Home > The Centennial Bank > Income and Expense
The Centennial Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,236,000 | 1,712 |
| Total interest expense | $11,253,000 | 1,526 |
| Net interest income | $8,983,000 | 1,964 |
| Provision for loan and lease losses | $1,020,000 | 1,036 |
| Total noninterest income | $532,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $268,000 | 4,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $264,000 | 4,193 |
| Total noninterest expense | $5,181,000 | 2,630 |
| Salaries and employee benefits | $2,702,000 | 2,636 |
| Premises and equipment expense | $745,000 | 2,734 |
| Additional noninterest expense | $1,734,000 | 2,476 |
| Pre-tax net operating income | $3,314,000 | 2,179 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,050,000 | 2,036 |
| Income before extraordinary items | $2,264,000 | 2,279 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,264,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,179 |
| Cash dividends | $86,000 | 6,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,264,000 | 2,286 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,854,000 | 2,053 |
| Total interest expense | $8,077,000 | 1,847 |
| Net interest income | $7,777,000 | 2,264 |
| Provision for loan and lease losses | $590,000 | 1,545 |
| Total noninterest income | $444,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $276,000 | 4,226 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $168,000 | 5,335 |
| Total noninterest expense | $4,901,000 | 2,760 |
| Salaries and employee benefits | $2,689,000 | 2,624 |
| Premises and equipment expense | $713,000 | 2,827 |
| Additional noninterest expense | $1,499,000 | 2,866 |
| Pre-tax net operating income | $2,730,000 | 2,604 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $906,000 | 2,375 |
| Income before extraordinary items | $1,824,000 | 2,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,824,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,771 |
| Cash dividends | $86,000 | 6,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,824,000 | 2,742 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,784,000 | 2,555 |
| Total interest expense | $7,030,000 | 2,156 |
| Net interest income | $5,754,000 | 2,999 |
| Provision for loan and lease losses | $874,000 | 1,098 |
| Total noninterest income | $384,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $4,426,000 | 2,930 |
| Salaries and employee benefits | $2,308,000 | 2,929 |
| Premises and equipment expense | $711,000 | 2,729 |
| Additional noninterest expense | $1,407,000 | 2,944 |
| Pre-tax net operating income | $838,000 | 5,938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $260,000 | 5,548 |
| Income before extraordinary items | $578,000 | 6,168 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $578,000 | 6,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $78,000 | 6,533 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 543 |
| Net operating income | $578,000 | 6,057 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,653,000 | 3,349 |
| Total interest expense | $5,266,000 | 2,842 |
| Net interest income | $4,387,000 | 3,892 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $369,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,052 |
| Total noninterest expense | $3,160,000 | 3,930 |
| Salaries and employee benefits | $1,597,000 | 4,022 |
| Premises and equipment expense | $536,000 | 3,486 |
| Additional noninterest expense | $1,027,000 | 3,804 |
| Pre-tax net operating income | $1,296,000 | 4,974 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $419,000 | 4,740 |
| Income before extraordinary items | $877,000 | 5,134 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $877,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,200 |
| Cash dividends | $266,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $2,975,000 | 318 |
| Net operating income | $877,000 | 5,085 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,596 |
| Total interest expense | $3,490,000 | 4,205 |
| Net interest income | $3,475,000 | 4,847 |
| Provision for loan and lease losses | $343,000 | 2,351 |
| Total noninterest income | $342,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $2,751,000 | 4,629 |
| Salaries and employee benefits | $1,349,000 | 4,734 |
| Premises and equipment expense | $484,000 | 3,875 |
| Additional noninterest expense | $918,000 | 4,690 |
| Pre-tax net operating income | $723,000 | 6,828 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $232,000 | 6,682 |
| Income before extraordinary items | $491,000 | 6,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $491,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,170 |
| Cash dividends | $82,000 | 7,013 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 423 |
| Net operating income | $491,000 | 6,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 5,695 |
| Total interest expense | $2,634,000 | 5,336 |
| Net interest income | $2,716,000 | 5,945 |
| Provision for loan and lease losses | $132,000 | 3,911 |
| Total noninterest income | $328,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $2,335,000 | 5,288 |
| Salaries and employee benefits | $1,053,000 | 5,802 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $873,000 | 4,900 |
| Pre-tax net operating income | $577,000 | 8,008 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $380,000 | 8,239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $380,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $724,000 | 335 |
| Net operating income | $380,000 | 8,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 6,316 |
| Total interest expense | $1,765,000 | 6,160 |
| Net interest income | $2,573,000 | 6,319 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $346,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $1,869,000 | 6,524 |
| Salaries and employee benefits | $898,000 | 6,646 |
| Premises and equipment expense | $338,000 | 5,200 |
| Additional noninterest expense | $633,000 | 6,795 |
| Pre-tax net operating income | $930,000 | 6,260 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $321,000 | 5,617 |
| Income before extraordinary items | $609,000 | 6,469 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $609,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $1,364,000 | 369 |
| Net operating income | $609,000 | 6,530 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 7,208 |
| Total interest expense | $1,518,000 | 7,153 |
| Net interest income | $2,226,000 | 7,102 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,842,000 | 6,778 |
| Salaries and employee benefits | $818,000 | 7,212 |
| Premises and equipment expense | $279,000 | 6,196 |
| Additional noninterest expense | $745,000 | 6,270 |
| Pre-tax net operating income | $619,000 | 7,821 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $215,000 | 7,343 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 8,115 |
| Total interest expense | $1,616,000 | 8,150 |
| Net interest income | $1,927,000 | 7,953 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $336,000 | 7,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $1,522,000 | 7,833 |
| Salaries and employee benefits | $675,000 | 8,181 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $626,000 | 7,292 |
| Pre-tax net operating income | $621,000 | 7,572 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $437,000 | 7,867 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $437,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $422,720 | 7,638 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.