Home > The Central Jersey Bank and Trust Company > Income and Expense
The Central Jersey Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $118,337,000 | 358 |
| Total interest expense | $43,328,000 | 404 |
| Net interest income | $75,009,000 | 321 |
| Provision for loan and lease losses | $2,100,000 | 555 |
| Total noninterest income | $13,680,000 | 480 |
| Gross Fiduciary activities income | $2,306,000 | 340 |
| Service charges on deposit accounts | $6,692,000 | 268 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,682,000 | 668 |
| Total noninterest expense | $63,225,000 | 341 |
| Salaries and employee benefits | $29,474,000 | 305 |
| Premises and equipment expense | $8,906,000 | 321 |
| Additional noninterest expense | $24,845,000 | 381 |
| Pre-tax net operating income | $23,364,000 | 414 |
| Securities gains (losses) | $160,000 | 575 |
| Applicable income taxes | $5,920,000 | 502 |
| Income before extraordinary items | $17,604,000 | 351 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,604,000 | 351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 837 |
| Cash dividends | $6,568,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $17,484,000 | 360 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $113,436,000 | 361 |
| Total interest expense | $40,017,000 | 421 |
| Net interest income | $73,419,000 | 319 |
| Provision for loan and lease losses | $8,475,000 | 307 |
| Total noninterest income | $12,874,000 | 509 |
| Gross Fiduciary activities income | $2,239,000 | 357 |
| Service charges on deposit accounts | $6,245,000 | 274 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,390,000 | 753 |
| Total noninterest expense | $80,930,000 | 285 |
| Salaries and employee benefits | $26,871,000 | 316 |
| Premises and equipment expense | $8,559,000 | 328 |
| Additional noninterest expense | $45,500,000 | 253 |
| Pre-tax net operating income | $-3,112,000 | 13,138 |
| Securities gains (losses) | $1,919,000 | 332 |
| Applicable income taxes | $-5,113,000 | 13,256 |
| Income before extraordinary items | $3,920,000 | 1,294 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,920,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,539,000 | 121 |
| Cash dividends | $6,413,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,691,840 | 1,752 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $122,775,000 | 378 |
| Total interest expense | $53,079,000 | 421 |
| Net interest income | $69,696,000 | 337 |
| Provision for loan and lease losses | $15,535,000 | 262 |
| Total noninterest income | $12,658,000 | 512 |
| Gross Fiduciary activities income | $2,194,000 | 365 |
| Service charges on deposit accounts | $6,005,000 | 277 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,459,000 | 730 |
| Total noninterest expense | $56,506,000 | 368 |
| Salaries and employee benefits | $26,116,000 | 309 |
| Premises and equipment expense | $7,277,000 | 381 |
| Additional noninterest expense | $23,113,000 | 417 |
| Pre-tax net operating income | $10,313,000 | 620 |
| Securities gains (losses) | $7,449,000 | 145 |
| Applicable income taxes | $5,078,000 | 472 |
| Income before extraordinary items | $12,684,000 | 401 |
| Extraordinary gains, net | $-1,593,000 | 13,878 |
| Net income | $11,091,000 | 453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,888,000 | 315 |
| Cash dividends | $6,413,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,395,210 | 585 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.