The Canandaigua National Bank and Trust Company, Net charge- offs to loans

2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%804
Percentage Net Loans Charged-off: Total real estate loans0.0042%705
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0092%483
Percentage Net Loans Charged-off: Home equity loans0.0541%92
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0867%565
Percentage Net Loans Charged-off: Loans to individuals0.2469%1,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2469%1,015
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1593%1,026
Percentage Net Loans Charged-off: Total real estate loans0.0892%670
Percentage Net Loans Charged-off:Construction & development-0.0063%4,109
Percentage Net Loans Charged-off: Commercial real estate0.2393%359
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%3,680
Percentage Net Loans Charged-off: Home equity loans-0.0036%3,292
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,701
Percentage Net Loans Charged-off: Commercial and industrial0.2449%1,043
Percentage Net Loans Charged-off: Loans to individuals0.2756%1,800
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2756%1,667
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1614%915
Percentage Net Loans Charged-off: Total real estate loans0.0691%702
Percentage Net Loans Charged-off:Construction & development-0.0087%4,178
Percentage Net Loans Charged-off: Commercial real estate0.1855%330
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%3,668
Percentage Net Loans Charged-off: Home equity loans-0.0039%3,325
All other 1-4 family - Percent of loans charged-off, net-0.0002%3,693
Percentage Net Loans Charged-off: Commercial and industrial0.3049%806
Percentage Net Loans Charged-off: Loans to individuals0.2994%1,650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2994%1,520
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1593%929
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,581
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%3,711
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,352
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,755
Percentage Net Loans Charged-off: Commercial and industrial0.3393%718
Percentage Net Loans Charged-off: Loans to individuals0.4709%1,316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4709%1,196
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2589%570
Percentage Net Loans Charged-off: Total real estate loans-0.0002%3,586
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%3,795
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,408
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.7835%374
Percentage Net Loans Charged-off: Loans to individuals0.7146%1,020
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7146%920
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2877%729
Percentage Net Loans Charged-off: Total real estate loans0.0921%762
Percentage Net Loans Charged-off:Construction & development0.2303%165
Percentage Net Loans Charged-off: Commercial real estate0.1971%414
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0105%1,631
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,397
All other 1-4 family - Percent of loans charged-off, net0.0137%1,472
Percentage Net Loans Charged-off: Commercial and industrial1.0742%473
Percentage Net Loans Charged-off: Loans to individuals0.4317%1,728
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4317%1,615
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2583%683
Percentage Net Loans Charged-off: Total real estate loans0.0256%1,249
Percentage Net Loans Charged-off:Construction & development0.3146%106
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0189%1,230
Percentage Net Loans Charged-off: Home equity loans-0.0039%3,437
All other 1-4 family - Percent of loans charged-off, net0.0243%1,089
Percentage Net Loans Charged-off: Commercial and industrial1.2048%367
Percentage Net Loans Charged-off: Loans to individuals0.4161%1,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4161%1,545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1329%1,140
Percentage Net Loans Charged-off: Total real estate loans0.0496%845
Percentage Net Loans Charged-off:Construction & development0.4873%76
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0513%764
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,468
All other 1-4 family - Percent of loans charged-off, net0.0643%648
Percentage Net Loans Charged-off: Commercial and industrial0.1724%1,063
Percentage Net Loans Charged-off: Loans to individuals0.3305%1,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3305%1,626
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1214%1,016
Percentage Net Loans Charged-off: Total real estate loans0.0514%631
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1088%418
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,554
All other 1-4 family - Percent of loans charged-off, net0.1362%353
Percentage Net Loans Charged-off: Commercial and industrial0.1079%844
Percentage Net Loans Charged-off: Loans to individuals0.3072%1,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3072%1,530
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3143%618
Percentage Net Loans Charged-off: Total real estate loans0.0092%2,024
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0233%891
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0008%2,061
Percentage Net Loans Charged-off: Home equity loans0.0037%559
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial1.7870%276
Percentage Net Loans Charged-off: Loans to individuals0.3635%1,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3635%1,764
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3106%535
Percentage Net Loans Charged-off: Total real estate loans-0.0002%3,774
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0003%899
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%4,062
Percentage Net Loans Charged-off: Home equity loans-0.0040%3,523
All other 1-4 family - Percent of loans charged-off, net0.0003%1,692
Percentage Net Loans Charged-off: Commercial and industrial1.7922%252
Percentage Net Loans Charged-off: Loans to individuals0.3682%1,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3682%1,616
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4271%363
Percentage Net Loans Charged-off: Total real estate loans0.0013%1,670
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0004%692
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0025%1,489
Percentage Net Loans Charged-off: Home equity loans-0.0180%3,684
All other 1-4 family - Percent of loans charged-off, net0.0077%1,334
Percentage Net Loans Charged-off: Commercial and industrial2.7273%157
Percentage Net Loans Charged-off: Loans to individuals0.3860%1,580
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3860%1,467
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1209%1,058
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,232
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0008%461
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,066
Percentage Net Loans Charged-off: Home equity loans-0.0359%3,842
All other 1-4 family - Percent of loans charged-off, net0.0165%894
Percentage Net Loans Charged-off: Commercial and industrial0.0614%924
Percentage Net Loans Charged-off: Loans to individuals0.4460%1,418
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4460%1,310
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3015%864
Percentage Net Loans Charged-off: Total real estate loans0.0679%1,275
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.1727%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0039%2,323
Percentage Net Loans Charged-off: Home equity loans0.0493%525
All other 1-4 family - Percent of loans charged-off, net-0.0085%4,653
Percentage Net Loans Charged-off: Commercial and industrial1.4733%461
Percentage Net Loans Charged-off: Loans to individuals0.3297%2,213
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3297%2,075
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1482%1,357
Percentage Net Loans Charged-off: Total real estate loans0.0911%880
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.2325%352
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0046%2,009
Percentage Net Loans Charged-off: Home equity loans0.0809%411
All other 1-4 family - Percent of loans charged-off, net-0.0165%4,830
Percentage Net Loans Charged-off: Commercial and industrial0.1640%1,323
Percentage Net Loans Charged-off: Loans to individuals0.2968%2,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2968%2,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%1,057
Percentage Net Loans Charged-off: Total real estate loans0.1396%603
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.3492%232
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0113%1,671
Percentage Net Loans Charged-off: Home equity loans0.1125%319
All other 1-4 family - Percent of loans charged-off, net-0.0170%4,840
Percentage Net Loans Charged-off: Commercial and industrial0.2629%935
Percentage Net Loans Charged-off: Loans to individuals0.2879%2,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2879%1,921
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2430%737
Percentage Net Loans Charged-off: Total real estate loans0.1985%378
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.4434%134
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0618%912
Percentage Net Loans Charged-off: Home equity loans0.3141%147
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,709
Percentage Net Loans Charged-off: Commercial and industrial0.3131%626
Percentage Net Loans Charged-off: Loans to individuals0.3341%1,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3341%1,601
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2182%1,268
Percentage Net Loans Charged-off: Total real estate loans0.1217%1,085
Percentage Net Loans Charged-off:Construction & development0.0717%430
Percentage Net Loans Charged-off: Commercial real estate0.2512%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0418%2,007
Percentage Net Loans Charged-off: Home equity loans0.0663%624
All other 1-4 family - Percent of loans charged-off, net0.0348%2,038
Percentage Net Loans Charged-off: Commercial and industrial0.0934%1,915
Percentage Net Loans Charged-off: Loans to individuals0.5764%1,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5764%1,511
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1727%1,332
Percentage Net Loans Charged-off: Total real estate loans0.0976%1,061
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.2175%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0276%1,967
Percentage Net Loans Charged-off: Home equity loans0.0851%509
All other 1-4 family - Percent of loans charged-off, net0.0112%2,146
Percentage Net Loans Charged-off: Commercial and industrial0.0428%1,796
Percentage Net Loans Charged-off: Loans to individuals0.4710%1,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4710%1,510
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2100%1,116
Percentage Net Loans Charged-off: Total real estate loans0.1423%811
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.3178%333
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0370%1,680
Percentage Net Loans Charged-off: Home equity loans0.1296%390
All other 1-4 family - Percent of loans charged-off, net0.0106%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.1360%1,230
Percentage Net Loans Charged-off: Loans to individuals0.4512%1,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4512%1,475
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3406%654
Percentage Net Loans Charged-off: Total real estate loans0.2730%402
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.6250%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0559%1,173
Percentage Net Loans Charged-off: Home equity loans0.2661%232
All other 1-4 family - Percent of loans charged-off, net-0.0037%4,807
Percentage Net Loans Charged-off: Commercial and industrial0.1661%851
Percentage Net Loans Charged-off: Loans to individuals0.6419%1,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6419%1,043
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2582%1,171
Percentage Net Loans Charged-off: Total real estate loans0.2200%852
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.5566%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0084%2,945
Percentage Net Loans Charged-off: Home equity loans-0.0081%4,110
All other 1-4 family - Percent of loans charged-off, net0.0129%2,735
Percentage Net Loans Charged-off: Commercial and industrial0.1118%1,874
Percentage Net Loans Charged-off: Loans to individuals0.4555%1,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4558%1,615
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2816%947
Percentage Net Loans Charged-off: Total real estate loans0.2501%676
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.6121%293
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0283%2,425
Percentage Net Loans Charged-off: Home equity loans-0.0109%4,151
All other 1-4 family - Percent of loans charged-off, net0.0389%2,199
Percentage Net Loans Charged-off: Commercial and industrial0.1187%1,542
Percentage Net Loans Charged-off: Loans to individuals0.4697%1,559
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4700%1,446
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3451%761
Percentage Net Loans Charged-off: Total real estate loans0.3773%471
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.9054%207
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0533%1,926
Percentage Net Loans Charged-off: Home equity loans-0.0037%4,137
All other 1-4 family - Percent of loans charged-off, net0.0687%1,704
Percentage Net Loans Charged-off: Commercial and industrial0.0979%1,378
Percentage Net Loans Charged-off: Loans to individuals0.4074%1,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4074%1,460
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1597%1,311
Percentage Net Loans Charged-off: Total real estate loans0.0319%1,672
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0589%601
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0193%1,685
Percentage Net Loans Charged-off: Home equity loans-0.0038%4,186
All other 1-4 family - Percent of loans charged-off, net0.0255%1,547
Percentage Net Loans Charged-off: Commercial and industrial0.1898%795
Percentage Net Loans Charged-off: Loans to individuals0.5090%1,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5090%1,176
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2058%2,021
Percentage Net Loans Charged-off: Total real estate loans0.1582%1,788
Percentage Net Loans Charged-off:Construction & development0.3701%661
Percentage Net Loans Charged-off: Commercial real estate0.2197%1,143
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1050%2,342
Percentage Net Loans Charged-off: Home equity loans0.0081%1,131
All other 1-4 family - Percent of loans charged-off, net0.1314%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.2697%1,624
Percentage Net Loans Charged-off: Loans to individuals0.2992%2,428
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2997%2,281
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1652%2,140
Percentage Net Loans Charged-off: Total real estate loans0.1139%1,991
Percentage Net Loans Charged-off:Construction & development0.5277%517
Percentage Net Loans Charged-off: Commercial real estate0.0560%1,497
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1438%1,851
Percentage Net Loans Charged-off: Home equity loans-0.0027%4,353
All other 1-4 family - Percent of loans charged-off, net0.1839%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.2398%1,482
Percentage Net Loans Charged-off: Loans to individuals0.2611%2,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2618%2,234
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1475%2,205
Percentage Net Loans Charged-off: Total real estate loans0.1006%2,032
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0595%1,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1721%1,588
Percentage Net Loans Charged-off: Home equity loans-0.0084%4,393
All other 1-4 family - Percent of loans charged-off, net0.2214%1,318
Percentage Net Loans Charged-off: Commercial and industrial0.1294%1,529
Percentage Net Loans Charged-off: Loans to individuals0.2868%2,063
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2879%1,930
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1381%1,889
Percentage Net Loans Charged-off: Total real estate loans0.0267%2,218
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0212%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0404%1,904
Percentage Net Loans Charged-off: Home equity loans-0.0042%4,392
All other 1-4 family - Percent of loans charged-off, net0.0528%1,728
Percentage Net Loans Charged-off: Commercial and industrial0.0816%1,125
Percentage Net Loans Charged-off: Loans to individuals0.4811%1,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4833%1,381
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%3,404
Percentage Net Loans Charged-off: Total real estate loans0.1089%3,075
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0951%2,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1541%2,573
Percentage Net Loans Charged-off: Home equity loans0.1596%1,127
All other 1-4 family - Percent of loans charged-off, net0.1525%2,499
Percentage Net Loans Charged-off: Commercial and industrial0.0468%2,818
Percentage Net Loans Charged-off: Loans to individuals0.2928%2,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2940%2,619
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1501%3,041
Percentage Net Loans Charged-off: Total real estate loans0.1135%2,790
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.1145%1,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1443%2,424
Percentage Net Loans Charged-off: Home equity loans0.0699%1,153
All other 1-4 family - Percent of loans charged-off, net0.1658%2,191
Percentage Net Loans Charged-off: Commercial and industrial0.0257%2,600
Percentage Net Loans Charged-off: Loans to individuals0.3376%2,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3384%2,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1672%2,778
Percentage Net Loans Charged-off: Total real estate loans0.0982%2,745
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0360%1,852
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1901%2,060
Percentage Net Loans Charged-off: Home equity loans0.1076%955
All other 1-4 family - Percent of loans charged-off, net0.2141%1,843
Percentage Net Loans Charged-off: Commercial and industrial0.1053%1,974
Percentage Net Loans Charged-off: Loans to individuals0.4137%1,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4137%1,849
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1633%2,425
Percentage Net Loans Charged-off: Total real estate loans0.1211%2,144
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0522%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2257%1,590
Percentage Net Loans Charged-off: Home equity loans0.2194%626
All other 1-4 family - Percent of loans charged-off, net0.2275%1,504
Percentage Net Loans Charged-off: Commercial and industrial-0.0419%5,224
Percentage Net Loans Charged-off: Loans to individuals0.4302%1,760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4302%1,622
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2213%3,620
Percentage Net Loans Charged-off: Total real estate loans0.1570%3,526
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.1844%2,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1684%3,194
Percentage Net Loans Charged-off: Home equity loans-0.0086%4,941
All other 1-4 family - Percent of loans charged-off, net0.2245%2,716
Percentage Net Loans Charged-off: Commercial and industrial0.3609%2,352
Percentage Net Loans Charged-off: Loans to individuals0.3188%2,948
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3199%2,774
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1703%3,741
Percentage Net Loans Charged-off: Total real estate loans0.1231%3,594
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.1200%2,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1570%3,026
Percentage Net Loans Charged-off: Home equity loans-0.0085%4,976
All other 1-4 family - Percent of loans charged-off, net0.2107%2,626
Percentage Net Loans Charged-off: Commercial and industrial0.2321%2,402
Percentage Net Loans Charged-off: Loans to individuals0.2699%2,891
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2712%2,707
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1659%3,612
Percentage Net Loans Charged-off: Total real estate loans0.1121%3,482
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.1394%1,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1113%3,075
Percentage Net Loans Charged-off: Home equity loans-0.0150%4,996
All other 1-4 family - Percent of loans charged-off, net0.1528%2,702
Percentage Net Loans Charged-off: Commercial and industrial0.3501%1,956
Percentage Net Loans Charged-off: Loans to individuals0.1986%2,972
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2007%2,780
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1219%3,379
Percentage Net Loans Charged-off: Total real estate loans0.0320%3,443
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0021%6,419
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0754%2,651
Percentage Net Loans Charged-off: Home equity loans0.0087%980
All other 1-4 family - Percent of loans charged-off, net0.0975%2,400
Percentage Net Loans Charged-off: Commercial and industrial0.3098%1,472
Percentage Net Loans Charged-off: Loans to individuals0.2642%2,340
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2685%2,154
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2733%4,058
Percentage Net Loans Charged-off: Total real estate loans0.0590%4,955
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0736%3,220
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0585%4,412
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0780%4,100
Percentage Net Loans Charged-off: Commercial and industrial0.9582%2,024
Percentage Net Loans Charged-off: Loans to individuals0.4175%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3563%3,028
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1495%4,572
Percentage Net Loans Charged-off: Total real estate loans0.0529%4,664
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0657%2,802
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0527%4,075
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0701%3,784
Percentage Net Loans Charged-off: Commercial and industrial0.2814%2,848
Percentage Net Loans Charged-off: Loans to individuals0.3819%2,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3157%2,920
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1163%4,541
Percentage Net Loans Charged-off: Total real estate loans0.0098%4,746
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0244%2,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%6,799
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.0039%6,787
Percentage Net Loans Charged-off: Commercial and industrial0.2378%2,616
Percentage Net Loans Charged-off: Loans to individuals0.3962%2,721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3115%2,703
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1600%3,526
Percentage Net Loans Charged-off: Total real estate loans-0.0005%6,606
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%6,714
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0016%6,731
Percentage Net Loans Charged-off: Commercial and industrial0.2734%1,899
Percentage Net Loans Charged-off: Loans to individuals0.6424%1,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4542%1,866
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4010%4,033
Percentage Net Loans Charged-off: Total real estate loans0.1130%4,763
Percentage Net Loans Charged-off:Construction & development0.1129%3,228
Percentage Net Loans Charged-off: Commercial real estate0.1760%2,901
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0647%4,427
Percentage Net Loans Charged-off: Home equity loans0.0119%1,930
All other 1-4 family - Percent of loans charged-off, net0.0804%4,102
Percentage Net Loans Charged-off: Commercial and industrial1.2968%2,213
Percentage Net Loans Charged-off: Loans to individuals0.5637%3,213
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3573%3,873
Percentage Net Loans Charged-off: Total real estate loans0.0379%5,100
Percentage Net Loans Charged-off:Construction & development0.1569%2,875
Percentage Net Loans Charged-off: Commercial real estate-0.0089%7,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0893%3,852
Percentage Net Loans Charged-off: Home equity loans0.0163%1,686
All other 1-4 family - Percent of loans charged-off, net0.1104%3,526
Percentage Net Loans Charged-off: Commercial and industrial1.3025%1,937
Percentage Net Loans Charged-off: Loans to individuals0.5873%2,899
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3895%3,418
Percentage Net Loans Charged-off: Total real estate loans0.0423%4,648
Percentage Net Loans Charged-off:Construction & development0.2148%2,469
Percentage Net Loans Charged-off: Commercial real estate0.0128%2,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0716%3,592
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0920%3,253
Percentage Net Loans Charged-off: Commercial and industrial1.5521%1,573
Percentage Net Loans Charged-off: Loans to individuals0.4968%2,935
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7548%2,000
Percentage Net Loans Charged-off: Total real estate loans0.0355%3,795
Percentage Net Loans Charged-off:Construction & development0.3760%1,748
Percentage Net Loans Charged-off: Commercial real estate0.0258%1,799
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0268%2,987
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0345%2,789
Percentage Net Loans Charged-off: Commercial and industrial3.2419%723
Percentage Net Loans Charged-off: Loans to individuals0.8363%2,030
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1872%5,485
Percentage Net Loans Charged-off: Total real estate loans0.0438%5,363
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0777%2,976
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0177%4,763
Percentage Net Loans Charged-off: Home equity loans0.1058%1,744
All other 1-4 family - Percent of loans charged-off, net-0.0050%7,567
Percentage Net Loans Charged-off: Commercial and industrial0.4001%3,975
Percentage Net Loans Charged-off: Loans to individuals0.4652%4,192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1492%5,214
Percentage Net Loans Charged-off: Total real estate loans0.0347%4,980
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0505%2,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0265%4,169
Percentage Net Loans Charged-off: Home equity loans0.1452%1,422
All other 1-4 family - Percent of loans charged-off, net-0.0034%7,554
Percentage Net Loans Charged-off: Commercial and industrial0.2350%3,775
Percentage Net Loans Charged-off: Loans to individuals0.4554%3,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1525%4,669
Percentage Net Loans Charged-off: Total real estate loans0.0364%4,394
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0805%1,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,567
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0017%7,558
Percentage Net Loans Charged-off: Commercial and industrial0.2257%3,232
Percentage Net Loans Charged-off: Loans to individuals0.4802%3,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1174%4,031
Percentage Net Loans Charged-off: Total real estate loans0.0023%3,738
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0054%2,726
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0067%2,506
Percentage Net Loans Charged-off: Commercial and industrial0.3212%2,085
Percentage Net Loans Charged-off: Loans to individuals0.3054%3,420
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1497%4,711
Percentage Net Loans Charged-off: Total real estate loans-0.0141%7,901
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0304%7,831
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0004%4,219
Percentage Net Loans Charged-off: Home equity loans-0.0021%5,931
All other 1-4 family - Percent of loans charged-off, net0.0010%3,956
Percentage Net Loans Charged-off: Commercial and industrial0.4806%2,758
Percentage Net Loans Charged-off: Loans to individuals0.3749%4,213
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1245%4,102
Percentage Net Loans Charged-off: Total real estate loans0.0011%4,573
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0091%7,759
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0135%3,314
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0166%3,042
Percentage Net Loans Charged-off: Commercial and industrial0.3229%2,452
Percentage Net Loans Charged-off: Loans to individuals0.3582%3,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%3,341
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,772
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0140%7,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,650
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,652
Percentage Net Loans Charged-off: Commercial and industrial0.4460%1,745
Percentage Net Loans Charged-off: Loans to individuals0.3420%3,427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1715%2,346
Percentage Net Loans Charged-off: Total real estate loans-0.0142%7,869
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0286%7,975
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,681
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,685
Percentage Net Loans Charged-off: Commercial and industrial0.5783%1,108
Percentage Net Loans Charged-off: Loans to individuals0.3902%2,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1973%2,672
Percentage Net Loans Charged-off: Total real estate loans0.0021%4,169
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0078%1,583
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%7,744
Percentage Net Loans Charged-off: Home equity loans-0.0085%5,963
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,704
Percentage Net Loans Charged-off: Commercial and industrial0.6109%1,668
Percentage Net Loans Charged-off: Loans to individuals0.3696%3,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2122%1,875
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,578
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0042%7,798
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,625
Percentage Net Loans Charged-off: Home equity loans-0.0028%5,944
All other 1-4 family - Percent of loans charged-off, net-0.0036%7,606
Percentage Net Loans Charged-off: Commercial and industrial0.6850%1,226
Percentage Net Loans Charged-off: Loans to individuals0.3609%3,268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1442%2,200
Percentage Net Loans Charged-off: Total real estate loans-0.0031%7,511
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0032%7,811
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%7,638
Percentage Net Loans Charged-off: Home equity loans-0.0042%5,942
All other 1-4 family - Percent of loans charged-off, net-0.0042%7,627
Percentage Net Loans Charged-off: Commercial and industrial0.3455%1,501
Percentage Net Loans Charged-off: Loans to individuals0.3817%2,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1272%1,925
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,507
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0016%7,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%7,696
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0060%7,710
Percentage Net Loans Charged-off: Commercial and industrial0.4150%980
Percentage Net Loans Charged-off: Loans to individuals0.1953%3,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%3,349
Percentage Net Loans Charged-off: Total real estate loans0.0810%1,528
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1512%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0183%2,500
Percentage Net Loans Charged-off: Home equity loans0.0335%605
All other 1-4 family - Percent of loans charged-off, net0.0108%2,481
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%7,099
Percentage Net Loans Charged-off: Loans to individuals0.2607%4,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0507%7,077
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%2,960
Percentage Net Loans Charged-off: Total real estate loans0.0798%1,240
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1651%496
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%7,771
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0084%7,839
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%6,672
Percentage Net Loans Charged-off: Loans to individuals0.2003%4,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0679%7,161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%3,133
Percentage Net Loans Charged-off: Total real estate loans0.0124%2,099
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0291%682
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%7,844
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0114%7,907
Percentage Net Loans Charged-off: Commercial and industrial0.0176%2,547
Percentage Net Loans Charged-off: Loans to individuals0.2448%3,429
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1262%7,244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%2,042
Percentage Net Loans Charged-off: Total real estate loans0.0246%1,264
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0484%392
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0383%1,599
Percentage Net Loans Charged-off: Loans to individuals0.3836%2,483
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1797%2,515
Percentage Net Loans Charged-off: Total real estate loans0.0802%1,495
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1580%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0058%2,905
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0100%2,621
Percentage Net Loans Charged-off: Commercial and industrial0.1480%3,052
Percentage Net Loans Charged-off: Loans to individuals0.4793%3,663
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2151%7,438
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1055%3,050
Percentage Net Loans Charged-off: Total real estate loans0.0273%2,167
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0506%779
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0078%2,453
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0138%2,174
Percentage Net Loans Charged-off: Commercial and industrial0.0846%2,854
Percentage Net Loans Charged-off: Loans to individuals0.3382%3,875
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%2,726
Percentage Net Loans Charged-off: Total real estate loans0.0412%1,627
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0774%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0103%1,995
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0182%1,749
Percentage Net Loans Charged-off: Commercial and industrial0.0891%2,437
Percentage Net Loans Charged-off: Loans to individuals0.3291%3,569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1283%2,134
Percentage Net Loans Charged-off: Total real estate loans0.0071%1,677
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0248%1,296
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0445%1,081
Percentage Net Loans Charged-off: Commercial and industrial0.0265%1,886
Percentage Net Loans Charged-off: Loans to individuals0.5762%2,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1235%3,796
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,724
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%7,881
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0036%7,934
Percentage Net Loans Charged-off: Commercial and industrial0.3278%2,617
Percentage Net Loans Charged-off: Loans to individuals0.2793%4,974
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1649%7,501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%3,487
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.3195%2,199
Percentage Net Loans Charged-off: Loans to individuals0.2283%4,808
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%2,814
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.4880%1,608
Percentage Net Loans Charged-off: Loans to individuals0.2111%4,558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5034%632
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2030%1,925
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.6818%1,038
Percentage Net Loans Charged-off: Loans to individuals0.3198%3,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6374%212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1829%3,570
Percentage Net Loans Charged-off: Total real estate loans0.0016%4,031
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0063%3,267
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0097%3,007
Percentage Net Loans Charged-off: Commercial and industrial0.6447%2,288
Percentage Net Loans Charged-off: Loans to individuals0.3103%5,249
Percentage Net Loans Charged-off: Credit card loans-666.6667%2,827
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1519%7,637
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2060%2,919
Percentage Net Loans Charged-off: Total real estate loans0.0018%3,418
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0070%2,743
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0104%2,520
Percentage Net Loans Charged-off: Commercial and industrial0.7482%1,756
Percentage Net Loans Charged-off: Loans to individuals0.3402%4,611
Percentage Net Loans Charged-off: Credit card loans-533.3333%2,826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3485%7,800
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%2,600
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.0374%1,284
Percentage Net Loans Charged-off: Loans to individuals0.1454%5,289
Percentage Net Loans Charged-off: Credit card loans-700.0000%2,814
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4428%7,831
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2463%2,034
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.2212%897
Percentage Net Loans Charged-off: Loans to individuals0.1143%4,636
Percentage Net Loans Charged-off: Credit card loans-266.6667%2,799
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6520%7,851
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2973%2,741
Percentage Net Loans Charged-off: Total real estate loans-0.0014%8,089
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%8,379
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0069%8,407
Percentage Net Loans Charged-off: Commercial and industrial0.9363%1,986
Percentage Net Loans Charged-off: Loans to individuals0.7425%3,206
Percentage Net Loans Charged-off: Credit card loans8.1562%212
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%4,512
Percentage Net Loans Charged-off: Total real estate loans0.0007%3,969
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0022%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0026%3,049
Percentage Net Loans Charged-off: Commercial and industrial0.2384%3,494
Percentage Net Loans Charged-off: Loans to individuals0.4304%4,518
Percentage Net Loans Charged-off: Credit card loans1.5620%1,457
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1042%4,545
Percentage Net Loans Charged-off: Total real estate loans-0.0052%1,316
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%1,428
Percentage Net Loans Charged-off: Home equity loans-0.1349%1,370
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.1294%794
Percentage Net Loans Charged-off: Loans to individuals0.3198%973
Percentage Net Loans Charged-off: Credit card loans-0.6569%1,322
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%4,577
Percentage Net Loans Charged-off: Total real estate loans0.0145%780
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0352%610
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0392%550
Percentage Net Loans Charged-off: Commercial and industrial-0.0339%1,293
Percentage Net Loans Charged-off: Loans to individuals0.3334%972
Percentage Net Loans Charged-off: Credit card loans-3.4574%1,334
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%3,950
Percentage Net Loans Charged-off: Total real estate loans-0.0507%1,387
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0984%1,443
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.1093%1,438
Percentage Net Loans Charged-off: Commercial and industrial0.5766%300
Percentage Net Loans Charged-off: Loans to individuals0.3713%961
Percentage Net Loans Charged-off: Credit card loans-1.1515%1,280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1324%4,880
Percentage Net Loans Charged-off: Total real estate loans0.0125%817
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0237%732
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0263%660
Percentage Net Loans Charged-off: Commercial and industrial0.2187%565
Percentage Net Loans Charged-off: Loans to individuals0.4040%978
Percentage Net Loans Charged-off: Credit card loans2.0416%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4644%1,907
Percentage Net Loans Charged-off: Total real estate loans-0.0077%1,303
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0492%1,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0183%781
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0205%717
Percentage Net Loans Charged-off: Commercial and industrial3.9873%40
Percentage Net Loans Charged-off: Loans to individuals-0.1461%1,516
Percentage Net Loans Charged-off: Credit card loans3.2333%378
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4666%1,821
Percentage Net Loans Charged-off: Total real estate loans0.0905%527
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.1677%249
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1902%226
Percentage Net Loans Charged-off: Commercial and industrial2.2467%71
Percentage Net Loans Charged-off: Loans to individuals0.4948%779
Percentage Net Loans Charged-off: Credit card loans2.1559%486
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3809%2,398
Percentage Net Loans Charged-off: Total real estate loans0.1665%454
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.3184%173
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.3570%162
Percentage Net Loans Charged-off: Commercial and industrial0.4807%349
Percentage Net Loans Charged-off: Loans to individuals1.5759%159
Percentage Net Loans Charged-off: Credit card loans3.3511%182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2410%4,891
Percentage Net Loans Charged-off: Total real estate loans0.0338%986
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0617%634
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0673%588
Percentage Net Loans Charged-off: Commercial and industrial0.8706%411
Percentage Net Loans Charged-off: Loans to individuals0.7343%534
Percentage Net Loans Charged-off: Credit card loans2.2962%416
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2718%6,321
Percentage Net Loans Charged-off: Total real estate loans0.1795%784
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.3183%665
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.1295%522
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.1392%495
Percentage Net Loans Charged-off: Commercial and industrial0.4020%854
Percentage Net Loans Charged-off: Loans to individuals0.7873%725
Percentage Net Loans Charged-off: Credit card loans0.8039%928
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144