The Canandaigua National Bank and Trust Company, Assets and Liabilities

2021-03-31Rank
# of Employees:557267
Assets and Liabilities
Total Assets:$3,894,956,000310
Cash and due from depository institutions$128,345,000267
Interest-bearing balances$69,257,0001,379
Securities$590,290,000348
Federal funds sold & reverse repurchase agreements$186,0001,917
Net loans & leases$3,063,655,000262
Loan loss allowance$32,687,000304
Trading account assets$16,777,00095
Bank premises and fixed assets$34,562,000404
Other real estate owned$0267
Goodwill and other intangibles$11,930,000550
All other assets$49,211,000547
Life insurance assets$03,266
Total liabilities and capital$3,894,956,000310
Total liabilities$3,561,832,000304
Total deposits$3,302,766,000310
Interest-bearing deposits$2,334,742,000306
Deposits held in domestic offices$3,302,766,000310
% insured51.77%4,605
Federal funds purchased & repurchase agreements$01,025
Trading liabilities$16,777,00076
Other borrowed funds$220,057,000186
Subordinated debt$088
All other liabilities$22,232,000460
Total equity capital$333,124,000366
Total bank equity capital$333,073,000366
Perpetual preferred stock$079
Common stock$8,000,000368
Surplus$46,314,000791
Undivided profits$278,759,000238
Noncontrolling interests in consolidated subsidiaries$51,000103
Memoranda
Noncurrent loans and leases$27,543,000233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0740
Income earned, not collected on loans$11,918,000324
Earning assets$3,740,165,000298
Long-term assets (5+ years)$878,634,000406
Average Assets, year-to-date$3,763,379,000313
Average Assets, quarterly$3,763,379,000313
Volatile liabilities$349,795,000212
Insider loans$13,028,000475
FHLB advances$200,000,000126
Loans and leases held for sale$20,436,000315
Unused loan commitments$598,292,000312
Tier 1 (core) risk-based capital$328,027,000345
Tier 2 risk-based capital$32,687,000252
Total risk weighted assets$2,743,579,000273
Total unused commitments$598,292,000312
Derivatives$611,307,000221
2020-12-31Rank
# of Employees:547266
Assets and Liabilities
Total Assets:$3,631,802,000319
Cash and due from depository institutions$138,152,000266
Interest-bearing balances$98,026,000899
Securities$399,938,000431
Federal funds sold & reverse repurchase agreements$1,296,0001,595
Net loans & leases$2,968,683,000269
Loan loss allowance$30,741,000316
Trading account assets$23,850,00093
Bank premises and fixed assets$14,654,000923
Other real estate owned$0266
Goodwill and other intangibles$11,700,000551
All other assets$73,529,000384
Life insurance assets$03,272
Total liabilities and capital$3,631,802,000319
Total liabilities$3,302,369,000313
Total deposits$2,984,821,000322
Interest-bearing deposits$2,122,593,000316
Deposits held in domestic offices$2,984,821,000322
% insured53.47%4,599
Federal funds purchased & repurchase agreements$01,074
Trading liabilities$23,850,00070
Other borrowed funds$270,665,000179
Subordinated debt$091
All other liabilities$23,033,000461
Total equity capital$329,433,000363
Total bank equity capital$329,381,000363
Perpetual preferred stock$076
Common stock$8,000,000371
Surplus$46,314,000779
Undivided profits$275,067,000241
Noncontrolling interests in consolidated subsidiaries$52,000104
Memoranda
Noncurrent loans and leases$26,809,000241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0760
Income earned, not collected on loans$12,038,000328
Earning assets$3,491,793,000307
Long-term assets (5+ years)$714,526,000468
Average Assets, year-to-date$3,378,782,800315
Average Assets, quarterly$3,615,213,000317
Volatile liabilities$275,714,000259
Insider loans$19,607,000300
FHLB advances$250,000,000119
Loans and leases held for sale$17,549,000376
Unused loan commitments$586,796,000302
Tier 1 (core) risk-based capital$318,295,000344
Tier 2 risk-based capital$30,741,000262
Total risk weighted assets$2,679,646,000275
Total unused commitments$586,796,000302
Derivatives$604,368,000230
2020-09-30Rank
# of Employees:540265
Assets and Liabilities
Total Assets:$3,598,624,000315
Cash and due from depository institutions$78,169,000265
Interest-bearing balances$32,400,0001,872
Securities$389,030,000415
Federal funds sold & reverse repurchase agreements$5,505,000892
Net loans & leases$3,001,853,000269
Loan loss allowance$28,864,000318
Trading account assets$28,794,00091
Bank premises and fixed assets$15,599,000852
Other real estate owned$60,000265
Goodwill and other intangibles$11,254,000563
All other assets$68,360,000402
Life insurance assets$03,271
Total liabilities and capital$3,598,624,000315
Total liabilities$3,280,717,000312
Total deposits$2,935,991,000319
Interest-bearing deposits$2,085,007,000308
Deposits held in domestic offices$2,935,991,000319
% insured52.21%4,712
Federal funds purchased & repurchase agreements$16,600,000420
Trading liabilities$28,461,00069
Other borrowed funds$269,828,000206
Subordinated debt$094
All other liabilities$29,837,000394
Total equity capital$317,907,000358
Total bank equity capital$317,855,000358
Perpetual preferred stock$075
Common stock$8,000,000373
Surplus$46,314,000767
Undivided profits$263,541,000243
Noncontrolling interests in consolidated subsidiaries$52,000103
Memoranda
Noncurrent loans and leases$32,591,000208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0766
Income earned, not collected on loans$13,850,000297
Earning assets$3,457,582,000305
Long-term assets (5+ years)$710,041,000440
Average Assets, year-to-date$3,315,528,000314
Average Assets, quarterly$3,557,020,500317
Volatile liabilities$319,919,000249
Insider loans$19,947,000301
FHLB advances$250,000,000137
Loans and leases held for sale$19,302,000396
Unused loan commitments$567,443,000304
Tier 1 (core) risk-based capital$306,346,000340
Tier 2 risk-based capital$28,864,000263
Total risk weighted assets$2,615,393,000276
Total unused commitments$567,443,000304
Derivatives$569,213,000239
2020-06-30Rank
# of Employees:517280
Assets and Liabilities
Total Assets:$3,515,417,000320
Cash and due from depository institutions$104,586,000280
Interest-bearing balances$60,623,0001,166
Securities$387,908,000409
Federal funds sold & reverse repurchase agreements$2,145,0001,474
Net loans & leases$2,902,697,000275
Loan loss allowance$27,544,000315
Trading account assets$29,649,00091
Bank premises and fixed assets$16,093,000826
Other real estate owned$60,000280
Goodwill and other intangibles$10,817,000566
All other assets$61,462,000434
Life insurance assets$03,288
Total liabilities and capital$3,515,417,000320
Total liabilities$3,208,139,000314
Total deposits$2,879,993,000320
Interest-bearing deposits$2,037,318,000314
Deposits held in domestic offices$2,879,993,000319
% insured53.71%4,736
Federal funds purchased & repurchase agreements$01,107
Trading liabilities$29,649,00068
Other borrowed funds$267,592,000232
Subordinated debt$094
All other liabilities$30,905,000385
Total equity capital$307,278,000360
Total bank equity capital$307,226,000360
Perpetual preferred stock$076
Common stock$8,000,000378
Surplus$46,314,000760
Undivided profits$252,912,000242
Noncontrolling interests in consolidated subsidiaries$52,000103
Memoranda
Noncurrent loans and leases$33,249,000203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0793
Income earned, not collected on loans$15,212,000269
Earning assets$3,383,022,000310
Long-term assets (5+ years)$716,988,000425
Average Assets, year-to-date$3,221,162,667315
Average Assets, quarterly$3,332,381,500317
Volatile liabilities$291,685,000279
Insider loans$17,142,000350
FHLB advances$250,000,000153
Loans and leases held for sale$32,801,000245
Unused loan commitments$554,331,000306
Tier 1 (core) risk-based capital$295,404,000344
Tier 2 risk-based capital$27,544,000270
Total risk weighted assets$2,507,330,000281
Total unused commitments$554,331,000306
Derivatives$535,233,000236
2020-03-31Rank
# of Employees:518282
Assets and Liabilities
Total Assets:$3,149,346,000317
Cash and due from depository institutions$150,286,000282
Interest-bearing balances$110,588,000471
Securities$394,269,000394
Federal funds sold & reverse repurchase agreements$3,885,0001,199
Net loans & leases$2,486,391,000293
Loan loss allowance$23,568,000321
Trading account assets$30,552,00089
Bank premises and fixed assets$15,194,000878
Other real estate owned$60,000282
Goodwill and other intangibles$10,538,000579
All other assets$58,171,000448
Life insurance assets$03,312
Total liabilities and capital$3,149,346,000317
Total liabilities$2,851,319,000313
Total deposits$2,483,108,000323
Interest-bearing deposits$1,891,494,000318
Deposits held in domestic offices$2,483,108,000322
% insured53.77%4,797
Federal funds purchased & repurchase agreements$01,226
Trading liabilities$30,552,00071
Other borrowed funds$318,348,000210
Subordinated debt$094
All other liabilities$19,311,000479
Total equity capital$298,027,000361
Total bank equity capital$297,975,000361
Perpetual preferred stock$075
Common stock$8,000,000379
Surplus$46,314,000763
Undivided profits$243,661,000245
Noncontrolling interests in consolidated subsidiaries$52,000103
Memoranda
Noncurrent loans and leases$32,570,000190
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0794
Income earned, not collected on loans$11,347,000299
Earning assets$3,025,685,000306
Long-term assets (5+ years)$618,347,000472
Average Assets, year-to-date$3,074,035,500319
Average Assets, quarterly$3,074,035,500319
Volatile liabilities$351,762,000258
Insider loans$12,259,000500
FHLB advances$250,000,000197
Loans and leases held for sale$6,333,000491
Unused loan commitments$529,907,000308
Tier 1 (core) risk-based capital$287,696,000345
Tier 2 risk-based capital$23,568,000286
Total risk weighted assets$2,452,060,000287
Total unused commitments$529,907,000308
Derivatives$523,332,000233
2019-12-31Rank
# of Employees:514286
Assets and Liabilities
Total Assets:$2,998,725,000322
Cash and due from depository institutions$82,582,000286
Interest-bearing balances$37,747,0001,106
Securities$379,226,000395
Federal funds sold & reverse repurchase agreements$205,0002,157
Net loans & leases$2,442,762,000295
Loan loss allowance$21,588,000312
Trading account assets$10,743,00095
Bank premises and fixed assets$14,066,000945
Other real estate owned$110,000286
Goodwill and other intangibles$10,604,000575
All other assets$58,427,000423
Life insurance assets$03,348
Total liabilities and capital$2,998,725,000322
Total liabilities$2,700,009,000319
Total deposits$2,395,756,000325
Interest-bearing deposits$1,843,591,000323
Deposits held in domestic offices$2,395,756,000325
% insured54.75%4,823
Federal funds purchased & repurchase agreements$01,302
Trading liabilities$10,743,00071
Other borrowed funds$269,022,000207
Subordinated debt$094
All other liabilities$24,488,000372
Total equity capital$298,716,000363
Total bank equity capital$298,664,000363
Perpetual preferred stock$076
Common stock$8,000,000384
Surplus$46,314,000760
Undivided profits$244,350,000249
Noncontrolling interests in consolidated subsidiaries$52,000107
Memoranda
Noncurrent loans and leases$10,808,000413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0766
Income earned, not collected on loans$10,358,000323
Earning assets$2,870,683,000310
Long-term assets (5+ years)$516,118,000532
Average Assets, year-to-date$2,936,633,200316
Average Assets, quarterly$2,988,470,000321
Volatile liabilities$312,335,000282
Insider loans$12,350,000505
FHLB advances$250,000,000179
Loans and leases held for sale$5,524,000469
Unused loan commitments$522,268,000308
Tier 1 (core) risk-based capital$288,601,000347
Tier 2 risk-based capital$21,588,000297
Total risk weighted assets$2,341,867,000307
Total unused commitments$522,268,000308
Derivatives$454,110,000215
2019-09-30Rank
# of Employees:507295
Assets and Liabilities
Total Assets:$2,978,215,000324
Cash and due from depository institutions$82,157,000295
Interest-bearing balances$30,310,0001,328
Securities$394,801,000375
Federal funds sold & reverse repurchase agreements$656,0001,890
Net loans & leases$2,422,266,000297
Loan loss allowance$21,948,000312
Trading account assets$15,196,00090
Bank premises and fixed assets$13,222,000997
Other real estate owned$50,000295
Goodwill and other intangibles$10,690,000571
All other assets$39,177,000602
Life insurance assets$03,382
Total liabilities and capital$2,978,215,000324
Total liabilities$2,688,301,000321
Total deposits$2,396,881,000330
Interest-bearing deposits$1,851,130,000316
Deposits held in domestic offices$2,396,881,000329
% insured52.90%4,967
Federal funds purchased & repurchase agreements$01,334
Trading liabilities$15,196,00070
Other borrowed funds$250,000,000218
Subordinated debt$095
All other liabilities$26,224,000369
Total equity capital$289,914,000371
Total bank equity capital$289,862,000371
Perpetual preferred stock$079
Common stock$8,000,000391
Surplus$46,314,000751
Undivided profits$235,548,000257
Noncontrolling interests in consolidated subsidiaries$52,000106
Memoranda
Noncurrent loans and leases$6,686,000657
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0791
Income earned, not collected on loans$10,530,000329
Earning assets$2,863,229,000311
Long-term assets (5+ years)$496,179,000538
Average Assets, year-to-date$2,921,110,250323
Average Assets, quarterly$2,951,948,500325
Volatile liabilities$287,900,000297
Insider loans$15,918,000371
FHLB advances$250,000,000185
Loans and leases held for sale$9,207,000403
Unused loan commitments$522,778,000310
Tier 1 (core) risk-based capital$280,026,000350
Tier 2 risk-based capital$21,948,000296
Total risk weighted assets$2,311,815,000305
Total unused commitments$522,778,000310
Derivatives$440,521,000221
2019-06-30Rank
# of Employees:483308
Assets and Liabilities
Total Assets:$2,925,682,000329
Cash and due from depository institutions$54,341,000308
Interest-bearing balances$20,515,0001,664
Securities$403,006,000372
Federal funds sold & reverse repurchase agreements$3,246,0001,007
Net loans & leases$2,393,113,000295
Loan loss allowance$23,497,000298
Trading account assets$10,214,00095
Bank premises and fixed assets$12,810,0001,019
Other real estate owned$76,000308
Goodwill and other intangibles$10,768,000562
All other assets$38,108,000612
Life insurance assets$03,407
Total liabilities and capital$2,925,682,000329
Total liabilities$2,637,696,000324
Total deposits$2,345,630,000331
Interest-bearing deposits$1,801,667,000324
Deposits held in domestic offices$2,345,630,000330
% insured55.93%4,964
Federal funds purchased & repurchase agreements$01,374
Trading liabilities$10,214,00074
Other borrowed funds$260,750,000223
Subordinated debt$095
All other liabilities$21,102,000395
Total equity capital$287,986,000365
Total bank equity capital$287,934,000365
Perpetual preferred stock$081
Common stock$8,000,000391
Surplus$46,314,000747
Undivided profits$233,620,000255
Noncontrolling interests in consolidated subsidiaries$52,000107
Memoranda
Noncurrent loans and leases$8,423,000519
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0800
Income earned, not collected on loans$9,857,000335
Earning assets$2,819,880,000314
Long-term assets (5+ years)$498,700,000532
Average Assets, year-to-date$2,902,075,330328
Average Assets, quarterly$2,928,898,000328
Volatile liabilities$258,885,000319
Insider loans$16,149,000371
FHLB advances$260,750,000186
Loans and leases held for sale$11,797,000323
Unused loan commitments$823,858,000234
Tier 1 (core) risk-based capital$278,294,000351
Tier 2 risk-based capital$23,497,000285
Total risk weighted assets$2,392,694,000304
Total unused commitments$823,858,000234
Derivatives$404,774,000223
2019-03-31Rank
# of Employees:483308
Assets and Liabilities
Total Assets:$2,932,114,000331
Cash and due from depository institutions$122,311,000308
Interest-bearing balances$7,145,0003,330
Securities$413,042,000369
Federal funds sold & reverse repurchase agreements$3,903,000989
Net loans & leases$2,325,972,000302
Loan loss allowance$22,558,000302
Trading account assets$4,526,000124
Bank premises and fixed assets$12,741,0001,019
Other real estate owned$1,187,000308
Goodwill and other intangibles$10,997,000554
All other assets$37,435,000617
Life insurance assets$03,441
Total liabilities and capital$2,932,114,000331
Total liabilities$2,657,633,000324
Total deposits$2,385,116,000327
Interest-bearing deposits$1,845,546,000329
Deposits held in domestic offices$2,385,116,000326
% insured52.39%5,101
Federal funds purchased & repurchase agreements$01,342
Trading liabilities$4,526,00087
Other borrowed funds$250,000,000219
Subordinated debt$098
All other liabilities$17,991,000431
Total equity capital$274,481,000377
Total bank equity capital$274,429,000377
Perpetual preferred stock$083
Common stock$8,000,000392
Surplus$46,314,000747
Undivided profits$220,115,000261
Noncontrolling interests in consolidated subsidiaries$52,000107
Memoranda
Noncurrent loans and leases$6,578,000659
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0779
Income earned, not collected on loans$10,147,000337
Earning assets$2,750,062,000322
Long-term assets (5+ years)$477,006,000569
Average Assets, year-to-date$2,890,272,000332
Average Assets, quarterly$2,890,272,000332
Volatile liabilities$295,913,000301
Insider loans$16,302,000368
FHLB advances$250,000,000186
Loans and leases held for sale$2,363,000530
Unused loan commitments$794,607,000241
Tier 1 (core) risk-based capital$266,806,000361
Tier 2 risk-based capital$22,558,000293
Total risk weighted assets$2,342,402,000308
Total unused commitments$794,607,000241
Derivatives$324,910,000226
2018-12-31Rank
# of Employees:489303
Assets and Liabilities
Total Assets:$2,848,430,000342
Cash and due from depository institutions$66,714,000303
Interest-bearing balances$18,420,0001,641
Securities$406,690,000374
Federal funds sold & reverse repurchase agreements$452,0001,789
Net loans & leases$2,306,711,000311
Loan loss allowance$21,643,000308
Trading account assets$4,306,000116
Bank premises and fixed assets$12,472,000988
Other real estate owned$1,320,000303
Goodwill and other intangibles$11,177,000541
All other assets$38,588,000610
Life insurance assets$03,468
Total liabilities and capital$2,848,430,000342
Total liabilities$2,580,915,000334
Total deposits$2,249,941,000348
Interest-bearing deposits$1,727,887,000339
Deposits held in domestic offices$2,249,941,000347
% insured55.29%5,069
Federal funds purchased & repurchase agreements$01,600
Trading liabilities$4,306,00081
Other borrowed funds$305,100,000201
Subordinated debt$098
All other liabilities$21,568,000372
Total equity capital$267,515,000383
Total bank equity capital$267,463,000383
Perpetual preferred stock$086
Common stock$8,000,000395
Surplus$46,314,000742
Undivided profits$213,149,000259
Noncontrolling interests in consolidated subsidiaries$52,000106
Memoranda
Noncurrent loans and leases$7,815,000555
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0761
Income earned, not collected on loans$9,248,000360
Earning assets$2,732,273,000325
Long-term assets (5+ years)$480,326,000567
Average Assets, year-to-date$2,755,406,600338
Average Assets, quarterly$2,834,052,000338
Volatile liabilities$210,890,000385
Insider loans$16,018,000364
FHLB advances$305,100,000176
Loans and leases held for sale$3,151,000464
Unused loan commitments$768,597,000248
Tier 1 (core) risk-based capital$262,129,000366
Tier 2 risk-based capital$21,643,000307
Total risk weighted assets$2,319,620,000314
Total unused commitments$768,597,000248
Derivatives$266,770,000231
2018-09-30Rank
# of Employees:491301
Assets and Liabilities
Total Assets:$2,819,674,000339
Cash and due from depository institutions$53,562,000301
Interest-bearing balances$16,097,0001,763
Securities$396,386,000382
Federal funds sold & reverse repurchase agreements$3,659,000734
Net loans & leases$2,292,228,000311
Loan loss allowance$21,245,000310
Trading account assets$5,052,000112
Bank premises and fixed assets$12,690,000971
Other real estate owned$159,000301
Goodwill and other intangibles$11,366,000527
All other assets$44,572,000538
Life insurance assets$03,507
Total liabilities and capital$2,819,674,000339
Total liabilities$2,562,466,000335
Total deposits$2,223,826,000349
Interest-bearing deposits$1,679,482,000338
Deposits held in domestic offices$2,223,826,000348
% insured54.93%5,165
Federal funds purchased & repurchase agreements$01,725
Trading liabilities$5,052,00085
Other borrowed funds$308,500,000208
Subordinated debt$0101
All other liabilities$25,088,000345
Total equity capital$257,208,000386
Total bank equity capital$257,156,000386
Perpetual preferred stock$092
Common stock$8,000,000402
Surplus$46,314,000744
Undivided profits$202,842,000259
Noncontrolling interests in consolidated subsidiaries$52,000101
Memoranda
Noncurrent loans and leases$9,634,000473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0764
Income earned, not collected on loans$9,410,000358
Earning assets$2,708,370,000323
Long-term assets (5+ years)$477,257,000560
Average Assets, year-to-date$2,732,150,750340
Average Assets, quarterly$2,799,751,000338
Volatile liabilities$175,843,000435
Insider loans$16,020,000362
FHLB advances$308,500,000184
Loans and leases held for sale$6,571,000359
Unused loan commitments$752,358,000247
Tier 1 (core) risk-based capital$254,170,000375
Tier 2 risk-based capital$21,245,000308
Total risk weighted assets$2,273,085,000319
Total unused commitments$752,358,000247
Derivatives$230,421,000252
2018-06-30Rank
# of Employees:490303
Assets and Liabilities
Total Assets:$2,779,828,000342
Cash and due from depository institutions$48,616,000303
Interest-bearing balances$11,043,0002,337
Securities$400,336,000383
Federal funds sold & reverse repurchase agreements$3,372,000806
Net loans & leases$2,259,716,000314
Loan loss allowance$20,032,000328
Trading account assets$3,471,000123
Bank premises and fixed assets$13,131,000932
Other real estate owned$108,000303
Goodwill and other intangibles$11,587,000522
All other assets$39,491,000590
Life insurance assets$03,536
Total liabilities and capital$2,779,828,000342
Total liabilities$2,529,486,000338
Total deposits$2,238,622,000341
Interest-bearing deposits$1,687,377,000334
Deposits held in domestic offices$2,238,622,000340
% insured56.14%5,215
Federal funds purchased & repurchase agreements$01,659
Trading liabilities$3,471,00095
Other borrowed funds$269,400,000229
Subordinated debt$0101
All other liabilities$17,993,000412
Total equity capital$250,342,000386
Total bank equity capital$250,290,000386
Perpetual preferred stock$092
Common stock$8,000,000411
Surplus$46,314,000745
Undivided profits$195,976,000260
Noncontrolling interests in consolidated subsidiaries$52,000103
Memoranda
Noncurrent loans and leases$10,427,000428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0780
Income earned, not collected on loans$8,499,000353
Earning assets$2,674,467,000324
Long-term assets (5+ years)$449,470,000589
Average Assets, year-to-date$2,702,976,330343
Average Assets, quarterly$2,732,832,500342
Volatile liabilities$180,490,000432
Insider loans$16,355,000360
FHLB advances$269,400,000207
Loans and leases held for sale$5,857,000412
Unused loan commitments$715,699,000252
Tier 1 (core) risk-based capital$246,272,000375
Tier 2 risk-based capital$20,032,000320
Total risk weighted assets$2,387,812,000307
Total unused commitments$715,699,000252
Derivatives$220,576,000261
2018-03-31Rank
# of Employees:473309
Assets and Liabilities
Total Assets:$2,685,837,000346
Cash and due from depository institutions$46,244,000309
Interest-bearing balances$12,142,0002,428
Securities$392,607,000394
Federal funds sold & reverse repurchase agreements$3,906,000885
Net loans & leases$2,179,758,000309
Loan loss allowance$22,001,000296
Trading account assets$3,553,000122
Bank premises and fixed assets$13,104,000935
Other real estate owned$108,000309
Goodwill and other intangibles$11,789,000505
All other assets$34,768,000647
Life insurance assets$03,566
Total liabilities and capital$2,685,837,000346
Total liabilities$2,443,099,000343
Total deposits$2,204,908,000344
Interest-bearing deposits$1,704,578,000332
Deposits held in domestic offices$2,204,908,000343
% insured54.36%5,324
Federal funds purchased & repurchase agreements$01,501
Trading liabilities$3,553,00091
Other borrowed funds$219,400,000252
Subordinated debt$0102
All other liabilities$15,238,000448
Total equity capital$242,738,000398
Total bank equity capital$242,686,000398
Perpetual preferred stock$094
Common stock$8,000,000421
Surplus$46,314,000745
Undivided profits$188,372,000260
Noncontrolling interests in consolidated subsidiaries$52,000104
Memoranda
Noncurrent loans and leases$14,262,000340
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0785
Income earned, not collected on loans$8,722,000340
Earning assets$2,588,413,000333
Long-term assets (5+ years)$459,264,000577
Average Assets, year-to-date$2,664,550,500347
Average Assets, quarterly$2,664,550,500347
Volatile liabilities$115,451,000566
Insider loans$16,469,000359
FHLB advances$219,400,000227
Loans and leases held for sale$2,399,000577
Unused loan commitments$703,001,000247
Tier 1 (core) risk-based capital$238,164,000383
Tier 2 risk-based capital$22,001,000294
Total risk weighted assets$2,126,329,000323
Total unused commitments$703,001,000247
Derivatives$222,354,000262
2017-12-31Rank
# of Employees:459320
Assets and Liabilities
Total Assets:$2,643,264,000350
Cash and due from depository institutions$53,010,000320
Interest-bearing balances$12,147,0002,276
Securities$390,183,000395
Federal funds sold & reverse repurchase agreements$1,480,0001,324
Net loans & leases$2,139,594,000313
Loan loss allowance$20,961,000307
Trading account assets$2,530,000132
Bank premises and fixed assets$13,232,000928
Other real estate owned$315,000320
Goodwill and other intangibles$2,570,0001,089
All other assets$40,350,000580
Life insurance assets$03,602
Total liabilities and capital$2,643,264,000350
Total liabilities$2,420,051,000340
Total deposits$2,158,200,000345
Interest-bearing deposits$1,616,387,000341
Deposits held in domestic offices$2,158,200,000344
% insured56.30%5,330
Federal funds purchased & repurchase agreements$01,709
Trading liabilities$2,530,00093
Other borrowed funds$238,400,000242
Subordinated debt$0103
All other liabilities$20,921,000380
Total equity capital$223,213,000419
Total bank equity capital$223,161,000419
Perpetual preferred stock$095
Common stock$8,000,000423
Surplus$28,708,0001,083
Undivided profits$186,453,000261
Noncontrolling interests in consolidated subsidiaries$52,000105
Memoranda
Noncurrent loans and leases$13,323,000370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0790
Income earned, not collected on loans$7,926,000378
Earning assets$2,543,404,000333
Long-term assets (5+ years)$436,219,000595
Average Assets, year-to-date$2,575,262,800340
Average Assets, quarterly$2,617,364,000349
Volatile liabilities$111,064,000606
Insider loans$16,601,000348
FHLB advances$238,400,000221
Loans and leases held for sale$5,645,000410
Unused loan commitments$681,098,000253
Tier 1 (core) risk-based capital$225,833,000394
Tier 2 risk-based capital$20,961,000304
Total risk weighted assets$2,169,377,000322
Total unused commitments$681,098,000253
Derivatives$203,602,000255
2017-09-30Rank
# of Employees:460322
Assets and Liabilities
Total Assets:$2,591,464,000348
Cash and due from depository institutions$76,227,000322
Interest-bearing balances$26,945,0001,257
Securities$371,150,000415
Federal funds sold & reverse repurchase agreements$4,063,000683
Net loans & leases$2,080,259,000311
Loan loss allowance$23,604,000287
Trading account assets$2,176,000140
Bank premises and fixed assets$13,536,000908
Other real estate owned$236,000322
Goodwill and other intangibles$2,670,0001,075
All other assets$41,147,000571
Life insurance assets$03,632
Total liabilities and capital$2,591,464,000348
Total liabilities$2,370,379,000342
Total deposits$2,147,859,000338
Interest-bearing deposits$1,636,612,000337
Deposits held in domestic offices$2,147,859,000337
% insured56.11%5,411
Federal funds purchased & repurchase agreements$01,740
Trading liabilities$2,176,00096
Other borrowed funds$200,000,000261
Subordinated debt$0100
All other liabilities$20,344,000396
Total equity capital$221,085,000426
Total bank equity capital$221,033,000426
Perpetual preferred stock$098
Common stock$8,000,000438
Surplus$28,708,0001,083
Undivided profits$184,325,000264
Noncontrolling interests in consolidated subsidiaries$52,000108
Memoranda
Noncurrent loans and leases$18,261,000278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0823
Income earned, not collected on loans$7,738,000377
Earning assets$2,482,417,000336
Long-term assets (5+ years)$421,463,000614
Average Assets, year-to-date$2,558,262,500344
Average Assets, quarterly$2,586,187,500342
Volatile liabilities$66,317,000896
Insider loans$16,240,000350
FHLB advances$200,000,000241
Loans and leases held for sale$6,919,000391
Unused loan commitments$671,358,000256
Tier 1 (core) risk-based capital$222,518,000399
Tier 2 risk-based capital$23,604,000288
Total risk weighted assets$2,115,132,000324
Total unused commitments$671,358,000256
Derivatives$190,596,000260
2017-06-30Rank
# of Employees:458326
Assets and Liabilities
Total Assets:$2,580,911,000348
Cash and due from depository institutions$125,429,000326
Interest-bearing balances$89,343,000377
Securities$347,759,000441
Federal funds sold & reverse repurchase agreements$3,972,000763
Net loans & leases$2,044,210,000318
Loan loss allowance$21,866,000304
Trading account assets$2,290,000135
Bank premises and fixed assets$13,765,000892
Other real estate owned$215,000326
Goodwill and other intangibles$2,756,0001,049
All other assets$40,515,000583
Life insurance assets$03,636
Total liabilities and capital$2,580,911,000348
Total liabilities$2,362,351,000344
Total deposits$2,131,695,000339
Interest-bearing deposits$1,635,257,000336
Deposits held in domestic offices$2,131,695,000338
% insured57.08%5,449
Federal funds purchased & repurchase agreements$01,742
Trading liabilities$2,290,00094
Other borrowed funds$210,000,000254
Subordinated debt$099
All other liabilities$18,366,000414
Total equity capital$218,560,000419
Total bank equity capital$218,508,000419
Perpetual preferred stock$0102
Common stock$8,000,000438
Surplus$28,626,0001,087
Undivided profits$181,882,000264
Noncontrolling interests in consolidated subsidiaries$52,000111
Memoranda
Noncurrent loans and leases$11,778,000412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0844
Income earned, not collected on loans$7,263,000370
Earning assets$2,485,284,000331
Long-term assets (5+ years)$428,296,000609
Average Assets, year-to-date$2,547,195,330348
Average Assets, quarterly$2,595,089,000348
Volatile liabilities$112,584,000574
Insider loans$15,706,000364
FHLB advances$210,000,000233
Loans and leases held for sale$5,717,000458
Unused loan commitments$638,678,000260
Tier 1 (core) risk-based capital$220,005,000400
Tier 2 risk-based capital$21,866,000301
Total risk weighted assets$2,061,265,000332
Total unused commitments$638,678,000260
Derivatives$192,168,000273
2017-03-31Rank
# of Employees:454332
Assets and Liabilities
Total Assets:$2,609,267,000345
Cash and due from depository institutions$225,860,000332
Interest-bearing balances$193,574,000204
Securities$350,742,000445
Federal funds sold & reverse repurchase agreements$3,899,000861
Net loans & leases$1,970,640,000321
Loan loss allowance$21,000,000309
Trading account assets$2,467,000126
Bank premises and fixed assets$14,084,000864
Other real estate owned$610,000332
Goodwill and other intangibles$2,823,0001,039
All other assets$38,142,000611
Life insurance assets$03,665
Total liabilities and capital$2,609,267,000345
Total liabilities$2,397,808,000341
Total deposits$2,169,690,000341
Interest-bearing deposits$1,686,638,000332
Deposits held in domestic offices$2,169,690,000340
% insured56.06%5,524
Federal funds purchased & repurchase agreements$01,613
Trading liabilities$2,467,00090
Other borrowed funds$210,000,000243
Subordinated debt$0105
All other liabilities$15,651,000457
Total equity capital$211,459,000424
Total bank equity capital$211,405,000424
Perpetual preferred stock$0106
Common stock$8,000,000445
Surplus$28,626,0001,090
Undivided profits$174,779,000268
Noncontrolling interests in consolidated subsidiaries$54,000105
Memoranda
Noncurrent loans and leases$13,019,000395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0823
Income earned, not collected on loans$7,602,000349
Earning assets$2,518,855,000333
Long-term assets (5+ years)$362,502,000705
Average Assets, year-to-date$2,530,337,500351
Average Assets, quarterly$2,530,337,500351
Volatile liabilities$69,884,000799
Insider loans$15,920,000365
FHLB advances$210,000,000217
Loans and leases held for sale$4,340,000456
Unused loan commitments$637,281,000256
Tier 1 (core) risk-based capital$213,469,000399
Tier 2 risk-based capital$21,000,000309
Total risk weighted assets$1,986,147,000336
Total unused commitments$637,281,000256
Derivatives$190,673,000259
2016-12-31Rank
# of Employees:452329
Assets and Liabilities
Total Assets:$2,451,408,000356
Cash and due from depository institutions$124,408,000329
Interest-bearing balances$89,742,000363
Securities$326,180,000464
Federal funds sold & reverse repurchase agreements$3,826,000801
Net loans & leases$1,940,944,000320
Loan loss allowance$20,762,000314
Trading account assets$2,071,000138
Bank premises and fixed assets$14,081,000856
Other real estate owned$888,000329
Goodwill and other intangibles$2,945,0001,024
All other assets$36,065,000647
Life insurance assets$03,682
Total liabilities and capital$2,451,408,000356
Total liabilities$2,243,836,000349
Total deposits$2,063,151,000345
Interest-bearing deposits$1,576,709,000342
Deposits held in domestic offices$2,063,151,000344
% insured56.31%5,567
Federal funds purchased & repurchase agreements$01,797
Trading liabilities$2,071,00092
Other borrowed funds$160,000,000288
Subordinated debt$0112
All other liabilities$18,614,000404
Total equity capital$207,572,000429
Total bank equity capital$207,518,000429
Perpetual preferred stock$0108
Common stock$8,000,000448
Surplus$28,336,0001,098
Undivided profits$171,182,000269
Noncontrolling interests in consolidated subsidiaries$54,000110
Memoranda
Noncurrent loans and leases$11,698,000426
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0831
Income earned, not collected on loans$7,038,000380
Earning assets$2,360,692,000339
Long-term assets (5+ years)$316,582,000793
Average Assets, year-to-date$2,346,265,000354
Average Assets, quarterly$2,426,351,500356
Volatile liabilities$223,063,000340
Insider loans$16,109,000356
FHLB advances$160,000,000261
Loans and leases held for sale$4,968,000501
Unused loan commitments$605,652,000266
Tier 1 (core) risk-based capital$210,235,000398
Tier 2 risk-based capital$20,762,000311
Total risk weighted assets$1,951,414,000335
Total unused commitments$605,652,000266
Derivatives$180,768,000260
2016-09-30Rank
# of Employees:451333
Assets and Liabilities
Total Assets:$2,401,295,000359
Cash and due from depository institutions$81,891,000333
Interest-bearing balances$36,399,000967
Securities$330,039,000465
Federal funds sold & reverse repurchase agreements$3,577,000827
Net loans & leases$1,926,919,000322
Loan loss allowance$21,619,000305
Trading account assets$0238
Bank premises and fixed assets$14,448,000833
Other real estate owned$711,000333
Goodwill and other intangibles$2,935,0001,019
All other assets$40,775,000571
Life insurance assets$03,692
Total liabilities and capital$2,401,294,000359
Total liabilities$2,196,878,000353
Total deposits$2,014,495,000351
Interest-bearing deposits$1,534,472,000342
Deposits held in domestic offices$2,014,495,000350
% insured57.18%5,646
Federal funds purchased & repurchase agreements$01,774
Trading liabilities$0165
Other borrowed funds$160,000,000276
Subordinated debt$0113
All other liabilities$22,383,000383
Total equity capital$204,416,000437
Total bank equity capital$204,362,000437
Perpetual preferred stock$0115
Common stock$8,000,000458
Surplus$28,336,0001,086
Undivided profits$168,026,000278
Noncontrolling interests in consolidated subsidiaries$54,000108
Memoranda
Noncurrent loans and leases$13,963,000387
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0849
Income earned, not collected on loans$7,247,000363
Earning assets$2,296,934,000346
Long-term assets (5+ years)$317,488,000786
Average Assets, year-to-date$2,319,979,250357
Average Assets, quarterly$2,373,587,000358
Volatile liabilities$209,898,000341
Insider loans$16,215,000355
FHLB advances$160,000,000251
Loans and leases held for sale$7,350,000468
Unused loan commitments$589,611,000265
Tier 1 (core) risk-based capital$204,214,000409
Tier 2 risk-based capital$21,625,000305
Total risk weighted assets$1,945,806,000335
Total unused commitments$589,611,000265
Derivatives$170,063,000283
2016-06-30Rank
# of Employees:446341
Assets and Liabilities
Total Assets:$2,345,879,000362
Cash and due from depository institutions$91,992,000341
Interest-bearing balances$53,094,000635
Securities$322,064,000484
Federal funds sold & reverse repurchase agreements$180,0002,197
Net loans & leases$1,874,042,000321
Loan loss allowance$20,804,000317
Trading account assets$0244
Bank premises and fixed assets$14,991,000798
Other real estate owned$653,000341
Goodwill and other intangibles$2,769,0001,037
All other assets$39,188,000594
Life insurance assets$03,715
Total liabilities and capital$2,345,879,000362
Total liabilities$2,138,749,000353
Total deposits$1,956,486,000350
Interest-bearing deposits$1,493,561,000343
Deposits held in domestic offices$1,956,486,000349
% insured58.77%5,675
Federal funds purchased & repurchase agreements$01,871
Trading liabilities$0167
Other borrowed funds$160,000,000283
Subordinated debt$0116
All other liabilities$22,263,000376
Total equity capital$207,130,000434
Total bank equity capital$207,076,000434
Perpetual preferred stock$0114
Common stock$8,000,000464
Surplus$28,287,0001,096
Undivided profits$170,789,000268
Noncontrolling interests in consolidated subsidiaries$54,000108
Memoranda
Noncurrent loans and leases$13,935,000390
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0859
Income earned, not collected on loans$6,840,000363
Earning assets$2,249,380,000345
Long-term assets (5+ years)$311,625,000793
Average Assets, year-to-date$2,292,874,000359
Average Assets, quarterly$2,315,521,500362
Volatile liabilities$149,578,000436
Insider loans$15,547,000379
FHLB advances$160,000,000260
Loans and leases held for sale$7,898,000434
Unused loan commitments$574,403,000272
Tier 1 (core) risk-based capital$206,448,000401
Tier 2 risk-based capital$20,818,000308
Total risk weighted assets$1,891,791,000336
Total unused commitments$574,403,000272
Derivatives$115,293,000327
2016-03-31Rank
# of Employees:386371
Assets and Liabilities
Total Assets:$2,285,164,000361
Cash and due from depository institutions$84,909,000371
Interest-bearing balances$52,028,000709
Securities$308,716,000504
Federal funds sold & reverse repurchase agreements$185,0002,290
Net loans & leases$1,836,608,000315
Loan loss allowance$20,386,000318
Trading account assets$0236
Bank premises and fixed assets$14,972,000801
Other real estate owned$743,000371
Goodwill and other intangibles$3,008,0001,000
All other assets$36,023,000631
Life insurance assets$03,726
Total liabilities and capital$2,285,164,000361
Total liabilities$2,084,091,000351
Total deposits$1,907,441,000354
Interest-bearing deposits$1,488,253,000347
Deposits held in domestic offices$1,907,441,000353
% insured59.44%5,719
Federal funds purchased & repurchase agreements$01,758
Trading liabilities$0163
Other borrowed funds$160,000,000255
Subordinated debt$0118
All other liabilities$16,650,000433
Total equity capital$201,073,000430
Total bank equity capital$201,019,000430
Perpetual preferred stock$0122
Common stock$8,000,000471
Surplus$28,287,0001,104
Undivided profits$164,732,000271
Noncontrolling interests in consolidated subsidiaries$54,000116
Memoranda
Noncurrent loans and leases$15,284,000368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0861
Income earned, not collected on loans$7,402,000338
Earning assets$2,197,537,000346
Long-term assets (5+ years)$352,047,000697
Average Assets, year-to-date$2,266,371,500359
Average Assets, quarterly$2,266,371,500359
Volatile liabilities$108,180,000518
Insider loans$15,725,000367
FHLB advances$160,000,000228
Loans and leases held for sale$4,094,000526
Unused loan commitments$579,005,000265
Tier 1 (core) risk-based capital$200,590,000403
Tier 2 risk-based capital$20,391,000310
Total risk weighted assets$1,849,599,000334
Total unused commitments$579,005,000265
Derivatives$74,855,000370
2015-12-31Rank
# of Employees:386373
Assets and Liabilities
Total Assets:$2,247,579,000361
Cash and due from depository institutions$45,376,000373
Interest-bearing balances$8,913,0002,942
Securities$311,916,000498
Federal funds sold & reverse repurchase agreements$101,0002,263
Net loans & leases$1,831,716,000316
Loan loss allowance$20,565,000318
Trading account assets$0243
Bank premises and fixed assets$14,919,000806
Other real estate owned$1,415,000373
Goodwill and other intangibles$3,116,000987
All other assets$39,020,000580
Life insurance assets$03,740
Total liabilities and capital$2,247,579,000361
Total liabilities$2,047,601,000357
Total deposits$1,831,921,000364
Interest-bearing deposits$1,438,143,000352
Deposits held in domestic offices$1,831,921,000363
% insured60.42%5,741
Federal funds purchased & repurchase agreements$01,962
Trading liabilities$0165
Other borrowed funds$197,100,000238
Subordinated debt$0118
All other liabilities$18,580,000406
Total equity capital$199,978,000428
Total bank equity capital$199,924,000426
Perpetual preferred stock$0135
Common stock$8,000,000486
Surplus$28,105,0001,115
Undivided profits$163,819,000264
Noncontrolling interests in consolidated subsidiaries$54,000116
Memoranda
Noncurrent loans and leases$17,138,000320
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0871
Income earned, not collected on loans$6,770,000368
Earning assets$2,152,646,000349
Long-term assets (5+ years)$385,452,000642
Average Assets, year-to-date$2,178,194,600360
Average Assets, quarterly$2,227,000,500362
Volatile liabilities$145,700,000417
Insider loans$15,811,000355
FHLB advances$197,100,000214
Loans and leases held for sale$7,305,000415
Unused loan commitments$573,455,000259
Tier 1 (core) risk-based capital$199,925,000400
Tier 2 risk-based capital$20,565,000307
Total risk weighted assets$1,843,202,000334
Total unused commitments$573,455,000259
Derivatives$53,373,000394
2015-09-30Rank
# of Employees:386376
Assets and Liabilities
Total Assets:$2,206,422,000371
Cash and due from depository institutions$66,752,000376
Interest-bearing balances$30,787,0001,083
Securities$289,149,000533
Federal funds sold & reverse repurchase agreements$100,0002,304
Net loans & leases$1,795,575,000318
Loan loss allowance$20,366,000326
Trading account assets$0246
Bank premises and fixed assets$15,097,000800
Other real estate owned$1,533,000376
Goodwill and other intangibles$3,206,000963
All other assets$35,010,000640
Life insurance assets$03,760
Total liabilities and capital$2,206,422,000371
Total liabilities$2,013,374,000362
Total deposits$1,833,666,000364
Interest-bearing deposits$1,432,917,000355
Deposits held in domestic offices$1,833,666,000363
% insured59.08%5,885
Federal funds purchased & repurchase agreements$02,046
Trading liabilities$0169
Other borrowed funds$160,000,000246
Subordinated debt$0120
All other liabilities$19,708,000396
Total equity capital$193,048,000439
Total bank equity capital$192,994,000439
Perpetual preferred stock$0149
Common stock$8,000,000503
Surplus$28,105,0001,112
Undivided profits$156,889,000275
Noncontrolling interests in consolidated subsidiaries$54,000125
Memoranda
Noncurrent loans and leases$11,758,000461
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0892
Income earned, not collected on loans$7,142,000355
Earning assets$2,115,611,000354
Long-term assets (5+ years)$353,375,000695
Average Assets, year-to-date$2,160,848,500367
Average Assets, quarterly$2,198,168,000366
Volatile liabilities$108,384,000523
Insider loans$16,002,000350
FHLB advances$160,000,000220
Loans and leases held for sale$6,072,000450
Unused loan commitments$557,965,000267
Tier 1 (core) risk-based capital$192,609,000416
Tier 2 risk-based capital$20,366,000312
Total risk weighted assets$1,798,021,000339
Total unused commitments$557,965,000267
Derivatives$19,096,000576
2015-06-30Rank
# of Employees:386379
Assets and Liabilities
Total Assets:$2,189,914,000364
Cash and due from depository institutions$69,658,000379
Interest-bearing balances$30,790,0001,051
Securities$296,316,000525
Federal funds sold & reverse repurchase agreements$101,0002,351
Net loans & leases$1,767,484,000316
Loan loss allowance$19,785,000340
Trading account assets$0255
Bank premises and fixed assets$14,922,000805
Other real estate owned$1,477,000379
Goodwill and other intangibles$3,234,000957
All other assets$36,722,000612
Life insurance assets$03,781
Total liabilities and capital$2,189,914,000364
Total liabilities$1,999,597,000358
Total deposits$1,821,822,000355
Interest-bearing deposits$1,437,580,000342
Deposits held in domestic offices$1,821,822,000354
% insured59.75%5,968
Federal funds purchased & repurchase agreements$02,081
Trading liabilities$0167
Other borrowed funds$160,000,000262
Subordinated debt$0123
All other liabilities$17,775,000409
Total equity capital$190,317,000444
Total bank equity capital$190,263,000443
Perpetual preferred stock$0164
Common stock$8,000,000509
Surplus$27,902,0001,133
Undivided profits$154,361,000278
Noncontrolling interests in consolidated subsidiaries$54,000122
Memoranda
Noncurrent loans and leases$14,197,000401
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0915
Income earned, not collected on loans$6,668,000358
Earning assets$2,094,691,000350
Long-term assets (5+ years)$357,930,000687
Average Assets, year-to-date$2,145,657,330368
Average Assets, quarterly$2,172,277,500367
Volatile liabilities$109,963,000528
Insider loans$15,696,000359
FHLB advances$160,000,000238
Loans and leases held for sale$10,218,000381
Unused loan commitments$556,425,000263
Tier 1 (core) risk-based capital$190,334,000417
Tier 2 risk-based capital$19,785,000318
Total risk weighted assets$1,772,817,000338
Total unused commitments$556,425,000263
Derivatives$9,600,000735
2015-03-31Rank
# of Employees:386377
Assets and Liabilities
Total Assets:$2,154,641,000369
Cash and due from depository institutions$83,016,000377
Interest-bearing balances$42,339,000911
Securities$285,027,000543
Federal funds sold & reverse repurchase agreements$111,0002,594
Net loans & leases$1,731,318,000313
Loan loss allowance$21,045,000328
Trading account assets$0251
Bank premises and fixed assets$14,473,000823
Other real estate owned$1,220,000377
Goodwill and other intangibles$3,306,000931
All other assets$36,170,000604
Life insurance assets$03,784
Total liabilities and capital$2,154,641,000369
Total liabilities$1,970,086,000358
Total deposits$1,793,438,000364
Interest-bearing deposits$1,439,018,000343
Deposits held in domestic offices$1,793,438,000363
% insured60.13%6,032
Federal funds purchased & repurchase agreements$01,864
Trading liabilities$0165
Other borrowed funds$160,000,000236
Subordinated debt$0128
All other liabilities$16,648,000438
Total equity capital$184,555,000458
Total bank equity capital$184,501,000457
Perpetual preferred stock$0175
Common stock$8,000,000518
Surplus$27,625,0001,143
Undivided profits$148,876,000284
Noncontrolling interests in consolidated subsidiaries$54,000130
Memoranda
Noncurrent loans and leases$15,814,000377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0945
Income earned, not collected on loans$7,143,000329
Earning assets$2,058,795,000349
Long-term assets (5+ years)$332,411,000741
Average Assets, year-to-date$2,123,529,000370
Average Assets, quarterly$2,123,529,000370
Volatile liabilities$110,110,000496
Insider loans$14,338,000417
FHLB advances$160,000,000211
Loans and leases held for sale$4,553,000555
Unused loan commitments$542,662,000263
Tier 1 (core) risk-based capital$184,078,000422
Tier 2 risk-based capital$21,049,000306
Total risk weighted assets$1,750,380,000335
Total unused commitments$542,662,000263
Derivatives$01,438
2014-12-31Rank
# of Employees:386377
Assets and Liabilities
Total Assets:$2,092,417,000371
Cash and due from depository institutions$43,705,000377
Interest-bearing balances$75,0006,133
Securities$275,730,000561
Federal funds sold & reverse repurchase agreements$109,0002,435
Net loans & leases$1,719,804,000307
Loan loss allowance$19,492,000345
Trading account assets$0249
Bank premises and fixed assets$13,781,000852
Other real estate owned$2,004,000377
Goodwill and other intangibles$3,416,000909
All other assets$33,868,000641
Life insurance assets$03,804
Total liabilities and capital$2,092,416,000371
Total liabilities$1,908,223,000365
Total deposits$1,745,970,000364
Interest-bearing deposits$1,368,166,000352
Deposits held in domestic offices$1,745,970,000363
% insured60.92%6,078
Federal funds purchased & repurchase agreements$02,134
Trading liabilities$0167
Other borrowed funds$143,900,000267
Subordinated debt$0126
All other liabilities$18,353,000403
Total equity capital$184,193,000452
Total bank equity capital$184,138,000452
Perpetual preferred stock$0187
Common stock$8,000,000533
Surplus$27,329,0001,156
Undivided profits$148,809,000275
Noncontrolling interests in consolidated subsidiaries$55,000128
Memoranda
Noncurrent loans and leases$15,229,000403
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0938
Income earned, not collected on loans$6,556,000358
Earning assets$1,995,718,000353
Long-term assets (5+ years)$343,415,000702
Average Assets, year-to-date$2,035,446,200367
Average Assets, quarterly$2,096,583,500369
Volatile liabilities$195,679,000328
Insider loans$15,357,000373
FHLB advances$143,900,000240
Loans and leases held for sale$6,953,000394
Unused loan commitments$516,731,000264
Tier 1 (core) risk-based capital$183,589,000419
Tier 2 risk-based capital$19,492,000318
Total risk weighted assets$1,721,382,000325
Total unused commitments$516,731,000264
Derivatives$01,406
2014-09-30Rank
# of Employees:386379
Assets and Liabilities
Total Assets:$2,100,750,000366
Cash and due from depository institutions$50,937,000379
Interest-bearing balances$2,903,0004,609
Securities$287,878,000533
Federal funds sold & reverse repurchase agreements$169,0002,408
Net loans & leases$1,706,960,000300
Loan loss allowance$19,037,000357
Trading account assets$0245
Bank premises and fixed assets$13,997,000840
Other real estate owned$1,522,000379
Goodwill and other intangibles$3,501,000894
All other assets$35,786,000608
Life insurance assets$03,818
Total liabilities and capital$2,100,751,000366
Total liabilities$1,922,703,000354
Total deposits$1,765,107,000348
Interest-bearing deposits$1,410,135,000335
Deposits held in domestic offices$1,765,107,000347
% insured59.89%6,230
Federal funds purchased & repurchase agreements$02,181
Trading liabilities$0165
Other borrowed funds$140,000,000265
Subordinated debt$0131
All other liabilities$17,596,000396
Total equity capital$178,048,000457
Total bank equity capital$177,993,000457
Perpetual preferred stock$0194
Common stock$8,000,000542
Surplus$27,329,0001,164
Undivided profits$142,664,000276
Noncontrolling interests in consolidated subsidiaries$55,000130
Memoranda
Noncurrent loans and leases$17,961,000375
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$7,034,000348
Earning assets$1,997,910,000345
Long-term assets (5+ years)$373,506,000650
Average Assets, year-to-date$2,021,203,500364
Average Assets, quarterly$2,079,753,000368
Volatile liabilities$200,617,000316
Insider loans$15,263,000366
FHLB advances$140,000,000242
Loans and leases held for sale$4,155,000527
Unused loan commitments$486,166,000266
Tier 1 (core) risk-based capital$177,521,000421
Tier 2 risk-based capital$19,037,000320
Total risk weighted assets$1,725,711,000318
Total unused commitments$486,166,000266
Derivatives$01,399
2014-06-30Rank
# of Employees:386377
Assets and Liabilities
Total Assets:$2,058,756,000367
Cash and due from depository institutions$58,927,000377
Interest-bearing balances$2,941,0004,672
Securities$285,671,000541
Federal funds sold & reverse repurchase agreements$106,0002,585
Net loans & leases$1,663,254,000306
Loan loss allowance$19,232,000353
Trading account assets$0246
Bank premises and fixed assets$14,364,000823
Other real estate owned$1,506,000377
Goodwill and other intangibles$3,631,000876
All other assets$31,297,000680
Life insurance assets$03,825
Total liabilities and capital$2,058,755,000367
Total liabilities$1,885,198,000355
Total deposits$1,761,730,000340
Interest-bearing deposits$1,415,210,000332
Deposits held in domestic offices$1,761,730,000339
% insured60.66%6,295
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$105,750,000324
Subordinated debt$0135
All other liabilities$17,718,000391
Total equity capital$173,557,000458
Total bank equity capital$173,502,000458
Perpetual preferred stock$0199
Common stock$8,000,000550
Surplus$27,329,0001,159
Undivided profits$138,173,000276
Noncontrolling interests in consolidated subsidiaries$55,000135
Memoranda
Noncurrent loans and leases$19,072,000370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$6,546,000347
Earning assets$1,951,972,000343
Long-term assets (5+ years)$391,784,000615
Average Assets, year-to-date$1,994,688,000367
Average Assets, quarterly$2,025,084,500365
Volatile liabilities$85,186,000619
Insider loans$14,909,000370
FHLB advances$105,750,000298
Loans and leases held for sale$6,529,000421
Unused loan commitments$475,190,000265
Tier 1 (core) risk-based capital$173,049,000422
Tier 2 risk-based capital$19,232,000313
Total risk weighted assets$1,685,785,000318
Total unused commitments$475,190,000265
Derivatives$01,413
2014-03-31Rank
# of Employees:386373
Assets and Liabilities
Total Assets:$1,991,413,000373
Cash and due from depository institutions$62,377,000373
Interest-bearing balances$22,355,0001,669
Securities$288,796,000533
Federal funds sold & reverse repurchase agreements$187,0002,775
Net loans & leases$1,591,167,000304
Loan loss allowance$18,928,000364
Trading account assets$0247
Bank premises and fixed assets$15,202,000783
Other real estate owned$2,127,000373
Goodwill and other intangibles$3,798,000866
All other assets$27,759,000777
Life insurance assets$03,830
Total liabilities and capital$1,991,413,000373
Total liabilities$1,823,555,000361
Total deposits$1,804,961,000336
Interest-bearing deposits$1,470,881,000320
Deposits held in domestic offices$1,804,961,000335
% insured59.18%6,410
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$18,594,000362
Total equity capital$167,858,000468
Total bank equity capital$167,803,000468
Perpetual preferred stock$0201
Common stock$8,000,000560
Surplus$27,329,0001,172
Undivided profits$132,474,000277
Noncontrolling interests in consolidated subsidiaries$55,000138
Memoranda
Noncurrent loans and leases$18,277,000408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$7,455,000311
Earning assets$1,902,505,000355
Long-term assets (5+ years)$366,479,000649
Average Assets, year-to-date$1,962,654,000373
Average Assets, quarterly$1,962,654,000373
Volatile liabilities$60,492,000780
Insider loans$14,594,000380
FHLB advances$03,598
Loans and leases held for sale$3,164,000509
Unused loan commitments$458,328,000270
Tier 1 (core) risk-based capital$167,900,000432
Tier 2 risk-based capital$18,928,000312
Total risk weighted assets$1,626,856,000321
Total unused commitments$458,328,000270
Derivatives$01,405
2013-12-31Rank
# of Employees:386374
Assets and Liabilities
Total Assets:$1,933,895,000372
Cash and due from depository institutions$49,354,000374
Interest-bearing balances$13,236,0002,320
Securities$292,461,000524
Federal funds sold & reverse repurchase agreements$184,0002,567
Net loans & leases$1,545,252,000310
Loan loss allowance$18,326,000376
Trading account assets$0247
Bank premises and fixed assets$14,721,000808
Other real estate owned$2,363,000374
Goodwill and other intangibles$3,950,000832
All other assets$25,610,000852
Life insurance assets$03,841
Total liabilities and capital$1,933,895,000372
Total liabilities$1,768,436,000361
Total deposits$1,744,225,000341
Interest-bearing deposits$1,406,058,000331
Deposits held in domestic offices$1,744,225,000341
% insured60.84%6,433
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$8,100,0001,957
Subordinated debt$0136
All other liabilities$16,111,000421
Total equity capital$165,459,000468
Total bank equity capital$165,404,000467
Perpetual preferred stock$0206
Common stock$8,000,000566
Surplus$27,179,0001,180
Undivided profits$130,225,000273
Noncontrolling interests in consolidated subsidiaries$55,000134
Memoranda
Noncurrent loans and leases$18,332,000439
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$7,232,000321
Earning assets$1,851,133,000356
Long-term assets (5+ years)$332,764,000698
Average Assets, year-to-date$1,892,559,800371
Average Assets, quarterly$1,928,590,500371
Volatile liabilities$62,815,000764
Insider loans$14,687,000377
FHLB advances$8,100,0001,884
Loans and leases held for sale$3,890,000476
Unused loan commitments$459,126,000266
Tier 1 (core) risk-based capital$166,406,000434
Tier 2 risk-based capital$18,326,000319
Total risk weighted assets$1,583,436,000321
Total unused commitments$459,126,000266
Derivatives$01,395
2013-09-30Rank
# of Employees:386378
Assets and Liabilities
Total Assets:$1,923,286,000373
Cash and due from depository institutions$97,083,000378
Interest-bearing balances$44,050,000785
Securities$290,532,000531
Federal funds sold & reverse repurchase agreements$182,0002,609
Net loans & leases$1,489,408,000317
Loan loss allowance$17,684,000409
Trading account assets$0248
Bank premises and fixed assets$14,718,000805
Other real estate owned$2,899,000378
Goodwill and other intangibles$4,062,000815
All other assets$24,402,000874
Life insurance assets$03,818
Total liabilities and capital$1,923,286,000373
Total liabilities$1,762,052,000363
Total deposits$1,745,422,000335
Interest-bearing deposits$1,423,773,000323
Deposits held in domestic offices$1,745,422,000335
% insured59.50%6,581
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$16,630,000416
Total equity capital$161,234,000470
Total bank equity capital$161,179,000469
Perpetual preferred stock$0217
Common stock$8,000,000571
Surplus$27,024,0001,184
Undivided profits$126,155,000287
Noncontrolling interests in consolidated subsidiaries$55,000136
Memoranda
Noncurrent loans and leases$15,347,000572
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$7,177,000338
Earning assets$1,824,172,000356
Long-term assets (5+ years)$453,720,000502
Average Assets, year-to-date$1,882,226,000373
Average Assets, quarterly$1,898,333,000376
Volatile liabilities$58,202,000796
Insider loans$18,270,000270
FHLB advances$03,717
Loans and leases held for sale$6,599,000403
Unused loan commitments$448,037,000265
Tier 1 (core) risk-based capital$161,545,000440
Tier 2 risk-based capital$17,684,000334
Total risk weighted assets$1,568,339,000323
Total unused commitments$448,037,000265
Derivatives$01,430
2013-06-30Rank
# of Employees:386376
Assets and Liabilities
Total Assets:$1,873,380,000374
Cash and due from depository institutions$96,497,000376
Interest-bearing balances$60,053,000600
Securities$272,274,000568
Federal funds sold & reverse repurchase agreements$126,0002,807
Net loans & leases$1,457,251,000314
Loan loss allowance$17,795,000410
Trading account assets$0250
Bank premises and fixed assets$14,460,000809
Other real estate owned$2,970,000376
Goodwill and other intangibles$4,095,000817
All other assets$25,707,000828
Life insurance assets$03,807
Total liabilities and capital$1,873,380,000374
Total liabilities$1,710,133,000367
Total deposits$1,696,269,000340
Interest-bearing deposits$1,397,372,000331
Deposits held in domestic offices$1,696,269,000339
% insured61.05%6,608
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$13,864,000478
Total equity capital$163,247,000466
Total bank equity capital$163,192,000465
Perpetual preferred stock$0228
Common stock$8,000,000569
Surplus$27,024,0001,183
Undivided profits$128,168,000279
Noncontrolling interests in consolidated subsidiaries$55,000140
Memoranda
Noncurrent loans and leases$15,121,000612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$6,433,000369
Earning assets$1,789,704,000357
Long-term assets (5+ years)$399,308,000576
Average Assets, year-to-date$1,868,539,330372
Average Assets, quarterly$1,876,730,000370
Volatile liabilities$55,883,000809
Insider loans$17,377,000284
FHLB advances$03,718
Loans and leases held for sale$14,348,000330
Unused loan commitments$432,619,000267
Tier 1 (core) risk-based capital$163,144,000426
Tier 2 risk-based capital$17,795,000325
Total risk weighted assets$1,496,400,000328
Total unused commitments$432,619,000267
Derivatives$01,417
2013-03-31Rank
# of Employees:386371
Assets and Liabilities
Total Assets:$1,880,080,000376
Cash and due from depository institutions$109,165,000371
Interest-bearing balances$80,266,000534
Securities$285,742,000549
Federal funds sold & reverse repurchase agreements$106,0003,213
Net loans & leases$1,434,920,000315
Loan loss allowance$17,423,000433
Trading account assets$0242
Bank premises and fixed assets$14,679,000796
Other real estate owned$3,204,000371
Goodwill and other intangibles$4,081,000810
All other assets$28,183,000751
Life insurance assets$03,804
Total liabilities and capital$1,880,081,000376
Total liabilities$1,720,531,000368
Total deposits$1,710,007,000344
Interest-bearing deposits$1,424,175,000327
Deposits held in domestic offices$1,710,007,000342
% insured59.46%6,725
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$10,524,000591
Total equity capital$159,550,000479
Total bank equity capital$159,492,000478
Perpetual preferred stock$0239
Common stock$8,000,000576
Surplus$27,024,0001,183
Undivided profits$124,468,000293
Noncontrolling interests in consolidated subsidiaries$58,000135
Memoranda
Noncurrent loans and leases$16,324,000617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$7,187,000331
Earning assets$1,801,034,000360
Long-term assets (5+ years)$371,884,000586
Average Assets, year-to-date$1,866,119,000378
Average Assets, quarterly$1,866,119,000378
Volatile liabilities$57,556,000766
Insider loans$18,599,000255
FHLB advances$03,677
Loans and leases held for sale$9,258,000426
Unused loan commitments$420,125,000268
Tier 1 (core) risk-based capital$157,878,000438
Tier 2 risk-based capital$17,446,000334
Total risk weighted assets$1,486,033,000327
Total unused commitments$420,125,000268
Derivatives$01,405
2012-12-31Rank
# of Employees:386370
Assets and Liabilities
Total Assets:$1,852,158,000382
Cash and due from depository institutions$83,777,000370
Interest-bearing balances$36,885,0001,181
Securities$276,978,000545
Federal funds sold & reverse repurchase agreements$125,0003,044
Net loans & leases$1,441,106,000317
Loan loss allowance$17,317,000443
Trading account assets$0243
Bank premises and fixed assets$14,821,000784
Other real estate owned$3,556,000370
Goodwill and other intangibles$4,046,000810
All other assets$27,749,000772
Life insurance assets$03,787
Total liabilities and capital$1,852,158,000382
Total liabilities$1,694,588,000374
Total deposits$1,679,920,000352
Interest-bearing deposits$1,396,092,000329
Deposits held in domestic offices$1,679,920,000350
% insured59.89%6,923
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$14,668,000463
Total equity capital$157,570,000482
Total bank equity capital$157,512,000481
Perpetual preferred stock$0246
Common stock$8,000,000579
Surplus$27,024,0001,181
Undivided profits$122,488,000292
Noncontrolling interests in consolidated subsidiaries$58,000140
Memoranda
Noncurrent loans and leases$18,492,000586
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$6,590,000363
Earning assets$1,755,094,000364
Long-term assets (5+ years)$363,084,000588
Average Assets, year-to-date$1,803,407,200386
Average Assets, quarterly$1,856,420,500381
Volatile liabilities$61,949,000766
Insider loans$18,887,000252
FHLB advances$03,864
Loans and leases held for sale$21,113,000331
Unused loan commitments$404,039,000270
Tier 1 (core) risk-based capital$155,695,000437
Tier 2 risk-based capital$17,347,000341
Total risk weighted assets$1,473,419,000322
Total unused commitments$404,039,000270
Derivatives$01,366
2012-09-30Rank
# of Employees:386369
Assets and Liabilities
Total Assets:$1,860,683,000376
Cash and due from depository institutions$112,831,000369
Interest-bearing balances$74,118,000518
Securities$277,478,000558
Federal funds sold & reverse repurchase agreements$98,0003,192
Net loans & leases$1,419,497,000317
Loan loss allowance$18,140,000430
Trading account assets$0231
Bank premises and fixed assets$15,267,000757
Other real estate owned$3,498,000369
Goodwill and other intangibles$3,852,000833
All other assets$28,162,000773
Life insurance assets$03,771
Total liabilities and capital$1,860,683,000376
Total liabilities$1,707,950,000369
Total deposits$1,692,138,000339
Interest-bearing deposits$1,401,626,000326
Deposits held in domestic offices$1,692,138,000338
% insured57.68%7,063
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$15,812,000460
Total equity capital$152,733,000492
Total bank equity capital$152,675,000492
Perpetual preferred stock$0250
Common stock$8,000,000591
Surplus$25,938,0001,226
Undivided profits$118,737,000301
Noncontrolling interests in consolidated subsidiaries$58,000141
Memoranda
Noncurrent loans and leases$19,234,000630
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$7,285,000345
Earning assets$1,771,191,000357
Long-term assets (5+ years)$452,901,000454
Average Assets, year-to-date$1,791,219,500387
Average Assets, quarterly$1,836,060,500382
Volatile liabilities$63,233,000754
Insider loans$19,109,000247
FHLB advances$03,944
Loans and leases held for sale$12,978,000418
Unused loan commitments$414,495,000268
Tier 1 (core) risk-based capital$150,555,000453
Tier 2 risk-based capital$18,182,000319
Total risk weighted assets$1,457,194,000330
Total unused commitments$414,495,000268
Derivatives$01,366
2012-06-30Rank
# of Employees:386369
Assets and Liabilities
Total Assets:$1,811,438,000386
Cash and due from depository institutions$106,262,000369
Interest-bearing balances$67,527,000593
Securities$266,523,000588
Federal funds sold & reverse repurchase agreements$59,0003,383
Net loans & leases$1,388,703,000320
Loan loss allowance$17,273,000459
Trading account assets$0211
Bank premises and fixed assets$15,355,000754
Other real estate owned$3,189,000369
Goodwill and other intangibles$3,696,000845
All other assets$27,651,000789
Life insurance assets$03,763
Total liabilities and capital$1,811,438,000386
Total liabilities$1,658,387,000378
Total deposits$1,644,153,000341
Interest-bearing deposits$1,379,037,000332
Deposits held in domestic offices$1,644,153,000340
% insured59.18%7,103
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$14,234,000478
Total equity capital$153,051,000486
Total bank equity capital$152,993,000486
Perpetual preferred stock$0254
Common stock$8,000,000601
Surplus$25,902,0001,226
Undivided profits$119,091,000293
Noncontrolling interests in consolidated subsidiaries$58,000139
Memoranda
Noncurrent loans and leases$20,420,000624
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$6,452,000374
Earning assets$1,722,812,000370
Long-term assets (5+ years)$396,516,000518
Average Assets, year-to-date$1,768,065,000393
Average Assets, quarterly$1,788,627,500390
Volatile liabilities$61,224,000785
Insider loans$21,773,000213
FHLB advances$03,987
Loans and leases held for sale$11,762,000388
Unused loan commitments$408,667,000265
Tier 1 (core) risk-based capital$150,794,000448
Tier 2 risk-based capital$17,307,000337
Total risk weighted assets$1,420,474,000336
Total unused commitments$408,667,000265
Derivatives$01,332
2012-03-31Rank
# of Employees:386366
Assets and Liabilities
Total Assets:$1,765,817,000393
Cash and due from depository institutions$100,546,000366
Interest-bearing balances$66,468,000665
Securities$271,223,000588
Federal funds sold & reverse repurchase agreements$129,0003,477
Net loans & leases$1,343,568,000321
Loan loss allowance$16,841,000473
Trading account assets$0215
Bank premises and fixed assets$15,632,000733
Other real estate owned$3,127,000366
Goodwill and other intangibles$3,562,000871
All other assets$28,030,000781
Life insurance assets$03,760
Total liabilities and capital$1,765,817,000393
Total liabilities$1,616,503,000384
Total deposits$1,603,297,000355
Interest-bearing deposits$1,371,066,000329
Deposits held in domestic offices$1,603,297,000354
% insured58.89%7,161
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$13,206,000481
Total equity capital$149,314,000485
Total bank equity capital$149,257,000485
Perpetual preferred stock$0259
Common stock$8,000,000605
Surplus$25,902,0001,233
Undivided profits$115,355,000288
Noncontrolling interests in consolidated subsidiaries$57,000139
Memoranda
Noncurrent loans and leases$19,912,000685
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$7,384,000326
Earning assets$1,681,388,000372
Long-term assets (5+ years)$303,228,000664
Average Assets, year-to-date$1,746,378,500395
Average Assets, quarterly$1,746,378,500395
Volatile liabilities$60,090,000803
Insider loans$14,500,000367
FHLB advances$04,028
Loans and leases held for sale$11,635,000379
Unused loan commitments$402,347,000258
Tier 1 (core) risk-based capital$147,007,000451
Tier 2 risk-based capital$16,866,000338
Total risk weighted assets$1,387,625,000339
Total unused commitments$402,347,000258
Derivatives$01,297
2011-12-31Rank
# of Employees:386364
Assets and Liabilities
Total Assets:$1,726,940,000400
Cash and due from depository institutions$120,349,000364
Interest-bearing balances$69,437,000544
Securities$280,037,000543
Federal funds sold & reverse repurchase agreements$159,0003,332
Net loans & leases$1,275,726,000343
Loan loss allowance$16,095,000498
Trading account assets$0205
Bank premises and fixed assets$15,716,000731
Other real estate owned$4,235,000364
Goodwill and other intangibles$3,498,000881
All other assets$27,220,000818
Life insurance assets$03,748
Total liabilities and capital$1,726,940,000400
Total liabilities$1,576,706,000383
Total deposits$1,563,522,000356
Interest-bearing deposits$1,336,020,000341
Deposits held in domestic offices$1,563,522,000356
% insured58.86%7,209
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$13,184,000492
Total equity capital$150,234,000482
Total bank equity capital$150,176,000482
Perpetual preferred stock$0263
Common stock$8,000,000604
Surplus$25,902,0001,244
Undivided profits$116,274,000280
Noncontrolling interests in consolidated subsidiaries$58,000137
Memoranda
Noncurrent loans and leases$18,276,000739
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$6,613,000376
Earning assets$1,625,359,000375
Long-term assets (5+ years)$288,080,000556
Average Assets, year-to-date$1,684,358,000396
Average Assets, quarterly$1,709,117,500399
Volatile liabilities$59,680,000885
Insider loans$14,903,000357
FHLB advances$04,174
Loans and leases held for sale$7,556,000429
Unused loan commitments$378,475,000264
Tier 1 (core) risk-based capital$147,617,000447
Tier 2 risk-based capital$16,121,000352
Total risk weighted assets$1,317,491,000353
Total unused commitments$378,475,000264
Derivatives$01,191
2011-09-30Rank
# of Employees:386365
Assets and Liabilities
Total Assets:$1,691,295,000401
Cash and due from depository institutions$167,659,000365
Interest-bearing balances$132,270,000321
Securities$268,751,000553
Federal funds sold & reverse repurchase agreements$120,0003,560
Net loans & leases$1,205,959,000356
Loan loss allowance$16,687,000494
Trading account assets$0209
Bank premises and fixed assets$15,202,000754
Other real estate owned$3,454,000365
Goodwill and other intangibles$3,410,000896
All other assets$26,740,000830
Life insurance assets$03,747
Total liabilities and capital$1,691,295,000401
Total liabilities$1,541,398,000393
Total deposits$1,530,445,000359
Interest-bearing deposits$1,311,783,000345
Deposits held in domestic offices$1,530,445,000358
% insured59.68%7,279
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$10,953,000565
Total equity capital$149,897,000493
Total bank equity capital$149,839,000493
Perpetual preferred stock$0266
Common stock$8,000,000610
Surplus$25,902,0001,254
Undivided profits$115,937,000288
Noncontrolling interests in consolidated subsidiaries$58,000143
Memoranda
Noncurrent loans and leases$22,436,000676
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$6,938,000359
Earning assets$1,607,100,000377
Long-term assets (5+ years)$271,567,000569
Average Assets, year-to-date$1,673,712,500398
Average Assets, quarterly$1,680,910,000403
Volatile liabilities$68,460,000783
Insider loans$8,898,000704
FHLB advances$04,265
Loans and leases held for sale$6,894,000404
Unused loan commitments$357,982,000278
Tier 1 (core) risk-based capital$147,069,000457
Tier 2 risk-based capital$15,550,000365
Total risk weighted assets$1,240,518,000372
Total unused commitments$357,982,000278
Derivatives$01,195
2011-06-30Rank
# of Employees:386370
Assets and Liabilities
Total Assets:$1,670,525,000411
Cash and due from depository institutions$194,415,000370
Interest-bearing balances$163,014,000249
Securities$266,914,000554
Federal funds sold & reverse repurchase agreements$166,0003,640
Net loans & leases$1,159,401,000369
Loan loss allowance$15,837,000538
Trading account assets$0213
Bank premises and fixed assets$14,438,000795
Other real estate owned$3,440,000370
Goodwill and other intangibles$3,390,000917
All other assets$28,361,000791
Life insurance assets$03,737
Total liabilities and capital$1,670,525,000411
Total liabilities$1,520,689,000400
Total deposits$1,510,168,000359
Interest-bearing deposits$1,301,194,000347
Deposits held in domestic offices$1,510,168,000357
% insured60.34%7,344
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$10,521,000552
Total equity capital$149,836,000489
Total bank equity capital$149,777,000489
Perpetual preferred stock$0222
Common stock$8,000,000624
Surplus$25,902,0001,241
Undivided profits$115,875,000278
Noncontrolling interests in consolidated subsidiaries$59,000144
Memoranda
Noncurrent loans and leases$22,616,000699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$6,261,000392
Earning assets$1,589,495,000386
Long-term assets (5+ years)$254,687,000600
Average Assets, year-to-date$1,667,851,670405
Average Assets, quarterly$1,681,214,500406
Volatile liabilities$85,683,000665
Insider loans$9,335,000691
FHLB advances$04,341
Loans and leases held for sale$5,809,000351
Unused loan commitments$240,149,000365
Tier 1 (core) risk-based capital$147,326,000459
Tier 2 risk-based capital$15,174,000380
Total risk weighted assets$1,212,058,000381
Total unused commitments$240,149,000365
Derivatives$01,174
2011-03-31Rank
# of Employees:386369
Assets and Liabilities
Total Assets:$1,691,904,000410
Cash and due from depository institutions$215,572,000369
Interest-bearing balances$185,907,000227
Securities$273,350,000537
Federal funds sold & reverse repurchase agreements$106,0004,080
Net loans & leases$1,154,620,000372
Loan loss allowance$15,910,000541
Trading account assets$0208
Bank premises and fixed assets$14,073,000825
Other real estate owned$3,286,000369
Goodwill and other intangibles$3,461,000918
All other assets$27,436,000828
Life insurance assets$03,748
Total liabilities and capital$1,691,904,000410
Total liabilities$1,548,373,000395
Total deposits$1,539,929,000359
Interest-bearing deposits$1,347,783,000340
Deposits held in domestic offices$1,539,929,000357
% insured58.29%7,419
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$04,815
Subordinated debt$0214
All other liabilities$8,444,000659
Total equity capital$143,531,000497
Total bank equity capital$143,473,000497
Perpetual preferred stock$0224
Common stock$8,000,000632
Surplus$25,902,0001,249
Undivided profits$109,571,000283
Noncontrolling interests in consolidated subsidiaries$58,000146
Memoranda
Noncurrent loans and leases$22,968,000725
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$7,189,000361
Earning assets$1,613,983,000381
Long-term assets (5+ years)$241,138,000623
Average Assets, year-to-date$1,666,515,000408
Average Assets, quarterly$1,666,515,000408
Volatile liabilities$90,809,000667
Insider loans$9,403,000686
FHLB advances$04,390
Loans and leases held for sale$4,247,000354
Unused loan commitments$330,164,000296
Tier 1 (core) risk-based capital$141,439,000467
Tier 2 risk-based capital$14,875,000391
Total risk weighted assets$1,188,381,000393
Total unused commitments$330,164,000297
Derivatives$01,153
2010-12-31Rank
# of Employees:389366
Assets and Liabilities
Total Assets:$1,641,126,000422
Cash and due from depository institutions$136,862,000366
Interest-bearing balances$115,233,000328
Securities$268,270,000524
Federal funds sold & reverse repurchase agreements$106,0003,984
Net loans & leases$1,188,521,000373
Loan loss allowance$15,635,000549
Trading account assets$0207
Bank premises and fixed assets$13,973,000838
Other real estate owned$3,740,000366
Goodwill and other intangibles$3,480,000927
All other assets$26,174,000882
Life insurance assets$03,769
Total liabilities and capital$1,641,126,000422
Total liabilities$1,498,753,000409
Total deposits$1,487,119,000360
Interest-bearing deposits$1,301,966,000348
Deposits held in domestic offices$1,487,119,000358
% insured59.83%7,445
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$04,983
Subordinated debt$0220
All other liabilities$11,634,000522
Total equity capital$142,373,000497
Total bank equity capital$142,313,000497
Perpetual preferred stock$0224
Common stock$8,000,000629
Surplus$25,902,0001,246
Undivided profits$108,411,000278
Noncontrolling interests in consolidated subsidiaries$60,000151
Memoranda
Noncurrent loans and leases$23,022,000741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$6,363,000413
Earning assets$1,572,130,000393
Long-term assets (5+ years)$245,626,000582
Average Assets, year-to-date$1,601,363,400429
Average Assets, quarterly$1,640,649,000423
Volatile liabilities$215,820,000626
Insider loans$9,866,000664
FHLB advances$04,551
Loans and leases held for sale$14,113,000274
Unused loan commitments$300,053,000317
Tier 1 (core) risk-based capital$140,061,000463
Tier 2 risk-based capital$15,114,000396
Total risk weighted assets$1,207,842,000395
Total unused commitments$300,053,000317
Derivatives$01,176
2010-09-30Rank
# of Employees:384371
Assets and Liabilities
Total Assets:$1,640,172,000422
Cash and due from depository institutions$123,427,000371
Interest-bearing balances$2,441,0004,743
Securities$267,834,000500
Federal funds sold & reverse repurchase agreements$71,0004,266
Net loans & leases$1,202,530,000372
Loan loss allowance$15,723,000540
Trading account assets$0210
Bank premises and fixed assets$12,645,000944
Other real estate owned$3,255,000371
Goodwill and other intangibles$3,336,000948
All other assets$27,074,000855
Life insurance assets$03,793
Total liabilities and capital$1,640,172,000422
Total liabilities$1,501,780,000414
Total deposits$1,489,656,000357
Interest-bearing deposits$1,301,526,000351
Deposits held in domestic offices$1,489,656,000355
% insured58.69%7,473
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$177,0004,892
Subordinated debt$0233
All other liabilities$11,947,000552
Total equity capital$138,392,000504
Total bank equity capital$138,332,000504
Perpetual preferred stock$0229
Common stock$8,000,000632
Surplus$25,902,0001,235
Undivided profits$104,430,000292
Noncontrolling interests in consolidated subsidiaries$60,000156
Memoranda
Noncurrent loans and leases$23,670,000736
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$7,456,000354
Earning assets$1,472,876,000416
Long-term assets (5+ years)$256,726,000535
Average Assets, year-to-date$1,591,422,750429
Average Assets, quarterly$1,618,874,000425
Volatile liabilities$207,914,000661
Insider loans$9,986,000668
FHLB advances$04,672
Loans and leases held for sale$13,532,000295
Unused loan commitments$282,983,000331
Tier 1 (core) risk-based capital$134,825,000462
Tier 2 risk-based capital$15,197,000395
Total risk weighted assets$1,213,472,000392
Total unused commitments$282,983,000332
Derivatives$3,0001,217
2010-06-30Rank
# of Employees:365387
Assets and Liabilities
Total Assets:$1,597,576,000430
Cash and due from depository institutions$110,020,000387
Interest-bearing balances$75,744,000476
Securities$269,450,000489
Federal funds sold & reverse repurchase agreements$151,0004,228
Net loans & leases$1,172,419,000379
Loan loss allowance$14,912,000566
Trading account assets$0210
Bank premises and fixed assets$11,984,0001,009
Other real estate owned$3,808,000387
Goodwill and other intangibles$3,278,000968
All other assets$26,466,000890
Life insurance assets$03,801
Total liabilities and capital$1,597,576,000430
Total liabilities$1,464,551,000416
Total deposits$1,447,136,000365
Interest-bearing deposits$1,256,704,000362
Deposits held in domestic offices$1,447,136,000364
% insured60.58%7,512
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$8,286,0002,727
Subordinated debt$0241
All other liabilities$9,129,000634
Total equity capital$133,025,000510
Total bank equity capital$132,965,000511
Perpetual preferred stock$0222
Common stock$8,000,000637
Surplus$22,517,0001,393
Undivided profits$102,448,000294
Noncontrolling interests in consolidated subsidiaries$60,000156
Memoranda
Noncurrent loans and leases$22,925,000764
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$6,366,000412
Earning assets$1,517,764,000402
Long-term assets (5+ years)$262,245,000507
Average Assets, year-to-date$1,575,173,000432
Average Assets, quarterly$1,592,465,500430
Volatile liabilities$194,383,000720
Insider loans$10,160,000653
FHLB advances$8,110,0002,627
Loans and leases held for sale$16,725,000213
Unused loan commitments$276,622,000336
Tier 1 (core) risk-based capital$129,409,000474
Tier 2 risk-based capital$14,723,000415
Total risk weighted assets$1,176,230,000410
Total unused commitments$276,622,000336
Derivatives$45,0001,156
2010-03-31Rank
# of Employees:359393
Assets and Liabilities
Total Assets:$1,587,355,000447
Cash and due from depository institutions$131,585,000393
Interest-bearing balances$101,108,000381
Securities$273,939,000482
Federal funds sold & reverse repurchase agreements$176,0004,457
Net loans & leases$1,135,706,000409
Loan loss allowance$14,478,000603
Trading account assets$0227
Bank premises and fixed assets$11,808,0001,046
Other real estate owned$2,616,000393
Goodwill and other intangibles$3,279,000977
All other assets$28,246,000851
Life insurance assets$03,823
Total liabilities and capital$1,587,355,000447
Total liabilities$1,460,685,000434
Total deposits$1,443,278,000370
Interest-bearing deposits$1,264,708,000375
Deposits held in domestic offices$1,443,278,000368
% insured58.29%7,650
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$8,294,0002,840
Subordinated debt$0248
All other liabilities$9,113,000633
Total equity capital$126,670,000534
Total bank equity capital$126,610,000535
Perpetual preferred stock$0220
Common stock$8,000,000650
Surplus$22,285,0001,428
Undivided profits$96,325,000305
Noncontrolling interests in consolidated subsidiaries$60,000161
Memoranda
Noncurrent loans and leases$25,137,000737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$7,378,000385
Earning assets$1,510,929,000424
Long-term assets (5+ years)$324,879,000415
Average Assets, year-to-date$1,563,971,500447
Average Assets, quarterly$1,563,971,500447
Volatile liabilities$218,540,000657
Insider loans$9,314,000773
FHLB advances$8,118,0002,731
Loans and leases held for sale$7,671,000293
Unused loan commitments$269,757,000354
Tier 1 (core) risk-based capital$123,414,000501
Tier 2 risk-based capital$14,376,000443
Total risk weighted assets$1,149,306,000438
Total unused commitments$269,757,000354
Derivatives$01,155
2009-12-31Rank
# of Employees:352404
Assets and Liabilities
Total Assets:$1,540,588,000452
Cash and due from depository institutions$75,125,000404
Interest-bearing balances$41,465,000715
Securities$274,945,000471
Federal funds sold & reverse repurchase agreements$49,0004,596
Net loans & leases$1,145,067,000418
Loan loss allowance$14,232,000613
Trading account assets$0224
Bank premises and fixed assets$10,989,0001,152
Other real estate owned$2,769,000404
Goodwill and other intangibles$3,272,000978
All other assets$28,372,000868
Life insurance assets$03,837
Total liabilities and capital$1,540,588,000452
Total liabilities$1,414,549,000447
Total deposits$1,395,450,000389
Interest-bearing deposits$1,212,484,000387
Deposits held in domestic offices$1,395,450,000387
% insured60.75%7,657
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$8,301,0002,996
Subordinated debt$0258
All other liabilities$10,798,000569
Total equity capital$126,039,000524
Total bank equity capital$125,979,000524
Perpetual preferred stock$0219
Common stock$8,000,000651
Surplus$22,285,0001,429
Undivided profits$95,694,000299
Noncontrolling interests in consolidated subsidiaries$60,000166
Memoranda
Noncurrent loans and leases$19,635,000880
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$6,664,000430
Earning assets$1,461,526,000435
Long-term assets (5+ years)$324,548,000419
Average Assets, year-to-date$1,498,388,200458
Average Assets, quarterly$1,553,614,500451
Volatile liabilities$223,250,000653
Insider loans$9,426,000782
FHLB advances$8,126,0002,887
Loans and leases held for sale$6,666,000359
Unused loan commitments$257,411,000376
Tier 1 (core) risk-based capital$122,698,000492
Tier 2 risk-based capital$14,236,000464
Total risk weighted assets$1,157,489,000444
Total unused commitments$257,411,000377
Derivatives$01,139
2009-09-30Rank
# of Employees:335437
Assets and Liabilities
Total Assets:$1,566,641,000458
Cash and due from depository institutions$36,800,000437
Interest-bearing balances$1,492,0004,610
Securities$277,902,000472
Federal funds sold & reverse repurchase agreements$72,849,000109
Net loans & leases$1,142,298,000435
Loan loss allowance$14,179,000611
Trading account assets$0238
Bank premises and fixed assets$10,629,0001,197
Other real estate owned$3,007,000437
Goodwill and other intangibles$3,180,0001,036
All other assets$19,976,0001,063
Life insurance assets$03,862
Total liabilities and capital$1,566,641,000458
Total liabilities$1,444,854,000448
Total deposits$1,426,380,000388
Interest-bearing deposits$1,244,920,000395
Deposits held in domestic offices$1,426,380,000386
% insured58.10%7,803
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$8,440,0003,099
Subordinated debt$0269
All other liabilities$10,034,000649
Total equity capital$121,787,000567
Total bank equity capital$121,727,000567
Perpetual preferred stock$0212
Common stock$8,000,000652
Surplus$22,285,0001,439
Undivided profits$91,442,000331
Noncontrolling interests in consolidated subsidiaries$60,000175
Memoranda
Noncurrent loans and leases$18,813,000916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$7,399,000414
Earning assets$1,494,541,000441
Long-term assets (5+ years)$324,768,000415
Average Assets, year-to-date$1,487,838,250470
Average Assets, quarterly$1,535,939,500466
Volatile liabilities$244,737,000637
Insider loans$9,514,000780
FHLB advances$8,135,0002,993
Loans and leases held for sale$5,313,000379
Unused loan commitments$252,474,000400
Tier 1 (core) risk-based capital$117,916,000528
Tier 2 risk-based capital$14,190,000484
Total risk weighted assets$1,169,720,000458
Total unused commitments$252,474,000401
Derivatives$01,183
2009-06-30Rank
# of Employees:339435
Assets and Liabilities
Total Assets:$1,505,238,000480
Cash and due from depository institutions$31,894,000435
Interest-bearing balances$1,366,0004,421
Securities$258,279,000499
Federal funds sold & reverse repurchase agreements$75,728,000108
Net loans & leases$1,103,213,000466
Loan loss allowance$13,707,000606
Trading account assets$0240
Bank premises and fixed assets$10,458,0001,235
Other real estate owned$3,368,000435
Goodwill and other intangibles$3,072,0001,082
All other assets$19,226,0001,131
Life insurance assets$03,901
Total liabilities and capital$1,505,238,000480
Total liabilities$1,385,369,000473
Total deposits$1,360,263,000408
Interest-bearing deposits$1,182,402,000419
Deposits held in domestic offices$1,360,263,000406
% insured59.87%7,249
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$15,946,0002,306
Subordinated debt$0276
All other liabilities$9,160,000714
Total equity capital$119,869,000583
Total bank equity capital$119,809,000581
Perpetual preferred stock$0213
Common stock$8,000,000651
Surplus$22,285,0001,445
Undivided profits$89,524,000333
Noncontrolling interests in consolidated subsidiaries$60,000179
Memoranda
Noncurrent loans and leases$18,293,000881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$6,313,000491
Earning assets$1,438,586,000463
Long-term assets (5+ years)$318,100,000430
Average Assets, year-to-date$1,461,570,670491
Average Assets, quarterly$1,495,429,500481
Volatile liabilities$225,085,000686
Insider loans$8,910,000855
FHLB advances$15,642,0002,197
Loans and leases held for sale$11,137,000347
Unused loan commitments$238,164,000434
Tier 1 (core) risk-based capital$116,845,000544
Tier 2 risk-based capital$13,710,000506
Total risk weighted assets$1,116,141,000488
Total unused commitments$238,164,000434
Derivatives$23,0001,212
2009-03-31Rank
# of Employees:342431
Assets and Liabilities
Total Assets:$1,485,621,000488
Cash and due from depository institutions$31,094,000431
Interest-bearing balances$1,367,0004,105
Securities$256,971,000499
Federal funds sold & reverse repurchase agreements$73,302,000134
Net loans & leases$1,087,474,000478
Loan loss allowance$12,826,000599
Trading account assets$0234
Bank premises and fixed assets$10,437,0001,246
Other real estate owned$3,034,000431
Goodwill and other intangibles$2,703,0001,175
All other assets$20,606,0001,042
Life insurance assets$03,932
Total liabilities and capital$1,485,621,000488
Total liabilities$1,369,055,000479
Total deposits$1,344,375,000410
Interest-bearing deposits$1,173,260,000416
Deposits held in domestic offices$1,344,375,000407
% insured57.38%7,446
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$15,953,0002,355
Subordinated debt$0271
All other liabilities$8,727,000739
Total equity capital$116,566,000589
Total bank equity capital$116,506,000586
Perpetual preferred stock$0193
Common stock$8,000,000651
Surplus$22,285,0001,423
Undivided profits$86,221,000356
Noncontrolling interests in consolidated subsidiaries$60,000180
Memoranda
Noncurrent loans and leases$11,448,0001,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$7,499,000426
Earning assets$1,419,114,000468
Long-term assets (5+ years)$331,946,000418
Average Assets, year-to-date$1,439,737,000502
Average Assets, quarterly$1,439,737,000502
Volatile liabilities$211,428,000745
Insider loans$8,937,000869
FHLB advances$15,651,0002,260
Loans and leases held for sale$13,734,000246
Unused loan commitments$232,463,000467
Tier 1 (core) risk-based capital$113,640,000559
Tier 2 risk-based capital$12,831,000522
Total risk weighted assets$1,093,594,000500
Total unused commitments$232,463,000467
Derivatives$3,0001,174
2008-12-31Rank
# of Employees:329450
Assets and Liabilities
Total Assets:$1,393,853,000511
Cash and due from depository institutions$29,562,000450
Interest-bearing balances$1,597,0003,214
Securities$255,678,000486
Federal funds sold & reverse repurchase agreements$84,0005,126
Net loans & leases$1,075,969,000480
Loan loss allowance$11,992,000625
Trading account assets$0236
Bank premises and fixed assets$10,317,0001,259
Other real estate owned$729,000450
Goodwill and other intangibles$2,513,0001,229
All other assets$19,001,0001,134
Life insurance assets$03,960
Total liabilities and capital$1,393,853,000511
Total liabilities$1,277,729,000503
Total deposits$1,248,498,000429
Interest-bearing deposits$1,082,008,000432
Deposits held in domestic offices$1,248,498,000427
% insured0.00%1
Federal funds purchased & repurchase agreements$4,400,0001,784
Trading liabilities$088
Other borrowed funds$15,959,0002,537
Subordinated debt$0278
All other liabilities$8,872,000745
Total equity capital$116,124,000581
Total bank equity capital$116,124,000581
Perpetual preferred stock$0141
Common stock$8,000,000647
Surplus$22,285,0001,391
Undivided profits$85,839,000362
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,565,0001,162
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$6,541,000512
Earning assets$1,333,328,000495
Long-term assets (5+ years)$302,512,000442
Average Assets, year-to-date$1,322,394,600515
Average Assets, quarterly$1,395,851,500508
Volatile liabilities$201,799,000774
Insider loans$9,111,000856
FHLB advances$15,959,0002,415
Loans and leases held for sale$2,053,000612
Unused loan commitments$230,963,000483
Tier 1 (core) risk-based capital$113,390,000550
Tier 2 risk-based capital$11,992,000540
Total risk weighted assets$1,068,329,000507
Total unused commitments$230,963,000483
Derivatives$01,109
2008-09-30Rank
# of Employees:321469
Assets and Liabilities
Total Assets:$1,397,850,000511
Cash and due from depository institutions$59,733,000469
Interest-bearing balances$1,481,0002,645
Securities$254,830,000479
Federal funds sold & reverse repurchase agreements$55,0005,694
Net loans & leases$1,047,565,000492
Loan loss allowance$11,695,000583
Trading account assets$0251
Bank premises and fixed assets$9,373,0001,385
Other real estate owned$876,000469
Goodwill and other intangibles$2,015,0001,386
All other assets$23,403,000901
Life insurance assets$03,984
Total liabilities and capital$1,397,850,000511
Total liabilities$1,286,850,000498
Total deposits$1,223,739,000435
Interest-bearing deposits$1,053,368,000436
Deposits held in domestic offices$1,223,739,000433
% insured0.00%1
Federal funds purchased & repurchase agreements$36,400,000578
Trading liabilities$091
Other borrowed funds$15,667,0002,566
Subordinated debt$0276
All other liabilities$11,044,000604
Total equity capital$111,000,000617
Total bank equity capital$111,000,000617
Perpetual preferred stock$0110
Common stock$8,000,000648
Surplus$22,278,0001,372
Undivided profits$80,722,000408
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,740,000981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$7,360,000478
Earning assets$1,303,931,000496
Long-term assets (5+ years)$319,215,000420
Average Assets, year-to-date$1,304,530,000524
Average Assets, quarterly$1,348,174,000520
Volatile liabilities$262,646,000605
Insider loans$9,094,000837
FHLB advances$15,667,0002,453
Loans and leases held for sale$2,538,000458
Unused loan commitments$222,991,000517
Tier 1 (core) risk-based capital$110,079,000564
Tier 2 risk-based capital$11,695,000547
Total risk weighted assets$1,053,958,000513
Total unused commitments$222,991,000517
Derivatives$01,077
2008-06-30Rank
# of Employees:317485
Assets and Liabilities
Total Assets:$1,298,498,000538
Cash and due from depository institutions$45,058,000485
Interest-bearing balances$2,241,0002,079
Securities$247,678,000506
Federal funds sold & reverse repurchase agreements$137,0005,645
Net loans & leases$972,861,000512
Loan loss allowance$11,040,000584
Trading account assets$0267
Bank premises and fixed assets$9,023,0001,424
Other real estate owned$737,000485
Goodwill and other intangibles$2,118,0001,368
All other assets$20,886,000984
Life insurance assets$04,015
Total liabilities and capital$1,298,498,000538
Total liabilities$1,188,112,000530
Total deposits$1,125,947,000462
Interest-bearing deposits$957,181,000472
Deposits held in domestic offices$1,125,947,000460
% insured0.00%1
Federal funds purchased & repurchase agreements$50,800,000500
Trading liabilities$094
Other borrowed funds$674,0005,330
Subordinated debt$0257
All other liabilities$10,691,000628
Total equity capital$110,386,000633
Total bank equity capital$110,386,000633
Perpetual preferred stock$0107
Common stock$8,000,000642
Surplus$22,278,0001,351
Undivided profits$80,108,000420
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,160,000845
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$6,269,000544
Earning assets$1,222,917,000527
Long-term assets (5+ years)$285,710,000457
Average Assets, year-to-date$1,273,423,330540
Average Assets, quarterly$1,288,072,000541
Volatile liabilities$218,480,000707
Insider loans$8,750,000878
FHLB advances$674,0005,117
Loans and leases held for sale$2,305,000586
Unused loan commitments$215,951,000537
Tier 1 (core) risk-based capital$109,205,000578
Tier 2 risk-based capital$11,040,000555
Total risk weighted assets$985,449,000535
Total unused commitments$215,951,000537
Derivatives$01,075
2008-03-31Rank
# of Employees:311485
Assets and Liabilities
Total Assets:$1,277,646,000546
Cash and due from depository institutions$40,710,000485
Interest-bearing balances$1,733,0002,501
Securities$235,493,000535
Federal funds sold & reverse repurchase agreements$45,004,000332
Net loans & leases$922,079,000524
Loan loss allowance$9,862,000590
Trading account assets$0252
Bank premises and fixed assets$12,807,000973
Other real estate owned$737,000485
Goodwill and other intangibles$2,198,0001,360
All other assets$18,618,0001,061
Life insurance assets$04,038
Total liabilities and capital$1,277,646,000546
Total liabilities$1,170,379,000530
Total deposits$1,160,498,000449
Interest-bearing deposits$993,559,000456
Deposits held in domestic offices$1,160,498,000447
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$746,0005,110
Subordinated debt$0251
All other liabilities$9,135,000752
Total equity capital$107,267,000666
Total bank equity capital$107,267,000666
Perpetual preferred stock$0108
Common stock$8,000,000633
Surplus$22,194,0001,343
Undivided profits$77,073,000468
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,794,0001,176
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$7,276,000490
Earning assets$1,204,309,000526
Long-term assets (5+ years)$269,450,000474
Average Assets, year-to-date$1,260,886,000545
Average Assets, quarterly$1,260,886,000545
Volatile liabilities$179,735,000815
Insider loans$7,673,000996
FHLB advances$683,0004,953
Loans and leases held for sale$1,578,000762
Unused loan commitments$200,216,000594
Tier 1 (core) risk-based capital$105,234,000594
Tier 2 risk-based capital$9,862,000594
Total risk weighted assets$937,855,000551
Total unused commitments$200,216,000594
Derivatives$01,109
2007-12-31Rank
# of Employees:307501
Assets and Liabilities
Total Assets:$1,244,126,000557
Cash and due from depository institutions$40,145,000501
Interest-bearing balances$1,932,0001,979
Securities$258,059,000480
Federal funds sold & reverse repurchase agreements$147,0005,885
Net loans & leases$910,271,000536
Loan loss allowance$9,679,000582
Trading account assets$0237
Bank premises and fixed assets$12,818,000973
Other real estate owned$691,000501
Goodwill and other intangibles$2,293,0001,335
All other assets$19,702,000990
Life insurance assets$04,052
Total liabilities and capital$1,244,126,000557
Total liabilities$1,137,826,000543
Total deposits$1,086,630,000474
Interest-bearing deposits$930,166,000485
Deposits held in domestic offices$1,086,630,000471
% insured0.00%1
Federal funds purchased & repurchase agreements$41,600,000540
Trading liabilities$078
Other borrowed funds$762,0005,026
Subordinated debt$0248
All other liabilities$8,834,000764
Total equity capital$106,300,000662
Total bank equity capital$106,300,000662
Perpetual preferred stock$0111
Common stock$8,000,000623
Surplus$22,132,0001,329
Undivided profits$76,168,000480
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,485,0001,045
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$6,731,000573
Earning assets$1,170,409,000539
Long-term assets (5+ years)$270,020,000468
Average Assets, year-to-date$1,217,965,200545
Average Assets, quarterly$1,235,520,000554
Volatile liabilities$258,715,000603
Insider loans$7,044,0001,087
FHLB advances$690,0004,841
Loans and leases held for sale$1,810,000683
Unused loan commitments$208,980,000585
Tier 1 (core) risk-based capital$104,844,000600
Tier 2 risk-based capital$9,679,000589
Total risk weighted assets$921,285,000560
Total unused commitments$208,980,000585
Derivatives$01,052
2007-09-30Rank
# of Employees:303504
Assets and Liabilities
Total Assets:$1,226,914,000548
Cash and due from depository institutions$40,440,000504
Interest-bearing balances$1,757,0001,907
Securities$253,576,000489
Federal funds sold & reverse repurchase agreements$13,150,0001,086
Net loans & leases$885,084,000546
Loan loss allowance$9,440,000576
Trading account assets$0244
Bank premises and fixed assets$13,411,000894
Other real estate owned$302,000504
Goodwill and other intangibles$2,383,0001,291
All other assets$18,568,0001,024
Life insurance assets$04,026
Total liabilities and capital$1,226,914,000548
Total liabilities$1,125,059,000535
Total deposits$1,116,331,000456
Interest-bearing deposits$957,319,000467
Deposits held in domestic offices$1,116,331,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$778,0004,989
Subordinated debt$0244
All other liabilities$7,950,000811
Total equity capital$101,855,000674
Total bank equity capital$101,855,000674
Perpetual preferred stock$0113
Common stock$8,000,000596
Surplus$22,079,0001,298
Undivided profits$71,776,000518
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,294,000752
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$7,443,000544
Earning assets$1,153,567,000537
Long-term assets (5+ years)$168,133,000704
Average Assets, year-to-date$1,211,425,000545
Average Assets, quarterly$1,216,453,000550
Volatile liabilities$247,339,000612
Insider loans$7,035,0001,060
FHLB advances$698,0004,785
Loans and leases held for sale$2,372,000541
Unused loan commitments$213,956,000589
Tier 1 (core) risk-based capital$100,881,000613
Tier 2 risk-based capital$9,440,000592
Total risk weighted assets$906,318,000555
Total unused commitments$213,956,000589
Derivatives$01,033
2007-06-30Rank
# of Employees:301526
Assets and Liabilities
Total Assets:$1,205,992,000567
Cash and due from depository institutions$37,080,000526
Interest-bearing balances$1,569,0002,033
Securities$238,595,000517
Federal funds sold & reverse repurchase agreements$28,301,000527
Net loans & leases$867,903,000556
Loan loss allowance$9,334,000574
Trading account assets$0245
Bank premises and fixed assets$13,519,000874
Other real estate owned$117,000526
Goodwill and other intangibles$2,480,0001,279
All other assets$17,997,0001,057
Life insurance assets$04,058
Total liabilities and capital$1,205,992,000567
Total liabilities$1,108,655,000553
Total deposits$1,098,896,000476
Interest-bearing deposits$935,341,000480
Deposits held in domestic offices$1,098,896,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$793,0004,925
Subordinated debt$0258
All other liabilities$8,966,000731
Total equity capital$97,337,000711
Total bank equity capital$97,337,000711
Perpetual preferred stock$0111
Common stock$8,000,000590
Surplus$22,007,0001,316
Undivided profits$67,330,000546
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,555,000626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$6,379,000605
Earning assets$1,136,368,000552
Long-term assets (5+ years)$177,262,000658
Average Assets, year-to-date$1,206,262,000560
Average Assets, quarterly$1,216,509,500562
Volatile liabilities$245,304,000612
Insider loans$6,894,0001,073
FHLB advances$706,0004,736
Loans and leases held for sale$3,126,000570
Unused loan commitments$208,521,000609
Tier 1 (core) risk-based capital$97,266,000636
Tier 2 risk-based capital$9,334,000605
Total risk weighted assets$888,853,000571
Total unused commitments$208,521,000611
Derivatives$01,067
2007-03-31Rank
# of Employees:296523
Assets and Liabilities
Total Assets:$1,227,027,000556
Cash and due from depository institutions$33,830,000523
Interest-bearing balances$1,649,0002,116
Securities$237,497,000523
Federal funds sold & reverse repurchase agreements$72,692,000272
Net loans & leases$848,958,000556
Loan loss allowance$9,129,000581
Trading account assets$0267
Bank premises and fixed assets$13,259,000863
Other real estate owned$359,000523
Goodwill and other intangibles$2,575,0001,241
All other assets$17,857,0001,022
Life insurance assets$04,074
Total liabilities and capital$1,227,027,000556
Total liabilities$1,126,696,000537
Total deposits$1,117,934,000470
Interest-bearing deposits$960,332,000474
Deposits held in domestic offices$1,117,934,000468
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$809,0004,879
Subordinated debt$0262
All other liabilities$7,953,000817
Total equity capital$100,331,000674
Total bank equity capital$100,331,000674
Perpetual preferred stock$0113
Common stock$8,000,000578
Surplus$21,982,0001,296
Undivided profits$70,349,000530
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,786,000541
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$6,863,000552
Earning assets$1,160,796,000541
Long-term assets (5+ years)$124,862,000892
Average Assets, year-to-date$1,206,397,000558
Average Assets, quarterly$1,206,397,000558
Volatile liabilities$268,496,000552
Insider loans$6,911,0001,035
FHLB advances$714,0004,716
Loans and leases held for sale$2,995,000544
Unused loan commitments$198,974,000623
Tier 1 (core) risk-based capital$99,663,000614
Tier 2 risk-based capital$9,129,000604
Total risk weighted assets$877,768,000566
Total unused commitments$198,974,000623
Derivatives$01,065
2006-12-31Rank
# of Employees:300521
Assets and Liabilities
Total Assets:$1,185,767,000565
Cash and due from depository institutions$37,148,000521
Interest-bearing balances$1,560,0002,114
Securities$234,452,000534
Federal funds sold & reverse repurchase agreements$36,188,000419
Net loans & leases$844,106,000551
Loan loss allowance$9,041,000575
Trading account assets$0156
Bank premises and fixed assets$13,633,000819
Other real estate owned$292,000521
Goodwill and other intangibles$2,706,0001,206
All other assets$17,242,0001,069
Life insurance assets$04,082
Total liabilities and capital$1,185,767,000565
Total liabilities$1,089,094,000552
Total deposits$1,078,485,000474
Interest-bearing deposits$918,225,000481
Deposits held in domestic offices$1,078,485,000473
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$824,0005,028
Subordinated debt$0264
All other liabilities$9,785,000701
Total equity capital$96,673,000687
Total bank equity capital$96,673,000687
Perpetual preferred stock$0112
Common stock$8,000,000567
Surplus$21,787,0001,275
Undivided profits$66,886,000539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,105,000466
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$6,395,000594
Earning assets$1,116,306,000553
Long-term assets (5+ years)$121,096,000904
Average Assets, year-to-date$1,121,990,200565
Average Assets, quarterly$1,179,539,500559
Volatile liabilities$246,161,000673
Insider loans$6,856,0001,034
FHLB advances$721,0004,848
Loans and leases held for sale$3,466,000504
Unused loan commitments$198,561,000611
Tier 1 (core) risk-based capital$96,151,000625
Tier 2 risk-based capital$9,041,000606
Total risk weighted assets$874,985,000567
Total unused commitments$198,561,000611
Derivatives$01,023
2006-09-30Rank
# of Employees:298530
Assets and Liabilities
Total Assets:$1,173,312,000568
Cash and due from depository institutions$50,703,000530
Interest-bearing balances$1,829,0001,861
Securities$224,551,000578
Federal funds sold & reverse repurchase agreements$29,804,000441
Net loans & leases$834,415,000564
Loan loss allowance$8,928,000589
Trading account assets$0154
Bank premises and fixed assets$13,821,000788
Other real estate owned$374,000530
Goodwill and other intangibles$2,655,0001,206
All other assets$16,989,0001,098
Life insurance assets$04,052
Total liabilities and capital$1,173,312,000568
Total liabilities$1,080,621,000552
Total deposits$1,072,708,000476
Interest-bearing deposits$908,360,000482
Deposits held in domestic offices$1,072,708,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$838,0005,233
Subordinated debt$0269
All other liabilities$7,075,000858
Total equity capital$92,691,000729
Total bank equity capital$92,691,000729
Perpetual preferred stock$0118
Common stock$8,000,000550
Surplus$21,727,0001,272
Undivided profits$62,964,000586
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,880,000447
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$6,528,000581
Earning assets$1,090,599,000565
Long-term assets (5+ years)$128,009,000859
Average Assets, year-to-date$1,106,046,000582
Average Assets, quarterly$1,141,314,500578
Volatile liabilities$236,979,000714
Insider loans$6,771,0001,027
FHLB advances$728,0005,027
Loans and leases held for sale$3,422,000504
Unused loan commitments$177,251,000690
Tier 1 (core) risk-based capital$92,188,000666
Tier 2 risk-based capital$8,928,000615
Total risk weighted assets$873,950,000575
Total unused commitments$177,251,000690
Derivatives$01,023
2006-06-30Rank
# of Employees:295535
Assets and Liabilities
Total Assets:$1,109,317,000592
Cash and due from depository institutions$37,388,000535
Interest-bearing balances$2,079,0001,750
Securities$217,514,000599
Federal funds sold & reverse repurchase agreements$206,0005,467
Net loans & leases$821,334,000563
Loan loss allowance$8,587,000604
Trading account assets$0157
Bank premises and fixed assets$13,720,000776
Other real estate owned$374,000535
Goodwill and other intangibles$1,465,0001,501
All other assets$17,316,0001,067
Life insurance assets$04,035
Total liabilities and capital$1,109,317,000592
Total liabilities$1,021,324,000580
Total deposits$1,010,786,000496
Interest-bearing deposits$858,175,000497
Deposits held in domestic offices$1,010,786,000495
% insured0.00%1
Federal funds purchased & repurchase agreements$3,200,0002,068
Trading liabilities$073
Other borrowed funds$857,0005,217
Subordinated debt$0265
All other liabilities$6,481,000858
Total equity capital$87,993,000741
Total bank equity capital$87,993,000741
Perpetual preferred stock$0119
Common stock$8,000,000525
Surplus$21,631,0001,252
Undivided profits$58,362,000599
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,134,000399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$5,576,000610
Earning assets$1,041,133,000577
Long-term assets (5+ years)$124,764,000856
Average Assets, year-to-date$1,083,624,000594
Average Assets, quarterly$1,094,826,500593
Volatile liabilities$175,616,000889
Insider loans$7,078,000968
FHLB advances$117,0005,292
Loans and leases held for sale$3,295,000498
Unused loan commitments$182,765,000667
Tier 1 (core) risk-based capital$89,754,000677
Tier 2 risk-based capital$8,587,000627
Total risk weighted assets$855,754,000579
Total unused commitments$182,765,000667
Derivatives$01,000
2006-03-31Rank
# of Employees:296532
Assets and Liabilities
Total Assets:$1,080,336,000595
Cash and due from depository institutions$35,117,000532
Interest-bearing balances$2,363,0001,771
Securities$211,246,000621
Federal funds sold & reverse repurchase agreements$34,669,000394
Net loans & leases$766,524,000583
Loan loss allowance$8,277,000621
Trading account assets$0154
Bank premises and fixed assets$13,983,000738
Other real estate owned$374,000532
Goodwill and other intangibles$1,527,0001,459
All other assets$16,896,0001,057
Life insurance assets$04,002
Total liabilities and capital$1,080,336,000595
Total liabilities$995,087,000581
Total deposits$988,427,000501
Interest-bearing deposits$840,246,000503
Deposits held in domestic offices$988,427,000500
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$872,0005,114
Subordinated debt$0259
All other liabilities$5,788,000931
Total equity capital$85,249,000747
Total bank equity capital$85,249,000747
Perpetual preferred stock$0120
Common stock$8,000,000513
Surplus$21,498,0001,219
Undivided profits$55,751,000629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,425,000430
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$5,864,000557
Earning assets$1,014,802,000581
Long-term assets (5+ years)$115,364,000908
Average Assets, year-to-date$1,070,777,500598
Average Assets, quarterly$1,070,777,500598
Volatile liabilities$185,001,000817
Insider loans$7,052,000956
FHLB advances$126,0005,241
Loans and leases held for sale$2,026,000592
Unused loan commitments$193,871,000633
Tier 1 (core) risk-based capital$86,549,000684
Tier 2 risk-based capital$8,277,000633
Total risk weighted assets$818,293,000583
Total unused commitments$193,871,000634
Derivatives$0990
2005-12-31Rank
# of Employees:291534
Assets and Liabilities
Total Assets:$1,061,219,000599
Cash and due from depository institutions$40,892,000534
Interest-bearing balances$2,705,0001,662
Securities$209,054,000627
Federal funds sold & reverse repurchase agreements$9,949,0001,383
Net loans & leases$770,353,000565
Loan loss allowance$7,986,000620
Trading account assets$0155
Bank premises and fixed assets$14,224,000710
Other real estate owned$62,000534
Goodwill and other intangibles$1,569,0001,433
All other assets$15,116,0001,139
Life insurance assets$0351
Total liabilities and capital$1,061,219,000599
Total liabilities$976,492,000586
Total deposits$968,803,000504
Interest-bearing deposits$813,075,000507
Deposits held in domestic offices$968,803,000503
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$885,0005,208
Subordinated debt$0258
All other liabilities$6,804,000800
Total equity capital$84,727,000738
Total bank equity capital$84,727,000738
Perpetual preferred stock$0122
Common stock$8,000,000501
Surplus$21,348,0001,195
Undivided profits$55,379,000631
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,680,000369
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$5,265,000612
Earning assets$992,061,000581
Long-term assets (5+ years)$123,940,000837
Average Assets, year-to-date$1,013,791,600602
Average Assets, quarterly$1,053,990,500599
Volatile liabilities$183,267,000831
Insider loans$7,150,000909
FHLB advances$132,0005,276
Loans and leases held for sale$3,404,000427
Unused loan commitments$176,013,000669
Tier 1 (core) risk-based capital$85,532,000676
Tier 2 risk-based capital$7,986,000637
Total risk weighted assets$824,621,000567
Total unused commitments$176,013,000669
Derivatives$0930
2005-09-30Rank
# of Employees:287537
Assets and Liabilities
Total Assets:$1,046,762,000601
Cash and due from depository institutions$47,976,000537
Interest-bearing balances$2,831,0001,638
Securities$206,715,000626
Federal funds sold & reverse repurchase agreements$137,0005,668
Net loans & leases$759,717,000561
Loan loss allowance$7,945,000618
Trading account assets$0146
Bank premises and fixed assets$14,372,000677
Other real estate owned$62,000537
Goodwill and other intangibles$1,586,0001,397
All other assets$16,197,0001,053
Life insurance assets$0341
Total liabilities and capital$1,046,762,000601
Total liabilities$964,527,000588
Total deposits$946,918,000501
Interest-bearing deposits$795,875,000501
Deposits held in domestic offices$946,918,000500
% insured0.00%1
Federal funds purchased & repurchase agreements$10,600,0001,096
Trading liabilities$063
Other borrowed funds$900,0005,284
Subordinated debt$0251
All other liabilities$6,109,000845
Total equity capital$82,235,000748
Total bank equity capital$82,235,000748
Perpetual preferred stock$0120
Common stock$8,000,000479
Surplus$21,207,0001,166
Undivided profits$53,028,000661
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,568,000278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$5,439,000564
Earning assets$969,400,000588
Long-term assets (5+ years)$122,961,000841
Average Assets, year-to-date$1,001,934,750600
Average Assets, quarterly$1,026,352,000604
Volatile liabilities$169,435,000844
Insider loans$7,006,000914
FHLB advances$139,0005,350
Loans and leases held for sale$4,007,000462
Unused loan commitments$169,298,000669
Tier 1 (core) risk-based capital$82,732,000684
Tier 2 risk-based capital$7,945,000628
Total risk weighted assets$807,220,000559
Total unused commitments$169,298,000670
Derivatives$0909
2005-06-30Rank
# of Employees:288543
Assets and Liabilities
Total Assets:$1,005,942,000608
Cash and due from depository institutions$37,155,000543
Interest-bearing balances$2,908,0001,602
Securities$208,308,000623
Federal funds sold & reverse repurchase agreements$103,0005,537
Net loans & leases$729,017,000568
Loan loss allowance$7,702,000623
Trading account assets$0148
Bank premises and fixed assets$14,671,000641
Other real estate owned$62,000543
Goodwill and other intangibles$1,573,0001,397
All other assets$15,053,0001,102
Life insurance assets$0339
Total liabilities and capital$1,005,942,000608
Total liabilities$923,636,000598
Total deposits$883,233,000518
Interest-bearing deposits$737,324,000522
Deposits held in domestic offices$883,233,000516
% insured0.00%1
Federal funds purchased & repurchase agreements$34,200,000559
Trading liabilities$065
Other borrowed funds$914,0005,200
Subordinated debt$0251
All other liabilities$5,289,000880
Total equity capital$82,306,000728
Total bank equity capital$82,306,000728
Perpetual preferred stock$0118
Common stock$8,000,000457
Surplus$21,097,0001,148
Undivided profits$53,209,000649
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,183,000264
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$4,598,000619
Earning assets$940,336,000595
Long-term assets (5+ years)$131,577,000774
Average Assets, year-to-date$986,992,330599
Average Assets, quarterly$997,682,500604
Volatile liabilities$109,831,0001,182
Insider loans$7,056,000874
FHLB advances$146,0005,304
Loans and leases held for sale$6,893,000349
Unused loan commitments$170,225,000650
Tier 1 (core) risk-based capital$82,195,000678
Tier 2 risk-based capital$7,702,000633
Total risk weighted assets$772,976,000563
Total unused commitments$170,225,000650
Derivatives$0866
2005-03-31Rank
# of Employees:284529
Assets and Liabilities
Total Assets:$989,423,000602
Cash and due from depository institutions$28,428,000529
Interest-bearing balances$2,544,0001,740
Securities$206,565,000640
Federal funds sold & reverse repurchase agreements$28,681,000418
Net loans & leases$693,757,000573
Loan loss allowance$7,414,000633
Trading account assets$0148
Bank premises and fixed assets$14,940,000614
Other real estate owned$62,000529
Goodwill and other intangibles$1,584,0001,383
All other assets$15,406,0001,055
Life insurance assets$0333
Total liabilities and capital$989,423,000602
Total liabilities$910,913,000590
Total deposits$905,125,000499
Interest-bearing deposits$761,199,000508
Deposits held in domestic offices$905,125,000498
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$928,0005,067
Subordinated debt$0265
All other liabilities$4,860,000956
Total equity capital$78,510,000740
Total bank equity capital$78,510,000740
Perpetual preferred stock$0120
Common stock$8,000,000436
Surplus$21,097,0001,107
Undivided profits$49,413,000675
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,080,000278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$5,001,000544
Earning assets$931,547,000594
Long-term assets (5+ years)$122,311,000853
Average Assets, year-to-date$977,517,500603
Average Assets, quarterly$977,517,500603
Volatile liabilities$61,662,0001,835
Insider loans$6,080,0001,007
FHLB advances$152,0005,181
Loans and leases held for sale$3,879,000432
Unused loan commitments$162,625,000650
Tier 1 (core) risk-based capital$79,112,000685
Tier 2 risk-based capital$7,414,000653
Total risk weighted assets$743,829,000569
Total unused commitments$162,625,000651
Derivatives$0790
2004-12-31Rank
# of Employees:283543
Assets and Liabilities
Total Assets:$965,612,000624
Cash and due from depository institutions$26,471,000543
Interest-bearing balances$2,752,0001,691
Securities$194,732,000678
Federal funds sold & reverse repurchase agreements$45,554,000274
Net loans & leases$669,617,000587
Loan loss allowance$7,215,000658
Trading account assets$0153
Bank premises and fixed assets$14,559,000630
Other real estate owned$0543
Goodwill and other intangibles$1,608,0001,363
All other assets$13,071,0001,196
Life insurance assets$0334
Total liabilities and capital$965,612,000624
Total liabilities$889,313,000607
Total deposits$882,917,000510
Interest-bearing deposits$743,622,000512
Deposits held in domestic offices$882,917,000509
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$942,0005,119
Subordinated debt$0272
All other liabilities$5,454,000865
Total equity capital$76,299,000769
Total bank equity capital$76,299,000769
Perpetual preferred stock$0118
Common stock$8,000,000424
Surplus$20,981,0001,105
Undivided profits$47,318,000715
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,559,000342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$4,033,000655
Earning assets$912,655,000610
Long-term assets (5+ years)$118,652,000887
Average Assets, year-to-date$929,479,000618
Average Assets, quarterly$965,310,500616
Volatile liabilities$55,418,0001,954
Insider loans$6,823,000872
FHLB advances$783,0004,932
Loans and leases held for sale$4,888,000363
Unused loan commitments$160,867,000650
Tier 1 (core) risk-based capital$76,067,000708
Tier 2 risk-based capital$7,215,000669
Total risk weighted assets$718,774,000590
Total unused commitments$160,867,000650
Derivatives$0774
2004-09-30Rank
# of Employees:284545
Assets and Liabilities
Total Assets:$965,009,000617
Cash and due from depository institutions$40,186,000545
Interest-bearing balances$3,157,0001,598
Securities$195,042,000684
Federal funds sold & reverse repurchase agreements$30,400,000377
Net loans & leases$668,991,000576
Loan loss allowance$7,012,000681
Trading account assets$0149
Bank premises and fixed assets$14,599,000610
Other real estate owned$421,000545
Goodwill and other intangibles$1,568,0001,365
All other assets$13,802,0001,118
Life insurance assets$0330
Total liabilities and capital$965,009,000617
Total liabilities$891,553,000601
Total deposits$885,772,000504
Interest-bearing deposits$745,699,000507
Deposits held in domestic offices$885,772,000501
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$955,0005,132
Subordinated debt$0276
All other liabilities$4,826,000940
Total equity capital$73,456,000785
Total bank equity capital$73,456,000785
Perpetual preferred stock$0124
Common stock$8,000,000423
Surplus$20,867,0001,081
Undivided profits$44,589,000752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,459,000367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$4,506,000594
Earning assets$897,590,000613
Long-term assets (5+ years)$115,897,000914
Average Assets, year-to-date$920,445,750620
Average Assets, quarterly$939,854,500626
Volatile liabilities$52,241,0002,018
Insider loans$6,812,000857
FHLB advances$790,0004,972
Loans and leases held for sale$6,793,000311
Unused loan commitments$158,388,000640
Tier 1 (core) risk-based capital$73,088,000725
Tier 2 risk-based capital$7,012,000669
Total risk weighted assets$721,032,000579
Total unused commitments$158,388,000640
Derivatives$0770
2004-06-30Rank
# of Employees:284546
Assets and Liabilities
Total Assets:$914,700,000638
Cash and due from depository institutions$45,856,000546
Interest-bearing balances$3,015,0001,653
Securities$191,455,000699
Federal funds sold & reverse repurchase agreements$6,400,0001,633
Net loans & leases$640,565,000587
Loan loss allowance$6,797,000693
Trading account assets$0153
Bank premises and fixed assets$14,660,000591
Other real estate owned$421,000546
Goodwill and other intangibles$1,522,0001,366
All other assets$13,821,0001,118
Life insurance assets$0323
Total liabilities and capital$914,700,000638
Total liabilities$842,690,000627
Total deposits$837,027,000525
Interest-bearing deposits$705,800,000525
Deposits held in domestic offices$837,027,000522
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$969,0005,118
Subordinated debt$0288
All other liabilities$4,694,000900
Total equity capital$72,010,000772
Total bank equity capital$72,010,000772
Perpetual preferred stock$0126
Common stock$8,000,000416
Surplus$20,638,0001,064
Undivided profits$43,372,000735
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,379,000346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$3,927,000643
Earning assets$841,435,000635
Long-term assets (5+ years)$116,380,000938
Average Assets, year-to-date$905,591,330624
Average Assets, quarterly$909,673,500633
Volatile liabilities$45,569,0002,218
Insider loans$6,819,000832
FHLB advances$797,0004,968
Loans and leases held for sale$5,490,000350
Unused loan commitments$144,565,000675
Tier 1 (core) risk-based capital$72,545,000711
Tier 2 risk-based capital$6,797,000694
Total risk weighted assets$686,952,000597
Total unused commitments$144,565,000676
Derivatives$0740
2004-03-31Rank
# of Employees:280557
Assets and Liabilities
Total Assets:$904,647,000636
Cash and due from depository institutions$37,907,000557
Interest-bearing balances$41,0006,044
Securities$187,874,000715
Federal funds sold & reverse repurchase agreements$34,800,000391
Net loans & leases$612,892,000599
Loan loss allowance$6,511,000720
Trading account assets$0144
Bank premises and fixed assets$14,882,000564
Other real estate owned$421,000557
Goodwill and other intangibles$1,438,0001,398
All other assets$14,433,0001,025
Life insurance assets$0322
Total liabilities and capital$904,647,000636
Total liabilities$834,152,000622
Total deposits$827,926,000524
Interest-bearing deposits$709,876,000523
Deposits held in domestic offices$827,926,000521
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$982,0004,949
Subordinated debt$0287
All other liabilities$5,244,000916
Total equity capital$70,495,000803
Total bank equity capital$70,495,000803
Perpetual preferred stock$0129
Common stock$8,000,000407
Surplus$20,638,0001,053
Undivided profits$41,857,000790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,051,000370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$4,543,000558
Earning assets$835,607,000636
Long-term assets (5+ years)$109,855,000962
Average Assets, year-to-date$901,037,000629
Average Assets, quarterly$901,037,000629
Volatile liabilities$46,693,0002,082
Insider loans$6,518,000848
FHLB advances$804,0004,793
Loans and leases held for sale$2,498,000623
Unused loan commitments$132,597,000697
Tier 1 (core) risk-based capital$69,814,000729
Tier 2 risk-based capital$6,511,000713
Total risk weighted assets$666,139,000606
Total unused commitments$132,597,000698
Derivatives$0699
2003-12-31Rank
# of Employees:281563
Assets and Liabilities
Total Assets:$897,427,000639
Cash and due from depository institutions$41,902,000563
Interest-bearing balances$50,0005,865
Securities$177,137,000762
Federal funds sold & reverse repurchase agreements$51,800,000239
Net loans & leases$595,865,000610
Loan loss allowance$6,331,000738
Trading account assets$0168
Bank premises and fixed assets$15,209,000544
Other real estate owned$480,000563
Goodwill and other intangibles$1,402,0001,411
All other assets$13,632,0001,098
Life insurance assets$01
Total liabilities and capital$897,427,000639
Total liabilities$829,482,000618
Total deposits$821,811,000525
Interest-bearing deposits$703,711,000524
Deposits held in domestic offices$821,811,000524
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$996,0004,973
Subordinated debt$0293
All other liabilities$6,675,000752
Total equity capital$67,945,000812
Total bank equity capital$67,945,000812
Perpetual preferred stock$0131
Common stock$8,000,000407
Surplus$20,638,0001,032
Undivided profits$39,307,000812
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,096,000354
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$3,798,000666
Earning assets$824,852,000636
Long-term assets (5+ years)$97,498,0001,103
Average Assets, year-to-date$855,031,000643
Average Assets, quarterly$889,428,000629
Volatile liabilities$48,559,0002,021
Insider loans$6,565,000817
FHLB advances$811,0004,816
Loans and leases held for sale$2,101,000624
Unused loan commitments$133,277,000681
Tier 1 (core) risk-based capital$67,613,000743
Tier 2 risk-based capital$6,331,000725
Total risk weighted assets$647,253,000618
Total unused commitments$133,277,000681
Derivatives$0665
2003-09-30Rank
# of Employees:274590
Assets and Liabilities
Total Assets:$881,429,000651
Cash and due from depository institutions$47,813,000590
Interest-bearing balances$62,0005,799
Securities$169,490,000794
Federal funds sold & reverse repurchase agreements$46,200,000331
Net loans & leases$586,631,000620
Loan loss allowance$6,223,000768
Trading account assets$0165
Bank premises and fixed assets$15,548,000534
Other real estate owned$495,000590
Goodwill and other intangibles$1,349,0001,408
All other assets$13,903,0001,073
Life insurance assets$01
Total liabilities and capital$881,429,000651
Total liabilities$815,509,000640
Total deposits$808,273,000546
Interest-bearing deposits$685,889,000537
Deposits held in domestic offices$808,273,000545
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$1,009,0004,827
Subordinated debt$0293
All other liabilities$6,227,000825
Total equity capital$65,920,000850
Total bank equity capital$65,920,000850
Perpetual preferred stock$0137
Common stock$8,000,000405
Surplus$20,638,0001,028
Undivided profits$37,282,000854
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,803,000373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$4,239,000626
Earning assets$802,383,000665
Long-term assets (5+ years)$87,843,0001,224
Average Assets, year-to-date$844,432,000667
Average Assets, quarterly$867,574,000663
Volatile liabilities$47,772,0001,992
Insider loans$6,124,000862
FHLB advances$818,0004,786
Loans and leases held for sale$5,429,000499
Unused loan commitments$141,203,000676
Tier 1 (core) risk-based capital$65,422,000775
Tier 2 risk-based capital$6,223,000749
Total risk weighted assets$633,015,000621
Total unused commitments$141,203,000677
Derivatives$0666
2003-06-30Rank
# of Employees:272598
Assets and Liabilities
Total Assets:$853,719,000671
Cash and due from depository institutions$37,591,000598
Interest-bearing balances$71,0005,758
Securities$159,349,000832
Federal funds sold & reverse repurchase agreements$44,500,000356
Net loans & leases$581,560,000618
Loan loss allowance$6,163,000764
Trading account assets$0170
Bank premises and fixed assets$15,797,000519
Other real estate owned$663,000598
Goodwill and other intangibles$1,148,0001,478
All other assets$13,111,0001,085
Life insurance assets$01
Total liabilities and capital$853,719,000671
Total liabilities$790,332,000647
Total deposits$783,282,000554
Interest-bearing deposits$666,302,000546
Deposits held in domestic offices$783,282,000553
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$1,022,0004,818
Subordinated debt$0266
All other liabilities$6,028,000880
Total equity capital$63,387,000878
Total bank equity capital$63,387,000878
Perpetual preferred stock$0140
Common stock$8,000,000394
Surplus$20,638,0001,008
Undivided profits$34,749,000942
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,782,000363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$3,690,000706
Earning assets$785,480,000661
Long-term assets (5+ years)$77,090,0001,296
Average Assets, year-to-date$832,099,670672
Average Assets, quarterly$840,387,000671
Volatile liabilities$55,182,0001,733
Insider loans$5,045,0001,051
FHLB advances$825,0004,757
Loans and leases held for sale$11,278,000438
Unused loan commitments$124,957,000725
Tier 1 (core) risk-based capital$63,069,000797
Tier 2 risk-based capital$6,163,000730
Total risk weighted assets$613,420,000623
Total unused commitments$124,957,000730
Derivatives$0623
2003-03-31Rank
# of Employees:270593
Assets and Liabilities
Total Assets:$827,055,000677
Cash and due from depository institutions$62,885,000593
Interest-bearing balances$26,235,000303
Securities$153,120,000842
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$579,446,000609
Loan loss allowance$6,191,000767
Trading account assets$0169
Bank premises and fixed assets$15,788,000506
Other real estate owned$663,000593
Goodwill and other intangibles$895,0001,614
All other assets$14,258,000985
Life insurance assets$01
Total liabilities and capital$827,055,000677
Total liabilities$765,306,000659
Total deposits$758,050,000564
Interest-bearing deposits$655,687,000549
Deposits held in domestic offices$758,050,000562
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$1,035,0004,705
Subordinated debt$0265
All other liabilities$6,221,000876
Total equity capital$61,749,000882
Total bank equity capital$61,749,000882
Perpetual preferred stock$0141
Common stock$8,000,000388
Surplus$20,638,000993
Undivided profits$33,111,000959
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,341,000382
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$4,536,000577
Earning assets$758,801,000673
Long-term assets (5+ years)$80,738,0001,196
Average Assets, year-to-date$821,290,000674
Average Assets, quarterly$821,290,000674
Volatile liabilities$56,507,0001,660
Insider loans$4,645,0001,122
FHLB advances$832,0004,697
Loans and leases held for sale$8,225,000460
Unused loan commitments$119,227,000725
Tier 1 (core) risk-based capital$61,436,000806
Tier 2 risk-based capital$6,191,000712
Total risk weighted assets$607,007,000620
Total unused commitments$119,227,000727
Derivatives$0578
2002-12-31Rank
# of Employees:267601
Assets and Liabilities
Total Assets:$815,525,000675
Cash and due from depository institutions$38,652,000601
Interest-bearing balances$3,990,0001,652
Securities$154,938,000819
Federal funds sold & reverse repurchase agreements$11,200,0001,287
Net loans & leases$580,597,000605
Loan loss allowance$6,162,000753
Trading account assets$0170
Bank premises and fixed assets$15,978,000490
Other real estate owned$421,000601
Goodwill and other intangibles$656,0001,782
All other assets$13,083,0001,043
Life insurance assets$01
Total liabilities and capital$815,525,000675
Total liabilities$755,571,000657
Total deposits$747,922,000558
Interest-bearing deposits$641,491,000552
Deposits held in domestic offices$747,922,000556
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$1,047,0004,800
Subordinated debt$0258
All other liabilities$6,602,000806
Total equity capital$59,954,000888
Total bank equity capital$59,954,000888
Perpetual preferred stock$0142
Common stock$8,000,000386
Surplus$20,638,000974
Undivided profits$31,316,000987
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,328,000354
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$3,800,000720
Earning assets$750,725,000664
Long-term assets (5+ years)$84,546,0001,117
Average Assets, year-to-date$767,763,000672
Average Assets, quarterly$809,191,500670
Volatile liabilities$68,611,0001,415
Insider loans$3,990,0001,325
FHLB advances$839,0004,709
Loans and leases held for sale$9,320,000480
Unused loan commitments$130,721,000654
Tier 1 (core) risk-based capital$59,717,000808
Tier 2 risk-based capital$6,162,000704
Total risk weighted assets$602,413,000614
Total unused commitments$130,721,000655
Derivatives$0527
2001-12-31Rank
# of Employees:257628
Assets and Liabilities
Total Assets:$724,326,000705
Cash and due from depository institutions$38,540,000628
Interest-bearing balances$8,293,000845
Securities$118,890,000964
Federal funds sold & reverse repurchase agreements$8,100,0001,794
Net loans & leases$529,176,000642
Loan loss allowance$5,480,000793
Trading account assets$0182
Bank premises and fixed assets$16,260,000470
Other real estate owned$1,408,000628
Goodwill and other intangibles$03,095
All other assets$11,952,0001,052
Life insurance assets$01
Total liabilities and capital$724,326,000705
Total liabilities$678,664,000688
Total deposits$672,978,000587
Interest-bearing deposits$579,427,000588
Deposits held in domestic offices$672,978,000584
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$1,097,0004,574
Subordinated debt$0241
All other liabilities$4,589,0001,050
Total equity capital$45,662,0001,079
Total bank equity capital$45,662,0001,079
Perpetual preferred stock$0158
Common stock$8,000,000383
Surplus$10,638,0001,611
Undivided profits$27,024,0001,064
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,256,000593
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$3,201,000954
Earning assets$664,459,000707
Long-term assets (5+ years)$48,181,0001,766
Average Assets, year-to-date$653,225,600759
Average Assets, quarterly$699,361,000728
Volatile liabilities$96,789,0001,026
Insider loans$5,142,000946
FHLB advances$04,938
Loans and leases held for sale$14,401,000306
Unused loan commitments$120,883,000649
Tier 1 (core) risk-based capital$45,455,0001,012
Tier 2 risk-based capital$5,674,000721
Total risk weighted assets$545,030,000650
Total unused commitments$120,883,000649
Derivatives$0450
2000-12-31Rank
# of Employees:263604
Assets and Liabilities
Total Assets:$592,776,000844
Cash and due from depository institutions$28,253,000604
Interest-bearing balances$97,0004,870
Securities$84,653,0001,333
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$454,214,000719
Loan loss allowance$4,712,000887
Trading account assets$0175
Bank premises and fixed assets$15,144,000496
Other real estate owned$1,466,000604
Goodwill and other intangibles$27,0002,923
All other assets$9,019,0001,098
Life insurance assets$01
Total liabilities and capital$592,776,000844
Total liabilities$551,401,000821
Total deposits$535,488,000706
Interest-bearing deposits$447,679,000742
Deposits held in domestic offices$535,488,000702
% insured0.00%1
Federal funds purchased & repurchase agreements$10,400,0001,063
Trading liabilities$077
Other borrowed funds$2,244,0003,864
Subordinated debt$0239
All other liabilities$3,269,0001,367
Total equity capital$41,375,0001,133
Total bank equity capital$41,375,0001,133
Perpetual preferred stock$0178
Common stock$8,000,000393
Surplus$9,737,0001,701
Undivided profits$23,638,0001,130
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,510,000737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$2,622,000940
Earning assets$538,964,000845
Long-term assets (5+ years)$38,127,0001,987
Average Assets, year-to-date$564,706,800838
Average Assets, quarterly$590,280,500834
Volatile liabilities$142,887,000746
Insider loans$5,199,000910
FHLB advances$0771
Loans and leases held for sale$2,289,000484
Unused loan commitments$90,578,000764
Tier 1 (core) risk-based capital$41,192,0001,071
Tier 2 risk-based capital$4,868,150807
Total risk weighted assets$453,166,600746
Total unused commitments$90,578,000765
Derivatives$0481
1999-12-31Rank
# of Employees:273617
Assets and Liabilities
Total Assets:$518,369,000937
Cash and due from depository institutions$26,834,000617
Interest-bearing balances$33,0005,735
Securities$79,235,0001,449
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$391,727,000815
Loan loss allowance$4,137,000949
Trading account assets$0165
Bank premises and fixed assets$12,513,000599
Other real estate owned$1,651,000617
Goodwill and other intangibles$95,0002,707
All other assets$6,314,0001,480
Life insurance assets$01
Total liabilities and capital$518,369,000937
Total liabilities$481,351,000921
Total deposits$456,015,000815
Interest-bearing deposits$379,549,000852
Deposits held in domestic offices$456,015,000811
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$22,218,0001,250
Subordinated debt$0242
All other liabilities$3,118,0001,324
Total equity capital$37,018,0001,221
Total bank equity capital$37,018,0001,221
Perpetual preferred stock$0193
Common stock$8,000,000420
Surplus$8,338,0001,948
Undivided profits$20,680,0001,213
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,755,0001,351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,911,0001,099
Earning assets$470,995,000944
Long-term assets (5+ years)$83,149,0001,125
Average Assets, year-to-date$462,134,200997
Average Assets, quarterly$501,595,500957
Volatile liabilities$101,880,000955
Insider loans$4,497,0001,036
FHLB advances$0802
Loans and leases held for sale$492,000934
Unused loan commitments$70,401,000933
Tier 1 (core) risk-based capital$36,848,0001,198
Tier 2 risk-based capital$4,232,400889
Total risk weighted assets$401,913,000818
Total unused commitments$70,401,000934
Derivatives$0488
1998-12-31Rank
# of Employees:232732
Assets and Liabilities
Total Assets:$422,783,0001,100
Cash and due from depository institutions$22,304,000732
Interest-bearing balances$56,0005,477
Securities$76,279,0001,547
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$307,524,000930
Loan loss allowance$3,283,0001,134
Trading account assets$0197
Bank premises and fixed assets$10,572,000682
Other real estate owned$1,537,000732
Goodwill and other intangibles$161,0002,467
All other assets$4,406,0001,730
Life insurance assets$01
Total liabilities and capital$422,783,0001,100
Total liabilities$385,913,0001,093
Total deposits$376,635,000975
Interest-bearing deposits$312,139,0001,021
Deposits held in domestic offices$376,635,000972
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$7,142,0001,876
Subordinated debt$0255
All other liabilities$2,136,0001,883
Total equity capital$36,870,0001,211
Total bank equity capital$36,870,0001,211
Perpetual preferred stock$0199
Common stock$8,000,000418
Surplus$8,338,0001,861
Undivided profits$20,532,0001,268
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,494,0001,042
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,479,0001,426
Earning assets$383,859,0001,111
Long-term assets (5+ years)$87,503,0001,002
Average Assets, year-to-date$417,736,6001,052
Average Assets, quarterly$422,806,0001,074
Volatile liabilities$63,153,0001,160
Insider loans$4,311,000988
FHLB advances$0740
Loans and leases held for sale$4,005,000597
Unused loan commitments$39,842,0001,335
Tier 1 (core) risk-based capital$36,564,0001,145
Tier 2 risk-based capital$3,391,9001,009
Total risk weighted assets$318,662,200928
Total unused commitments$39,842,0001,341
Derivatives$0527
1997-12-31Rank
# of Employees:201891
Assets and Liabilities
Total Assets:$416,273,0001,129
Cash and due from depository institutions$19,088,000891
Interest-bearing balances$06,604
Securities$74,315,0001,550
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$304,097,000975
Loan loss allowance$3,153,0001,200
Trading account assets$0203
Bank premises and fixed assets$10,269,000<