Home > The Caney Valley National Bank > Income and Expense
The Caney Valley National Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 6,837 |
| Total interest expense | $1,237,000 | 6,534 |
| Net interest income | $1,686,000 | 6,950 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $216,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $158,000 | 5,424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 7,092 |
| Total noninterest expense | $1,031,000 | 7,663 |
| Salaries and employee benefits | $659,000 | 7,405 |
| Premises and equipment expense | $112,000 | 7,663 |
| Additional noninterest expense | $260,000 | 7,801 |
| Pre-tax net operating income | $832,000 | 5,567 |
| Securities gains (losses) | $-400,000 | 8,492 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $415,000 | 6,464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $415,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $230,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $799,000 | 5,212 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 6,876 |
| Total interest expense | $913,000 | 6,532 |
| Net interest income | $1,276,000 | 7,008 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $159,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $115,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,109 |
| Total noninterest expense | $745,000 | 7,723 |
| Salaries and employee benefits | $460,000 | 7,548 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $201,000 | 7,778 |
| Pre-tax net operating income | $690,000 | 5,568 |
| Securities gains (losses) | $-24,000 | 7,907 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $644,000 | 5,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $644,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $230,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $667,280 | 5,107 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 6,908 |
| Total interest expense | $589,000 | 6,523 |
| Net interest income | $853,000 | 7,046 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 5,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $505,000 | 7,725 |
| Salaries and employee benefits | $307,000 | 7,588 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $143,000 | 7,697 |
| Pre-tax net operating income | $458,000 | 5,609 |
| Securities gains (losses) | $-24,000 | 8,142 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $419,000 | 5,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $419,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $230,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $442,280 | 5,164 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,871 |
| Total interest expense | $291,000 | 6,440 |
| Net interest income | $433,000 | 7,033 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $231,000 | 7,875 |
| Salaries and employee benefits | $152,000 | 7,606 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $264,000 | 5,254 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 6,833 |
| Total interest expense | $1,099,000 | 6,052 |
| Net interest income | $1,605,000 | 7,154 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $195,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $142,000 | 5,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,317 |
| Total noninterest expense | $1,068,000 | 7,629 |
| Salaries and employee benefits | $604,000 | 7,607 |
| Premises and equipment expense | $109,000 | 7,762 |
| Additional noninterest expense | $355,000 | 7,330 |
| Pre-tax net operating income | $732,000 | 6,070 |
| Securities gains (losses) | $-74,000 | 8,327 |
| Applicable income taxes | $27,000 | 6,197 |
| Income before extraordinary items | $631,000 | 5,893 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $631,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $629,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $702,040 | 5,643 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 6,834 |
| Total interest expense | $814,000 | 5,972 |
| Net interest income | $1,216,000 | 7,167 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $148,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 5,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $809,000 | 7,597 |
| Salaries and employee benefits | $434,000 | 7,656 |
| Premises and equipment expense | $75,000 | 7,880 |
| Additional noninterest expense | $300,000 | 7,100 |
| Pre-tax net operating income | $555,000 | 6,188 |
| Securities gains (losses) | $-24,000 | 8,251 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $508,000 | 5,863 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $508,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $330,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $531,040 | 5,726 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 6,842 |
| Total interest expense | $526,000 | 5,905 |
| Net interest income | $804,000 | 7,174 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $98,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $598,000 | 7,406 |
| Salaries and employee benefits | $294,000 | 7,645 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $304,000 | 6,557 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $290,000 | 6,190 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $290,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $289,050 | 6,143 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 6,920 |
| Total interest expense | $257,000 | 5,891 |
| Net interest income | $395,000 | 7,276 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $248,000 | 7,812 |
| Salaries and employee benefits | $147,000 | 7,704 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $78,000 | 7,612 |
| Pre-tax net operating income | $202,000 | 5,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $194,000 | 5,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $194,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $194,000 | 5,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,908 |
| Total interest expense | $894,000 | 5,963 |
| Net interest income | $1,586,000 | 7,197 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $132,000 | 6,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $1,076,000 | 7,661 |
| Salaries and employee benefits | $625,000 | 7,568 |
| Premises and equipment expense | $101,000 | 7,956 |
| Additional noninterest expense | $350,000 | 7,407 |
| Pre-tax net operating income | $657,000 | 6,235 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $30,000 | 6,350 |
| Income before extraordinary items | $632,000 | 5,841 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $632,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $687,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $627,250 | 5,780 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 6,944 |
| Total interest expense | $654,000 | 6,016 |
| Net interest income | $1,183,000 | 7,229 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $137,000 | 7,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $97,000 | 6,103 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $707,000 | 7,900 |
| Salaries and employee benefits | $441,000 | 7,662 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $211,000 | 7,823 |
| Pre-tax net operating income | $563,000 | 6,049 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $550,000 | 5,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $550,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $545,150 | 5,533 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,004 |
| Total interest expense | $428,000 | 6,094 |
| Net interest income | $784,000 | 7,263 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $61,000 | 6,212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $479,000 | 7,915 |
| Salaries and employee benefits | $295,000 | 7,709 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $149,000 | 7,744 |
| Pre-tax net operating income | $342,000 | 6,233 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $329,000 | 5,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $329,000 | 5,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,086 |
| Total interest expense | $213,000 | 6,172 |
| Net interest income | $385,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $241,000 | 7,944 |
| Salaries and employee benefits | $144,000 | 7,786 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $183,000 | 6,018 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,000 | 5,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 7,226 |
| Total interest expense | $924,000 | 6,330 |
| Net interest income | $1,405,000 | 7,495 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $174,000 | 7,575 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $131,000 | 6,130 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $995,000 | 7,891 |
| Salaries and employee benefits | $592,000 | 7,730 |
| Premises and equipment expense | $107,000 | 7,982 |
| Additional noninterest expense | $296,000 | 7,786 |
| Pre-tax net operating income | $584,000 | 6,396 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $565,000 | 6,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $565,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $501,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $563,080 | 5,927 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 7,296 |
| Total interest expense | $704,000 | 6,442 |
| Net interest income | $1,051,000 | 7,553 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $131,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 6,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $736,000 | 7,909 |
| Salaries and employee benefits | $420,000 | 7,827 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $231,000 | 7,720 |
| Pre-tax net operating income | $446,000 | 6,526 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $424,000 | 6,220 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $424,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $424,000 | 6,056 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,355 |
| Total interest expense | $478,000 | 6,519 |
| Net interest income | $688,000 | 7,631 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $91,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $67,000 | 6,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $485,000 | 7,955 |
| Salaries and employee benefits | $283,000 | 7,832 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $156,000 | 7,686 |
| Pre-tax net operating income | $294,000 | 6,536 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $279,000 | 6,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $279,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $279,000 | 6,059 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 7,426 |
| Total interest expense | $242,000 | 6,579 |
| Net interest income | $334,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $42,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $236,000 | 8,054 |
| Salaries and employee benefits | $143,000 | 7,841 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $140,000 | 6,602 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $132,000 | 6,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $132,000 | 6,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 7,551 |
| Total interest expense | $936,000 | 7,096 |
| Net interest income | $1,350,000 | 7,681 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $218,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $126,000 | 6,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $957,000 | 8,017 |
| Salaries and employee benefits | $596,000 | 7,721 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $251,000 | 8,167 |
| Pre-tax net operating income | $611,000 | 6,390 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $25,000 | 6,930 |
| Income before extraordinary items | $586,000 | 6,027 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $586,000 | 6,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $578,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $586,000 | 5,886 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 7,701 |
| Total interest expense | $1,232,000 | 7,548 |
| Net interest income | $1,313,000 | 7,669 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $163,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $126,000 | 6,151 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $899,000 | 8,212 |
| Salaries and employee benefits | $575,000 | 7,783 |
| Premises and equipment expense | $80,000 | 8,627 |
| Additional noninterest expense | $244,000 | 8,270 |
| Pre-tax net operating income | $577,000 | 6,253 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $555,000 | 5,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $555,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $663,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $553,080 | 5,712 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 7,700 |
| Total interest expense | $1,290,000 | 7,601 |
| Net interest income | $1,418,000 | 7,618 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $919,000 | 8,252 |
| Salaries and employee benefits | $565,000 | 7,890 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $264,000 | 8,226 |
| Pre-tax net operating income | $671,000 | 6,339 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $641,000 | 5,665 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $641,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $719,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $642,920 | 5,669 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 7,822 |
| Total interest expense | $1,213,000 | 7,614 |
| Net interest income | $1,367,000 | 7,845 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $892,000 | 8,447 |
| Salaries and employee benefits | $553,000 | 8,019 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $257,000 | 8,492 |
| Pre-tax net operating income | $618,000 | 6,650 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $25,000 | 8,122 |
| Income before extraordinary items | $587,000 | 5,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $453,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $592,760 | 5,912 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 7,901 |
| Total interest expense | $1,316,000 | 7,628 |
| Net interest income | $1,353,000 | 7,991 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $162,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $863,000 | 8,557 |
| Salaries and employee benefits | $539,000 | 8,122 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $232,000 | 8,773 |
| Pre-tax net operating income | $652,000 | 6,676 |
| Securities gains (losses) | $77,000 | 1,445 |
| Applicable income taxes | $28,000 | 8,740 |
| Income before extraordinary items | $701,000 | 5,617 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $701,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,830 |
| Cash dividends | $992,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $627,080 | 5,822 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 8,326 |
| Total interest expense | $1,196,000 | 8,125 |
| Net interest income | $1,348,000 | 8,362 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $148,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $932,000 | 8,579 |
| Salaries and employee benefits | $585,000 | 8,019 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $245,000 | 8,903 |
| Pre-tax net operating income | $564,000 | 7,587 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $107,000 | 8,293 |
| Income before extraordinary items | $458,000 | 7,245 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $458,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $457,190 | 7,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 8,914 |
| Total interest expense | $1,065,000 | 8,801 |
| Net interest income | $1,278,000 | 8,825 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $944,000 | 8,902 |
| Salaries and employee benefits | $592,000 | 8,193 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $276,000 | 9,126 |
| Pre-tax net operating income | $473,000 | 8,101 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $145,000 | 7,956 |
| Income before extraordinary items | $328,000 | 8,185 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $328,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $328,000 | 8,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 9,306 |
| Total interest expense | $1,023,000 | 9,173 |
| Net interest income | $1,243,000 | 9,217 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $961,000 | 9,113 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $303,000 | 9,217 |
| Pre-tax net operating income | $467,000 | 8,640 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $324,000 | 8,711 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $324,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $324,000 | 8,680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 9,654 |
| Total interest expense | $836,000 | 9,415 |
| Net interest income | $1,242,000 | 9,643 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $157,000 | 9,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $944,000 | 9,578 |
| Salaries and employee benefits | $503,000 | 9,364 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $358,000 | 9,258 |
| Pre-tax net operating income | $455,000 | 8,962 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $108,000 | 9,171 |
| Income before extraordinary items | $343,000 | 8,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $343,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $346,040 | 8,723 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 9,760 |
| Total interest expense | $920,000 | 9,468 |
| Net interest income | $1,294,000 | 9,750 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $197,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $926,000 | 10,077 |
| Salaries and employee benefits | $517,000 | 9,500 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $322,000 | 10,168 |
| Pre-tax net operating income | $556,000 | 8,257 |
| Securities gains (losses) | $-140,000 | 13,202 |
| Applicable income taxes | $76,000 | 10,314 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $340,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $454,800 | 7,674 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 9,966 |
| Total interest expense | $1,080,000 | 10,054 |
| Net interest income | $1,393,000 | 9,649 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $983,000 | 10,055 |
| Salaries and employee benefits | $507,000 | 9,719 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $584,000 | 7,840 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $437,000 | 7,867 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $437,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $264,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $427,510 | 7,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.