Home > The Central and Southern Bank of Georgia > Net Loans and Leases
The Central and Southern Bank of Georgia, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $127,985,000 | 2,192 |
| Loan loss allowance | $3,112,000 | 1,190 |
| Total loans and leases | $131,097,000 | 2,160 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $131,097,000 | 2,171 |
| All real estate loans | $103,190,000 | 1,901 |
| Real estate loans in domestic offices | $103,190,000 | 1,900 |
| Construction and development loans | $18,747,000 | 903 |
| Commercial RE | $54,742,000 | 986 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,059,000 | 2,075 |
| 1-4 family residential loans | $26,769,000 | 3,447 |
| Farmland loans | $873,000 | 4,556 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $184,000 | 5,769 |
| Commercial and industrial loans | $20,113,000 | 1,892 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $7,219,000 | 3,635 |
| Credit card loans | $1,349,000 | 1,127 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,870,000 | 4,052 |
| All other loans & leases | $391,000 | 3,895 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $391,000 | 2,052 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $99,255,000 | 2,782 |
| Loan loss allowance | $3,013,000 | 1,243 |
| Total loans and leases | $102,268,000 | 2,748 |
| Unearned income | $24,000 | 3,803 |
| Loans and leases, gross | $102,292,000 | 2,755 |
| All real estate loans | $69,019,000 | 2,727 |
| Real estate loans in domestic offices | $69,019,000 | 2,727 |
| Construction and development loans | $13,038,000 | 1,159 |
| Commercial RE | $29,123,000 | 1,730 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $732,000 | 3,718 |
| 1-4 family residential loans | $25,958,000 | 3,624 |
| Farmland loans | $168,000 | 6,599 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $251,000 | 5,849 |
| Commercial and industrial loans | $27,710,000 | 1,357 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $5,298,000 | 4,743 |
| Credit card loans | $1,018,000 | 1,490 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,280,000 | 5,228 |
| All other loans & leases | $14,000 | 7,968 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $14,000 | 6,482 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $76,914,000 | 3,529 |
| Loan loss allowance | $3,008,000 | 1,330 |
| Total loans and leases | $79,922,000 | 3,444 |
| Unearned income | $73,000 | 4,608 |
| Loans and leases, gross | $79,922,000 | 3,455 |
| All real estate loans | $54,450,000 | 3,319 |
| Real estate loans in domestic offices | $54,450,000 | 3,319 |
| Construction and development loans | $10,645,000 | 1,375 |
| Commercial RE | $27,596,000 | 1,828 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $312,000 | 5,199 |
| 1-4 family residential loans | $15,710,000 | 5,081 |
| Farmland loans | $187,000 | 6,766 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,000 | 7,307 |
| Commercial and industrial loans | $18,719,000 | 1,967 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $6,416,000 | 4,329 |
| Credit card loans | $415,000 | 2,841 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,001,000 | 4,312 |
| All other loans & leases | $407,000 | 4,054 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $407,000 | 1,919 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $79,112,000 | 3,350 |
| Loan loss allowance | $3,054,000 | 1,342 |
| Total loans and leases | $82,166,000 | 3,272 |
| Unearned income | $334,000 | 2,874 |
| Loans and leases, gross | $82,166,000 | 3,281 |
| All real estate loans | $45,367,000 | 3,821 |
| Real estate loans in domestic offices | $45,367,000 | 3,821 |
| Construction and development loans | $11,026,000 | 1,247 |
| Commercial RE | $19,151,000 | 2,361 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $148,000 | 6,351 |
| 1-4 family residential loans | $14,938,000 | 5,280 |
| Farmland loans | $104,000 | 7,423 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $121,000 | 6,799 |
| Commercial and industrial loans | $20,393,000 | 1,727 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $16,619,000 | 1,970 |
| Credit card loans | $188,000 | 4,036 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,431,000 | 1,837 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $79,826,000 | 3,236 |
| Loan loss allowance | $3,160,000 | 1,331 |
| Total loans and leases | $82,986,000 | 3,166 |
| Unearned income | $1,500,000 | 1,219 |
| Loans and leases, gross | $82,986,000 | 3,180 |
| All real estate loans | $42,139,000 | 3,979 |
| Real estate loans in domestic offices | $42,139,000 | 3,979 |
| Construction and development loans | $3,888,000 | 2,608 |
| Commercial RE | $26,626,000 | 1,752 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $177,000 | 6,401 |
| 1-4 family residential loans | $11,255,000 | 6,214 |
| Farmland loans | $193,000 | 7,167 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $207,000 | 6,737 |
| Commercial and industrial loans | $14,471,000 | 2,190 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $27,432,000 | 1,308 |
| Credit card loans | $584,000 | 2,374 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $26,848,000 | 1,210 |
| All other loans & leases | $237,000 | 5,441 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $237,000 | 3,110 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $95,198,000 | 2,726 |
| Loan loss allowance | $3,584,000 | 1,277 |
| Total loans and leases | $98,782,000 | 2,675 |
| Unearned income | $4,877,000 | 520 |
| Loans and leases, gross | $98,782,000 | 2,690 |
| All real estate loans | $36,453,000 | 4,401 |
| Real estate loans in domestic offices | $36,453,000 | 4,401 |
| Construction and development loans | $4,331,000 | 2,290 |
| Commercial RE | $21,849,000 | 2,022 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $190,000 | 6,447 |
| 1-4 family residential loans | $9,943,000 | 6,742 |
| Farmland loans | $140,000 | 7,678 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $234,000 | 6,837 |
| Commercial and industrial loans | $11,439,000 | 2,667 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $55,321,000 | 760 |
| Credit card loans | $274,000 | 3,487 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $55,047,000 | 656 |
| All other loans & leases | $212,000 | 5,851 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $212,000 | 3,440 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,084,000 | 915 |
| Non 1-4 family restructured loans & leases | $1,084,000 | 915 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $133,150,000 | 2,093 |
| Loan loss allowance | $3,971,000 | 1,210 |
| Total loans and leases | $137,121,000 | 2,063 |
| Unearned income | $12,513,000 | 241 |
| Loans and leases, gross | $137,121,000 | 2,083 |
| All real estate loans | $37,555,000 | 4,346 |
| Real estate loans in domestic offices | $37,555,000 | 4,346 |
| Construction and development loans | $7,723,000 | 1,468 |
| Commercial RE | $20,872,000 | 2,079 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $445,000 | 5,068 |
| 1-4 family residential loans | $8,332,000 | 7,441 |
| Farmland loans | $183,000 | 7,477 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $247,000 | 6,926 |
| Commercial and industrial loans | $12,722,000 | 2,511 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $98,741,000 | 499 |
| Credit card loans | $55,000 | 5,736 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $98,686,000 | 397 |
| All other loans & leases | $369,000 | 5,020 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $369,000 | 2,833 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |