Home > The Caroline County Bank > Assets and Liabilities
The Caroline County Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $29,255,000 | 8,949 |
| Cash and due from depository institutions | $709,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,373,000 | 7,602 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $16,789,000 | 8,739 |
| Loan loss allowance | $237,000 | 8,321 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $232,000 | 9,321 |
| Other real estate owned | $82,000 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $370,000 | 9,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,255,000 | 8,949 |
| Total liabilities | $26,398,000 | 8,886 |
| Total deposits | $26,099,000 | 8,793 |
| Interest-bearing deposits | $22,608,000 | 8,718 |
| Deposits held in domestic offices | $26,099,000 | 8,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $299,000 | 7,794 |
| Total equity capital | $2,857,000 | 9,178 |
| Total bank equity capital | $2,857,000 | 9,178 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $196,000 | 7,456 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $1,661,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $93,000 | 9,883 |
| Earning assets | $27,862,000 | 8,815 |
| Long-term assets (5+ years) | $9,055,000 | 4,577 |
| Average Assets, year-to-date | $29,198,400 | 8,802 |
| Average Assets, quarterly | $29,234,500 | 8,911 |
| Volatile liabilities | $1,845,000 | 9,438 |
| Insider loans | $705,000 | 4,487 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,189,000 | 7,220 |
| Tier 1 (core) risk-based capital | $2,857,000 | 9,084 |
| Tier 2 risk-based capital | $193,880 | 8,481 |
| Total risk weighted assets | $15,466,880 | 9,137 |
| Total unused commitments | $2,189,000 | 7,227 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $28,958,000 | 9,326 |
| Cash and due from depository institutions | $717,000 | 9,804 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,324,000 | 8,168 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $16,297,000 | 9,068 |
| Loan loss allowance | $262,000 | 8,341 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $263,000 | 9,473 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $357,000 | 9,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,958,000 | 9,326 |
| Total liabilities | $26,517,000 | 9,226 |
| Total deposits | $26,204,000 | 9,128 |
| Interest-bearing deposits | $22,815,000 | 9,028 |
| Deposits held in domestic offices | $26,204,000 | 9,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $313,000 | 7,723 |
| Total equity capital | $2,441,000 | 9,856 |
| Total bank equity capital | $2,441,000 | 9,856 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $196,000 | 7,851 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $1,245,000 | 8,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $69,000 | 10,690 |
| Earning assets | $27,621,000 | 9,155 |
| Long-term assets (5+ years) | $6,742,000 | 5,137 |
| Average Assets, year-to-date | $28,594,200 | 9,218 |
| Average Assets, quarterly | $28,959,000 | 9,273 |
| Volatile liabilities | $1,788,000 | 9,704 |
| Insider loans | $761,000 | 4,354 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,082,000 | 7,363 |
| Tier 1 (core) risk-based capital | $2,441,000 | 9,813 |
| Tier 2 risk-based capital | $180,810 | 8,960 |
| Total risk weighted assets | $14,383,610 | 9,650 |
| Total unused commitments | $2,082,000 | 7,379 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $28,600,000 | 9,673 |
| Cash and due from depository institutions | $736,000 | 10,829 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,043,000 | 8,626 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $18,122,000 | 8,951 |
| Loan loss allowance | $244,000 | 8,836 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $286,000 | 9,640 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $413,000 | 9,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,600,000 | 9,673 |
| Total liabilities | $26,507,000 | 9,533 |
| Total deposits | $25,291,000 | 9,591 |
| Interest-bearing deposits | $22,151,000 | 9,447 |
| Deposits held in domestic offices | $25,291,000 | 9,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $920,000 | 2,753 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $296,000 | 8,318 |
| Total equity capital | $2,093,000 | 10,580 |
| Total bank equity capital | $2,093,000 | 10,580 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $196,000 | 8,248 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $897,000 | 9,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 9,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $86,000 | 10,906 |
| Earning assets | $27,165,000 | 9,535 |
| Long-term assets (5+ years) | $3,704,000 | 6,553 |
| Average Assets, year-to-date | $30,403,600 | 9,297 |
| Average Assets, quarterly | $29,858,500 | 9,477 |
| Volatile liabilities | $2,073,000 | 9,539 |
| Insider loans | $220,000 | 7,797 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $857,000 | 9,280 |
| Tier 1 (core) risk-based capital | $2,093,000 | 10,528 |
| Tier 2 risk-based capital | $184,400 | 9,138 |
| Total risk weighted assets | $14,692,300 | 9,873 |
| Total unused commitments | $857,000 | 9,289 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $30,520,000 | 9,721 |
| Cash and due from depository institutions | $707,000 | 10,449 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,666,000 | 8,859 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 2,958 |
| Net loans & leases | $16,629,000 | 9,454 |
| Loan loss allowance | $280,000 | 8,665 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $292,000 | 9,916 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $426,000 | 10,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,520,000 | 9,721 |
| Total liabilities | $26,197,000 | 9,888 |
| Total deposits | $25,994,000 | 9,772 |
| Interest-bearing deposits | $22,538,000 | 9,680 |
| Deposits held in domestic offices | $25,994,000 | 9,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $203,000 | 8,949 |
| Total equity capital | $4,323,000 | 7,826 |
| Total bank equity capital | $4,323,000 | 7,826 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $196,000 | 8,708 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $3,127,000 | 5,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $70,000 | 11,569 |
| Earning assets | $29,095,000 | 9,515 |
| Long-term assets (5+ years) | $4,022,000 | 6,614 |
| Average Assets, year-to-date | $29,687,400 | 9,743 |
| Average Assets, quarterly | $30,477,500 | 9,687 |
| Volatile liabilities | $1,115,000 | 10,908 |
| Insider loans | $744,000 | 4,497 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $795,000 | 9,604 |
| Tier 1 (core) risk-based capital | $4,323,000 | 7,898 |
| Tier 2 risk-based capital | $181,810 | 9,502 |
| Total risk weighted assets | $14,446,410 | 10,197 |
| Total unused commitments | $795,000 | 9,612 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $28,709,000 | 10,364 |
| Cash and due from depository institutions | $788,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,305,000 | 8,979 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,165 |
| Net loans & leases | $13,769,000 | 10,367 |
| Loan loss allowance | $244,000 | 9,477 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $325,000 | 9,989 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $322,000 | 11,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,709,000 | 10,364 |
| Total liabilities | $24,660,000 | 10,528 |
| Total deposits | $24,533,000 | 10,437 |
| Interest-bearing deposits | $21,101,000 | 10,375 |
| Deposits held in domestic offices | $24,533,000 | 10,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $127,000 | 10,920 |
| Total equity capital | $4,049,000 | 8,331 |
| Total bank equity capital | $4,049,000 | 8,331 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $196,000 | 9,153 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $2,853,000 | 6,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 10,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $14,000 | 13,023 |
| Earning assets | $27,274,000 | 10,171 |
| Long-term assets (5+ years) | $2,688,000 | 8,079 |
| Average Assets, year-to-date | $27,902,000 | 10,337 |
| Average Assets, quarterly | $28,479,500 | 10,342 |
| Volatile liabilities | $1,088,000 | 11,211 |
| Insider loans | $605,000 | 5,141 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $943,000 | 9,372 |
| Tier 1 (core) risk-based capital | $4,049,000 | 8,241 |
| Tier 2 risk-based capital | $155,270 | 10,329 |
| Total risk weighted assets | $12,332,770 | 11,063 |
| Total unused commitments | $943,000 | 9,399 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $27,604,000 | 10,787 |
| Cash and due from depository institutions | $1,059,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,485,000 | 9,373 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 4,184 |
| Net loans & leases | $12,730,000 | 10,857 |
| Loan loss allowance | $214,000 | 10,246 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $272,000 | 10,801 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $258,000 | 12,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,604,000 | 10,787 |
| Total liabilities | $23,898,000 | 10,974 |
| Total deposits | $23,794,000 | 10,874 |
| Interest-bearing deposits | $20,411,000 | 10,863 |
| Deposits held in domestic offices | $23,794,000 | 10,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $104,000 | 12,234 |
| Total equity capital | $3,706,000 | 8,651 |
| Total bank equity capital | $3,706,000 | 8,651 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $196,000 | 9,599 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $2,510,000 | 6,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $17,000 | 13,607 |
| Earning assets | $26,015,000 | 10,605 |
| Long-term assets (5+ years) | $3,329,000 | 7,718 |
| Average Assets, year-to-date | $26,674,200 | 10,799 |
| Average Assets, quarterly | $27,141,000 | 10,815 |
| Volatile liabilities | $903,000 | 11,980 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $64,000 | 12,282 |
| Tier 1 (core) risk-based capital | $3,706,000 | 8,579 |
| Tier 2 risk-based capital | $149,390 | 10,675 |
| Total risk weighted assets | $11,886,890 | 11,520 |
| Total unused commitments | $64,000 | 12,286 |
| Derivatives | $0 | 651 |