Home > The Camden National Bank > Net charge- offs to loans
The Camden National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3117% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 4,256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1061% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2344% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0198% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0198% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0538% | 4,490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1036% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6357% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6357% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0713% | 4,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0857% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8414% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1058% | 3,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8255% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8255% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 3,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3505% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3505% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 3,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0560% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3945% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3945% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3900% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0721% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4577% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4577% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8908% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8908% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4760% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4760% | 1,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5160% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5160% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0125% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5324% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0921% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8643% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0377% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1503% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2267% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2267% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5565% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5566% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0904% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0904% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0869% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1508% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3523% | 4,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4278% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4278% | 1,630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 4,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4300% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4300% | 1,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 4,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3765% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1745% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0310% | 4,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1268% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4927% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0435% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6652% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6652% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0600% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6506% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6506% | 1,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 5,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2507% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5972% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5972% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 5,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0965% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6394% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4310% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4541% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0429% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0986% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8148% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3273% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3273% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3561% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0537% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2496% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3338% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3338% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3749% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.1244% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1080% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1777% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2442% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2442% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7474% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1573% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7483% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7483% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6885% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 5,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2599% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2599% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2453% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1391% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1612% | 5,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9665% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0550% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 5,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1324% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1324% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0183% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1607% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0230% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3659% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1186% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2839% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2839% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7183% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 2,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0296% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2025% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5733% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2423% | 2,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3911% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0285% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3099% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2494% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2494% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3862% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1423% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1545% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1545% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3670% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0729% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1788% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2069% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2412% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3109% | 2,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7707% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0892% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2065% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4653% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3045% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.1355% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 1,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0434% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6093% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6093% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0358% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0719% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0516% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0306% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8570% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8570% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1176% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2318% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.2390% | 2,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1276% | 2,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0991% | 757 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5851% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3026% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2641% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2641% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9128% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 2,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.3208% | 1,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 2,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1443% | 640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3204% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6500% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 2,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3844% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3045% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3045% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6194% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2046% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.1540% | 1,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0797% | 2,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2415% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 2,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6554% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2372% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5404% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2736% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5013% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3125% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5499% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2421% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4802% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4802% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5885% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.2655% | 6,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3592% | 2,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6734% | 692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2315% | 1,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7906% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7589% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5495% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.4402% | 6,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3246% | 2,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 3,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 1,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 3,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5172% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3550% | 2,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4909% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.1199% | 2,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 2,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 3,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0967% | 5,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6627% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4877% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4550% | 2,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3738% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.2296% | 1,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2346% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3472% | 5,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6934% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1634% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4947% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2026% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 3,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1896% | 2,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2146% | 3,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2846% | 1,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1976% | 3,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0333% | 2,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5407% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0817% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2739% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.1641% | 2,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1748% | 2,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2026% | 3,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1482% | 1,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2156% | 2,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2461% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5089% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2224% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2517% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1857% | 3,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.1157% | 2,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1532% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1903% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1822% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1750% | 3,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4272% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1533% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 2,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2202% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1638% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2331% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2564% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1920% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4783% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3717% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | 1.0028% | 2,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4567% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6907% | 631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 3,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1957% | 1,616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 3,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3063% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1152% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1669% | 1,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4228% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3615% | 2,884 |
| Percentage Net Loans Charged-off:Construction & development | 1.5260% | 1,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5533% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9329% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2760% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2395% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0105% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2173% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4740% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3835% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 1.7041% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7008% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4340% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2718% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8033% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 2,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4645% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4509% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 3.2556% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8720% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8699% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1794% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5182% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0275% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3278% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2517% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 4.8563% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1383% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9895% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 3,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1476% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 3,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1759% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0901% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2152% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 5.0716% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0991% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1002% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9316% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5752% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5085% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1084% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1028% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8406% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4631% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2833% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2374% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6604% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2249% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2888% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9796% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 1.6851% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1742% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4238% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6172% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1388% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 2.3592% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0795% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0926% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5352% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4953% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 3.0117% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1029% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1624% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8104% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6286% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1199% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 7,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1398% | 8,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4292% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9219% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0456% | 6,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1111% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2545% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4833% | 8,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0275% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3273% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0825% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2031% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4806% | 8,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6528% | 8,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1074% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3499% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1757% | 7,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2254% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4050% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 6,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6342% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0385% | 7,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0554% | 7,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 5,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 2,488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0714% | 7,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2344% | 7,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1756% | 3,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 3,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 6,278 |
| Percentage Net Loans Charged-off: Credit card loans | 109.3750% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2956% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 4,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2033% | 4,964 |
| Percentage Net Loans Charged-off: Credit card loans | 125.0000% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1401% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | 150.0234% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1683% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3329% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | 87.5000% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2929% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 8,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 8,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0560% | 8,612 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 3,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 4,552 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3319% | 8,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2107% | 1,818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2923% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 7,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 8,533 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2382% | 8,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2707% | 1,716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3931% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 8,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 8,616 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1095% | 7,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1988% | 8,477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0663% | 1,564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5936% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 8,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 8,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 8,767 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1603% | 7,983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1702% | 8,167 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1827% | 2,691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0515% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 6,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 8,742 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 8,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 4,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3358% | 1,535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9431% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 6,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 8,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 8,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4001% | 4,685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3991% | 1,524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4385% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3374% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2610% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0585% | 1,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3378% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5011% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3102% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0715% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5147% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2165% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0167% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9514% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0845% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1456% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3929% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6557% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2293% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1782% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2568% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2732% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7411% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1973% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0688% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3540% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5371% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1187% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 5,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4075% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2259% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7217% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6061% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 6,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2146% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4073% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5617% | 970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |