Home > The Central Jersey Bank and Trust Company > Net charge- offs to loans
The Central Jersey Bank and Trust Company, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 5,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2649% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 1.6247% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1909% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1576% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3801% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5873% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4028% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6321% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3346% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3484% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9359% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 11.8795% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0942% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.9219% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9306% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3018% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9523% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5684% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9551% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1493% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1266% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9271% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 3.2437% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9776% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0941% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2613% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3855% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1900% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8533% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1282% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2779% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.3275% | 33 |