Home > The Central Trust Bank > Net charge- offs to loans
The Central Trust Bank, Net charge- offs to loans
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0862% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 4,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0702% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5754% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7961% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0466% | 71 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.1128% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1260% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6515% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7547% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0889% | 4,534 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.1807% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9685% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4708% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6106% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1152% | 4,556 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0013% | 4,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9536% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5860% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6902% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1992% | 4,586 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2048% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3247% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0115% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2554% | 4,602 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 4,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9324% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5612% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7875% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2592% | 4,630 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 4,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9024% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5180% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7610% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1959% | 4,656 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0694% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9333% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0543% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8367% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3200% | 4,683 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 4,322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7142% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0846% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6070% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5748% | 4,715 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 4,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6293% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8041% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5397% | 799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6697% | 4,754 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 4,148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0647% | 4,400 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0314% | 3,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4853% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6303% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3989% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6974% | 1,012 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0567% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0638% | 3,865 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7681% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4001% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5099% | 990 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 3,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 3,893 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6709% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2306% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4431% | 1,061 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 4,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0476% | 4,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3277% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0572% | 1,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0506% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1198% | 4,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2467% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,477 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0709% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1192% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4389% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0483% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0773% | 4,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1550% | 4,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4049% | 4,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0814% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2590% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0343% | 3,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1124% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0796% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0598% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2519% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2990% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2342% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9180% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2974% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 4,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0860% | 4,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6857% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0621% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5959% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1177% | 4,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7907% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2943% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1480% | 4,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4235% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6892% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3431% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 3,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0024% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3562% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0031% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2509% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3647% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1648% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2481% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.1159% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1386% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 4,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0813% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5247% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8379% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4383% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.1469% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 4,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1337% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0672% | 5,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3773% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3298% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.1300% | 4,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 4,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1083% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 5,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4747% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3308% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.2348% | 4,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1267% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 5,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2462% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1006% | 5,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3278% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5151% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2479% | 1,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.1386% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6899% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9183% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6051% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.1805% | 4,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6346% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9220% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5461% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.1378% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1444% | 5,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2969% | 4,193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5343% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7558% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4495% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1459% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0375% | 4,820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2971% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0782% | 5,366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5647% | 4,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2665% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4062% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.1725% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0447% | 5,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3020% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6879% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4448% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6313% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0250% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.1305% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 5,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7023% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4642% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6452% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0230% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0876% | 5,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 4,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9939% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4270% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 4,161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0677% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5430% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9395% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4274% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0094% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1414% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0281% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3127% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4560% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0468% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2545% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0378% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0834% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3759% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3445% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0431% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0560% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4928% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1661% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3286% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0409% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1109% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 4,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1118% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5595% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0317% | 4,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0317% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2350% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 3,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 3,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8156% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2636% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6797% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0709% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0178% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 5,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 5,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7098% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7526% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6144% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 5,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 5,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 4,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 5,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7142% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7918% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6180% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0747% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 5,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0384% | 4,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 5,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 4,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6009% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3773% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5340% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 5,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2561% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1540% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1073% | 4,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2368% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5235% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 5,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3418% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 2,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0371% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5295% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3074% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4729% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0930% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 5,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2303% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5283% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 2,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4861% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2324% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4325% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1101% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 4,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 4,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6142% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7312% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5364% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0351% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3251% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 1.2110% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6892% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2050% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5465% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1220% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4169% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2821% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3055% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 1.1527% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 1,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9128% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 3,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4128% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2343% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2553% | 2,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0267% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4429% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 1.6920% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3885% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3156% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3665% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2342% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1841% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6098% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0541% | 3,427 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0340% | 5,981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 2,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3393% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 3.4605% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 5,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 5,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0247% | 5,634 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3489% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1571% | 5,948 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1020% | 6,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2970% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2080% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.6716% | 2,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 2,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2488% | 854 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1688% | 1,670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7083% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5272% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0501% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3249% | 3,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2329% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 3,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.4770% | 2,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 6,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3596% | 672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 3,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2215% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5167% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4739% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0267% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2673% | 3,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0508% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.5760% | 1,862 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5267% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 3,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1896% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 3,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5674% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4954% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5631% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2279% | 2,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0135% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3214% | 2,337 |
| Percentage Net Loans Charged-off:Construction & development | 1.1720% | 1,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1000% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 1,940 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9210% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1782% | 2,638 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 5,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3595% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3240% | 3,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.5673% | 2,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 2,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3942% | 2,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 1,687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4358% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7578% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8930% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2236% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1934% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.6367% | 2,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0763% | 2,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 3,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1600% | 1,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1806% | 3,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1431% | 6,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6983% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4239% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2669% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.5180% | 2,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 2,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2331% | 2,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 5,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7067% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3725% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3001% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.1400% | 1,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1546% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2782% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3315% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 2,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6464% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1998% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5363% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2963% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.7631% | 2,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 3,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1275% | 834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2598% | 1,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1896% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7960% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3956% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 4,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 2,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 2,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1686% | 605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 3,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5233% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 3,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0673% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3293% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2763% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.1552% | 2,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 2,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2505% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4947% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 3,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1630% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7432% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1653% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1243% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0331% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 7,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0757% | 7,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0052% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6245% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2680% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 3,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 2,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2898% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0603% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3257% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 7,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0982% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6280% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7481% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 7,599 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 7,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0811% | 979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1591% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 7,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0550% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0623% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7580% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 2,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 7,618 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 7,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1769% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9629% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3658% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6924% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 7,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 7,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0619% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1912% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6507% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 7,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1464% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2579% | 7,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8568% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7721% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0260% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 7,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3864% | 7,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7115% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1523% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0678% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 3,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 7,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3121% | 7,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6824% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2216% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7500% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 7,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4905% | 7,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5683% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2141% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4000% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 7,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2513% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4699% | 8,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7905% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7618% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0322% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1004% | 8,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5633% | 8,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4662% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2648% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7005% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 5,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2119% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7494% | 8,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4449% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0905% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5054% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 7,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 7,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6777% | 8,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5534% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3383% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2900% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 7,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0375% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0472% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5714% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7510% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3734% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3395% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 7,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3451% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5506% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7306% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3151% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 7,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0857% | 7,793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1533% | 7,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5618% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8848% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3302% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 7,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1475% | 7,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4844% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1222% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1390% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.2649% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4134% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 3,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6279% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1797% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3325% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.1963% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 8,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3115% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5480% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4385% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 7,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.3115% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4832% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 7,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5240% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3620% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2001% | 7,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4646% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5772% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2945% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1164% | 7,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 3,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0700% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1330% | 8,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1366% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3029% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6915% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8708% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2181% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0539% | 8,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 8,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2307% | 8,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1823% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 3,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6174% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6081% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9157% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.1189% | 8,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3481% | 8,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6621% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3116% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6128% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3022% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8160% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1439% | 8,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6990% | 8,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4336% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 7,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7098% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5553% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7295% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2342% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4734% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2117% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2255% | 3,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7119% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4603% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5676% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8912% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4031% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4274% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0980% | 4,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7831% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6739% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2209% | 8,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0488% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1253% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2321% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3155% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1518% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6198% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1874% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2784% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0739% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2302% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8802% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.3270% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2341% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2225% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1176% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8225% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9210% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1686% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3038% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1743% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2032% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0708% | 1,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3413% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7374% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5554% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.2503% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6466% | 1,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3411% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1747% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1329% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.2689% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0598% | 1,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4337% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1251% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3498% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.4624% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1781% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1378% | 1,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5435% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2863% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6299% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2697% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.3262% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6559% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4822% | 1,463 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2192% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9569% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8141% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5849% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1128% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |