Home > The Business Bank > Income and Expense
The Business Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 1,933 |
| Total interest expense | $1,803,000 | 1,869 |
| Net interest income | $11,038,000 | 1,925 |
| Provision for loan and lease losses | $555,000 | 1,717 |
| Total noninterest income | $928,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $189,000 | 4,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $739,000 | 2,792 |
| Total noninterest expense | $9,941,000 | 1,908 |
| Salaries and employee benefits | $5,477,000 | 1,867 |
| Premises and equipment expense | $1,811,000 | 1,316 |
| Additional noninterest expense | $2,653,000 | 2,328 |
| Pre-tax net operating income | $1,470,000 | 3,449 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $503,000 | 2,147 |
| Income before extraordinary items | $967,000 | 3,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $967,000 | 3,964 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $967,000 | 3,965 |
| Net charge-offs | $982,000 | 1,284 |
| Cash dividends | $141,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $967,000 | 3,906 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 1,957 |
| Total interest expense | $1,384,000 | 1,886 |
| Net interest income | $8,187,000 | 1,942 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $689,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $144,000 | 4,199 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $545,000 | 2,885 |
| Total noninterest expense | $7,256,000 | 1,956 |
| Salaries and employee benefits | $4,178,000 | 1,840 |
| Premises and equipment expense | $1,359,000 | 1,313 |
| Additional noninterest expense | $1,719,000 | 2,670 |
| Pre-tax net operating income | $1,220,000 | 3,330 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $415,000 | 2,101 |
| Income before extraordinary items | $805,000 | 3,805 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $805,000 | 3,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $805,000 | 3,808 |
| Net charge-offs | $307,000 | 2,093 |
| Cash dividends | $110,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $805,000 | 3,735 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 1,949 |
| Total interest expense | $942,000 | 1,878 |
| Net interest income | $5,454,000 | 1,939 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $433,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $95,000 | 4,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 3,038 |
| Total noninterest expense | $4,825,000 | 1,960 |
| Salaries and employee benefits | $2,799,000 | 1,844 |
| Premises and equipment expense | $901,000 | 1,326 |
| Additional noninterest expense | $1,125,000 | 2,687 |
| Pre-tax net operating income | $812,000 | 3,309 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $276,000 | 2,106 |
| Income before extraordinary items | $536,000 | 3,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 3,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $536,000 | 3,807 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $78,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $536,000 | 3,712 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 1,974 |
| Total interest expense | $480,000 | 1,896 |
| Net interest income | $2,706,000 | 1,966 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $184,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,163 |
| Total noninterest expense | $2,369,000 | 2,020 |
| Salaries and employee benefits | $1,409,000 | 1,849 |
| Premises and equipment expense | $430,000 | 1,423 |
| Additional noninterest expense | $530,000 | 2,844 |
| Pre-tax net operating income | $371,000 | 3,422 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $126,000 | 2,179 |
| Income before extraordinary items | $245,000 | 3,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $245,000 | 3,921 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $245,000 | 3,923 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,000 | 3,826 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 2,012 |
| Total interest expense | $2,554,000 | 1,716 |
| Net interest income | $10,532,000 | 2,055 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $822,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $134,000 | 4,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $688,000 | 2,921 |
| Total noninterest expense | $9,419,000 | 2,034 |
| Salaries and employee benefits | $5,393,000 | 1,872 |
| Premises and equipment expense | $1,749,000 | 1,357 |
| Additional noninterest expense | $2,277,000 | 2,780 |
| Pre-tax net operating income | $1,435,000 | 3,398 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $470,000 | 2,249 |
| Income before extraordinary items | $981,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $981,000 | 3,945 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $981,000 | 3,947 |
| Net charge-offs | $336,000 | 3,169 |
| Cash dividends | $155,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $970,120 | 3,797 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 2,024 |
| Total interest expense | $1,977,000 | 1,738 |
| Net interest income | $7,923,000 | 2,076 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $519,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 3,189 |
| Total noninterest expense | $6,876,000 | 2,097 |
| Salaries and employee benefits | $3,990,000 | 1,886 |
| Premises and equipment expense | $1,294,000 | 1,392 |
| Additional noninterest expense | $1,592,000 | 2,961 |
| Pre-tax net operating income | $1,116,000 | 3,438 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $365,000 | 2,268 |
| Income before extraordinary items | $767,000 | 3,929 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $767,000 | 3,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $767,000 | 3,931 |
| Net charge-offs | $336,000 | 2,691 |
| Cash dividends | $122,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $756,120 | 3,795 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 2,015 |
| Total interest expense | $1,340,000 | 1,764 |
| Net interest income | $5,319,000 | 2,070 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $370,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 3,053 |
| Total noninterest expense | $4,588,000 | 2,088 |
| Salaries and employee benefits | $2,662,000 | 1,886 |
| Premises and equipment expense | $851,000 | 1,396 |
| Additional noninterest expense | $1,075,000 | 2,940 |
| Pre-tax net operating income | $801,000 | 3,277 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $258,000 | 2,207 |
| Income before extraordinary items | $543,000 | 3,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $543,000 | 3,823 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $543,000 | 3,824 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $89,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $543,000 | 3,644 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 1,998 |
| Total interest expense | $680,000 | 1,802 |
| Net interest income | $2,700,000 | 2,046 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $211,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,830 |
| Total noninterest expense | $2,307,000 | 2,078 |
| Salaries and employee benefits | $1,337,000 | 1,874 |
| Premises and equipment expense | $434,000 | 1,376 |
| Additional noninterest expense | $536,000 | 2,925 |
| Pre-tax net operating income | $454,000 | 3,071 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $147,000 | 2,060 |
| Income before extraordinary items | $307,000 | 3,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $307,000 | 3,605 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $307,000 | 3,432 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,684,000 | 2,043 |
| Total interest expense | $3,087,000 | 1,910 |
| Net interest income | $10,597,000 | 2,056 |
| Provision for loan and lease losses | $765,000 | 2,803 |
| Total noninterest income | $627,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $476,000 | 3,190 |
| Total noninterest expense | $8,876,000 | 2,150 |
| Salaries and employee benefits | $4,835,000 | 2,002 |
| Premises and equipment expense | $1,735,000 | 1,441 |
| Additional noninterest expense | $2,306,000 | 2,761 |
| Pre-tax net operating income | $1,583,000 | 2,939 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $278,000 | 2,607 |
| Income before extraordinary items | $1,305,000 | 3,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,305,000 | 3,048 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,305,000 | 3,047 |
| Net charge-offs | $542,000 | 3,085 |
| Cash dividends | $192,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,305,000 | 2,945 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,257,000 | 2,067 |
| Total interest expense | $2,336,000 | 1,965 |
| Net interest income | $7,921,000 | 2,079 |
| Provision for loan and lease losses | $570,000 | 2,689 |
| Total noninterest income | $456,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $120,000 | 4,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $336,000 | 3,297 |
| Total noninterest expense | $6,557,000 | 2,184 |
| Salaries and employee benefits | $3,583,000 | 2,011 |
| Premises and equipment expense | $1,275,000 | 1,481 |
| Additional noninterest expense | $1,699,000 | 2,813 |
| Pre-tax net operating income | $1,250,000 | 2,925 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $402,000 | 1,938 |
| Income before extraordinary items | $848,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,414 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $848,000 | 3,414 |
| Net charge-offs | $422,000 | 2,852 |
| Cash dividends | $131,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $848,000 | 3,288 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 2,107 |
| Total interest expense | $1,551,000 | 2,053 |
| Net interest income | $5,221,000 | 2,094 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $327,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 3,198 |
| Total noninterest expense | $4,334,000 | 2,222 |
| Salaries and employee benefits | $2,382,000 | 2,042 |
| Premises and equipment expense | $845,000 | 1,495 |
| Additional noninterest expense | $1,107,000 | 2,933 |
| Pre-tax net operating income | $839,000 | 2,842 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $269,000 | 1,915 |
| Income before extraordinary items | $570,000 | 3,301 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 3,302 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $570,000 | 3,302 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $51,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $570,000 | 3,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 2,152 |
| Total interest expense | $769,000 | 2,133 |
| Net interest income | $2,565,000 | 2,119 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $178,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,225 |
| Total noninterest expense | $2,184,000 | 2,206 |
| Salaries and employee benefits | $1,184,000 | 2,064 |
| Premises and equipment expense | $433,000 | 1,493 |
| Additional noninterest expense | $567,000 | 2,854 |
| Pre-tax net operating income | $379,000 | 3,078 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $121,000 | 1,992 |
| Income before extraordinary items | $258,000 | 3,526 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $258,000 | 3,522 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $258,000 | 3,524 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $51,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $258,000 | 3,464 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,034,000 | 2,150 |
| Total interest expense | $3,208,000 | 2,455 |
| Net interest income | $10,826,000 | 2,014 |
| Provision for loan and lease losses | $480,000 | 4,200 |
| Total noninterest income | $427,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $251,000 | 4,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 4,769 |
| Total noninterest expense | $8,334,000 | 2,321 |
| Salaries and employee benefits | $4,610,000 | 2,100 |
| Premises and equipment expense | $1,733,000 | 1,482 |
| Additional noninterest expense | $1,991,000 | 3,270 |
| Pre-tax net operating income | $2,439,000 | 1,926 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $754,000 | 1,481 |
| Income before extraordinary items | $1,690,000 | 2,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,690,000 | 2,305 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,690,000 | 2,308 |
| Net charge-offs | $240,000 | 4,570 |
| Cash dividends | $345,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,686,550 | 2,216 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 2,220 |
| Total interest expense | $2,400,000 | 2,558 |
| Net interest income | $8,054,000 | 2,059 |
| Provision for loan and lease losses | $330,000 | 4,186 |
| Total noninterest income | $301,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $182,000 | 4,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $119,000 | 4,985 |
| Total noninterest expense | $6,507,000 | 2,230 |
| Salaries and employee benefits | $3,535,000 | 2,042 |
| Premises and equipment expense | $1,291,000 | 1,504 |
| Additional noninterest expense | $1,681,000 | 2,899 |
| Pre-tax net operating income | $1,518,000 | 2,354 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $493,000 | 1,690 |
| Income before extraordinary items | $1,030,000 | 2,839 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,030,000 | 2,833 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,030,000 | 2,838 |
| Net charge-offs | $195,000 | 4,258 |
| Cash dividends | $269,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,026,600 | 2,708 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 2,271 |
| Total interest expense | $1,605,000 | 2,646 |
| Net interest income | $5,295,000 | 2,084 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $201,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $125,000 | 4,068 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $4,324,000 | 2,236 |
| Salaries and employee benefits | $2,340,000 | 2,077 |
| Premises and equipment expense | $858,000 | 1,532 |
| Additional noninterest expense | $1,126,000 | 2,878 |
| Pre-tax net operating income | $962,000 | 2,447 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $311,000 | 1,706 |
| Income before extraordinary items | $656,000 | 2,884 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $656,000 | 2,880 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $656,000 | 2,882 |
| Net charge-offs | $208,000 | 3,494 |
| Cash dividends | $190,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $652,600 | 2,790 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 2,348 |
| Total interest expense | $823,000 | 2,699 |
| Net interest income | $2,594,000 | 2,150 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $64,000 | 4,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $2,150,000 | 2,267 |
| Salaries and employee benefits | $1,154,000 | 2,137 |
| Premises and equipment expense | $439,000 | 1,537 |
| Additional noninterest expense | $557,000 | 2,895 |
| Pre-tax net operating income | $464,000 | 2,549 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $148,000 | 1,746 |
| Income before extraordinary items | $316,000 | 3,042 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 3,038 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $316,000 | 3,042 |
| Net charge-offs | $167,000 | 2,625 |
| Cash dividends | $52,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $316,000 | 2,935 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,744,000 | 2,434 |
| Total interest expense | $3,991,000 | 2,743 |
| Net interest income | $9,753,000 | 2,236 |
| Provision for loan and lease losses | $387,000 | 4,911 |
| Total noninterest income | $536,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $266,000 | 4,112 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $270,000 | 4,151 |
| Total noninterest expense | $8,260,000 | 2,393 |
| Salaries and employee benefits | $4,416,000 | 2,227 |
| Premises and equipment expense | $1,579,000 | 1,711 |
| Additional noninterest expense | $2,265,000 | 3,000 |
| Pre-tax net operating income | $1,642,000 | 2,230 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $438,000 | 1,671 |
| Income before extraordinary items | $1,220,000 | 2,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,220,000 | 2,449 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,220,000 | 2,450 |
| Net charge-offs | $228,000 | 4,837 |
| Cash dividends | $405,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,208,160 | 2,420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,317,000 | 2,466 |
| Total interest expense | $3,052,000 | 2,820 |
| Net interest income | $7,265,000 | 2,260 |
| Provision for loan and lease losses | $282,000 | 4,675 |
| Total noninterest income | $400,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $179,000 | 4,331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $221,000 | 4,126 |
| Total noninterest expense | $6,126,000 | 2,421 |
| Salaries and employee benefits | $3,310,000 | 2,252 |
| Premises and equipment expense | $1,160,000 | 1,771 |
| Additional noninterest expense | $1,656,000 | 3,038 |
| Pre-tax net operating income | $1,257,000 | 2,356 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $385,000 | 1,670 |
| Income before extraordinary items | $882,000 | 2,692 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $882,000 | 2,689 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $882,000 | 2,692 |
| Net charge-offs | $33,000 | 5,965 |
| Cash dividends | $291,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $875,000 | 2,658 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 2,539 |
| Total interest expense | $2,065,000 | 2,891 |
| Net interest income | $4,696,000 | 2,325 |
| Provision for loan and lease losses | $165,000 | 4,608 |
| Total noninterest income | $226,000 | 5,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $115,000 | 4,375 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $3,874,000 | 2,576 |
| Salaries and employee benefits | $2,205,000 | 2,292 |
| Premises and equipment expense | $689,000 | 1,994 |
| Additional noninterest expense | $980,000 | 3,339 |
| Pre-tax net operating income | $883,000 | 2,327 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $267,000 | 1,665 |
| Income before extraordinary items | $616,000 | 2,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $616,000 | 2,722 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $616,000 | 2,724 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $177,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $616,000 | 2,638 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 2,584 |
| Total interest expense | $1,080,000 | 2,881 |
| Net interest income | $2,281,000 | 2,375 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $1,922,000 | 2,516 |
| Salaries and employee benefits | $1,105,000 | 2,318 |
| Premises and equipment expense | $333,000 | 2,091 |
| Additional noninterest expense | $484,000 | 3,090 |
| Pre-tax net operating income | $393,000 | 2,835 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $117,000 | 2,022 |
| Income before extraordinary items | $276,000 | 3,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $276,000 | 3,273 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $276,000 | 3,274 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $62,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $276,000 | 3,128 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,453,000 | 2,560 |
| Total interest expense | $5,362,000 | 2,793 |
| Net interest income | $9,091,000 | 2,401 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $601,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 4,209 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $332,000 | 3,918 |
| Total noninterest expense | $8,076,000 | 2,361 |
| Salaries and employee benefits | $4,452,000 | 2,279 |
| Premises and equipment expense | $1,784,000 | 1,550 |
| Additional noninterest expense | $1,840,000 | 3,084 |
| Pre-tax net operating income | $1,496,000 | 3,041 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $425,000 | 2,004 |
| Income before extraordinary items | $1,086,000 | 3,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,086,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $309,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,075,200 | 3,290 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,887,000 | 2,599 |
| Total interest expense | $4,142,000 | 2,823 |
| Net interest income | $6,745,000 | 2,447 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $459,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $254,000 | 3,993 |
| Total noninterest expense | $5,973,000 | 2,382 |
| Salaries and employee benefits | $3,340,000 | 2,304 |
| Premises and equipment expense | $1,303,000 | 1,606 |
| Additional noninterest expense | $1,330,000 | 3,080 |
| Pre-tax net operating income | $1,171,000 | 3,371 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $332,000 | 2,356 |
| Income before extraordinary items | $854,000 | 3,439 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $854,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $247,000 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $843,200 | 3,596 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 2,629 |
| Total interest expense | $2,866,000 | 2,824 |
| Net interest income | $4,387,000 | 2,502 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $309,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $134,000 | 4,255 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $175,000 | 4,029 |
| Total noninterest expense | $3,995,000 | 2,377 |
| Salaries and employee benefits | $2,221,000 | 2,338 |
| Premises and equipment expense | $883,000 | 1,580 |
| Additional noninterest expense | $891,000 | 3,039 |
| Pre-tax net operating income | $681,000 | 3,745 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $186,000 | 2,773 |
| Income before extraordinary items | $510,000 | 3,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $186,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $499,050 | 3,965 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 2,736 |
| Total interest expense | $1,488,000 | 2,905 |
| Net interest income | $2,081,000 | 2,623 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $1,966,000 | 2,410 |
| Salaries and employee benefits | $1,099,000 | 2,379 |
| Premises and equipment expense | $430,000 | 1,623 |
| Additional noninterest expense | $437,000 | 3,049 |
| Pre-tax net operating income | $265,000 | 4,424 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $74,000 | 3,138 |
| Income before extraordinary items | $206,000 | 4,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $123,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $194,900 | 4,615 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,891,000 | 2,697 |
| Total interest expense | $6,280,000 | 2,895 |
| Net interest income | $8,611,000 | 2,551 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $638,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $297,000 | 4,093 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $341,000 | 4,016 |
| Total noninterest expense | $7,090,000 | 2,553 |
| Salaries and employee benefits | $3,933,000 | 2,517 |
| Premises and equipment expense | $1,539,000 | 1,707 |
| Additional noninterest expense | $1,618,000 | 3,213 |
| Pre-tax net operating income | $2,159,000 | 3,161 |
| Securities gains (losses) | $58,000 | 746 |
| Applicable income taxes | $708,000 | 2,281 |
| Income before extraordinary items | $1,509,000 | 3,439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,509,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $123,000 | 5,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,469,560 | 3,477 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 2,704 |
| Total interest expense | $4,656,000 | 2,925 |
| Net interest income | $6,471,000 | 2,564 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $479,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $215,000 | 4,191 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 3,988 |
| Total noninterest expense | $5,191,000 | 2,600 |
| Salaries and employee benefits | $2,932,000 | 2,535 |
| Premises and equipment expense | $1,098,000 | 1,788 |
| Additional noninterest expense | $1,161,000 | 3,281 |
| Pre-tax net operating income | $1,759,000 | 3,120 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $575,000 | 2,352 |
| Income before extraordinary items | $1,184,000 | 3,499 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,184,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $123,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,184,000 | 3,485 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 2,781 |
| Total interest expense | $3,125,000 | 2,904 |
| Net interest income | $4,123,000 | 2,681 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $333,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $195,000 | 3,827 |
| Total noninterest expense | $3,434,000 | 2,640 |
| Salaries and employee benefits | $1,949,000 | 2,582 |
| Premises and equipment expense | $568,000 | 2,272 |
| Additional noninterest expense | $917,000 | 2,831 |
| Pre-tax net operating income | $1,022,000 | 3,485 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $334,000 | 2,607 |
| Income before extraordinary items | $688,000 | 3,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $688,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $62,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $688,000 | 3,852 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 2,804 |
| Total interest expense | $1,552,000 | 2,898 |
| Net interest income | $2,030,000 | 2,718 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $1,684,000 | 2,695 |
| Salaries and employee benefits | $964,000 | 2,627 |
| Premises and equipment expense | $359,000 | 1,846 |
| Additional noninterest expense | $361,000 | 3,450 |
| Pre-tax net operating income | $526,000 | 3,401 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $179,000 | 2,548 |
| Income before extraordinary items | $347,000 | 3,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $347,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $347,000 | 3,828 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,620,000 | 2,772 |
| Total interest expense | $4,864,000 | 3,101 |
| Net interest income | $8,756,000 | 2,576 |
| Provision for loan and lease losses | $188,000 | 3,646 |
| Total noninterest income | $733,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $233,000 | 4,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $500,000 | 3,338 |
| Total noninterest expense | $6,904,000 | 2,549 |
| Salaries and employee benefits | $3,924,000 | 2,480 |
| Premises and equipment expense | $1,432,000 | 1,772 |
| Additional noninterest expense | $1,548,000 | 3,219 |
| Pre-tax net operating income | $2,397,000 | 3,220 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $697,000 | 2,676 |
| Income before extraordinary items | $1,700,000 | 3,486 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,700,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,700,000 | 3,472 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,101,000 | 2,776 |
| Total interest expense | $3,390,000 | 3,189 |
| Net interest income | $6,711,000 | 2,558 |
| Provision for loan and lease losses | $188,000 | 2,984 |
| Total noninterest income | $529,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $171,000 | 4,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $358,000 | 3,391 |
| Total noninterest expense | $5,217,000 | 2,519 |
| Salaries and employee benefits | $3,030,000 | 2,421 |
| Premises and equipment expense | $1,067,000 | 1,781 |
| Additional noninterest expense | $1,120,000 | 3,303 |
| Pre-tax net operating income | $1,835,000 | 3,303 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $624,000 | 2,530 |
| Income before extraordinary items | $1,211,000 | 3,721 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,211,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,211,000 | 3,701 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 2,812 |
| Total interest expense | $2,084,000 | 3,270 |
| Net interest income | $4,448,000 | 2,567 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $362,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 3,326 |
| Total noninterest expense | $3,487,000 | 2,532 |
| Salaries and employee benefits | $2,016,000 | 2,428 |
| Premises and equipment expense | $700,000 | 1,804 |
| Additional noninterest expense | $771,000 | 3,230 |
| Pre-tax net operating income | $1,148,000 | 3,459 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $390,000 | 2,656 |
| Income before extraordinary items | $758,000 | 3,865 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $758,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $758,000 | 3,854 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 2,861 |
| Total interest expense | $984,000 | 3,293 |
| Net interest income | $2,161,000 | 2,621 |
| Provision for loan and lease losses | $92,000 | 2,109 |
| Total noninterest income | $189,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,725,000 | 2,566 |
| Salaries and employee benefits | $1,000,000 | 2,444 |
| Premises and equipment expense | $347,000 | 1,824 |
| Additional noninterest expense | $378,000 | 3,273 |
| Pre-tax net operating income | $533,000 | 3,593 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $181,000 | 2,746 |
| Income before extraordinary items | $352,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $352,000 | 3,990 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,989,000 | 2,909 |
| Total interest expense | $2,888,000 | 3,449 |
| Net interest income | $8,101,000 | 2,662 |
| Provision for loan and lease losses | $410,000 | 2,236 |
| Total noninterest income | $723,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $192,000 | 5,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $531,000 | 3,260 |
| Total noninterest expense | $6,122,000 | 2,702 |
| Salaries and employee benefits | $3,442,000 | 2,642 |
| Premises and equipment expense | $1,290,000 | 1,874 |
| Additional noninterest expense | $1,390,000 | 3,435 |
| Pre-tax net operating income | $2,292,000 | 3,357 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $779,000 | 2,649 |
| Income before extraordinary items | $1,513,000 | 3,771 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,513,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,513,000 | 3,737 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 2,947 |
| Total interest expense | $2,013,000 | 3,496 |
| Net interest income | $5,916,000 | 2,722 |
| Provision for loan and lease losses | $347,000 | 1,962 |
| Total noninterest income | $516,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $379,000 | 3,374 |
| Total noninterest expense | $4,492,000 | 2,729 |
| Salaries and employee benefits | $2,565,000 | 2,601 |
| Premises and equipment expense | $942,000 | 1,911 |
| Additional noninterest expense | $985,000 | 3,539 |
| Pre-tax net operating income | $1,593,000 | 3,590 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $541,000 | 2,813 |
| Income before extraordinary items | $1,052,000 | 4,029 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,052,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,052,000 | 3,983 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 3,009 |
| Total interest expense | $1,284,000 | 3,465 |
| Net interest income | $3,758,000 | 2,802 |
| Provision for loan and lease losses | $230,000 | 1,926 |
| Total noninterest income | $301,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $216,000 | 3,640 |
| Total noninterest expense | $2,943,000 | 2,749 |
| Salaries and employee benefits | $1,675,000 | 2,640 |
| Premises and equipment expense | $626,000 | 1,902 |
| Additional noninterest expense | $642,000 | 3,608 |
| Pre-tax net operating income | $886,000 | 4,032 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $302,000 | 3,095 |
| Income before extraordinary items | $584,000 | 4,485 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $584,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,000 | 4,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,147 |
| Total interest expense | $584,000 | 3,579 |
| Net interest income | $1,774,000 | 2,952 |
| Provision for loan and lease losses | $109,000 | 1,911 |
| Total noninterest income | $153,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,463,000 | 2,786 |
| Salaries and employee benefits | $829,000 | 2,693 |
| Premises and equipment expense | $317,000 | 1,887 |
| Additional noninterest expense | $317,000 | 3,630 |
| Pre-tax net operating income | $355,000 | 4,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $234,000 | 5,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $234,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $234,000 | 5,003 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 3,374 |
| Total interest expense | $1,835,000 | 3,911 |
| Net interest income | $6,281,000 | 3,170 |
| Provision for loan and lease losses | $412,000 | 2,311 |
| Total noninterest income | $542,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $241,000 | 4,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,261 |
| Total noninterest expense | $5,068,000 | 3,074 |
| Salaries and employee benefits | $2,789,000 | 3,042 |
| Premises and equipment expense | $1,187,000 | 1,935 |
| Additional noninterest expense | $1,092,000 | 4,039 |
| Pre-tax net operating income | $1,343,000 | 4,518 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $201,000 | 4,745 |
| Income before extraordinary items | $1,165,000 | 4,285 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,165,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,145,450 | 4,256 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,461 |
| Total interest expense | $1,321,000 | 4,003 |
| Net interest income | $4,521,000 | 3,265 |
| Provision for loan and lease losses | $284,000 | 2,365 |
| Total noninterest income | $415,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $191,000 | 4,744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 4,277 |
| Total noninterest expense | $3,713,000 | 3,118 |
| Salaries and employee benefits | $1,999,000 | 3,124 |
| Premises and equipment expense | $883,000 | 1,957 |
| Additional noninterest expense | $831,000 | 3,972 |
| Pre-tax net operating income | $939,000 | 4,759 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $327,000 | 3,640 |
| Income before extraordinary items | $635,000 | 5,214 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $635,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $619,820 | 5,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,581 |
| Total interest expense | $863,000 | 4,051 |
| Net interest income | $2,865,000 | 3,390 |
| Provision for loan and lease losses | $168,000 | 2,528 |
| Total noninterest income | $270,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $132,000 | 4,658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $2,395,000 | 3,217 |
| Salaries and employee benefits | $1,262,000 | 3,304 |
| Premises and equipment expense | $582,000 | 1,976 |
| Additional noninterest expense | $551,000 | 4,003 |
| Pre-tax net operating income | $572,000 | 4,949 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $202,000 | 3,764 |
| Income before extraordinary items | $393,000 | 5,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,509 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $377,820 | 5,375 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,647 |
| Total interest expense | $436,000 | 4,066 |
| Net interest income | $1,397,000 | 3,454 |
| Provision for loan and lease losses | $58,000 | 3,132 |
| Total noninterest income | $128,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $1,145,000 | 3,358 |
| Salaries and employee benefits | $577,000 | 3,590 |
| Premises and equipment expense | $287,000 | 2,014 |
| Additional noninterest expense | $281,000 | 3,938 |
| Pre-tax net operating income | $322,000 | 4,655 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,820 | 5,078 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 3,996 |
| Total interest expense | $1,856,000 | 4,254 |
| Net interest income | $4,753,000 | 3,832 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $467,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $272,000 | 4,531 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $195,000 | 5,337 |
| Total noninterest expense | $3,707,000 | 3,922 |
| Salaries and employee benefits | $1,906,000 | 4,084 |
| Premises and equipment expense | $851,000 | 2,605 |
| Additional noninterest expense | $950,000 | 4,437 |
| Pre-tax net operating income | $1,233,000 | 4,623 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $419,000 | 3,684 |
| Income before extraordinary items | $814,000 | 5,197 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $814,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $814,000 | 5,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 4,147 |
| Total interest expense | $1,402,000 | 4,356 |
| Net interest income | $3,401,000 | 3,995 |
| Provision for loan and lease losses | $280,000 | 2,641 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $2,620,000 | 4,096 |
| Salaries and employee benefits | $1,363,000 | 4,228 |
| Premises and equipment expense | $568,000 | 2,894 |
| Additional noninterest expense | $689,000 | 4,516 |
| Pre-tax net operating income | $830,000 | 5,033 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $282,000 | 4,030 |
| Income before extraordinary items | $548,000 | 5,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $548,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $548,000 | 5,443 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 4,229 |
| Total interest expense | $947,000 | 4,427 |
| Net interest income | $2,226,000 | 4,052 |
| Provision for loan and lease losses | $280,000 | 1,947 |
| Total noninterest income | $211,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $120,000 | 4,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $1,681,000 | 4,236 |
| Salaries and employee benefits | $878,000 | 4,323 |
| Premises and equipment expense | $357,000 | 3,030 |
| Additional noninterest expense | $446,000 | 4,622 |
| Pre-tax net operating income | $476,000 | 5,438 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $162,000 | 4,372 |
| Income before extraordinary items | $314,000 | 5,999 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $314,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $314,000 | 5,794 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 4,336 |
| Total interest expense | $455,000 | 4,633 |
| Net interest income | $1,090,000 | 4,127 |
| Provision for loan and lease losses | $168,000 | 1,559 |
| Total noninterest income | $99,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $830,000 | 4,254 |
| Salaries and employee benefits | $445,000 | 4,277 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $210,000 | 4,789 |
| Pre-tax net operating income | $191,000 | 5,949 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $65,000 | 4,700 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 4,697 |
| Total interest expense | $1,777,000 | 5,191 |
| Net interest income | $3,959,000 | 4,380 |
| Provision for loan and lease losses | $218,000 | 4,192 |
| Total noninterest income | $352,000 | 6,087 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $196,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,511 |
| Total noninterest expense | $3,054,000 | 4,402 |
| Salaries and employee benefits | $1,683,000 | 4,299 |
| Premises and equipment expense | $580,000 | 3,511 |
| Additional noninterest expense | $791,000 | 4,962 |
| Pre-tax net operating income | $1,039,000 | 5,110 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $354,000 | 4,131 |
| Income before extraordinary items | $685,000 | 5,619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $685,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $685,000 | 5,475 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,107 |
| Total interest expense | $2,160,000 | 5,863 |
| Net interest income | $3,615,000 | 4,463 |
| Provision for loan and lease losses | $186,000 | 4,286 |
| Total noninterest income | $343,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $203,000 | 5,130 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $140,000 | 5,673 |
| Total noninterest expense | $2,669,000 | 4,741 |
| Salaries and employee benefits | $1,476,000 | 4,571 |
| Premises and equipment expense | $488,000 | 3,962 |
| Additional noninterest expense | $705,000 | 5,273 |
| Pre-tax net operating income | $1,103,000 | 4,646 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-230,000 | 9,392 |
| Income before extraordinary items | $1,333,000 | 3,523 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,333,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,333,000 | 3,429 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 5,511 |
| Total interest expense | $1,943,000 | 6,358 |
| Net interest income | $3,373,000 | 4,740 |
| Provision for loan and lease losses | $341,000 | 2,618 |
| Total noninterest income | $262,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,711 |
| Total noninterest expense | $2,482,000 | 4,876 |
| Salaries and employee benefits | $1,325,000 | 4,830 |
| Premises and equipment expense | $520,000 | 3,673 |
| Additional noninterest expense | $637,000 | 5,550 |
| Pre-tax net operating income | $812,000 | 5,829 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $-123,000 | 9,617 |
| Income before extraordinary items | $932,000 | 4,581 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $932,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $935,000 | 4,572 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 6,394 |
| Total interest expense | $1,590,000 | 6,746 |
| Net interest income | $2,380,000 | 5,980 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $204,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $2,149,000 | 5,401 |
| Salaries and employee benefits | $1,178,000 | 5,233 |
| Premises and equipment expense | $468,000 | 4,001 |
| Additional noninterest expense | $503,000 | 6,500 |
| Pre-tax net operating income | $375,000 | 7,713 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-245,000 | 10,067 |
| Income before extraordinary items | $620,000 | 5,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $620,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $620,000 | 5,773 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 6,426 |
| Total interest expense | $1,818,000 | 6,514 |
| Net interest income | $2,261,000 | 6,195 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $250,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $1,915,000 | 5,766 |
| Salaries and employee benefits | $1,021,000 | 5,702 |
| Premises and equipment expense | $407,000 | 4,368 |
| Additional noninterest expense | $487,000 | 6,534 |
| Pre-tax net operating income | $456,000 | 7,602 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $456,000 | 6,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $456,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $456,000 | 6,768 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 7,268 |
| Total interest expense | $1,566,000 | 7,196 |
| Net interest income | $1,848,000 | 7,213 |
| Provision for loan and lease losses | $158,000 | 4,024 |
| Total noninterest income | $174,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $1,650,000 | 6,413 |
| Salaries and employee benefits | $844,000 | 6,565 |
| Premises and equipment expense | $354,000 | 4,848 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $214,000 | 9,506 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $214,000 | 9,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $214,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $214,000 | 8,997 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 8,276 |
| Total interest expense | $1,499,000 | 7,575 |
| Net interest income | $1,304,000 | 8,765 |
| Provision for loan and lease losses | $195,000 | 3,475 |
| Total noninterest income | $946,000 | 3,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 1,990 |
| Total noninterest expense | $1,901,000 | 6,161 |
| Salaries and employee benefits | $789,000 | 7,034 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $958,000 | 4,568 |
| Pre-tax net operating income | $154,000 | 10,056 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $154,000 | 9,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $154,000 | 9,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,082 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,000 | 9,691 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 9,493 |
| Total interest expense | $1,342,000 | 8,137 |
| Net interest income | $810,000 | 10,505 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $1,870,000 | 6,301 |
| Salaries and employee benefits | $777,000 | 7,228 |
| Premises and equipment expense | $239,000 | 6,526 |
| Additional noninterest expense | $854,000 | 4,973 |
| Pre-tax net operating income | $-1,150,000 | 11,884 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-1,150,000 | 11,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,150,000 | 11,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,244 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-1,150,000 | 11,867 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 10,536 |
| Total interest expense | $1,050,000 | 8,479 |
| Net interest income | $546,000 | 11,869 |
| Provision for loan and lease losses | $87,000 | 4,874 |
| Total noninterest income | $466,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 3,410 |
| Total noninterest expense | $2,276,000 | 5,575 |
| Salaries and employee benefits | $864,000 | 6,851 |
| Premises and equipment expense | $367,000 | 4,912 |
| Additional noninterest expense | $1,045,000 | 4,541 |
| Pre-tax net operating income | $-1,351,000 | 12,489 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,351,000 | 12,457 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,351,000 | 12,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,735 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,351,000 | 12,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 10,258 |
| Total interest expense | $1,166,000 | 8,416 |
| Net interest income | $797,000 | 11,517 |
| Provision for loan and lease losses | $-680,000 | 13,197 |
| Total noninterest income | $804,000 | 3,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $743,000 | 2,495 |
| Total noninterest expense | $4,177,000 | 3,345 |
| Salaries and employee benefits | $1,107,000 | 5,617 |
| Premises and equipment expense | $562,000 | 3,518 |
| Additional noninterest expense | $2,508,000 | 2,225 |
| Pre-tax net operating income | $-1,896,000 | 13,073 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-606,000 | 13,147 |
| Income before extraordinary items | $-1,290,000 | 13,032 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,290,000 | 13,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-644,000 | 13,245 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,290,000 | 12,999 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 9,375 |
| Total interest expense | $1,442,000 | 8,690 |
| Net interest income | $1,335,000 | 9,864 |
| Provision for loan and lease losses | $469,000 | 3,147 |
| Total noninterest income | $762,000 | 4,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,570 |
| Total noninterest expense | $3,967,000 | 3,527 |
| Salaries and employee benefits | $1,256,000 | 4,959 |
| Premises and equipment expense | $538,000 | 3,729 |
| Additional noninterest expense | $2,173,000 | 2,616 |
| Pre-tax net operating income | $-2,339,000 | 13,671 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-85,000 | 13,562 |
| Income before extraordinary items | $-2,254,000 | 13,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,254,000 | 13,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 2,506 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,254,000 | 13,651 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.