Home > The Byers State Bank > Assets and Liabilities
The Byers State Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $19,907,000 | 12,048 |
| Cash and due from depository institutions | $1,567,000 | 10,697 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,284,000 | 11,438 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,937 |
| Net loans & leases | $10,884,000 | 11,392 |
| Loan loss allowance | $194,000 | 10,647 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $557,000 | 8,517 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $315,000 | 11,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,907,000 | 12,048 |
| Total liabilities | $18,547,000 | 11,924 |
| Total deposits | $17,389,000 | 12,035 |
| Interest-bearing deposits | $14,438,000 | 12,108 |
| Deposits held in domestic offices | $17,389,000 | 12,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,800 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $210,000 | 427 |
| All other liabilities | $248,000 | 9,082 |
| Total equity capital | $1,360,000 | 12,623 |
| Total bank equity capital | $1,360,000 | 12,623 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $420,000 | 7,021 |
| Surplus | $420,000 | 11,056 |
| Undivided profits | $520,000 | 10,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 12,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $168,000 | 9,529 |
| Earning assets | $17,568,000 | 12,097 |
| Long-term assets (5+ years) | $3,733,000 | 7,395 |
| Average Assets, year-to-date | $19,069,600 | 12,076 |
| Average Assets, quarterly | $19,472,000 | 12,072 |
| Volatile liabilities | $1,848,000 | 10,223 |
| Insider loans | $8,000 | 8,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $398,000 | 10,932 |
| Tier 1 (core) risk-based capital | $1,360,000 | 12,600 |
| Tier 2 risk-based capital | $363,020 | 6,720 |
| Total risk weighted assets | $12,200,920 | 11,420 |
| Total unused commitments | $398,000 | 10,956 |
| Derivatives | $0 | 651 |