Home > The Central Jersey Bank and Trust Company > Loan Charge- Offs and Recoveries
The Central Jersey Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,595,000 | 633 |
| Loans secured by real estate, total | $1,647,000 | 382 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,647,000 | 382 |
| Construction and land development | $212,000 | 266 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $844,000 | 259 |
| Secured by multifamily residential properties | $4,000 | 616 |
| Secured by nonfarm nonresidential properties | $587,000 | 403 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $278,000 | 1,117 |
| Loans to individuals | $608,000 | 672 |
| Credit card loan charge offs | $271,000 | 463 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $337,000 | 734 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $62,000 | 180 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,540,000 | 418 |
| Loans secured by real estate, total | $198,000 | 614 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $198,000 | 613 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $176,000 | 257 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $22,000 | 1,141 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,054,000 | 239 |
| Loans to individuals | $266,000 | 573 |
| Credit card loan recoveries | $100,000 | 353 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $166,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $22,000 | 191 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,055,000 | 837 |
| Loans secured by real estate, total | $1,449,000 | 342 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,449,000 | 342 |
| Construction and land development | $212,000 | 222 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $668,000 | 257 |
| Secured by multifamily residential properties | $4,000 | 573 |
| Secured by nonfarm nonresidential properties | $565,000 | 341 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-776,000 | 12,516 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $342,000 | 699 |
| Credit card loan net charge offs | $171,000 | 494 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $171,000 | 825 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $40,000 | 154 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $30,507,000 | 144 |
| Loans secured by real estate, total | $24,803,000 | 71 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $24,803,000 | 71 |
| Construction and land development | $3,466,000 | 90 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,287,000 | 132 |
| Secured by multifamily residential properties | $1,277,000 | 93 |
| Secured by nonfarm nonresidential properties | $17,773,000 | 51 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $4,755,000 | 177 |
| Loans to individuals | $885,000 | 576 |
| Credit card loan charge offs | $506,000 | 381 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $379,000 | 742 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $64,000 | 205 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $968,000 | 577 |
| Loans secured by real estate, total | $225,000 | 586 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $225,000 | 585 |
| Construction and land development | $13,000 | 528 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,817 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $207,000 | 347 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $335,000 | 547 |
| Loans to individuals | $370,000 | 499 |
| Credit card loan recoveries | $177,000 | 282 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $193,000 | 616 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $38,000 | 158 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $29,539,000 | 121 |
| Loans secured by real estate, total | $24,578,000 | 66 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $24,578,000 | 66 |
| Construction and land development | $3,453,000 | 82 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $2,282,000 | 122 |
| Secured by multifamily residential properties | $1,277,000 | 87 |
| Secured by nonfarm nonresidential properties | $17,566,000 | 44 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $4,420,000 | 138 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $515,000 | 607 |
| Credit card loan net charge offs | $329,000 | 404 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $186,000 | 872 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $26,000 | 211 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,994,000 | 341 |
| Loans secured by real estate, total | $6,234,000 | 247 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,234,000 | 246 |
| Construction and land development | $1,527,000 | 209 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $637,000 | 434 |
| Secured by multifamily residential properties | $430,000 | 241 |
| Secured by nonfarm nonresidential properties | $3,640,000 | 192 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,973,000 | 278 |
| Loans to individuals | $1,692,000 | 477 |
| Credit card loan charge offs | $442,000 | 446 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,250,000 | 396 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $95,000 | 194 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,106,000 | 516 |
| Loans secured by real estate, total | $120,000 | 861 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $120,000 | 860 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $120,000 | 439 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $313,000 | 574 |
| Loans to individuals | $649,000 | 380 |
| Credit card loan recoveries | $54,000 | 462 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $595,000 | 299 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $24,000 | 200 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,888,000 | 315 |
| Loans secured by real estate, total | $6,114,000 | 231 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,114,000 | 230 |
| Construction and land development | $1,527,000 | 199 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $637,000 | 374 |
| Secured by multifamily residential properties | $430,000 | 231 |
| Secured by nonfarm nonresidential properties | $3,520,000 | 183 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,660,000 | 245 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,043,000 | 522 |
| Credit card loan net charge offs | $388,000 | 433 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $655,000 | 479 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $71,000 | 165 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.