The Cape Cod Five Cents Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$62,403,000292
Total interest expense$29,103,000247
Net interest income$33,300,000328
Provision for loan and lease losses$02,775
Total noninterest income$8,670,000336
Gross Fiduciary activities income$3,303,000177
Service charges on deposit accounts$303,000875
Trading account gains and fees$0116
Additional Noninterest Income$5,064,000349
Total noninterest expense$30,740,000279
Salaries and employee benefits$19,734,000244
Premises and equipment expense$2,681,000298
Additional noninterest expense$5,064,000349
Pre-tax net operating income$11,230,000405
Securities gains (losses)$0665
Applicable income taxes$2,440,000384
Income before extraordinary items$8,790,000407
Extraordinary gains, net$047
Net income$8,790,000412
Minority interest net income$065
Net income of bank and minority interests.$8,790,000407
Net charge-offs$84,000848
Cash dividends$2,500,000464
Sale, conversion, retirement of capital stock, net$0467
Net operating income$8,790,000409
2024-12-31 (YTD Data)Rank
Total interest income$252,414,000284
Total interest expense$130,844,000241
Net interest income$121,570,000325
Provision for loan and lease losses$-150,0004,269
Total noninterest income$40,342,000310
Gross Fiduciary activities income$12,035,000173
Service charges on deposit accounts$1,284,000843
Trading account gains and fees$0138
Additional Noninterest Income$27,023,000280
Total noninterest expense$124,093,000281
Salaries and employee benefits$79,427,000237
Premises and equipment expense$11,414,000278
Additional noninterest expense$27,023,000280
Pre-tax net operating income$37,969,000415
Securities gains (losses)$-3,869,0004,405
Applicable income taxes$6,551,000446
Income before extraordinary items$27,549,000449
Extraordinary gains, net$053
Net income$27,549,000452
Minority interest net income$090
Net income of bank and minority interests.$27,549,000449
Net charge-offs$701,000799
Cash dividends$10,000,000512
Sale, conversion, retirement of capital stock, net$0564
Net operating income$30,682,890422
2024-09-30 (YTD Data)Rank
Total interest income$187,766,000280
Total interest expense$98,106,000241
Net interest income$89,660,000325
Provision for loan and lease losses$03,100
Total noninterest income$32,151,000292
Gross Fiduciary activities income$8,884,000176
Service charges on deposit accounts$967,000836
Trading account gains and fees$0139
Additional Noninterest Income$22,300,000269
Total noninterest expense$92,159,000274
Salaries and employee benefits$59,124,000234
Premises and equipment expense$8,669,000272
Additional noninterest expense$22,300,000269
Pre-tax net operating income$29,652,000399
Securities gains (losses)$-3,869,0004,469
Applicable income taxes$6,424,000390
Income before extraordinary items$19,359,000462
Extraordinary gains, net$051
Net income$19,359,000470
Minority interest net income$082
Net income of bank and minority interests.$19,359,000464
Net charge-offs$201,0001,060
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0527
Net operating income$22,415,510417
2024-06-30 (YTD Data)Rank
Total interest income$121,495,000282
Total interest expense$64,214,000238
Net interest income$57,281,000337
Provision for loan and lease losses$02,935
Total noninterest income$23,533,000274
Gross Fiduciary activities income$5,901,000181
Service charges on deposit accounts$603,000864
Trading account gains and fees$0145
Additional Noninterest Income$17,029,000248
Total noninterest expense$60,769,000277
Salaries and employee benefits$38,799,000238
Premises and equipment expense$5,835,000273
Additional noninterest expense$17,029,000248
Pre-tax net operating income$20,045,000396
Securities gains (losses)$-3,869,0004,508
Applicable income taxes$5,153,000334
Income before extraordinary items$11,023,000530
Extraordinary gains, net$052
Net income$11,023,000534
Minority interest net income$084
Net income of bank and minority interests.$11,023,000532
Net charge-offs$135,000950
Cash dividends$10,000,000284
Sale, conversion, retirement of capital stock, net$0496
Net operating income$14,079,510434
2024-03-31 (YTD Data)Rank
Total interest income$59,253,000290
Total interest expense$30,957,000245
Net interest income$28,296,000347
Provision for loan and lease losses$02,578
Total noninterest income$7,069,000377
Gross Fiduciary activities income$2,852,000167
Service charges on deposit accounts$284,000911
Trading account gains and fees$0121
Additional Noninterest Income$3,933,000404
Total noninterest expense$29,741,000284
Salaries and employee benefits$19,034,000243
Premises and equipment expense$3,032,000262
Additional noninterest expense$3,933,000404
Pre-tax net operating income$5,624,000592
Securities gains (losses)$134,000139
Applicable income taxes$1,213,000549
Income before extraordinary items$4,545,000623
Extraordinary gains, net$051
Net income$4,545,000630
Minority interest net income$072
Net income of bank and minority interests.$4,545,000623
Net charge-offs$73,000812
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,439,140631
2023-12-31 (YTD Data)Rank
Total interest income$216,255,000292
Total interest expense$93,389,000246
Net interest income$122,866,000318
Provision for loan and lease losses$-2,222,0004,533
Total noninterest income$27,601,000362
Gross Fiduciary activities income$11,041,000161
Service charges on deposit accounts$1,211,000869
Trading account gains and fees$0123
Additional Noninterest Income$15,349,000402
Total noninterest expense$125,907,000260
Salaries and employee benefits$80,976,000225
Premises and equipment expense$11,632,000265
Additional noninterest expense$15,349,000402
Pre-tax net operating income$26,782,000552
Securities gains (losses)$-1,213,0004,332
Applicable income taxes$-655,0004,527
Income before extraordinary items$26,224,000471
Extraordinary gains, net$054
Net income$26,224,000473
Minority interest net income$088
Net income of bank and minority interests.$26,224,000472
Net charge-offs$108,0001,459
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$27,437,000469
2023-09-30 (YTD Data)Rank
Total interest income$157,934,000292
Total interest expense$66,163,000249
Net interest income$91,771,000323
Provision for loan and lease losses$-2,000,0004,559
Total noninterest income$21,850,000351
Gross Fiduciary activities income$8,052,000163
Service charges on deposit accounts$919,000866
Trading account gains and fees$0125
Additional Noninterest Income$12,879,000376
Total noninterest expense$93,882,000264
Salaries and employee benefits$60,746,000226
Premises and equipment expense$8,602,000270
Additional noninterest expense$12,879,000376
Pre-tax net operating income$21,739,000531
Securities gains (losses)$-1,213,0004,469
Applicable income taxes$1,828,000874
Income before extraordinary items$18,698,000511
Extraordinary gains, net$052
Net income$18,698,000514
Minority interest net income$081
Net income of bank and minority interests.$18,698,000510
Net charge-offs$14,0002,036
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,801,830495
2023-06-30 (YTD Data)Rank
Total interest income$101,584,000288
Total interest expense$41,226,000236
Net interest income$60,358,000323
Provision for loan and lease losses$-1,500,0004,588
Total noninterest income$13,519,000359
Gross Fiduciary activities income$5,329,000162
Service charges on deposit accounts$573,000891
Trading account gains and fees$0112
Additional Noninterest Income$7,617,000395
Total noninterest expense$62,070,000263
Salaries and employee benefits$39,894,000226
Premises and equipment expense$5,837,000259
Additional noninterest expense$7,617,000395
Pre-tax net operating income$13,307,000566
Securities gains (losses)$-26,0003,949
Applicable income taxes$1,530,000778
Income before extraordinary items$11,751,000533
Extraordinary gains, net$051
Net income$11,751,000541
Minority interest net income$081
Net income of bank and minority interests.$11,751,000532
Net charge-offs$-25,0004,172
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,773,880536
2023-03-31 (YTD Data)Rank
Total interest income$47,829,000301
Total interest expense$17,785,000241
Net interest income$30,044,000327
Provision for loan and lease losses$02,612
Total noninterest income$6,538,000370
Gross Fiduciary activities income$2,618,000168
Service charges on deposit accounts$270,000950
Trading account gains and fees$097
Additional Noninterest Income$3,650,000406
Total noninterest expense$30,485,000275
Salaries and employee benefits$19,710,000236
Premises and equipment expense$2,944,000266
Additional noninterest expense$3,650,000406
Pre-tax net operating income$6,097,000620
Securities gains (losses)$-26,0004,152
Applicable income taxes$1,320,000551
Income before extraordinary items$4,751,000645
Extraordinary gains, net$04
Net income$4,751,000644
Minority interest net income$048
Net income of bank and minority interests.$4,751,000644
Net charge-offs$82,000650
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,771,540651
2022-12-31 (YTD Data)Rank
Total interest income$158,951,000291
Total interest expense$12,462,000384
Net interest income$146,489,000281
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$25,185,000404
Gross Fiduciary activities income$10,652,000167
Service charges on deposit accounts$1,525,000729
Trading account gains and fees$0116
Additional Noninterest Income$13,008,000463
Total noninterest expense$120,618,000272
Salaries and employee benefits$79,175,000233
Premises and equipment expense$11,488,000273
Additional noninterest expense$13,008,000463
Pre-tax net operating income$52,056,000366
Securities gains (losses)$0691
Applicable income taxes$11,015,000352
Income before extraordinary items$41,041,000369
Extraordinary gains, net$05
Net income$41,041,000370
Minority interest net income$063
Net income of bank and minority interests.$41,041,000370
Net charge-offs$-39,0004,010
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$41,041,000380
2022-09-30 (YTD Data)Rank
Total interest income$113,978,000288
Total interest expense$3,408,000661
Net interest income$110,570,000277
Provision for loan and lease losses$-1,000,0004,652
Total noninterest income$19,695,000399
Gross Fiduciary activities income$7,964,000174
Service charges on deposit accounts$1,237,000687
Trading account gains and fees$0111
Additional Noninterest Income$10,494,000453
Total noninterest expense$90,684,000270
Salaries and employee benefits$60,206,000227
Premises and equipment expense$8,460,000275
Additional noninterest expense$10,494,000453
Pre-tax net operating income$40,581,000359
Securities gains (losses)$0740
Applicable income taxes$10,140,000320
Income before extraordinary items$30,441,000370
Extraordinary gains, net$04
Net income$30,441,000369
Minority interest net income$057
Net income of bank and minority interests.$30,441,000370
Net charge-offs$-72,0004,203
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$30,441,000379
2022-06-30 (YTD Data)Rank
Total interest income$72,248,000283
Total interest expense$1,382,000830
Net interest income$70,866,000274
Provision for loan and lease losses$-1,000,0004,663
Total noninterest income$12,670,000406
Gross Fiduciary activities income$5,384,000145
Service charges on deposit accounts$908,000623
Trading account gains and fees$0108
Additional Noninterest Income$6,378,000502
Total noninterest expense$59,257,000264
Salaries and employee benefits$39,328,000225
Premises and equipment expense$5,705,000264
Additional noninterest expense$14,224,000333
Pre-tax net operating income$25,279,000364
Securities gains (losses)$0687
Applicable income taxes$6,249,000323
Income before extraordinary items$19,030,000374
Extraordinary gains, net$04
Net income$19,030,000374
Minority interest net income$060
Net income of bank and minority interests.$19,030,000374
Net charge-offs$41,0001,050
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,030,000383
2022-03-31 (YTD Data)Rank
Total interest income$34,571,000286
Total interest expense$666,000818
Net interest income$33,905,000277
Provision for loan and lease losses$02,285
Total noninterest income$6,078,000425
Gross Fiduciary activities income$2,757,000142
Service charges on deposit accounts$480,000587
Trading account gains and fees$0103
Additional Noninterest Income$2,841,000553
Total noninterest expense$28,748,000271
Salaries and employee benefits$19,108,000231
Premises and equipment expense$2,949,000260
Additional noninterest expense$6,691,000351
Pre-tax net operating income$11,235,000386
Securities gains (losses)$0623
Applicable income taxes$2,716,000344
Income before extraordinary items$8,519,000402
Extraordinary gains, net$04
Net income$8,519,000402
Minority interest net income$050
Net income of bank and minority interests.$8,519,000402
Net charge-offs$60,000624
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,519,000406
2021-12-31 (YTD Data)Rank
Total interest income$135,767,000286
Total interest expense$5,209,000522
Net interest income$130,558,000275
Provision for loan and lease losses$-5,750,0004,686
Total noninterest income$32,150,000371
Gross Fiduciary activities income$10,954,000146
Service charges on deposit accounts$1,807,000580
Trading account gains and fees$0132
Additional Noninterest Income$19,389,000424
Total noninterest expense$109,761,000281
Salaries and employee benefits$73,942,000238
Premises and equipment expense$10,753,000281
Additional noninterest expense$25,066,000363
Pre-tax net operating income$58,697,000346
Securities gains (losses)$02,062
Applicable income taxes$9,511,000409
Income before extraordinary items$49,186,000334
Extraordinary gains, net$010
Net income$49,186,000334
Minority interest net income$074
Net income of bank and minority interests.$49,186,000334
Net charge-offs$-83,0004,299
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$49,186,000330
2021-09-30 (YTD Data)Rank
Total interest income$101,169,000289
Total interest expense$4,390,000491
Net interest income$96,779,000278
Provision for loan and lease losses$-5,750,0004,764
Total noninterest income$32,286,000310
Gross Fiduciary activities income$8,128,000145
Service charges on deposit accounts$1,396,000568
Trading account gains and fees$0132
Additional Noninterest Income$22,762,000319
Total noninterest expense$80,593,000284
Salaries and employee benefits$54,442,000242
Premises and equipment expense$7,810,000289
Additional noninterest expense$18,341,000360
Pre-tax net operating income$54,222,000294
Securities gains (losses)$02,015
Applicable income taxes$14,668,000257
Income before extraordinary items$39,554,000324
Extraordinary gains, net$08
Net income$39,554,000324
Minority interest net income$069
Net income of bank and minority interests.$39,554,000324
Net charge-offs$7,0002,078
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$39,554,000318
2021-06-30 (YTD Data)Rank
Total interest income$66,664,000289
Total interest expense$3,237,000472
Net interest income$63,427,000281
Provision for loan and lease losses$-4,500,0004,799
Total noninterest income$23,451,000295
Gross Fiduciary activities income$5,414,000142
Service charges on deposit accounts$867,000582
Trading account gains and fees$0133
Additional Noninterest Income$17,170,000294
Total noninterest expense$52,680,000292
Salaries and employee benefits$35,515,000247
Premises and equipment expense$5,258,000286
Additional noninterest expense$11,907,000364
Pre-tax net operating income$38,698,000282
Securities gains (losses)$01,818
Applicable income taxes$10,259,000250
Income before extraordinary items$28,439,000306
Extraordinary gains, net$06
Net income$28,439,000306
Minority interest net income$067
Net income of bank and minority interests.$28,439,000306
Net charge-offs$-55,0004,387
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$28,439,000298
2021-03-31 (YTD Data)Rank
Total interest income$32,947,000292
Total interest expense$1,874,000435
Net interest income$31,073,000283
Provision for loan and lease losses$02,741
Total noninterest income$12,510,000292
Gross Fiduciary activities income$2,694,000145
Service charges on deposit accounts$413,000593
Trading account gains and fees$0127
Additional Noninterest Income$9,403,000287
Total noninterest expense$25,292,000304
Salaries and employee benefits$16,699,000262
Premises and equipment expense$2,723,000280
Additional noninterest expense$5,870,000359
Pre-tax net operating income$18,291,000293
Securities gains (losses)$01,392
Applicable income taxes$4,840,000265
Income before extraordinary items$13,451,000317
Extraordinary gains, net$03
Net income$13,451,000316
Minority interest net income$055
Net income of bank and minority interests.$13,451,000317
Net charge-offs$-32,0004,482
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,451,000308
2020-12-31 (YTD Data)Rank
Total interest income$136,463,000293
Total interest expense$17,935,000293
Net interest income$118,528,000289
Provision for loan and lease losses$10,500,000336
Total noninterest income$40,552,000312
Gross Fiduciary activities income$9,761,000146
Service charges on deposit accounts$1,532,000649
Trading account gains and fees$0133
Additional Noninterest Income$29,259,000307
Total noninterest expense$108,423,000270
Salaries and employee benefits$70,522,000233
Premises and equipment expense$11,858,000259
Additional noninterest expense$26,043,000343
Pre-tax net operating income$40,157,000352
Securities gains (losses)$1,495,000270
Applicable income taxes$9,081,000320
Income before extraordinary items$32,571,000354
Extraordinary gains, net$04
Net income$32,571,000354
Minority interest net income$072
Net income of bank and minority interests.$32,571,000354
Net charge-offs$7,0003,116
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$31,389,950361
2020-09-30 (YTD Data)Rank
Total interest income$101,600,000293
Total interest expense$15,341,000286
Net interest income$86,259,000289
Provision for loan and lease losses$10,500,000297
Total noninterest income$32,422,000296
Gross Fiduciary activities income$7,207,000144
Service charges on deposit accounts$1,097,000675
Trading account gains and fees$0125
Additional Noninterest Income$24,118,000281
Total noninterest expense$78,604,000270
Salaries and employee benefits$51,336,000233
Premises and equipment expense$9,235,000250
Additional noninterest expense$18,033,000353
Pre-tax net operating income$29,577,000330
Securities gains (losses)$1,495,000218
Applicable income taxes$7,690,000280
Income before extraordinary items$23,382,000338
Extraordinary gains, net$04
Net income$23,382,000337
Minority interest net income$065
Net income of bank and minority interests.$23,382,000338
Net charge-offs$112,0001,594
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$22,200,950348
2020-06-30 (YTD Data)Rank
Total interest income$67,562,000298
Total interest expense$11,855,000278
Net interest income$55,707,000293
Provision for loan and lease losses$9,500,000268
Total noninterest income$21,261,000282
Gross Fiduciary activities income$4,769,000145
Service charges on deposit accounts$682,000740
Trading account gains and fees$0123
Additional Noninterest Income$15,810,000263
Total noninterest expense$50,802,000276
Salaries and employee benefits$32,252,000239
Premises and equipment expense$6,478,000234
Additional noninterest expense$12,072,000347
Pre-tax net operating income$16,666,000333
Securities gains (losses)$408,000421
Applicable income taxes$4,149,000285
Income before extraordinary items$12,925,000355
Extraordinary gains, net$04
Net income$12,925,000355
Minority interest net income$065
Net income of bank and minority interests.$12,925,000355
Net charge-offs$183,0001,054
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,602,680353
2020-03-31 (YTD Data)Rank
Total interest income$33,687,000302
Total interest expense$6,956,000278
Net interest income$26,731,000303
Provision for loan and lease losses$2,000,000402
Total noninterest income$7,650,000311
Gross Fiduciary activities income$2,433,000146
Service charges on deposit accounts$454,000660
Trading account gains and fees$0106
Additional Noninterest Income$4,763,000322
Total noninterest expense$25,966,000271
Salaries and employee benefits$16,562,000235
Premises and equipment expense$3,240,000243
Additional noninterest expense$6,164,000343
Pre-tax net operating income$6,415,000366
Securities gains (losses)$408,000222
Applicable income taxes$1,592,000318
Income before extraordinary items$5,231,000383
Extraordinary gains, net$04
Net income$5,231,000382
Minority interest net income$056
Net income of bank and minority interests.$5,231,000383
Net charge-offs$29,0001,453
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,908,680403
2019-12-31 (YTD Data)Rank
Total interest income$133,441,000303
Total interest expense$29,352,000292
Net interest income$104,089,000306
Provision for loan and lease losses$225,0002,245
Total noninterest income$29,804,000320
Gross Fiduciary activities income$9,462,000147
Service charges on deposit accounts$2,240,000560
Trading account gains and fees$0135
Additional Noninterest Income$18,102,000346
Total noninterest expense$99,063,000272
Salaries and employee benefits$66,001,000233
Premises and equipment expense$9,598,000305
Additional noninterest expense$23,464,000349
Pre-tax net operating income$34,605,000402
Securities gains (losses)$606,000316
Applicable income taxes$8,322,000355
Income before extraordinary items$26,889,000420
Extraordinary gains, net$011
Net income$26,889,000420
Minority interest net income$076
Net income of bank and minority interests.$26,889,000420
Net charge-offs$-399,0005,089
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,410,260421
2019-09-30 (YTD Data)Rank
Total interest income$99,335,000307
Total interest expense$21,894,000300
Net interest income$77,441,000310
Provision for loan and lease losses$225,0001,834
Total noninterest income$20,575,000336
Gross Fiduciary activities income$6,889,000148
Service charges on deposit accounts$1,691,000554
Trading account gains and fees$0129
Additional Noninterest Income$11,995,000374
Total noninterest expense$72,804,000279
Salaries and employee benefits$48,942,000233
Premises and equipment expense$7,024,000312
Additional noninterest expense$16,838,000352
Pre-tax net operating income$24,987,000418
Securities gains (losses)$629,000265
Applicable income taxes$6,122,000364
Income before extraordinary items$19,494,000439
Extraordinary gains, net$011
Net income$19,494,000439
Minority interest net income$072
Net income of bank and minority interests.$19,494,000439
Net charge-offs$-415,0005,175
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$18,997,090444
2019-06-30 (YTD Data)Rank
Total interest income$65,391,000311
Total interest expense$14,408,000304
Net interest income$50,983,000314
Provision for loan and lease losses$225,0001,465
Total noninterest income$12,479,000349
Gross Fiduciary activities income$4,533,000148
Service charges on deposit accounts$1,074,000575
Trading account gains and fees$0131
Additional Noninterest Income$6,872,000406
Total noninterest expense$47,515,000280
Salaries and employee benefits$31,832,000239
Premises and equipment expense$4,749,000308
Additional noninterest expense$10,934,000368
Pre-tax net operating income$15,722,000424
Securities gains (losses)$629,000194
Applicable income taxes$3,863,000368
Income before extraordinary items$12,488,000446
Extraordinary gains, net$011
Net income$12,488,000446
Minority interest net income$069
Net income of bank and minority interests.$12,488,000446
Net charge-offs$-282,0005,191
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,991,090452
2019-03-31 (YTD Data)Rank
Total interest income$32,330,000313
Total interest expense$6,909,000310
Net interest income$25,421,000314
Provision for loan and lease losses$225,000848
Total noninterest income$6,192,000343
Gross Fiduciary activities income$2,225,000149
Service charges on deposit accounts$502,000615
Trading account gains and fees$0126
Additional Noninterest Income$3,465,000391
Total noninterest expense$23,094,000287
Salaries and employee benefits$15,075,000254
Premises and equipment expense$2,368,000313
Additional noninterest expense$5,651,000351
Pre-tax net operating income$8,294,000405
Securities gains (losses)$01,087
Applicable income taxes$1,959,000367
Income before extraordinary items$6,335,000434
Extraordinary gains, net$05
Net income$6,335,000433
Minority interest net income$052
Net income of bank and minority interests.$6,335,000433
Net charge-offs$-18,0004,842
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,335,000427
2018-12-31 (YTD Data)Rank
Total interest income$119,855,000316
Total interest expense$20,373,000313
Net interest income$99,482,000319
Provision for loan and lease losses$750,0001,096
Total noninterest income$22,081,000388
Gross Fiduciary activities income$9,271,000150
Service charges on deposit accounts$2,124,000601
Trading account gains and fees$0126
Additional Noninterest Income$10,686,000479
Total noninterest expense$91,131,000295
Salaries and employee benefits$59,065,000251
Premises and equipment expense$9,174,000315
Additional noninterest expense$22,892,000352
Pre-tax net operating income$29,682,000431
Securities gains (losses)$01,125
Applicable income taxes$5,115,000469
Income before extraordinary items$24,567,000439
Extraordinary gains, net$06
Net income$24,567,000438
Minority interest net income$072
Net income of bank and minority interests.$24,567,000438
Net charge-offs$-75,0004,996
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$24,567,000439
2018-09-30 (YTD Data)Rank
Total interest income$88,481,000315
Total interest expense$14,609,000305
Net interest income$73,872,000319
Provision for loan and lease losses$750,000817
Total noninterest income$18,729,000358
Gross Fiduciary activities income$6,854,000150
Service charges on deposit accounts$1,594,000599
Trading account gains and fees$0138
Additional Noninterest Income$10,281,000409
Total noninterest expense$67,518,000295
Salaries and employee benefits$43,715,000252
Premises and equipment expense$6,821,000316
Additional noninterest expense$16,982,000350
Pre-tax net operating income$24,333,000420
Securities gains (losses)$01,118
Applicable income taxes$5,954,000366
Income before extraordinary items$18,379,000442
Extraordinary gains, net$05
Net income$18,379,000441
Minority interest net income$066
Net income of bank and minority interests.$18,379,000441
Net charge-offs$21,0002,685
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,379,000441
2018-06-30 (YTD Data)Rank
Total interest income$57,461,000317
Total interest expense$9,021,000305
Net interest income$48,440,000322
Provision for loan and lease losses$750,000585
Total noninterest income$12,112,000366
Gross Fiduciary activities income$4,637,000148
Service charges on deposit accounts$1,011,000624
Trading account gains and fees$0130
Additional Noninterest Income$6,464,000425
Total noninterest expense$44,398,000301
Salaries and employee benefits$28,504,000253
Premises and equipment expense$5,757,000256
Additional noninterest expense$10,137,000376
Pre-tax net operating income$15,404,000425
Securities gains (losses)$0961
Applicable income taxes$3,740,000376
Income before extraordinary items$11,664,000455
Extraordinary gains, net$06
Net income$11,664,000454
Minority interest net income$065
Net income of bank and minority interests.$11,664,000454
Net charge-offs$101,0001,313
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,664,000452
2018-03-31 (YTD Data)Rank
Total interest income$27,935,000321
Total interest expense$4,049,000314
Net interest income$23,886,000323
Provision for loan and lease losses$03,508
Total noninterest income$5,842,000372
Gross Fiduciary activities income$2,363,000148
Service charges on deposit accounts$469,000669
Trading account gains and fees$0123
Additional Noninterest Income$3,010,000434
Total noninterest expense$21,731,000302
Salaries and employee benefits$13,843,000261
Premises and equipment expense$2,941,000251
Additional noninterest expense$4,947,000376
Pre-tax net operating income$7,997,000411
Securities gains (losses)$0735
Applicable income taxes$1,957,000353
Income before extraordinary items$6,040,000434
Extraordinary gains, net$07
Net income$6,040,000433
Minority interest net income$052
Net income of bank and minority interests.$6,040,000434
Net charge-offs$-30,0005,092
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,040,000435
2017-12-31 (YTD Data)Rank
Total interest income$106,096,000313
Total interest expense$14,038,000295
Net interest income$92,058,000320
Provision for loan and lease losses$04,227
Total noninterest income$23,986,000364
Gross Fiduciary activities income$9,576,000136
Service charges on deposit accounts$2,109,000604
Trading account gains and fees$0151
Additional Noninterest Income$12,301,000447
Total noninterest expense$84,850,000299
Salaries and employee benefits$55,337,000249
Premises and equipment expense$10,759,000257
Additional noninterest expense$18,754,000390
Pre-tax net operating income$31,194,000392
Securities gains (losses)$4,0001,851
Applicable income taxes$10,294,000400
Income before extraordinary items$20,904,000393
Extraordinary gains, net$09
Net income$20,904,000393
Minority interest net income$076
Net income of bank and minority interests.$20,904,000393
Net charge-offs$8,0003,737
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,901,320391
2017-09-30 (YTD Data)Rank
Total interest income$79,000,000318
Total interest expense$10,424,000285
Net interest income$68,576,000323
Provision for loan and lease losses$04,088
Total noninterest income$22,715,000315
Gross Fiduciary activities income$7,271,000134
Service charges on deposit accounts$1,612,000595
Trading account gains and fees$0145
Additional Noninterest Income$13,832,000334
Total noninterest expense$63,492,000294
Salaries and employee benefits$41,324,000249
Premises and equipment expense$8,016,000263
Additional noninterest expense$14,152,000391
Pre-tax net operating income$27,799,000357
Securities gains (losses)$4,0001,878
Applicable income taxes$10,073,000307
Income before extraordinary items$17,730,000394
Extraordinary gains, net$09
Net income$17,730,000393
Minority interest net income$071
Net income of bank and minority interests.$17,730,000394
Net charge-offs$42,0002,589
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$17,727,440391
2017-06-30 (YTD Data)Rank
Total interest income$52,220,000319
Total interest expense$6,920,000272
Net interest income$45,300,000328
Provision for loan and lease losses$03,871
Total noninterest income$13,872,000339
Gross Fiduciary activities income$4,652,000138
Service charges on deposit accounts$1,039,000599
Trading account gains and fees$0139
Additional Noninterest Income$8,181,000365
Total noninterest expense$41,609,000301
Salaries and employee benefits$27,199,000251
Premises and equipment expense$5,308,000265
Additional noninterest expense$9,102,000404
Pre-tax net operating income$17,563,000373
Securities gains (losses)$01,906
Applicable income taxes$6,203,000321
Income before extraordinary items$11,360,000408
Extraordinary gains, net$011
Net income$11,360,000407
Minority interest net income$071
Net income of bank and minority interests.$11,360,000408
Net charge-offs$57,0001,902
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,360,000404
2017-03-31 (YTD Data)Rank
Total interest income$25,722,000323
Total interest expense$3,378,000271
Net interest income$22,344,000329
Provision for loan and lease losses$03,537
Total noninterest income$6,564,000351
Gross Fiduciary activities income$2,267,000137
Service charges on deposit accounts$493,000637
Trading account gains and fees$0142
Additional Noninterest Income$3,804,000381
Total noninterest expense$20,275,000310
Salaries and employee benefits$13,383,000255
Premises and equipment expense$2,708,000266
Additional noninterest expense$4,184,000427
Pre-tax net operating income$8,633,000370
Securities gains (losses)$01,153
Applicable income taxes$2,861,000341
Income before extraordinary items$5,772,000402
Extraordinary gains, net$08
Net income$5,772,000401
Minority interest net income$055
Net income of bank and minority interests.$5,772,000402
Net charge-offs$30,0001,649
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,772,000396
2016-12-31 (YTD Data)Rank
Total interest income$98,378,000313
Total interest expense$12,193,000268
Net interest income$86,185,000319
Provision for loan and lease losses$04,332
Total noninterest income$25,388,000360
Gross Fiduciary activities income$8,923,000130
Service charges on deposit accounts$2,014,000640
Trading account gains and fees$0170
Additional Noninterest Income$14,451,000398
Total noninterest expense$81,558,000309
Salaries and employee benefits$51,664,000252
Premises and equipment expense$10,058,000273
Additional noninterest expense$19,836,000379
Pre-tax net operating income$30,015,000373
Securities gains (losses)$339,000598
Applicable income taxes$10,686,000324
Income before extraordinary items$19,668,000414
Extraordinary gains, net$05
Net income$19,668,000410
Minority interest net income$082
Net income of bank and minority interests.$19,668,000413
Net charge-offs$-234,0005,677
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$19,447,650413
2016-09-30 (YTD Data)Rank
Total interest income$73,059,000310
Total interest expense$8,967,000270
Net interest income$64,092,000320
Provision for loan and lease losses$04,186
Total noninterest income$19,972,000347
Gross Fiduciary activities income$6,536,000133
Service charges on deposit accounts$1,531,000634
Trading account gains and fees$0169
Additional Noninterest Income$11,905,000365
Total noninterest expense$60,547,000309
Salaries and employee benefits$37,794,000258
Premises and equipment expense$7,410,000278
Additional noninterest expense$15,343,000367
Pre-tax net operating income$23,517,000362
Securities gains (losses)$342,000551
Applicable income taxes$9,105,000301
Income before extraordinary items$14,754,000411
Extraordinary gains, net$05
Net income$14,754,000410
Minority interest net income$071
Net income of bank and minority interests.$14,754,000411
Net charge-offs$-135,0005,651
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,535,120412
2016-06-30 (YTD Data)Rank
Total interest income$48,259,000309
Total interest expense$5,900,000270
Net interest income$42,359,000323
Provision for loan and lease losses$04,017
Total noninterest income$12,632,000356
Gross Fiduciary activities income$4,249,000137
Service charges on deposit accounts$966,000665
Trading account gains and fees$0157
Additional Noninterest Income$7,417,000376
Total noninterest expense$39,977,000310
Salaries and employee benefits$24,570,000267
Premises and equipment expense$4,917,000281
Additional noninterest expense$10,490,000361
Pre-tax net operating income$15,014,000366
Securities gains (losses)$270,000467
Applicable income taxes$5,846,000300
Income before extraordinary items$9,438,000417
Extraordinary gains, net$016
Net income$9,438,000416
Minority interest net income$071
Net income of bank and minority interests.$9,438,000416
Net charge-offs$-130,0005,756
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,265,200415
2016-03-31 (YTD Data)Rank
Total interest income$23,924,000308
Total interest expense$2,906,000271
Net interest income$21,018,000319
Provision for loan and lease losses$03,656
Total noninterest income$6,138,000341
Gross Fiduciary activities income$2,073,000135
Service charges on deposit accounts$460,000680
Trading account gains and fees$0142
Additional Noninterest Income$3,605,000376
Total noninterest expense$19,382,000313
Salaries and employee benefits$12,039,000269
Premises and equipment expense$2,355,000292
Additional noninterest expense$4,988,000371
Pre-tax net operating income$7,774,000343
Securities gains (losses)$270,000229
Applicable income taxes$3,101,000290
Income before extraordinary items$4,943,000386
Extraordinary gains, net$012
Net income$4,943,000386
Minority interest net income$062
Net income of bank and minority interests.$4,943,000386
Net charge-offs$-242,0006,018
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,770,200388
2015-12-31 (YTD Data)Rank
Total interest income$91,341,000312
Total interest expense$11,364,000250
Net interest income$79,977,000316
Provision for loan and lease losses$04,380
Total noninterest income$24,127,000359
Gross Fiduciary activities income$8,654,000133
Service charges on deposit accounts$1,972,000668
Trading account gains and fees$0159
Additional Noninterest Income$13,501,000396
Total noninterest expense$81,279,000295
Salaries and employee benefits$47,691,000259
Premises and equipment expense$9,398,000284
Additional noninterest expense$24,190,000314
Pre-tax net operating income$22,825,000429
Securities gains (losses)$457,000384
Applicable income taxes$9,038,000339
Income before extraordinary items$14,244,000521
Extraordinary gains, net$023
Net income$14,244,000520
Minority interest net income$081
Net income of bank and minority interests.$14,244,000522
Net charge-offs$1,299,000561
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,951,520521
2015-09-30 (YTD Data)Rank
Total interest income$67,841,000316
Total interest expense$8,464,000249
Net interest income$59,377,000326
Provision for loan and lease losses$04,232
Total noninterest income$18,123,000366
Gross Fiduciary activities income$6,525,000136
Service charges on deposit accounts$1,487,000666
Trading account gains and fees$0153
Additional Noninterest Income$10,111,000407
Total noninterest expense$61,185,000308
Salaries and employee benefits$35,409,000268
Premises and equipment expense$7,032,000289
Additional noninterest expense$18,744,000317
Pre-tax net operating income$16,315,000462
Securities gains (losses)$331,000440
Applicable income taxes$6,527,000368
Income before extraordinary items$10,119,000561
Extraordinary gains, net$021
Net income$10,119,000559
Minority interest net income$078
Net income of bank and minority interests.$10,119,000561
Net charge-offs$1,086,000465
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,907,160557
2015-06-30 (YTD Data)Rank
Total interest income$44,686,000318
Total interest expense$5,524,000251
Net interest income$39,162,000326
Provision for loan and lease losses$04,069
Total noninterest income$11,605,000374
Gross Fiduciary activities income$4,275,000142
Service charges on deposit accounts$951,000674
Trading account gains and fees$0157
Additional Noninterest Income$6,379,000425
Total noninterest expense$41,735,000305
Salaries and employee benefits$23,517,000274
Premises and equipment expense$4,630,000292
Additional noninterest expense$13,588,000307
Pre-tax net operating income$9,032,000537
Securities gains (losses)$264,000424
Applicable income taxes$3,628,000424
Income before extraordinary items$5,668,000652
Extraordinary gains, net$022
Net income$5,668,000649
Minority interest net income$075
Net income of bank and minority interests.$5,668,000652
Net charge-offs$1,039,000343
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,499,040649
2015-03-31 (YTD Data)Rank
Total interest income$22,066,000318
Total interest expense$2,710,000261
Net interest income$19,356,000328
Provision for loan and lease losses$03,703
Total noninterest income$5,569,000383
Gross Fiduciary activities income$2,071,000144
Service charges on deposit accounts$476,000653
Trading account gains and fees$0152
Additional Noninterest Income$3,022,000420
Total noninterest expense$19,774,000315
Salaries and employee benefits$11,461,000278
Premises and equipment expense$2,354,000291
Additional noninterest expense$5,959,000315
Pre-tax net operating income$5,151,000472
Securities gains (losses)$264,000287
Applicable income taxes$2,148,000356
Income before extraordinary items$3,267,000556
Extraordinary gains, net$013
Net income$3,267,000554
Minority interest net income$064
Net income of bank and minority interests.$3,267,000556
Net charge-offs$-109,0006,134
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,098,040570
2014-12-31 (YTD Data)Rank
Total interest income$82,767,000323
Total interest expense$10,395,000276
Net interest income$72,372,000335
Provision for loan and lease losses$1,075,000822
Total noninterest income$20,591,000380
Gross Fiduciary activities income$8,089,000146
Service charges on deposit accounts$1,917,000714
Trading account gains and fees$0180
Additional Noninterest Income$10,585,000434
Total noninterest expense$72,182,000325
Salaries and employee benefits$43,473,000277
Premises and equipment expense$8,018,000337
Additional noninterest expense$20,691,000359
Pre-tax net operating income$19,706,000455
Securities gains (losses)$691,000297
Applicable income taxes$8,160,000351
Income before extraordinary items$12,237,000560
Extraordinary gains, net$017
Net income$12,237,000558
Minority interest net income$084
Net income of bank and minority interests.$12,237,000560
Net charge-offs$850,0001,028
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,794,760570
2014-09-30 (YTD Data)Rank
Total interest income$61,113,000326
Total interest expense$7,723,000273
Net interest income$53,390,000340
Provision for loan and lease losses$875,000757
Total noninterest income$15,351,000377
Gross Fiduciary activities income$6,030,000140
Service charges on deposit accounts$1,385,000742
Trading account gains and fees$0174
Additional Noninterest Income$7,936,000431
Total noninterest expense$53,686,000321
Salaries and employee benefits$32,382,000274
Premises and equipment expense$5,405,000376
Additional noninterest expense$15,899,000352
Pre-tax net operating income$14,180,000474
Securities gains (losses)$604,000251
Applicable income taxes$5,926,000363
Income before extraordinary items$8,858,000581
Extraordinary gains, net$015
Net income$8,858,000579
Minority interest net income$081
Net income of bank and minority interests.$8,858,000580
Net charge-offs$747,000850
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,471,440592
2014-06-30 (YTD Data)Rank
Total interest income$39,955,000329
Total interest expense$5,107,000277
Net interest income$34,848,000344
Provision for loan and lease losses$875,000513
Total noninterest income$10,016,000374
Gross Fiduciary activities income$4,028,000142
Service charges on deposit accounts$915,000730
Trading account gains and fees$0172
Additional Noninterest Income$5,073,000437
Total noninterest expense$35,024,000328
Salaries and employee benefits$21,307,000272
Premises and equipment expense$3,629,000373
Additional noninterest expense$10,088,000357
Pre-tax net operating income$8,965,000493
Securities gains (losses)$604,000188
Applicable income taxes$3,829,000367
Income before extraordinary items$5,740,000578
Extraordinary gains, net$020
Net income$5,740,000577
Minority interest net income$080
Net income of bank and minority interests.$5,740,000578
Net charge-offs$717,000653
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,353,440606
2014-03-31 (YTD Data)Rank
Total interest income$19,604,000334
Total interest expense$2,538,000278
Net interest income$17,066,000353
Provision for loan and lease losses$275,000770
Total noninterest income$4,759,000386
Gross Fiduciary activities income$1,976,000141
Service charges on deposit accounts$436,000751
Trading account gains and fees$0147
Additional Noninterest Income$2,347,000442
Total noninterest expense$17,307,000329
Salaries and employee benefits$10,792,000268
Premises and equipment expense$1,782,000390
Additional noninterest expense$4,733,000378
Pre-tax net operating income$4,243,000504
Securities gains (losses)$01,715
Applicable income taxes$1,703,000385
Income before extraordinary items$2,540,000623
Extraordinary gains, net$016
Net income$2,540,000624
Minority interest net income$066
Net income of bank and minority interests.$2,540,000624
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,540,000615
2013-12-31 (YTD Data)Rank
Total interest income$74,993,000347
Total interest expense$9,841,000319
Net interest income$65,152,000359
Provision for loan and lease losses$300,0002,425
Total noninterest income$22,367,000375
Gross Fiduciary activities income$6,548,000152
Service charges on deposit accounts$1,864,000748
Trading account gains and fees$0184
Additional Noninterest Income$13,955,000377
Total noninterest expense$70,082,000328
Salaries and employee benefits$43,313,000267
Premises and equipment expense$6,511,000396
Additional noninterest expense$20,258,000376
Pre-tax net operating income$17,137,000486
Securities gains (losses)$4,195,00068
Applicable income taxes$8,291,000308
Income before extraordinary items$13,041,000519
Extraordinary gains, net$029
Net income$13,041,000519
Minority interest net income$090
Net income of bank and minority interests.$13,041,000520
Net charge-offs$749,0001,557
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,356,200606
2013-09-30 (YTD Data)Rank
Total interest income$55,768,000355
Total interest expense$7,405,000325
Net interest income$48,363,000366
Provision for loan and lease losses$200,0002,567
Total noninterest income$17,561,000371
Gross Fiduciary activities income$4,814,000151
Service charges on deposit accounts$1,399,000752
Trading account gains and fees$0180
Additional Noninterest Income$11,348,000369
Total noninterest expense$52,057,000329
Salaries and employee benefits$32,557,000267
Premises and equipment expense$4,814,000401
Additional noninterest expense$14,686,000382
Pre-tax net operating income$13,667,000478
Securities gains (losses)$301,000632
Applicable income taxes$5,536,000356
Income before extraordinary items$8,432,000592
Extraordinary gains, net$025
Net income$8,432,000592
Minority interest net income$084
Net income of bank and minority interests.$8,432,000594
Net charge-offs$684,0001,308
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,239,360592
2013-06-30 (YTD Data)Rank
Total interest income$36,812,000354
Total interest expense$5,007,000329
Net interest income$31,805,000367
Provision for loan and lease losses$200,0002,092
Total noninterest income$12,261,000365
Gross Fiduciary activities income$3,147,000154
Service charges on deposit accounts$933,000741
Trading account gains and fees$0157
Additional Noninterest Income$8,181,000363
Total noninterest expense$33,980,000337
Salaries and employee benefits$21,455,000273
Premises and equipment expense$3,254,000396
Additional noninterest expense$9,271,000396
Pre-tax net operating income$9,886,000443
Securities gains (losses)$147,000888
Applicable income taxes$3,982,000331
Income before extraordinary items$6,051,000563
Extraordinary gains, net$022
Net income$6,051,000562
Minority interest net income$082
Net income of bank and minority interests.$6,051,000565
Net charge-offs$534,0001,209
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,956,920552
2013-03-31 (YTD Data)Rank
Total interest income$18,168,000361
Total interest expense$2,522,000337
Net interest income$15,646,000368
Provision for loan and lease losses$200,0001,346
Total noninterest income$6,405,000359
Gross Fiduciary activities income$1,538,000155
Service charges on deposit accounts$431,000791
Trading account gains and fees$0148
Additional Noninterest Income$4,436,000332
Total noninterest expense$16,517,000348
Salaries and employee benefits$10,973,000272
Premises and equipment expense$1,581,000402
Additional noninterest expense$3,963,000458
Pre-tax net operating income$5,334,000415
Securities gains (losses)$92,000706
Applicable income taxes$2,168,000320
Income before extraordinary items$3,258,000513
Extraordinary gains, net$010
Net income$3,258,000511
Minority interest net income$076
Net income of bank and minority interests.$3,258,000514
Net charge-offs$142,0001,630
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,199,120502
2012-12-31 (YTD Data)Rank
Total interest income$74,393,000365
Total interest expense$12,555,000324
Net interest income$61,838,000370
Provision for loan and lease losses$1,450,0001,354
Total noninterest income$29,751,000318
Gross Fiduciary activities income$5,819,000157
Service charges on deposit accounts$4,565,000336
Trading account gains and fees$0166
Additional Noninterest Income$19,367,000309
Total noninterest expense$65,928,000346
Salaries and employee benefits$40,510,000272
Premises and equipment expense$5,408,000455
Additional noninterest expense$20,010,000395
Pre-tax net operating income$24,211,000371
Securities gains (losses)$952,000549
Applicable income taxes$10,019,000279
Income before extraordinary items$15,144,000443
Extraordinary gains, net$029
Net income$15,144,000442
Minority interest net income$093
Net income of bank and minority interests.$15,144,000442
Net charge-offs$1,143,0001,680
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,534,720446
2012-09-30 (YTD Data)Rank
Total interest income$55,932,000368
Total interest expense$9,635,000327
Net interest income$46,297,000377
Provision for loan and lease losses$950,0001,488
Total noninterest income$19,176,000351
Gross Fiduciary activities income$4,301,000154
Service charges on deposit accounts$3,623,000321
Trading account gains and fees$0157
Additional Noninterest Income$11,252,000364
Total noninterest expense$46,804,000363
Salaries and employee benefits$29,614,000279
Premises and equipment expense$3,991,000459
Additional noninterest expense$13,199,000439
Pre-tax net operating income$17,719,000382
Securities gains (losses)$987,000409
Applicable income taxes$7,495,000283
Income before extraordinary items$11,211,000457
Extraordinary gains, net$020
Net income$11,211,000456
Minority interest net income$086
Net income of bank and minority interests.$11,211,000456
Net charge-offs$1,005,0001,471
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,579,320462
2012-06-30 (YTD Data)Rank
Total interest income$37,312,000371
Total interest expense$6,565,000334
Net interest income$30,747,000378
Provision for loan and lease losses$625,0001,527
Total noninterest income$11,733,000373
Gross Fiduciary activities income$2,838,000156
Service charges on deposit accounts$2,363,000326
Trading account gains and fees$0153
Additional Noninterest Income$6,532,000389
Total noninterest expense$30,796,000362
Salaries and employee benefits$19,540,000279
Premises and equipment expense$2,654,000456
Additional noninterest expense$8,602,000446
Pre-tax net operating income$11,059,000392
Securities gains (losses)$769,000365
Applicable income taxes$4,725,000293
Income before extraordinary items$7,103,000462
Extraordinary gains, net$019
Net income$7,103,000460
Minority interest net income$084
Net income of bank and minority interests.$7,103,000461
Net charge-offs$695,0001,462
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,610,840474
2012-03-31 (YTD Data)Rank
Total interest income$18,618,000374
Total interest expense$3,346,000338
Net interest income$15,272,000377
Provision for loan and lease losses$250,0001,742
Total noninterest income$5,828,000364
Gross Fiduciary activities income$1,420,000157
Service charges on deposit accounts$1,114,000340
Trading account gains and fees$0148
Additional Noninterest Income$3,294,000387
Total noninterest expense$14,694,000372
Salaries and employee benefits$9,456,000290
Premises and equipment expense$1,274,000471
Additional noninterest expense$3,964,000457
Pre-tax net operating income$6,156,000355
Securities gains (losses)$7,0001,852
Applicable income taxes$2,463,000280
Income before extraordinary items$3,700,000445
Extraordinary gains, net$019
Net income$3,700,000446
Minority interest net income$078
Net income of bank and minority interests.$3,700,000446
Net charge-offs$416,0001,220
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,695,520424
2011-12-31 (YTD Data)Rank
Total interest income$74,341,000377
Total interest expense$15,314,000361
Net interest income$59,027,000374
Provision for loan and lease losses$1,250,0002,103
Total noninterest income$19,139,000386
Gross Fiduciary activities income$5,241,000140
Service charges on deposit accounts$4,551,000349
Trading account gains and fees$0146
Additional Noninterest Income$9,347,000446
Total noninterest expense$55,050,000389
Salaries and employee benefits$33,889,000295
Premises and equipment expense$4,845,000512
Additional noninterest expense$16,316,000471
Pre-tax net operating income$21,866,000346
Securities gains (losses)$22,0003,042
Applicable income taxes$8,919,000272
Income before extraordinary items$12,969,000424
Extraordinary gains, net$029
Net income$12,969,000425
Minority interest net income$096
Net income of bank and minority interests.$12,969,000425
Net charge-offs$2,663,0001,301
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,954,920414
2011-09-30 (YTD Data)Rank
Total interest income$55,652,000383
Total interest expense$11,716,000369
Net interest income$43,936,000379
Provision for loan and lease losses$1,000,0001,957
Total noninterest income$13,440,000404
Gross Fiduciary activities income$3,960,000138
Service charges on deposit accounts$3,404,000351
Trading account gains and fees$0145
Additional Noninterest Income$6,076,000505
Total noninterest expense$40,247,000393
Salaries and employee benefits$24,769,000296
Premises and equipment expense$3,540,000535
Additional noninterest expense$11,938,000471
Pre-tax net operating income$16,129,000355
Securities gains (losses)$7,0003,148
Applicable income taxes$6,618,000281
Income before extraordinary items$9,518,000433
Extraordinary gains, net$021
Net income$9,518,000433
Minority interest net income$087
Net income of bank and minority interests.$9,518,000433
Net charge-offs$2,551,0001,039
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,513,520422
2011-06-30 (YTD Data)Rank
Total interest income$36,941,000388
Total interest expense$7,879,000386
Net interest income$29,062,000383
Provision for loan and lease losses$250,0003,239
Total noninterest income$9,264,000398
Gross Fiduciary activities income$2,680,000139
Service charges on deposit accounts$2,207,000359
Trading account gains and fees$0153
Additional Noninterest Income$4,377,000475
Total noninterest expense$26,703,000400
Salaries and employee benefits$16,344,000308
Premises and equipment expense$2,304,000547
Additional noninterest expense$8,055,000474
Pre-tax net operating income$11,373,000327
Securities gains (losses)$6,0002,492
Applicable income taxes$4,673,000259
Income before extraordinary items$6,706,000410
Extraordinary gains, net$015
Net income$6,706,000410
Minority interest net income$089
Net income of bank and minority interests.$6,706,000410
Net charge-offs$1,978,000930
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,702,160395
2011-03-31 (YTD Data)Rank
Total interest income$18,217,000393
Total interest expense$3,953,000406
Net interest income$14,264,000392
Provision for loan and lease losses$250,0002,162
Total noninterest income$5,038,000374
Gross Fiduciary activities income$1,324,000139
Service charges on deposit accounts$1,034,000372
Trading account gains and fees$0158
Additional Noninterest Income$2,680,000414
Total noninterest expense$12,941,000412
Salaries and employee benefits$8,117,000312
Premises and equipment expense$1,119,000590
Additional noninterest expense$3,705,000508
Pre-tax net operating income$6,111,000304
Securities gains (losses)$2,0001,590
Applicable income taxes$2,498,000249
Income before extraordinary items$3,615,000382
Extraordinary gains, net$09
Net income$3,615,000381
Minority interest net income$086
Net income of bank and minority interests.$3,615,000381
Net charge-offs$835,000963
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,613,720370
2010-12-31 (YTD Data)Rank
Total interest income$75,533,000405
Total interest expense$18,808,000416
Net interest income$56,725,000387
Provision for loan and lease losses$3,300,0001,524
Total noninterest income$19,983,000392
Gross Fiduciary activities income$4,561,000150
Service charges on deposit accounts$4,476,000353
Trading account gains and fees$0175
Additional Noninterest Income$10,946,000428
Total noninterest expense$52,213,000418
Salaries and employee benefits$32,318,000301
Premises and equipment expense$4,267,000606
Additional noninterest expense$15,628,000504
Pre-tax net operating income$21,195,000286
Securities gains (losses)$120,0002,007
Applicable income taxes$8,741,000244
Income before extraordinary items$12,574,000369
Extraordinary gains, net$029
Net income$12,574,000368
Minority interest net income$0111
Net income of bank and minority interests.$12,574,000369
Net charge-offs$1,994,0001,863
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,497,200358
2010-09-30 (YTD Data)Rank
Total interest income$57,068,000397
Total interest expense$14,479,000424
Net interest income$42,589,000385
Provision for loan and lease losses$3,000,0001,263
Total noninterest income$13,441,000410
Gross Fiduciary activities income$3,368,000149
Service charges on deposit accounts$3,391,000349
Trading account gains and fees$0165
Additional Noninterest Income$6,682,000478
Total noninterest expense$38,090,000409
Salaries and employee benefits$23,441,000313
Premises and equipment expense$3,193,000597
Additional noninterest expense$11,456,000494
Pre-tax net operating income$14,940,000301
Securities gains (losses)$119,0001,799
Applicable income taxes$6,101,000245
Income before extraordinary items$8,958,000382
Extraordinary gains, net$023
Net income$8,958,000382
Minority interest net income$0110
Net income of bank and minority interests.$8,958,000383
Net charge-offs$1,773,0001,624
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,881,840374
2010-06-30 (YTD Data)Rank
Total interest income$38,094,000399
Total interest expense$9,797,000436
Net interest income$28,297,000386
Provision for loan and lease losses$3,000,000940
Total noninterest income$8,643,000417
Gross Fiduciary activities income$2,276,000152
Service charges on deposit accounts$2,252,000349
Trading account gains and fees$0152
Additional Noninterest Income$4,115,000483
Total noninterest expense$24,707,000414
Salaries and employee benefits$15,109,000321
Premises and equipment expense$2,130,000612
Additional noninterest expense$7,468,000501
Pre-tax net operating income$9,233,000322
Securities gains (losses)$77,0001,608
Applicable income taxes$3,753,000243
Income before extraordinary items$5,557,000389
Extraordinary gains, net$019
Net income$5,557,000389
Minority interest net income$0105
Net income of bank and minority interests.$5,557,000389
Net charge-offs$1,180,0001,576
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,507,720384
2010-03-31 (YTD Data)Rank
Total interest income$19,094,000416
Total interest expense$5,041,000446
Net interest income$14,053,000398
Provision for loan and lease losses$1,500,000888
Total noninterest income$4,417,000408
Gross Fiduciary activities income$1,149,000151
Service charges on deposit accounts$1,057,000366
Trading account gains and fees$0175
Additional Noninterest Income$2,211,000456
Total noninterest expense$12,077,000427
Salaries and employee benefits$7,535,000331
Premises and equipment expense$1,063,000629
Additional noninterest expense$3,479,000521
Pre-tax net operating income$4,893,000281
Securities gains (losses)$60,0001,053
Applicable income taxes$1,959,000224
Income before extraordinary items$2,994,000361
Extraordinary gains, net$016
Net income$2,994,000363
Minority interest net income$091
Net income of bank and minority interests.$2,994,000363
Net charge-offs$472,0001,625
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,955,600355
2009-12-31 (YTD Data)Rank
Total interest income$81,551,000410
Total interest expense$29,521,000381
Net interest income$52,030,000415
Provision for loan and lease losses$7,250,0001,099
Total noninterest income$19,676,000396
Gross Fiduciary activities income$3,717,000172
Service charges on deposit accounts$4,167,000399
Trading account gains and fees$0211
Additional Noninterest Income$11,792,000404
Total noninterest expense$51,225,000425
Salaries and employee benefits$31,094,000315
Premises and equipment expense$4,215,000632
Additional noninterest expense$15,916,000526
Pre-tax net operating income$13,231,000317
Securities gains (losses)$21,0003,019
Applicable income taxes$5,017,000268
Income before extraordinary items$8,235,000399
Extraordinary gains, net$034
Net income$8,235,000396
Minority interest net income$0115
Net income of bank and minority interests.$8,235,000399
Net charge-offs$2,542,0001,777
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,221,560398
2009-09-30 (YTD Data)Rank
Total interest income$61,848,000423
Total interest expense$23,573,000379
Net interest income$38,275,000433
Provision for loan and lease losses$5,750,000951
Total noninterest income$15,312,000390
Gross Fiduciary activities income$2,605,000179
Service charges on deposit accounts$3,050,000410
Trading account gains and fees$0212
Additional Noninterest Income$9,657,000382
Total noninterest expense$38,755,000425
Salaries and employee benefits$23,482,000318
Premises and equipment expense$3,123,000652
Additional noninterest expense$12,150,000494
Pre-tax net operating income$9,082,000367
Securities gains (losses)$19,0002,769
Applicable income taxes$3,391,000299
Income before extraordinary items$5,710,000462
Extraordinary gains, net$027
Net income$5,710,000460
Minority interest net income$0118
Net income of bank and minority interests.$5,710,000462
Net charge-offs$2,181,0001,427
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,697,840459
2009-06-30 (YTD Data)Rank
Total interest income$41,894,000421
Total interest expense$16,203,000392
Net interest income$25,691,000431
Provision for loan and lease losses$4,250,000851
Total noninterest income$10,194,000385
Gross Fiduciary activities income$1,652,000185
Service charges on deposit accounts$1,933,000426
Trading account gains and fees$0193
Additional Noninterest Income$6,609,000379
Total noninterest expense$26,581,000426
Salaries and employee benefits$16,106,000312
Premises and equipment expense$2,103,000664
Additional noninterest expense$8,372,000484
Pre-tax net operating income$5,054,000431
Securities gains (losses)$16,0002,414
Applicable income taxes$1,832,000364
Income before extraordinary items$3,238,000555
Extraordinary gains, net$021
Net income$3,238,000553
Minority interest net income$0112
Net income of bank and minority interests.$3,238,000555
Net charge-offs$1,809,0001,196
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,227,760538
2009-03-31 (YTD Data)Rank
Total interest income$21,205,000422
Total interest expense$8,158,000402
Net interest income$13,047,000418
Provision for loan and lease losses$2,300,000679
Total noninterest income$4,276,000422
Gross Fiduciary activities income$789,000189
Service charges on deposit accounts$881,000463
Trading account gains and fees$0171
Additional Noninterest Income$2,606,000415
Total noninterest expense$12,459,000421
Salaries and employee benefits$7,756,000333
Premises and equipment expense$1,081,000661
Additional noninterest expense$3,622,000476
Pre-tax net operating income$2,564,000458
Securities gains (losses)$11,0001,882
Applicable income taxes$926,000371
Income before extraordinary items$1,649,000605
Extraordinary gains, net$015
Net income$1,649,000606
Minority interest net income$0102
Net income of bank and minority interests.$1,649,000608
Net charge-offs$788,0001,088
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,641,960569
2008-12-31 (YTD Data)Rank
Total interest income$91,088,000430
Total interest expense$41,008,000392
Net interest income$50,080,000448
Provision for loan and lease losses$3,225,0001,321
Total noninterest income$11,945,000516
Gross Fiduciary activities income$3,092,000204
Service charges on deposit accounts$3,878,000448
Trading account gains and fees$0154
Additional Noninterest Income$4,975,000654
Total noninterest expense$45,101,000464
Salaries and employee benefits$27,873,000350
Premises and equipment expense$4,151,000663
Additional noninterest expense$13,077,000534
Pre-tax net operating income$13,699,000387
Securities gains (losses)$476,000392
Applicable income taxes$5,157,000315
Income before extraordinary items$9,018,000428
Extraordinary gains, net$039
Net income$9,018,000428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,024,0001,934
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,713,360467
2008-09-30 (YTD Data)Rank
Total interest income$68,673,000444
Total interest expense$31,920,000400
Net interest income$36,753,000466
Provision for loan and lease losses$1,075,0001,751
Total noninterest income$8,917,000546
Gross Fiduciary activities income$2,322,000209
Service charges on deposit accounts$2,915,000456
Trading account gains and fees$0148
Additional Noninterest Income$3,680,000710
Total noninterest expense$33,535,000458
Salaries and employee benefits$21,039,000363
Premises and equipment expense$3,078,000676
Additional noninterest expense$9,418,000523
Pre-tax net operating income$11,060,000462
Securities gains (losses)$487,000327
Applicable income taxes$4,225,000359
Income before extraordinary items$7,322,000498
Extraordinary gains, net$031
Net income$7,322,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,741
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,010,320542
2008-06-30 (YTD Data)Rank
Total interest income$45,955,000449
Total interest expense$22,362,000391
Net interest income$23,593,000481
Provision for loan and lease losses$500,0001,907
Total noninterest income$5,893,000570
Gross Fiduciary activities income$1,540,000214
Service charges on deposit accounts$1,896,000452
Trading account gains and fees$0149
Additional Noninterest Income$2,457,000721
Total noninterest expense$21,905,000465
Salaries and employee benefits$13,771,000374
Premises and equipment expense$2,031,000684
Additional noninterest expense$6,103,000523
Pre-tax net operating income$7,081,000510
Securities gains (losses)$487,000323
Applicable income taxes$2,798,000397
Income before extraordinary items$4,770,000577
Extraordinary gains, net$021
Net income$4,770,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,174
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,458,320603
2008-03-31 (YTD Data)Rank
Total interest income$23,237,000457
Total interest expense$11,681,000405
Net interest income$11,556,000484
Provision for loan and lease losses$225,0001,695
Total noninterest income$2,787,000595
Gross Fiduciary activities income$765,000219
Service charges on deposit accounts$875,000473
Trading account gains and fees$0158
Additional Noninterest Income$1,147,000774
Total noninterest expense$10,781,000466
Salaries and employee benefits$7,031,000364
Premises and equipment expense$1,008,000694
Additional noninterest expense$2,742,000546
Pre-tax net operating income$3,337,000590
Securities gains (losses)$486,000245
Applicable income taxes$1,413,000447
Income before extraordinary items$2,410,000634
Extraordinary gains, net$015
Net income$2,410,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,339
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,098,960693
2007-12-31 (YTD Data)Rank
Total interest income$92,506,000471
Total interest expense$49,236,000422
Net interest income$43,270,000525
Provision for loan and lease losses$250,0003,497
Total noninterest income$11,161,000569
Gross Fiduciary activities income$3,002,000219
Service charges on deposit accounts$3,687,000463
Trading account gains and fees$0178
Additional Noninterest Income$4,472,000756
Total noninterest expense$39,996,000482
Salaries and employee benefits$23,949,000412
Premises and equipment expense$3,929,000678
Additional noninterest expense$12,118,000500
Pre-tax net operating income$14,185,000620
Securities gains (losses)$4,0001,644
Applicable income taxes$5,039,000544
Income before extraordinary items$9,150,000709
Extraordinary gains, net$039
Net income$9,150,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,347
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,147,440704
2007-09-30 (YTD Data)Rank
Total interest income$68,899,000477
Total interest expense$36,940,000427
Net interest income$31,959,000531
Provision for loan and lease losses$06,528
Total noninterest income$8,250,000575
Gross Fiduciary activities income$2,219,000218
Service charges on deposit accounts$2,709,000469
Trading account gains and fees$0184
Additional Noninterest Income$3,322,000767
Total noninterest expense$29,726,000482
Salaries and employee benefits$17,858,000414
Premises and equipment expense$2,930,000676
Additional noninterest expense$8,938,000489
Pre-tax net operating income$10,483,000675
Securities gains (losses)$01,655
Applicable income taxes$3,748,000585
Income before extraordinary items$6,735,000786
Extraordinary gains, net$033
Net income$6,735,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,735,000777
2007-06-30 (YTD Data)Rank
Total interest income$45,320,000495
Total interest expense$24,502,000440
Net interest income$20,818,000562
Provision for loan and lease losses$06,209
Total noninterest income$5,255,000617
Gross Fiduciary activities income$1,472,000225
Service charges on deposit accounts$1,729,000503
Trading account gains and fees$0168
Additional Noninterest Income$2,054,000839
Total noninterest expense$19,577,000501
Salaries and employee benefits$11,601,000436
Premises and equipment expense$1,978,000689
Additional noninterest expense$5,998,000496
Pre-tax net operating income$6,496,000750
Securities gains (losses)$01,444
Applicable income taxes$2,360,000633
Income before extraordinary items$4,136,000884
Extraordinary gains, net$029
Net income$4,136,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,0008,486
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,136,000873
2007-03-31 (YTD Data)Rank
Total interest income$22,061,000506
Total interest expense$11,705,000448
Net interest income$10,356,000561
Provision for loan and lease losses$05,779
Total noninterest income$2,410,000644
Gross Fiduciary activities income$696,000233
Service charges on deposit accounts$781,000533
Trading account gains and fees$0195
Additional Noninterest Income$933,000888
Total noninterest expense$9,635,000508
Salaries and employee benefits$5,812,000436
Premises and equipment expense$989,000687
Additional noninterest expense$2,834,000506
Pre-tax net operating income$3,131,000769
Securities gains (losses)$01,187
Applicable income taxes$1,151,000646
Income before extraordinary items$1,980,000895
Extraordinary gains, net$022
Net income$1,980,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-231,0008,586
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,980,000883
2006-12-31 (YTD Data)Rank
Total interest income$82,590,000504
Total interest expense$39,875,000453
Net interest income$42,715,000537
Provision for loan and lease losses$63,0005,280
Total noninterest income$9,953,000615
Gross Fiduciary activities income$2,469,000235
Service charges on deposit accounts$3,160,000540
Trading account gains and fees$0130
Additional Noninterest Income$4,324,000757
Total noninterest expense$37,314,000498
Salaries and employee benefits$21,886,000448
Premises and equipment expense$4,061,000636
Additional noninterest expense$11,367,000502
Pre-tax net operating income$15,291,000676
Securities gains (losses)$4,0001,309
Applicable income taxes$5,455,000594
Income before extraordinary items$9,840,000753
Extraordinary gains, net$051
Net income$9,840,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,205
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,837,440743
2006-09-30 (YTD Data)Rank
Total interest income$60,768,000511
Total interest expense$28,595,000467
Net interest income$32,173,000549
Provision for loan and lease losses$63,0004,799
Total noninterest income$7,247,000641
Gross Fiduciary activities income$1,769,000248
Service charges on deposit accounts$2,365,000548
Trading account gains and fees$0126
Additional Noninterest Income$3,113,000793
Total noninterest expense$27,779,000516
Salaries and employee benefits$16,275,000459
Premises and equipment expense$3,079,000638
Additional noninterest expense$8,425,000513
Pre-tax net operating income$11,578,000704
Securities gains (losses)$4,0001,079
Applicable income taxes$4,209,000614
Income before extraordinary items$7,373,000794
Extraordinary gains, net$045
Net income$7,373,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,0008,557
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,370,440787
2006-06-30 (YTD Data)Rank
Total interest income$39,373,000519
Total interest expense$18,050,000465
Net interest income$21,323,000553
Provision for loan and lease losses$63,0004,017
Total noninterest income$4,739,000649
Gross Fiduciary activities income$1,148,000255
Service charges on deposit accounts$1,562,000549
Trading account gains and fees$0126
Additional Noninterest Income$2,029,000808
Total noninterest expense$18,350,000526
Salaries and employee benefits$10,771,000468
Premises and equipment expense$2,033,000649
Additional noninterest expense$5,546,000518
Pre-tax net operating income$7,649,000707
Securities gains (losses)$01,185
Applicable income taxes$2,818,000617
Income before extraordinary items$4,831,000806
Extraordinary gains, net$039
Net income$4,831,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-113,0008,603
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,831,000795
2006-03-31 (YTD Data)Rank
Total interest income$19,033,000516
Total interest expense$8,388,000466
Net interest income$10,645,000546
Provision for loan and lease losses$63,0002,743
Total noninterest income$2,467,000617
Gross Fiduciary activities income$565,000256
Service charges on deposit accounts$725,000572
Trading account gains and fees$0115
Additional Noninterest Income$1,177,000711
Total noninterest expense$9,057,000524
Salaries and employee benefits$5,437,000460
Premises and equipment expense$994,000661
Additional noninterest expense$2,626,000535
Pre-tax net operating income$3,992,000666
Securities gains (losses)$0955
Applicable income taxes$1,498,000591
Income before extraordinary items$2,494,000765
Extraordinary gains, net$021
Net income$2,494,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,0008,662
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,494,000751
2005-12-31 (YTD Data)Rank
Total interest income$68,415,000505
Total interest expense$25,126,000478
Net interest income$43,289,000513
Provision for loan and lease losses$240,0003,239
Total noninterest income$8,309,000706
Gross Fiduciary activities income$1,918,000280
Service charges on deposit accounts$2,853,000596
Trading account gains and fees$0138
Additional Noninterest Income$3,538,000895
Total noninterest expense$35,377,000515
Salaries and employee benefits$20,592,000459
Premises and equipment expense$3,920,000625
Additional noninterest expense$10,865,000520
Pre-tax net operating income$15,981,000639
Securities gains (losses)$1,373,000168
Applicable income taxes$6,784,000514
Income before extraordinary items$10,570,000691
Extraordinary gains, net$046
Net income$10,570,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,251
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,691,280732
2005-09-30 (YTD Data)Rank
Total interest income$50,174,000497
Total interest expense$17,781,000474
Net interest income$32,393,000507
Provision for loan and lease losses$180,0003,127
Total noninterest income$6,093,000726
Gross Fiduciary activities income$1,400,000276
Service charges on deposit accounts$2,101,000599
Trading account gains and fees$0126
Additional Noninterest Income$2,592,000932
Total noninterest expense$26,092,000524
Salaries and employee benefits$15,248,000463
Premises and equipment expense$2,941,000617
Additional noninterest expense$7,903,000530
Pre-tax net operating income$12,214,000623
Securities gains (losses)$1,373,000159
Applicable income taxes$5,274,000507
Income before extraordinary items$8,313,000667
Extraordinary gains, net$035
Net income$8,313,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,559
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,434,280708
2005-06-30 (YTD Data)Rank
Total interest income$32,680,000498
Total interest expense$11,296,000464
Net interest income$21,384,000507
Provision for loan and lease losses$120,0003,004
Total noninterest income$3,914,000736
Gross Fiduciary activities income$926,000277
Service charges on deposit accounts$1,371,000604
Trading account gains and fees$0116
Additional Noninterest Income$1,617,000949
Total noninterest expense$17,171,000524
Salaries and employee benefits$10,066,000464
Premises and equipment expense$1,906,000631
Additional noninterest expense$5,199,000536
Pre-tax net operating income$8,007,000620
Securities gains (losses)$1,373,000131
Applicable income taxes$3,670,000485
Income before extraordinary items$5,710,000634
Extraordinary gains, net$030
Net income$5,710,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,831,280713
2005-03-31 (YTD Data)Rank
Total interest income$15,807,000499
Total interest expense$5,345,000471
Net interest income$10,462,000512
Provision for loan and lease losses$60,0002,830
Total noninterest income$1,959,000728
Gross Fiduciary activities income$456,000280
Service charges on deposit accounts$639,000626
Trading account gains and fees$0115
Additional Noninterest Income$864,000888
Total noninterest expense$8,528,000520
Salaries and employee benefits$5,066,000453
Premises and equipment expense$923,000654
Additional noninterest expense$2,539,000545
Pre-tax net operating income$3,833,000645
Securities gains (losses)$1,373,00086
Applicable income taxes$2,066,000453
Income before extraordinary items$3,140,000588
Extraordinary gains, net$024
Net income$3,140,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,261,280756
2004-12-31 (YTD Data)Rank
Total interest income$56,992,000518
Total interest expense$18,726,000453
Net interest income$38,266,000535
Provision for loan and lease losses$07,314
Total noninterest income$7,680,000745
Gross Fiduciary activities income$457,000598
Service charges on deposit accounts$2,663,000663
Trading account gains and fees$0138
Additional Noninterest Income$4,560,000712
Total noninterest expense$33,800,000522
Salaries and employee benefits$18,264,000492
Premises and equipment expense$3,155,000731
Additional noninterest expense$12,381,000457
Pre-tax net operating income$12,146,000727
Securities gains (losses)$5,401,000111
Applicable income taxes$6,069,000525
Income before extraordinary items$11,478,000598
Extraordinary gains, net$034
Net income$11,478,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,754
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,967,350799
2004-09-30 (YTD Data)Rank
Total interest income$41,976,000514
Total interest expense$13,705,000453
Net interest income$28,271,000538
Provision for loan and lease losses$07,100
Total noninterest income$5,860,000746
Gross Fiduciary activities income$233,000680
Service charges on deposit accounts$1,986,000674
Trading account gains and fees$0134
Additional Noninterest Income$3,641,000700
Total noninterest expense$25,409,000516
Salaries and employee benefits$13,582,000496
Premises and equipment expense$2,262,000755
Additional noninterest expense$9,565,000447
Pre-tax net operating income$8,722,000762
Securities gains (losses)$5,401,00094
Applicable income taxes$4,760,000501
Income before extraordinary items$9,363,000564
Extraordinary gains, net$026
Net income$9,363,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0008,777
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,798,340823
2004-06-30 (YTD Data)Rank
Total interest income$27,519,000511
Total interest expense$8,881,000459
Net interest income$18,638,000541
Provision for loan and lease losses$06,885
Total noninterest income$3,747,000776
Gross Fiduciary activities income$24,0001,070
Service charges on deposit accounts$1,331,000654
Trading account gains and fees$0130
Additional Noninterest Income$2,392,000704
Total noninterest expense$17,275,000503
Salaries and employee benefits$8,714,000513
Premises and equipment expense$1,503,000758
Additional noninterest expense$7,058,000408
Pre-tax net operating income$5,110,000853
Securities gains (losses)$3,830,000107
Applicable income taxes$2,688,000574
Income before extraordinary items$6,252,000564
Extraordinary gains, net$021
Net income$6,252,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,984
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,571,000878
2004-03-31 (YTD Data)Rank
Total interest income$13,778,000516
Total interest expense$4,415,000475
Net interest income$9,363,000543
Provision for loan and lease losses$06,501
Total noninterest income$1,775,000786
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$631,000677
Trading account gains and fees$0121
Additional Noninterest Income$1,140,000725
Total noninterest expense$7,219,000594
Salaries and employee benefits$4,243,000531
Premises and equipment expense$767,000765
Additional noninterest expense$2,209,000593
Pre-tax net operating income$3,919,000586
Securities gains (losses)$1,799,000125
Applicable income taxes$2,295,000402
Income before extraordinary items$3,423,000520
Extraordinary gains, net$016
Net income$3,423,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,271,640678
2003-12-31 (YTD Data)Rank
Total interest income$54,435,000529
Total interest expense$20,206,000460
Net interest income$34,229,000558
Provision for loan and lease losses$-900,0009,145
Total noninterest income$8,958,000716
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,495,000688
Trading account gains and fees$0160
Additional Noninterest Income$6,463,000625
Total noninterest expense$31,184,000556
Salaries and employee benefits$16,052,000541
Premises and equipment expense$2,882,000781
Additional noninterest expense$12,250,000470
Pre-tax net operating income$12,903,000683
Securities gains (losses)$2,121,000287
Applicable income taxes$5,420,000584
Income before extraordinary items$9,604,000678
Extraordinary gains, net$054
Net income$9,604,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0009,008
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,246,560739
2003-09-30 (YTD Data)Rank
Total interest income$40,760,000549
Total interest expense$15,587,000467
Net interest income$25,173,000580
Provision for loan and lease losses$-900,0009,211
Total noninterest income$7,789,000662
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,857,000703
Trading account gains and fees$0153
Additional Noninterest Income$5,932,000566
Total noninterest expense$21,512,000608
Salaries and employee benefits$12,035,000551
Premises and equipment expense$2,163,000795
Additional noninterest expense$7,314,000574
Pre-tax net operating income$12,350,000567
Securities gains (losses)$04,204
Applicable income taxes$5,160,000494
Income before extraordinary items$7,190,000716
Extraordinary gains, net$040
Net income$7,190,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0009,090
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,190,000665
2003-06-30 (YTD Data)Rank
Total interest income$27,099,000553
Total interest expense$10,594,000474
Net interest income$16,505,000589
Provision for loan and lease losses$-900,0009,253
Total noninterest income$5,261,000651
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,221,000699
Trading account gains and fees$0150
Additional Noninterest Income$4,040,000542
Total noninterest expense$14,162,000607
Salaries and employee benefits$7,886,000558
Premises and equipment expense$1,433,000798
Additional noninterest expense$4,843,000571
Pre-tax net operating income$8,504,000557
Securities gains (losses)$03,782
Applicable income taxes$3,639,000484
Income before extraordinary items$4,865,000709
Extraordinary gains, net$030
Net income$4,865,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,828
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,865,000654
2003-03-31 (YTD Data)Rank
Total interest income$13,652,000555
Total interest expense$5,485,000468
Net interest income$8,167,000595
Provision for loan and lease losses$-900,0009,303
Total noninterest income$2,723,000630
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$562,000742
Trading account gains and fees$0134
Additional Noninterest Income$2,161,000518
Total noninterest expense$7,042,000602
Salaries and employee benefits$3,967,000561
Premises and equipment expense$734,000793
Additional noninterest expense$2,341,000597
Pre-tax net operating income$4,748,000512
Securities gains (losses)$02,891
Applicable income taxes$2,195,000434
Income before extraordinary items$2,553,000675
Extraordinary gains, net$021
Net income$2,553,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,553,000625
2002-12-31 (YTD Data)Rank
Total interest income$59,172,000540
Total interest expense$25,136,000471
Net interest income$34,036,000563
Provision for loan and lease losses$08,089
Total noninterest income$8,517,000697
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,329,000693
Trading account gains and fees$0153
Additional Noninterest Income$6,188,000599
Total noninterest expense$26,956,000602
Salaries and employee benefits$15,046,000547
Premises and equipment expense$2,482,000875
Additional noninterest expense$9,428,000580
Pre-tax net operating income$15,597,000564
Securities gains (losses)$8,0003,732
Applicable income taxes$5,573,000539
Income before extraordinary items$10,032,000624
Extraordinary gains, net$070
Net income$10,032,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,064
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,026,880599
2001-12-31 (YTD Data)Rank
Total interest income$65,517,000548
Total interest expense$33,202,000526
Net interest income$32,315,000571
Provision for loan and lease losses$08,228
Total noninterest income$6,944,000759
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,132,000693
Trading account gains and fees$0177
Additional Noninterest Income$4,812,000680
Total noninterest expense$25,784,000626
Salaries and employee benefits$13,294,000588
Premises and equipment expense$2,511,000838
Additional noninterest expense$9,979,000579
Pre-tax net operating income$13,475,000587
Securities gains (losses)$159,0001,368
Applicable income taxes$4,400,000599
Income before extraordinary items$9,234,000610
Extraordinary gains, net$0105
Net income$9,234,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-353,0009,582
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,125,880589
2000-12-31 (YTD Data)Rank
Total interest income$62,061,000608
Total interest expense$30,080,000625
Net interest income$31,981,000582
Provision for loan and lease losses$50,0006,512
Total noninterest income$5,291,000896
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,939,000699
Trading account gains and fees$0180
Additional Noninterest Income$3,352,000799
Total noninterest expense$23,119,000682
Salaries and employee benefits$11,929,000608
Premises and equipment expense$2,366,000843
Additional noninterest expense$8,824,000635
Pre-tax net operating income$14,103,000594
Securities gains (losses)$-3,0007,730
Applicable income taxes$5,291,000533
Income before extraordinary items$8,809,000634
Extraordinary gains, net$038
Net income$8,809,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,810,920630
1999-12-31 (YTD Data)Rank
Total interest income$54,632,000638
Total interest expense$26,464,000627
Net interest income$28,168,000669
Provision for loan and lease losses$-977,00010,198
Total noninterest income$3,648,0001,159
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,518,000874
Trading account gains and fees$0173
Additional Noninterest Income$2,130,0001,102
Total noninterest expense$20,347,000754
Salaries and employee benefits$11,091,000644
Premises and equipment expense$1,967,0001,028
Additional noninterest expense$7,289,000757
Pre-tax net operating income$12,446,000689
Securities gains (losses)$325,000429
Applicable income taxes$4,916,000608
Income before extraordinary items$7,855,000750
Extraordinary gains, net$035
Net income$7,855,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,642,00010,212
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,647,000743
1998-12-31 (YTD Data)Rank
Total interest income$54,416,000638
Total interest expense$26,898,000624
Net interest income$27,518,000652
Provision for loan and lease losses$800,0001,176
Total noninterest income$5,357,000890
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,140,0001,111
Trading account gains and fees$0224
Additional Noninterest Income$4,217,000727
Total noninterest expense$20,429,000730
Salaries and employee benefits$10,937,000650
Premises and equipment expense$1,790,0001,075
Additional noninterest expense$7,702,000710
Pre-tax net operating income$11,646,000696
Securities gains (losses)$1,320,000314
Applicable income taxes$3,995,000689
Income before extraordinary items$8,971,000648
Extraordinary gains, net$032
Net income$8,971,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-350,00010,402
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,060,200680
1997-12-31 (YTD Data)Rank
Total interest income$52,106,000677
Total interest expense$25,623,000657
Net interest income$26,483,000684
Provision for loan and lease losses$1,100,000910
Total noninterest income$3,987,0001,078
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,107,0001,133
Trading account gains and fees$0239
Additional Noninterest Income$2,880,000862
Total noninterest expense$16,891,000848
Salaries and employee benefits$9,354,000736
Premises and equipment expense$1,757,0001,139
Additional noninterest expense$5,780,000870
Pre-tax net operating income$12,479,000671
Securities gains (losses)$03,944
Applicable income taxes$4,626,000640
Income before extraordinary items$7,853,000720
Extraordinary gains, net$044
Net income$7,853,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,853,000704
1996-12-31 (YTD Data)Rank
Total interest income$48,190,000757
Total interest expense$24,569,000711
Net interest income$23,621,000790
Provision for loan and lease losses$750,0001,257
Total noninterest income$3,792,0001,159
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,076,0001,241
Trading account gains and fees$0262
Additional Noninterest Income$2,716,000943
Total noninterest expense$15,331,000987
Salaries and employee benefits$8,078,000852
Premises and equipment expense$1,584,0001,289
Additional noninterest expense$5,669,0001,030
Pre-tax net operating income$11,332,000714
Securities gains (losses)$28,0001,737
Applicable income taxes$4,647,000624
Income before extraordinary items$6,713,000803
Extraordinary gains, net$053
Net income$6,713,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-418,00011,407
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,695,080785
1995-12-31 (YTD Data)Rank
Total interest income$44,069,000839
Total interest expense$21,974,000813
Net interest income$22,095,000856
Provision for loan and lease losses$500,0001,563
Total noninterest income$3,599,0001,203
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,037,0001,302
Trading account gains and fees$3,000476
Additional Noninterest Income$2,559,000976
Total noninterest expense$14,422,0001,042
Salaries and employee benefits$6,855,0001,004
Premises and equipment expense$1,497,0001,380
Additional noninterest expense$6,070,000966
Pre-tax net operating income$10,772,000795
Securities gains (losses)$03,831
Applicable income taxes$4,721,000632
Income before extraordinary items$6,051,000906
Extraordinary gains, net$065
Net income$6,051,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-325,00011,907
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,051,000899
1994-12-31 (YTD Data)Rank
Total interest income$35,937,000890
Total interest expense$17,895,000786
Net interest income$18,042,0001,024
Provision for loan and lease losses$250,0002,585
Total noninterest income$3,860,0001,110
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$899,0001,501
Trading account gains and fees$5,000409
Additional Noninterest Income$2,956,000883
Total noninterest expense$12,481,0001,195
Salaries and employee benefits$5,837,0001,162
Premises and equipment expense$1,196,0001,726
Additional noninterest expense$5,448,0001,093
Pre-tax net operating income$9,171,000851
Securities gains (losses)$03,600
Applicable income taxes$4,033,000674
Income before extraordinary items$5,138,000993
Extraordinary gains, net$0249
Net income$5,138,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,255
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,138,0001,007
1993-12-31 (YTD Data)Rank
Total interest income$34,051,000948
Total interest expense$16,261,000874
Net interest income$17,790,0001,037
Provision for loan and lease losses$585,0001,898
Total noninterest income$5,225,000953
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$794,0001,726
Trading account gains and fees$3,000479
Additional Noninterest Income$4,428,000746
Total noninterest expense$12,187,0001,265
Salaries and employee benefits$5,605,0001,198
Premises and equipment expense$1,069,0001,937
Additional noninterest expense$5,513,0001,174
Pre-tax net operating income$10,243,000713
Securities gains (losses)$-30,00013,003
Applicable income taxes$4,380,000597
Income before extraordinary items$5,833,000904
Extraordinary gains, net$2,200,000120
Net income$8,033,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$876,0001,250
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,852,200849
1992-12-31 (YTD Data)Rank
Total interest income$37,277,000997
Total interest expense$19,621,000927
Net interest income$17,656,0001,048
Provision for loan and lease losses$1,833,0001,230
Total noninterest income$3,738,0001,197
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$728,0001,853
Trading account gains and fees$0504
Additional Noninterest Income$3,010,000954
Total noninterest expense$12,315,0001,289
Salaries and employee benefits$4,983,0001,347
Premises and equipment expense$927,0002,239
Additional noninterest expense$6,405,0001,076
Pre-tax net operating income$7,246,000896
Securities gains (losses)$-111,00013,795
Applicable income taxes$3,585,000657
Income before extraordinary items$3,550,0001,315
Extraordinary gains, net$01,422
Net income$3,550,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$921,0001,643
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,621,0401,189

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.