Home > The Business Bank > Income and Expense
The Business Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 5,224 |
| Total interest expense | $185,000 | 5,197 |
| Net interest income | $1,381,000 | 5,167 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $8,772,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,740,000 | 340 |
| Total noninterest expense | $9,777,000 | 1,042 |
| Salaries and employee benefits | $8,140,000 | 676 |
| Premises and equipment expense | $541,000 | 2,118 |
| Additional noninterest expense | $1,096,000 | 2,755 |
| Pre-tax net operating income | $346,000 | 4,692 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $138,000 | 2,770 |
| Income before extraordinary items | $208,000 | 5,213 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $208,000 | 5,215 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $208,000 | 5,216 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $208,000 | 5,088 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,219 |
| Total interest expense | $203,000 | 3,639 |
| Net interest income | $1,610,000 | 3,124 |
| Provision for loan and lease losses | $235,000 | 1,198 |
| Total noninterest income | $10,395,000 | 242 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,364,000 | 175 |
| Total noninterest expense | $10,350,000 | 517 |
| Salaries and employee benefits | $9,191,000 | 317 |
| Premises and equipment expense | $491,000 | 1,235 |
| Additional noninterest expense | $668,000 | 2,323 |
| Pre-tax net operating income | $1,420,000 | 1,283 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $550,000 | 839 |
| Income before extraordinary items | $870,000 | 1,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $870,000 | 1,669 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $870,000 | 1,670 |
| Net charge-offs | $85,000 | 2,023 |
| Cash dividends | $950,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 461 |
| Net operating income | $870,000 | 1,613 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 3,287 |
| Total interest expense | $948,000 | 3,739 |
| Net interest income | $6,533,000 | 3,161 |
| Provision for loan and lease losses | $705,000 | 2,250 |
| Total noninterest income | $38,216,000 | 266 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $121,000 | 5,135 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $38,095,000 | 194 |
| Total noninterest expense | $38,622,000 | 542 |
| Salaries and employee benefits | $33,459,000 | 325 |
| Premises and equipment expense | $2,074,000 | 1,139 |
| Additional noninterest expense | $3,089,000 | 2,096 |
| Pre-tax net operating income | $5,422,000 | 1,280 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $2,140,000 | 825 |
| Income before extraordinary items | $3,283,000 | 1,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,283,000 | 1,724 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,283,000 | 1,723 |
| Net charge-offs | $283,000 | 3,377 |
| Cash dividends | $550,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 610 |
| Net operating income | $3,282,360 | 1,632 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 3,417 |
| Total interest expense | $720,000 | 3,831 |
| Net interest income | $4,717,000 | 3,312 |
| Provision for loan and lease losses | $190,000 | 3,578 |
| Total noninterest income | $25,970,000 | 286 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $90,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,880,000 | 207 |
| Total noninterest expense | $26,858,000 | 582 |
| Salaries and employee benefits | $22,959,000 | 358 |
| Premises and equipment expense | $1,498,000 | 1,187 |
| Additional noninterest expense | $2,401,000 | 2,038 |
| Pre-tax net operating income | $3,639,000 | 1,448 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $1,440,000 | 940 |
| Income before extraordinary items | $2,200,000 | 1,938 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,200,000 | 1,937 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,200,000 | 1,939 |
| Net charge-offs | $283,000 | 2,898 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 558 |
| Net operating income | $2,199,360 | 1,823 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 3,543 |
| Total interest expense | $484,000 | 3,907 |
| Net interest income | $2,992,000 | 3,442 |
| Provision for loan and lease losses | $140,000 | 3,468 |
| Total noninterest income | $16,199,000 | 295 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,138,000 | 218 |
| Total noninterest expense | $16,994,000 | 608 |
| Salaries and employee benefits | $14,464,000 | 380 |
| Premises and equipment expense | $1,007,000 | 1,175 |
| Additional noninterest expense | $1,523,000 | 2,126 |
| Pre-tax net operating income | $2,057,000 | 1,655 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $787,000 | 1,076 |
| Income before extraordinary items | $1,271,000 | 2,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,271,000 | 2,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,271,000 | 2,168 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 538 |
| Net operating income | $1,270,360 | 2,056 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,503 |
| Total interest expense | $260,000 | 3,846 |
| Net interest income | $1,535,000 | 3,394 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $8,394,000 | 278 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,364,000 | 206 |
| Total noninterest expense | $8,868,000 | 579 |
| Salaries and employee benefits | $7,538,000 | 357 |
| Premises and equipment expense | $509,000 | 1,174 |
| Additional noninterest expense | $821,000 | 1,989 |
| Pre-tax net operating income | $981,000 | 1,711 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $372,000 | 1,124 |
| Income before extraordinary items | $609,000 | 2,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $609,000 | 2,226 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $609,000 | 2,227 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
| Net operating income | $609,000 | 2,118 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 3,830 |
| Total interest expense | $1,165,000 | 4,047 |
| Net interest income | $5,402,000 | 3,721 |
| Provision for loan and lease losses | $970,000 | 2,460 |
| Total noninterest income | $20,938,000 | 360 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,813,000 | 261 |
| Total noninterest expense | $23,624,000 | 839 |
| Salaries and employee benefits | $18,678,000 | 521 |
| Premises and equipment expense | $2,234,000 | 1,117 |
| Additional noninterest expense | $2,712,000 | 2,423 |
| Pre-tax net operating income | $1,746,000 | 2,761 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $644,000 | 1,776 |
| Income before extraordinary items | $1,106,000 | 3,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,106,000 | 3,357 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,106,000 | 3,357 |
| Net charge-offs | $1,047,000 | 2,306 |
| Cash dividends | $1,750,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 709 |
| Net operating income | $1,103,440 | 3,254 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 4,077 |
| Total interest expense | $861,000 | 4,189 |
| Net interest income | $3,687,000 | 3,968 |
| Provision for loan and lease losses | $455,000 | 3,000 |
| Total noninterest income | $13,974,000 | 391 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $95,000 | 5,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,879,000 | 280 |
| Total noninterest expense | $16,162,000 | 918 |
| Salaries and employee benefits | $12,566,000 | 569 |
| Premises and equipment expense | $1,631,000 | 1,159 |
| Additional noninterest expense | $1,965,000 | 2,509 |
| Pre-tax net operating income | $1,044,000 | 3,229 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $399,000 | 1,947 |
| Income before extraordinary items | $645,000 | 3,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 3,900 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $645,000 | 3,900 |
| Net charge-offs | $588,000 | 2,494 |
| Cash dividends | $1,750,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 660 |
| Net operating income | $645,000 | 3,790 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 4,206 |
| Total interest expense | $589,000 | 4,233 |
| Net interest income | $2,347,000 | 4,109 |
| Provision for loan and lease losses | $415,000 | 2,552 |
| Total noninterest income | $8,708,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,643,000 | 300 |
| Total noninterest expense | $10,199,000 | 976 |
| Salaries and employee benefits | $7,876,000 | 620 |
| Premises and equipment expense | $1,107,000 | 1,160 |
| Additional noninterest expense | $1,216,000 | 2,715 |
| Pre-tax net operating income | $441,000 | 4,042 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $166,000 | 2,406 |
| Income before extraordinary items | $275,000 | 4,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $275,000 | 4,571 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $275,000 | 4,573 |
| Net charge-offs | $548,000 | 2,054 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 581 |
| Net operating income | $275,000 | 4,493 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 4,225 |
| Total interest expense | $301,000 | 4,285 |
| Net interest income | $1,169,000 | 4,116 |
| Provision for loan and lease losses | $88,000 | 3,564 |
| Total noninterest income | $4,426,000 | 404 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,395,000 | 295 |
| Total noninterest expense | $5,342,000 | 937 |
| Salaries and employee benefits | $4,121,000 | 595 |
| Premises and equipment expense | $569,000 | 1,159 |
| Additional noninterest expense | $652,000 | 2,544 |
| Pre-tax net operating income | $165,000 | 4,518 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $62,000 | 2,658 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $342,000 | 1,636 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $103,000 | 4,907 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 3,700 |
| Total interest expense | $1,432,000 | 4,369 |
| Net interest income | $6,127,000 | 3,421 |
| Provision for loan and lease losses | $1,360,000 | 2,598 |
| Total noninterest income | $31,158,000 | 284 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,011,000 | 216 |
| Total noninterest expense | $34,080,000 | 598 |
| Salaries and employee benefits | $27,844,000 | 355 |
| Premises and equipment expense | $2,384,000 | 1,090 |
| Additional noninterest expense | $3,852,000 | 1,864 |
| Pre-tax net operating income | $1,845,000 | 2,386 |
| Securities gains (losses) | $79,000 | 2,352 |
| Applicable income taxes | $735,000 | 1,507 |
| Income before extraordinary items | $1,189,000 | 2,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,189,000 | 2,926 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,189,000 | 2,930 |
| Net charge-offs | $1,088,000 | 2,567 |
| Cash dividends | $991,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 815 |
| Net operating income | $1,138,440 | 2,874 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 3,903 |
| Total interest expense | $1,065,000 | 4,549 |
| Net interest income | $4,358,000 | 3,593 |
| Provision for loan and lease losses | $1,215,000 | 2,259 |
| Total noninterest income | $20,371,000 | 309 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $111,000 | 5,015 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,260,000 | 230 |
| Total noninterest expense | $22,790,000 | 658 |
| Salaries and employee benefits | $18,845,000 | 383 |
| Premises and equipment expense | $1,762,000 | 1,120 |
| Additional noninterest expense | $2,183,000 | 2,309 |
| Pre-tax net operating income | $724,000 | 3,644 |
| Securities gains (losses) | $76,000 | 2,156 |
| Applicable income taxes | $273,000 | 2,239 |
| Income before extraordinary items | $527,000 | 4,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $527,000 | 4,019 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $527,000 | 4,019 |
| Net charge-offs | $1,090,000 | 2,094 |
| Cash dividends | $991,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 722 |
| Net operating income | $476,840 | 4,047 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 4,091 |
| Total interest expense | $699,000 | 4,695 |
| Net interest income | $2,708,000 | 3,802 |
| Provision for loan and lease losses | $285,000 | 3,723 |
| Total noninterest income | $11,143,000 | 351 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,066,000 | 251 |
| Total noninterest expense | $12,994,000 | 749 |
| Salaries and employee benefits | $10,369,000 | 469 |
| Premises and equipment expense | $1,162,000 | 1,142 |
| Additional noninterest expense | $1,463,000 | 2,305 |
| Pre-tax net operating income | $572,000 | 3,397 |
| Securities gains (losses) | $76,000 | 1,615 |
| Applicable income taxes | $246,000 | 1,928 |
| Income before extraordinary items | $402,000 | 3,776 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 3,774 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $402,000 | 3,775 |
| Net charge-offs | $220,000 | 3,426 |
| Cash dividends | $991,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 605 |
| Net operating income | $353,360 | 3,880 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,369 |
| Total interest expense | $347,000 | 4,845 |
| Net interest income | $1,219,000 | 4,112 |
| Provision for loan and lease losses | $145,000 | 3,503 |
| Total noninterest income | $5,033,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,994,000 | 268 |
| Total noninterest expense | $5,885,000 | 847 |
| Salaries and employee benefits | $4,545,000 | 537 |
| Premises and equipment expense | $585,000 | 1,166 |
| Additional noninterest expense | $755,000 | 2,240 |
| Pre-tax net operating income | $222,000 | 3,879 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $82,000 | 2,317 |
| Income before extraordinary items | $140,000 | 4,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $140,000 | 4,501 |
| Net charge-offs | $220,000 | 2,334 |
| Cash dividends | $991,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $140,000 | 4,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 3,926 |
| Total interest expense | $2,054,000 | 4,368 |
| Net interest income | $5,633,000 | 3,637 |
| Provision for loan and lease losses | $1,525,000 | 2,872 |
| Total noninterest income | $28,862,000 | 304 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $28,677,000 | 226 |
| Total noninterest expense | $31,095,000 | 673 |
| Salaries and employee benefits | $25,914,000 | 374 |
| Premises and equipment expense | $2,345,000 | 1,160 |
| Additional noninterest expense | $2,836,000 | 2,465 |
| Pre-tax net operating income | $1,875,000 | 2,012 |
| Securities gains (losses) | $42,000 | 2,725 |
| Applicable income taxes | $710,000 | 1,231 |
| Income before extraordinary items | $1,207,000 | 2,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,207,000 | 2,470 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,207,000 | 2,471 |
| Net charge-offs | $1,778,000 | 2,176 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,180,120 | 2,457 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 3,872 |
| Total interest expense | $1,640,000 | 4,349 |
| Net interest income | $4,356,000 | 3,561 |
| Provision for loan and lease losses | $1,035,000 | 2,734 |
| Total noninterest income | $21,989,000 | 308 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,849,000 | 226 |
| Total noninterest expense | $23,431,000 | 674 |
| Salaries and employee benefits | $19,600,000 | 382 |
| Premises and equipment expense | $1,741,000 | 1,186 |
| Additional noninterest expense | $2,090,000 | 2,480 |
| Pre-tax net operating income | $1,879,000 | 1,714 |
| Securities gains (losses) | $42,000 | 2,405 |
| Applicable income taxes | $736,000 | 1,061 |
| Income before extraordinary items | $1,185,000 | 2,196 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,185,000 | 2,193 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,185,000 | 2,196 |
| Net charge-offs | $948,000 | 2,258 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,158,120 | 2,199 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 3,746 |
| Total interest expense | $1,182,000 | 4,289 |
| Net interest income | $3,055,000 | 3,407 |
| Provision for loan and lease losses | $560,000 | 2,809 |
| Total noninterest income | $15,509,000 | 285 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,417,000 | 217 |
| Total noninterest expense | $16,388,000 | 655 |
| Salaries and employee benefits | $13,847,000 | 367 |
| Premises and equipment expense | $1,137,000 | 1,242 |
| Additional noninterest expense | $1,404,000 | 2,476 |
| Pre-tax net operating income | $1,616,000 | 1,413 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $634,000 | 895 |
| Income before extraordinary items | $1,024,000 | 1,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 1,811 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,024,000 | 1,813 |
| Net charge-offs | $385,000 | 2,655 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $997,120 | 1,794 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,922 |
| Total interest expense | $595,000 | 4,377 |
| Net interest income | $1,418,000 | 3,611 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $6,527,000 | 307 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,481,000 | 215 |
| Total noninterest expense | $6,866,000 | 727 |
| Salaries and employee benefits | $5,747,000 | 434 |
| Premises and equipment expense | $526,000 | 1,353 |
| Additional noninterest expense | $593,000 | 2,590 |
| Pre-tax net operating income | $779,000 | 1,644 |
| Securities gains (losses) | $42,000 | 1,374 |
| Applicable income taxes | $311,000 | 1,025 |
| Income before extraordinary items | $510,000 | 2,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 2,095 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $510,000 | 2,095 |
| Net charge-offs | $385,000 | 1,579 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $483,120 | 2,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 4,517 |
| Total interest expense | $2,831,000 | 4,413 |
| Net interest income | $4,086,000 | 4,529 |
| Provision for loan and lease losses | $565,000 | 3,618 |
| Total noninterest income | $13,078,000 | 481 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,904,000 | 320 |
| Total noninterest expense | $16,199,000 | 1,209 |
| Salaries and employee benefits | $11,980,000 | 834 |
| Premises and equipment expense | $2,110,000 | 1,300 |
| Additional noninterest expense | $2,109,000 | 2,729 |
| Pre-tax net operating income | $400,000 | 5,140 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $60,000 | 3,750 |
| Income before extraordinary items | $349,000 | 4,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $349,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 5,006 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $341,350 | 5,115 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 4,531 |
| Total interest expense | $2,287,000 | 4,319 |
| Net interest income | $3,005,000 | 4,615 |
| Provision for loan and lease losses | $340,000 | 3,340 |
| Total noninterest income | $10,023,000 | 504 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,895,000 | 342 |
| Total noninterest expense | $12,264,000 | 1,189 |
| Salaries and employee benefits | $9,044,000 | 847 |
| Premises and equipment expense | $1,582,000 | 1,306 |
| Additional noninterest expense | $1,638,000 | 2,563 |
| Pre-tax net operating income | $424,000 | 5,186 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $132,000 | 3,339 |
| Income before extraordinary items | $301,000 | 5,203 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $301,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,006 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $294,700 | 5,422 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,590 |
| Total interest expense | $1,617,000 | 4,296 |
| Net interest income | $1,928,000 | 4,731 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $6,935,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,847,000 | 346 |
| Total noninterest expense | $8,320,000 | 1,170 |
| Salaries and employee benefits | $6,177,000 | 838 |
| Premises and equipment expense | $1,051,000 | 1,308 |
| Additional noninterest expense | $1,092,000 | 2,538 |
| Pre-tax net operating income | $343,000 | 5,076 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $109,000 | 3,369 |
| Income before extraordinary items | $243,000 | 5,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,066 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $236,790 | 5,299 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 4,550 |
| Total interest expense | $889,000 | 4,218 |
| Net interest income | $962,000 | 4,752 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $3,544,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,503,000 | 341 |
| Total noninterest expense | $4,222,000 | 1,152 |
| Salaries and employee benefits | $3,173,000 | 812 |
| Premises and equipment expense | $514,000 | 1,349 |
| Additional noninterest expense | $535,000 | 2,561 |
| Pre-tax net operating income | $219,000 | 4,786 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $70,000 | 3,215 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $151,790 | 5,088 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 4,718 |
| Total interest expense | $3,679,000 | 4,218 |
| Net interest income | $3,347,000 | 5,189 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $1,735,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,638,000 | 1,575 |
| Total noninterest expense | $4,501,000 | 3,752 |
| Salaries and employee benefits | $2,682,000 | 3,530 |
| Premises and equipment expense | $616,000 | 3,769 |
| Additional noninterest expense | $1,203,000 | 4,066 |
| Pre-tax net operating income | $531,000 | 5,887 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $106,000 | 4,440 |
| Income before extraordinary items | $429,000 | 5,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,118 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $425,800 | 5,961 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 4,811 |
| Total interest expense | $2,718,000 | 4,268 |
| Net interest income | $2,416,000 | 5,330 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $381,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 6,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $312,000 | 3,663 |
| Total noninterest expense | $2,261,000 | 4,963 |
| Salaries and employee benefits | $1,262,000 | 4,939 |
| Premises and equipment expense | $253,000 | 5,499 |
| Additional noninterest expense | $746,000 | 4,613 |
| Pre-tax net operating income | $511,000 | 5,731 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $175,000 | 3,872 |
| Income before extraordinary items | $336,000 | 6,127 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $336,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $336,000 | 6,114 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,854 |
| Total interest expense | $1,802,000 | 4,285 |
| Net interest income | $1,598,000 | 5,384 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $272,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $41,000 | 6,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $1,513,000 | 4,980 |
| Salaries and employee benefits | $856,000 | 4,916 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $483,000 | 4,682 |
| Pre-tax net operating income | $332,000 | 5,861 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $217,000 | 6,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $217,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,151 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $217,000 | 6,232 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,933 |
| Total interest expense | $892,000 | 4,296 |
| Net interest income | $764,000 | 5,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $765,000 | 4,939 |
| Salaries and employee benefits | $432,000 | 4,905 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $244,000 | 4,618 |
| Pre-tax net operating income | $101,000 | 6,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $66,000 | 6,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $66,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,108 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $66,000 | 6,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 4,938 |
| Total interest expense | $3,050,000 | 4,281 |
| Net interest income | $3,076,000 | 5,452 |
| Provision for loan and lease losses | $1,080,000 | 982 |
| Total noninterest income | $356,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $67,000 | 6,630 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 4,379 |
| Total noninterest expense | $2,986,000 | 4,903 |
| Salaries and employee benefits | $1,739,000 | 4,732 |
| Premises and equipment expense | $342,000 | 5,391 |
| Additional noninterest expense | $905,000 | 4,838 |
| Pre-tax net operating income | $-634,000 | 8,316 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $-279,000 | 8,508 |
| Income before extraordinary items | $-357,000 | 8,229 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-357,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,075,000 | 641 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,139 |
| Net operating income | $-355,720 | 8,224 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 5,049 |
| Total interest expense | $2,128,000 | 4,377 |
| Net interest income | $2,308,000 | 5,493 |
| Provision for loan and lease losses | $685,000 | 1,069 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 4,474 |
| Total noninterest expense | $2,241,000 | 4,879 |
| Salaries and employee benefits | $1,302,000 | 4,705 |
| Premises and equipment expense | $254,000 | 5,432 |
| Additional noninterest expense | $685,000 | 4,789 |
| Pre-tax net operating income | $-362,000 | 8,376 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-142,000 | 8,600 |
| Income before extraordinary items | $-220,000 | 8,332 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-220,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 884 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-220,000 | 8,325 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 5,178 |
| Total interest expense | $1,254,000 | 4,588 |
| Net interest income | $1,554,000 | 5,489 |
| Provision for loan and lease losses | $320,000 | 1,389 |
| Total noninterest income | $163,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 4,602 |
| Total noninterest expense | $1,468,000 | 4,952 |
| Salaries and employee benefits | $864,000 | 4,755 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $437,000 | 4,918 |
| Pre-tax net operating income | $-71,000 | 8,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-22,000 | 8,523 |
| Income before extraordinary items | $-49,000 | 8,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-49,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-49,000 | 8,277 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,304 |
| Total interest expense | $529,000 | 4,957 |
| Net interest income | $796,000 | 5,412 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $752,000 | 4,881 |
| Salaries and employee benefits | $434,000 | 4,762 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $240,000 | 4,590 |
| Pre-tax net operating income | $96,000 | 7,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 5,411 |
| Total interest expense | $1,531,000 | 5,182 |
| Net interest income | $3,083,000 | 5,421 |
| Provision for loan and lease losses | $330,000 | 2,627 |
| Total noninterest income | $451,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $378,000 | 3,871 |
| Total noninterest expense | $2,668,000 | 5,162 |
| Salaries and employee benefits | $1,585,000 | 4,875 |
| Premises and equipment expense | $327,000 | 5,496 |
| Additional noninterest expense | $756,000 | 5,350 |
| Pre-tax net operating income | $536,000 | 6,633 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $175,000 | 4,828 |
| Income before extraordinary items | $361,000 | 6,929 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $361,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,728 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $361,000 | 6,917 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 5,479 |
| Total interest expense | $1,065,000 | 5,266 |
| Net interest income | $2,289,000 | 5,464 |
| Provision for loan and lease losses | $293,000 | 2,241 |
| Total noninterest income | $312,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 4,084 |
| Total noninterest expense | $1,953,000 | 5,223 |
| Salaries and employee benefits | $1,145,000 | 4,970 |
| Premises and equipment expense | $254,000 | 5,383 |
| Additional noninterest expense | $554,000 | 5,385 |
| Pre-tax net operating income | $355,000 | 6,976 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $137,000 | 4,907 |
| Income before extraordinary items | $218,000 | 7,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $218,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,243 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $218,000 | 7,320 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 5,489 |
| Total interest expense | $656,000 | 5,331 |
| Net interest income | $1,516,000 | 5,471 |
| Provision for loan and lease losses | $188,000 | 2,255 |
| Total noninterest income | $177,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $142,000 | 4,446 |
| Total noninterest expense | $1,280,000 | 5,256 |
| Salaries and employee benefits | $762,000 | 4,964 |
| Premises and equipment expense | $162,000 | 5,492 |
| Additional noninterest expense | $356,000 | 5,461 |
| Pre-tax net operating income | $225,000 | 7,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $86,000 | 5,003 |
| Income before extraordinary items | $139,000 | 7,435 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 883 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $139,000 | 7,389 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 5,661 |
| Total interest expense | $284,000 | 5,627 |
| Net interest income | $741,000 | 5,569 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $661,000 | 5,198 |
| Salaries and employee benefits | $384,000 | 4,970 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $199,000 | 5,090 |
| Pre-tax net operating income | $124,000 | 6,905 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $47,000 | 4,839 |
| Income before extraordinary items | $77,000 | 7,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $77,000 | 7,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 5,657 |
| Total interest expense | $922,000 | 5,885 |
| Net interest income | $2,941,000 | 5,471 |
| Provision for loan and lease losses | $460,000 | 2,096 |
| Total noninterest income | $318,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $99,000 | 6,493 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $219,000 | 4,918 |
| Total noninterest expense | $2,457,000 | 5,368 |
| Salaries and employee benefits | $1,396,000 | 5,182 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $709,000 | 5,483 |
| Pre-tax net operating income | $342,000 | 7,299 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $120,000 | 5,334 |
| Income before extraordinary items | $225,000 | 7,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $225,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,184 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $223,050 | 7,491 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 5,686 |
| Total interest expense | $661,000 | 5,984 |
| Net interest income | $2,200,000 | 5,474 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $257,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $80,000 | 6,413 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 4,755 |
| Total noninterest expense | $1,864,000 | 5,287 |
| Salaries and employee benefits | $1,041,000 | 5,177 |
| Premises and equipment expense | $264,000 | 5,167 |
| Additional noninterest expense | $559,000 | 5,285 |
| Pre-tax net operating income | $218,000 | 7,610 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $75,000 | 5,646 |
| Income before extraordinary items | $147,000 | 7,797 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $147,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 937 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $144,360 | 7,772 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 5,739 |
| Total interest expense | $437,000 | 6,029 |
| Net interest income | $1,449,000 | 5,509 |
| Provision for loan and lease losses | $272,000 | 1,712 |
| Total noninterest income | $197,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $59,000 | 6,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $1,237,000 | 5,325 |
| Salaries and employee benefits | $684,000 | 5,265 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $137,000 | 7,651 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $93,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 698 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $90,360 | 7,820 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 5,729 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $730,000 | 5,485 |
| Provision for loan and lease losses | $202,000 | 1,140 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $578,000 | 5,576 |
| Salaries and employee benefits | $328,000 | 5,435 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $170,000 | 5,605 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $45,000 | 7,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 635 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $42,360 | 7,877 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 5,900 |
| Total interest expense | $989,000 | 6,152 |
| Net interest income | $2,696,000 | 5,644 |
| Provision for loan and lease losses | $825,000 | 1,419 |
| Total noninterest income | $479,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $382,000 | 4,065 |
| Total noninterest expense | $2,142,000 | 5,762 |
| Salaries and employee benefits | $1,189,000 | 5,675 |
| Premises and equipment expense | $277,000 | 5,900 |
| Additional noninterest expense | $676,000 | 5,610 |
| Pre-tax net operating income | $208,000 | 7,797 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $85,000 | 5,885 |
| Income before extraordinary items | $158,000 | 7,967 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $158,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,621 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $135,250 | 7,952 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 6,047 |
| Total interest expense | $763,000 | 6,205 |
| Net interest income | $1,923,000 | 5,848 |
| Provision for loan and lease losses | $613,000 | 1,380 |
| Total noninterest income | $322,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $67,000 | 6,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 4,344 |
| Total noninterest expense | $1,579,000 | 5,805 |
| Salaries and employee benefits | $873,000 | 5,707 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $499,000 | 5,646 |
| Pre-tax net operating income | $53,000 | 8,437 |
| Securities gains (losses) | $35,000 | 2,583 |
| Applicable income taxes | $30,000 | 6,578 |
| Income before extraordinary items | $58,000 | 8,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $58,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,176 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $34,900 | 8,492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 6,079 |
| Total interest expense | $527,000 | 6,220 |
| Net interest income | $1,264,000 | 5,894 |
| Provision for loan and lease losses | $369,000 | 1,511 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $211,000 | 3,945 |
| Total noninterest expense | $1,046,000 | 5,843 |
| Salaries and employee benefits | $578,000 | 5,739 |
| Premises and equipment expense | $135,000 | 5,967 |
| Additional noninterest expense | $333,000 | 5,633 |
| Pre-tax net operating income | $98,000 | 8,026 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $48,000 | 5,948 |
| Income before extraordinary items | $79,000 | 8,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,439 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $60,440 | 8,205 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,167 |
| Total interest expense | $270,000 | 6,256 |
| Net interest income | $610,000 | 6,013 |
| Provision for loan and lease losses | $116,000 | 2,144 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 3,214 |
| Total noninterest expense | $557,000 | 5,586 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $73,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,380 | 7,375 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 6,581 |
| Total interest expense | $980,000 | 6,986 |
| Net interest income | $2,276,000 | 6,205 |
| Provision for loan and lease losses | $258,000 | 3,791 |
| Total noninterest income | $183,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 5,847 |
| Total noninterest expense | $1,822,000 | 6,212 |
| Salaries and employee benefits | $1,045,000 | 5,968 |
| Premises and equipment expense | $270,000 | 5,893 |
| Additional noninterest expense | $507,000 | 6,465 |
| Pre-tax net operating income | $379,000 | 7,250 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $143,000 | 5,582 |
| Income before extraordinary items | $278,000 | 7,434 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $278,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $250,280 | 7,470 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 7,895 |
| Total interest expense | $1,002,000 | 8,019 |
| Net interest income | $1,351,000 | 7,594 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $92,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $19,000 | 8,144 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,000 | 7,044 |
| Total noninterest expense | $1,449,000 | 6,904 |
| Salaries and employee benefits | $792,000 | 6,812 |
| Premises and equipment expense | $247,000 | 6,127 |
| Additional noninterest expense | $410,000 | 7,063 |
| Pre-tax net operating income | $-256,000 | 8,996 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $-87,000 | 9,233 |
| Income before extraordinary items | $-166,000 | 9,017 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-166,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 451 |
| Net operating income | $-167,980 | 8,961 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 9,621 |
| Total interest expense | $198,000 | 9,661 |
| Net interest income | $436,000 | 9,543 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $28,000 | 9,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $818,000 | 8,522 |
| Salaries and employee benefits | $452,000 | 8,488 |
| Premises and equipment expense | $143,000 | 7,710 |
| Additional noninterest expense | $223,000 | 8,579 |
| Pre-tax net operating income | $-454,000 | 9,508 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-143,000 | 9,639 |
| Income before extraordinary items | $-311,000 | 9,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-311,000 | 9,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
| Net operating income | $-311,000 | 9,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.