Home > The Cecilian Bank > Net charge- offs to loans
The Cecilian Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0670% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 4,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6024% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2013% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3069% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0797% | 4,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5763% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0027% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2382% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 4,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0727% | 4,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 3,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7214% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1819% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 4,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1326% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1479% | 4,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4459% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2488% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0999% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0905% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2976% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0561% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9278% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0168% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1100% | 4,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3823% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 4,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0474% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0603% | 4,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0576% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1479% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0196% | 3,828 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2356% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0693% | 3,977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1163% | 4,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1500% | 4,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3879% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6294% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0081% | 3,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0847% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 3,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5648% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1491% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.1264% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1783% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1177% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0565% | 4,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 4,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2682% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2352% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1230% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2675% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2088% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1291% | 4,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4149% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2664% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3905% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2081% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2332% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3401% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4839% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2802% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3857% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4805% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4153% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9131% | 4,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1084% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4696% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0903% | 4,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1814% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0504% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6726% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1702% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5205% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1290% | 2,620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0873% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1081% | 4,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2466% | 5,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 3,714 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0704% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8797% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0173% | 2,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1128% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1578% | 5,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3752% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 4,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6858% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1767% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1846% | 5,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3036% | 5,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7578% | 5,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0691% | 4,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 4,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 4,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9245% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0534% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8396% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1575% | 466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5562% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1622% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1035% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | -5.1308% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2491% | 2,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7456% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1009% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | -7.2883% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3073% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2600% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1146% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0679% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2130% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0962% | 4,730 |
| Percentage Net Loans Charged-off: Credit card loans | -11.0073% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2094% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0776% | 5,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1055% | 5,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,582 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1343% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2719% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8391% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0700% | 4,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2938% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6113% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1302% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4093% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6693% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1910% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4611% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6921% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1174% | 2,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2722% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6274% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 2,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4304% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4690% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6266% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5195% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5872% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2077% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4945% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5183% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7374% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1062% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7765% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4002% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6238% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0381% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6046% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 5,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1843% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7862% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2343% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8124% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1751% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0499% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6177% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7043% | 6,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7445% | 6,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0820% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4257% | 1,166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1057% | 2,976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8376% | 6,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9544% | 6,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2586% | 6,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1877% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1926% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1279% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3911% | 1,153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1516% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.3630% | 6,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.5387% | 6,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.3865% | 6,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5891% | 1,162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1783% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.7713% | 6,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.1588% | 6,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -6.6448% | 6,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 5,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 5,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3468% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5797% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3355% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9776% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0353% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9045% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8174% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2477% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9084% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2173% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3707% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5041% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1590% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0858% | 5,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3274% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7858% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3038% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8365% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0639% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7830% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2410% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0831% | 5,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5200% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1829% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4859% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1846% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4615% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4857% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0730% | 5,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0608% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 2,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2212% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5619% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8987% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5441% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 2,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 3,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6294% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0156% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3097% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 3,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1201% | 2,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4822% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5436% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5464% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4905% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 5,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 5,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 5,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6410% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1471% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6923% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1534% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3622% | 2,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3837% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5047% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6211% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6096% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6217% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 3,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2810% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2980% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3054% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2034% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4435% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 2,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5073% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0753% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3009% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0634% | 3,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 6,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 6,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 6,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1597% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 4,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 3,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3342% | 3,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4264% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1680% | 3,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1908% | 3,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2056% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1123% | 6,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4191% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3515% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2673% | 3,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3062% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3306% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1085% | 6,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1606% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 6,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 6,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 7,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 7,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 6,339 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0874% | 6,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7067% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1068% | 6,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6333% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6833% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9791% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3064% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2705% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 3,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4704% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5066% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2648% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1256% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9463% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 3,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1430% | 6,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7067% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8568% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1609% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7445% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4627% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4665% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3006% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6035% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6444% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1608% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2195% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2027% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1683% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3357% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3581% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1845% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3673% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1613% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3190% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3400% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9941% | 7,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1143% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0438% | 7,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3690% | 7,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1845% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 3,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 3,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3611% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1960% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1621% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 7,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 7,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7572% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8715% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3358% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 7,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 7,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7320% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9832% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7643% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 7,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5217% | 7,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2044% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4995% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1886% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7721% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4296% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6078% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4807% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5326% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5574% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4457% | 7,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4161% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4373% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 7,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7796% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2579% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0943% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5356% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5913% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4107% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2612% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 8,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2910% | 7,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8501% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4557% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1313% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0954% | 7,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2844% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1032% | 7,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1628% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0859% | 7,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 4,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1178% | 7,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 5,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 8,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0761% | 8,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0777% | 8,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6836% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 8,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 8,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0638% | 7,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7097% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1329% | 7,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 4,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 3,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5511% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1259% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3277% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0773% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8960% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6066% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2542% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2013% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3605% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3830% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3602% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 4,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7939% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2515% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2458% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2440% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 6,681 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5851% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3066% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 6,812 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 5,545 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 7,967 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |