The Burns National Bank of Durango, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$10,772,0002,995
Total interest expense$3,731,0003,811
Net interest income$7,041,0002,503
Provision for loan and lease losses$08,503
Total noninterest income$1,068,0002,947
Gross Fiduciary activities income$24,0001,190
Service charges on deposit accounts$616,0002,157
Trading account gains and fees$0173
Additional Noninterest Income$428,0003,262
Total noninterest expense$5,356,0002,531
Salaries and employee benefits$2,356,0002,974
Premises and equipment expense$557,0003,459
Additional noninterest expense$2,443,0001,806
Pre-tax net operating income$2,753,0002,586
Securities gains (losses)$03,155
Applicable income taxes$921,0002,345
Income before extraordinary items$1,832,0002,766
Extraordinary gains, net$035
Net income$1,832,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,295
Cash dividends$2,986,000992
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,832,0002,734
1998-12-31 (YTD Data)Rank
Total interest income$12,572,0002,598
Total interest expense$5,612,0002,701
Net interest income$6,960,0002,435
Provision for loan and lease losses$240,0003,065
Total noninterest income$974,0003,141
Gross Fiduciary activities income$23,0001,209
Service charges on deposit accounts$594,0002,166
Trading account gains and fees$0224
Additional Noninterest Income$357,0003,667
Total noninterest expense$5,429,0002,402
Salaries and employee benefits$2,309,0002,928
Premises and equipment expense$665,0002,901
Additional noninterest expense$2,455,0001,736
Pre-tax net operating income$2,265,0003,016
Securities gains (losses)$46,0001,806
Applicable income taxes$693,0003,058
Income before extraordinary items$1,618,0003,055
Extraordinary gains, net$032
Net income$1,618,0003,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,569
Cash dividends$1,046,0002,134
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,585,8003,024
1997-12-31 (YTD Data)Rank
Total interest income$11,681,0002,808
Total interest expense$5,322,0002,809
Net interest income$6,359,0002,735
Provision for loan and lease losses$240,0003,015
Total noninterest income$841,0003,454
Gross Fiduciary activities income$33,0001,224
Service charges on deposit accounts$550,0002,397
Trading account gains and fees$0239
Additional Noninterest Income$258,0004,293
Total noninterest expense$5,166,0002,490
Salaries and employee benefits$2,263,0002,927
Premises and equipment expense$743,0002,595
Additional noninterest expense$2,160,0001,964
Pre-tax net operating income$1,794,0003,875
Securities gains (losses)$3,0003,097
Applicable income taxes$611,0003,613
Income before extraordinary items$1,186,0004,096
Extraordinary gains, net$044
Net income$1,186,0004,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,573
Cash dividends$553,0003,245
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,184,0204,040
1996-12-31 (YTD Data)Rank
Total interest income$9,884,0003,312
Total interest expense$3,630,0004,054
Net interest income$6,254,0002,833
Provision for loan and lease losses$180,0003,640
Total noninterest income$701,0004,109
Gross Fiduciary activities income$34,0001,292
Service charges on deposit accounts$374,0003,538
Trading account gains and fees$0262
Additional Noninterest Income$293,0004,131
Total noninterest expense$4,254,0003,155
Salaries and employee benefits$1,957,0003,396
Premises and equipment expense$696,0002,812
Additional noninterest expense$1,601,0002,962
Pre-tax net operating income$2,521,0002,753
Securities gains (losses)$-92,00011,179
Applicable income taxes$849,0002,701
Income before extraordinary items$1,580,0003,033
Extraordinary gains, net$053
Net income$1,580,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,639,8002,900
1995-12-31 (YTD Data)Rank
Total interest income$9,030,0003,610
Total interest expense$3,523,0004,129
Net interest income$5,507,0003,224
Provision for loan and lease losses$155,0003,565
Total noninterest income$744,0003,899
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$360,0003,684
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,396
Total noninterest expense$3,743,0003,525
Salaries and employee benefits$1,812,0003,620
Premises and equipment expense$438,0004,206
Additional noninterest expense$1,493,0003,098
Pre-tax net operating income$2,353,0003,020
Securities gains (losses)$03,831
Applicable income taxes$800,0002,874
Income before extraordinary items$1,553,0003,144
Extraordinary gains, net$065
Net income$1,553,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,00011,478
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,553,0003,116
1994-12-31 (YTD Data)Rank
Total interest income$7,332,0004,050
Total interest expense$2,224,0005,118
Net interest income$5,108,0003,485
Provision for loan and lease losses$261,0002,507
Total noninterest income$669,0004,270
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$370,0003,650
Trading account gains and feesNANA
Additional Noninterest Income$299,0004,104
Total noninterest expense$3,520,0003,827
Salaries and employee benefits$1,739,0003,746
Premises and equipment expense$495,0003,839
Additional noninterest expense$1,286,0003,806
Pre-tax net operating income$1,996,0003,426
Securities gains (losses)$-1,0008,790
Applicable income taxes$712,0003,050
Income before extraordinary items$1,283,0003,635
Extraordinary gains, net$0249
Net income$1,283,0003,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00011,449
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,283,6403,671
1993-12-31 (YTD Data)Rank
Total interest income$6,315,0004,735
Total interest expense$1,978,0005,889
Net interest income$4,337,0004,087
Provision for loan and lease losses$259,0003,316
Total noninterest income$546,0005,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,815
Trading account gains and feesNANA
Additional Noninterest Income$190,0005,825
Total noninterest expense$3,057,0004,435
Salaries and employee benefits$1,474,0004,347
Premises and equipment expense$418,0004,549
Additional noninterest expense$1,165,0004,303
Pre-tax net operating income$1,567,0004,160
Securities gains (losses)$07,477
Applicable income taxes$552,0003,838
Income before extraordinary items$1,015,0004,651
Extraordinary gains, net$03,149
Net income$1,015,0004,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00012,509
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,015,0004,407
1992-12-31 (YTD Data)Rank
Total interest income$5,705,0005,723
Total interest expense$2,166,0006,703
Net interest income$3,539,0004,961
Provision for loan and lease losses$259,0004,503
Total noninterest income$866,0003,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,233
Trading account gains and feesNANA
Additional Noninterest Income$547,0003,012
Total noninterest expense$2,729,0004,928
Salaries and employee benefits$1,348,0004,672
Premises and equipment expense$294,0006,065
Additional noninterest expense$1,087,0004,733
Pre-tax net operating income$1,417,0004,268
Securities gains (losses)$08,369
Applicable income taxes$459,0004,290
Income before extraordinary items$958,0004,674
Extraordinary gains, net$01,422
Net income$958,0004,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,00013,228
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$958,0004,354

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.