The Cameron Savings and Loan Association, F.A., Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$22,041,0001,565
Total interest expense$14,209,0001,216
Net interest income$7,832,0002,271
Provision for loan and lease losses$525,0001,802
Total noninterest income$1,110,0002,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,110,0001,741
Total noninterest expense$5,247,0002,589
Salaries and employee benefits$3,223,0002,219
Premises and equipment expense$1,162,0001,807
Additional noninterest expense$862,0004,492
Pre-tax net operating income$3,170,0002,282
Securities gains (losses)$38,000779
Applicable income taxes$1,082,0001,986
Income before extraordinary items$2,126,0002,412
Extraordinary gains, net$038
Net income$2,126,0002,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,105
Cash dividends$1,702,0001,516
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,100,9202,449
1999-12-31 (YTD Data)Rank
Total interest income$17,971,0001,812
Total interest expense$10,624,0001,406
Net interest income$7,347,0002,401
Provision for loan and lease losses$101,0005,190
Total noninterest income$637,0004,257
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$637,0002,534
Total noninterest expense$4,929,0002,743
Salaries and employee benefits$2,886,0002,429
Premises and equipment expense$1,103,0001,853
Additional noninterest expense$940,0004,220
Pre-tax net operating income$2,954,0002,444
Securities gains (losses)$51,000974
Applicable income taxes$1,114,0002,047
Income before extraordinary items$1,891,0002,703
Extraordinary gains, net$035
Net income$1,891,0002,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,647
Cash dividends$1,791,0001,489
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,858,3602,706
1998-12-31 (YTD Data)Rank
Total interest income$16,693,0001,935
Total interest expense$9,689,0001,588
Net interest income$7,004,0002,421
Provision for loan and lease losses$-127,00010,340
Total noninterest income$526,0004,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$526,0002,889
Total noninterest expense$4,469,0002,907
Salaries and employee benefits$2,659,0002,538
Premises and equipment expense$888,0002,189
Additional noninterest expense$922,0004,213
Pre-tax net operating income$3,188,0002,241
Securities gains (losses)$2,0003,909
Applicable income taxes$1,249,0001,920
Income before extraordinary items$1,941,0002,626
Extraordinary gains, net$032
Net income$1,941,0002,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,323
Cash dividends$1,971,0001,366
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,939,7202,547
1997-12-31 (YTD Data)Rank
Total interest income$15,702,0002,080
Total interest expense$8,849,0001,750
Net interest income$6,853,0002,535
Provision for loan and lease losses$179,0003,765
Total noninterest income$366,0006,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$366,0003,487
Total noninterest expense$3,663,0003,455
Salaries and employee benefits$2,311,0002,865
Premises and equipment expense$697,0002,749
Additional noninterest expense$655,0005,475
Pre-tax net operating income$3,377,0002,240
Securities gains (losses)$1,0003,559
Applicable income taxes$1,279,0001,959
Income before extraordinary items$2,099,0002,479
Extraordinary gains, net$044
Net income$2,099,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$2,171,0001,219
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,098,3602,421
1996-12-31 (YTD Data)Rank
Total interest income$13,539,0002,466
Total interest expense$7,109,0002,185
Net interest income$6,430,0002,748
Provision for loan and lease losses$515,0001,694
Total noninterest income$401,0005,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$401,0003,399
Total noninterest expense$3,744,0003,545
Salaries and employee benefits$1,829,0003,617
Premises and equipment expense$376,0004,765
Additional noninterest expense$1,539,0003,055
Pre-tax net operating income$2,572,0002,708
Securities gains (losses)$04,148
Applicable income taxes$956,0002,455
Income before extraordinary items$1,616,0002,976
Extraordinary gains, net$053
Net income$1,616,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$1,645,0001,474
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,616,0002,938
1995-12-31 (YTD Data)Rank
Total interest income$12,260,0002,727
Total interest expense$6,654,0002,334
Net interest income$5,606,0003,172
Provision for loan and lease losses$141,0003,765
Total noninterest income$419,0005,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$419,0003,210
Total noninterest expense$2,554,0004,909
Salaries and employee benefits$1,525,0004,220
Premises and equipment expense$325,0005,303
Additional noninterest expense$704,0005,827
Pre-tax net operating income$3,330,0002,207
Securities gains (losses)$53,0001,271
Applicable income taxes$1,253,0001,948
Income before extraordinary items$2,130,0002,368
Extraordinary gains, net$065
Net income$2,130,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$1,575,0001,463
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,096,0802,372
1994-12-31 (YTD Data)Rank
Total interest income$10,612,0002,856
Total interest expense$5,750,0002,172
Net interest income$4,862,0003,654
Provision for loan and lease losses$268,0002,466
Total noninterest income$291,0007,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$291,0004,167
Total noninterest expense$2,634,0004,929
Salaries and employee benefits$1,496,0004,286
Premises and equipment expense$307,0005,617
Additional noninterest expense$831,0005,523
Pre-tax net operating income$2,251,0003,104
Securities gains (losses)$9,0002,280
Applicable income taxes$834,0002,673
Income before extraordinary items$1,426,0003,315
Extraordinary gains, net$0249
Net income$1,426,0003,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,420,2403,352
1993-12-31 (YTD Data)Rank
Total interest income$10,807,0002,869
Total interest expense$6,048,0002,154
Net interest income$4,759,0003,742
Provision for loan and lease losses$12,0009,545
Total noninterest income$300,0007,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$300,0004,467
Total noninterest expense$1,949,0006,470
Salaries and employee benefits$1,003,0006,120
Premises and equipment expense$301,0005,841
Additional noninterest expense$645,0006,971
Pre-tax net operating income$3,098,0002,200
Securities gains (losses)$1,0007,052
Applicable income taxes$1,191,0001,942
Income before extraordinary items$1,908,0002,639
Extraordinary gains, net$289,000748
Net income$2,197,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,907,3602,479
1992-12-31 (YTD Data)Rank
Total interest income$11,671,0003,009
Total interest expense$6,984,0002,409
Net interest income$4,687,0003,859
Provision for loan and lease losses$34,0009,820
Total noninterest income$320,0007,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$320,0004,252
Total noninterest expense$2,084,0006,173
Salaries and employee benefits$872,0006,793
Premises and equipment expense$296,0006,033
Additional noninterest expense$916,0005,439
Pre-tax net operating income$2,889,0002,152
Securities gains (losses)$08,369
Applicable income taxes$1,053,0002,014
Income before extraordinary items$1,836,0002,498
Extraordinary gains, net$01,422
Net income$1,836,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,836,0002,317

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.