The Carson National Bank of Auburn, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$1,369,0005,578
Total interest expense$183,0004,987
Net interest income$1,186,0005,620
Provision for loan and lease losses$04,232
Total noninterest income$67,0005,845
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$22,0005,781
Trading account gains and fees$0153
Additional Noninterest Income$45,0005,480
Total noninterest expense$783,0005,843
Salaries and employee benefits$429,0005,826
Premises and equipment expense$74,0005,810
Additional noninterest expense$280,0005,758
Pre-tax net operating income$470,0004,802
Securities gains (losses)$03,031
Applicable income taxes$73,0003,446
Income before extraordinary items$397,0004,853
Extraordinary gains, net$021
Net income$397,0004,855
Minority interest net income$078
Net income of bank and minority interests.$397,0004,857
Net charge-offs$-5,0004,976
Cash dividends$100,0003,461
Sale, conversion, retirement of capital stock, net$0773
Net operating income$397,0004,804
2015-06-30 (YTD Data)Rank
Total interest income$896,0005,644
Total interest expense$123,0005,031
Net interest income$773,0005,698
Provision for loan and lease losses$04,069
Total noninterest income$45,0005,880
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$15,0005,821
Trading account gains and fees$0157
Additional Noninterest Income$30,0005,519
Total noninterest expense$511,0005,914
Salaries and employee benefits$277,0005,906
Premises and equipment expense$50,0005,861
Additional noninterest expense$184,0005,810
Pre-tax net operating income$307,0004,827
Securities gains (losses)$02,636
Applicable income taxes$47,0003,479
Income before extraordinary items$260,0004,871
Extraordinary gains, net$022
Net income$260,0004,874
Minority interest net income$075
Net income of bank and minority interests.$260,0004,875
Net charge-offs$-5,0005,028
Cash dividends$100,0003,204
Sale, conversion, retirement of capital stock, net$0751
Net operating income$260,0004,805
2015-03-31 (YTD Data)Rank
Total interest income$439,0005,716
Total interest expense$61,0005,083
Net interest income$378,0005,765
Provision for loan and lease losses$03,703
Total noninterest income$21,0005,965
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$6,0005,941
Trading account gains and fees$0152
Additional Noninterest Income$15,0005,573
Total noninterest expense$264,0005,952
Salaries and employee benefits$142,0005,945
Premises and equipment expense$25,0005,901
Additional noninterest expense$97,0005,816
Pre-tax net operating income$135,0004,947
Securities gains (losses)$02,027
Applicable income taxes$17,0003,603
Income before extraordinary items$118,0004,940
Extraordinary gains, net$013
Net income$118,0004,942
Minority interest net income$064
Net income of bank and minority interests.$118,0004,944
Net charge-offs$-5,0005,132
Cash dividends$100,0002,294
Sale, conversion, retirement of capital stock, net$0697
Net operating income$118,0004,885
2014-12-31 (YTD Data)Rank
Total interest income$1,829,0005,760
Total interest expense$257,0005,189
Net interest income$1,572,0005,796
Provision for loan and lease losses$04,603
Total noninterest income$105,0005,937
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$40,0005,854
Trading account gains and fees$0180
Additional Noninterest Income$65,0005,581
Total noninterest expense$1,146,0005,972
Salaries and employee benefits$629,0005,955
Premises and equipment expense$96,0006,066
Additional noninterest expense$421,0005,835
Pre-tax net operating income$531,0004,972
Securities gains (losses)$03,259
Applicable income taxes$63,0003,620
Income before extraordinary items$468,0005,005
Extraordinary gains, net$017
Net income$468,0005,004
Minority interest net income$084
Net income of bank and minority interests.$468,0005,005
Net charge-offs$19,0004,318
Cash dividends$100,0004,016
Sale, conversion, retirement of capital stock, net$0862
Net operating income$468,0004,959
2014-09-30 (YTD Data)Rank
Total interest income$1,370,0005,828
Total interest expense$193,0005,261
Net interest income$1,177,0005,865
Provision for loan and lease losses$04,401
Total noninterest income$79,0006,020
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$30,0005,930
Trading account gains and fees$0174
Additional Noninterest Income$49,0005,639
Total noninterest expense$874,0006,004
Salaries and employee benefits$470,0006,000
Premises and equipment expense$72,0006,121
Additional noninterest expense$332,0005,840
Pre-tax net operating income$382,0005,102
Securities gains (losses)$02,980
Applicable income taxes$42,0003,730
Income before extraordinary items$340,0005,100
Extraordinary gains, net$015
Net income$340,0005,100
Minority interest net income$081
Net income of bank and minority interests.$340,0005,102
Net charge-offs$36,0003,487
Cash dividends$100,0003,430
Sale, conversion, retirement of capital stock, net$0819
Net operating income$340,0005,057
2014-06-30 (YTD Data)Rank
Total interest income$903,0005,879
Total interest expense$130,0005,302
Net interest income$773,0005,922
Provision for loan and lease losses$36,0003,234
Total noninterest income$53,0006,057
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$20,0005,963
Trading account gains and fees$0172
Additional Noninterest Income$33,0005,664
Total noninterest expense$600,0006,023
Salaries and employee benefits$323,0006,022
Premises and equipment expense$46,0006,203
Additional noninterest expense$231,0005,817
Pre-tax net operating income$190,0005,372
Securities gains (losses)$02,580
Applicable income taxes$8,0004,156
Income before extraordinary items$182,0005,302
Extraordinary gains, net$020
Net income$182,0005,304
Minority interest net income$080
Net income of bank and minority interests.$182,0005,305
Net charge-offs$104,0002,150
Cash dividends$100,0003,133
Sale, conversion, retirement of capital stock, net$0794
Net operating income$182,0005,256
2014-03-31 (YTD Data)Rank
Total interest income$447,0005,955
Total interest expense$66,0005,352
Net interest income$381,0006,000
Provision for loan and lease losses$03,817
Total noninterest income$24,0006,142
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$10,0005,989
Trading account gains and fees$0147
Additional Noninterest Income$14,0005,780
Total noninterest expense$315,0006,046
Salaries and employee benefits$169,0006,037
Premises and equipment expense$23,0006,265
Additional noninterest expense$123,0005,794
Pre-tax net operating income$90,0005,365
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$87,0005,290
Extraordinary gains, net$016
Net income$87,0005,291
Minority interest net income$066
Net income of bank and minority interests.$87,0005,291
Net charge-offs$-9,0005,700
Cash dividends$100,0002,217
Sale, conversion, retirement of capital stock, net$0747
Net operating income$87,0005,249
2013-12-31 (YTD Data)Rank
Total interest income$1,825,0005,998
Total interest expense$307,0005,356
Net interest income$1,518,0006,047
Provision for loan and lease losses$05,091
Total noninterest income$99,0006,206
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$45,0006,054
Trading account gains and fees$0184
Additional Noninterest Income$54,0005,812
Total noninterest expense$1,151,0006,210
Salaries and employee benefits$658,0006,150
Premises and equipment expense$94,0006,324
Additional noninterest expense$399,0006,109
Pre-tax net operating income$466,0005,069
Securities gains (losses)$03,182
Applicable income taxes$50,0003,752
Income before extraordinary items$416,0005,098
Extraordinary gains, net$029
Net income$416,0005,101
Minority interest net income$090
Net income of bank and minority interests.$416,0005,101
Net charge-offs$57,0004,252
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$416,0005,046
2013-09-30 (YTD Data)Rank
Total interest income$1,353,0006,078
Total interest expense$235,0005,413
Net interest income$1,118,0006,118
Provision for loan and lease losses$04,941
Total noninterest income$73,0006,298
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$33,0006,146
Trading account gains and fees$0180
Additional Noninterest Income$40,0005,911
Total noninterest expense$863,0006,253
Salaries and employee benefits$488,0006,185
Premises and equipment expense$71,0006,365
Additional noninterest expense$304,0006,127
Pre-tax net operating income$328,0005,247
Securities gains (losses)$03,040
Applicable income taxes$29,0003,957
Income before extraordinary items$299,0005,265
Extraordinary gains, net$025
Net income$299,0005,266
Minority interest net income$084
Net income of bank and minority interests.$299,0005,267
Net charge-offs$-6,0006,008
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$299,0005,174
2013-06-30 (YTD Data)Rank
Total interest income$896,0006,117
Total interest expense$159,0005,448
Net interest income$737,0006,163
Provision for loan and lease losses$04,788
Total noninterest income$48,0006,343
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$22,0006,164
Trading account gains and fees$0157
Additional Noninterest Income$26,0005,953
Total noninterest expense$564,0006,307
Salaries and employee benefits$324,0006,228
Premises and equipment expense$45,0006,456
Additional noninterest expense$195,0006,206
Pre-tax net operating income$221,0005,201
Securities gains (losses)$02,791
Applicable income taxes$20,0003,949
Income before extraordinary items$201,0005,260
Extraordinary gains, net$022
Net income$201,0005,263
Minority interest net income$082
Net income of bank and minority interests.$201,0005,263
Net charge-offs$-4,0005,877
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$201,0005,141
2013-03-31 (YTD Data)Rank
Total interest income$454,0006,146
Total interest expense$81,0005,506
Net interest income$373,0006,196
Provision for loan and lease losses$04,409
Total noninterest income$23,0006,400
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$13,0005,979
Total noninterest expense$287,0006,359
Salaries and employee benefits$163,0006,275
Premises and equipment expense$23,0006,485
Additional noninterest expense$101,0006,239
Pre-tax net operating income$109,0005,229
Securities gains (losses)$01,966
Applicable income taxes$10,0003,924
Income before extraordinary items$99,0005,264
Extraordinary gains, net$010
Net income$99,0005,266
Minority interest net income$076
Net income of bank and minority interests.$99,0005,266
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$99,0005,160
2012-12-31 (YTD Data)Rank
Total interest income$2,001,0006,138
Total interest expense$388,0005,595
Net interest income$1,613,0006,185
Provision for loan and lease losses$05,905
Total noninterest income$99,0006,291
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$46,0006,282
Trading account gains and fees$0166
Additional Noninterest Income$53,0005,820
Total noninterest expense$1,215,0006,392
Salaries and employee benefits$705,0006,271
Premises and equipment expense$98,0006,536
Additional noninterest expense$412,0006,310
Pre-tax net operating income$497,0004,925
Securities gains (losses)$10,0003,374
Applicable income taxes$59,0003,816
Income before extraordinary items$448,0005,070
Extraordinary gains, net$029
Net income$448,0005,067
Minority interest net income$093
Net income of bank and minority interests.$448,0005,068
Net charge-offs$-35,0006,797
Cash dividends$200,0003,600
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$439,2004,889
2012-09-30 (YTD Data)Rank
Total interest income$1,507,0006,234
Total interest expense$298,0005,686
Net interest income$1,209,0006,283
Provision for loan and lease losses$05,790
Total noninterest income$70,0006,445
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$34,0006,378
Trading account gains and fees$0157
Additional Noninterest Income$36,0005,997
Total noninterest expense$870,0006,497
Salaries and employee benefits$493,0006,407
Premises and equipment expense$71,0006,647
Additional noninterest expense$306,0006,383
Pre-tax net operating income$409,0004,964
Securities gains (losses)$6,0003,225
Applicable income taxes$57,0003,726
Income before extraordinary items$358,0005,124
Extraordinary gains, net$020
Net income$358,0005,122
Minority interest net income$086
Net income of bank and minority interests.$358,0005,122
Net charge-offs$-33,0006,850
Cash dividends$100,0003,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$352,8404,952
2012-06-30 (YTD Data)Rank
Total interest income$1,004,0006,291
Total interest expense$202,0005,762
Net interest income$802,0006,336
Provision for loan and lease losses$05,619
Total noninterest income$47,0006,481
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0153
Additional Noninterest Income$24,0006,030
Total noninterest expense$588,0006,536
Salaries and employee benefits$329,0006,462
Premises and equipment expense$48,0006,682
Additional noninterest expense$211,0006,383
Pre-tax net operating income$261,0005,005
Securities gains (losses)$6,0002,847
Applicable income taxes$35,0003,742
Income before extraordinary items$232,0005,153
Extraordinary gains, net$019
Net income$232,0005,153
Minority interest net income$084
Net income of bank and minority interests.$232,0005,153
Net charge-offs$-31,0006,894
Cash dividends$100,0002,979
Sale, conversion, retirement of capital stock, net$0928
Net operating income$226,7804,986
2012-03-31 (YTD Data)Rank
Total interest income$511,0006,319
Total interest expense$105,0005,789
Net interest income$406,0006,365
Provision for loan and lease losses$05,254
Total noninterest income$25,0006,484
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$12,0006,375
Trading account gains and fees$0148
Additional Noninterest Income$13,0006,065
Total noninterest expense$305,0006,550
Salaries and employee benefits$164,0006,515
Premises and equipment expense$26,0006,634
Additional noninterest expense$115,0006,318
Pre-tax net operating income$126,0005,147
Securities gains (losses)$6,0001,875
Applicable income taxes$17,0003,745
Income before extraordinary items$115,0005,203
Extraordinary gains, net$019
Net income$115,0005,204
Minority interest net income$078
Net income of bank and minority interests.$115,0005,205
Net charge-offs$-36,0007,011
Cash dividends$100,0002,055
Sale, conversion, retirement of capital stock, net$0861
Net operating income$109,7805,125
2011-12-31 (YTD Data)Rank
Total interest income$2,160,0006,330
Total interest expense$485,0005,910
Net interest income$1,675,0006,374
Provision for loan and lease losses$280,0004,220
Total noninterest income$123,0006,242
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$61,0006,146
Trading account gains and fees$0146
Additional Noninterest Income$62,0005,762
Total noninterest expense$1,146,0006,682
Salaries and employee benefits$666,0006,550
Premises and equipment expense$98,0006,847
Additional noninterest expense$382,0006,596
Pre-tax net operating income$372,0005,045
Securities gains (losses)$5,0003,498
Applicable income taxes$16,0004,189
Income before extraordinary items$361,0005,054
Extraordinary gains, net$029
Net income$361,0005,056
Minority interest net income$096
Net income of bank and minority interests.$361,0005,056
Net charge-offs$315,0003,745
Cash dividends$125,0003,653
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$356,2004,943
2011-09-30 (YTD Data)Rank
Total interest income$1,615,0006,396
Total interest expense$370,0005,991
Net interest income$1,245,0006,435
Provision for loan and lease losses$256,0003,833
Total noninterest income$95,0006,308
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$48,0006,117
Trading account gains and fees$0145
Additional Noninterest Income$47,0005,857
Total noninterest expense$839,0006,746
Salaries and employee benefits$487,0006,612
Premises and equipment expense$66,0006,953
Additional noninterest expense$286,0006,655
Pre-tax net operating income$245,0005,304
Securities gains (losses)$03,555
Applicable income taxes$3,0004,520
Income before extraordinary items$242,0005,306
Extraordinary gains, net$021
Net income$242,0005,306
Minority interest net income$087
Net income of bank and minority interests.$242,0005,306
Net charge-offs$291,0003,280
Cash dividends$125,0003,012
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$242,0005,180
2011-06-30 (YTD Data)Rank
Total interest income$1,071,0006,462
Total interest expense$248,0006,088
Net interest income$823,0006,488
Provision for loan and lease losses$256,0003,213
Total noninterest income$65,0006,354
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$31,0006,157
Trading account gains and fees$0153
Additional Noninterest Income$34,0005,844
Total noninterest expense$565,0006,815
Salaries and employee benefits$326,0006,667
Premises and equipment expense$43,0007,031
Additional noninterest expense$196,0006,686
Pre-tax net operating income$67,0005,848
Securities gains (losses)$02,914
Applicable income taxes$-32,0006,981
Income before extraordinary items$99,0005,708
Extraordinary gains, net$015
Net income$99,0005,706
Minority interest net income$089
Net income of bank and minority interests.$99,0005,707
Net charge-offs$291,0002,717
Cash dividends$125,0002,645
Sale, conversion, retirement of capital stock, net$0986
Net operating income$99,0005,619
2011-03-31 (YTD Data)Rank
Total interest income$536,0006,505
Total interest expense$124,0006,174
Net interest income$412,0006,516
Provision for loan and lease losses$105,0003,279
Total noninterest income$32,0006,430
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$14,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$18,0005,906
Total noninterest expense$291,0006,824
Salaries and employee benefits$163,0006,697
Premises and equipment expense$22,0007,060
Additional noninterest expense$106,0006,662
Pre-tax net operating income$48,0005,784
Securities gains (losses)$01,772
Applicable income taxes$-10,0007,006
Income before extraordinary items$58,0005,586
Extraordinary gains, net$09
Net income$58,0005,584
Minority interest net income$086
Net income of bank and minority interests.$58,0005,585
Net charge-offs$140,0002,416
Cash dividends$125,0001,739
Sale, conversion, retirement of capital stock, net$0925
Net operating income$58,0005,536
2010-12-31 (YTD Data)Rank
Total interest income$2,282,0006,517
Total interest expense$579,0006,304
Net interest income$1,703,0006,524
Provision for loan and lease losses$07,042
Total noninterest income$120,0006,522
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$68,0005,949
Trading account gains and fees$0175
Additional Noninterest Income$52,0006,081
Total noninterest expense$1,185,0006,878
Salaries and employee benefits$676,0006,743
Premises and equipment expense$103,0007,029
Additional noninterest expense$406,0006,779
Pre-tax net operating income$638,0004,065
Securities gains (losses)$03,793
Applicable income taxes$107,0003,186
Income before extraordinary items$531,0004,234
Extraordinary gains, net$029
Net income$531,0004,236
Minority interest net income$0111
Net income of bank and minority interests.$531,0004,236
Net charge-offs$06,851
Cash dividends$100,0003,688
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$531,0004,090
2010-09-30 (YTD Data)Rank
Total interest income$1,724,0006,618
Total interest expense$444,0006,415
Net interest income$1,280,0006,611
Provision for loan and lease losses$06,977
Total noninterest income$88,0006,674
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$48,0006,104
Trading account gains and fees$0165
Additional Noninterest Income$40,0006,202
Total noninterest expense$873,0006,979
Salaries and employee benefits$491,0006,846
Premises and equipment expense$72,0007,174
Additional noninterest expense$310,0006,823
Pre-tax net operating income$495,0004,225
Securities gains (losses)$03,651
Applicable income taxes$91,0003,186
Income before extraordinary items$404,0004,453
Extraordinary gains, net$023
Net income$404,0004,455
Minority interest net income$0110
Net income of bank and minority interests.$404,0004,456
Net charge-offs$06,672
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$404,0004,274
2010-06-30 (YTD Data)Rank
Total interest income$1,145,0006,673
Total interest expense$298,0006,500
Net interest income$847,0006,657
Provision for loan and lease losses$06,857
Total noninterest income$57,0006,728
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$31,0006,151
Trading account gains and fees$0152
Additional Noninterest Income$26,0006,263
Total noninterest expense$582,0007,021
Salaries and employee benefits$329,0006,886
Premises and equipment expense$46,0007,265
Additional noninterest expense$207,0006,864
Pre-tax net operating income$322,0004,306
Securities gains (losses)$03,184
Applicable income taxes$59,0003,178
Income before extraordinary items$263,0004,514
Extraordinary gains, net$019
Net income$263,0004,514
Minority interest net income$0105
Net income of bank and minority interests.$263,0004,514
Net charge-offs$06,372
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$263,0004,366
2010-03-31 (YTD Data)Rank
Total interest income$563,0006,777
Total interest expense$144,0006,677
Net interest income$419,0006,742
Provision for loan and lease losses$06,552
Total noninterest income$27,0006,857
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$13,0006,398
Total noninterest expense$293,0007,112
Salaries and employee benefits$164,0006,984
Premises and equipment expense$26,0007,239
Additional noninterest expense$103,0006,955
Pre-tax net operating income$153,0004,525
Securities gains (losses)$02,284
Applicable income taxes$28,0003,224
Income before extraordinary items$125,0004,666
Extraordinary gains, net$016
Net income$125,0004,667
Minority interest net income$091
Net income of bank and minority interests.$125,0004,665
Net charge-offs$05,610
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$125,0004,554
2009-12-31 (YTD Data)Rank
Total interest income$2,302,0006,832
Total interest expense$631,0006,854
Net interest income$1,671,0006,708
Provision for loan and lease losses$104,0006,389
Total noninterest income$-83,0007,772
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$69,0006,180
Trading account gains and fees$0211
Additional Noninterest Income$-152,0007,651
Total noninterest expense$1,166,0007,197
Salaries and employee benefits$632,0007,127
Premises and equipment expense$99,0007,394
Additional noninterest expense$435,0006,986
Pre-tax net operating income$318,0004,443
Securities gains (losses)$03,754
Applicable income taxes$14,0003,807
Income before extraordinary items$304,0004,452
Extraordinary gains, net$034
Net income$304,0004,453
Minority interest net income$0115
Net income of bank and minority interests.$304,0004,454
Net charge-offs$12,0006,844
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$304,0004,385
2009-09-30 (YTD Data)Rank
Total interest income$1,718,0006,927
Total interest expense$485,0006,932
Net interest income$1,233,0006,777
Provision for loan and lease losses$104,0005,932
Total noninterest income$-113,0007,924
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$53,0006,201
Trading account gains and fees$0212
Additional Noninterest Income$-166,0007,854
Total noninterest expense$855,0007,272
Salaries and employee benefits$467,0007,194
Premises and equipment expense$72,0007,472
Additional noninterest expense$316,0007,059
Pre-tax net operating income$161,0005,078
Securities gains (losses)$03,497
Applicable income taxes$-13,0006,672
Income before extraordinary items$174,0004,969
Extraordinary gains, net$027
Net income$174,0004,968
Minority interest net income$0118
Net income of bank and minority interests.$174,0004,969
Net charge-offs$166,0004,478
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$174,0004,916
2009-06-30 (YTD Data)Rank
Total interest income$1,142,0007,001
Total interest expense$334,0006,992
Net interest income$808,0006,822
Provision for loan and lease losses$104,0005,275
Total noninterest income$-143,0008,056
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$35,0006,236
Trading account gains and fees$0193
Additional Noninterest Income$-178,0008,008
Total noninterest expense$573,0007,325
Salaries and employee benefits$311,0007,272
Premises and equipment expense$47,0007,562
Additional noninterest expense$215,0007,075
Pre-tax net operating income$-12,0005,843
Securities gains (losses)$03,136
Applicable income taxes$-53,0007,017
Income before extraordinary items$41,0005,634
Extraordinary gains, net$021
Net income$41,0005,632
Minority interest net income$0112
Net income of bank and minority interests.$41,0005,632
Net charge-offs$175,0003,595
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$41,0005,555
2009-03-31 (YTD Data)Rank
Total interest income$570,0007,052
Total interest expense$169,0007,057
Net interest income$401,0006,863
Provision for loan and lease losses$106,0003,780
Total noninterest income$-110,0008,159
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$17,0006,257
Trading account gains and fees$0171
Additional Noninterest Income$-127,0008,136
Total noninterest expense$278,0007,385
Salaries and employee benefits$156,0007,305
Premises and equipment expense$26,0007,517
Additional noninterest expense$96,0007,146
Pre-tax net operating income$-93,0006,630
Securities gains (losses)$02,434
Applicable income taxes$-55,0007,441
Income before extraordinary items$-38,0006,607
Extraordinary gains, net$015
Net income$-38,0006,608
Minority interest net income$0102
Net income of bank and minority interests.$-38,0006,608
Net charge-offs$176,0002,252
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-38,0006,489
2008-12-31 (YTD Data)Rank
Total interest income$2,516,0006,961
Total interest expense$916,0006,928
Net interest income$1,600,0006,875
Provision for loan and lease losses$746,0003,149
Total noninterest income$120,0007,115
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$72,0006,294
Trading account gains and fees$0154
Additional Noninterest Income$48,0006,793
Total noninterest expense$1,047,0007,486
Salaries and employee benefits$622,0007,351
Premises and equipment expense$83,0007,769
Additional noninterest expense$342,0007,271
Pre-tax net operating income$-73,0006,427
Securities gains (losses)$03,220
Applicable income taxes$-110,0007,096
Income before extraordinary items$37,0006,083
Extraordinary gains, net$039
Net income$37,0006,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0002,361
Cash dividends$100,0004,953
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$37,0006,223
2008-09-30 (YTD Data)Rank
Total interest income$1,910,0007,011
Total interest expense$722,0006,960
Net interest income$1,188,0006,943
Provision for loan and lease losses$46,0005,946
Total noninterest income$87,0007,247
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$51,0006,424
Trading account gains and fees$0148
Additional Noninterest Income$36,0006,941
Total noninterest expense$782,0007,503
Salaries and employee benefits$465,0007,375
Premises and equipment expense$71,0007,712
Additional noninterest expense$246,0007,343
Pre-tax net operating income$447,0005,111
Securities gains (losses)$03,106
Applicable income taxes$100,0003,592
Income before extraordinary items$347,0005,009
Extraordinary gains, net$031
Net income$347,0005,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,288
Cash dividends$100,0004,390
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$347,0005,167
2008-06-30 (YTD Data)Rank
Total interest income$1,287,0007,058
Total interest expense$513,0006,965
Net interest income$774,0007,016
Provision for loan and lease losses$06,671
Total noninterest income$55,0007,386
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$31,0006,533
Trading account gains and fees$0149
Additional Noninterest Income$24,0007,026
Total noninterest expense$517,0007,571
Salaries and employee benefits$311,0007,451
Premises and equipment expense$43,0007,835
Additional noninterest expense$163,0007,381
Pre-tax net operating income$312,0005,216
Securities gains (losses)$03,233
Applicable income taxes$73,0003,757
Income before extraordinary items$239,0005,353
Extraordinary gains, net$021
Net income$239,0005,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$239,0005,277
2008-03-31 (YTD Data)Rank
Total interest income$649,0007,140
Total interest expense$274,0007,001
Net interest income$375,0007,127
Provision for loan and lease losses$06,080
Total noninterest income$23,0007,585
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$13,0006,679
Trading account gains and fees$0158
Additional Noninterest Income$10,0007,226
Total noninterest expense$254,0007,626
Salaries and employee benefits$155,0007,487
Premises and equipment expense$21,0007,894
Additional noninterest expense$78,0007,453
Pre-tax net operating income$144,0005,513
Securities gains (losses)$02,688
Applicable income taxes$32,0003,996
Income before extraordinary items$112,0005,680
Extraordinary gains, net$015
Net income$112,0005,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$112,0005,577
2007-12-31 (YTD Data)Rank
Total interest income$2,665,0007,078
Total interest expense$1,147,0006,942
Net interest income$1,518,0007,089
Provision for loan and lease losses$06,851
Total noninterest income$87,0007,696
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$46,0006,816
Trading account gains and fees$0178
Additional Noninterest Income$41,0007,281
Total noninterest expense$1,047,0007,591
Salaries and employee benefits$628,0007,468
Premises and equipment expense$81,0007,949
Additional noninterest expense$338,0007,358
Pre-tax net operating income$558,0005,798
Securities gains (losses)$-6,0007,432
Applicable income taxes$118,0004,351
Income before extraordinary items$434,0005,925
Extraordinary gains, net$039
Net income$434,0005,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$100,0005,341
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$438,7405,897
2007-09-30 (YTD Data)Rank
Total interest income$1,987,0007,132
Total interest expense$850,0006,995
Net interest income$1,137,0007,144
Provision for loan and lease losses$06,528
Total noninterest income$63,0007,773
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$33,0006,873
Trading account gains and fees$0184
Additional Noninterest Income$30,0007,337
Total noninterest expense$762,0007,607
Salaries and employee benefits$455,0007,499
Premises and equipment expense$63,0007,902
Additional noninterest expense$244,0007,407
Pre-tax net operating income$438,0006,010
Securities gains (losses)$-2,0007,433
Applicable income taxes$98,0004,459
Income before extraordinary items$338,0006,119
Extraordinary gains, net$033
Net income$338,0006,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$100,0004,663
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$339,5606,096
2007-06-30 (YTD Data)Rank
Total interest income$1,314,0007,191
Total interest expense$550,0007,069
Net interest income$764,0007,189
Provision for loan and lease losses$06,209
Total noninterest income$39,0007,878
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$20,0006,976
Trading account gains and fees$0168
Additional Noninterest Income$19,0007,424
Total noninterest expense$501,0007,685
Salaries and employee benefits$302,0007,555
Premises and equipment expense$42,0007,950
Additional noninterest expense$157,0007,498
Pre-tax net operating income$302,0006,022
Securities gains (losses)$01,444
Applicable income taxes$71,0004,465
Income before extraordinary items$231,0006,144
Extraordinary gains, net$029
Net income$231,0006,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$100,0004,292
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$231,0006,132
2007-03-31 (YTD Data)Rank
Total interest income$641,0007,268
Total interest expense$265,0007,145
Net interest income$376,0007,243
Provision for loan and lease losses$05,779
Total noninterest income$19,0007,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$10,0006,985
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$253,0007,708
Salaries and employee benefits$152,0007,582
Premises and equipment expense$22,0007,922
Additional noninterest expense$79,0007,504
Pre-tax net operating income$142,0006,140
Securities gains (losses)$01,187
Applicable income taxes$32,0004,554
Income before extraordinary items$110,0006,239
Extraordinary gains, net$022
Net income$110,0006,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$100,0003,076
Sale, conversion, retirement of capital stock, net$0885
Net operating income$110,0006,222
2006-12-31 (YTD Data)Rank
Total interest income$2,405,0007,221
Total interest expense$945,0007,045
Net interest income$1,460,0007,230
Provision for loan and lease losses$06,850
Total noninterest income$90,0007,847
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$49,0006,910
Trading account gains and fees$0130
Additional Noninterest Income$41,0007,461
Total noninterest expense$992,0007,726
Salaries and employee benefits$601,0007,592
Premises and equipment expense$74,0008,098
Additional noninterest expense$317,0007,493
Pre-tax net operating income$558,0006,306
Securities gains (losses)$-15,0007,443
Applicable income taxes$124,0004,783
Income before extraordinary items$419,0006,449
Extraordinary gains, net$051
Net income$419,0006,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$60,0005,631
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$430,5506,403
2006-09-30 (YTD Data)Rank
Total interest income$1,758,0007,304
Total interest expense$670,0007,137
Net interest income$1,088,0007,311
Provision for loan and lease losses$06,685
Total noninterest income$66,0007,950
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$35,0007,027
Trading account gains and fees$0126
Additional Noninterest Income$31,0007,477
Total noninterest expense$747,0007,717
Salaries and employee benefits$465,0007,527
Premises and equipment expense$57,0008,121
Additional noninterest expense$225,0007,597
Pre-tax net operating income$407,0006,583
Securities gains (losses)$-7,0007,492
Applicable income taxes$91,0005,012
Income before extraordinary items$309,0006,687
Extraordinary gains, net$045
Net income$309,0006,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$60,0004,957
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$314,3906,658
2006-06-30 (YTD Data)Rank
Total interest income$1,132,0007,382
Total interest expense$408,0007,244
Net interest income$724,0007,376
Provision for loan and lease losses$06,419
Total noninterest income$43,0007,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$23,0007,073
Trading account gains and fees$0126
Additional Noninterest Income$20,0007,559
Total noninterest expense$501,0007,741
Salaries and employee benefits$315,0007,532
Premises and equipment expense$37,0008,150
Additional noninterest expense$149,0007,621
Pre-tax net operating income$266,0006,669
Securities gains (losses)$-5,0007,694
Applicable income taxes$59,0005,090
Income before extraordinary items$202,0006,739
Extraordinary gains, net$039
Net income$202,0006,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$60,0004,692
Sale, conversion, retirement of capital stock, net$0887
Net operating income$205,8506,729
2006-03-31 (YTD Data)Rank
Total interest income$551,0007,429
Total interest expense$194,0007,276
Net interest income$357,0007,412
Provision for loan and lease losses$06,013
Total noninterest income$19,0008,105
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$10,0007,160
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,631
Total noninterest expense$253,0007,738
Salaries and employee benefits$157,0007,557
Premises and equipment expense$19,0008,122
Additional noninterest expense$77,0007,578
Pre-tax net operating income$123,0006,769
Securities gains (losses)$0955
Applicable income taxes$27,0005,120
Income before extraordinary items$96,0006,799
Extraordinary gains, net$021
Net income$96,0006,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$60,0003,464
Sale, conversion, retirement of capital stock, net$0648
Net operating income$96,0006,797
2005-12-31 (YTD Data)Rank
Total interest income$2,123,0007,333
Total interest expense$660,0007,160
Net interest income$1,463,0007,353
Provision for loan and lease losses$07,120
Total noninterest income$89,0008,043
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$55,0007,001
Trading account gains and fees$0138
Additional Noninterest Income$34,0007,758
Total noninterest expense$996,0007,762
Salaries and employee benefits$591,0007,654
Premises and equipment expense$80,0008,104
Additional noninterest expense$325,0007,501
Pre-tax net operating income$556,0006,562
Securities gains (losses)$-11,0007,567
Applicable income taxes$127,0005,163
Income before extraordinary items$418,0006,704
Extraordinary gains, net$046
Net income$418,0006,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$60,0005,717
Sale, conversion, retirement of capital stock, net$0934
Net operating income$426,4706,632
2005-09-30 (YTD Data)Rank
Total interest income$1,577,0007,367
Total interest expense$470,0007,197
Net interest income$1,107,0007,365
Provision for loan and lease losses$06,899
Total noninterest income$69,0008,064
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$43,0007,015
Trading account gains and fees$0126
Additional Noninterest Income$26,0007,789
Total noninterest expense$744,0007,737
Salaries and employee benefits$446,0007,609
Premises and equipment expense$60,0008,110
Additional noninterest expense$238,0007,542
Pre-tax net operating income$432,0006,662
Securities gains (losses)$-4,0007,604
Applicable income taxes$102,0005,224
Income before extraordinary items$326,0006,787
Extraordinary gains, net$035
Net income$326,0006,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$60,0004,950
Sale, conversion, retirement of capital stock, net$0769
Net operating income$329,0406,728
2005-06-30 (YTD Data)Rank
Total interest income$1,037,0007,376
Total interest expense$303,0007,171
Net interest income$734,0007,384
Provision for loan and lease losses$06,626
Total noninterest income$44,0008,099
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$27,0007,065
Trading account gains and fees$0116
Additional Noninterest Income$17,0007,791
Total noninterest expense$497,0007,744
Salaries and employee benefits$296,0007,636
Premises and equipment expense$37,0008,199
Additional noninterest expense$164,0007,466
Pre-tax net operating income$281,0006,702
Securities gains (losses)$02,146
Applicable income taxes$65,0005,284
Income before extraordinary items$216,0006,796
Extraordinary gains, net$030
Net income$216,0006,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$60,0004,633
Sale, conversion, retirement of capital stock, net$0643
Net operating income$216,0006,743
2005-03-31 (YTD Data)Rank
Total interest income$507,0007,459
Total interest expense$148,0007,190
Net interest income$359,0007,486
Provision for loan and lease losses$06,226
Total noninterest income$20,0008,219
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$11,0007,233
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,829
Total noninterest expense$249,0007,806
Salaries and employee benefits$150,0007,665
Premises and equipment expense$18,0008,281
Additional noninterest expense$81,0007,543
Pre-tax net operating income$130,0006,816
Securities gains (losses)$01,685
Applicable income taxes$28,0005,369
Income before extraordinary items$102,0006,865
Extraordinary gains, net$024
Net income$102,0006,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$60,0003,307
Sale, conversion, retirement of capital stock, net$0491
Net operating income$102,0006,832
2004-12-31 (YTD Data)Rank
Total interest income$2,054,0007,329
Total interest expense$614,0006,895
Net interest income$1,440,0007,401
Provision for loan and lease losses$07,314
Total noninterest income$81,0008,292
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$48,0007,325
Trading account gains and fees$0138
Additional Noninterest Income$33,0007,887
Total noninterest expense$1,079,0007,656
Salaries and employee benefits$615,0007,610
Premises and equipment expense$121,0007,699
Additional noninterest expense$343,0007,448
Pre-tax net operating income$442,0006,896
Securities gains (losses)$03,819
Applicable income taxes$81,0005,713
Income before extraordinary items$361,0006,963
Extraordinary gains, net$034
Net income$361,0006,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$60,0005,755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$361,0006,905
2004-09-30 (YTD Data)Rank
Total interest income$1,535,0007,350
Total interest expense$464,0006,884
Net interest income$1,071,0007,432
Provision for loan and lease losses$07,100
Total noninterest income$63,0008,312
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$35,0007,384
Trading account gains and fees$0134
Additional Noninterest Income$28,0007,777
Total noninterest expense$809,0007,627
Salaries and employee benefits$461,0007,556
Premises and equipment expense$96,0007,602
Additional noninterest expense$252,0007,475
Pre-tax net operating income$325,0007,070
Securities gains (losses)$03,710
Applicable income taxes$58,0005,852
Income before extraordinary items$267,0007,113
Extraordinary gains, net$026
Net income$267,0007,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$60,0004,908
Sale, conversion, retirement of capital stock, net$0738
Net operating income$267,0007,046
2004-06-30 (YTD Data)Rank
Total interest income$1,025,0007,392
Total interest expense$313,0006,885
Net interest income$712,0007,469
Provision for loan and lease losses$06,885
Total noninterest income$38,0008,442
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$20,0007,519
Trading account gains and fees$0130
Additional Noninterest Income$18,0007,850
Total noninterest expense$526,0007,721
Salaries and employee benefits$305,0007,629
Premises and equipment expense$59,0007,770
Additional noninterest expense$162,0007,586
Pre-tax net operating income$224,0007,013
Securities gains (losses)$03,413
Applicable income taxes$41,0005,802
Income before extraordinary items$183,0007,044
Extraordinary gains, net$021
Net income$183,0007,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$60,0004,565
Sale, conversion, retirement of capital stock, net$0638
Net operating income$183,0006,972
2004-03-31 (YTD Data)Rank
Total interest income$509,0007,447
Total interest expense$159,0006,916
Net interest income$350,0007,543
Provision for loan and lease losses$06,501
Total noninterest income$16,0008,578
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$9,0007,564
Trading account gains and fees$0121
Additional Noninterest Income$7,0008,076
Total noninterest expense$267,0007,743
Salaries and employee benefits$152,0007,665
Premises and equipment expense$29,0007,823
Additional noninterest expense$86,0007,481
Pre-tax net operating income$99,0007,169
Securities gains (losses)$02,934
Applicable income taxes$16,0005,956
Income before extraordinary items$83,0007,172
Extraordinary gains, net$016
Net income$83,0007,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$60,0003,268
Sale, conversion, retirement of capital stock, net$0464
Net operating income$83,0007,092
2003-12-31 (YTD Data)Rank
Total interest income$2,242,0007,326
Total interest expense$744,0006,894
Net interest income$1,498,0007,370
Provision for loan and lease losses$7,0007,463
Total noninterest income$69,0008,612
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$37,0007,623
Trading account gains and fees$0160
Additional Noninterest Income$32,0008,051
Total noninterest expense$1,040,0007,791
Salaries and employee benefits$578,0007,792
Premises and equipment expense$114,0007,887
Additional noninterest expense$348,0007,461
Pre-tax net operating income$520,0006,608
Securities gains (losses)$04,500
Applicable income taxes$114,0005,580
Income before extraordinary items$406,0006,787
Extraordinary gains, net$054
Net income$406,0006,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$60,0005,832
Sale, conversion, retirement of capital stock, net$0868
Net operating income$406,0006,626
2003-09-30 (YTD Data)Rank
Total interest income$1,718,0007,344
Total interest expense$573,0006,976
Net interest income$1,145,0007,383
Provision for loan and lease losses$2,0007,425
Total noninterest income$52,0008,687
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$28,0007,684
Trading account gains and fees$0153
Additional Noninterest Income$24,0008,092
Total noninterest expense$767,0007,825
Salaries and employee benefits$426,0007,794
Premises and equipment expense$92,0007,780
Additional noninterest expense$249,0007,568
Pre-tax net operating income$428,0006,596
Securities gains (losses)$04,204
Applicable income taxes$101,0005,555
Income before extraordinary items$327,0006,787
Extraordinary gains, net$040
Net income$327,0006,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$60,0005,017
Sale, conversion, retirement of capital stock, net$0722
Net operating income$327,0006,615
2003-06-30 (YTD Data)Rank
Total interest income$1,170,0007,349
Total interest expense$395,0007,006
Net interest income$775,0007,356
Provision for loan and lease losses$2,0007,249
Total noninterest income$33,0008,738
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$17,0007,743
Trading account gains and fees$0150
Additional Noninterest Income$16,0008,080
Total noninterest expense$522,0007,806
Salaries and employee benefits$292,0007,760
Premises and equipment expense$61,0007,800
Additional noninterest expense$169,0007,523
Pre-tax net operating income$284,0006,602
Securities gains (losses)$03,782
Applicable income taxes$68,0005,588
Income before extraordinary items$216,0006,827
Extraordinary gains, net$030
Net income$216,0006,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$60,0004,634
Sale, conversion, retirement of capital stock, net$0589
Net operating income$216,0006,625
2003-03-31 (YTD Data)Rank
Total interest income$583,0007,399
Total interest expense$203,0007,036
Net interest income$380,0007,409
Provision for loan and lease losses$2,0006,798
Total noninterest income$12,0008,928
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$8,0007,776
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$262,0007,823
Salaries and employee benefits$149,0007,735
Premises and equipment expense$33,0007,707
Additional noninterest expense$80,0007,665
Pre-tax net operating income$128,0006,785
Securities gains (losses)$02,891
Applicable income taxes$30,0005,719
Income before extraordinary items$98,0006,936
Extraordinary gains, net$021
Net income$98,0006,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$60,0003,294
Sale, conversion, retirement of capital stock, net$0419
Net operating income$98,0006,777
2002-12-31 (YTD Data)Rank
Total interest income$2,475,0007,385
Total interest expense$1,000,0006,928
Net interest income$1,475,0007,474
Provision for loan and lease losses$8,0007,885
Total noninterest income$65,0008,809
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$41,0007,669
Trading account gains and fees$0153
Additional Noninterest Income$24,0008,403
Total noninterest expense$1,191,0007,486
Salaries and employee benefits$607,0007,677
Premises and equipment expense$149,0007,457
Additional noninterest expense$435,0006,909
Pre-tax net operating income$341,0007,394
Securities gains (losses)$1,0004,369
Applicable income taxes$66,0006,332
Income before extraordinary items$276,0007,448
Extraordinary gains, net$070
Net income$276,0007,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$60,0005,867
Sale, conversion, retirement of capital stock, net$0862
Net operating income$275,1907,347
2001-12-31 (YTD Data)Rank
Total interest income$2,603,0007,629
Total interest expense$1,393,0007,204
Net interest income$1,210,0007,860
Provision for loan and lease losses$14,0007,788
Total noninterest income$73,0008,870
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$47,0007,661
Trading account gains and fees$0177
Additional Noninterest Income$26,0008,488
Total noninterest expense$1,010,0007,932
Salaries and employee benefits$588,0007,729
Premises and equipment expense$94,0008,393
Additional noninterest expense$328,0007,653
Pre-tax net operating income$259,0007,597
Securities gains (losses)$04,612
Applicable income taxes$32,0007,036
Income before extraordinary items$227,0007,553
Extraordinary gains, net$0105
Net income$227,0007,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$60,0006,054
Sale, conversion, retirement of capital stock, net$0922
Net operating income$227,0007,433
2000-12-31 (YTD Data)Rank
Total interest income$2,722,0007,688
Total interest expense$1,418,0007,316
Net interest income$1,304,0007,860
Provision for loan and lease losses$31,0007,188
Total noninterest income$77,0008,928
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0007,545
Trading account gains and feesNANA
Additional Noninterest Income$24,0008,801
Total noninterest expense$975,0008,095
Salaries and employee benefits$574,0007,842
Premises and equipment expense$86,0008,685
Additional noninterest expense$315,0007,826
Pre-tax net operating income$375,0007,577
Securities gains (losses)$-17,0008,651
Applicable income taxes$89,0006,663
Income before extraordinary items$269,0007,658
Extraordinary gains, net$038
Net income$269,0007,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$60,0006,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$281,7507,592
1999-12-31 (YTD Data)Rank
Total interest income$2,625,0007,770
Total interest expense$1,341,0007,316
Net interest income$1,284,0008,020
Provision for loan and lease losses$29,0007,328
Total noninterest income$76,0009,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,0007,812
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,055
Total noninterest expense$925,0008,346
Salaries and employee benefits$552,0008,025
Premises and equipment expense$88,0008,858
Additional noninterest expense$285,0008,244
Pre-tax net operating income$406,0007,572
Securities gains (losses)$-8,0009,241
Applicable income taxes$89,0007,090
Income before extraordinary items$309,0007,544
Extraordinary gains, net$035
Net income$309,0007,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,900
Cash dividends$60,0006,490
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$315,2407,471
1998-12-31 (YTD Data)Rank
Total interest income$2,576,0008,016
Total interest expense$1,389,0007,444
Net interest income$1,187,0008,351
Provision for loan and lease losses$54,0006,469
Total noninterest income$72,0009,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,0008,015
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,437
Total noninterest expense$896,0008,443
Salaries and employee benefits$552,0008,039
Premises and equipment expense$67,0009,419
Additional noninterest expense$277,0008,331
Pre-tax net operating income$309,0008,335
Securities gains (losses)$1,0004,151
Applicable income taxes$100,0007,528
Income before extraordinary items$210,0008,547
Extraordinary gains, net$032
Net income$210,0008,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$60,0006,728
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$209,3208,474
1997-12-31 (YTD Data)Rank
Total interest income$2,495,0008,385
Total interest expense$1,333,0007,768
Net interest income$1,162,0008,782
Provision for loan and lease losses$08,829
Total noninterest income$74,0009,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0008,344
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,798
Total noninterest expense$869,0008,789
Salaries and employee benefits$525,0008,423
Premises and equipment expense$81,0009,410
Additional noninterest expense$263,0008,699
Pre-tax net operating income$367,0008,628
Securities gains (losses)$-10,00010,039
Applicable income taxes$119,0008,109
Income before extraordinary items$238,0008,849
Extraordinary gains, net$044
Net income$238,0008,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$244,7008,757
1996-12-31 (YTD Data)Rank
Total interest income$2,381,0008,854
Total interest expense$1,283,0008,153
Net interest income$1,098,0009,290
Provision for loan and lease losses$09,041
Total noninterest income$80,00010,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0008,549
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$858,0009,205
Salaries and employee benefits$505,0008,849
Premises and equipment expense$87,0009,625
Additional noninterest expense$266,0009,226
Pre-tax net operating income$320,0008,987
Securities gains (losses)$-5,0009,952
Applicable income taxes$95,0008,825
Income before extraordinary items$220,0009,108
Extraordinary gains, net$053
Net income$220,0009,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,437
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$223,5009,018
1995-12-31 (YTD Data)Rank
Total interest income$2,381,0009,141
Total interest expense$1,298,0008,284
Net interest income$1,083,0009,674
Provision for loan and lease losses$08,958
Total noninterest income$80,00010,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,123
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,525
Total noninterest expense$848,0009,562
Salaries and employee benefits$490,0009,199
Premises and equipment expense$80,00010,197
Additional noninterest expense$278,0009,513
Pre-tax net operating income$315,0009,631
Securities gains (losses)$03,831
Applicable income taxes$88,0009,430
Income before extraordinary items$227,0009,641
Extraordinary gains, net$065
Net income$227,0009,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,876
Cash dividends$40,0007,961
Sale, conversion, retirement of capital stock, net$0809
Net operating income$227,0009,612
1994-12-31 (YTD Data)Rank
Total interest income$2,145,0009,529
Total interest expense$1,061,0008,433
Net interest income$1,084,00010,126
Provision for loan and lease losses$09,146
Total noninterest income$64,00011,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0009,872
Trading account gains and feesNANA
Additional Noninterest Income$19,00011,499
Total noninterest expense$933,0009,619
Salaries and employee benefits$558,0008,899
Premises and equipment expense$70,00010,970
Additional noninterest expense$305,0009,905
Pre-tax net operating income$215,00010,770
Securities gains (losses)$-21,00010,372
Applicable income taxes$33,00010,861
Income before extraordinary items$161,00010,690
Extraordinary gains, net$0249
Net income$161,00010,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$178,43010,563
1993-12-31 (YTD Data)Rank
Total interest income$2,133,0009,922
Total interest expense$1,091,0008,721
Net interest income$1,042,00010,621
Provision for loan and lease losses$010,371
Total noninterest income$59,00012,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,269
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,399
Total noninterest expense$928,00010,066
Salaries and employee benefits$542,0009,292
Premises and equipment expense$64,00011,705
Additional noninterest expense$322,00010,168
Pre-tax net operating income$173,00011,293
Securities gains (losses)$3,0006,505
Applicable income taxes$33,00011,311
Income before extraordinary items$143,00011,285
Extraordinary gains, net$03,149
Net income$143,00011,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$140,57011,120
1992-12-31 (YTD Data)Rank
Total interest income$2,420,00010,057
Total interest expense$1,365,0008,978
Net interest income$1,055,00010,874
Provision for loan and lease losses$011,756
Total noninterest income$62,00012,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,00010,435
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,987
Total noninterest expense$861,00010,702
Salaries and employee benefits$520,0009,582
Premises and equipment expense$55,00012,495
Additional noninterest expense$286,00011,047
Pre-tax net operating income$256,00010,548
Securities gains (losses)$1,0007,986
Applicable income taxes$71,00010,691
Income before extraordinary items$186,00010,792
Extraordinary gains, net$01,422
Net income$186,00010,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$50,0007,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$185,28010,463

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.