The Calcasieu-Marine National Bank of Lake Charles, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$54,492,000710
Total interest expense$19,360,000906
Net interest income$35,132,000585
Provision for loan and lease losses$200,0002,992
Total noninterest income$9,200,000633
Gross Fiduciary activities income$740,000618
Service charges on deposit accounts$6,744,000273
Trading account gains and fees$18,000398
Additional Noninterest Income$1,698,0001,266
Total noninterest expense$27,945,000608
Salaries and employee benefits$13,058,000546
Premises and equipment expense$5,131,000476
Additional noninterest expense$9,756,000700
Pre-tax net operating income$16,187,000553
Securities gains (losses)$2,080,000127
Applicable income taxes$6,050,000537
Income before extraordinary items$12,217,000516
Extraordinary gains, net$065
Net income$12,217,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,079,000844
Cash dividends$6,730,000509
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,823,400551
1994-12-31 (YTD Data)Rank
Total interest income$50,213,000698
Total interest expense$15,341,000891
Net interest income$34,872,000588
Provision for loan and lease losses$-660,00012,497
Total noninterest income$9,040,000635
Gross Fiduciary activities income$727,000612
Service charges on deposit accounts$6,666,000270
Trading account gains and fees$21,000342
Additional Noninterest Income$1,626,0001,301
Total noninterest expense$28,309,000616
Salaries and employee benefits$13,038,000564
Premises and equipment expense$4,799,000497
Additional noninterest expense$10,472,000678
Pre-tax net operating income$16,263,000537
Securities gains (losses)$03,600
Applicable income taxes$4,998,000567
Income before extraordinary items$11,265,000509
Extraordinary gains, net$0249
Net income$11,265,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0001,187
Cash dividends$6,429,000475
Sale, conversion, retirement of capital stock, net$45,000920
Net operating income$11,265,000515
1993-12-31 (YTD Data)Rank
Total interest income$50,090,000696
Total interest expense$16,886,000842
Net interest income$33,204,000612
Provision for loan and lease losses$-225,00013,065
Total noninterest income$7,389,000747
Gross Fiduciary activities income$498,000769
Service charges on deposit accounts$5,353,000297
Trading account gains and fees$16,000392
Additional Noninterest Income$1,522,0001,537
Total noninterest expense$30,862,000611
Salaries and employee benefits$15,336,000498
Premises and equipment expense$4,737,000522
Additional noninterest expense$10,789,000725
Pre-tax net operating income$9,956,000734
Securities gains (losses)$2,514,000265
Applicable income taxes$3,882,000668
Income before extraordinary items$8,588,000615
Extraordinary gains, net$-1,950,00013,231
Net income$6,638,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000994
Cash dividends$3,150,000686
Sale, conversion, retirement of capital stock, net$20,0001,083
Net operating income$6,853,340707
1992-12-31 (YTD Data)Rank
Total interest income$59,903,000665
Total interest expense$24,849,000756
Net interest income$35,054,000592
Provision for loan and lease losses$1,500,0001,395
Total noninterest income$7,592,000724
Gross Fiduciary activities income$453,000801
Service charges on deposit accounts$4,565,000340
Trading account gains and fees$18,000379
Additional Noninterest Income$2,556,0001,061
Total noninterest expense$28,971,000632
Salaries and employee benefits$13,924,000528
Premises and equipment expense$4,677,000541
Additional noninterest expense$10,370,000750
Pre-tax net operating income$12,175,000526
Securities gains (losses)$6,0006,913
Applicable income taxes$3,896,000609
Income before extraordinary items$8,285,000577
Extraordinary gains, net$01,422
Net income$8,285,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,274,0001,344
Cash dividends$3,150,000567
Sale, conversion, retirement of capital stock, net$28,000987
Net operating income$8,280,920521

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.