additional Noninterest Income$11,308,000174
Total noninterest expense$16,558,000315
Salaries and employee benefits$8,041,000322
Premises and equipment expense$2,469,000276
Additional noninterest expense$6,048,000286
Pre-tax net operating income$6,493,000464
Securities gains (losses)$-13,0008,292
Applicable income taxes$2,348,000438
Income before extraordinary items$4,132,000502
Extraordinary gains, net$021
Net income$4,132,000501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0008,569
Cash dividends$4,200,000242
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,140,320493
2005-12-31 (YTD Data)Rank
Total interest income$66,086,000530
Total interest expense$28,426,000430
Net interest income$37,660,000593
Provision for loan and lease losses$1,998,000551
Total noninterest income$56,667,000203
Gross Fiduciary activities income$2,695,000221
Service charges on deposit accounts$5,607,000305
Trading account gains and fees$153,00095
Additional Noninterest Income$48,212,000169
Total noninterest expense$65,664,000305
Salaries and employee benefits$29,659,000323
Premises and equipment expense$9,753,000271
Additional noninterest expense$26,252,000277
Pre-tax net operating income$26,665,000444
Securities gains (losses)$5,0001,712
Applicable income taxes$9,545,000406
Income before extraordinary items$17,125,000466
Extraordinary gains, net$046
Net income$17,125,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,996,000395
Cash dividends$14,000,000305
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,121,800456
2005-09-30 (YTD Data)Rank
Total interest income$48,041,000525
Total interest expense$19,960,000431
Net interest income$28,081,000586
Provision for loan and lease losses$1,319,000585
Total noninterest income$42,062,000211
Gross Fiduciary activities income$2,005,000217
Service charges on deposit accounts$4,204,000298
Trading account gains and fees$145,00086
Additional Noninterest Income$35,708,000177
Total noninterest expense$48,656,000307
Salaries and employee benefits$21,886,000329
Premises and equipment expense$7,375,000270
Additional noninterest expense$19,395,000281
Pre-tax net operating income$20,168,000447
Securities gains (losses)$3,0001,906
Applicable income taxes$7,243,000413
Income before extraordinary items$12,928,000465
Extraordinary gains, net$035
Net income$12,928,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,750,000317
Cash dividends$11,000,000274
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,926,080451
2005-06-30 (YTD Data)Rank
Total interest income$31,124,000526
Total interest expense$12,409,000430
Net interest income$18,715,000572
Provision for loan and lease losses$733,000690
Total noninterest income$27,327,000205
Gross Fiduciary activities income$1,373,000213
Service charges on deposit accounts$2,767,000298
Trading account gains and fees$93,00083
Additional Noninterest Income$23,094,000180
Total noninterest expense$31,767,000313
Salaries and employee benefits$14,442,000325
Premises and equipment expense$4,916,000265
Additional noninterest expense$12,409,000282
Pre-tax net operating income$13,542,000431
Securities gains (losses)$7,0001,472
Applicable income taxes$4,857,000412
Income before extraordinary items$8,692,000460
Extraordinary gains, net$030
Net income$8,692,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,153
Cash dividends$4,000,000396
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,687,520446
2005-03-31 (YTD Data)Rank
Total interest income$15,046,000531
Total interest expense$5,558,000452
Net interest income$9,488,000556
Provision for loan and lease losses$342,000684
Total noninterest income$11,720,000223
Gross Fiduciary activities income$644,000221
Service charges on deposit accounts$1,317,000294
Trading account gains and fees$38,00090
Additional Noninterest Income$9,721,000195
Total noninterest expense$14,543,000327
Salaries and employee benefits$7,064,000332
Premises and equipment expense$2,364,000275
Additional noninterest expense$5,115,000321
Pre-tax net operating income$6,323,000447
Securities gains (losses)$7,0001,110
Applicable income taxes$2,254,000431
Income before extraordinary items$4,076,000477
Extraordinary gains, net$024
Net income$4,076,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,197
Cash dividends$4,000,000204
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,071,520464
2004-12-31 (YTD Data)Rank
Total interest income$53,500,000549
Total interest expense$14,977,000553
Net interest income$38,523,000531
Provision for loan and lease losses$1,297,000826
Total noninterest income$53,356,000211
Gross Fiduciary activities income$2,605,000221
Service charges on deposit accounts$5,517,000308
Trading account gains and fees$343,00087
Additional Noninterest Income$44,891,000181
Total noninterest expense$60,972,000313
Salaries and employee benefits$27,035,000343
Premises and equipment expense$10,138,000262
Additional noninterest expense$23,799,000297
Pre-tax net operating income$29,610,000377
Securities gains (losses)$104,0001,215
Applicable income taxes$10,626,000357
Income before extraordinary items$19,088,000404
Extraordinary gains, net$034
Net income$19,088,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,225,000668
Cash dividends$26,000,000183
Sale, conversion, retirement of capital stock, net$0872
Net operating income$19,021,440393
2004-09-30 (YTD Data)Rank
Total interest income$39,165,000554
Total interest expense$10,292,000588
Net interest income$28,873,000526
Provision for loan and lease losses$949,000819
Total noninterest income$40,265,000218
Gross Fiduciary activities income$1,918,000224
Service charges on deposit accounts$4,156,000313
Trading account gains and fees$291,00080
Additional Noninterest Income$33,900,000193
Total noninterest expense$45,639,000312
Salaries and employee benefits$20,234,000343
Premises and equipment expense$7,703,000261
Additional noninterest expense$17,702,000299
Pre-tax net operating income$22,550,000368
Securities gains (losses)$77,0001,352
Applicable income taxes$8,087,000350
Income before extraordinary items$14,540,000402
Extraordinary gains, net$026
Net income$14,540,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,000822
Cash dividends$14,000,000218
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,490,720386
2004-06-30 (YTD Data)Rank
Total interest income$25,610,000552
Total interest expense$6,480,000616
Net interest income$19,130,000524
Provision for loan and lease losses$622,000807
Total noninterest income$26,784,000221
Gross Fiduciary activities income$1,310,000224
Service charges on deposit accounts$2,764,000305
Trading account gains and fees$193,00089
Additional Noninterest Income$22,517,000195
Total noninterest expense$30,195,000312
Salaries and employee benefits$13,472,000340
Premises and equipment expense$5,152,000257
Additional noninterest expense$11,571,000298
Pre-tax net operating income$15,097,000368
Securities gains (losses)$72,0001,234
Applicable income taxes$5,378,000359
Income before extraordinary items$9,791,000392
Extraordinary gains, net$021
Net income$9,791,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000798
Cash dividends$9,500,000204
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,744,200380
2004-03-31 (YTD Data)Rank
Total interest income$12,931,000553
Total interest expense$3,203,000630
Net interest income$9,728,000523
Provision for loan and lease losses$292,000860
Total noninterest income$11,840,000227
Gross Fiduciary activities income$696,000217
Service charges on deposit accounts$1,333,000318
Trading account gains and fees$91,00083
Additional Noninterest Income$9,720,000206
Total noninterest expense$14,128,000326
Salaries and employee benefits$6,721,000351
Premises and equipment expense$2,529,000267
Additional noninterest expense$4,878,000322
Pre-tax net operating income$7,148,000378
Securities gains (losses)$02,934
Applicable income taxes$2,547,000375
Income before extraordinary items$4,601,000413
Extraordinary gains, net$016
Net income$4,601,000412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000901
Cash dividends$4,500,000194
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,601,000392
2003-12-31 (YTD Data)Rank
Total interest income$50,951,000558
Total interest expense$14,968,000598
Net interest income$35,983,000541
Provision for loan and lease losses$1,415,000859
Total noninterest income$53,343,000227
Gross Fiduciary activities income$2,491,000229
Service charges on deposit accounts$4,680,000364
Trading account gains and fees$293,000106
Additional Noninterest Income$45,879,000198
Total noninterest expense$58,282,000329
Salaries and employee benefits$26,757,000346
Premises and equipment expense$10,066,000268
Additional noninterest expense$21,459,000322
Pre-tax net operating income$29,629,000356
Securities gains (losses)$-14,0008,822
Applicable income taxes$10,060,000364
Income before extraordinary items$19,555,000393
Extraordinary gains, net$054
Net income$19,555,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,248,000774
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$0868
Net operating income$19,564,240367
2003-09-30 (YTD Data)Rank
Total interest income$38,159,000574
Total interest expense$11,703,000605
Net interest income$26,456,000561
Provision for loan and lease losses$1,126,000800
Total noninterest income$39,978,000230
Gross Fiduciary activities income$1,869,000236
Service charges on deposit accounts$3,366,000394
Trading account gains and fees$232,000105
Additional Noninterest Income$34,511,000200
Total noninterest expense$43,364,000333
Salaries and employee benefits$19,975,000353
Premises and equipment expense$7,739,000265
Additional noninterest expense$15,650,000333
Pre-tax net operating income$21,944,000364
Securities gains (losses)$-14,0008,978
Applicable income taxes$7,889,000372
Income before extraordinary items$14,041,000420
Extraordinary gains, net$040
Net income$14,041,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,0001,069
Cash dividends$6,000,000422
Sale, conversion, retirement of capital stock, net$0722
Net operating income$14,049,960386
2003-06-30 (YTD Data)Rank
Total interest income$25,411,000579
Total interest expense$8,171,000599
Net interest income$17,240,000569
Provision for loan and lease losses$855,000725
Total noninterest income$25,558,000227
Gross Fiduciary activities income$1,218,000244
Service charges on deposit accounts$2,243,000384
Trading account gains and fees$219,00095
Additional Noninterest Income$21,878,000201
Total noninterest expense$28,451,000337
Salaries and employee benefits$13,321,000351
Premises and equipment expense$5,048,000276
Additional noninterest expense$10,082,000338
Pre-tax net operating income$13,492,000390
Securities gains (losses)$2,0003,460
Applicable income taxes$4,838,000399
Income before extraordinary items$8,656,000442
Extraordinary gains, net$030
Net income$8,656,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,000889
Cash dividends$6,000,000291
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,654,720409
2003-03-31 (YTD Data)Rank
Total interest income$13,129,000576
Total interest expense$4,219,000593
Net interest income$8,910,000557
Provision for loan and lease losses$451,000655
Total noninterest income$11,550,000241
Gross Fiduciary activities income$570,000261
Service charges on deposit accounts$1,077,000385
Trading account gains and fees$94,00094
Additional Noninterest Income$9,809,000212
Total noninterest expense$13,521,000354
Salaries and employee benefits$6,628,000348
Premises and equipment expense$2,424,000281
Additional noninterest expense$4,469,000379
Pre-tax net operating income$6,488,000400
Securities gains (losses)$2,0002,590
Applicable income taxes$2,365,000408
Income before extraordinary items$4,125,000456
Extraordinary gains, net$021
Net income$4,125,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,123,720424
2002-12-31 (YTD Data)Rank
Total interest income$60,722,000522
Total interest expense$20,199,000578
Net interest income$40,523,000506
Provision for loan and lease losses$2,069,000714
Total noninterest income$47,920,000233
Gross Fiduciary activities income$2,459,000253
Service charges on deposit accounts$3,721,000437
Trading account gains and fees$407,00085
Additional Noninterest Income$41,333,000197
Total noninterest expense$54,354,000348
Salaries and employee benefits$25,351,000344
Premises and equipment expense$9,132,000289
Additional noninterest expense$19,871,000350
Pre-tax net operating income$32,020,000332
Securities gains (losses)$157,0001,341
Applicable income taxes$11,404,000328
Income before extraordinary items$20,773,000360
Extraordinary gains, net$070
Net income$20,773,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,449,000697
Cash dividends$17,000,000245
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,670,950342
2001-12-31 (YTD Data)Rank
Total interest income$77,259,000472
Total interest expense$39,085,000456
Net interest income$38,174,000493
Provision for loan and lease losses$2,060,000682
Total noninterest income$43,748,000242
Gross Fiduciary activities income$2,851,000234
Service charges on deposit accounts$3,486,000431
Trading account gains and fees$261,00097
Additional Noninterest Income$37,150,000213
Total noninterest expense$49,957,000365
Salaries and employee benefits$23,026,000347
Premises and equipment expense$8,534,000298
Additional noninterest expense$18,397,000377
Pre-tax net operating income$29,905,000318
Securities gains (losses)$04,612
Applicable income taxes$10,850,000318
Income before extraordinary items$19,055,000338
Extraordinary gains, net$0105
Net income$19,055,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,807,000613
Cash dividends$11,000,000341
Sale, conversion, retirement of capital stock, net$0922
Net operating income$19,055,000325
2000-12-31 (YTD Data)Rank
Total interest income$82,018,000482
Total interest expense$46,664,000442
Net interest income$35,354,000534
Provision for loan and lease losses$1,920,000630
Total noninterest income$38,101,000248
Gross Fiduciary activities income$2,856,000232
Service charges on deposit accounts$2,871,000475
Trading account gains and fees$236,000106
Additional Noninterest Income$32,138,000216
Total noninterest expense$45,526,000374
Salaries and employee benefits$20,675,000361
Premises and equipment expense$8,216,000296
Additional noninterest expense$16,635,000403
Pre-tax net operating income$26,009,000367
Securities gains (losses)$25,000900
Applicable income taxes$9,585,000340
Income before extraordinary items$16,449,000383
Extraordinary gains, net$038
Net income$16,449,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,048,000721
Cash dividends$10,700,000356
Sale, conversion, retirement of capital stock, net$0969
Net operating income$16,433,000383
1999-12-31 (YTD Data)Rank
Total interest income$63,276,000578
Total interest expense$34,101,000511
Net interest income$29,175,000652
Provision for loan and lease losses$1,500,000695
Total noninterest income$27,371,000324
Gross Fiduciary activities income$2,497,000292
Service charges on deposit accounts$2,088,000634
Trading account gains and fees$256,000103
Additional Noninterest Income$22,530,000283
Total noninterest expense$35,287,000483
Salaries and employee benefits$16,840,000452
Premises and equipment expense$6,563,000365
Additional noninterest expense$11,884,000533
Pre-tax net operating income$19,759,000490
Securities gains (losses)$-82,0009,914
Applicable income taxes$7,264,000460
Income before extraordinary items$12,413,000527
Extraordinary gains, net$035
Net income$12,413,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$860,000789
Cash dividends$24,000,000230
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,465,480511
1998-12-31 (YTD Data)Rank
Total interest income$59,863,000597
Total interest expense$32,451,000540
Net interest income$27,412,000656
Provision for loan and lease losses$1,540,000696
Total noninterest income$22,328,000352
Gross Fiduciary activities income$2,393,000287
Service charges on deposit accounts$2,103,000584
Trading account gains and fees$114,000153
Additional Noninterest Income$17,718,000318
Total noninterest expense$29,205,000543
Salaries and employee benefits$14,263,000514
Premises and equipment expense$5,775,000393
Additional noninterest expense$9,167,000623
Pre-tax net operating income$18,995,000457
Securities gains (losses)$04,449
Applicable income taxes$6,851,000443
Income before extraordinary items$12,144,000485
Extraordinary gains, net$032
Net income$12,144,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,164,000676
Cash dividends$7,000,000502
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$12,144,000466
1997-12-31 (YTD Data)Rank
Total interest income$56,229,000635
Total interest expense$30,814,000569
Net interest income$25,415,000713
Provision for loan and lease losses$1,600,000699
Total noninterest income$19,620,000361
Gross Fiduciary activities income$2,190,000309
Service charges on deposit accounts$1,939,000656
Trading account gains and fees$57,000173
Additional Noninterest Income$15,434,000308
Total noninterest expense$27,038,000560
Salaries and employee benefits$13,098,000520
Premises and equipment expense$5,592,000397
Additional noninterest expense$8,348,000667
Pre-tax net operating income$16,397,000545
Securities gains (losses)$84,0001,065
Applicable income taxes$5,929,000548
Income before extraordinary items$10,552,000572
Extraordinary gains, net$044
Net income$10,552,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,056,000775
Cash dividends$8,500,000416
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,498,240558
1996-12-31 (YTD Data)Rank
Total interest income$53,199,000697
Total interest expense$29,002,000636
Net interest income$24,197,000774
Provision for loan and lease losses$1,200,000891
Total noninterest income$18,617,000405
Gross Fiduciary activities income$2,042,000356
Service charges on deposit accounts$1,796,000738
Trading account gains and fees$0262
Additional Noninterest Income$14,779,000346
Total noninterest expense$27,080,000610
Salaries and employee benefits$12,288,000574
Premises and equipment expense$6,609,000381
Additional noninterest expense$8,183,000788
Pre-tax net operating income$14,534,000582
Securities gains (losses)$49,0001,339
Applicable income taxes$5,069,000577
Income before extraordinary items$9,514,000610
Extraordinary gains, net$053
Net income$9,514,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,054,000871
Cash dividends$3,500,000847
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,482,150598
1995-12-31 (YTD Data)Rank
Total interest income$50,330,000756
Total interest expense$25,827,000712
Net interest income$24,503,000787
Provision for loan and lease losses$1,200,000822
Total noninterest income$15,115,000475
Gross Fiduciary activities income$1,776,000403
Service charges on deposit accounts$1,697,000780
Trading account gains and fees$18,000398
Additional Noninterest Income$11,624,000392
Total noninterest expense$25,117,000666
Salaries and employee benefits$11,467,000609
Premises and equipment expense$5,566,000443
Additional noninterest expense$8,084,000794
Pre-tax net operating income$13,301,000655
Securities gains (losses)$03,831
Applicable income taxes$4,620,000647
Income before extraordinary items$8,681,000673
Extraordinary gains, net$065
Net income$8,681,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,0001,024
Cash dividends$1,000,0002,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,681,000669
1994-12-31 (YTD Data)Rank
Total interest income$37,484,000866
Total interest expense$16,620,000835
Net interest income$20,864,000894
Provision for loan and lease losses$1,375,000754
Total noninterest income$13,578,000484
Gross Fiduciary activities income$1,653,000412
Service charges on deposit accounts$1,734,000768
Trading account gains and fees$-123,0004,881
Additional Noninterest Income$10,314,000408
Total noninterest expense$22,359,000733
Salaries and employee benefits$10,161,000693
Premises and equipment expense$4,929,000489
Additional noninterest expense$7,269,000886
Pre-tax net operating income$10,708,000752
Securities gains (losses)$-108,00011,573
Applicable income taxes$3,581,000745
Income before extraordinary items$7,019,000760
Extraordinary gains, net$0249
Net income$7,019,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,0001,056
Cash dividends$3,000,000802
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,090,280760
1993-12-31 (YTD Data)Rank
Total interest income$32,498,000992
Total interest expense$13,364,0001,010
Net interest income$19,134,000959
Provision for loan and lease losses$1,500,0001,002
Total noninterest income$12,512,000521
Gross Fiduciary activities income$1,492,000446
Service charges on deposit accounts$1,624,000803
Trading account gains and fees$0532
Additional Noninterest Income$9,396,000445
Total noninterest expense$20,423,000825
Salaries and employee benefits$9,444,000732
Premises and equipment expense$4,455,000544
Additional noninterest expense$6,524,0001,034
Pre-tax net operating income$9,723,000752
Securities gains (losses)$391,0001,072
Applicable income taxes$3,362,000765
Income before extraordinary items$6,752,000775
Extraordinary gains, net$03,149
Net income$6,752,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,0001,141
Cash dividends$3,900,000592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,490,030754
1992-12-31 (YTD Data)Rank
Total interest income$35,045,0001,051
Total interest expense$16,549,0001,089
Net interest income$18,496,0001,002
Provision for loan and lease losses$1,625,0001,332
Total noninterest income$10,407,000583
Gross Fiduciary activities income$1,352,000471
Service charges on deposit accounts$1,537,000850
Trading account gains and fees$0504
Additional Noninterest Income$7,518,000503
Total noninterest expense$18,806,000893
Salaries and employee benefits$8,806,000780
Premises and equipment expense$4,234,000602
Additional noninterest expense$5,766,0001,170
Pre-tax net operating income$8,472,000761
Securities gains (losses)$239,0001,778
Applicable income taxes$2,525,000918
Income before extraordinary items$6,186,000772
Extraordinary gains, net$01,422
Net income$6,186,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,640,0001,122
Cash dividends$3,400,000517
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,016,310723

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.