Home > The Central and Southern Bank of Georgia > Loan Charge- Offs and Recoveries

The Central and Southern Bank of Georgia, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$89,0004,879
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,621
Loans to individuals$89,0002,629
Credit card loan charge offs$9,0002,117
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$80,0002,471
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$488,000607
Loans secured by real estate, total$22,0001,536
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0001,537
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$22,000927
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0002,087
Loans to individuals$435,000356
Credit card loan recoveries$4,0001,302
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$431,000273
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$-399,00010,410
Loans secured by real estate, total$-22,0009,855
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-22,0009,873
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-22,00010,171
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-31,0009,950
To non-U.S. addresseesNANA
Loans to individuals$-346,00010,456
Credit card loan net charge offs$5,0002,296
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-351,00010,457
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$188,0003,376
Loans secured by real estate, total$8,0003,856
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,855
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$8,0003,045
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$180,0001,707
Credit card loan charge offs$13,0001,954
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$167,0001,527
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$903,000451
Loans secured by real estate, total$39,0001,268
To non-U.S. addresseesNANA
Real estate loans in domestic offices$39,0001,268
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$39,000718
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$267,000412
Loans to individuals$597,000323
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$596,000240
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$-715,00010,892
Loans secured by real estate, total$-31,00010,378
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-31,00010,399
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-31,00010,672
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-267,00010,838
To non-U.S. addresseesNANA
Loans to individuals$-417,00010,915
Credit card loan net charge offs$12,0001,846
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-429,00010,915
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$269,0002,800
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0005,189
Loans to individuals$252,0001,368
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$252,0001,120
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$1,239,000428
Loans secured by real estate, total$126,000720
To non-U.S. addresseesNANA
Real estate loans in domestic offices$126,000720
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$109,000361
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$17,0001,011
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$111,0001,007
Loans to individuals$1,002,000277
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,002,000195
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$-970,00011,439
Loans secured by real estate, total$-126,00011,242
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-126,00011,267
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-109,00011,402
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-17,00010,896
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-94,00011,131
To non-U.S. addresseesNANA
Loans to individuals$-750,00011,447
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-750,00011,446
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$1,115,0001,051
Loans secured by real estate, total$186,0001,211
To non-U.S. addresseesNANA
Real estate loans in domestic offices$186,0001,209
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$102,0001,084
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$84,000971
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$167,0001,618
Loans to individuals$762,000637
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$762,000469
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$1,897,000345
Loans secured by real estate, total$27,0001,839
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0001,838
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$19,0001,284
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$8,0001,398
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$311,000466
Loans to individuals$1,559,000214
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,559,000137
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$-782,00011,948
Loans secured by real estate, total$159,0001,079
To non-U.S. addresseesNANA
Real estate loans in domestic offices$159,0001,078
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$83,0001,017
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$76,000823
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-144,00011,693
To non-U.S. addresseesNANA
Loans to individuals$-797,00011,970
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-797,00011,969
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$2,905,000587
Loans secured by real estate, total$595,000732
To non-U.S. addresseesNANA
Real estate loans in domestic offices$595,000732
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$595,000345
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$823,000466
Loans to individuals$1,487,000399
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,487,000253
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$2,481,000311
Loans secured by real estate, total$179,000673
To non-U.S. addresseesNANA
Real estate loans in domestic offices$179,000672
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$179,000249
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$392,000451
Loans to individuals$1,910,000191
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,910,000125
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$424,0001,528
Loans secured by real estate, total$416,000736
To non-U.S. addresseesNANA
Real estate loans in domestic offices$416,000736
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$416,000379
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$431,000539
To non-U.S. addresseesNANA
Loans to individuals$-423,00012,598
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-423,00012,591
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$4,453,000529
Loans secured by real estate, total$214,0001,626
To non-U.S. addresseesNANA
Real estate loans in domestic offices$214,0001,625
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$214,000883
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$624,000822
Loans to individuals$3,615,000265
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,615,000141
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$2,116,000352
Loans secured by real estate, total$127,000858
To non-U.S. addresseesNANA
Real estate loans in domestic offices$127,000857
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$127,000471
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$88,0001,689
Loans to individuals$1,901,000182
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,901,000121
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$2,337,000662
Loans secured by real estate, total$87,0002,198
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,0002,196
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$87,0001,190
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$536,000710
To non-U.S. addresseesNANA
Loans to individuals$1,714,000302
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,714,000153
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$9,634,000390
Loans secured by real estate, total$3,481,000375
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,481,000374
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$393,000645
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$3,088,000220
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,356,000626
Loans to individuals$4,797,000258
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$4,797,000131
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$1,170,000492
Loans secured by real estate, total$61,0001,354
To non-U.S. addresseesNANA
Real estate loans in domestic offices$61,0001,354
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$5,0002,872
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$56,000697
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,960
Loans to individuals$1,099,000271
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,099,000188
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$8,464,000373
Loans secured by real estate, total$3,420,000355
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,420,000354
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$388,000568
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$3,032,000204
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,346,000538
To non-U.S. addresseesNANA
Loans to individuals$3,698,000244
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$3,698,000111
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.