Home > The Byers State Bank > Income and Expense
The Byers State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 11,584 |
| Total interest expense | $702,000 | 11,798 |
| Net interest income | $963,000 | 11,237 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $863,000 | 10,693 |
| Salaries and employee benefits | $413,000 | 10,708 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $321,000 | 10,544 |
| Pre-tax net operating income | $278,000 | 10,352 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,030 | 10,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.