Home > The Central Trust Bank > Net charge- offs to loans

The Central Trust Bank, Net charge- offs to loans

2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0490%993
Percentage Net Loans Charged-off: Total real estate loans-0.0283%4,233
Percentage Net Loans Charged-off:Construction & development-0.0211%4,458
Percentage Net Loans Charged-off: Commercial real estate-0.0484%4,466
Percentage Net Loans Charged-off: Multi-family residential-0.0206%4,712
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%3,658
Percentage Net Loans Charged-off: Home equity loans-0.0130%4,394
All other 1-4 family - Percent of loans charged-off, net-0.0042%3,663
Percentage Net Loans Charged-off: Commercial and industrial-0.0234%3,725
Percentage Net Loans Charged-off: Loans to individuals0.6293%777
Percentage Net Loans Charged-off: Credit card loans1.8041%186
Percentage Net Loans Charged-off: Other loans to individual0.5397%799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6697%4,754
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%1,176
Percentage Net Loans Charged-off: Total real estate loans-0.0392%4,270
Percentage Net Loans Charged-off:Construction & development-0.0408%4,148
Percentage Net Loans Charged-off: Commercial real estate-0.0647%4,400
Percentage Net Loans Charged-off: Multi-family residential-0.0314%3,847
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%3,492
Percentage Net Loans Charged-off: Home equity loans-0.0032%3,170
All other 1-4 family - Percent of loans charged-off, net-0.0039%3,559
Percentage Net Loans Charged-off: Commercial and industrial-0.0234%3,543
Percentage Net Loans Charged-off: Loans to individuals0.4853%888
Percentage Net Loans Charged-off: Credit card loans1.6303%190
Percentage Net Loans Charged-off: Other loans to individual0.3989%962
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6974%1,012
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%1,037
Percentage Net Loans Charged-off: Total real estate loans-0.0342%4,316
Percentage Net Loans Charged-off:Construction & development-0.0567%4,224
Percentage Net Loans Charged-off: Commercial real estate-0.0433%4,455
Percentage Net Loans Charged-off: Multi-family residential-0.0638%3,865
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,507
Percentage Net Loans Charged-off: Home equity loans-0.0033%3,239
All other 1-4 family - Percent of loans charged-off, net-0.0016%3,566
Percentage Net Loans Charged-off: Commercial and industrial-0.0391%3,803
Percentage Net Loans Charged-off: Loans to individuals0.4964%847
Percentage Net Loans Charged-off: Credit card loans1.7681%165
Percentage Net Loans Charged-off: Other loans to individual0.4001%899
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5099%990
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0406%1,447
Percentage Net Loans Charged-off: Total real estate loans-0.0208%4,081
Percentage Net Loans Charged-off:Construction & development-0.0038%3,944
Percentage Net Loans Charged-off: Commercial real estate-0.0209%4,273
Percentage Net Loans Charged-off: Multi-family residential-0.0034%3,893
Percentage Net Loans Charged-off: 1-4 family residential-0.0367%4,137
Percentage Net Loans Charged-off: Home equity loans-0.0028%3,139
All other 1-4 family - Percent of loans charged-off, net-0.0418%4,208
Percentage Net Loans Charged-off: Commercial and industrial0.1136%886
Percentage Net Loans Charged-off: Loans to individuals0.3283%1,198
Percentage Net Loans Charged-off: Credit card loans1.6709%206
Percentage Net Loans Charged-off: Other loans to individual0.2306%1,357
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4431%1,061
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0032%2,229
Percentage Net Loans Charged-off: Total real estate loans-0.0286%4,237
Percentage Net Loans Charged-off:Construction & development-0.0048%4,014
Percentage Net Loans Charged-off: Commercial real estate-0.0249%4,370
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0436%4,293
Percentage Net Loans Charged-off: Home equity loans-0.0075%3,236
All other 1-4 family - Percent of loans charged-off, net-0.0476%4,339
Percentage Net Loans Charged-off: Commercial and industrial0.0006%1,277
Percentage Net Loans Charged-off: Loans to individuals0.1227%1,685
Percentage Net Loans Charged-off: Credit card loans1.3277%256
Percentage Net Loans Charged-off: Other loans to individual0.0572%1,905
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0506%4,381
Percentage Net Loans Charged-off: Total real estate loans-0.1198%4,707
Percentage Net Loans Charged-off:Construction & development-0.0038%4,063
Percentage Net Loans Charged-off: Commercial real estate-0.2467%4,753
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0647%4,477
Percentage Net Loans Charged-off: Home equity loans-0.0113%3,314
All other 1-4 family - Percent of loans charged-off, net-0.0709%4,506
Percentage Net Loans Charged-off: Commercial and industrial0.0025%1,091
Percentage Net Loans Charged-off: Loans to individuals0.1192%1,544
Percentage Net Loans Charged-off: Credit card loans1.4389%237
Percentage Net Loans Charged-off: Other loans to individual0.0483%1,717
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0773%4,555
Percentage Net Loans Charged-off: Total real estate loans-0.1550%4,777
Percentage Net Loans Charged-off:Construction & development-0.0075%4,187
Percentage Net Loans Charged-off: Commercial real estate-0.4049%4,811
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%3,907
Percentage Net Loans Charged-off: Home equity loans-0.0111%3,373
All other 1-4 family - Percent of loans charged-off, net-0.0081%3,926
Percentage Net Loans Charged-off: Commercial and industrial-0.0082%3,601
Percentage Net Loans Charged-off: Loans to individuals0.0814%1,496
Percentage Net Loans Charged-off: Credit card loans2.2590%173
Percentage Net Loans Charged-off: Other loans to individual-0.0343%3,746
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1228%1,269
Percentage Net Loans Charged-off: Total real estate loans0.0808%712
Percentage Net Loans Charged-off:Construction & development-0.0014%4,044
Percentage Net Loans Charged-off: Commercial real estate0.1110%562
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0971%506
Percentage Net Loans Charged-off: Home equity loans-0.0081%3,332
All other 1-4 family - Percent of loans charged-off, net0.1124%438
Percentage Net Loans Charged-off: Commercial and industrial0.0796%1,555
Percentage Net Loans Charged-off: Loans to individuals0.3534%1,568
Percentage Net Loans Charged-off: Credit card loans2.0598%259
Percentage Net Loans Charged-off: Other loans to individual0.2519%1,747
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0635%1,698
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,880
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%4,008
Percentage Net Loans Charged-off: Home equity loans-0.0073%3,355
All other 1-4 family - Percent of loans charged-off, net-0.0076%4,025
Percentage Net Loans Charged-off: Commercial and industrial0.0102%1,758
Percentage Net Loans Charged-off: Loans to individuals0.3527%1,483
Percentage Net Loans Charged-off: Credit card loans2.2990%236
Percentage Net Loans Charged-off: Other loans to individual0.2342%1,718
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0778%1,467
Percentage Net Loans Charged-off: Total real estate loans0.0207%1,037
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,268
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0526%601
Percentage Net Loans Charged-off: Home equity loans-0.0108%3,420
All other 1-4 family - Percent of loans charged-off, net0.0624%522
Percentage Net Loans Charged-off: Commercial and industrial-0.0103%3,836
Percentage Net Loans Charged-off: Loans to individuals0.3928%1,472
Percentage Net Loans Charged-off: Credit card loans1.9180%298
Percentage Net Loans Charged-off: Other loans to individual0.2974%1,549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1026%1,064
Percentage Net Loans Charged-off: Total real estate loans-0.0307%4,616
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0756%4,728
Percentage Net Loans Charged-off: Home equity loans-0.0107%3,461
All other 1-4 family - Percent of loans charged-off, net-0.0860%4,759
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%3,754
Percentage Net Loans Charged-off: Loans to individuals0.6857%1,051
Percentage Net Loans Charged-off: Credit card loans2.0621%255
Percentage Net Loans Charged-off: Other loans to individual0.5959%1,057
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%1,993
Percentage Net Loans Charged-off: Total real estate loans0.0410%1,243
Percentage Net Loans Charged-off:Construction & development-0.0242%4,335
Percentage Net Loans Charged-off: Commercial real estate0.1374%500
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%4,189
Percentage Net Loans Charged-off: Home equity loans-0.0086%3,453
All other 1-4 family - Percent of loans charged-off, net-0.0083%4,214
Percentage Net Loans Charged-off: Commercial and industrial-0.1177%4,549
Percentage Net Loans Charged-off: Loans to individuals0.3849%1,842
Percentage Net Loans Charged-off: Credit card loans1.7907%349
Percentage Net Loans Charged-off: Other loans to individual0.2943%1,988
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%1,921
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,553
Percentage Net Loans Charged-off:Construction & development-0.0234%4,402
Percentage Net Loans Charged-off: Commercial real estate0.0360%649
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,464
Percentage Net Loans Charged-off: Home equity loans-0.0078%3,478
All other 1-4 family - Percent of loans charged-off, net0.0076%1,346
Percentage Net Loans Charged-off: Commercial and industrial-0.1480%4,634
Percentage Net Loans Charged-off: Loans to individuals0.4235%1,649
Percentage Net Loans Charged-off: Credit card loans1.6892%334
Percentage Net Loans Charged-off: Other loans to individual0.3431%1,716
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0685%1,678
Percentage Net Loans Charged-off: Total real estate loans0.0022%1,610
Percentage Net Loans Charged-off:Construction & development-0.0227%4,447
Percentage Net Loans Charged-off: Commercial real estate0.0549%460
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0328%4,655
Percentage Net Loans Charged-off: Home equity loans-0.0120%3,541
All other 1-4 family - Percent of loans charged-off, net-0.0360%4,697
Percentage Net Loans Charged-off: Commercial and industrial0.0024%1,566
Percentage Net Loans Charged-off: Loans to individuals0.3562%1,681
Percentage Net Loans Charged-off: Credit card loans2.0031%285
Percentage Net Loans Charged-off: Other loans to individual0.2509%1,818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0734%1,329
Percentage Net Loans Charged-off: Total real estate loans0.0045%1,157
Percentage Net Loans Charged-off:Construction & development-0.0184%4,518
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0192%818
Percentage Net Loans Charged-off: Home equity loans-0.0121%3,602
All other 1-4 family - Percent of loans charged-off, net0.0239%729
Percentage Net Loans Charged-off: Commercial and industrial0.0173%1,062
Percentage Net Loans Charged-off: Loans to individuals0.3647%1,532
Percentage Net Loans Charged-off: Credit card loans2.1648%251
Percentage Net Loans Charged-off: Other loans to individual0.2481%1,671
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1053%1,708
Percentage Net Loans Charged-off: Total real estate loans0.0099%1,996
Percentage Net Loans Charged-off:Construction & development-0.1159%4,651
Percentage Net Loans Charged-off: Commercial real estate0.1386%500
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0596%4,952
Percentage Net Loans Charged-off: Home equity loans0.0915%348
All other 1-4 family - Percent of loans charged-off, net-0.0813%5,026
Percentage Net Loans Charged-off: Commercial and industrial0.0028%2,181
Percentage Net Loans Charged-off: Loans to individuals0.5247%1,522
Percentage Net Loans Charged-off: Credit card loans1.8379%328
Percentage Net Loans Charged-off: Other loans to individual0.4383%1,607
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%1,938
Percentage Net Loans Charged-off: Total real estate loans-0.0219%4,640
Percentage Net Loans Charged-off:Construction & development-0.1469%4,734
Percentage Net Loans Charged-off: Commercial real estate0.0421%608
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0424%4,870
Percentage Net Loans Charged-off: Home equity loans0.1337%230
All other 1-4 family - Percent of loans charged-off, net-0.0672%5,005
Percentage Net Loans Charged-off: Commercial and industrial0.0059%1,866
Percentage Net Loans Charged-off: Loans to individuals0.3941%1,651
Percentage Net Loans Charged-off: Credit card loans1.3773%371
Percentage Net Loans Charged-off: Other loans to individual0.3298%1,720
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0696%1,643
Percentage Net Loans Charged-off: Total real estate loans-0.0131%4,443
Percentage Net Loans Charged-off:Construction & development-0.1300%4,753
Percentage Net Loans Charged-off: Commercial real estate0.0637%420
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0447%4,909
Percentage Net Loans Charged-off: Home equity loans0.1083%242
All other 1-4 family - Percent of loans charged-off, net-0.0661%5,039
Percentage Net Loans Charged-off: Commercial and industrial0.0212%1,490
Percentage Net Loans Charged-off: Loans to individuals0.4023%1,533
Percentage Net Loans Charged-off: Credit card loans1.4747%327
Percentage Net Loans Charged-off: Other loans to individual0.3308%1,613
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0641%1,462
Percentage Net Loans Charged-off: Total real estate loans-0.0072%4,315
Percentage Net Loans Charged-off:Construction & development-0.2348%4,907
Percentage Net Loans Charged-off: Commercial real estate0.1267%231
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0584%5,065
Percentage Net Loans Charged-off: Home equity loans0.2462%122
All other 1-4 family - Percent of loans charged-off, net-0.1006%5,224
Percentage Net Loans Charged-off: Commercial and industrial0.0585%928
Percentage Net Loans Charged-off: Loans to individuals0.3278%1,646
Percentage Net Loans Charged-off: Credit card loans1.5151%305
Percentage Net Loans Charged-off: Other loans to individual0.2479%1,690
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1278%1,767
Percentage Net Loans Charged-off: Total real estate loans0.0002%2,684
Percentage Net Loans Charged-off:Construction & development-0.1386%4,837
Percentage Net Loans Charged-off: Commercial real estate0.0259%1,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0160%2,089
Percentage Net Loans Charged-off: Home equity loans-0.0290%3,883
All other 1-4 family - Percent of loans charged-off, net0.0221%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.0007%2,397
Percentage Net Loans Charged-off: Loans to individuals0.6899%1,331
Percentage Net Loans Charged-off: Credit card loans1.9183%327
Percentage Net Loans Charged-off: Other loans to individual0.6051%1,371
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1069%1,714
Percentage Net Loans Charged-off: Total real estate loans-0.0170%4,754
Percentage Net Loans Charged-off:Construction & development-0.1805%4,926
Percentage Net Loans Charged-off: Commercial real estate0.0061%974
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0058%1,981
Percentage Net Loans Charged-off: Home equity loans-0.0245%3,867
All other 1-4 family - Percent of loans charged-off, net0.0099%1,835
Percentage Net Loans Charged-off: Commercial and industrial0.0049%1,993
Percentage Net Loans Charged-off: Loans to individuals0.6346%1,307
Percentage Net Loans Charged-off: Credit card loans1.9220%322
Percentage Net Loans Charged-off: Other loans to individual0.5461%1,348
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%2,110
Percentage Net Loans Charged-off: Total real estate loans-0.0797%5,338
Percentage Net Loans Charged-off:Construction & development-0.1378%4,913
Percentage Net Loans Charged-off: Commercial real estate-0.1444%5,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0247%4,925
Percentage Net Loans Charged-off: Home equity loans-0.2969%4,193
All other 1-4 family - Percent of loans charged-off, net0.0120%1,572
Percentage Net Loans Charged-off: Commercial and industrial0.0410%1,511
Percentage Net Loans Charged-off: Loans to individuals0.5343%1,441
Percentage Net Loans Charged-off: Credit card loans1.7558%328
Percentage Net Loans Charged-off: Other loans to individual0.4495%1,494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0190%2,412
Percentage Net Loans Charged-off: Total real estate loans-0.1459%5,583
Percentage Net Loans Charged-off:Construction & development-0.0375%4,820
Percentage Net Loans Charged-off: Commercial real estate-0.2971%5,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0782%5,366
Percentage Net Loans Charged-off: Home equity loans-0.5647%4,273
All other 1-4 family - Percent of loans charged-off, net-0.0121%4,774
Percentage Net Loans Charged-off: Commercial and industrial0.0654%945
Percentage Net Loans Charged-off: Loans to individuals0.5284%1,379
Percentage Net Loans Charged-off: Credit card loans2.2665%270
Percentage Net Loans Charged-off: Other loans to individual0.4062%1,452
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1287%1,957
Percentage Net Loans Charged-off: Total real estate loans0.0123%2,597
Percentage Net Loans Charged-off:Construction & development-0.1725%5,033
Percentage Net Loans Charged-off: Commercial real estate-0.0447%5,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1092%1,286
Percentage Net Loans Charged-off: Home equity loans0.3020%289
All other 1-4 family - Percent of loans charged-off, net0.0851%1,440
Percentage Net Loans Charged-off: Commercial and industrial0.0368%2,178
Percentage Net Loans Charged-off: Loans to individuals0.6879%1,410
Percentage Net Loans Charged-off: Credit card loans1.4448%391
Percentage Net Loans Charged-off: Other loans to individual0.6313%1,398
Percentage Net Loans Charged-off: All other loans and lease0.0250%1,440
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1222%1,734
Percentage Net Loans Charged-off: Total real estate loans-0.0017%4,359
Percentage Net Loans Charged-off:Construction & development-0.1305%5,015
Percentage Net Loans Charged-off: Commercial real estate-0.0586%5,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0777%1,397
Percentage Net Loans Charged-off: Home equity loans-0.0106%3,949
All other 1-4 family - Percent of loans charged-off, net0.0885%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.0522%1,743
Percentage Net Loans Charged-off: Loans to individuals0.7023%1,211
Percentage Net Loans Charged-off: Credit card loans1.4642%380
Percentage Net Loans Charged-off: Other loans to individual0.6452%1,203
Percentage Net Loans Charged-off: All other loans and lease0.0230%1,274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0850%1,994
Percentage Net Loans Charged-off: Total real estate loans-0.0129%4,851
Percentage Net Loans Charged-off:Construction & development-0.0184%4,740
Percentage Net Loans Charged-off: Commercial real estate-0.0876%5,562
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0555%1,492
Percentage Net Loans Charged-off: Home equity loans-0.0402%4,112
All other 1-4 family - Percent of loans charged-off, net0.0670%1,339
Percentage Net Loans Charged-off: Commercial and industrial0.0510%1,479
Percentage Net Loans Charged-off: Loans to individuals0.5399%1,410
Percentage Net Loans Charged-off: Credit card loans1.9939%293
Percentage Net Loans Charged-off: Other loans to individual0.4270%1,525
Percentage Net Loans Charged-off: All other loans and lease0.0117%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%1,542
Percentage Net Loans Charged-off: Total real estate loans0.0100%1,626
Percentage Net Loans Charged-off:Construction & development-0.0190%4,851
Percentage Net Loans Charged-off: Commercial real estate0.0381%503
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0086%4,878
Percentage Net Loans Charged-off: Home equity loans-0.0490%4,161
All other 1-4 family - Percent of loans charged-off, net-0.0038%4,811
Percentage Net Loans Charged-off: Commercial and industrial0.0677%1,029
Percentage Net Loans Charged-off: Loans to individuals0.5430%1,300
Percentage Net Loans Charged-off: Credit card loans1.9395%285
Percentage Net Loans Charged-off: Other loans to individual0.4274%1,360
Percentage Net Loans Charged-off: All other loans and lease0.0094%919
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1414%1,933
Percentage Net Loans Charged-off: Total real estate loans0.0747%1,924
Percentage Net Loans Charged-off:Construction & development-0.0191%4,760
Percentage Net Loans Charged-off: Commercial real estate0.1853%801
Percentage Net Loans Charged-off: Multi-family residential0.0281%247
Percentage Net Loans Charged-off: 1-4 family residential0.0104%2,908
Percentage Net Loans Charged-off: Home equity loans0.0484%795
All other 1-4 family - Percent of loans charged-off, net0.0063%2,847
Percentage Net Loans Charged-off: Commercial and industrial0.0279%2,274
Percentage Net Loans Charged-off: Loans to individuals0.6169%1,374
Percentage Net Loans Charged-off: Credit card loans2.3127%260
Percentage Net Loans Charged-off: Other loans to individual0.4560%1,612
Percentage Net Loans Charged-off: All other loans and lease0.0468%1,203
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%1,716
Percentage Net Loans Charged-off: Total real estate loans0.0993%1,482
Percentage Net Loans Charged-off:Construction & development-0.0187%4,845
Percentage Net Loans Charged-off: Commercial real estate0.2545%582
Percentage Net Loans Charged-off: Multi-family residential0.0378%198
Percentage Net Loans Charged-off: 1-4 family residential0.0093%2,664
Percentage Net Loans Charged-off: Home equity loans0.0834%641
All other 1-4 family - Percent of loans charged-off, net0.0013%2,651
Percentage Net Loans Charged-off: Commercial and industrial0.0037%2,079
Percentage Net Loans Charged-off: Loans to individuals0.5190%1,439
Percentage Net Loans Charged-off: Credit card loans2.3759%237
Percentage Net Loans Charged-off: Other loans to individual0.3445%1,774
Percentage Net Loans Charged-off: All other loans and lease0.0431%1,090
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%1,768
Percentage Net Loans Charged-off: Total real estate loans0.0826%1,561
Percentage Net Loans Charged-off:Construction & development-0.0197%4,911
Percentage Net Loans Charged-off: Commercial real estate0.1993%583
Percentage Net Loans Charged-off: Multi-family residential0.0560%154
Percentage Net Loans Charged-off: 1-4 family residential0.0158%2,336
Percentage Net Loans Charged-off: Home equity loans0.1452%491
All other 1-4 family - Percent of loans charged-off, net0.0019%2,354
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%4,363
Percentage Net Loans Charged-off: Loans to individuals0.4928%1,375
Percentage Net Loans Charged-off: Credit card loans2.1661%254
Percentage Net Loans Charged-off: Other loans to individual0.3286%1,674
Percentage Net Loans Charged-off: All other loans and lease0.0409%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0385%2,447
Percentage Net Loans Charged-off: Total real estate loans0.0344%1,647
Percentage Net Loans Charged-off:Construction & development-0.0208%5,026
Percentage Net Loans Charged-off: Commercial real estate0.0731%582
Percentage Net Loans Charged-off: Multi-family residential0.1109%92
Percentage Net Loans Charged-off: 1-4 family residential0.0071%1,784
Percentage Net Loans Charged-off: Home equity loans-0.0368%4,347
All other 1-4 family - Percent of loans charged-off, net0.0118%1,646
Percentage Net Loans Charged-off: Commercial and industrial-0.0155%4,449
Percentage Net Loans Charged-off: Loans to individuals0.1118%2,249
Percentage Net Loans Charged-off: Credit card loans1.5595%312
Percentage Net Loans Charged-off: Other loans to individual-0.0317%4,949
Percentage Net Loans Charged-off: All other loans and lease0.0317%831
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1861%2,180
Percentage Net Loans Charged-off: Total real estate loans0.0974%2,402
Percentage Net Loans Charged-off:Construction & development-0.0187%5,030
Percentage Net Loans Charged-off: Commercial real estate0.2350%1,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0271%3,209
Percentage Net Loans Charged-off: Home equity loans0.1566%798
All other 1-4 family - Percent of loans charged-off, net0.0135%3,251
Percentage Net Loans Charged-off: Commercial and industrial0.0125%2,671
Percentage Net Loans Charged-off: Loans to individuals0.8156%1,173
Percentage Net Loans Charged-off: Credit card loans2.2636%293
Percentage Net Loans Charged-off: Other loans to individual0.6797%1,312
Percentage Net Loans Charged-off: All other loans and lease0.0709%1,178
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1347%2,447
Percentage Net Loans Charged-off: Total real estate loans0.0440%2,783
Percentage Net Loans Charged-off:Construction & development-0.0178%5,088
Percentage Net Loans Charged-off: Commercial real estate0.1470%1,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%5,801
Percentage Net Loans Charged-off: Home equity loans-0.0254%4,455
All other 1-4 family - Percent of loans charged-off, net-0.0194%5,797
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%4,553
Percentage Net Loans Charged-off: Loans to individuals0.7098%1,224
Percentage Net Loans Charged-off: Credit card loans1.7526%346
Percentage Net Loans Charged-off: Other loans to individual0.6144%1,297
Percentage Net Loans Charged-off: All other loans and lease0.0735%1,069
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1255%2,413
Percentage Net Loans Charged-off: Total real estate loans0.0274%2,801
Percentage Net Loans Charged-off:Construction & development-0.0160%5,143
Percentage Net Loans Charged-off: Commercial real estate0.0934%1,156
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%5,742
Percentage Net Loans Charged-off: Home equity loans-0.0288%4,486
All other 1-4 family - Percent of loans charged-off, net-0.0120%5,710
Percentage Net Loans Charged-off: Commercial and industrial0.0058%1,985
Percentage Net Loans Charged-off: Loans to individuals0.7142%1,176
Percentage Net Loans Charged-off: Credit card loans1.7918%335
Percentage Net Loans Charged-off: Other loans to individual0.6180%1,191
Percentage Net Loans Charged-off: All other loans and lease0.0747%956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0830%2,314
Percentage Net Loans Charged-off: Total real estate loans-0.0047%5,249
Percentage Net Loans Charged-off:Construction & development-0.0105%5,221
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%5,562
Percentage Net Loans Charged-off: Home equity loans-0.0384%4,545
All other 1-4 family - Percent of loans charged-off, net-0.0060%5,512
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%4,620
Percentage Net Loans Charged-off: Loans to individuals0.6009%1,300
Percentage Net Loans Charged-off: Credit card loans1.3773%347
Percentage Net Loans Charged-off: Other loans to individual0.5340%1,296
Percentage Net Loans Charged-off: All other loans and lease0.0392%833
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1744%3,087
Percentage Net Loans Charged-off: Total real estate loans0.1235%2,948
Percentage Net Loans Charged-off:Construction & development-0.0174%5,351
Percentage Net Loans Charged-off: Commercial real estate0.1140%2,022
Percentage Net Loans Charged-off: Multi-family residential0.2561%433
Percentage Net Loans Charged-off: 1-4 family residential0.1540%2,575
Percentage Net Loans Charged-off: Home equity loans-0.1073%4,829
All other 1-4 family - Percent of loans charged-off, net0.1826%2,278
Percentage Net Loans Charged-off: Commercial and industrial0.0595%2,743
Percentage Net Loans Charged-off: Loans to individuals0.5735%1,870
Percentage Net Loans Charged-off: Credit card loans1.2368%514
Percentage Net Loans Charged-off: Other loans to individual0.5235%1,898
Percentage Net Loans Charged-off: All other loans and lease0.0794%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1739%2,834
Percentage Net Loans Charged-off: Total real estate loans0.1309%2,661
Percentage Net Loans Charged-off:Construction & development-0.0218%5,410
Percentage Net Loans Charged-off: Commercial real estate0.1533%1,655
Percentage Net Loans Charged-off: Multi-family residential0.3418%340
Percentage Net Loans Charged-off: 1-4 family residential0.1265%2,553
Percentage Net Loans Charged-off: Home equity loans0.0371%1,208
All other 1-4 family - Percent of loans charged-off, net0.1364%2,369
Percentage Net Loans Charged-off: Commercial and industrial0.0584%2,434
Percentage Net Loans Charged-off: Loans to individuals0.5295%1,803
Percentage Net Loans Charged-off: Credit card loans1.3074%465
Percentage Net Loans Charged-off: Other loans to individual0.4729%1,797
Percentage Net Loans Charged-off: All other loans and lease0.0930%1,035
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1726%2,738
Percentage Net Loans Charged-off: Total real estate loans0.1488%2,378
Percentage Net Loans Charged-off:Construction & development-0.0108%5,433
Percentage Net Loans Charged-off: Commercial real estate0.2303%1,268
Percentage Net Loans Charged-off: Multi-family residential0.5283%251
Percentage Net Loans Charged-off: 1-4 family residential0.0805%2,686
Percentage Net Loans Charged-off: Home equity loans-0.0184%4,653
All other 1-4 family - Percent of loans charged-off, net0.0917%2,451
Percentage Net Loans Charged-off: Commercial and industrial-0.0133%4,908
Percentage Net Loans Charged-off: Loans to individuals0.4861%1,805
Percentage Net Loans Charged-off: Credit card loans1.2324%456
Percentage Net Loans Charged-off: Other loans to individual0.4325%1,800
Percentage Net Loans Charged-off: All other loans and lease0.1101%897
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0981%2,876
Percentage Net Loans Charged-off: Total real estate loans0.0219%2,836
Percentage Net Loans Charged-off:Construction & development-0.0142%5,542
Percentage Net Loans Charged-off: Commercial real estate0.0170%1,370
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0414%2,337
Percentage Net Loans Charged-off: Home equity loans-0.0182%4,677
All other 1-4 family - Percent of loans charged-off, net0.0483%2,162
Percentage Net Loans Charged-off: Commercial and industrial-0.0174%4,972
Percentage Net Loans Charged-off: Loans to individuals0.6142%1,437
Percentage Net Loans Charged-off: Credit card loans1.7312%365
Percentage Net Loans Charged-off: Other loans to individual0.5364%1,436
Percentage Net Loans Charged-off: All other loans and lease0.0351%890
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3183%3,050
Percentage Net Loans Charged-off: Total real estate loans0.3251%2,618
Percentage Net Loans Charged-off:Construction & development1.2110%1,390
Percentage Net Loans Charged-off: Commercial real estate0.2271%2,192
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2776%2,575
Percentage Net Loans Charged-off: Home equity loans0.6892%856
All other 1-4 family - Percent of loans charged-off, net0.2224%2,731
Percentage Net Loans Charged-off: Commercial and industrial0.2050%2,754
Percentage Net Loans Charged-off: Loans to individuals0.5465%2,236
Percentage Net Loans Charged-off: Credit card loans2.1220%428
Percentage Net Loans Charged-off: Other loans to individual0.4169%2,458
Percentage Net Loans Charged-off: All other loans and lease0.0565%1,367
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2821%3,034
Percentage Net Loans Charged-off: Total real estate loans0.3055%2,557
Percentage Net Loans Charged-off:Construction & development1.1527%1,319
Percentage Net Loans Charged-off: Commercial real estate0.2591%1,869
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2258%2,683
Percentage Net Loans Charged-off: Home equity loans0.9128%654
All other 1-4 family - Percent of loans charged-off, net0.1305%3,051
Percentage Net Loans Charged-off: Commercial and industrial0.1739%2,583
Percentage Net Loans Charged-off: Loans to individuals0.4128%2,387
Percentage Net Loans Charged-off: Credit card loans2.2343%393
Percentage Net Loans Charged-off: Other loans to individual0.2553%2,789
Percentage Net Loans Charged-off: All other loans and lease0.0267%1,344
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3532%2,603
Percentage Net Loans Charged-off: Total real estate loans0.4429%2,009
Percentage Net Loans Charged-off:Construction & development1.6920%1,040
Percentage Net Loans Charged-off: Commercial real estate0.3885%1,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3156%2,174
Percentage Net Loans Charged-off: Home equity loans1.3665%451
All other 1-4 family - Percent of loans charged-off, net0.1662%2,635
Percentage Net Loans Charged-off: Commercial and industrial0.2342%2,155
Percentage Net Loans Charged-off: Loans to individuals0.1841%3,033
Percentage Net Loans Charged-off: Credit card loans1.6098%460
Percentage Net Loans Charged-off: Other loans to individual0.0541%3,427
Percentage Net Loans Charged-off: All other loans and lease-0.0340%5,981
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2235%2,804
Percentage Net Loans Charged-off: Total real estate loans0.3393%2,025
Percentage Net Loans Charged-off:Construction & development3.4605%554
Percentage Net Loans Charged-off: Commercial real estate-0.0042%6,455
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0288%2,880
Percentage Net Loans Charged-off: Home equity loans-0.0163%5,009
All other 1-4 family - Percent of loans charged-off, net0.0353%2,660
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%5,259
Percentage Net Loans Charged-off: Loans to individuals-0.0247%5,634
Percentage Net Loans Charged-off: Credit card loans1.3489%430
Percentage Net Loans Charged-off: Other loans to individual-0.1571%5,948
Percentage Net Loans Charged-off: All other loans and lease-0.1020%6,128
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2970%3,922
Percentage Net Loans Charged-off: Total real estate loans0.2080%3,870
Percentage Net Loans Charged-off:Construction & development0.6716%2,313
Percentage Net Loans Charged-off: Commercial real estate0.1290%2,996
Percentage Net Loans Charged-off: Multi-family residential0.2488%854
Percentage Net Loans Charged-off: 1-4 family residential0.0797%4,240
Percentage Net Loans Charged-off: Home equity loans0.1688%1,670
All other 1-4 family - Percent of loans charged-off, net0.0653%4,198
Percentage Net Loans Charged-off: Commercial and industrial0.7083%2,379
Percentage Net Loans Charged-off: Loans to individuals0.5272%2,715
Percentage Net Loans Charged-off: Credit card loans2.0501%499
Percentage Net Loans Charged-off: Other loans to individual0.3249%3,171
Percentage Net Loans Charged-off: All other loans and lease0.0928%1,357
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2329%3,971
Percentage Net Loans Charged-off: Total real estate loans0.1631%3,850
Percentage Net Loans Charged-off:Construction & development0.4770%2,189
Percentage Net Loans Charged-off: Commercial real estate-0.0035%6,763
Percentage Net Loans Charged-off: Multi-family residential0.3596%672
Percentage Net Loans Charged-off: 1-4 family residential0.1236%3,588
Percentage Net Loans Charged-off: Home equity loans0.2215%1,392
All other 1-4 family - Percent of loans charged-off, net0.1074%3,549
Percentage Net Loans Charged-off: Commercial and industrial0.5167%2,387
Percentage Net Loans Charged-off: Loans to individuals0.4739%2,642
Percentage Net Loans Charged-off: Credit card loans2.0267%480
Percentage Net Loans Charged-off: Other loans to individual0.2673%3,108
Percentage Net Loans Charged-off: All other loans and lease0.0508%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2668%3,553
Percentage Net Loans Charged-off: Total real estate loans0.2028%3,338
Percentage Net Loans Charged-off:Construction & development0.5760%1,862
Percentage Net Loans Charged-off: Commercial real estate-0.0032%6,743
Percentage Net Loans Charged-off: Multi-family residential0.5267%510
Percentage Net Loans Charged-off: 1-4 family residential0.1322%3,219
Percentage Net Loans Charged-off: Home equity loans0.1896%1,256
All other 1-4 family - Percent of loans charged-off, net0.1226%3,092
Percentage Net Loans Charged-off: Commercial and industrial0.5674%2,081
Percentage Net Loans Charged-off: Loans to individuals0.4954%2,447
Percentage Net Loans Charged-off: Credit card loans2.5631%402
Percentage Net Loans Charged-off: Other loans to individual0.2279%2,979
Percentage Net Loans Charged-off: All other loans and lease0.0135%1,313
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4210%2,426
Percentage Net Loans Charged-off: Total real estate loans0.3214%2,337
Percentage Net Loans Charged-off:Construction & development1.1720%1,174
Percentage Net Loans Charged-off: Commercial real estate-0.0042%6,799
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1785%2,341
Percentage Net Loans Charged-off: Home equity loans-0.0146%5,246
All other 1-4 family - Percent of loans charged-off, net0.2105%2,087
Percentage Net Loans Charged-off: Commercial and industrial1.1000%1,205
Percentage Net Loans Charged-off: Loans to individuals0.5854%1,940
Percentage Net Loans Charged-off: Credit card loans3.9210%284
Percentage Net Loans Charged-off: Other loans to individual0.1782%2,638
Percentage Net Loans Charged-off: All other loans and lease-0.0090%5,962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3595%4,222
Percentage Net Loans Charged-off: Total real estate loans0.3240%3,605
Percentage Net Loans Charged-off:Construction & development0.5673%2,795
Percentage Net Loans Charged-off: Commercial real estate0.2358%2,695
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.3942%2,618
Percentage Net Loans Charged-off: Home equity loans0.1563%1,687
All other 1-4 family - Percent of loans charged-off, net0.4358%2,408
Percentage Net Loans Charged-off: Commercial and industrial0.2429%3,919
Percentage Net Loans Charged-off: Loans to individuals0.7578%2,670
Percentage Net Loans Charged-off: Credit card loans2.8930%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2236%1,358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2135%4,661
Percentage Net Loans Charged-off: Total real estate loans0.1934%3,919
Percentage Net Loans Charged-off:Construction & development0.6367%2,473
Percentage Net Loans Charged-off: Commercial real estate0.0763%2,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1775%3,268
Percentage Net Loans Charged-off: Home equity loans0.1600%1,495
All other 1-4 family - Percent of loans charged-off, net0.1806%3,114
Percentage Net Loans Charged-off: Commercial and industrial-0.1431%6,956
Percentage Net Loans Charged-off: Loans to individuals0.6983%2,614
Percentage Net Loans Charged-off: Credit card loans2.4239%566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2669%1,174
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2439%4,137
Percentage Net Loans Charged-off: Total real estate loans0.2110%3,478
Percentage Net Loans Charged-off:Construction & development0.5180%2,253
Percentage Net Loans Charged-off: Commercial real estate0.1136%2,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2331%2,650
Percentage Net Loans Charged-off: Home equity loans-0.0070%5,513
All other 1-4 family - Percent of loans charged-off, net0.2766%2,362
Percentage Net Loans Charged-off: Commercial and industrial-0.0155%6,471
Percentage Net Loans Charged-off: Loans to individuals0.7067%2,426
Percentage Net Loans Charged-off: Credit card loans2.3725%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3001%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2303%3,544
Percentage Net Loans Charged-off: Total real estate loans0.1836%2,974
Percentage Net Loans Charged-off:Construction & development0.1400%1,909
Percentage Net Loans Charged-off: Commercial real estate0.1546%1,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.2782%2,053
Percentage Net Loans Charged-off: Home equity loans-0.0139%5,562
All other 1-4 family - Percent of loans charged-off, net0.3315%1,817
Percentage Net Loans Charged-off: Commercial and industrial0.0351%2,753
Percentage Net Loans Charged-off: Loans to individuals0.6464%2,358
Percentage Net Loans Charged-off: Credit card loans2.1998%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5363%688
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2963%4,780
Percentage Net Loans Charged-off: Total real estate loans0.1794%4,240
Percentage Net Loans Charged-off:Construction & development0.7631%2,731
Percentage Net Loans Charged-off: Commercial real estate0.0397%3,159
Percentage Net Loans Charged-off: Multi-family residential0.1275%834
Percentage Net Loans Charged-off: 1-4 family residential0.1121%3,863
Percentage Net Loans Charged-off: Home equity loans0.2598%1,524
All other 1-4 family - Percent of loans charged-off, net0.0862%3,890
Percentage Net Loans Charged-off: Commercial and industrial0.0557%4,932
Percentage Net Loans Charged-off: Loans to individuals1.1896%2,350
Percentage Net Loans Charged-off: Credit card loans3.7960%535
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3956%1,364
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2028%4,778
Percentage Net Loans Charged-off: Total real estate loans0.0755%4,541
Percentage Net Loans Charged-off:Construction & development0.1014%2,941
Percentage Net Loans Charged-off: Commercial real estate0.0206%2,696
Percentage Net Loans Charged-off: Multi-family residential0.1686%605
Percentage Net Loans Charged-off: 1-4 family residential0.1189%3,365
Percentage Net Loans Charged-off: Home equity loans0.5233%1,021
All other 1-4 family - Percent of loans charged-off, net0.0488%3,716
Percentage Net Loans Charged-off: Commercial and industrial0.0346%4,422
Percentage Net Loans Charged-off: Loans to individuals1.0673%2,330
Percentage Net Loans Charged-off: Credit card loans3.3293%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2763%1,298
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2074%4,216
Percentage Net Loans Charged-off: Total real estate loans0.0900%3,864
Percentage Net Loans Charged-off:Construction & development0.1552%2,442
Percentage Net Loans Charged-off: Commercial real estate0.0204%2,151
Percentage Net Loans Charged-off: Multi-family residential0.2505%428
Percentage Net Loans Charged-off: 1-4 family residential0.1264%2,844
Percentage Net Loans Charged-off: Home equity loans0.4947%857
All other 1-4 family - Percent of loans charged-off, net0.0640%3,047
Percentage Net Loans Charged-off: Commercial and industrial-0.0920%7,294
Percentage Net Loans Charged-off: Loans to individuals1.1630%2,040
Percentage Net Loans Charged-off: Credit card loans3.7432%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1653%1,272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%3,691
Percentage Net Loans Charged-off: Total real estate loans0.0480%3,315
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0044%7,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1243%2,125
Percentage Net Loans Charged-off: Home equity loans1.0331%430
All other 1-4 family - Percent of loans charged-off, net-0.0276%7,740
Percentage Net Loans Charged-off: Commercial and industrial-0.0757%7,185
Percentage Net Loans Charged-off: Loans to individuals1.0052%2,055
Percentage Net Loans Charged-off: Credit card loans3.6245%459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2680%3,615
Percentage Net Loans Charged-off: Total real estate loans0.1345%3,349
Percentage Net Loans Charged-off:Construction & development0.1077%2,581
Percentage Net Loans Charged-off: Commercial real estate-0.0069%7,719
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2898%1,794
Percentage Net Loans Charged-off: Home equity loans0.0603%1,277
All other 1-4 family - Percent of loans charged-off, net0.3257%1,575
Percentage Net Loans Charged-off: Commercial and industrial-0.0038%7,100
Percentage Net Loans Charged-off: Loans to individuals1.0982%2,056
Percentage Net Loans Charged-off: Credit card loans3.6280%428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7481%587
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%3,441
Percentage Net Loans Charged-off: Total real estate loans0.0555%3,478
Percentage Net Loans Charged-off:Construction & development-0.0231%7,599
Percentage Net Loans Charged-off: Commercial real estate-0.0101%7,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1487%1,992
Percentage Net Loans Charged-off: Home equity loans0.0811%979
All other 1-4 family - Percent of loans charged-off, net0.1591%1,805
Percentage Net Loans Charged-off: Commercial and industrial-0.0256%7,078
Percentage Net Loans Charged-off: Loans to individuals1.0550%1,775
Percentage Net Loans Charged-off: Credit card loans3.0623%440
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7580%748
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1796%2,921
Percentage Net Loans Charged-off: Total real estate loans0.0643%2,753
Percentage Net Loans Charged-off:Construction & development-0.0352%7,618
Percentage Net Loans Charged-off: Commercial real estate-0.0137%7,850
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1769%1,535
Percentage Net Loans Charged-off: Home equity loans0.0432%843
All other 1-4 family - Percent of loans charged-off, net0.1972%1,363
Percentage Net Loans Charged-off: Commercial and industrial-0.0116%6,833
Percentage Net Loans Charged-off: Loans to individuals0.9629%1,778
Percentage Net Loans Charged-off: Credit card loans3.3658%379
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6924%694
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1811%2,279
Percentage Net Loans Charged-off: Total real estate loans0.0615%1,999
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0340%7,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1757%1,119
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2029%956
Percentage Net Loans Charged-off: Commercial and industrial-0.0644%7,217
Percentage Net Loans Charged-off: Loans to individuals1.0619%1,460
Percentage Net Loans Charged-off: Credit card loans3.1912%380
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6507%565
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1341%3,428
Percentage Net Loans Charged-off: Total real estate loans0.0717%2,502
Percentage Net Loans Charged-off:Construction & development-0.0029%7,602
Percentage Net Loans Charged-off: Commercial real estate0.0546%1,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1278%1,654
Percentage Net Loans Charged-off: Home equity loans0.0038%933
All other 1-4 family - Percent of loans charged-off, net0.1464%1,488
Percentage Net Loans Charged-off: Commercial and industrial-0.2579%7,765
Percentage Net Loans Charged-off: Loans to individuals0.8568%1,914
Percentage Net Loans Charged-off: Credit card loans2.7721%432
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0260%627
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0750%3,632
Percentage Net Loans Charged-off: Total real estate loans0.0320%2,406
Percentage Net Loans Charged-off:Construction & development-0.0190%7,632
Percentage Net Loans Charged-off: Commercial real estate0.0068%1,121
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0775%1,600
Percentage Net Loans Charged-off: Home equity loans0.0052%712
All other 1-4 family - Percent of loans charged-off, net0.0882%1,399
Percentage Net Loans Charged-off: Commercial and industrial-0.3864%7,809
Percentage Net Loans Charged-off: Loans to individuals0.7115%1,987
Percentage Net Loans Charged-off: Credit card loans2.1523%535
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0678%520
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0646%3,352
Percentage Net Loans Charged-off: Total real estate loans0.0099%2,439
Percentage Net Loans Charged-off:Construction & development-0.0226%7,636
Percentage Net Loans Charged-off: Commercial real estate0.0277%743
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0101%1,998
Percentage Net Loans Charged-off: Home equity loans0.0081%527
All other 1-4 family - Percent of loans charged-off, net0.0104%1,841
Percentage Net Loans Charged-off: Commercial and industrial-0.3121%7,744
Percentage Net Loans Charged-off: Loans to individuals0.6824%1,882
Percentage Net Loans Charged-off: Credit card loans2.2216%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7500%595
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%3,866
Percentage Net Loans Charged-off: Total real estate loans0.0121%1,669
Percentage Net Loans Charged-off:Construction & development-0.0216%7,635
Percentage Net Loans Charged-off: Commercial real estate0.0488%404
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0165%357
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,659
Percentage Net Loans Charged-off: Commercial and industrial-0.4905%7,875
Percentage Net Loans Charged-off: Loans to individuals0.5683%1,989
Percentage Net Loans Charged-off: Credit card loans0.2141%777
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4000%584
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%4,436
Percentage Net Loans Charged-off: Total real estate loans0.0484%1,996
Percentage Net Loans Charged-off:Construction & development0.0131%748
Percentage Net Loans Charged-off: Commercial real estate-0.0094%7,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1125%1,327
Percentage Net Loans Charged-off: Home equity loans0.2513%282
All other 1-4 family - Percent of loans charged-off, net0.0936%1,423
Percentage Net Loans Charged-off: Commercial and industrial-0.4699%8,003
Percentage Net Loans Charged-off: Loans to individuals0.5344%2,726
Percentage Net Loans Charged-off: Credit card loans1.7905%645
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7618%655
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0019%7,166
Percentage Net Loans Charged-off: Total real estate loans0.0149%2,375
Percentage Net Loans Charged-off:Construction & development0.0322%497
Percentage Net Loans Charged-off: Commercial real estate-0.1004%8,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0910%1,246
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1033%1,121
Percentage Net Loans Charged-off: Commercial and industrial-0.5633%8,046
Percentage Net Loans Charged-off: Loans to individuals0.4662%2,657
Percentage Net Loans Charged-off: Credit card loans1.2648%732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7005%600
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%5,155
Percentage Net Loans Charged-off: Total real estate loans0.0807%1,114
Percentage Net Loans Charged-off:Construction & development-0.0109%7,690
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1869%698
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2119%617
Percentage Net Loans Charged-off: Commercial and industrial-0.7494%8,083
Percentage Net Loans Charged-off: Loans to individuals0.4449%2,557
Percentage Net Loans Charged-off: Credit card loans1.0905%738
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5054%620
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0389%7,600
Percentage Net Loans Charged-off: Total real estate loans-0.0044%7,683
Percentage Net Loans Charged-off:Construction & development-0.0218%7,694
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%7,799
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,821
Percentage Net Loans Charged-off: Commercial and industrial-0.6777%8,046
Percentage Net Loans Charged-off: Loans to individuals0.4349%2,341
Percentage Net Loans Charged-off: Credit card loans1.5534%583
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3383%617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2900%1,634
Percentage Net Loans Charged-off: Total real estate loans0.0068%3,218
Percentage Net Loans Charged-off:Construction & development-0.0513%7,817
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0347%2,278
Percentage Net Loans Charged-off: Home equity loans0.0375%559
All other 1-4 family - Percent of loans charged-off, net0.0343%2,164
Percentage Net Loans Charged-off: Commercial and industrial1.0472%1,091
Percentage Net Loans Charged-off: Loans to individuals0.5714%3,265
Percentage Net Loans Charged-off: Credit card loans2.7510%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3734%912
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3395%1,176
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,815
Percentage Net Loans Charged-off:Construction & development-0.0583%7,809
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0356%1,940
Percentage Net Loans Charged-off: Home equity loans0.0503%424
All other 1-4 family - Percent of loans charged-off, net0.0336%1,862
Percentage Net Loans Charged-off: Commercial and industrial1.3451%771
Percentage Net Loans Charged-off: Loans to individuals0.5506%2,917
Percentage Net Loans Charged-off: Credit card loans2.7306%565
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3151%859
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%3,582
Percentage Net Loans Charged-off: Total real estate loans-0.0161%7,960
Percentage Net Loans Charged-off:Construction & development-0.0857%7,793
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%7,787
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,798
Percentage Net Loans Charged-off: Commercial and industrial-0.1533%7,587
Percentage Net Loans Charged-off: Loans to individuals0.5618%2,633
Percentage Net Loans Charged-off: Credit card loans2.8848%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3302%712
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0533%3,171
Percentage Net Loans Charged-off: Total real estate loans-0.0065%7,832
Percentage Net Loans Charged-off:Construction & development-0.0324%7,768
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%7,883
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,912
Percentage Net Loans Charged-off: Commercial and industrial-0.1475%7,634
Percentage Net Loans Charged-off: Loans to individuals0.4844%2,615
Percentage Net Loans Charged-off: Credit card loans2.1222%571
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1390%675
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1878%2,887
Percentage Net Loans Charged-off: Total real estate loans0.0951%1,649
Percentage Net Loans Charged-off:Construction & development0.2649%327
Percentage Net Loans Charged-off: Commercial real estate0.0087%1,469
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1219%1,393
Percentage Net Loans Charged-off: Home equity loans0.4134%171
All other 1-4 family - Percent of loans charged-off, net0.0854%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.0850%3,704
Percentage Net Loans Charged-off: Loans to individuals0.6279%3,260
Percentage Net Loans Charged-off: Credit card loans3.1797%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3325%957
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1238%3,274
Percentage Net Loans Charged-off: Total real estate loans0.0515%1,916
Percentage Net Loans Charged-off:Construction & development0.1963%311
Percentage Net Loans Charged-off: Commercial real estate-0.0124%8,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0647%1,695
Percentage Net Loans Charged-off: Home equity loans0.3115%188
All other 1-4 family - Percent of loans charged-off, net0.0347%1,963
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%7,048
Percentage Net Loans Charged-off: Loans to individuals0.5480%3,222
Percentage Net Loans Charged-off: Credit card loans2.4385%772
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0165%7,097
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1323%2,944
Percentage Net Loans Charged-off: Total real estate loans0.0768%1,445
Percentage Net Loans Charged-off:Construction & development0.3115%217
Percentage Net Loans Charged-off: Commercial real estate-0.0169%8,394
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0941%1,257
Percentage Net Loans Charged-off: Home equity loans0.4832%130
All other 1-4 family - Percent of loans charged-off, net0.0478%1,548
Percentage Net Loans Charged-off: Commercial and industrial-0.0253%7,053
Percentage Net Loans Charged-off: Loans to individuals0.5240%3,134
Percentage Net Loans Charged-off: Credit card loans2.3620%786
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2001%7,514
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1116%2,742
Percentage Net Loans Charged-off: Total real estate loans0.0324%1,504
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0719%1,100
Percentage Net Loans Charged-off: Home equity loans0.4646%96
All other 1-4 family - Percent of loans charged-off, net0.0251%1,285
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%7,240
Percentage Net Loans Charged-off: Loans to individuals0.5772%2,708
Percentage Net Loans Charged-off: Credit card loans2.2945%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1164%7,373
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2067%3,317
Percentage Net Loans Charged-off: Total real estate loans0.0289%3,000
Percentage Net Loans Charged-off:Construction & development0.0700%643
Percentage Net Loans Charged-off: Commercial real estate-0.1330%8,704
Percentage Net Loans Charged-off: Multi-family residential0.1366%122
Percentage Net Loans Charged-off: 1-4 family residential0.1657%1,307
Percentage Net Loans Charged-off: Home equity loans0.0577%481
All other 1-4 family - Percent of loans charged-off, net0.1776%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.3029%3,235
Percentage Net Loans Charged-off: Loans to individuals0.6915%3,388
Percentage Net Loans Charged-off: Credit card loans3.8708%624
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2181%621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1252%3,870
Percentage Net Loans Charged-off: Total real estate loans-0.0539%8,694
Percentage Net Loans Charged-off:Construction & development-0.0402%8,012
Percentage Net Loans Charged-off: Commercial real estate-0.2307%8,804
Percentage Net Loans Charged-off: Multi-family residential0.1823%84
Percentage Net Loans Charged-off: 1-4 family residential0.0901%1,546
Percentage Net Loans Charged-off: Home equity loans0.0783%350
All other 1-4 family - Percent of loans charged-off, net0.0914%1,510
Percentage Net Loans Charged-off: Commercial and industrial0.2339%3,002
Percentage Net Loans Charged-off: Loans to individuals0.6174%3,334
Percentage Net Loans Charged-off: Credit card loans3.6081%675
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9157%670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1563%3,212
Percentage Net Loans Charged-off: Total real estate loans-0.0245%8,518
Percentage Net Loans Charged-off:Construction & development-0.1189%8,023
Percentage Net Loans Charged-off: Commercial real estate-0.3481%8,850
Percentage Net Loans Charged-off: Multi-family residential1.6621%32
Percentage Net Loans Charged-off: 1-4 family residential0.1279%1,134
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1415%1,058
Percentage Net Loans Charged-off: Commercial and industrial0.3116%2,386
Percentage Net Loans Charged-off: Loans to individuals0.6128%3,157
Percentage Net Loans Charged-off: Credit card loans3.3022%726
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8160%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%4,755
Percentage Net Loans Charged-off: Total real estate loans-0.1439%8,962
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.6990%8,921
Percentage Net Loans Charged-off: Multi-family residential3.4336%17
Percentage Net Loans Charged-off: 1-4 family residential0.0024%1,627
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0026%1,532
Percentage Net Loans Charged-off: Commercial and industrial-0.0635%7,642
Percentage Net Loans Charged-off: Loans to individuals0.7098%2,586
Percentage Net Loans Charged-off: Credit card loans3.5553%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7295%521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2417%3,231
Percentage Net Loans Charged-off: Total real estate loans0.1204%1,630
Percentage Net Loans Charged-off:Construction & development0.0048%851
Percentage Net Loans Charged-off: Commercial real estate0.0317%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2342%925
Percentage Net Loans Charged-off: Home equity loans0.4734%169
All other 1-4 family - Percent of loans charged-off, net0.2117%1,029
Percentage Net Loans Charged-off: Commercial and industrial0.2255%3,701
Percentage Net Loans Charged-off: Loans to individuals0.7119%3,329
Percentage Net Loans Charged-off: Credit card loans3.4603%824
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5676%962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2908%2,758
Percentage Net Loans Charged-off: Total real estate loans0.2378%829
Percentage Net Loans Charged-off:Construction & development0.0138%782
Percentage Net Loans Charged-off: Commercial real estate0.0226%1,274
Percentage Net Loans Charged-off: Multi-family residential0.8912%79
Percentage Net Loans Charged-off: 1-4 family residential0.4031%473
Percentage Net Loans Charged-off: Home equity loans0.1019%413
All other 1-4 family - Percent of loans charged-off, net0.4274%446
Percentage Net Loans Charged-off: Commercial and industrial0.0980%4,191
Percentage Net Loans Charged-off: Loans to individuals0.7831%2,952
Percentage Net Loans Charged-off: Credit card loans2.6739%999
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2209%8,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1700%3,548
Percentage Net Loans Charged-off: Total real estate loans0.0641%360
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0488%1,415
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1143%219
Percentage Net Loans Charged-off: Home equity loans-0.0368%1,340
All other 1-4 family - Percent of loans charged-off, net0.1253%201
Percentage Net Loans Charged-off: Commercial and industrial0.1283%796
Percentage Net Loans Charged-off: Loans to individuals0.5656%718
Percentage Net Loans Charged-off: Credit card loans2.2321%444
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3155%198
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1758%3,541
Percentage Net Loans Charged-off: Total real estate loans0.0807%317
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0276%1,295
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1397%213
Percentage Net Loans Charged-off: Home equity loans-0.0107%1,286
All other 1-4 family - Percent of loans charged-off, net0.1518%197
Percentage Net Loans Charged-off: Commercial and industrial0.0296%916
Percentage Net Loans Charged-off: Loans to individuals0.6198%701
Percentage Net Loans Charged-off: Credit card loans2.1874%501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0266%383
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2784%2,641
Percentage Net Loans Charged-off: Total real estate loans0.1005%289
Percentage Net Loans Charged-off:Construction & development0.0739%147
Percentage Net Loans Charged-off: Commercial real estate-0.0205%1,200
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2302%115
Percentage Net Loans Charged-off: Home equity loans-0.0173%1,255
All other 1-4 family - Percent of loans charged-off, net0.2460%101
Percentage Net Loans Charged-off: Commercial and industrial0.1701%670
Percentage Net Loans Charged-off: Loans to individuals0.8493%571
Percentage Net Loans Charged-off: Credit card loans2.8802%437
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0085%397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2793%2,935
Percentage Net Loans Charged-off: Total real estate loans0.1250%281
Percentage Net Loans Charged-off:Construction & development0.3270%98
Percentage Net Loans Charged-off: Commercial real estate0.2341%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0260%708
Percentage Net Loans Charged-off: Home equity loans0.2225%165
All other 1-4 family - Percent of loans charged-off, net0.0177%737
Percentage Net Loans Charged-off: Commercial and industrial0.1176%685
Percentage Net Loans Charged-off: Loans to individuals0.8225%656
Percentage Net Loans Charged-off: Credit card loans2.9210%475
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1686%233
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3038%2,942
Percentage Net Loans Charged-off: Total real estate loans0.0949%435
Percentage Net Loans Charged-off:Construction & development0.1743%171
Percentage Net Loans Charged-off: Commercial real estate0.2032%277
Percentage Net Loans Charged-off: Multi-family residential-0.0708%1,361
Percentage Net Loans Charged-off: 1-4 family residential0.0194%767
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0202%720
Percentage Net Loans Charged-off: Commercial and industrial0.3413%428
Percentage Net Loans Charged-off: Loans to individuals0.7374%684
Percentage Net Loans Charged-off: Credit card loans2.5554%506
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0087%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2421%3,385
Percentage Net Loans Charged-off: Total real estate loans-0.0099%1,306
Percentage Net Loans Charged-off:Construction & development-0.2503%1,389
Percentage Net Loans Charged-off: Commercial real estate-0.0039%1,173
Percentage Net Loans Charged-off: Multi-family residential-0.6466%1,415
Percentage Net Loans Charged-off: 1-4 family residential0.1066%347
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1108%338
Percentage Net Loans Charged-off: Commercial and industrial0.3411%387
Percentage Net Loans Charged-off: Loans to individuals0.6318%636
Percentage Net Loans Charged-off: Credit card loans3.1747%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0094%1,170
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2388%3,572
Percentage Net Loans Charged-off: Total real estate loans0.1329%504
Percentage Net Loans Charged-off:Construction & development0.2689%237
Percentage Net Loans Charged-off: Commercial real estate-0.0026%1,185
Percentage Net Loans Charged-off: Multi-family residential-0.0598%1,332
Percentage Net Loans Charged-off: 1-4 family residential0.1923%268
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.2002%258
Percentage Net Loans Charged-off: Commercial and industrial0.1083%607
Percentage Net Loans Charged-off: Loans to individuals0.5770%561
Percentage Net Loans Charged-off: Credit card loans2.4337%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1251%1,188
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3498%3,724
Percentage Net Loans Charged-off: Total real estate loans0.1165%709
Percentage Net Loans Charged-off:Construction & development0.4624%334
Percentage Net Loans Charged-off: Commercial real estate0.1781%609
Percentage Net Loans Charged-off: Multi-family residential-0.1378%1,388
Percentage Net Loans Charged-off: 1-4 family residential0.0425%732
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0442%689
Percentage Net Loans Charged-off: Commercial and industrial0.2897%683
Percentage Net Loans Charged-off: Loans to individuals0.7053%556
Percentage Net Loans Charged-off: Credit card loans1.5435%620
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2863%230
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6299%3,454
Percentage Net Loans Charged-off: Total real estate loans0.2697%662
Percentage Net Loans Charged-off:Construction & development0.3262%504
Percentage Net Loans Charged-off: Commercial real estate0.6559%509
Percentage Net Loans Charged-off: Multi-family residential-0.4822%1,463
Percentage Net Loans Charged-off: 1-4 family residential0.2192%371
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.2275%364
Percentage Net Loans Charged-off: Commercial and industrial0.9569%598
Percentage Net Loans Charged-off: Loans to individuals0.8141%700
Percentage Net Loans Charged-off: Credit card loans2.5849%503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1128%366
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144