Home > The Business Bank > Assets and Liabilities
The Business Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 64 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $333,547,000 | 1,963 |
| Cash and due from depository institutions | $67,523,000 | 2,334 |
| Interest-bearing balances | $56,640,000 | 605 |
| Securities | $17,237,000 | 4,714 |
| Federal funds sold & reverse repurchase agreements | $328,000 | 2,398 |
| Net loans & leases | $243,240,000 | 1,717 |
| Loan loss allowance | $2,972,000 | 2,151 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,551,000 | 4,292 |
| Other real estate owned | $0 | 2,334 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $3,668,000 | 3,590 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $333,547,000 | 1,963 |
| Total liabilities | $303,031,000 | 1,941 |
| Total deposits | $301,423,000 | 1,855 |
| Interest-bearing deposits | $205,912,000 | 2,137 |
| Deposits held in domestic offices | $301,423,000 | 1,854 |
| % insured | 70.77% | 5,907 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,608,000 | 2,264 |
| Total equity capital | $30,516,000 | 2,230 |
| Total bank equity capital | $30,516,000 | 2,230 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $742,000 | 2,683 |
| Surplus | $20,797,000 | 1,444 |
| Undivided profits | $8,977,000 | 3,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $762,000 | 3,297 |
| Earning assets | $317,445,000 | 1,895 |
| Long-term assets (5+ years) | $79,223,000 | 2,421 |
| Average Assets, year-to-date | $329,170,400 | 1,959 |
| Average Assets, quarterly | $330,217,500 | 1,970 |
| Volatile liabilities | $12,980,000 | 2,643 |
| Insider loans | $16,976,000 | 307 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $48,913,000 | 1,429 |
| Tier 1 (core) risk-based capital | $30,512,000 | 2,200 |
| Tier 2 risk-based capital | $2,972,000 | 1,700 |
| Total risk weighted assets | $252,243,000 | 1,722 |
| Total unused commitments | $48,913,000 | 1,429 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 71 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $326,888,000 | 1,996 |
| Cash and due from depository institutions | $68,388,000 | 2,140 |
| Interest-bearing balances | $56,274,000 | 609 |
| Securities | $19,517,000 | 4,546 |
| Federal funds sold & reverse repurchase agreements | $2,857,000 | 1,188 |
| Net loans & leases | $231,053,000 | 1,782 |
| Loan loss allowance | $3,492,000 | 1,920 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,642,000 | 4,238 |
| Other real estate owned | $65,000 | 2,140 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $3,366,000 | 3,744 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $326,888,000 | 1,996 |
| Total liabilities | $296,497,000 | 1,969 |
| Total deposits | $295,230,000 | 1,868 |
| Interest-bearing deposits | $211,109,000 | 2,092 |
| Deposits held in domestic offices | $295,230,000 | 1,867 |
| % insured | 73.59% | 5,833 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,267,000 | 2,776 |
| Total equity capital | $30,391,000 | 2,247 |
| Total bank equity capital | $30,391,000 | 2,247 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $742,000 | 2,717 |
| Surplus | $20,797,000 | 1,451 |
| Undivided profits | $8,852,000 | 3,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $719,000 | 3,566 |
| Earning assets | $309,701,000 | 1,932 |
| Long-term assets (5+ years) | $74,738,000 | 2,504 |
| Average Assets, year-to-date | $328,076,250 | 1,975 |
| Average Assets, quarterly | $329,150,500 | 1,961 |
| Volatile liabilities | $13,199,000 | 2,631 |
| Insider loans | $17,030,000 | 297 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $71,672,000 | 1,094 |
| Tier 1 (core) risk-based capital | $30,381,000 | 2,198 |
| Tier 2 risk-based capital | $2,990,000 | 1,687 |
| Total risk weighted assets | $238,738,000 | 1,805 |
| Total unused commitments | $71,672,000 | 1,094 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 74 | 2,072 |
| Assets and Liabilities | ||
| Total Assets: | $331,413,000 | 1,954 |
| Cash and due from depository institutions | $80,070,000 | 2,072 |
| Interest-bearing balances | $71,271,000 | 499 |
| Securities | $18,929,000 | 4,593 |
| Federal funds sold & reverse repurchase agreements | $3,432,000 | 1,184 |
| Net loans & leases | $223,862,000 | 1,820 |
| Loan loss allowance | $3,668,000 | 1,869 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,712,000 | 4,188 |
| Other real estate owned | $65,000 | 2,072 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $3,343,000 | 3,729 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $331,413,000 | 1,954 |
| Total liabilities | $301,287,000 | 1,927 |
| Total deposits | $299,760,000 | 1,835 |
| Interest-bearing deposits | $215,874,000 | 2,049 |
| Deposits held in domestic offices | $299,760,000 | 1,834 |
| % insured | 73.84% | 5,901 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,527,000 | 2,383 |
| Total equity capital | $30,126,000 | 2,256 |
| Total bank equity capital | $30,126,000 | 2,256 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $742,000 | 2,741 |
| Surplus | $20,797,000 | 1,454 |
| Undivided profits | $8,587,000 | 3,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $760,000 | 3,357 |
| Earning assets | $317,494,000 | 1,881 |
| Long-term assets (5+ years) | $68,694,000 | 2,625 |
| Average Assets, year-to-date | $328,472,330 | 1,979 |
| Average Assets, quarterly | $328,591,500 | 1,975 |
| Volatile liabilities | $16,416,000 | 2,265 |
| Insider loans | $17,104,000 | 295 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $84,230,000 | 947 |
| Tier 1 (core) risk-based capital | $30,144,000 | 2,203 |
| Tier 2 risk-based capital | $2,918,000 | 1,728 |
| Total risk weighted assets | $232,709,000 | 1,843 |
| Total unused commitments | $84,230,000 | 947 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 73 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $325,770,000 | 2,024 |
| Cash and due from depository institutions | $73,586,000 | 2,084 |
| Interest-bearing balances | $63,183,000 | 724 |
| Securities | $20,660,000 | 4,459 |
| Federal funds sold & reverse repurchase agreements | $4,432,000 | 1,296 |
| Net loans & leases | $221,511,000 | 1,823 |
| Loan loss allowance | $3,555,000 | 1,962 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,801,000 | 4,126 |
| Other real estate owned | $65,000 | 2,084 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,715,000 | 3,510 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $325,770,000 | 2,024 |
| Total liabilities | $295,729,000 | 1,987 |
| Total deposits | $294,375,000 | 1,889 |
| Interest-bearing deposits | $215,942,000 | 2,087 |
| Deposits held in domestic offices | $294,375,000 | 1,889 |
| % insured | 72.61% | 6,067 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,354,000 | 2,631 |
| Total equity capital | $30,041,000 | 2,308 |
| Total bank equity capital | $30,041,000 | 2,308 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $742,000 | 2,782 |
| Surplus | $20,797,000 | 1,459 |
| Undivided profits | $8,502,000 | 3,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $789,000 | 3,207 |
| Earning assets | $309,786,000 | 1,964 |
| Long-term assets (5+ years) | $67,686,000 | 2,613 |
| Average Assets, year-to-date | $326,898,500 | 2,016 |
| Average Assets, quarterly | $326,898,500 | 2,016 |
| Volatile liabilities | $16,239,000 | 2,249 |
| Insider loans | $16,592,000 | 298 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $67,970,000 | 1,111 |
| Tier 1 (core) risk-based capital | $30,009,000 | 2,201 |
| Tier 2 risk-based capital | $2,855,000 | 1,748 |
| Total risk weighted assets | $227,511,000 | 1,867 |
| Total unused commitments | $67,970,000 | 1,111 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 76 | 2,016 |
| Assets and Liabilities | ||
| Total Assets: | $328,027,000 | 2,011 |
| Cash and due from depository institutions | $62,463,000 | 2,016 |
| Interest-bearing balances | $52,179,000 | 812 |
| Securities | $23,542,000 | 4,159 |
| Federal funds sold & reverse repurchase agreements | $16,945,000 | 351 |
| Net loans & leases | $219,422,000 | 1,856 |
| Loan loss allowance | $3,399,000 | 2,039 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,843,000 | 4,115 |
| Other real estate owned | $65,000 | 2,016 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,747,000 | 3,533 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $328,027,000 | 2,011 |
| Total liabilities | $298,228,000 | 1,973 |
| Total deposits | $296,333,000 | 1,866 |
| Interest-bearing deposits | $217,028,000 | 2,085 |
| Deposits held in domestic offices | $296,333,000 | 1,866 |
| % insured | 79.49% | 5,959 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,895,000 | 2,167 |
| Total equity capital | $29,799,000 | 2,310 |
| Total bank equity capital | $29,799,000 | 2,310 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $742,000 | 2,807 |
| Surplus | $20,797,000 | 1,464 |
| Undivided profits | $8,260,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 3,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $764,000 | 3,386 |
| Earning assets | $312,088,000 | 1,946 |
| Long-term assets (5+ years) | $64,550,000 | 2,665 |
| Average Assets, year-to-date | $324,936,400 | 1,979 |
| Average Assets, quarterly | $333,975,500 | 1,956 |
| Volatile liabilities | $15,943,000 | 2,325 |
| Insider loans | $15,245,000 | 344 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $56,224,000 | 1,222 |
| Tier 1 (core) risk-based capital | $29,764,000 | 2,197 |
| Tier 2 risk-based capital | $2,883,000 | 1,734 |
| Total risk weighted assets | $230,113,000 | 1,851 |
| Total unused commitments | $56,224,000 | 1,222 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 75 | 2,043 |
| Assets and Liabilities | ||
| Total Assets: | $339,924,000 | 1,945 |
| Cash and due from depository institutions | $84,918,000 | 2,043 |
| Interest-bearing balances | $75,925,000 | 504 |
| Securities | $22,643,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $17,509,000 | 288 |
| Net loans & leases | $209,104,000 | 1,932 |
| Loan loss allowance | $3,349,000 | 2,123 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,843,000 | 4,170 |
| Other real estate owned | $65,000 | 2,043 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $3,842,000 | 3,533 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $339,924,000 | 1,945 |
| Total liabilities | $310,366,000 | 1,893 |
| Total deposits | $309,356,000 | 1,798 |
| Interest-bearing deposits | $234,017,000 | 1,947 |
| Deposits held in domestic offices | $309,356,000 | 1,796 |
| % insured | 76.06% | 6,482 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,010,000 | 3,389 |
| Total equity capital | $29,558,000 | 2,354 |
| Total bank equity capital | $29,558,000 | 2,354 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $742,000 | 2,856 |
| Surplus | $20,797,000 | 1,479 |
| Undivided profits | $8,019,000 | 3,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 4,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,027 |
| Income earned, not collected on loans | $830,000 | 3,371 |
| Earning assets | $325,181,000 | 1,866 |
| Long-term assets (5+ years) | $56,710,000 | 2,937 |
| Average Assets, year-to-date | $324,163,750 | 2,001 |
| Average Assets, quarterly | $330,471,500 | 1,984 |
| Volatile liabilities | $17,450,000 | 2,241 |
| Insider loans | $16,590,000 | 293 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $57,697,000 | 1,195 |
| Tier 1 (core) risk-based capital | $29,505,000 | 2,224 |
| Tier 2 risk-based capital | $2,758,000 | 1,818 |
| Total risk weighted assets | $220,023,000 | 1,935 |
| Total unused commitments | $57,697,000 | 1,195 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 73 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $321,019,000 | 2,037 |
| Cash and due from depository institutions | $63,058,000 | 2,091 |
| Interest-bearing balances | $50,669,000 | 803 |
| Securities | $24,880,000 | 4,128 |
| Federal funds sold & reverse repurchase agreements | $13,712,000 | 407 |
| Net loans & leases | $213,613,000 | 1,889 |
| Loan loss allowance | $3,539,000 | 2,044 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,911,000 | 4,117 |
| Other real estate owned | $65,000 | 2,091 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,780,000 | 3,532 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $321,019,000 | 2,037 |
| Total liabilities | $291,629,000 | 2,005 |
| Total deposits | $290,602,000 | 1,886 |
| Interest-bearing deposits | $219,625,000 | 2,064 |
| Deposits held in domestic offices | $290,602,000 | 1,886 |
| % insured | 79.24% | 6,217 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,027,000 | 3,199 |
| Total equity capital | $29,390,000 | 2,338 |
| Total bank equity capital | $29,390,000 | 2,338 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $742,000 | 2,895 |
| Surplus | $20,797,000 | 1,480 |
| Undivided profits | $7,851,000 | 3,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 4,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 678 |
| Income earned, not collected on loans | $802,000 | 3,328 |
| Earning assets | $302,874,000 | 1,982 |
| Long-term assets (5+ years) | $58,489,000 | 2,834 |
| Average Assets, year-to-date | $318,910,330 | 2,032 |
| Average Assets, quarterly | $321,420,000 | 2,031 |
| Volatile liabilities | $18,249,000 | 2,200 |
| Insider loans | $12,582,000 | 448 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $48,702,000 | 1,346 |
| Tier 1 (core) risk-based capital | $29,314,000 | 2,219 |
| Tier 2 risk-based capital | $2,806,000 | 1,795 |
| Total risk weighted assets | $223,728,000 | 1,886 |
| Total unused commitments | $48,702,000 | 1,347 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 71 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $321,821,000 | 2,036 |
| Cash and due from depository institutions | $66,214,000 | 2,140 |
| Interest-bearing balances | $47,664,000 | 931 |
| Securities | $26,387,000 | 4,024 |
| Federal funds sold & reverse repurchase agreements | $14,382,000 | 469 |
| Net loans & leases | $209,044,000 | 1,921 |
| Loan loss allowance | $3,389,000 | 2,138 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,969,000 | 4,100 |
| Other real estate owned | $65,000 | 2,140 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,760,000 | 3,572 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $321,821,000 | 2,036 |
| Total liabilities | $292,556,000 | 2,010 |
| Total deposits | $291,446,000 | 1,905 |
| Interest-bearing deposits | $217,679,000 | 2,105 |
| Deposits held in domestic offices | $291,446,000 | 1,904 |
| % insured | 80.15% | 6,179 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,110,000 | 3,018 |
| Total equity capital | $29,265,000 | 2,332 |
| Total bank equity capital | $29,265,000 | 2,332 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $742,000 | 2,931 |
| Surplus | $20,797,000 | 1,489 |
| Undivided profits | $7,726,000 | 3,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 674 |
| Income earned, not collected on loans | $819,000 | 3,256 |
| Earning assets | $297,477,000 | 2,017 |
| Long-term assets (5+ years) | $58,002,000 | 2,821 |
| Average Assets, year-to-date | $317,856,000 | 2,046 |
| Average Assets, quarterly | $317,856,000 | 2,046 |
| Volatile liabilities | $20,366,000 | 2,032 |
| Insider loans | $12,291,000 | 459 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $52,213,000 | 1,266 |
| Tier 1 (core) risk-based capital | $29,168,000 | 2,216 |
| Tier 2 risk-based capital | $2,750,000 | 1,836 |
| Total risk weighted assets | $219,085,000 | 1,928 |
| Total unused commitments | $52,213,000 | 1,266 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 70 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $313,850,000 | 2,071 |
| Cash and due from depository institutions | $63,817,000 | 2,181 |
| Interest-bearing balances | $52,431,000 | 754 |
| Securities | $21,681,000 | 4,398 |
| Federal funds sold & reverse repurchase agreements | $10,585,000 | 557 |
| Net loans & leases | $211,989,000 | 1,909 |
| Loan loss allowance | $3,235,000 | 2,217 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,019,000 | 4,090 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,759,000 | 3,655 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $313,850,000 | 2,071 |
| Total liabilities | $285,107,000 | 2,037 |
| Total deposits | $283,999,000 | 1,914 |
| Interest-bearing deposits | $213,774,000 | 2,113 |
| Deposits held in domestic offices | $283,999,000 | 1,912 |
| % insured | 80.64% | 6,145 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,108,000 | 3,045 |
| Total equity capital | $28,743,000 | 2,341 |
| Total bank equity capital | $28,743,000 | 2,341 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $742,000 | 2,956 |
| Surplus | $20,797,000 | 1,493 |
| Undivided profits | $7,204,000 | 3,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,672,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 685 |
| Income earned, not collected on loans | $827,000 | 3,368 |
| Earning assets | $296,686,000 | 2,001 |
| Long-term assets (5+ years) | $51,127,000 | 2,643 |
| Average Assets, year-to-date | $290,922,200 | 2,190 |
| Average Assets, quarterly | $304,078,000 | 2,130 |
| Volatile liabilities | $20,536,000 | 2,153 |
| Insider loans | $12,358,000 | 463 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $37,250,000 | 1,576 |
| Tier 1 (core) risk-based capital | $28,629,000 | 2,235 |
| Tier 2 risk-based capital | $2,770,000 | 1,842 |
| Total risk weighted assets | $221,147,000 | 1,936 |
| Total unused commitments | $37,250,000 | 1,577 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 70 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $294,306,000 | 2,205 |
| Cash and due from depository institutions | $36,865,000 | 2,192 |
| Interest-bearing balances | $32,074,000 | 1,290 |
| Securities | $22,446,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $20,030,000 | 281 |
| Net loans & leases | $209,371,000 | 1,934 |
| Loan loss allowance | $3,160,000 | 2,269 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,984,000 | 4,150 |
| Other real estate owned | $0 | 2,192 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,610,000 | 3,767 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $294,306,000 | 2,205 |
| Total liabilities | $265,701,000 | 2,184 |
| Total deposits | $264,764,000 | 2,054 |
| Interest-bearing deposits | $205,753,000 | 2,199 |
| Deposits held in domestic offices | $264,764,000 | 2,053 |
| % insured | 78.82% | 6,465 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $937,000 | 3,507 |
| Total equity capital | $28,605,000 | 2,368 |
| Total bank equity capital | $28,605,000 | 2,368 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $742,000 | 2,996 |
| Surplus | $20,797,000 | 1,503 |
| Undivided profits | $7,066,000 | 3,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $590,000 | 5,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $749,000 | 3,770 |
| Earning assets | $283,921,000 | 2,095 |
| Long-term assets (5+ years) | $47,248,000 | 2,738 |
| Average Assets, year-to-date | $285,190,250 | 2,234 |
| Average Assets, quarterly | $288,179,000 | 2,235 |
| Volatile liabilities | $20,906,000 | 2,168 |
| Insider loans | $10,461,000 | 581 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $52,176,000 | 1,231 |
| Tier 1 (core) risk-based capital | $28,465,000 | 2,249 |
| Tier 2 risk-based capital | $2,775,000 | 1,839 |
| Total risk weighted assets | $221,588,000 | 1,936 |
| Total unused commitments | $52,176,000 | 1,232 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 66 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $282,052,000 | 2,279 |
| Cash and due from depository institutions | $40,374,000 | 2,349 |
| Interest-bearing balances | $36,689,000 | 1,029 |
| Securities | $18,939,000 | 4,692 |
| Federal funds sold & reverse repurchase agreements | $6,376,000 | 963 |
| Net loans & leases | $210,793,000 | 1,944 |
| Loan loss allowance | $3,390,000 | 2,166 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,949,000 | 4,194 |
| Other real estate owned | $0 | 2,349 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,621,000 | 3,783 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $282,052,000 | 2,279 |
| Total liabilities | $253,611,000 | 2,270 |
| Total deposits | $252,760,000 | 2,130 |
| Interest-bearing deposits | $199,283,000 | 2,280 |
| Deposits held in domestic offices | $252,760,000 | 2,130 |
| % insured | 80.09% | 6,362 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $851,000 | 3,518 |
| Total equity capital | $28,441,000 | 2,329 |
| Total bank equity capital | $28,441,000 | 2,328 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $742,000 | 3,037 |
| Surplus | $20,797,000 | 1,495 |
| Undivided profits | $6,902,000 | 3,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 4,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $761,000 | 3,689 |
| Earning assets | $272,797,000 | 2,172 |
| Long-term assets (5+ years) | $46,417,000 | 2,738 |
| Average Assets, year-to-date | $282,151,670 | 2,271 |
| Average Assets, quarterly | $285,628,000 | 2,248 |
| Volatile liabilities | $20,191,000 | 2,254 |
| Insider loans | $10,521,000 | 588 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $40,506,000 | 1,493 |
| Tier 1 (core) risk-based capital | $27,238,000 | 2,299 |
| Tier 2 risk-based capital | $2,779,000 | 1,852 |
| Total risk weighted assets | $221,674,000 | 1,959 |
| Total unused commitments | $40,506,000 | 1,496 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 66 | 2,350 |
| Assets and Liabilities | ||
| Total Assets: | $288,993,000 | 2,253 |
| Cash and due from depository institutions | $44,131,000 | 2,350 |
| Interest-bearing balances | $30,392,000 | 1,284 |
| Securities | $20,631,000 | 4,476 |
| Federal funds sold & reverse repurchase agreements | $16,746,000 | 432 |
| Net loans & leases | $201,779,000 | 2,038 |
| Loan loss allowance | $3,195,000 | 2,283 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,028,000 | 4,146 |
| Other real estate owned | $0 | 2,350 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,678,000 | 3,796 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $288,993,000 | 2,253 |
| Total liabilities | $261,069,000 | 2,228 |
| Total deposits | $260,184,000 | 2,086 |
| Interest-bearing deposits | $208,246,000 | 2,219 |
| Deposits held in domestic offices | $260,184,000 | 2,084 |
| % insured | 76.63% | 6,772 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $885,000 | 3,383 |
| Total equity capital | $27,924,000 | 2,330 |
| Total bank equity capital | $27,924,000 | 2,329 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $742,000 | 3,077 |
| Surplus | $20,797,000 | 1,503 |
| Undivided profits | $6,385,000 | 3,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,555,000 | 3,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $819,000 | 3,467 |
| Earning assets | $269,548,000 | 2,209 |
| Long-term assets (5+ years) | $45,114,000 | 2,719 |
| Average Assets, year-to-date | $282,030,500 | 2,285 |
| Average Assets, quarterly | $282,030,500 | 2,285 |
| Volatile liabilities | $21,013,000 | 2,213 |
| Insider loans | $10,628,000 | 583 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $44,971,000 | 1,396 |
| Tier 1 (core) risk-based capital | $26,716,000 | 2,333 |
| Tier 2 risk-based capital | $2,705,000 | 1,894 |
| Total risk weighted assets | $216,168,000 | 2,012 |
| Total unused commitments | $44,971,000 | 1,398 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 65 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $275,068,000 | 2,348 |
| Cash and due from depository institutions | $40,318,000 | 2,407 |
| Interest-bearing balances | $35,366,000 | 1,033 |
| Securities | $20,842,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $6,119,000 | 1,224 |
| Net loans & leases | $201,862,000 | 2,078 |
| Loan loss allowance | $3,011,000 | 2,377 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,101,000 | 4,123 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,826,000 | 3,793 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $275,068,000 | 2,348 |
| Total liabilities | $247,315,000 | 2,353 |
| Total deposits | $246,258,000 | 2,193 |
| Interest-bearing deposits | $193,657,000 | 2,371 |
| Deposits held in domestic offices | $246,258,000 | 2,192 |
| % insured | 79.85% | 6,437 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,057,000 | 3,113 |
| Total equity capital | $27,753,000 | 2,329 |
| Total bank equity capital | $27,753,000 | 2,328 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $742,000 | 3,121 |
| Surplus | $20,797,000 | 1,511 |
| Undivided profits | $6,214,000 | 3,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 3,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $831,000 | 3,539 |
| Earning assets | $264,189,000 | 2,251 |
| Long-term assets (5+ years) | $42,928,000 | 2,741 |
| Average Assets, year-to-date | $263,064,600 | 2,427 |
| Average Assets, quarterly | $272,396,000 | 2,372 |
| Volatile liabilities | $51,437,000 | 2,456 |
| Insider loans | $10,697,000 | 595 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $36,972,000 | 1,598 |
| Tier 1 (core) risk-based capital | $26,527,000 | 2,336 |
| Tier 2 risk-based capital | $2,682,000 | 1,939 |
| Total risk weighted assets | $214,192,000 | 2,058 |
| Total unused commitments | $36,972,000 | 1,599 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 65 | 2,411 |
| Assets and Liabilities | ||
| Total Assets: | $269,724,000 | 2,425 |
| Cash and due from depository institutions | $16,328,000 | 2,411 |
| Interest-bearing balances | $5,337,000 | 3,772 |
| Securities | $20,276,000 | 4,325 |
| Federal funds sold & reverse repurchase agreements | $22,862,000 | 305 |
| Net loans & leases | $204,248,000 | 2,108 |
| Loan loss allowance | $2,906,000 | 2,473 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,187,000 | 4,106 |
| Other real estate owned | $0 | 2,411 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,823,000 | 3,863 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $269,724,000 | 2,425 |
| Total liabilities | $242,266,000 | 2,430 |
| Total deposits | $241,009,000 | 2,255 |
| Interest-bearing deposits | $187,245,000 | 2,465 |
| Deposits held in domestic offices | $241,009,000 | 2,252 |
| % insured | 76.62% | 6,571 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,257,000 | 3,075 |
| Total equity capital | $27,458,000 | 2,412 |
| Total bank equity capital | $27,458,000 | 2,410 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $742,000 | 3,184 |
| Surplus | $20,797,000 | 1,498 |
| Undivided profits | $5,919,000 | 4,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,888,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $783,000 | 3,963 |
| Earning assets | $252,723,000 | 2,372 |
| Long-term assets (5+ years) | $39,266,000 | 2,887 |
| Average Assets, year-to-date | $260,063,750 | 2,492 |
| Average Assets, quarterly | $262,603,000 | 2,479 |
| Volatile liabilities | $52,423,000 | 2,492 |
| Insider loans | $10,750,000 | 609 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $37,057,000 | 1,631 |
| Tier 1 (core) risk-based capital | $26,194,000 | 2,388 |
| Tier 2 risk-based capital | $2,657,000 | 1,999 |
| Total risk weighted assets | $212,289,000 | 2,103 |
| Total unused commitments | $37,057,000 | 1,634 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 69 | 2,300 |
| Assets and Liabilities | ||
| Total Assets: | $255,482,000 | 2,564 |
| Cash and due from depository institutions | $5,955,000 | 2,300 |
| Interest-bearing balances | $286,000 | 6,131 |
| Securities | $23,002,000 | 4,077 |
| Federal funds sold & reverse repurchase agreements | $15,008,000 | 484 |
| Net loans & leases | $205,389,000 | 2,141 |
| Loan loss allowance | $2,773,000 | 2,535 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,251,000 | 4,089 |
| Other real estate owned | $0 | 2,300 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,877,000 | 3,860 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $255,482,000 | 2,564 |
| Total liabilities | $228,296,000 | 2,576 |
| Total deposits | $227,319,000 | 2,385 |
| Interest-bearing deposits | $173,615,000 | 2,696 |
| Deposits held in domestic offices | $227,319,000 | 2,383 |
| % insured | 78.96% | 6,385 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $977,000 | 3,467 |
| Total equity capital | $27,186,000 | 2,422 |
| Total bank equity capital | $27,186,000 | 2,418 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $742,000 | 3,216 |
| Surplus | $20,797,000 | 1,496 |
| Undivided profits | $5,647,000 | 4,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,626,000 | 3,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $821,000 | 3,757 |
| Earning assets | $243,685,000 | 2,465 |
| Long-term assets (5+ years) | $38,005,000 | 2,927 |
| Average Assets, year-to-date | $256,843,670 | 2,538 |
| Average Assets, quarterly | $252,857,500 | 2,575 |
| Volatile liabilities | $50,530,000 | 2,598 |
| Insider loans | $10,780,000 | 604 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $44,560,000 | 1,404 |
| Tier 1 (core) risk-based capital | $25,910,000 | 2,392 |
| Tier 2 risk-based capital | $2,650,000 | 2,026 |
| Total risk weighted assets | $211,864,000 | 2,147 |
| Total unused commitments | $44,560,000 | 1,405 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 64 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $250,233,000 | 2,658 |
| Cash and due from depository institutions | $5,198,000 | 2,501 |
| Interest-bearing balances | $286,000 | 6,127 |
| Securities | $22,089,000 | 4,207 |
| Federal funds sold & reverse repurchase agreements | $16,223,000 | 537 |
| Net loans & leases | $198,292,000 | 2,253 |
| Loan loss allowance | $2,709,000 | 2,618 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,297,000 | 4,131 |
| Other real estate owned | $2,122,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,012,000 | 3,870 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $250,233,000 | 2,658 |
| Total liabilities | $223,282,000 | 2,682 |
| Total deposits | $222,256,000 | 2,472 |
| Interest-bearing deposits | $174,442,000 | 2,722 |
| Deposits held in domestic offices | $222,256,000 | 2,470 |
| % insured | 78.83% | 6,450 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,026,000 | 3,349 |
| Total equity capital | $26,951,000 | 2,455 |
| Total bank equity capital | $26,951,000 | 2,452 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $742,000 | 3,271 |
| Surplus | $20,797,000 | 1,524 |
| Undivided profits | $5,412,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $808,000 | 3,891 |
| Earning assets | $236,890,000 | 2,588 |
| Long-term assets (5+ years) | $37,210,000 | 2,980 |
| Average Assets, year-to-date | $257,524,500 | 2,583 |
| Average Assets, quarterly | $257,524,500 | 2,583 |
| Volatile liabilities | $49,437,000 | 2,737 |
| Insider loans | $9,534,000 | 755 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,453,000 | 1,584 |
| Tier 1 (core) risk-based capital | $25,692,000 | 2,440 |
| Tier 2 risk-based capital | $2,614,000 | 2,093 |
| Total risk weighted assets | $208,824,000 | 2,228 |
| Total unused commitments | $40,453,000 | 1,587 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 66 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $264,816,000 | 2,547 |
| Cash and due from depository institutions | $5,867,000 | 2,448 |
| Interest-bearing balances | $331,000 | 5,862 |
| Securities | $25,782,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $30,686,000 | 240 |
| Net loans & leases | $193,852,000 | 2,341 |
| Loan loss allowance | $2,771,000 | 2,561 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,352,000 | 4,121 |
| Other real estate owned | $2,122,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,155,000 | 3,859 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $264,816,000 | 2,547 |
| Total liabilities | $238,151,000 | 2,544 |
| Total deposits | $236,477,000 | 2,329 |
| Interest-bearing deposits | $193,466,000 | 2,463 |
| Deposits held in domestic offices | $236,477,000 | 2,327 |
| % insured | 72.97% | 7,109 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,674,000 | 2,448 |
| Total equity capital | $26,665,000 | 2,452 |
| Total bank equity capital | $26,665,000 | 2,449 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $742,000 | 3,316 |
| Surplus | $20,797,000 | 1,524 |
| Undivided profits | $5,126,000 | 4,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 6,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $853,000 | 3,856 |
| Earning assets | $250,651,000 | 2,455 |
| Long-term assets (5+ years) | $39,128,000 | 2,854 |
| Average Assets, year-to-date | $248,657,600 | 2,622 |
| Average Assets, quarterly | $255,415,000 | 2,602 |
| Volatile liabilities | $49,771,000 | 2,744 |
| Insider loans | $9,769,000 | 753 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $37,804,000 | 1,680 |
| Tier 1 (core) risk-based capital | $25,417,000 | 2,442 |
| Tier 2 risk-based capital | $2,627,000 | 2,117 |
| Total risk weighted assets | $210,107,000 | 2,266 |
| Total unused commitments | $37,804,000 | 1,681 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 65 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $246,014,000 | 2,703 |
| Cash and due from depository institutions | $5,314,000 | 2,504 |
| Interest-bearing balances | $330,000 | 5,755 |
| Securities | $24,979,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $16,280,000 | 549 |
| Net loans & leases | $192,081,000 | 2,378 |
| Loan loss allowance | $2,861,000 | 2,416 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,410,000 | 4,087 |
| Other real estate owned | $2,100,000 | 2,504 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,850,000 | 4,350 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $246,014,000 | 2,703 |
| Total liabilities | $219,507,000 | 2,724 |
| Total deposits | $218,119,000 | 2,496 |
| Interest-bearing deposits | $175,539,000 | 2,676 |
| Deposits held in domestic offices | $218,119,000 | 2,494 |
| % insured | 76.65% | 6,895 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,388,000 | 3,059 |
| Total equity capital | $26,507,000 | 2,541 |
| Total bank equity capital | $26,507,000 | 2,540 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $742,000 | 3,359 |
| Surplus | $20,797,000 | 1,533 |
| Undivided profits | $4,968,000 | 4,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $874,000 | 3,981 |
| Earning assets | $233,670,000 | 2,618 |
| Long-term assets (5+ years) | $36,997,000 | 2,933 |
| Average Assets, year-to-date | $244,618,000 | 2,678 |
| Average Assets, quarterly | $244,801,500 | 2,707 |
| Volatile liabilities | $47,923,000 | 2,857 |
| Insider loans | $9,653,000 | 763 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $47,435,000 | 1,466 |
| Tier 1 (core) risk-based capital | $25,426,000 | 2,492 |
| Tier 2 risk-based capital | $2,541,000 | 2,172 |
| Total risk weighted assets | $202,972,000 | 2,372 |
| Total unused commitments | $47,435,000 | 1,468 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 66 | 2,520 |
| Assets and Liabilities | ||
| Total Assets: | $243,589,000 | 2,731 |
| Cash and due from depository institutions | $6,361,000 | 2,520 |
| Interest-bearing balances | $329,000 | 5,603 |
| Securities | $31,318,000 | 3,350 |
| Federal funds sold & reverse repurchase agreements | $10,265,000 | 987 |
| Net loans & leases | $188,477,000 | 2,456 |
| Loan loss allowance | $2,765,000 | 2,384 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,327,000 | 4,195 |
| Other real estate owned | $2,100,000 | 2,520 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,741,000 | 4,421 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $243,590,000 | 2,731 |
| Total liabilities | $217,286,000 | 2,753 |
| Total deposits | $216,122,000 | 2,508 |
| Interest-bearing deposits | $176,307,000 | 2,657 |
| Deposits held in domestic offices | $216,122,000 | 2,505 |
| % insured | 60.42% | 7,209 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,164,000 | 3,480 |
| Total equity capital | $26,304,000 | 2,548 |
| Total bank equity capital | $26,304,000 | 2,546 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $742,000 | 3,400 |
| Surplus | $20,797,000 | 1,536 |
| Undivided profits | $4,765,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,039 |
| Income earned, not collected on loans | $846,000 | 3,996 |
| Earning assets | $230,389,000 | 2,650 |
| Long-term assets (5+ years) | $33,574,000 | 3,064 |
| Average Assets, year-to-date | $244,152,670 | 2,712 |
| Average Assets, quarterly | $246,360,000 | 2,698 |
| Volatile liabilities | $47,792,000 | 2,872 |
| Insider loans | $9,480,000 | 804 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,556,000 | 1,795 |
| Tier 1 (core) risk-based capital | $25,222,000 | 2,530 |
| Tier 2 risk-based capital | $2,473,000 | 2,225 |
| Total risk weighted assets | $201,622,000 | 2,428 |
| Total unused commitments | $39,556,000 | 1,797 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 63 | 2,640 |
| Assets and Liabilities | ||
| Total Assets: | $249,131,000 | 2,678 |
| Cash and due from depository institutions | $6,836,000 | 2,640 |
| Interest-bearing balances | $329,000 | 5,268 |
| Securities | $27,866,000 | 3,642 |
| Federal funds sold & reverse repurchase agreements | $21,876,000 | 507 |
| Net loans & leases | $187,822,000 | 2,475 |
| Loan loss allowance | $2,677,000 | 2,360 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,927,000 | 4,592 |
| Other real estate owned | $0 | 2,640 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,804,000 | 4,380 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $249,131,000 | 2,678 |
| Total liabilities | $223,043,000 | 2,698 |
| Total deposits | $222,071,000 | 2,442 |
| Interest-bearing deposits | $181,322,000 | 2,591 |
| Deposits held in domestic offices | $222,071,000 | 2,440 |
| % insured | 58.28% | 7,394 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $972,000 | 3,786 |
| Total equity capital | $26,088,000 | 2,579 |
| Total bank equity capital | $26,088,000 | 2,578 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $742,000 | 3,423 |
| Surplus | $20,797,000 | 1,520 |
| Undivided profits | $4,549,000 | 4,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 3,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $916,000 | 3,717 |
| Earning assets | $237,893,000 | 2,578 |
| Long-term assets (5+ years) | $32,709,000 | 3,094 |
| Average Assets, year-to-date | $244,434,500 | 2,719 |
| Average Assets, quarterly | $244,434,500 | 2,719 |
| Volatile liabilities | $45,816,000 | 2,932 |
| Insider loans | $9,815,000 | 770 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $40,508,000 | 1,828 |
| Tier 1 (core) risk-based capital | $25,002,000 | 2,556 |
| Tier 2 risk-based capital | $2,471,000 | 2,215 |
| Total risk weighted assets | $197,320,000 | 2,475 |
| Total unused commitments | $40,508,000 | 1,829 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 62 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $239,738,000 | 2,759 |
| Cash and due from depository institutions | $7,239,000 | 2,707 |
| Interest-bearing balances | $365,000 | 4,624 |
| Securities | $33,393,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $4,213,000 | 2,121 |
| Net loans & leases | $190,355,000 | 2,448 |
| Loan loss allowance | $2,612,000 | 2,357 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,615,000 | 4,980 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,923,000 | 4,342 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $239,738,000 | 2,759 |
| Total liabilities | $217,856,000 | 2,740 |
| Total deposits | $216,957,000 | 2,448 |
| Interest-bearing deposits | $179,335,000 | 2,565 |
| Deposits held in domestic offices | $216,957,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $899,000 | 3,984 |
| Total equity capital | $21,882,000 | 2,979 |
| Total bank equity capital | $21,882,000 | 2,979 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $742,000 | 3,446 |
| Surplus | $16,797,000 | 1,790 |
| Undivided profits | $4,343,000 | 4,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 5,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $999,000 | 3,680 |
| Earning assets | $228,326,000 | 2,656 |
| Long-term assets (5+ years) | $28,065,000 | 3,381 |
| Average Assets, year-to-date | $228,362,200 | 2,787 |
| Average Assets, quarterly | $233,330,500 | 2,806 |
| Volatile liabilities | $46,186,000 | 2,919 |
| Insider loans | $10,245,000 | 734 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $40,478,000 | 1,881 |
| Tier 1 (core) risk-based capital | $20,792,000 | 3,001 |
| Tier 2 risk-based capital | $2,552,000 | 2,130 |
| Total risk weighted assets | $204,063,000 | 2,392 |
| Total unused commitments | $40,478,000 | 1,882 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $226,923,000 | 2,878 |
| Cash and due from depository institutions | $6,803,000 | 2,693 |
| Interest-bearing balances | $358,000 | 3,982 |
| Securities | $29,390,000 | 3,446 |
| Federal funds sold & reverse repurchase agreements | $3,626,000 | 2,794 |
| Net loans & leases | $182,637,000 | 2,530 |
| Loan loss allowance | $2,552,000 | 2,244 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,549,000 | 5,083 |
| Other real estate owned | $0 | 2,693 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,918,000 | 4,393 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $226,923,000 | 2,878 |
| Total liabilities | $205,710,000 | 2,850 |
| Total deposits | $204,770,000 | 2,548 |
| Interest-bearing deposits | $159,991,000 | 2,805 |
| Deposits held in domestic offices | $204,770,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $940,000 | 3,987 |
| Total equity capital | $21,213,000 | 3,085 |
| Total bank equity capital | $21,213,000 | 3,085 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $742,000 | 3,480 |
| Surplus | $16,797,000 | 1,771 |
| Undivided profits | $3,674,000 | 5,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 5,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,020,000 | 3,788 |
| Earning assets | $216,011,000 | 2,758 |
| Long-term assets (5+ years) | $27,618,000 | 3,374 |
| Average Assets, year-to-date | $225,518,250 | 2,833 |
| Average Assets, quarterly | $228,332,000 | 2,841 |
| Volatile liabilities | $49,764,000 | 2,684 |
| Insider loans | $6,538,000 | 1,206 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $45,730,000 | 1,807 |
| Tier 1 (core) risk-based capital | $20,530,000 | 3,088 |
| Tier 2 risk-based capital | $2,360,000 | 2,202 |
| Total risk weighted assets | $188,610,000 | 2,557 |
| Total unused commitments | $45,730,000 | 1,809 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 66 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $229,741,000 | 2,835 |
| Cash and due from depository institutions | $5,050,000 | 2,598 |
| Interest-bearing balances | $353,000 | 3,873 |
| Securities | $34,413,000 | 3,112 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 1,898 |
| Net loans & leases | $179,825,000 | 2,541 |
| Loan loss allowance | $2,512,000 | 2,215 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,612,000 | 5,030 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,716,000 | 4,517 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $229,742,000 | 2,835 |
| Total liabilities | $208,806,000 | 2,801 |
| Total deposits | $207,584,000 | 2,505 |
| Interest-bearing deposits | $169,733,000 | 2,664 |
| Deposits held in domestic offices | $207,584,000 | 2,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,222,000 | 3,353 |
| Total equity capital | $20,936,000 | 3,143 |
| Total bank equity capital | $20,936,000 | 3,143 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $742,000 | 3,510 |
| Surplus | $16,797,000 | 1,754 |
| Undivided profits | $3,397,000 | 5,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $988,000 | 3,805 |
| Earning assets | $220,716,000 | 2,707 |
| Long-term assets (5+ years) | $22,006,000 | 3,756 |
| Average Assets, year-to-date | $225,050,000 | 2,831 |
| Average Assets, quarterly | $227,542,000 | 2,839 |
| Volatile liabilities | $57,218,000 | 2,394 |
| Insider loans | $8,553,000 | 902 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $52,142,000 | 1,662 |
| Tier 1 (core) risk-based capital | $20,256,000 | 3,140 |
| Tier 2 risk-based capital | $2,317,000 | 2,196 |
| Total risk weighted assets | $185,141,000 | 2,588 |
| Total unused commitments | $52,142,000 | 1,663 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 64 | 2,668 |
| Assets and Liabilities | ||
| Total Assets: | $225,343,000 | 2,866 |
| Cash and due from depository institutions | $7,428,000 | 2,668 |
| Interest-bearing balances | $353,000 | 3,943 |
| Securities | $33,129,000 | 3,195 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,983 |
| Net loans & leases | $174,764,000 | 2,573 |
| Loan loss allowance | $2,492,000 | 2,141 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,667,000 | 4,967 |
| Other real estate owned | $0 | 2,668 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,830,000 | 4,336 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $225,343,000 | 2,866 |
| Total liabilities | $204,355,000 | 2,819 |
| Total deposits | $203,353,000 | 2,556 |
| Interest-bearing deposits | $166,902,000 | 2,700 |
| Deposits held in domestic offices | $203,353,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,002,000 | 4,051 |
| Total equity capital | $20,988,000 | 3,216 |
| Total bank equity capital | $20,988,000 | 3,216 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $742,000 | 3,523 |
| Surplus | $16,797,000 | 1,745 |
| Undivided profits | $3,449,000 | 5,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,016,000 | 3,697 |
| Earning assets | $213,771,000 | 2,775 |
| Long-term assets (5+ years) | $20,588,000 | 3,801 |
| Average Assets, year-to-date | $222,704,500 | 2,850 |
| Average Assets, quarterly | $222,704,500 | 2,850 |
| Volatile liabilities | $51,018,000 | 2,572 |
| Insider loans | $7,339,000 | 1,055 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $47,285,000 | 1,839 |
| Tier 1 (core) risk-based capital | $20,037,000 | 3,177 |
| Tier 2 risk-based capital | $2,297,000 | 2,170 |
| Total risk weighted assets | $182,965,000 | 2,580 |
| Total unused commitments | $47,285,000 | 1,840 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 64 | 2,688 |
| Assets and Liabilities | ||
| Total Assets: | $220,066,000 | 2,869 |
| Cash and due from depository institutions | $6,518,000 | 2,688 |
| Interest-bearing balances | $353,000 | 3,494 |
| Securities | $34,953,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,022 |
| Net loans & leases | $167,325,000 | 2,626 |
| Loan loss allowance | $2,505,000 | 2,098 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,719,000 | 4,909 |
| Other real estate owned | $0 | 2,688 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,951,000 | 4,278 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $220,066,000 | 2,869 |
| Total liabilities | $199,241,000 | 2,839 |
| Total deposits | $198,349,000 | 2,583 |
| Interest-bearing deposits | $156,776,000 | 2,800 |
| Deposits held in domestic offices | $198,349,000 | 2,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $892,000 | 4,285 |
| Total equity capital | $20,825,000 | 3,194 |
| Total bank equity capital | $20,825,000 | 3,194 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $742,000 | 3,532 |
| Surplus | $16,797,000 | 1,727 |
| Undivided profits | $3,286,000 | 5,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,031,000 | 3,919 |
| Earning assets | $209,231,000 | 2,778 |
| Long-term assets (5+ years) | $18,168,000 | 3,834 |
| Average Assets, year-to-date | $209,335,000 | 2,908 |
| Average Assets, quarterly | $209,008,500 | 2,981 |
| Volatile liabilities | $33,919,000 | 3,518 |
| Insider loans | $3,862,000 | 1,920 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $39,778,000 | 2,128 |
| Tier 1 (core) risk-based capital | $19,896,000 | 3,171 |
| Tier 2 risk-based capital | $2,278,000 | 2,162 |
| Total risk weighted assets | $181,954,000 | 2,555 |
| Total unused commitments | $39,778,000 | 2,130 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $197,951,000 | 3,120 |
| Cash and due from depository institutions | $5,433,000 | 3,036 |
| Interest-bearing balances | $343,000 | 3,370 |
| Securities | $26,843,000 | 3,702 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $161,002,000 | 2,668 |
| Loan loss allowance | $2,505,000 | 2,075 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,740,000 | 4,868 |
| Other real estate owned | $0 | 3,036 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,933,000 | 4,356 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $197,951,000 | 3,120 |
| Total liabilities | $177,455,000 | 3,112 |
| Total deposits | $174,071,000 | 2,899 |
| Interest-bearing deposits | $140,632,000 | 3,066 |
| Deposits held in domestic offices | $174,071,000 | 2,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,193 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $884,000 | 4,364 |
| Total equity capital | $20,496,000 | 3,195 |
| Total bank equity capital | $20,496,000 | 3,195 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $742,000 | 3,518 |
| Surplus | $16,797,000 | 1,688 |
| Undivided profits | $2,957,000 | 5,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,078,000 | 3,983 |
| Earning assets | $188,188,000 | 3,020 |
| Long-term assets (5+ years) | $17,407,000 | 3,807 |
| Average Assets, year-to-date | $206,652,250 | 2,934 |
| Average Assets, quarterly | $202,976,000 | 3,029 |
| Volatile liabilities | $38,291,000 | 3,158 |
| Insider loans | $4,389,000 | 1,687 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $51,078,000 | 1,757 |
| Tier 1 (core) risk-based capital | $19,577,000 | 3,211 |
| Tier 2 risk-based capital | $2,109,000 | 2,277 |
| Total risk weighted assets | $168,305,000 | 2,702 |
| Total unused commitments | $51,078,000 | 1,757 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 57 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $208,001,000 | 2,989 |
| Cash and due from depository institutions | $6,205,000 | 3,030 |
| Interest-bearing balances | $64,000 | 5,178 |
| Securities | $32,320,000 | 3,264 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,261 |
| Net loans & leases | $161,555,000 | 2,656 |
| Loan loss allowance | $2,510,000 | 2,077 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,118,000 | 5,752 |
| Other real estate owned | $0 | 3,030 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,203,000 | 4,089 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $208,001,000 | 2,989 |
| Total liabilities | $188,057,000 | 2,956 |
| Total deposits | $182,210,000 | 2,813 |
| Interest-bearing deposits | $136,694,000 | 3,144 |
| Deposits held in domestic offices | $182,210,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $847,000 | 4,279 |
| Total equity capital | $19,944,000 | 3,232 |
| Total bank equity capital | $19,944,000 | 3,232 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $742,000 | 3,532 |
| Surplus | $16,797,000 | 1,687 |
| Undivided profits | $2,405,000 | 5,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,875,000 | 1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,070,000 | 3,745 |
| Earning assets | $197,539,000 | 2,878 |
| Long-term assets (5+ years) | $15,596,000 | 3,958 |
| Average Assets, year-to-date | $209,552,670 | 2,935 |
| Average Assets, quarterly | $209,205,500 | 2,964 |
| Volatile liabilities | $38,305,000 | 3,123 |
| Insider loans | $4,314,000 | 1,711 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $56,728,000 | 1,660 |
| Tier 1 (core) risk-based capital | $19,082,000 | 3,281 |
| Tier 2 risk-based capital | $2,161,000 | 2,246 |
| Total risk weighted assets | $172,513,000 | 2,631 |
| Total unused commitments | $56,728,000 | 1,662 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $210,410,000 | 2,959 |
| Cash and due from depository institutions | $8,148,000 | 2,913 |
| Interest-bearing balances | $125,000 | 4,461 |
| Securities | $35,985,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 2,170 |
| Net loans & leases | $153,034,000 | 2,762 |
| Loan loss allowance | $2,510,000 | 2,063 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,158,000 | 5,683 |
| Other real estate owned | $0 | 2,913 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,085,000 | 4,097 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $210,410,000 | 2,959 |
| Total liabilities | $190,702,000 | 2,904 |
| Total deposits | $183,461,000 | 2,785 |
| Interest-bearing deposits | $140,813,000 | 3,051 |
| Deposits held in domestic offices | $183,461,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,241,000 | 3,432 |
| Total equity capital | $19,708,000 | 3,288 |
| Total bank equity capital | $19,708,000 | 3,288 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $742,000 | 3,530 |
| Surplus | $16,797,000 | 1,654 |
| Undivided profits | $2,169,000 | 6,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,872,000 | 1,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $939,000 | 4,031 |
| Earning assets | $198,144,000 | 2,867 |
| Long-term assets (5+ years) | $16,928,000 | 3,764 |
| Average Assets, year-to-date | $210,328,500 | 2,944 |
| Average Assets, quarterly | $210,328,500 | 2,944 |
| Volatile liabilities | $41,652,000 | 2,870 |
| Insider loans | $4,782,000 | 1,494 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $51,182,000 | 1,781 |
| Tier 1 (core) risk-based capital | $18,825,000 | 3,294 |
| Tier 2 risk-based capital | $2,050,000 | 2,331 |
| Total risk weighted assets | $163,543,000 | 2,731 |
| Total unused commitments | $51,182,000 | 1,782 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 60 | 2,883 |
| Assets and Liabilities | ||
| Total Assets: | $210,247,000 | 2,946 |
| Cash and due from depository institutions | $4,978,000 | 2,883 |
| Interest-bearing balances | $177,000 | 4,174 |
| Securities | $29,618,000 | 3,504 |
| Federal funds sold & reverse repurchase agreements | $18,975,000 | 865 |
| Net loans & leases | $152,156,000 | 2,769 |
| Loan loss allowance | $2,509,000 | 2,051 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,247,000 | 5,540 |
| Other real estate owned | $0 | 2,883 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,273,000 | 3,984 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $210,247,000 | 2,946 |
| Total liabilities | $190,923,000 | 2,911 |
| Total deposits | $183,869,000 | 2,765 |
| Interest-bearing deposits | $138,087,000 | 3,068 |
| Deposits held in domestic offices | $183,869,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,192 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,054,000 | 3,735 |
| Total equity capital | $19,324,000 | 3,284 |
| Total bank equity capital | $19,324,000 | 3,284 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $742,000 | 3,531 |
| Surplus | $16,797,000 | 1,619 |
| Undivided profits | $1,785,000 | 6,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,598,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,038,000 | 3,812 |
| Earning assets | $200,926,000 | 2,845 |
| Long-term assets (5+ years) | $17,699,000 | 3,610 |
| Average Assets, year-to-date | $201,534,600 | 2,942 |
| Average Assets, quarterly | $205,761,500 | 2,970 |
| Volatile liabilities | $40,761,000 | 3,067 |
| Insider loans | $3,912,000 | 1,805 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $49,376,000 | 1,839 |
| Tier 1 (core) risk-based capital | $18,459,000 | 3,299 |
| Tier 2 risk-based capital | $2,042,000 | 2,321 |
| Total risk weighted assets | $162,868,000 | 2,722 |
| Total unused commitments | $49,376,000 | 1,839 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $201,276,000 | 3,033 |
| Cash and due from depository institutions | $4,532,000 | 2,955 |
| Interest-bearing balances | $234,000 | 3,847 |
| Securities | $31,154,000 | 3,418 |
| Federal funds sold & reverse repurchase agreements | $6,225,000 | 2,089 |
| Net loans & leases | $154,935,000 | 2,705 |
| Loan loss allowance | $2,513,000 | 2,046 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,231,000 | 5,566 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,199,000 | 4,083 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $201,276,000 | 3,033 |
| Total liabilities | $182,477,000 | 2,989 |
| Total deposits | $175,432,000 | 2,838 |
| Interest-bearing deposits | $126,908,000 | 3,244 |
| Deposits held in domestic offices | $175,432,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,045,000 | 3,734 |
| Total equity capital | $18,799,000 | 3,330 |
| Total bank equity capital | $18,799,000 | 3,330 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $742,000 | 3,554 |
| Surplus | $16,797,000 | 1,601 |
| Undivided profits | $1,260,000 | 6,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,038,000 | 3,846 |
| Earning assets | $192,548,000 | 2,916 |
| Long-term assets (5+ years) | $23,217,000 | 3,067 |
| Average Assets, year-to-date | $199,356,500 | 2,973 |
| Average Assets, quarterly | $196,382,500 | 3,057 |
| Volatile liabilities | $39,699,000 | 3,098 |
| Insider loans | $3,391,000 | 1,992 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $47,250,000 | 1,934 |
| Tier 1 (core) risk-based capital | $17,952,000 | 3,371 |
| Tier 2 risk-based capital | $2,023,000 | 2,341 |
| Total risk weighted assets | $161,333,000 | 2,724 |
| Total unused commitments | $47,250,000 | 1,934 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 61 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $191,489,000 | 3,134 |
| Cash and due from depository institutions | $6,396,000 | 2,898 |
| Interest-bearing balances | $179,000 | 4,223 |
| Securities | $28,388,000 | 3,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $152,406,000 | 2,715 |
| Loan loss allowance | $2,500,000 | 2,039 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,255,000 | 5,500 |
| Other real estate owned | $0 | 2,898 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,044,000 | 4,148 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $191,489,000 | 3,134 |
| Total liabilities | $173,239,000 | 3,104 |
| Total deposits | $170,925,000 | 2,901 |
| Interest-bearing deposits | $123,250,000 | 3,289 |
| Deposits held in domestic offices | $170,925,000 | 2,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,314,000 | 2,963 |
| Total equity capital | $18,250,000 | 3,313 |
| Total bank equity capital | $18,250,000 | 3,313 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $742,000 | 3,554 |
| Surplus | $16,797,000 | 1,558 |
| Undivided profits | $711,000 | 7,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 6,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $875,000 | 4,037 |
| Earning assets | $180,973,000 | 3,048 |
| Long-term assets (5+ years) | $25,533,000 | 2,886 |
| Average Assets, year-to-date | $198,716,670 | 2,987 |
| Average Assets, quarterly | $196,448,500 | 3,041 |
| Volatile liabilities | $33,997,000 | 3,410 |
| Insider loans | $3,414,000 | 1,950 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,862,000 | 2,042 |
| Tier 1 (core) risk-based capital | $17,498,000 | 3,378 |
| Tier 2 risk-based capital | $1,920,000 | 2,417 |
| Total risk weighted assets | $153,498,000 | 2,824 |
| Total unused commitments | $43,862,000 | 2,042 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $201,408,000 | 2,991 |
| Cash and due from depository institutions | $5,535,000 | 2,778 |
| Interest-bearing balances | $200,000 | 4,167 |
| Securities | $26,885,000 | 3,826 |
| Federal funds sold & reverse repurchase agreements | $12,425,000 | 1,208 |
| Net loans & leases | $152,295,000 | 2,674 |
| Loan loss allowance | $2,342,000 | 2,118 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,306,000 | 5,387 |
| Other real estate owned | $0 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,962,000 | 4,109 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $201,408,000 | 2,991 |
| Total liabilities | $183,529,000 | 2,936 |
| Total deposits | $180,486,000 | 2,737 |
| Interest-bearing deposits | $130,893,000 | 3,108 |
| Deposits held in domestic offices | $180,486,000 | 2,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,043,000 | 3,458 |
| Total equity capital | $17,879,000 | 3,342 |
| Total bank equity capital | $17,879,000 | 3,342 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $742,000 | 3,543 |
| Surplus | $16,797,000 | 1,512 |
| Undivided profits | $340,000 | 7,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $874,000 | 3,856 |
| Earning assets | $191,805,000 | 2,891 |
| Long-term assets (5+ years) | $25,400,000 | 2,857 |
| Average Assets, year-to-date | $202,330,500 | 2,953 |
| Average Assets, quarterly | $202,330,500 | 2,953 |
| Volatile liabilities | $28,266,000 | 3,665 |
| Insider loans | $3,447,000 | 1,890 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $46,945,000 | 1,916 |
| Tier 1 (core) risk-based capital | $17,110,000 | 3,406 |
| Tier 2 risk-based capital | $1,967,000 | 2,337 |
| Total risk weighted assets | $156,952,000 | 2,706 |
| Total unused commitments | $46,945,000 | 1,917 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 61 | 2,863 |
| Assets and Liabilities | ||
| Total Assets: | $203,253,000 | 2,949 |
| Cash and due from depository institutions | $5,304,000 | 2,863 |
| Interest-bearing balances | $176,000 | 4,412 |
| Securities | $34,138,000 | 3,203 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 1,641 |
| Net loans & leases | $151,474,000 | 2,670 |
| Loan loss allowance | $2,267,000 | 2,147 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,286,000 | 5,412 |
| Other real estate owned | $0 | 2,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,901,000 | 4,157 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $203,253,000 | 2,949 |
| Total liabilities | $185,708,000 | 2,890 |
| Total deposits | $182,135,000 | 2,706 |
| Interest-bearing deposits | $130,507,000 | 3,071 |
| Deposits held in domestic offices | $182,135,000 | 2,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,573,000 | 2,544 |
| Total equity capital | $17,545,000 | 3,346 |
| Total bank equity capital | $17,545,000 | 3,346 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $742,000 | 3,557 |
| Surplus | $16,797,000 | 1,486 |
| Undivided profits | $6,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $781,000 | 4,261 |
| Earning assets | $193,938,000 | 2,836 |
| Long-term assets (5+ years) | $29,110,000 | 2,601 |
| Average Assets, year-to-date | $187,524,200 | 3,007 |
| Average Assets, quarterly | $195,184,500 | 3,001 |
| Volatile liabilities | $27,500,000 | 3,667 |
| Insider loans | $4,058,000 | 1,648 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,030,000 | 2,380 |
| Tier 1 (core) risk-based capital | $16,894,000 | 3,396 |
| Tier 2 risk-based capital | $2,002,000 | 2,282 |
| Total risk weighted assets | $159,964,000 | 2,634 |
| Total unused commitments | $33,030,000 | 2,381 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 53 | 3,198 |
| Assets and Liabilities | ||
| Total Assets: | $187,116,000 | 3,082 |
| Cash and due from depository institutions | $7,257,000 | 3,198 |
| Interest-bearing balances | $184,000 | 4,448 |
| Securities | $25,547,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,708 |
| Net loans & leases | $149,644,000 | 2,671 |
| Loan loss allowance | $2,208,000 | 2,178 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $965,000 | 5,949 |
| Other real estate owned | $0 | 3,198 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,803,000 | 4,186 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $187,116,000 | 3,082 |
| Total liabilities | $170,270,000 | 3,043 |
| Total deposits | $163,921,000 | 2,905 |
| Interest-bearing deposits | $114,665,000 | 3,351 |
| Deposits held in domestic offices | $163,921,000 | 2,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,181 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,849,000 | 2,211 |
| Total equity capital | $16,846,000 | 3,440 |
| Total bank equity capital | $16,846,000 | 3,440 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $742,000 | 3,541 |
| Surplus | $16,497,000 | 1,468 |
| Undivided profits | $-393,000 | 8,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $543,000 | 5,465 |
| Earning assets | $176,275,000 | 3,004 |
| Long-term assets (5+ years) | $29,682,000 | 2,597 |
| Average Assets, year-to-date | $183,592,000 | 3,046 |
| Average Assets, quarterly | $190,891,500 | 2,997 |
| Volatile liabilities | $24,556,000 | 3,880 |
| Insider loans | $3,035,000 | 2,083 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,681,000 | 2,321 |
| Tier 1 (core) risk-based capital | $16,165,000 | 3,457 |
| Tier 2 risk-based capital | $1,870,000 | 2,399 |
| Total risk weighted assets | $148,829,000 | 2,761 |
| Total unused commitments | $33,681,000 | 2,324 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $194,667,000 | 2,944 |
| Cash and due from depository institutions | $6,785,000 | 3,039 |
| Interest-bearing balances | $1,989,000 | 2,010 |
| Securities | $35,212,000 | 3,170 |
| Federal funds sold & reverse repurchase agreements | $9,275,000 | 1,272 |
| Net loans & leases | $140,012,000 | 2,740 |
| Loan loss allowance | $2,077,000 | 2,269 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,015,000 | 5,827 |
| Other real estate owned | $0 | 3,039 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,368,000 | 4,480 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $194,667,000 | 2,944 |
| Total liabilities | $178,244,000 | 2,889 |
| Total deposits | $174,621,000 | 2,699 |
| Interest-bearing deposits | $117,846,000 | 3,229 |
| Deposits held in domestic offices | $174,621,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,623,000 | 2,296 |
| Total equity capital | $16,423,000 | 3,455 |
| Total bank equity capital | $16,423,000 | 3,455 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $742,000 | 3,529 |
| Surplus | $16,497,000 | 1,435 |
| Undivided profits | $-816,000 | 8,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $658,000 | 4,461 |
| Earning assets | $186,488,000 | 2,847 |
| Long-term assets (5+ years) | $27,706,000 | 2,725 |
| Average Assets, year-to-date | $182,417,330 | 3,038 |
| Average Assets, quarterly | $187,456,000 | 2,989 |
| Volatile liabilities | $22,449,000 | 3,993 |
| Insider loans | $4,349,000 | 1,473 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $42,786,000 | 1,902 |
| Tier 1 (core) risk-based capital | $15,685,000 | 3,489 |
| Tier 2 risk-based capital | $1,840,000 | 2,388 |
| Total risk weighted assets | $147,028,000 | 2,719 |
| Total unused commitments | $42,786,000 | 1,902 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $180,245,000 | 3,107 |
| Cash and due from depository institutions | $10,791,000 | 3,204 |
| Interest-bearing balances | $3,941,000 | 1,311 |
| Securities | $29,355,000 | 3,679 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,634 |
| Net loans & leases | $132,357,000 | 2,825 |
| Loan loss allowance | $1,926,000 | 2,394 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,050,000 | 5,782 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,442,000 | 4,371 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $180,245,000 | 3,107 |
| Total liabilities | $164,240,000 | 3,073 |
| Total deposits | $159,780,000 | 2,899 |
| Interest-bearing deposits | $113,499,000 | 3,341 |
| Deposits held in domestic offices | $159,780,000 | 2,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,460,000 | 2,440 |
| Total equity capital | $16,005,000 | 3,461 |
| Total bank equity capital | $16,005,000 | 3,461 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $742,000 | 3,539 |
| Surplus | $16,497,000 | 1,393 |
| Undivided profits | $-1,234,000 | 8,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $589,000 | 4,752 |
| Earning assets | $169,903,000 | 3,040 |
| Long-term assets (5+ years) | $27,940,000 | 2,770 |
| Average Assets, year-to-date | $176,292,500 | 3,146 |
| Average Assets, quarterly | $176,292,500 | 3,146 |
| Volatile liabilities | $23,242,000 | 3,816 |
| Insider loans | $4,399,000 | 1,410 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,712,000 | 2,156 |
| Tier 1 (core) risk-based capital | $15,335,000 | 3,511 |
| Tier 2 risk-based capital | $1,714,000 | 2,496 |
| Total risk weighted assets | $136,791,000 | 2,850 |
| Total unused commitments | $34,712,000 | 2,161 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $172,340,000 | 3,220 |
| Cash and due from depository institutions | $7,384,000 | 2,973 |
| Interest-bearing balances | $2,006,000 | 2,046 |
| Securities | $27,891,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 1,714 |
| Net loans & leases | $127,186,000 | 2,890 |
| Loan loss allowance | $1,912,000 | 2,399 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,060,000 | 5,755 |
| Other real estate owned | $0 | 2,973 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,194,000 | 4,604 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $172,340,000 | 3,220 |
| Total liabilities | $156,481,000 | 3,187 |
| Total deposits | $152,262,000 | 3,007 |
| Interest-bearing deposits | $107,420,000 | 3,461 |
| Deposits held in domestic offices | $152,262,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,219,000 | 2,734 |
| Total equity capital | $15,859,000 | 3,480 |
| Total bank equity capital | $15,859,000 | 3,480 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $742,000 | 3,538 |
| Surplus | $16,496,000 | 1,379 |
| Undivided profits | $-1,379,000 | 8,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $533,000 | 5,111 |
| Earning assets | $163,708,000 | 3,123 |
| Long-term assets (5+ years) | $30,353,000 | 2,687 |
| Average Assets, year-to-date | $156,721,000 | 3,351 |
| Average Assets, quarterly | $170,308,000 | 3,212 |
| Volatile liabilities | $23,840,000 | 3,659 |
| Insider loans | $4,476,000 | 1,366 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $187,000 | 1,480 |
| Unused loan commitments | $27,062,000 | 2,463 |
| Tier 1 (core) risk-based capital | $15,147,000 | 3,494 |
| Tier 2 risk-based capital | $1,614,000 | 2,603 |
| Total risk weighted assets | $128,828,000 | 2,991 |
| Total unused commitments | $27,062,000 | 2,464 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $168,276,000 | 3,225 |
| Cash and due from depository institutions | $6,801,000 | 3,169 |
| Interest-bearing balances | $2,188,000 | 1,982 |
| Securities | $29,784,000 | 3,639 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 1,669 |
| Net loans & leases | $122,899,000 | 2,932 |
| Loan loss allowance | $1,822,000 | 2,490 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $940,000 | 6,000 |
| Other real estate owned | $0 | 3,169 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,202,000 | 6,155 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,276,000 | 3,225 |
| Total liabilities | $156,907,000 | 3,134 |
| Total deposits | $153,433,000 | 2,941 |
| Interest-bearing deposits | $101,840,000 | 3,601 |
| Deposits held in domestic offices | $153,433,000 | 2,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $474,000 | 5,055 |
| Total equity capital | $11,369,000 | 4,559 |
| Total bank equity capital | $11,369,000 | 4,559 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $742,000 | 3,552 |
| Surplus | $12,497,000 | 1,689 |
| Undivided profits | $-1,870,000 | 8,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $487,000 | 5,589 |
| Earning assets | $161,521,000 | 3,122 |
| Long-term assets (5+ years) | $32,515,000 | 2,576 |
| Average Assets, year-to-date | $152,816,250 | 3,423 |
| Average Assets, quarterly | $159,132,500 | 3,366 |
| Volatile liabilities | $16,588,000 | 4,553 |
| Insider loans | $5,920,000 | 986 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $32,282,000 | 2,180 |
| Tier 1 (core) risk-based capital | $11,383,000 | 4,406 |
| Tier 2 risk-based capital | $1,581,000 | 2,617 |
| Total risk weighted assets | $126,250,000 | 2,988 |
| Total unused commitments | $32,282,000 | 2,185 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $149,989,000 | 3,544 |
| Cash and due from depository institutions | $6,360,000 | 3,196 |
| Interest-bearing balances | $2,210,000 | 2,004 |
| Securities | $21,172,000 | 4,633 |
| Federal funds sold & reverse repurchase agreements | $6,875,000 | 1,546 |
| Net loans & leases | $113,530,000 | 3,099 |
| Loan loss allowance | $1,706,000 | 2,637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $938,000 | 6,017 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,114,000 | 6,288 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $149,989,000 | 3,544 |
| Total liabilities | $139,401,000 | 3,451 |
| Total deposits | $135,633,000 | 3,250 |
| Interest-bearing deposits | $92,983,000 | 3,871 |
| Deposits held in domestic offices | $135,633,000 | 3,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $768,000 | 3,517 |
| Total equity capital | $10,588,000 | 4,658 |
| Total bank equity capital | $10,588,000 | 4,658 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $742,000 | 3,568 |
| Surplus | $11,997,000 | 1,710 |
| Undivided profits | $-2,151,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $420,000 | 5,847 |
| Earning assets | $143,787,000 | 3,418 |
| Long-term assets (5+ years) | $31,870,000 | 2,719 |
| Average Assets, year-to-date | $147,663,000 | 3,544 |
| Average Assets, quarterly | $151,142,500 | 3,500 |
| Volatile liabilities | $13,807,000 | 4,973 |
| Insider loans | $5,993,000 | 954 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $329,000 | 1,314 |
| Unused loan commitments | $42,623,000 | 1,764 |
| Tier 1 (core) risk-based capital | $10,640,000 | 4,569 |
| Tier 2 risk-based capital | $1,440,000 | 2,809 |
| Total risk weighted assets | $114,943,000 | 3,197 |
| Total unused commitments | $42,623,000 | 1,769 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $152,296,000 | 3,479 |
| Cash and due from depository institutions | $8,311,000 | 3,470 |
| Interest-bearing balances | $2,236,000 | 2,194 |
| Securities | $13,121,000 | 5,909 |
| Federal funds sold & reverse repurchase agreements | $21,800,000 | 643 |
| Net loans & leases | $107,062,000 | 3,180 |
| Loan loss allowance | $1,570,000 | 2,808 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $793,000 | 6,313 |
| Other real estate owned | $0 | 3,470 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,209,000 | 5,943 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $152,296,000 | 3,479 |
| Total liabilities | $141,814,000 | 3,363 |
| Total deposits | $137,087,000 | 3,202 |
| Interest-bearing deposits | $89,317,000 | 3,991 |
| Deposits held in domestic offices | $137,087,000 | 3,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,000,000 | 3,688 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $727,000 | 3,963 |
| Total equity capital | $10,482,000 | 4,781 |
| Total bank equity capital | $10,482,000 | 4,781 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $742,000 | 3,573 |
| Surplus | $11,997,000 | 1,680 |
| Undivided profits | $-2,257,000 | 8,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $440,000 | 5,645 |
| Earning assets | $144,219,000 | 3,386 |
| Long-term assets (5+ years) | $31,436,000 | 2,674 |
| Average Assets, year-to-date | $146,500,000 | 3,564 |
| Average Assets, quarterly | $146,500,000 | 3,564 |
| Volatile liabilities | $13,094,000 | 5,007 |
| Insider loans | $5,206,000 | 1,075 |
| FHLB advances | $4,000,000 | 3,517 |
| Loans and leases held for sale | $309,000 | 1,486 |
| Unused loan commitments | $34,480,000 | 2,006 |
| Tier 1 (core) risk-based capital | $10,476,000 | 4,590 |
| Tier 2 risk-based capital | $1,376,000 | 2,880 |
| Total risk weighted assets | $109,901,000 | 3,257 |
| Total unused commitments | $34,480,000 | 2,013 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $140,704,000 | 3,711 |
| Cash and due from depository institutions | $6,609,000 | 4,045 |
| Interest-bearing balances | $2,268,000 | 2,044 |
| Securities | $30,689,000 | 3,653 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,793 |
| Net loans & leases | $97,614,000 | 3,415 |
| Loan loss allowance | $1,513,000 | 2,864 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $805,000 | 6,302 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,087,000 | 6,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,704,000 | 3,711 |
| Total liabilities | $130,457,000 | 3,612 |
| Total deposits | $125,838,000 | 3,446 |
| Interest-bearing deposits | $91,292,000 | 3,906 |
| Deposits held in domestic offices | $125,838,000 | 3,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $619,000 | 4,203 |
| Total equity capital | $10,247,000 | 4,798 |
| Total bank equity capital | $10,247,000 | 4,798 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $742,000 | 3,598 |
| Surplus | $11,997,000 | 1,651 |
| Undivided profits | $-2,492,000 | 9,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $388,000 | 6,195 |
| Earning assets | $134,471,000 | 3,573 |
| Long-term assets (5+ years) | $29,849,000 | 2,792 |
| Average Assets, year-to-date | $125,302,400 | 3,953 |
| Average Assets, quarterly | $137,452,500 | 3,757 |
| Volatile liabilities | $15,217,000 | 4,581 |
| Insider loans | $6,821,000 | 783 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $25,065,000 | 2,435 |
| Tier 1 (core) risk-based capital | $10,249,000 | 4,640 |
| Tier 2 risk-based capital | $1,219,000 | 3,159 |
| Total risk weighted assets | $97,262,000 | 3,599 |
| Total unused commitments | $25,065,000 | 2,441 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $134,201,000 | 3,834 |
| Cash and due from depository institutions | $6,143,000 | 4,333 |
| Interest-bearing balances | $1,809,000 | 2,436 |
| Securities | $25,485,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $15,175,000 | 952 |
| Net loans & leases | $85,632,000 | 3,763 |
| Loan loss allowance | $1,512,000 | 2,860 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $754,000 | 6,467 |
| Other real estate owned | $0 | 4,333 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,012,000 | 6,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,201,000 | 3,834 |
| Total liabilities | $124,220,000 | 3,742 |
| Total deposits | $118,762,000 | 3,598 |
| Interest-bearing deposits | $83,372,000 | 4,191 |
| Deposits held in domestic offices | $118,762,000 | 3,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $458,000 | 5,267 |
| Total equity capital | $9,981,000 | 4,854 |
| Total bank equity capital | $9,981,000 | 4,854 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $742,000 | 3,623 |
| Surplus | $11,997,000 | 1,633 |
| Undivided profits | $-2,758,000 | 9,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $343,000 | 6,763 |
| Earning assets | $128,101,000 | 3,698 |
| Long-term assets (5+ years) | $27,035,000 | 3,007 |
| Average Assets, year-to-date | $121,452,000 | 4,063 |
| Average Assets, quarterly | $132,310,500 | 3,858 |
| Volatile liabilities | $17,566,000 | 4,202 |
| Insider loans | $6,999,000 | 747 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,931,000 | 1,882 |
| Tier 1 (core) risk-based capital | $9,984,000 | 4,704 |
| Tier 2 risk-based capital | $1,121,000 | 3,356 |
| Total risk weighted assets | $89,263,000 | 3,820 |
| Total unused commitments | $36,931,000 | 1,884 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $130,420,000 | 3,909 |
| Cash and due from depository institutions | $6,507,000 | 4,723 |
| Interest-bearing balances | $1,850,000 | 2,576 |
| Securities | $29,411,000 | 3,602 |
| Federal funds sold & reverse repurchase agreements | $11,425,000 | 1,385 |
| Net loans & leases | $81,491,000 | 3,877 |
| Loan loss allowance | $1,507,000 | 2,848 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $615,000 | 6,833 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $971,000 | 6,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,420,000 | 3,909 |
| Total liabilities | $120,654,000 | 3,815 |
| Total deposits | $115,242,000 | 3,683 |
| Interest-bearing deposits | $85,350,000 | 4,114 |
| Deposits held in domestic offices | $115,242,000 | 3,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $412,000 | 5,632 |
| Total equity capital | $9,766,000 | 4,944 |
| Total bank equity capital | $9,766,000 | 4,944 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $742,000 | 3,625 |
| Surplus | $11,997,000 | 1,596 |
| Undivided profits | $-2,973,000 | 9,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $325,000 | 6,802 |
| Earning assets | $124,177,000 | 3,781 |
| Long-term assets (5+ years) | $18,235,000 | 3,642 |
| Average Assets, year-to-date | $117,202,330 | 4,185 |
| Average Assets, quarterly | $122,269,000 | 4,080 |
| Volatile liabilities | $18,118,000 | 4,060 |
| Insider loans | $4,747,000 | 1,120 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,224,000 | 2,054 |
| Tier 1 (core) risk-based capital | $9,751,000 | 4,726 |
| Tier 2 risk-based capital | $1,098,000 | 3,364 |
| Total risk weighted assets | $87,411,000 | 3,842 |
| Total unused commitments | $31,224,000 | 2,065 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $114,118,000 | 4,289 |
| Cash and due from depository institutions | $5,306,000 | 4,894 |
| Interest-bearing balances | $1,889,000 | 2,570 |
| Securities | $20,719,000 | 4,554 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,579 |
| Net loans & leases | $79,845,000 | 3,895 |
| Loan loss allowance | $1,417,000 | 2,957 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $429,000 | 7,431 |
| Other real estate owned | $0 | 4,894 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,319,000 | 5,636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,118,000 | 4,289 |
| Total liabilities | $104,541,000 | 4,216 |
| Total deposits | $99,106,000 | 4,124 |
| Interest-bearing deposits | $73,417,000 | 4,605 |
| Deposits held in domestic offices | $99,106,000 | 4,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $435,000 | 5,533 |
| Total equity capital | $9,577,000 | 4,918 |
| Total bank equity capital | $9,577,000 | 4,918 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $742,000 | 3,638 |
| Surplus | $11,997,000 | 1,567 |
| Undivided profits | $-3,162,000 | 9,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $336,000 | 6,729 |
| Earning assets | $108,953,000 | 4,160 |
| Long-term assets (5+ years) | $18,844,000 | 3,511 |
| Average Assets, year-to-date | $110,593,500 | 4,361 |
| Average Assets, quarterly | $110,593,500 | 4,361 |
| Volatile liabilities | $17,329,000 | 4,169 |
| Insider loans | $4,893,000 | 1,079 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,822,000 | 2,112 |
| Tier 1 (core) risk-based capital | $9,564,000 | 4,729 |
| Tier 2 risk-based capital | $1,062,000 | 3,390 |
| Total risk weighted assets | $84,632,000 | 3,890 |
| Total unused commitments | $28,822,000 | 2,120 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $107,069,000 | 4,450 |
| Cash and due from depository institutions | $5,992,000 | 4,904 |
| Interest-bearing balances | $928,000 | 3,180 |
| Securities | $16,103,000 | 5,272 |
| Federal funds sold & reverse repurchase agreements | $8,050,000 | 1,800 |
| Net loans & leases | $75,373,000 | 4,050 |
| Loan loss allowance | $1,249,000 | 3,172 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $458,000 | 7,354 |
| Other real estate owned | $0 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,093,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,069,000 | 4,450 |
| Total liabilities | $97,619,000 | 4,393 |
| Total deposits | $92,186,000 | 4,289 |
| Interest-bearing deposits | $68,132,000 | 4,804 |
| Deposits held in domestic offices | $92,186,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $433,000 | 5,642 |
| Total equity capital | $9,450,000 | 4,917 |
| Total bank equity capital | $9,450,000 | 4,917 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $742,000 | 3,638 |
| Surplus | $11,997,000 | 1,534 |
| Undivided profits | $-3,289,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 925 |
| Income earned, not collected on loans | $324,000 | 7,042 |
| Earning assets | $100,454,000 | 4,378 |
| Long-term assets (5+ years) | $17,888,000 | 3,582 |
| Average Assets, year-to-date | $92,982,000 | 4,751 |
| Average Assets, quarterly | $102,759,000 | 4,549 |
| Volatile liabilities | $15,576,000 | 4,402 |
| Insider loans | $3,983,000 | 1,328 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,100,000 | 2,309 |
| Tier 1 (core) risk-based capital | $9,437,000 | 4,714 |
| Tier 2 risk-based capital | $975,000 | 3,598 |
| Total risk weighted assets | $77,733,000 | 4,122 |
| Total unused commitments | $24,100,000 | 2,315 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $84,137,000 | 5,140 |
| Cash and due from depository institutions | $3,101,000 | 5,385 |
| Interest-bearing balances | $131,000 | 4,833 |
| Securities | $5,337,000 | 7,827 |
| Federal funds sold & reverse repurchase agreements | $16,325,000 | 877 |
| Net loans & leases | $57,470,000 | 4,812 |
| Loan loss allowance | $1,055,000 | 3,456 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $176,000 | 8,672 |
| Other real estate owned | $417,000 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,311,000 | 5,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,137,000 | 5,140 |
| Total liabilities | $75,379,000 | 5,149 |
| Total deposits | $72,393,000 | 5,014 |
| Interest-bearing deposits | $52,816,000 | 5,590 |
| Deposits held in domestic offices | $72,393,000 | 5,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,600,000 | 3,843 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $386,000 | 6,210 |
| Total equity capital | $8,758,000 | 4,999 |
| Total bank equity capital | $8,758,000 | 4,999 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $742,000 | 3,708 |
| Surplus | $11,997,000 | 1,459 |
| Undivided profits | $-3,981,000 | 9,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $225,000 | 8,194 |
| Earning assets | $79,263,000 | 5,027 |
| Long-term assets (5+ years) | $8,088,000 | 5,251 |
| Average Assets, year-to-date | $74,967,600 | 5,383 |
| Average Assets, quarterly | $79,819,000 | 5,302 |
| Volatile liabilities | $13,630,000 | 4,744 |
| Insider loans | $2,259,000 | 2,159 |
| FHLB advances | $2,600,000 | 3,630 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,870,000 | 3,205 |
| Tier 1 (core) risk-based capital | $8,528,000 | 4,942 |
| Tier 2 risk-based capital | $759,000 | 4,186 |
| Total risk weighted assets | $60,416,000 | 4,816 |
| Total unused commitments | $13,870,000 | 3,214 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $70,925,000 | 5,649 |
| Cash and due from depository institutions | $2,990,000 | 5,222 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $10,372,000 | 6,688 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,990 |
| Net loans & leases | $54,578,000 | 4,888 |
| Loan loss allowance | $939,000 | 3,672 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $207,000 | 8,737 |
| Other real estate owned | $1,137,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,041,000 | 6,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,925,000 | 5,649 |
| Total liabilities | $63,549,000 | 5,632 |
| Total deposits | $60,948,000 | 5,503 |
| Interest-bearing deposits | $45,834,000 | 5,965 |
| Deposits held in domestic offices | $60,948,000 | 5,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,186,000 | 2,200 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $415,000 | 6,385 |
| Total equity capital | $7,376,000 | 5,600 |
| Total bank equity capital | $7,376,000 | 5,600 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $742,000 | 3,817 |
| Surplus | $11,996,000 | 1,418 |
| Undivided profits | $-5,362,000 | 9,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $272,000 | 7,213 |
| Earning assets | $65,571,000 | 5,619 |
| Long-term assets (5+ years) | $6,968,000 | 5,374 |
| Average Assets, year-to-date | $64,683,600 | 5,780 |
| Average Assets, quarterly | $69,593,500 | 5,667 |
| Volatile liabilities | $12,658,000 | 4,968 |
| Insider loans | $1,869,000 | 2,472 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,226,000 | 3,141 |
| Tier 1 (core) risk-based capital | $7,418,000 | 5,466 |
| Tier 2 risk-based capital | $694,070 | 4,360 |
| Total risk weighted assets | $55,280,270 | 4,959 |
| Total unused commitments | $13,226,000 | 3,142 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $56,012,000 | 6,503 |
| Cash and due from depository institutions | $2,104,000 | 5,920 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,813,000 | 8,056 |
| Federal funds sold & reverse repurchase agreements | $5,033,000 | 1,899 |
| Net loans & leases | $39,693,000 | 5,859 |
| Loan loss allowance | $748,000 | 4,325 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $283,000 | 8,659 |
| Other real estate owned | $1,425,000 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $661,000 | 7,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,012,000 | 6,503 |
| Total liabilities | $49,626,000 | 6,528 |
| Total deposits | $49,331,000 | 6,302 |
| Interest-bearing deposits | $37,042,000 | 6,757 |
| Deposits held in domestic offices | $49,331,000 | 6,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $295,000 | 7,004 |
| Total equity capital | $6,386,000 | 6,018 |
| Total bank equity capital | $6,386,000 | 6,018 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $742,000 | 3,924 |
| Surplus | $11,997,000 | 1,402 |
| Undivided profits | $-6,353,000 | 10,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $179,000 | 8,072 |
| Earning assets | $51,539,000 | 6,455 |
| Long-term assets (5+ years) | $8,523,000 | 5,222 |
| Average Assets, year-to-date | $54,668,600 | 6,411 |
| Average Assets, quarterly | $55,177,000 | 6,500 |
| Volatile liabilities | $5,053,000 | 7,313 |
| Insider loans | $1,810,000 | 2,407 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,185,000 | 3,295 |
| Tier 1 (core) risk-based capital | $6,487,000 | 5,974 |
| Tier 2 risk-based capital | $492,170 | 5,393 |
| Total risk weighted assets | $39,117,470 | 6,093 |
| Total unused commitments | $12,185,000 | 3,298 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $55,443,000 | 6,586 |
| Cash and due from depository institutions | $2,267,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,894,000 | 8,054 |
| Federal funds sold & reverse repurchase agreements | $7,903,000 | 2,184 |
| Net loans & leases | $36,158,000 | 6,059 |
| Loan loss allowance | $713,000 | 4,407 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $114,000 | 9,733 |
| Other real estate owned | $1,730,000 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $377,000 | 8,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,443,000 | 6,586 |
| Total liabilities | $50,559,000 | 6,490 |
| Total deposits | $50,295,000 | 6,297 |
| Interest-bearing deposits | $35,954,000 | 6,964 |
| Deposits held in domestic offices | $50,295,000 | 6,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $264,000 | 7,875 |
| Total equity capital | $4,884,000 | 7,187 |
| Total bank equity capital | $4,884,000 | 7,187 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $742,000 | 3,950 |
| Surplus | $10,997,000 | 1,424 |
| Undivided profits | $-6,855,000 | 10,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $174,000 | 8,288 |
| Earning assets | $50,955,000 | 6,555 |
| Long-term assets (5+ years) | $8,244,000 | 5,183 |
| Average Assets, year-to-date | $52,229,200 | 6,577 |
| Average Assets, quarterly | $54,496,000 | 6,562 |
| Volatile liabilities | $7,177,000 | 5,975 |
| Insider loans | $1,244,000 | 3,042 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,684,000 | 6,823 |
| Tier 1 (core) risk-based capital | $4,867,000 | 7,038 |
| Tier 2 risk-based capital | $461,350 | 5,483 |
| Total risk weighted assets | $36,656,550 | 6,186 |
| Total unused commitments | $2,684,000 | 6,838 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $47,907,000 | 7,224 |
| Cash and due from depository institutions | $2,382,000 | 6,915 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $2,784,000 | 10,057 |
| Federal funds sold & reverse repurchase agreements | $2,659,000 | 4,274 |
| Net loans & leases | $37,277,000 | 6,070 |
| Loan loss allowance | $665,000 | 4,682 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $160,000 | 9,785 |
| Other real estate owned | $2,338,000 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $307,000 | 9,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,907,000 | 7,224 |
| Total liabilities | $44,194,000 | 7,074 |
| Total deposits | $43,988,000 | 6,881 |
| Interest-bearing deposits | $36,156,000 | 7,070 |
| Deposits held in domestic offices | $43,988,000 | 6,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $206,000 | 8,907 |
| Total equity capital | $3,713,000 | 8,290 |
| Total bank equity capital | $3,713,000 | 8,290 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $742,000 | 4,083 |
| Surplus | $10,297,000 | 1,505 |
| Undivided profits | $-7,326,000 | 10,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $147,000 | 9,065 |
| Earning assets | $42,820,000 | 7,317 |
| Long-term assets (5+ years) | $6,510,000 | 5,371 |
| Average Assets, year-to-date | $44,579,400 | 7,314 |
| Average Assets, quarterly | $46,414,000 | 7,294 |
| Volatile liabilities | $6,428,000 | 6,380 |
| Insider loans | $30,000 | 9,317 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,192,000 | 5,085 |
| Tier 1 (core) risk-based capital | $3,711,000 | 8,201 |
| Tier 2 risk-based capital | $449,500 | 5,559 |
| Total risk weighted assets | $35,744,500 | 6,363 |
| Total unused commitments | $5,192,000 | 5,089 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $41,015,000 | 8,065 |
| Cash and due from depository institutions | $4,565,000 | 7,667 |
| Interest-bearing balances | $300,000 | 3,524 |
| Securities | $2,395,000 | 10,751 |
| Federal funds sold & reverse repurchase agreements | $898,000 | 6,672 |
| Net loans & leases | $29,609,000 | 7,033 |
| Loan loss allowance | $565,000 | 5,423 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $126,000 | 10,432 |
| Other real estate owned | $2,999,000 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $423,000 | 9,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,015,000 | 8,065 |
| Total liabilities | $38,169,000 | 7,901 |
| Total deposits | $37,898,000 | 7,752 |
| Interest-bearing deposits | $29,954,000 | 8,053 |
| Deposits held in domestic offices | $37,898,000 | 7,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $271,000 | 8,237 |
| Total equity capital | $2,846,000 | 9,423 |
| Total bank equity capital | $2,846,000 | 9,423 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $742,000 | 4,354 |
| Surplus | $9,647,000 | 1,657 |
| Undivided profits | $-7,543,000 | 11,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $132,000 | 9,679 |
| Earning assets | $33,202,000 | 8,530 |
| Long-term assets (5+ years) | $4,273,000 | 6,243 |
| Average Assets, year-to-date | $41,182,600 | 7,907 |
| Average Assets, quarterly | $41,923,000 | 7,938 |
| Volatile liabilities | $6,323,000 | 6,362 |
| Insider loans | $20,000 | 9,931 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,307,000 | 7,139 |
| Tier 1 (core) risk-based capital | $2,847,000 | 9,366 |
| Tier 2 risk-based capital | $387,360 | 6,253 |
| Total risk weighted assets | $30,810,960 | 7,005 |
| Total unused commitments | $2,307,000 | 7,153 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $40,425,000 | 8,335 |
| Cash and due from depository institutions | $2,587,000 | 8,186 |
| Interest-bearing balances | $400,000 | 3,500 |
| Securities | $903,000 | 11,657 |
| Federal funds sold & reverse repurchase agreements | $6,360,000 | 2,314 |
| Net loans & leases | $22,971,000 | 8,049 |
| Loan loss allowance | $463,000 | 6,368 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,409,000 | 4,863 |
| Other real estate owned | $5,759,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $436,000 | 9,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,425,000 | 8,335 |
| Total liabilities | $37,981,000 | 8,120 |
| Total deposits | $37,665,000 | 7,983 |
| Interest-bearing deposits | $30,278,000 | 8,257 |
| Deposits held in domestic offices | $37,665,000 | 7,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $65,000 | 4,579 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $251,000 | 8,967 |
| Total equity capital | $2,444,000 | 10,152 |
| Total bank equity capital | $2,444,000 | 10,152 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $742,000 | 4,574 |
| Surplus | $9,393,000 | 1,678 |
| Undivided profits | $-7,691,000 | 11,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $144,000 | 9,841 |
| Earning assets | $30,634,000 | 9,087 |
| Long-term assets (5+ years) | $1,692,000 | 8,217 |
| Average Assets, year-to-date | $34,864,000 | 8,782 |
| Average Assets, quarterly | $39,394,500 | 8,391 |
| Volatile liabilities | $6,483,000 | 6,041 |
| Insider loans | $7,000 | 10,639 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,747,000 | 7,763 |
| Tier 1 (core) risk-based capital | $2,439,000 | 10,084 |
| Tier 2 risk-based capital | $386,200 | 6,334 |
| Total risk weighted assets | $30,818,800 | 7,051 |
| Total unused commitments | $1,747,000 | 7,777 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $29,034,000 | 9,909 |
| Cash and due from depository institutions | $2,894,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $3,491,000 | 2,512 |
| Net loans & leases | $13,776,000 | 10,091 |
| Loan loss allowance | $451,000 | 6,624 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,424,000 | 4,827 |
| Other real estate owned | $7,170,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $279,000 | 11,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,034,000 | 9,909 |
| Total liabilities | $26,475,000 | 9,854 |
| Total deposits | $26,225,000 | 9,742 |
| Interest-bearing deposits | $22,530,000 | 9,684 |
| Deposits held in domestic offices | $26,225,000 | 9,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $250,000 | 8,099 |
| Total equity capital | $2,559,000 | 10,122 |
| Total bank equity capital | $2,559,000 | 10,122 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $742,000 | 4,804 |
| Surplus | $8,363,000 | 1,804 |
| Undivided profits | $-6,546,000 | 12,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $69,000 | 11,596 |
| Earning assets | $17,267,000 | 11,232 |
| Long-term assets (5+ years) | $1,148,000 | 9,227 |
| Average Assets, year-to-date | $31,410,600 | 9,509 |
| Average Assets, quarterly | $29,213,500 | 9,852 |
| Volatile liabilities | $5,968,000 | 6,106 |
| Insider loans | $15,000 | 10,910 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $684,000 | 9,855 |
| Tier 1 (core) risk-based capital | $2,559,000 | 10,215 |
| Tier 2 risk-based capital | $293,520 | 7,601 |
| Total risk weighted assets | $23,324,320 | 8,325 |
| Total unused commitments | $684,000 | 9,861 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $35,602,000 | 9,407 |
| Cash and due from depository institutions | $966,000 | 6,588 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $6,519,000 | 2,134 |
| Net loans & leases | $17,187,000 | 9,462 |
| Loan loss allowance | $711,000 | 4,912 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,511,000 | 4,628 |
| Other real estate owned | $8,859,000 | 6,588 |
| Goodwill and other intangibles | $161,000 | 1,953 |
| All other assets | $399,000 | 10,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,602,000 | 9,407 |
| Total liabilities | $33,592,000 | 9,192 |
| Total deposits | $33,074,000 | 9,098 |
| Interest-bearing deposits | $28,060,000 | 9,127 |
| Deposits held in domestic offices | $33,074,000 | 9,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $518,000 | 5,197 |
| Total equity capital | $2,010,000 | 11,336 |
| Total bank equity capital | $2,010,000 | 11,336 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $741,000 | 5,009 |
| Surplus | $6,464,000 | 2,160 |
| Undivided profits | $-5,195,000 | 13,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $84,000 | 11,495 |
| Earning assets | $23,706,000 | 10,725 |
| Long-term assets (5+ years) | $215,000 | 11,078 |
| Average Assets, year-to-date | $43,387,400 | 8,259 |
| Average Assets, quarterly | $37,338,000 | 9,122 |
| Volatile liabilities | $7,395,000 | 5,087 |
| Insider loans | $420,000 | 6,248 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,140,000 | 7,323 |
| Tier 1 (core) risk-based capital | $2,089,000 | 11,156 |
| Tier 2 risk-based capital | $351,200 | 6,839 |
| Total risk weighted assets | $27,736,400 | 7,654 |
| Total unused commitments | $2,140,000 | 7,348 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $51,537,000 | 7,702 |
| Cash and due from depository institutions | $4,664,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $401,000 | 13,636 |
| Federal funds sold & reverse repurchase agreements | $11,609,000 | 1,424 |
| Net loans & leases | $21,061,000 | 8,678 |
| Loan loss allowance | $747,000 | 4,768 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,302,000 | 3,153 |
| Other real estate owned | $9,026,000 | 5,656 |
| Goodwill and other intangibles | $1,823,000 | 748 |
| All other assets | $651,000 | 8,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,537,000 | 7,702 |
| Total liabilities | $48,237,000 | 7,579 |
| Total deposits | $46,777,000 | 7,567 |
| Interest-bearing deposits | $29,126,000 | 9,184 |
| Deposits held in domestic offices | $46,777,000 | 7,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,460,000 | 2,402 |
| Total equity capital | $3,300,000 | 9,258 |
| Total bank equity capital | $3,300,000 | 9,258 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,709,000 | 1,066 |
| Surplus | $3,497,000 | 3,573 |
| Undivided profits | $-3,906,000 | 13,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 6,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $146,000 | 10,142 |
| Earning assets | $33,071,000 | 9,465 |
| Long-term assets (5+ years) | $95,000 | 11,644 |
| Average Assets, year-to-date | $62,957,400 | 6,528 |
| Average Assets, quarterly | $56,966,000 | 7,131 |
| Volatile liabilities | $5,378,000 | 6,266 |
| Insider loans | $180,000 | 4,213 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,228,000 | 5,086 |
| Tier 1 (core) risk-based capital | $2,573,000 | 10,392 |
| Tier 2 risk-based capital | $420,890 | 6,031 |
| Total risk weighted assets | $33,345,290 | 6,828 |
| Total unused commitments | $4,228,000 | 5,115 |
| Derivatives | $0 | 651 |