The Canandaigua National Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$219,696,000288
Total interest expense$82,839,000268
Net interest income$136,857,000291
Provision for loan and lease losses$7,691,000249
Total noninterest income$49,321,000250
Gross Fiduciary activities income$22,663,000108
Service charges on deposit accounts$9,974,000164
Trading account gains and feesNANA
Additional Noninterest Income$16,684,000379
Total noninterest expense$116,964,000281
Salaries and employee benefits$62,003,000275
Premises and equipment expense$10,465,000288
Additional noninterest expense$16,684,000379
Pre-tax net operating income$61,523,000300
Securities gains (losses)$106,000238
Applicable income taxes$14,793,000251
Income before extraordinary items$46,836,000299
Extraordinary gains, net$054
Net income$46,830,000302
Minority interest net income$6,00082
Net income of bank and minority interests.$46,836,000301
Net charge-offs$5,669,000222
Cash dividends$22,240,000280
Sale, conversion, retirement of capital stock, net$0540
Net operating income$46,752,260310
2023-09-30 (YTD Data)Rank
Total interest income$5,330,0003,260
Total interest expense$10,0004,506
Net interest income$1,113,517,00056
Provision for loan and lease lossesNANA
Total noninterest income$1,2924,577
Gross Fiduciary activities income$4947
Service charges on deposit accounts$6114,420
Trading account gains and fees$0125
Additional Noninterest Income$04,497
Total noninterest expense$04,577
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$10,7594,423
Pre-tax net operating incomeNANA
Securities gains (losses)$0849
Applicable income taxes$57,0002,962
Income before extraordinary items$212,0004,140
Extraordinary gains, net$6,985,00039
Net income$35,784,000316
Minority interest net income$31,500,0005
Net income of bank and minority interests.$2,947,0002,076
Net charge-offs$02,641
Cash dividends$36,872,000171
Sale, conversion, retirement of capital stock, net$47496
Net operating income$04,379
2023-03-31 (YTD Data)Rank
Total interest income$49,796,000298
Total interest expense$15,156,000267
Net interest income$34,640,000295
Provision for loan and lease losses$2,324,000215
Total noninterest income$11,310,000253
Gross Fiduciary activities income$5,552,000113
Service charges on deposit accounts$2,444,000170
Trading account gains and feesNANA
Additional Noninterest Income$3,314,000436
Total noninterest expense$28,339,000290
Salaries and employee benefits$15,699,000280
Premises and equipment expense$2,527,000301
Additional noninterest expense$3,314,000436
Pre-tax net operating income$15,287,000327
Securities gains (losses)$124,000144
Applicable income taxes$3,752,000279
Income before extraordinary items$11,659,000334
Extraordinary gains, net$04
Net income$11,659,000335
Minority interest net income$048
Net income of bank and minority interests.$11,659,000335
Net charge-offs$1,658,000161
Cash dividends$6,400,000231
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,561,040339
2022-12-31 (YTD Data)Rank
Total interest income$167,403,000278
Total interest expense$21,530,000250
Net interest income$145,873,000282
Provision for loan and lease losses$5,195,000273
Total noninterest income$50,878,000246
Gross Fiduciary activities income$23,569,000105
Service charges on deposit accounts$10,235,000169
Trading account gains and feesNANA
Additional Noninterest Income$17,074,000394
Total noninterest expense$125,198,000264
Salaries and employee benefits$74,198,000241
Premises and equipment expense$10,594,000288
Additional noninterest expense$17,074,000394
Pre-tax net operating income$66,358,000312
Securities gains (losses)$-1,129,0004,472
Applicable income taxes$16,072,000283
Income before extraordinary items$49,157,000316
Extraordinary gains, net$05
Net income$49,151,000316
Minority interest net income$6,00058
Net income of bank and minority interests.$49,157,000316
Net charge-offs$2,706,000233
Cash dividends$12,280,000403
Sale, conversion, retirement of capital stock, net$0568
Net operating income$50,048,910323
2022-09-30 (YTD Data)Rank
Total interest income$119,517,000275
Total interest expense$10,431,000258
Net interest income$109,086,000280
Provision for loan and lease losses$4,434,000225
Total noninterest income$37,803,000253
Gross Fiduciary activities income$17,386,000109
Service charges on deposit accounts$7,504,000172
Trading account gains and feesNANA
Additional Noninterest Income$12,913,000399
Total noninterest expense$92,019,000265
Salaries and employee benefits$54,912,000245
Premises and equipment expense$7,904,000289
Additional noninterest expense$12,913,000399
Pre-tax net operating income$50,436,000313
Securities gains (losses)$-1,146,0004,575
Applicable income taxes$12,159,000290
Income before extraordinary items$37,131,000318
Extraordinary gains, net$04
Net income$37,131,000318
Minority interest net income$057
Net income of bank and minority interests.$37,131,000318
Net charge-offs$1,639,000237
Cash dividends$12,280,000301
Sale, conversion, retirement of capital stock, net$0519
Net operating income$38,036,340323
2022-06-30 (YTD Data)Rank
Total interest income$75,700,000272
Total interest expense$4,854,000263
Net interest income$70,846,000275
Provision for loan and lease losses$3,530,000176
Total noninterest income$25,719,000244
Gross Fiduciary activities income$11,809,00091
Service charges on deposit accounts$4,831,000177
Trading account gains and feesNANA
Additional Noninterest Income$9,079,000399
Total noninterest expense$59,537,000263
Salaries and employee benefits$35,392,000245
Premises and equipment expense$5,355,000281
Additional noninterest expense$18,790,000270
Pre-tax net operating income$33,498,000303
Securities gains (losses)$-795,0004,608
Applicable income taxes$8,434,000267
Income before extraordinary items$24,269,000313
Extraordinary gains, net$04
Net income$24,269,000313
Minority interest net income$060
Net income of bank and minority interests.$24,269,000313
Net charge-offs$1,350,000206
Cash dividends$3,680,000531
Sale, conversion, retirement of capital stock, net$0494
Net operating income$24,897,050314
2022-03-31 (YTD Data)Rank
Total interest income$36,793,000272
Total interest expense$1,987,000290
Net interest income$34,806,000272
Provision for loan and lease losses$1,494,000157
Total noninterest income$12,434,000264
Gross Fiduciary activities income$5,941,00090
Service charges on deposit accounts$2,337,000179
Trading account gains and feesNANA
Additional Noninterest Income$4,156,000429
Total noninterest expense$28,744,000272
Salaries and employee benefits$17,137,000256
Premises and equipment expense$2,550,000290
Additional noninterest expense$9,057,000278
Pre-tax net operating income$17,002,000290
Securities gains (losses)$-516,0004,677
Applicable income taxes$4,100,000265
Income before extraordinary items$12,386,000300
Extraordinary gains, net$04
Net income$12,386,000300
Minority interest net income$050
Net income of bank and minority interests.$12,386,000300
Net charge-offs$745,000184
Cash dividends$3,680,000314
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,793,640296
2021-12-31 (YTD Data)Rank
Total interest income$138,902,000280
Total interest expense$9,783,000286
Net interest income$129,119,000280
Provision for loan and lease losses$7,416,00070
Total noninterest income$55,739,000259
Gross Fiduciary activities income$23,249,00091
Service charges on deposit accounts$8,428,000182
Trading account gains and feesNANA
Additional Noninterest Income$24,062,000371
Total noninterest expense$116,731,000263
Salaries and employee benefits$69,477,000250
Premises and equipment expense$9,748,000304
Additional noninterest expense$37,506,000268
Pre-tax net operating income$60,711,000335
Securities gains (losses)$-195,0004,717
Applicable income taxes$17,383,000276
Income before extraordinary items$43,133,000373
Extraordinary gains, net$010
Net income$43,128,000373
Minority interest net income$5,00066
Net income of bank and minority interests.$43,133,000373
Net charge-offs$3,851,000194
Cash dividends$20,800,000289
Sale, conversion, retirement of capital stock, net$0582
Net operating income$43,287,050369
2021-09-30 (YTD Data)Rank
Total interest income$103,519,000283
Total interest expense$7,610,000289
Net interest income$95,909,000281
Provision for loan and lease losses$5,244,00072
Total noninterest income$41,645,000260
Gross Fiduciary activities income$17,349,00088
Service charges on deposit accounts$6,031,000188
Trading account gains and feesNANA
Additional Noninterest Income$18,265,000373
Total noninterest expense$80,330,000286
Salaries and employee benefits$47,847,000271
Premises and equipment expense$7,002,000313
Additional noninterest expense$25,481,000285
Pre-tax net operating income$51,980,000304
Securities gains (losses)$-210,0004,843
Applicable income taxes$12,460,000281
Income before extraordinary items$39,310,000326
Extraordinary gains, net$08
Net income$39,310,000326
Minority interest net income$069
Net income of bank and minority interests.$39,310,000326
Net charge-offs$2,256,000227
Cash dividends$20,800,000226
Sale, conversion, retirement of capital stock, net$0543
Net operating income$39,475,900319
2021-06-30 (YTD Data)Rank
Total interest income$67,305,000285
Total interest expense$5,256,000292
Net interest income$62,049,000284
Provision for loan and lease losses$4,160,00064
Total noninterest income$27,583,000266
Gross Fiduciary activities income$11,284,00088
Service charges on deposit accounts$3,764,000192
Trading account gains and feesNANA
Additional Noninterest Income$12,535,000370
Total noninterest expense$51,792,000296
Salaries and employee benefits$30,895,000282
Premises and equipment expense$4,600,000317
Additional noninterest expense$16,297,000295
Pre-tax net operating income$33,680,000309
Securities gains (losses)$-177,0004,888
Applicable income taxes$6,242,000348
Income before extraordinary items$27,261,000320
Extraordinary gains, net$06
Net income$27,261,000319
Minority interest net income$067
Net income of bank and minority interests.$27,261,000320
Net charge-offs$1,115,000255
Cash dividends$8,800,000301
Sale, conversion, retirement of capital stock, net$0517
Net operating income$27,404,370311
2021-03-31 (YTD Data)Rank
Total interest income$33,046,000289
Total interest expense$2,732,000302
Net interest income$30,314,000290
Provision for loan and lease losses$2,552,00070
Total noninterest income$13,869,000273
Gross Fiduciary activities income$5,495,00091
Service charges on deposit accounts$1,796,000196
Trading account gains and feesNANA
Additional Noninterest Income$6,578,000372
Total noninterest expense$23,567,000319
Salaries and employee benefits$13,585,000304
Premises and equipment expense$2,273,000327
Additional noninterest expense$7,709,000293
Pre-tax net operating income$18,064,000298
Securities gains (losses)$-178,0004,910
Applicable income taxes$-646,0004,967
Income before extraordinary items$18,532,000262
Extraordinary gains, net$03
Net income$18,532,000262
Minority interest net income$055
Net income of bank and minority interests.$18,532,000262
Net charge-offs$606,000240
Cash dividends$8,800,000172
Sale, conversion, retirement of capital stock, net$0482
Net operating income$18,710,000253
2020-12-31 (YTD Data)Rank
Total interest income$125,202,000304
Total interest expense$14,886,000353
Net interest income$110,316,000296
Provision for loan and lease losses$13,592,000277
Total noninterest income$50,151,000277
Gross Fiduciary activities income$20,735,00089
Service charges on deposit accounts$7,835,000185
Trading account gains and feesNANA
Additional Noninterest Income$21,581,000385
Total noninterest expense$97,865,000294
Salaries and employee benefits$56,254,000290
Premises and equipment expense$9,510,000308
Additional noninterest expense$32,101,000295
Pre-tax net operating income$49,010,000303
Securities gains (losses)$164,0001,133
Applicable income taxes$7,986,000357
Income before extraordinary items$41,188,000291
Extraordinary gains, net$04
Net income$41,183,000290
Minority interest net income$5,00065
Net income of bank and minority interests.$41,188,000291
Net charge-offs$4,439,000240
Cash dividends$11,600,000407
Sale, conversion, retirement of capital stock, net$0566
Net operating income$41,050,240284
2020-09-30 (YTD Data)Rank
Total interest income$91,289,000309
Total interest expense$11,741,000361
Net interest income$79,548,000299
Provision for loan and lease losses$10,586,000293
Total noninterest income$35,517,000279
Gross Fiduciary activities income$15,341,00088
Service charges on deposit accounts$5,720,000185
Trading account gains and feesNANA
Additional Noninterest Income$14,456,000397
Total noninterest expense$69,415,000301
Salaries and employee benefits$40,344,000293
Premises and equipment expense$6,993,000312
Additional noninterest expense$22,078,000305
Pre-tax net operating income$35,064,000284
Securities gains (losses)$209,000868
Applicable income taxes$7,993,000267
Income before extraordinary items$27,280,000298
Extraordinary gains, net$04
Net income$27,280,000296
Minority interest net income$065
Net income of bank and minority interests.$27,280,000298
Net charge-offs$3,309,000226
Cash dividends$9,600,000371
Sale, conversion, retirement of capital stock, net$0532
Net operating income$27,114,890287
2020-06-30 (YTD Data)Rank
Total interest income$61,643,000310
Total interest expense$8,369,000376
Net interest income$53,274,000301
Provision for loan and lease losses$8,053,000300
Total noninterest income$21,720,000277
Gross Fiduciary activities income$10,217,00089
Service charges on deposit accounts$3,900,000184
Trading account gains and feesNANA
Additional Noninterest Income$7,603,000432
Total noninterest expense$45,561,000303
Salaries and employee benefits$26,468,000290
Premises and equipment expense$4,804,000306
Additional noninterest expense$14,289,000308
Pre-tax net operating income$21,380,000269
Securities gains (losses)$213,000678
Applicable income taxes$5,233,000237
Income before extraordinary items$16,360,000293
Extraordinary gains, net$04
Net income$16,360,000292
Minority interest net income$065
Net income of bank and minority interests.$16,360,000293
Net charge-offs$2,098,000245
Cash dividends$9,600,000284
Sale, conversion, retirement of capital stock, net$0504
Net operating income$16,191,730287
2020-03-31 (YTD Data)Rank
Total interest income$30,690,000315
Total interest expense$4,706,000381
Net interest income$25,984,000307
Provision for loan and lease losses$3,590,000290
Total noninterest income$11,593,000248
Gross Fiduciary activities income$5,358,00087
Service charges on deposit accounts$2,480,000172
Trading account gains and feesNANA
Additional Noninterest Income$3,755,000394
Total noninterest expense$23,224,000296
Salaries and employee benefits$13,831,000270
Premises and equipment expense$2,334,000312
Additional noninterest expense$7,059,000312
Pre-tax net operating income$10,763,000244
Securities gains (losses)$160,000446
Applicable income taxes$2,360,000235
Income before extraordinary items$8,563,000256
Extraordinary gains, net$04
Net income$8,563,000256
Minority interest net income$056
Net income of bank and minority interests.$8,563,000256
Net charge-offs$1,610,000183
Cash dividends$9,600,000206
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,436,600254
2019-12-31 (YTD Data)Rank
Total interest income$122,226,000317
Total interest expense$19,539,000394
Net interest income$102,687,000308
Provision for loan and lease losses$6,850,000209
Total noninterest income$47,541,000245
Gross Fiduciary activities income$20,456,00090
Service charges on deposit accounts$10,583,000163
Trading account gains and feesNANA
Additional Noninterest Income$16,502,000373
Total noninterest expense$90,414,000296
Salaries and employee benefits$52,712,000278
Premises and equipment expense$8,689,000328
Additional noninterest expense$29,013,000294
Pre-tax net operating income$52,964,000300
Securities gains (losses)$185,000663
Applicable income taxes$12,141,000288
Income before extraordinary items$41,008,000312
Extraordinary gains, net$011
Net income$41,003,000313
Minority interest net income$5,00065
Net income of bank and minority interests.$41,008,000313
Net charge-offs$6,905,000169
Cash dividends$15,120,000354
Sale, conversion, retirement of capital stock, net$0626
Net operating income$40,861,850307
2019-09-30 (YTD Data)Rank
Total interest income$91,030,000326
Total interest expense$14,530,000404
Net interest income$76,500,000314
Provision for loan and lease losses$4,925,000213
Total noninterest income$35,030,000243
Gross Fiduciary activities income$15,097,00091
Service charges on deposit accounts$7,859,000163
Trading account gains and feesNANA
Additional Noninterest Income$12,074,000370
Total noninterest expense$64,541,000312
Salaries and employee benefits$38,796,000287
Premises and equipment expense$6,204,000342
Additional noninterest expense$19,541,000316
Pre-tax net operating income$42,064,000290
Securities gains (losses)$232,000486
Applicable income taxes$9,429,000289
Income before extraordinary items$32,867,000302
Extraordinary gains, net$011
Net income$32,867,000303
Minority interest net income$072
Net income of bank and minority interests.$32,867,000303
Net charge-offs$4,620,000179
Cash dividends$15,120,000279
Sale, conversion, retirement of capital stock, net$0590
Net operating income$32,683,720297
2019-06-30 (YTD Data)Rank
Total interest income$59,883,000329
Total interest expense$9,526,000407
Net interest income$50,357,000319
Provision for loan and lease losses$3,425,000208
Total noninterest income$23,165,000239
Gross Fiduciary activities income$9,899,00093
Service charges on deposit accounts$5,154,000165
Trading account gains and fees$0131
Additional Noninterest Income$8,112,000364
Total noninterest expense$42,256,000316
Salaries and employee benefits$25,054,000292
Premises and equipment expense$4,233,000338
Additional noninterest expense$12,969,000325
Pre-tax net operating income$27,841,000291
Securities gains (losses)$373,000266
Applicable income taxes$6,229,000290
Income before extraordinary items$21,985,000294
Extraordinary gains, net$011
Net income$21,985,000296
Minority interest net income$069
Net income of bank and minority interests.$21,985,000296
Net charge-offs$1,571,000266
Cash dividends$5,920,000396
Sale, conversion, retirement of capital stock, net$0573
Net operating income$21,690,330292
2019-03-31 (YTD Data)Rank
Total interest income$29,216,000330
Total interest expense$4,500,000416
Net interest income$24,716,000321
Provision for loan and lease losses$1,625,000206
Total noninterest income$10,902,000238
Gross Fiduciary activities income$4,750,00093
Service charges on deposit accounts$2,533,000160
Trading account gains and fees$0126
Additional Noninterest Income$3,619,000377
Total noninterest expense$20,740,000320
Salaries and employee benefits$12,448,000286
Premises and equipment expense$2,128,000341
Additional noninterest expense$6,164,000334
Pre-tax net operating income$13,253,000293
Securities gains (losses)$154,000223
Applicable income taxes$2,860,000288
Income before extraordinary items$10,547,000295
Extraordinary gains, net$05
Net income$10,547,000295
Minority interest net income$052
Net income of bank and minority interests.$10,547,000295
Net charge-offs$710,000263
Cash dividends$5,920,000241
Sale, conversion, retirement of capital stock, net$0529
Net operating income$10,425,340292
2018-12-31 (YTD Data)Rank
Total interest income$108,262,000336
Total interest expense$12,673,000435
Net interest income$95,589,000326
Provision for loan and lease losses$7,775,000196
Total noninterest income$48,030,000232
Gross Fiduciary activities income$18,484,00097
Service charges on deposit accounts$10,689,000158
Trading account gains and fees$0126
Additional Noninterest Income$18,857,000323
Total noninterest expense$86,938,000305
Salaries and employee benefits$51,704,000274
Premises and equipment expense$8,456,000333
Additional noninterest expense$26,778,000312
Pre-tax net operating income$48,906,000319
Securities gains (losses)$-656,0005,288
Applicable income taxes$10,028,000310
Income before extraordinary items$38,222,000324
Extraordinary gains, net$06
Net income$38,217,000324
Minority interest net income$5,00063
Net income of bank and minority interests.$38,222,000324
Net charge-offs$7,092,000163
Cash dividends$10,080,000414
Sale, conversion, retirement of capital stock, net$0671
Net operating income$38,740,240321
2018-09-30 (YTD Data)Rank
Total interest income$79,290,000340
Total interest expense$8,527,000448
Net interest income$70,763,000327
Provision for loan and lease losses$5,500,000192
Total noninterest income$36,358,000227
Gross Fiduciary activities income$13,705,00096
Service charges on deposit accounts$7,830,000160
Trading account gains and fees$0138
Additional Noninterest Income$14,823,000317
Total noninterest expense$63,092,000315
Salaries and employee benefits$37,335,000282
Premises and equipment expense$6,363,000334
Additional noninterest expense$19,394,000314
Pre-tax net operating income$38,529,000314
Securities gains (losses)$21,000556
Applicable income taxes$7,939,000298
Income before extraordinary items$30,611,000311
Extraordinary gains, net$05
Net income$30,611,000311
Minority interest net income$066
Net income of bank and minority interests.$30,611,000311
Net charge-offs$5,215,000157
Cash dividends$10,080,000313
Sale, conversion, retirement of capital stock, net$0633
Net operating income$30,594,410311
2018-06-30 (YTD Data)Rank
Total interest income$51,228,000345
Total interest expense$5,117,000455
Net interest income$46,111,000336
Provision for loan and lease losses$3,800,000195
Total noninterest income$20,770,000253
Gross Fiduciary activities income$8,789,00098
Service charges on deposit accounts$5,143,000160
Trading account gains and fees$0130
Additional Noninterest Income$6,838,000402
Total noninterest expense$40,681,000323
Salaries and employee benefits$23,529,000303
Premises and equipment expense$4,298,000331
Additional noninterest expense$12,854,000313
Pre-tax net operating income$22,400,000326
Securities gains (losses)$-4,0004,827
Applicable income taxes$4,522,000327
Income before extraordinary items$17,874,000332
Extraordinary gains, net$06
Net income$17,874,000332
Minority interest net income$065
Net income of bank and minority interests.$17,874,000332
Net charge-offs$4,728,000132
Cash dividends$5,280,000366
Sale, conversion, retirement of capital stock, net$0620
Net operating income$17,877,200333
2018-03-31 (YTD Data)Rank
Total interest income$24,932,000349
Total interest expense$2,380,000455
Net interest income$22,552,000339
Provision for loan and lease losses$1,700,000196
Total noninterest income$9,728,000267
Gross Fiduciary activities income$3,911,000107
Service charges on deposit accounts$2,536,000159
Trading account gains and fees$0123
Additional Noninterest Income$3,281,000412
Total noninterest expense$18,980,000337
Salaries and employee benefits$10,998,000319
Premises and equipment expense$2,147,000335
Additional noninterest expense$5,835,000337
Pre-tax net operating income$11,600,000315
Securities gains (losses)$-4,0005,105
Applicable income taxes$2,607,000300
Income before extraordinary items$8,989,000326
Extraordinary gains, net$07
Net income$8,989,000326
Minority interest net income$052
Net income of bank and minority interests.$8,989,000326
Net charge-offs$659,000272
Cash dividends$5,280,000201
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,992,160325
2017-12-31 (YTD Data)Rank
Total interest income$92,897,000351
Total interest expense$7,820,000453
Net interest income$85,077,000338
Provision for loan and lease losses$6,400,000213
Total noninterest income$37,023,000273
Gross Fiduciary activities income$13,294,000113
Service charges on deposit accounts$10,114,000161
Trading account gains and fees$0151
Additional Noninterest Income$13,615,000414
Total noninterest expense$74,948,000327
Salaries and employee benefits$42,675,000310
Premises and equipment expense$8,198,000345
Additional noninterest expense$24,075,000332
Pre-tax net operating income$40,752,000329
Securities gains (losses)$-22,0005,185
Applicable income taxes$17,167,000292
Income before extraordinary items$23,563,000367
Extraordinary gains, net$09
Net income$23,558,000367
Minority interest net income$5,00064
Net income of bank and minority interests.$23,563,000368
Net charge-offs$6,201,000190
Cash dividends$8,320,000433
Sale, conversion, retirement of capital stock, net$0711
Net operating income$23,577,080365
2017-09-30 (YTD Data)Rank
Total interest income$68,370,000355
Total interest expense$5,654,000460
Net interest income$62,716,000344
Provision for loan and lease losses$5,100,000200
Total noninterest income$27,359,000280
Gross Fiduciary activities income$9,898,000113
Service charges on deposit accounts$7,412,000167
Trading account gains and fees$0145
Additional Noninterest Income$10,049,000420
Total noninterest expense$55,006,000335
Salaries and employee benefits$31,456,000316
Premises and equipment expense$6,107,000348
Additional noninterest expense$17,443,000331
Pre-tax net operating income$29,969,000339
Securities gains (losses)$-22,0005,509
Applicable income taxes$9,707,000315
Income before extraordinary items$20,240,000358
Extraordinary gains, net$09
Net income$20,240,000357
Minority interest net income$071
Net income of bank and minority interests.$20,240,000358
Net charge-offs$2,257,000274
Cash dividends$8,320,000328
Sale, conversion, retirement of capital stock, net$0677
Net operating income$20,254,960357
2017-06-30 (YTD Data)Rank
Total interest income$44,855,000355
Total interest expense$3,649,000460
Net interest income$41,206,000348
Provision for loan and lease losses$3,000,000213
Total noninterest income$17,693,000286
Gross Fiduciary activities income$6,475,000113
Service charges on deposit accounts$4,754,000166
Trading account gains and fees$0139
Additional Noninterest Income$6,464,000428
Total noninterest expense$36,569,000339
Salaries and employee benefits$20,706,000321
Premises and equipment expense$4,122,000346
Additional noninterest expense$11,741,000335
Pre-tax net operating income$19,330,000343
Securities gains (losses)$-15,0005,547
Applicable income taxes$6,164,000322
Income before extraordinary items$13,151,000363
Extraordinary gains, net$011
Net income$13,151,000362
Minority interest net income$071
Net income of bank and minority interests.$13,151,000363
Net charge-offs$1,896,000233
Cash dividends$3,680,000463
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,161,200363
2017-03-31 (YTD Data)Rank
Total interest income$22,144,000359
Total interest expense$1,676,000484
Net interest income$20,468,000352
Provision for loan and lease losses$1,440,000218
Total noninterest income$8,492,000290
Gross Fiduciary activities income$3,301,000111
Service charges on deposit accounts$2,262,000172
Trading account gains and fees$0142
Additional Noninterest Income$2,929,000459
Total noninterest expense$17,790,000353
Salaries and employee benefits$10,171,000336
Premises and equipment expense$2,045,000352
Additional noninterest expense$5,574,000343
Pre-tax net operating income$9,730,000340
Securities gains (losses)$-15,0005,683
Applicable income taxes$3,102,000325
Income before extraordinary items$6,613,000361
Extraordinary gains, net$08
Net income$6,613,000361
Minority interest net income$055
Net income of bank and minority interests.$6,613,000361
Net charge-offs$1,201,000204
Cash dividends$3,680,000247
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,623,200354
2016-12-31 (YTD Data)Rank
Total interest income$84,097,000359
Total interest expense$5,143,000584
Net interest income$78,954,000346
Provision for loan and lease losses$4,349,000287
Total noninterest income$34,992,000282
Gross Fiduciary activities income$12,324,000111
Service charges on deposit accounts$8,902,000174
Trading account gains and fees$0170
Additional Noninterest Income$13,766,000410
Total noninterest expense$72,722,000338
Salaries and employee benefits$40,691,000325
Premises and equipment expense$8,055,000344
Additional noninterest expense$23,976,000330
Pre-tax net operating income$36,875,000320
Securities gains (losses)$66,0001,647
Applicable income taxes$13,226,000289
Income before extraordinary items$23,715,000362
Extraordinary gains, net$05
Net income$23,710,000361
Minority interest net income$5,00071
Net income of bank and minority interests.$23,715,000361
Net charge-offs$4,153,000242
Cash dividends$13,600,000287
Sale, conversion, retirement of capital stock, net$0759
Net operating income$23,672,760359
2016-09-30 (YTD Data)Rank
Total interest income$62,484,000361
Total interest expense$3,822,000579
Net interest income$58,662,000346
Provision for loan and lease losses$3,500,000261
Total noninterest income$25,650,000288
Gross Fiduciary activities income$8,892,000113
Service charges on deposit accounts$6,391,000179
Trading account gains and fees$0169
Additional Noninterest Income$10,367,000408
Total noninterest expense$53,639,000342
Salaries and employee benefits$30,105,000329
Premises and equipment expense$6,007,000345
Additional noninterest expense$17,527,000338
Pre-tax net operating income$27,173,000320
Securities gains (losses)$68,0001,545
Applicable income taxes$9,645,000294
Income before extraordinary items$17,596,000357
Extraordinary gains, net$05
Net income$17,596,000357
Minority interest net income$071
Net income of bank and minority interests.$17,596,000357
Net charge-offs$2,446,000253
Cash dividends$13,600,000218
Sale, conversion, retirement of capital stock, net$0719
Net operating income$17,551,800350
2016-06-30 (YTD Data)Rank
Total interest income$41,512,000360
Total interest expense$2,523,000584
Net interest income$38,989,000347
Provision for loan and lease losses$2,200,000268
Total noninterest income$16,143,000296
Gross Fiduciary activities income$5,941,000114
Service charges on deposit accounts$4,144,000185
Trading account gains and fees$0157
Additional Noninterest Income$6,058,000433
Total noninterest expense$35,481,000344
Salaries and employee benefits$19,731,000336
Premises and equipment expense$4,040,000343
Additional noninterest expense$11,710,000339
Pre-tax net operating income$17,451,000331
Securities gains (losses)$60,0001,303
Applicable income taxes$6,102,000291
Income before extraordinary items$11,409,000357
Extraordinary gains, net$016
Net income$11,409,000356
Minority interest net income$071
Net income of bank and minority interests.$11,409,000356
Net charge-offs$1,961,000223
Cash dividends$5,040,000358
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,370,000357
2016-03-31 (YTD Data)Rank
Total interest income$20,497,000362
Total interest expense$1,271,000572
Net interest income$19,226,000347
Provision for loan and lease losses$1,400,000227
Total noninterest income$7,758,000289
Gross Fiduciary activities income$2,797,000115
Service charges on deposit accounts$1,999,000187
Trading account gains and fees$0142
Additional Noninterest Income$2,962,000426
Total noninterest expense$17,356,000343
Salaries and employee benefits$9,936,000330
Premises and equipment expense$2,010,000344
Additional noninterest expense$5,410,000351
Pre-tax net operating income$8,228,000329
Securities gains (losses)$24,0001,160
Applicable income taxes$2,685,000321
Income before extraordinary items$5,567,000358
Extraordinary gains, net$012
Net income$5,567,000358
Minority interest net income$062
Net income of bank and minority interests.$5,567,000358
Net charge-offs$1,579,000160
Cash dividends$5,040,000205
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,550,920351
2015-12-31 (YTD Data)Rank
Total interest income$79,812,000351
Total interest expense$4,692,000587
Net interest income$75,120,000339
Provision for loan and lease losses$5,695,000194
Total noninterest income$32,536,000290
Gross Fiduciary activities income$12,575,000110
Service charges on deposit accounts$7,462,000202
Trading account gains and fees$0159
Additional Noninterest Income$12,499,000423
Total noninterest expense$67,631,000342
Salaries and employee benefits$39,299,000313
Premises and equipment expense$7,722,000350
Additional noninterest expense$20,610,000358
Pre-tax net operating income$34,330,000320
Securities gains (losses)$-56,0006,041
Applicable income taxes$10,651,000301
Income before extraordinary items$23,623,000336
Extraordinary gains, net$023
Net income$23,618,000336
Minority interest net income$5,00073
Net income of bank and minority interests.$23,623,000336
Net charge-offs$4,621,000200
Cash dividends$8,360,000438
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,661,640332
2015-09-30 (YTD Data)Rank
Total interest income$59,179,000360
Total interest expense$3,434,000609
Net interest income$55,745,000346
Provision for loan and lease losses$4,620,000175
Total noninterest income$23,682,000299
Gross Fiduciary activities income$9,062,000111
Service charges on deposit accounts$5,380,000215
Trading account gains and fees$0153
Additional Noninterest Income$9,240,000430
Total noninterest expense$49,932,000353
Salaries and employee benefits$29,217,000325
Premises and equipment expense$5,727,000368
Additional noninterest expense$14,988,000373
Pre-tax net operating income$24,875,000337
Securities gains (losses)$-49,0006,145
Applicable income taxes$8,527,000304
Income before extraordinary items$16,299,000371
Extraordinary gains, net$021
Net income$16,299,000371
Minority interest net income$078
Net income of bank and minority interests.$16,299,000371
Net charge-offs$3,746,000176
Cash dividends$8,360,000325
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,331,340360
2015-06-30 (YTD Data)Rank
Total interest income$39,014,000365
Total interest expense$2,268,000613
Net interest income$36,746,000349
Provision for loan and lease losses$3,330,000168
Total noninterest income$15,324,000308
Gross Fiduciary activities income$5,952,000115
Service charges on deposit accounts$3,535,000216
Trading account gains and fees$0157
Additional Noninterest Income$5,837,000454
Total noninterest expense$34,358,000346
Salaries and employee benefits$20,298,000306
Premises and equipment expense$3,909,000353
Additional noninterest expense$10,151,000363
Pre-tax net operating income$14,382,000375
Securities gains (losses)$-34,0006,217
Applicable income taxes$4,695,000341
Income before extraordinary items$9,653,000408
Extraordinary gains, net$022
Net income$9,653,000408
Minority interest net income$075
Net income of bank and minority interests.$9,653,000408
Net charge-offs$3,036,000156
Cash dividends$3,760,000423
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,675,780400
2015-03-31 (YTD Data)Rank
Total interest income$19,397,000368
Total interest expense$1,151,000607
Net interest income$18,246,000357
Provision for loan and lease losses$2,250,000134
Total noninterest income$7,282,000310
Gross Fiduciary activities income$2,890,000116
Service charges on deposit accounts$1,747,000219
Trading account gains and fees$0152
Additional Noninterest Income$2,645,000469
Total noninterest expense$17,859,000337
Salaries and employee benefits$11,046,000290
Premises and equipment expense$1,934,000363
Additional noninterest expense$4,879,000367
Pre-tax net operating income$5,419,000450
Securities gains (losses)$-5,0006,182
Applicable income taxes$1,739,000428
Income before extraordinary items$3,675,000509
Extraordinary gains, net$013
Net income$3,675,000509
Minority interest net income$064
Net income of bank and minority interests.$3,675,000509
Net charge-offs$697,000253
Cash dividends$3,760,000236
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,678,400495
2014-12-31 (YTD Data)Rank
Total interest income$75,872,000359
Total interest expense$3,763,000782
Net interest income$72,109,000337
Provision for loan and lease losses$4,590,000232
Total noninterest income$29,467,000288
Gross Fiduciary activities income$11,480,000114
Service charges on deposit accounts$7,592,000215
Trading account gains and fees$0180
Additional Noninterest Income$10,395,000437
Total noninterest expense$64,528,000353
Salaries and employee benefits$35,840,000341
Premises and equipment expense$7,419,000365
Additional noninterest expense$21,269,000350
Pre-tax net operating income$32,458,000316
Securities gains (losses)$40,0001,884
Applicable income taxes$10,273,000298
Income before extraordinary items$22,225,000334
Extraordinary gains, net$017
Net income$22,220,000334
Minority interest net income$5,00077
Net income of bank and minority interests.$22,225,000333
Net charge-offs$3,425,000307
Cash dividends$5,360,000568
Sale, conversion, retirement of capital stock, net$0862
Net operating income$22,197,800328
2014-09-30 (YTD Data)Rank
Total interest income$55,923,000365
Total interest expense$2,838,000789
Net interest income$53,085,000342
Provision for loan and lease losses$2,750,000265
Total noninterest income$21,935,000285
Gross Fiduciary activities income$8,521,000113
Service charges on deposit accounts$5,684,000213
Trading account gains and fees$0174
Additional Noninterest Income$7,730,000438
Total noninterest expense$48,537,000346
Salaries and employee benefits$26,953,000334
Premises and equipment expense$5,605,000364
Additional noninterest expense$15,979,000351
Pre-tax net operating income$23,733,000322
Securities gains (losses)$-3,0006,006
Applicable income taxes$7,542,000300
Income before extraordinary items$16,188,000344
Extraordinary gains, net$015
Net income$16,188,000344
Minority interest net income$081
Net income of bank and minority interests.$16,188,000344
Net charge-offs$2,039,000374
Cash dividends$5,360,000415
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,190,040340
2014-06-30 (YTD Data)Rank
Total interest income$36,456,000370
Total interest expense$1,887,000797
Net interest income$34,569,000348
Provision for loan and lease losses$2,100,000235
Total noninterest income$14,302,000284
Gross Fiduciary activities income$5,583,000112
Service charges on deposit accounts$3,720,000214
Trading account gains and fees$0172
Additional Noninterest Income$4,999,000444
Total noninterest expense$33,009,000343
Salaries and employee benefits$17,931,000334
Premises and equipment expense$3,878,000349
Additional noninterest expense$11,200,000332
Pre-tax net operating income$13,762,000350
Securities gains (losses)$19,0001,669
Applicable income taxes$4,186,000339
Income before extraordinary items$9,595,000384
Extraordinary gains, net$020
Net income$9,595,000382
Minority interest net income$080
Net income of bank and minority interests.$9,595,000384
Net charge-offs$1,194,000428
Cash dividends$3,200,000451
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,581,700375
2014-03-31 (YTD Data)Rank
Total interest income$18,212,000365
Total interest expense$943,000810
Net interest income$17,269,000347
Provision for loan and lease losses$1,150,000229
Total noninterest income$7,015,000287
Gross Fiduciary activities income$2,793,000112
Service charges on deposit accounts$1,824,000216
Trading account gains and fees$0147
Additional Noninterest Income$2,398,000434
Total noninterest expense$16,631,000343
Salaries and employee benefits$9,129,000316
Premises and equipment expense$1,882,000368
Additional noninterest expense$5,620,000327
Pre-tax net operating income$6,503,000352
Securities gains (losses)$01,715
Applicable income taxes$2,002,000328
Income before extraordinary items$4,501,000383
Extraordinary gains, net$016
Net income$4,501,000383
Minority interest net income$066
Net income of bank and minority interests.$4,501,000383
Net charge-offs$548,000466
Cash dividends$3,200,000225
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,501,000376
2013-12-31 (YTD Data)Rank
Total interest income$72,345,000360
Total interest expense$4,331,000771
Net interest income$68,014,000342
Provision for loan and lease losses$3,105,000423
Total noninterest income$30,614,000291
Gross Fiduciary activities income$10,781,000112
Service charges on deposit accounts$8,998,000185
Trading account gains and fees$0184
Additional Noninterest Income$10,835,000450
Total noninterest expense$62,483,000355
Salaries and employee benefits$35,151,000325
Premises and equipment expense$9,476,000275
Additional noninterest expense$17,856,000408
Pre-tax net operating income$33,040,000293
Securities gains (losses)$-163,0006,600
Applicable income taxes$9,801,000274
Income before extraordinary items$23,076,000320
Extraordinary gains, net$029
Net income$23,071,000320
Minority interest net income$5,00082
Net income of bank and minority interests.$23,076,000320
Net charge-offs$2,096,000718
Cash dividends$12,960,000268
Sale, conversion, retirement of capital stock, net$0924
Net operating income$23,190,100315
2013-09-30 (YTD Data)Rank
Total interest income$54,376,000364
Total interest expense$3,311,000780
Net interest income$51,065,000345
Provision for loan and lease losses$2,025,000488
Total noninterest income$22,772,000307
Gross Fiduciary activities income$8,151,000110
Service charges on deposit accounts$6,333,000200
Trading account gains and fees$0180
Additional Noninterest Income$8,288,000462
Total noninterest expense$45,602,000367
Salaries and employee benefits$25,328,000340
Premises and equipment expense$7,116,000271
Additional noninterest expense$13,158,000415
Pre-tax net operating income$26,210,000283
Securities gains (losses)$-151,0006,756
Applicable income taxes$7,545,000284
Income before extraordinary items$18,514,000314
Extraordinary gains, net$025
Net income$18,508,000315
Minority interest net income$6,00077
Net income of bank and minority interests.$18,514,000315
Net charge-offs$1,658,000691
Cash dividends$12,960,000202
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,621,210305
2013-06-30 (YTD Data)Rank
Total interest income$36,055,000364
Total interest expense$2,270,000787
Net interest income$33,785,000339
Provision for loan and lease losses$1,700,000419
Total noninterest income$14,925,000317
Gross Fiduciary activities income$5,224,000113
Service charges on deposit accounts$3,964,000209
Trading account gains and fees$0157
Additional Noninterest Income$5,737,000459
Total noninterest expense$30,789,000366
Salaries and employee benefits$17,380,000327
Premises and equipment expense$4,815,000270
Additional noninterest expense$8,594,000417
Pre-tax net operating income$16,221,000297
Securities gains (losses)$-99,0006,837
Applicable income taxes$4,588,000296
Income before extraordinary items$11,534,000325
Extraordinary gains, net$022
Net income$11,534,000326
Minority interest net income$082
Net income of bank and minority interests.$11,534,000326
Net charge-offs$1,222,000672
Cash dividends$4,320,000331
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,605,280313
2013-03-31 (YTD Data)Rank
Total interest income$18,006,000363
Total interest expense$1,167,000795
Net interest income$16,839,000342
Provision for loan and lease losses$700,000531
Total noninterest income$7,525,000303
Gross Fiduciary activities income$2,564,000114
Service charges on deposit accounts$1,936,000208
Trading account gains and fees$0148
Additional Noninterest Income$3,025,000450
Total noninterest expense$14,856,000380
Salaries and employee benefits$8,360,000348
Premises and equipment expense$2,397,000273
Additional noninterest expense$4,099,000448
Pre-tax net operating income$8,808,000284
Securities gains (losses)$-62,0006,932
Applicable income taxes$2,401,000299
Income before extraordinary items$6,345,000294
Extraordinary gains, net$010
Net income$6,345,000296
Minority interest net income$076
Net income of bank and minority interests.$6,345,000296
Net charge-offs$594,000681
Cash dividends$4,320,000168
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,390,260281
2012-12-31 (YTD Data)Rank
Total interest income$74,034,000366
Total interest expense$5,692,000782
Net interest income$68,342,000341
Provision for loan and lease losses$4,300,000576
Total noninterest income$29,087,000323
Gross Fiduciary activities income$9,059,000118
Service charges on deposit accounts$8,096,000202
Trading account gains and fees$0166
Additional Noninterest Income$11,932,000432
Total noninterest expense$62,138,000367
Salaries and employee benefits$35,280,000311
Premises and equipment expense$9,611,000265
Additional noninterest expense$17,247,000448
Pre-tax net operating income$30,991,000301
Securities gains (losses)$-118,0006,910
Applicable income taxes$8,421,000311
Income before extraordinary items$22,452,000318
Extraordinary gains, net$029
Net income$22,446,000317
Minority interest net income$6,00083
Net income of bank and minority interests.$22,452,000317
Net charge-offs$3,078,000832
Cash dividends$15,600,000230
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$22,538,140306
2012-09-30 (YTD Data)Rank
Total interest income$55,014,000373
Total interest expense$4,391,000798
Net interest income$50,623,000349
Provision for loan and lease losses$3,800,000506
Total noninterest income$21,355,000333
Gross Fiduciary activities income$6,743,000118
Service charges on deposit accounts$5,979,000204
Trading account gains and fees$0157
Additional Noninterest Income$8,633,000441
Total noninterest expense$46,987,000361
Salaries and employee benefits$27,041,000307
Premises and equipment expense$7,117,000269
Additional noninterest expense$12,829,000448
Pre-tax net operating income$21,191,000327
Securities gains (losses)$-89,0007,007
Applicable income taxes$5,488,000348
Income before extraordinary items$15,614,000344
Extraordinary gains, net$020
Net income$15,614,000344
Minority interest net income$086
Net income of bank and minority interests.$15,614,000344
Net charge-offs$1,755,0001,002
Cash dividends$12,800,000177
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,679,860327
2012-06-30 (YTD Data)Rank
Total interest income$36,535,000378
Total interest expense$2,982,000811
Net interest income$33,553,000355
Provision for loan and lease losses$2,300,000575
Total noninterest income$14,036,000325
Gross Fiduciary activities income$4,491,000118
Service charges on deposit accounts$3,951,000207
Trading account gains and fees$0153
Additional Noninterest Income$5,594,000435
Total noninterest expense$32,072,000349
Salaries and employee benefits$18,796,000290
Premises and equipment expense$4,810,000268
Additional noninterest expense$8,466,000454
Pre-tax net operating income$13,217,000334
Securities gains (losses)$-91,0007,095
Applicable income taxes$3,611,000351
Income before extraordinary items$9,515,000355
Extraordinary gains, net$019
Net income$9,515,000354
Minority interest net income$084
Net income of bank and minority interests.$9,515,000354
Net charge-offs$1,122,0001,047
Cash dividends$6,400,000208
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,580,520335
2012-03-31 (YTD Data)Rank
Total interest income$18,362,000381
Total interest expense$1,515,000830
Net interest income$16,847,000350
Provision for loan and lease losses$1,150,000553
Total noninterest income$6,679,000328
Gross Fiduciary activities income$2,323,000115
Service charges on deposit accounts$2,007,000204
Trading account gains and fees$0148
Additional Noninterest Income$2,349,000487
Total noninterest expense$16,732,000326
Salaries and employee benefits$10,129,000270
Premises and equipment expense$2,355,000271
Additional noninterest expense$4,248,000430
Pre-tax net operating income$5,644,000386
Securities gains (losses)$-6,0007,014
Applicable income taxes$1,482,000386
Income before extraordinary items$4,156,000403
Extraordinary gains, net$019
Net income$4,156,000403
Minority interest net income$078
Net income of bank and minority interests.$4,156,000404
Net charge-offs$404,0001,245
Cash dividends$4,800,000137
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,160,440383
2011-12-31 (YTD Data)Rank
Total interest income$73,147,000383
Total interest expense$8,896,000655
Net interest income$64,251,000357
Provision for loan and lease losses$3,775,000995
Total noninterest income$25,341,000309
Gross Fiduciary activities income$8,444,000108
Service charges on deposit accounts$11,136,000156
Trading account gains and fees$0146
Additional Noninterest Income$5,761,000631
Total noninterest expense$58,962,000363
Salaries and employee benefits$33,622,000297
Premises and equipment expense$8,932,000300
Additional noninterest expense$16,408,000469
Pre-tax net operating income$26,855,000287
Securities gains (losses)$-157,0007,135
Applicable income taxes$6,403,000344
Income before extraordinary items$20,295,000295
Extraordinary gains, net$029
Net income$20,295,000296
Minority interest net income$096
Net income of bank and minority interests.$20,295,000296
Net charge-offs$3,315,0001,113
Cash dividends$12,960,000198
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$20,414,320282
2011-09-30 (YTD Data)Rank
Total interest income$54,631,000388
Total interest expense$7,259,000618
Net interest income$47,372,000361
Provision for loan and lease losses$2,390,0001,096
Total noninterest income$18,850,000309
Gross Fiduciary activities income$6,299,000109
Service charges on deposit accounts$8,229,000155
Trading account gains and fees$0145
Additional Noninterest Income$4,322,000647
Total noninterest expense$41,217,000384
Salaries and employee benefits$22,829,000328
Premises and equipment expense$6,440,000310
Additional noninterest expense$11,948,000470
Pre-tax net operating income$22,615,000268
Securities gains (losses)$-131,0007,250
Applicable income taxes$5,855,000303
Income before extraordinary items$16,629,000282
Extraordinary gains, net$021
Net income$16,629,000284
Minority interest net income$087
Net income of bank and minority interests.$16,629,000284
Net charge-offs$1,338,0001,615
Cash dividends$9,760,000161
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$16,725,940275
2011-06-30 (YTD Data)Rank
Total interest income$36,506,000394
Total interest expense$5,121,000603
Net interest income$31,385,000366
Provision for loan and lease losses$890,0001,621
Total noninterest income$12,353,000321
Gross Fiduciary activities income$4,100,000112
Service charges on deposit accounts$5,385,000158
Trading account gains and fees$0153
Additional Noninterest Income$2,868,000641
Total noninterest expense$28,182,000375
Salaries and employee benefits$15,188,000328
Premises and equipment expense$4,370,000309
Additional noninterest expense$8,624,000452
Pre-tax net operating income$14,666,000274
Securities gains (losses)$-96,0007,315
Applicable income taxes$3,560,000317
Income before extraordinary items$11,010,000281
Extraordinary gains, net$015
Net income$11,010,000280
Minority interest net income$089
Net income of bank and minority interests.$11,010,000281
Net charge-offs$688,0001,815
Cash dividends$3,840,000251
Sale, conversion, retirement of capital stock, net$0986
Net operating income$11,082,960268
2011-03-31 (YTD Data)Rank
Total interest income$18,211,000394
Total interest expense$2,692,000597
Net interest income$15,519,000370
Provision for loan and lease losses$750,0001,063
Total noninterest income$6,248,000321
Gross Fiduciary activities income$2,035,000109
Service charges on deposit accounts$2,627,000162
Trading account gains and fees$0158
Additional Noninterest Income$1,586,000605
Total noninterest expense$14,327,000365
Salaries and employee benefits$7,710,000326
Premises and equipment expense$2,137,000321
Additional noninterest expense$4,480,000423
Pre-tax net operating income$6,690,000286
Securities gains (losses)$-1,0006,978
Applicable income taxes$1,516,000339
Income before extraordinary items$5,173,000294
Extraordinary gains, net$09
Net income$5,173,000293
Minority interest net income$086
Net income of bank and minority interests.$5,173,000294
Net charge-offs$475,0001,374
Cash dividends$3,840,000115
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,173,770280
2010-12-31 (YTD Data)Rank
Total interest income$75,288,000407
Total interest expense$12,353,000641
Net interest income$62,935,000359
Provision for loan and lease losses$6,150,000972
Total noninterest income$22,422,000362
Gross Fiduciary activities income$7,086,000116
Service charges on deposit accounts$10,884,000160
Trading account gains and fees$0175
Additional Noninterest Income$4,452,000806
Total noninterest expense$52,457,000415
Salaries and employee benefits$27,947,000353
Premises and equipment expense$7,744,000349
Additional noninterest expense$16,766,000474
Pre-tax net operating income$26,750,000248
Securities gains (losses)$-130,0007,249
Applicable income taxes$5,843,000323
Income before extraordinary items$20,777,000247
Extraordinary gains, net$029
Net income$20,771,000248
Minority interest net income$6,000104
Net income of bank and minority interests.$20,777,000248
Net charge-offs$4,747,0001,070
Cash dividends$7,200,000242
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$20,878,400234
2010-09-30 (YTD Data)Rank
Total interest income$56,108,000403
Total interest expense$9,391,000661
Net interest income$46,717,000359
Provision for loan and lease losses$4,650,000924
Total noninterest income$16,027,000365
Gross Fiduciary activities income$5,155,000118
Service charges on deposit accounts$8,224,000160
Trading account gains and fees$0165
Additional Noninterest Income$2,648,000905
Total noninterest expense$37,783,000414
Salaries and employee benefits$20,114,000361
Premises and equipment expense$5,728,000352
Additional noninterest expense$11,941,000474
Pre-tax net operating income$20,311,000243
Securities gains (losses)$-131,0007,427
Applicable income taxes$4,608,000301
Income before extraordinary items$15,572,000240
Extraordinary gains, net$023
Net income$15,566,000242
Minority interest net income$6,000103
Net income of bank and minority interests.$15,572,000242
Net charge-offs$3,159,0001,099
Cash dividends$7,200,000161
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$15,672,870229
2010-06-30 (YTD Data)Rank
Total interest income$37,068,000413
Total interest expense$6,363,000676
Net interest income$30,705,000361
Provision for loan and lease losses$2,950,000957
Total noninterest income$10,126,000369
Gross Fiduciary activities income$3,436,000119
Service charges on deposit accounts$5,378,000167
Trading account gains and fees$0152
Additional Noninterest Income$1,312,0001,079
Total noninterest expense$24,688,000415
Salaries and employee benefits$12,993,000369
Premises and equipment expense$3,904,000347
Additional noninterest expense$7,791,000488
Pre-tax net operating income$13,193,000237
Securities gains (losses)$-104,0007,524
Applicable income taxes$3,082,000290
Income before extraordinary items$10,007,000232
Extraordinary gains, net$019
Net income$10,001,000233
Minority interest net income$6,00095
Net income of bank and minority interests.$10,007,000232
Net charge-offs$2,270,0001,033
Cash dividends$3,600,000201
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$10,086,040227
2010-03-31 (YTD Data)Rank
Total interest income$18,264,000436
Total interest expense$3,311,000684
Net interest income$14,953,000377
Provision for loan and lease losses$2,425,000639
Total noninterest income$5,026,000374
Gross Fiduciary activities income$1,796,000114
Service charges on deposit accounts$2,587,000173
Trading account gains and fees$0175
Additional Noninterest Income$643,0001,077
Total noninterest expense$12,073,000428
Salaries and employee benefits$6,432,000380
Premises and equipment expense$1,891,000365
Additional noninterest expense$3,750,000491
Pre-tax net operating income$5,481,000258
Securities gains (losses)$-5,0007,442
Applicable income taxes$1,208,000335
Income before extraordinary items$4,268,000264
Extraordinary gains, net$016
Net income$4,268,000266
Minority interest net income$091
Net income of bank and minority interests.$4,268,000266
Net charge-offs$2,179,000612
Cash dividends$3,600,00091
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,271,900258
2009-12-31 (YTD Data)Rank
Total interest income$73,919,000450
Total interest expense$17,802,000644
Net interest income$56,117,000390
Provision for loan and lease losses$4,345,0001,577
Total noninterest income$17,490,000425
Gross Fiduciary activities income$6,356,000121
Service charges on deposit accounts$9,228,000200
Trading account gains and fees$0211
Additional Noninterest Income$1,906,0001,419
Total noninterest expense$47,240,000454
Salaries and employee benefits$24,756,000392
Premises and equipment expense$6,895,000389
Additional noninterest expense$15,589,000536
Pre-tax net operating income$22,022,000208
Securities gains (losses)$-39,0007,141
Applicable income taxes$5,620,000246
Income before extraordinary items$16,363,000212
Extraordinary gains, net$034
Net income$16,357,000213
Minority interest net income$6,000108
Net income of bank and minority interests.$16,363,000213
Net charge-offs$2,105,0001,971
Cash dividends$7,200,000252
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$16,391,860210
2009-09-30 (YTD Data)Rank
Total interest income$54,953,000469
Total interest expense$13,844,000661
Net interest income$41,109,000406
Provision for loan and lease losses$3,435,0001,354
Total noninterest income$12,302,000450
Gross Fiduciary activities income$4,639,000122
Service charges on deposit accounts$6,549,000213
Trading account gains and fees$0212
Additional Noninterest Income$1,114,0001,698
Total noninterest expense$34,800,000466
Salaries and employee benefits$18,270,000410
Premises and equipment expense$5,148,000404
Additional noninterest expense$11,382,000524
Pre-tax net operating income$15,176,000227
Securities gains (losses)$-42,0007,361
Applicable income taxes$3,552,000290
Income before extraordinary items$11,582,000225
Extraordinary gains, net$027
Net income$11,576,000225
Minority interest net income$6,000110
Net income of bank and minority interests.$11,582,000225
Net charge-offs$1,248,0001,957
Cash dividends$7,200,000179
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,614,340222
2009-06-30 (YTD Data)Rank
Total interest income$36,572,000486
Total interest expense$9,517,000680
Net interest income$27,055,000412
Provision for loan and lease losses$2,555,0001,204
Total noninterest income$7,591,000483
Gross Fiduciary activities income$2,864,000133
Service charges on deposit accounts$4,237,000221
Trading account gains and fees$0193
Additional Noninterest Income$490,0002,257
Total noninterest expense$22,909,000480
Salaries and employee benefits$12,116,000417
Premises and equipment expense$3,407,000415
Additional noninterest expense$7,386,000546
Pre-tax net operating income$9,182,000243
Securities gains (losses)$-42,0007,587
Applicable income taxes$2,189,000323
Income before extraordinary items$6,951,000259
Extraordinary gains, net$021
Net income$6,945,000258
Minority interest net income$6,00096
Net income of bank and minority interests.$6,951,000258
Net charge-offs$840,0001,784
Cash dividends$3,600,000242
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,982,920245
2009-03-31 (YTD Data)Rank
Total interest income$18,380,000490
Total interest expense$4,950,000681
Net interest income$13,430,000408
Provision for loan and lease losses$1,155,0001,083
Total noninterest income$3,642,000475
Gross Fiduciary activities income$1,393,000130
Service charges on deposit accounts$2,072,000219
Trading account gains and fees$0171
Additional Noninterest Income$177,0002,677
Total noninterest expense$10,993,000474
Salaries and employee benefits$5,916,000424
Premises and equipment expense$1,697,000420
Additional noninterest expense$3,380,000521
Pre-tax net operating income$4,924,000253
Securities gains (losses)$3,0002,164
Applicable income taxes$1,171,000316
Income before extraordinary items$3,756,000273
Extraordinary gains, net$015
Net income$3,756,000273
Minority interest net income$0102
Net income of bank and minority interests.$3,756,000274
Net charge-offs$321,0001,714
Cash dividends$3,600,000122
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,753,720251
2008-12-31 (YTD Data)Rank
Total interest income$71,911,000528
Total interest expense$23,198,000687
Net interest income$48,713,000458
Provision for loan and lease losses$3,805,0001,197
Total noninterest income$17,589,000390
Gross Fiduciary activities income$5,783,000143
Service charges on deposit accounts$8,942,000215
Trading account gains and fees$0154
Additional Noninterest Income$2,864,0001,009
Total noninterest expense$41,168,000500
Salaries and employee benefits$22,225,000436
Premises and equipment expense$6,572,000421
Additional noninterest expense$12,371,000563
Pre-tax net operating income$21,329,000266
Securities gains (losses)$1,0003,084
Applicable income taxes$5,242,000309
Income before extraordinary items$16,088,000252
Extraordinary gains, net$039
Net income$16,088,000252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,492,0001,569
Cash dividends$7,200,000399
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$16,087,250264
2008-09-30 (YTD Data)Rank
Total interest income$53,691,000544
Total interest expense$17,573,000709
Net interest income$36,118,000474
Provision for loan and lease losses$2,925,000920
Total noninterest income$12,919,000412
Gross Fiduciary activities income$4,357,000147
Service charges on deposit accounts$6,667,000222
Trading account gains and fees$0148
Additional Noninterest Income$1,895,0001,153
Total noninterest expense$29,930,000501
Salaries and employee benefits$16,234,000463
Premises and equipment expense$4,899,000430
Additional noninterest expense$8,797,000552
Pre-tax net operating income$16,182,000327
Securities gains (losses)$1,0002,971
Applicable income taxes$4,028,000370
Income before extraordinary items$12,155,000308
Extraordinary gains, net$031
Net income$12,155,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$909,0001,387
Cash dividends$7,200,000319
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,154,250323
2008-06-30 (YTD Data)Rank
Total interest income$35,430,000556
Total interest expense$12,093,000713
Net interest income$23,337,000484
Provision for loan and lease losses$2,025,000783
Total noninterest income$8,404,000438
Gross Fiduciary activities income$2,817,000149
Service charges on deposit accounts$4,299,000226
Trading account gains and fees$0149
Additional Noninterest Income$1,288,0001,181
Total noninterest expense$19,668,000510
Salaries and employee benefits$10,748,000470
Premises and equipment expense$3,228,000435
Additional noninterest expense$5,692,000557
Pre-tax net operating income$10,048,000368
Securities gains (losses)$1,0003,084
Applicable income taxes$2,341,000456
Income before extraordinary items$7,708,000356
Extraordinary gains, net$021
Net income$7,708,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$664,0001,101
Cash dividends$3,600,000467
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,707,230350
2008-03-31 (YTD Data)Rank
Total interest income$17,903,000565
Total interest expense$6,787,000677
Net interest income$11,116,000497
Provision for loan and lease losses$580,000926
Total noninterest income$4,242,000442
Gross Fiduciary activities income$1,400,000147
Service charges on deposit accounts$2,123,000226
Trading account gains and fees$0158
Additional Noninterest Income$719,0001,092
Total noninterest expense$9,514,000522
Salaries and employee benefits$5,383,000476
Premises and equipment expense$1,615,000436
Additional noninterest expense$2,516,000587
Pre-tax net operating income$5,264,000385
Securities gains (losses)$2,0002,447
Applicable income taxes$1,384,000456
Income before extraordinary items$3,882,000391
Extraordinary gains, net$015
Net income$3,882,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,000831
Cash dividends$3,600,000247
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,880,520375
2007-12-31 (YTD Data)Rank
Total interest income$73,330,000576
Total interest expense$31,220,000636
Net interest income$42,110,000543
Provision for loan and lease losses$2,375,000730
Total noninterest income$15,014,000457
Gross Fiduciary activities income$5,575,000150
Service charges on deposit accounts$7,253,000259
Trading account gains and fees$0178
Additional Noninterest Income$2,186,0001,293
Total noninterest expense$35,929,000525
Salaries and employee benefits$20,190,000484
Premises and equipment expense$6,138,000434
Additional noninterest expense$9,601,000600
Pre-tax net operating income$18,820,000487
Securities gains (losses)$3,0001,730
Applicable income taxes$4,671,000577
Income before extraordinary items$14,152,000475
Extraordinary gains, net$039
Net income$14,152,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,737,000680
Cash dividends$6,000,000631
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,149,750470
2007-09-30 (YTD Data)Rank
Total interest income$54,537,000577
Total interest expense$23,391,000635
Net interest income$31,146,000547
Provision for loan and lease losses$1,785,000571
Total noninterest income$11,060,000471
Gross Fiduciary activities income$3,951,000152
Service charges on deposit accounts$5,306,000261
Trading account gains and fees$0184
Additional Noninterest Income$1,803,0001,208
Total noninterest expense$26,866,000526
Salaries and employee benefits$15,138,000487
Premises and equipment expense$4,768,000417
Additional noninterest expense$6,960,000606
Pre-tax net operating income$13,555,000540
Securities gains (losses)$2,0001,394
Applicable income taxes$3,267,000645
Income before extraordinary items$10,290,000526
Extraordinary gains, net$033
Net income$10,290,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,386,000524
Cash dividends$6,000,000481
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,288,480522
2007-06-30 (YTD Data)Rank
Total interest income$36,042,000591
Total interest expense$15,527,000648
Net interest income$20,515,000568
Provision for loan and lease losses$915,000626
Total noninterest income$6,923,000515
Gross Fiduciary activities income$2,598,000158
Service charges on deposit accounts$3,449,000266
Trading account gains and fees$0168
Additional Noninterest Income$876,0001,532
Total noninterest expense$17,665,000544
Salaries and employee benefits$9,946,000511
Premises and equipment expense$3,158,000433
Additional noninterest expense$4,561,000620
Pre-tax net operating income$8,858,000573
Securities gains (losses)$2,0001,203
Applicable income taxes$2,065,000716
Income before extraordinary items$6,795,000561
Extraordinary gains, net$029
Net income$6,795,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,000622
Cash dividends$6,000,000349
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,793,460552
2007-03-31 (YTD Data)Rank
Total interest income$17,683,000598
Total interest expense$7,562,000657
Net interest income$10,121,000575
Provision for loan and lease losses$360,000682
Total noninterest income$3,264,000520
Gross Fiduciary activities income$1,233,000158
Service charges on deposit accounts$1,679,000262
Trading account gains and fees$0195
Additional Noninterest Income$352,0001,746
Total noninterest expense$8,805,000544
Salaries and employee benefits$4,991,000513
Premises and equipment expense$1,576,000436
Additional noninterest expense$2,238,000618
Pre-tax net operating income$4,220,000599
Securities gains (losses)$01,187
Applicable income taxes$954,000763
Income before extraordinary items$3,266,000575
Extraordinary gains, net$022
Net income$3,266,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000620
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,266,000559
2006-12-31 (YTD Data)Rank
Total interest income$65,804,000605
Total interest expense$24,752,000688
Net interest income$41,052,000563
Provision for loan and lease losses$1,831,000602
Total noninterest income$13,282,000503
Gross Fiduciary activities income$4,537,000166
Service charges on deposit accounts$6,714,000256
Trading account gains and fees$0130
Additional Noninterest Income$2,031,0001,332
Total noninterest expense$34,531,000530
Salaries and employee benefits$18,825,000502
Premises and equipment expense$6,436,000405
Additional noninterest expense$9,270,000602
Pre-tax net operating income$17,972,000595
Securities gains (losses)$01,687
Applicable income taxes$4,239,000718
Income before extraordinary items$13,733,000562
Extraordinary gains, net$051
Net income$13,733,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$776,000853
Cash dividends$2,200,0001,408
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$13,733,000555
2006-09-30 (YTD Data)Rank
Total interest income$48,062,000630
Total interest expense$17,488,000711
Net interest income$30,574,000576
Provision for loan and lease losses$1,466,000535
Total noninterest income$9,607,000529
Gross Fiduciary activities income$3,316,000173
Service charges on deposit accounts$4,985,000261
Trading account gains and fees$0126
Additional Noninterest Income$1,306,0001,495
Total noninterest expense$25,808,000544
Salaries and employee benefits$14,117,000519
Premises and equipment expense$4,859,000414
Additional noninterest expense$6,832,000620
Pre-tax net operating income$12,907,000632
Securities gains (losses)$01,388
Applicable income taxes$3,187,000757
Income before extraordinary items$9,720,000615
Extraordinary gains, net$045
Net income$9,720,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,000778
Cash dividends$2,200,0001,065
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,720,000604
2006-06-30 (YTD Data)Rank
Total interest income$31,057,000635
Total interest expense$10,989,000717
Net interest income$20,068,000586
Provision for loan and lease losses$851,000607
Total noninterest income$6,275,000541
Gross Fiduciary activities income$2,193,000179
Service charges on deposit accounts$3,273,000264
Trading account gains and fees$0126
Additional Noninterest Income$809,0001,579
Total noninterest expense$17,297,000551
Salaries and employee benefits$9,535,000521
Premises and equipment expense$3,274,000405
Additional noninterest expense$4,488,000631
Pre-tax net operating income$8,195,000656
Securities gains (losses)$01,185
Applicable income taxes$2,064,000778
Income before extraordinary items$6,131,000657
Extraordinary gains, net$039
Net income$6,131,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,000942
Cash dividends$2,200,000745
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,131,000644
2006-03-31 (YTD Data)Rank
Total interest income$15,180,000632
Total interest expense$5,239,000705
Net interest income$9,941,000587
Provision for loan and lease losses$496,000493
Total noninterest income$3,227,000524
Gross Fiduciary activities income$1,119,000172
Service charges on deposit accounts$1,567,000268
Trading account gains and fees$0115
Additional Noninterest Income$541,0001,265
Total noninterest expense$8,564,000547
Salaries and employee benefits$4,850,000513
Premises and equipment expense$1,616,000410
Additional noninterest expense$2,098,000661
Pre-tax net operating income$4,108,000652
Securities gains (losses)$0955
Applicable income taxes$1,045,000761
Income before extraordinary items$3,063,000645
Extraordinary gains, net$021
Net income$3,063,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,000607
Cash dividends$2,200,000394
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,063,000630
2005-12-31 (YTD Data)Rank
Total interest income$53,058,000626
Total interest expense$13,838,000821
Net interest income$39,220,000570
Provision for loan and lease losses$2,087,000526
Total noninterest income$11,648,000557
Gross Fiduciary activities income$4,235,000176
Service charges on deposit accounts$5,562,000309
Trading account gains and fees$0138
Additional Noninterest Income$1,851,0001,428
Total noninterest expense$32,927,000548
Salaries and employee benefits$17,819,000522
Premises and equipment expense$6,287,000398
Additional noninterest expense$8,821,000630
Pre-tax net operating income$15,854,000642
Securities gains (losses)$46,000955
Applicable income taxes$4,245,000740
Income before extraordinary items$11,655,000642
Extraordinary gains, net$046
Net income$11,655,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,316,000552
Cash dividends$2,560,0001,180
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,621,420630
2005-09-30 (YTD Data)Rank
Total interest income$38,367,000630
Total interest expense$9,187,000861
Net interest income$29,180,000560
Provision for loan and lease losses$1,300,000595
Total noninterest income$8,776,000560
Gross Fiduciary activities income$3,205,000173
Service charges on deposit accounts$4,106,000304
Trading account gains and fees$0126
Additional Noninterest Income$1,465,0001,391
Total noninterest expense$24,299,000556
Salaries and employee benefits$13,064,000530
Premises and equipment expense$4,697,000399
Additional noninterest expense$6,538,000626
Pre-tax net operating income$12,357,000616
Securities gains (losses)$46,000910
Applicable income taxes$3,407,000698
Income before extraordinary items$8,996,000619
Extraordinary gains, net$035
Net income$8,996,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,000752
Cash dividends$2,560,000852
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,962,420608
2005-06-30 (YTD Data)Rank
Total interest income$24,851,000631
Total interest expense$5,521,000895
Net interest income$19,330,000552
Provision for loan and lease losses$880,000591
Total noninterest income$6,045,000544
Gross Fiduciary activities income$2,180,000169
Service charges on deposit accounts$2,685,000303
Trading account gains and fees$0116
Additional Noninterest Income$1,180,0001,196
Total noninterest expense$16,281,000552
Salaries and employee benefits$8,673,000523
Premises and equipment expense$3,117,000397
Additional noninterest expense$4,491,000606
Pre-tax net operating income$8,214,000607
Securities gains (losses)$45,000821
Applicable income taxes$2,250,000697
Income before extraordinary items$6,009,000605
Extraordinary gains, net$030
Net income$6,009,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,000726
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,976,150592
2005-03-31 (YTD Data)Rank
Total interest income$11,851,000638
Total interest expense$2,498,000937
Net interest income$9,353,000562
Provision for loan and lease losses$420,000565
Total noninterest income$3,016,000528
Gross Fiduciary activities income$1,165,000167
Service charges on deposit accounts$1,307,000298
Trading account gains and fees$0115
Additional Noninterest Income$544,0001,251
Total noninterest expense$7,974,000546
Salaries and employee benefits$4,489,000501
Premises and equipment expense$1,516,000406
Additional noninterest expense$1,969,000658
Pre-tax net operating income$3,975,000629
Securities gains (losses)$01,685
Applicable income taxes$1,049,000737
Income before extraordinary items$2,926,000619
Extraordinary gains, net$024
Net income$2,926,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,000637
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,926,000598
2004-12-31 (YTD Data)Rank
Total interest income$44,340,000638
Total interest expense$7,935,0001,021
Net interest income$36,405,000561
Provision for loan and lease losses$1,680,000642
Total noninterest income$10,979,000562
Gross Fiduciary activities income$3,698,000184
Service charges on deposit accounts$5,322,000321
Trading account gains and fees$0138
Additional Noninterest Income$1,959,0001,342
Total noninterest expense$31,334,000546
Salaries and employee benefits$17,119,000515
Premises and equipment expense$6,191,000388
Additional noninterest expense$8,024,000649
Pre-tax net operating income$14,370,000638
Securities gains (losses)$4,0003,277
Applicable income taxes$3,841,000736
Income before extraordinary items$10,533,000639
Extraordinary gains, net$034
Net income$10,533,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$796,000913
Cash dividends$2,400,0001,171
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,530,080613
2004-09-30 (YTD Data)Rank
Total interest income$32,532,000641
Total interest expense$5,692,0001,044
Net interest income$26,840,000566
Provision for loan and lease losses$1,210,000640
Total noninterest income$8,037,000586
Gross Fiduciary activities income$2,682,000184
Service charges on deposit accounts$3,914,000332
Trading account gains and fees$0134
Additional Noninterest Income$1,441,0001,382
Total noninterest expense$23,323,000552
Salaries and employee benefits$13,025,000514
Premises and equipment expense$4,516,000400
Additional noninterest expense$5,782,000673
Pre-tax net operating income$10,344,000665
Securities gains (losses)$2,0003,384
Applicable income taxes$2,683,000796
Income before extraordinary items$7,663,000665
Extraordinary gains, net$026
Net income$7,663,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,000902
Cash dividends$2,400,000830
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,661,520636
2004-06-30 (YTD Data)Rank
Total interest income$21,439,000643
Total interest expense$3,816,0001,026
Net interest income$17,623,000565
Provision for loan and lease losses$910,000557
Total noninterest income$5,314,000591
Gross Fiduciary activities income$1,761,000188
Service charges on deposit accounts$2,545,000333
Trading account gains and fees$0130
Additional Noninterest Income$1,008,0001,312
Total noninterest expense$15,403,000553
Salaries and employee benefits$8,672,000516
Premises and equipment expense$3,026,000394
Additional noninterest expense$3,705,000693
Pre-tax net operating income$6,624,000682
Securities gains (losses)$3,0002,926
Applicable income taxes$1,683,000834
Income before extraordinary items$4,944,000678
Extraordinary gains, net$021
Net income$4,944,000678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,000775
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,941,750645
2004-03-31 (YTD Data)Rank
Total interest income$10,632,000656
Total interest expense$1,973,0001,010
Net interest income$8,659,000580
Provision for loan and lease losses$490,000530
Total noninterest income$2,553,000606
Gross Fiduciary activities income$892,000185
Service charges on deposit accounts$1,132,000372
Trading account gains and fees$0121
Additional Noninterest Income$529,0001,244
Total noninterest expense$7,657,000557
Salaries and employee benefits$4,419,000507
Premises and equipment expense$1,502,000402
Additional noninterest expense$1,736,000722
Pre-tax net operating income$3,065,000728
Securities gains (losses)$02,934
Applicable income taxes$797,000893
Income before extraordinary items$2,268,000734
Extraordinary gains, net$016
Net income$2,268,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,000602
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,268,000679
2003-12-31 (YTD Data)Rank
Total interest income$43,481,000642
Total interest expense$9,524,000939
Net interest income$33,957,000560
Provision for loan and lease losses$1,250,000943
Total noninterest income$9,382,000691
Gross Fiduciary activities income$3,210,000197
Service charges on deposit accounts$4,716,000360
Trading account gains and fees$0160
Additional Noninterest Income$1,456,0001,862
Total noninterest expense$29,825,000572
Salaries and employee benefits$16,526,000531
Premises and equipment expense$5,588,000429
Additional noninterest expense$7,711,000688
Pre-tax net operating income$12,264,000711
Securities gains (losses)$04,500
Applicable income taxes$3,815,000765
Income before extraordinary items$8,449,000770
Extraordinary gains, net$054
Net income$8,449,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,081,000871
Cash dividends$480,0003,618
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,449,000718
2003-09-30 (YTD Data)Rank
Total interest income$33,096,000649
Total interest expense$7,423,000939
Net interest income$25,673,000571
Provision for loan and lease losses$970,000926
Total noninterest income$6,674,000747
Gross Fiduciary activities income$2,357,000207
Service charges on deposit accounts$3,440,000386
Trading account gains and fees$0153
Additional Noninterest Income$877,0002,236
Total noninterest expense$22,092,000592
Salaries and employee benefits$12,166,000545
Premises and equipment expense$4,092,000443
Additional noninterest expense$5,834,000685
Pre-tax net operating income$9,285,000735
Securities gains (losses)$04,204
Applicable income taxes$3,031,000764
Income before extraordinary items$6,254,000811
Extraordinary gains, net$040
Net income$6,254,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$909,000739
Cash dividends$480,0002,751
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,254,000756
2003-06-30 (YTD Data)Rank
Total interest income$22,185,000650
Total interest expense$5,147,000935
Net interest income$17,038,000573
Provision for loan and lease losses$645,000934
Total noninterest income$4,489,000729
Gross Fiduciary activities income$1,548,000212
Service charges on deposit accounts$2,251,000381
Trading account gains and fees$0150
Additional Noninterest Income$690,0001,990
Total noninterest expense$14,897,000582
Salaries and employee benefits$8,289,000535
Premises and equipment expense$2,767,000442
Additional noninterest expense$3,841,000697
Pre-tax net operating income$5,985,000754
Securities gains (losses)$03,782
Applicable income taxes$2,105,000743
Income before extraordinary items$3,880,000877
Extraordinary gains, net$030
Net income$3,880,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,000715
Cash dividends$480,0002,222
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,880,000802
2003-03-31 (YTD Data)Rank
Total interest income$11,221,000653
Total interest expense$2,642,000927
Net interest income$8,579,000573
Provision for loan and lease losses$390,000750
Total noninterest income$2,361,000693
Gross Fiduciary activities income$781,000218
Service charges on deposit accounts$1,070,000388
Trading account gains and fees$0134
Additional Noninterest Income$510,0001,464
Total noninterest expense$7,241,000591
Salaries and employee benefits$3,946,000565
Premises and equipment expense$1,357,000450
Additional noninterest expense$1,938,000670
Pre-tax net operating income$3,309,000693
Securities gains (losses)$02,891
Applicable income taxes$1,086,000743
Income before extraordinary items$2,223,000761
Extraordinary gains, net$021
Net income$2,223,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,000616
Cash dividends$480,0001,263
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,223,000700
2002-12-31 (YTD Data)Rank
Total interest income$42,038,000720
Total interest expense$14,005,000798
Net interest income$28,033,000675
Provision for loan and lease losses$2,306,000664
Total noninterest income$10,574,000605
Gross Fiduciary activities income$3,476,000208
Service charges on deposit accounts$4,120,000393
Trading account gains and fees$0153
Additional Noninterest Income$2,978,000998
Total noninterest expense$27,912,000592
Salaries and employee benefits$14,932,000554
Premises and equipment expense$5,184,000456
Additional noninterest expense$7,796,000679
Pre-tax net operating income$8,389,0001,003
Securities gains (losses)$519,000644
Applicable income taxes$2,711,0001,016
Income before extraordinary items$6,197,0001,014
Extraordinary gains, net$070
Net income$6,197,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,624,000639
Cash dividends$1,880,0001,382
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,833,7001,029
2001-12-31 (YTD Data)Rank
Total interest income$43,152,000781
Total interest expense$17,977,000913
Net interest income$25,175,000697
Provision for loan and lease losses$1,430,000950
Total noninterest income$9,334,000633
Gross Fiduciary activities income$3,531,000210
Service charges on deposit accounts$3,656,000414
Trading account gains and fees$0177
Additional Noninterest Income$2,147,0001,179
Total noninterest expense$25,617,000629
Salaries and employee benefits$14,355,000551
Premises and equipment expense$4,893,000469
Additional noninterest expense$6,369,000784
Pre-tax net operating income$7,462,0001,000
Securities gains (losses)$04,612
Applicable income taxes$2,350,0001,029
Income before extraordinary items$5,112,0001,070
Extraordinary gains, net$0105
Net income$5,112,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,0001,256
Cash dividends$1,776,0001,455
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,112,0001,029
2000-12-31 (YTD Data)Rank
Total interest income$41,886,000851
Total interest expense$18,795,000956
Net interest income$23,091,000761
Provision for loan and lease losses$1,028,0001,031
Total noninterest income$8,297,000663
Gross Fiduciary activities income$3,314,000214
Service charges on deposit accounts$3,477,000389
Trading account gains and fees$0180
Additional Noninterest Income$1,506,0001,376
Total noninterest expense$25,574,000625
Salaries and employee benefits$13,919,000525
Premises and equipment expense$4,566,000490
Additional noninterest expense$7,089,000737
Pre-tax net operating income$4,786,0001,543
Securities gains (losses)$01,956
Applicable income taxes$1,268,0001,736
Income before extraordinary items$3,518,0001,498
Extraordinary gains, net$038
Net income$3,518,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,336
Cash dividends$640,0003,085
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,518,0001,490
1999-12-31 (YTD Data)Rank
Total interest income$32,759,0001,009
Total interest expense$13,354,0001,140
Net interest income$19,405,000901
Provision for loan and lease losses$1,239,000817
Total noninterest income$6,366,000795
Gross Fiduciary activities income$2,756,000268
Service charges on deposit accounts$2,574,000527
Trading account gains and fees$0173
Additional Noninterest Income$1,036,0001,817
Total noninterest expense$21,488,000720
Salaries and employee benefits$12,457,000578
Premises and equipment expense$3,591,000615
Additional noninterest expense$5,440,000898
Pre-tax net operating income$3,044,0002,378
Securities gains (losses)$03,155
Applicable income taxes$855,0002,493
Income before extraordinary items$2,189,0002,380
Extraordinary gains, net$035
Net income$2,189,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,497
Cash dividends$2,025,0001,342
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,189,0002,353
1998-12-31 (YTD Data)Rank
Total interest income$30,756,0001,063
Total interest expense$12,433,0001,255
Net interest income$18,323,000922
Provision for loan and lease losses$641,0001,413
Total noninterest income$4,849,000956
Gross Fiduciary activities income$2,249,000298
Service charges on deposit accounts$1,810,000682
Trading account gains and fees$0224
Additional Noninterest Income$790,0002,191
Total noninterest expense$17,373,000832
Salaries and employee benefits$10,001,000688
Premises and equipment expense$2,864,000715
Additional noninterest expense$4,508,0001,019
Pre-tax net operating income$5,158,0001,434
Securities gains (losses)$04,449
Applicable income taxes$1,683,0001,462
Income before extraordinary items$3,475,0001,521
Extraordinary gains, net$032
Net income$3,475,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,232
Cash dividends$5,122,000628
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,475,0001,452
1997-12-31 (YTD Data)Rank
Total interest income$29,823,0001,131
Total interest expense$11,238,0001,402
Net interest income$18,585,000961
Provision for loan and lease losses$851,0001,128
Total noninterest income$4,570,000985
Gross Fiduciary activities income$1,723,000353
Service charges on deposit accounts$1,534,000836
Trading account gains and fees$5,000217
Additional Noninterest Income$1,308,0001,461
Total noninterest expense$16,653,000862
Salaries and employee benefits$9,308,000738
Premises and equipment expense$2,393,000845
Additional noninterest expense$4,952,000974
Pre-tax net operating income$5,651,0001,374
Securities gains (losses)$03,944
Applicable income taxes$1,677,0001,540
Income before extraordinary items$3,974,0001,384
Extraordinary gains, net$044
Net income$3,974,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,689
Cash dividends$2,974,000960
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,974,0001,337
1996-12-31 (YTD Data)Rank
Total interest income$25,483,0001,341
Total interest expense$8,797,0001,788
Net interest income$16,686,0001,093
Provision for loan and lease losses$1,490,000762
Total noninterest income$4,338,0001,046
Gross Fiduciary activities income$1,337,000438
Service charges on deposit accounts$1,661,000797
Trading account gains and fees$5,000244
Additional Noninterest Income$1,335,0001,487
Total noninterest expense$15,126,0001,005
Salaries and employee benefits$8,213,000836
Premises and equipment expense$2,125,000995
Additional noninterest expense$4,788,0001,176
Pre-tax net operating income$4,408,0001,643
Securities gains (losses)$-25,00010,754
Applicable income taxes$1,065,0002,215
Income before extraordinary items$3,318,0001,488
Extraordinary gains, net$053
Net income$3,318,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,073,000859
Cash dividends$1,750,0001,417
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,337,0001,444
1995-12-31 (YTD Data)Rank
Total interest income$24,819,0001,381
Total interest expense$8,796,0001,798
Net interest income$16,023,0001,149
Provision for loan and lease losses$1,031,000916
Total noninterest income$3,957,0001,127
Gross Fiduciary activities income$1,071,000523
Service charges on deposit accounts$1,604,000820
Trading account gains and fees$9,000434
Additional Noninterest Income$1,273,0001,534
Total noninterest expense$13,117,0001,138
Salaries and employee benefits$7,063,000971
Premises and equipment expense$1,931,0001,091
Additional noninterest expense$4,123,0001,302
Pre-tax net operating income$5,832,0001,307
Securities gains (losses)$03,831
Applicable income taxes$1,814,0001,385
Income before extraordinary items$4,018,0001,314
Extraordinary gains, net$065
Net income$4,018,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000895
Cash dividends$1,123,0001,847
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,018,0001,291
1994-12-31 (YTD Data)Rank
Total interest income$21,877,0001,418
Total interest expense$7,129,0001,773
Net interest income$14,748,0001,232
Provision for loan and lease losses$699,0001,209
Total noninterest income$3,768,0001,139
Gross Fiduciary activities income$936,000541
Service charges on deposit accounts$1,562,000833
Trading account gains and fees$2,000434
Additional Noninterest Income$1,268,0001,570
Total noninterest expense$12,402,0001,204
Salaries and employee benefits$6,489,0001,042
Premises and equipment expense$1,749,0001,203
Additional noninterest expense$4,164,0001,369
Pre-tax net operating income$5,415,0001,365
Securities gains (losses)$03,600
Applicable income taxes$1,604,0001,465
Income before extraordinary items$3,811,0001,319
Extraordinary gains, net$0249
Net income$3,811,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,0001,027
Cash dividends$997,0001,947
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,811,0001,333
1993-12-31 (YTD Data)Rank
Total interest income$21,823,0001,446
Total interest expense$7,806,0001,688
Net interest income$14,017,0001,285
Provision for loan and lease losses$600,0001,833
Total noninterest income$3,881,0001,192
Gross Fiduciary activities income$903,000571
Service charges on deposit accounts$1,525,000857
Trading account gains and fees$8,000431
Additional Noninterest Income$1,445,0001,594
Total noninterest expense$12,489,0001,234
Salaries and employee benefits$6,563,0001,046
Premises and equipment expense$1,785,0001,195
Additional noninterest expense$4,141,0001,472
Pre-tax net operating income$4,809,0001,458
Securities gains (losses)$3,0006,505
Applicable income taxes$1,271,0001,838
Income before extraordinary items$3,541,0001,440
Extraordinary gains, net$6,0003,038
Net income$3,547,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,815
Cash dividends$905,0001,925
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,538,7801,355
1992-12-31 (YTD Data)Rank
Total interest income$23,724,0001,533
Total interest expense$10,133,0001,701
Net interest income$13,591,0001,363
Provision for loan and lease losses$800,0002,149
Total noninterest income$3,495,0001,268
Gross Fiduciary activities income$779,000618
Service charges on deposit accounts$1,447,000900
Trading account gains and fees$16,000385
Additional Noninterest Income$1,253,0001,723
Total noninterest expense$11,767,0001,344
Salaries and employee benefits$6,510,0001,035
Premises and equipment expense$1,769,0001,239
Additional noninterest expense$3,488,0001,756
Pre-tax net operating income$4,519,0001,407
Securities gains (losses)$11,0006,349
Applicable income taxes$1,115,0001,906
Income before extraordinary items$3,415,0001,363
Extraordinary gains, net$01,422
Net income$3,415,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0002,355
Cash dividends$839,0001,829
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,406,7501,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.