Home > The Burns National Bank of Durango > Income and Expense
The Burns National Bank of Durango, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $10,772,000 | 2,995 |
Total interest expense | $3,731,000 | 3,811 |
Net interest income | $7,041,000 | 2,503 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $1,068,000 | 2,947 |
Gross Fiduciary activities income | $24,000 | 1,190 |
Service charges on deposit accounts | $616,000 | 2,157 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $428,000 | 3,262 |
Total noninterest expense | $5,356,000 | 2,531 |
Salaries and employee benefits | $2,356,000 | 2,974 |
Premises and equipment expense | $557,000 | 3,459 |
Additional noninterest expense | $2,443,000 | 1,806 |
Pre-tax net operating income | $2,753,000 | 2,586 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $921,000 | 2,345 |
Income before extraordinary items | $1,832,000 | 2,766 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,832,000 | 2,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $117,000 | 3,295 |
Cash dividends | $2,986,000 | 992 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,832,000 | 2,734 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $12,572,000 | 2,598 |
Total interest expense | $5,612,000 | 2,701 |
Net interest income | $6,960,000 | 2,435 |
Provision for loan and lease losses | $240,000 | 3,065 |
Total noninterest income | $974,000 | 3,141 |
Gross Fiduciary activities income | $23,000 | 1,209 |
Service charges on deposit accounts | $594,000 | 2,166 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $357,000 | 3,667 |
Total noninterest expense | $5,429,000 | 2,402 |
Salaries and employee benefits | $2,309,000 | 2,928 |
Premises and equipment expense | $665,000 | 2,901 |
Additional noninterest expense | $2,455,000 | 1,736 |
Pre-tax net operating income | $2,265,000 | 3,016 |
Securities gains (losses) | $46,000 | 1,806 |
Applicable income taxes | $693,000 | 3,058 |
Income before extraordinary items | $1,618,000 | 3,055 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,618,000 | 3,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 3,569 |
Cash dividends | $1,046,000 | 2,134 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,585,800 | 3,024 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $11,681,000 | 2,808 |
Total interest expense | $5,322,000 | 2,809 |
Net interest income | $6,359,000 | 2,735 |
Provision for loan and lease losses | $240,000 | 3,015 |
Total noninterest income | $841,000 | 3,454 |
Gross Fiduciary activities income | $33,000 | 1,224 |
Service charges on deposit accounts | $550,000 | 2,397 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $258,000 | 4,293 |
Total noninterest expense | $5,166,000 | 2,490 |
Salaries and employee benefits | $2,263,000 | 2,927 |
Premises and equipment expense | $743,000 | 2,595 |
Additional noninterest expense | $2,160,000 | 1,964 |
Pre-tax net operating income | $1,794,000 | 3,875 |
Securities gains (losses) | $3,000 | 3,097 |
Applicable income taxes | $611,000 | 3,613 |
Income before extraordinary items | $1,186,000 | 4,096 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,186,000 | 4,096 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,573 |
Cash dividends | $553,000 | 3,245 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,184,020 | 4,040 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,884,000 | 3,312 |
Total interest expense | $3,630,000 | 4,054 |
Net interest income | $6,254,000 | 2,833 |
Provision for loan and lease losses | $180,000 | 3,640 |
Total noninterest income | $701,000 | 4,109 |
Gross Fiduciary activities income | $34,000 | 1,292 |
Service charges on deposit accounts | $374,000 | 3,538 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $293,000 | 4,131 |
Total noninterest expense | $4,254,000 | 3,155 |
Salaries and employee benefits | $1,957,000 | 3,396 |
Premises and equipment expense | $696,000 | 2,812 |
Additional noninterest expense | $1,601,000 | 2,962 |
Pre-tax net operating income | $2,521,000 | 2,753 |
Securities gains (losses) | $-92,000 | 11,179 |
Applicable income taxes | $849,000 | 2,701 |
Income before extraordinary items | $1,580,000 | 3,033 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,580,000 | 3,035 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $500,000 | 3,368 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,639,800 | 2,900 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,030,000 | 3,610 |
Total interest expense | $3,523,000 | 4,129 |
Net interest income | $5,507,000 | 3,224 |
Provision for loan and lease losses | $155,000 | 3,565 |
Total noninterest income | $744,000 | 3,899 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $360,000 | 3,684 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $384,000 | 3,396 |
Total noninterest expense | $3,743,000 | 3,525 |
Salaries and employee benefits | $1,812,000 | 3,620 |
Premises and equipment expense | $438,000 | 4,206 |
Additional noninterest expense | $1,493,000 | 3,098 |
Pre-tax net operating income | $2,353,000 | 3,020 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $800,000 | 2,874 |
Income before extraordinary items | $1,553,000 | 3,144 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,553,000 | 3,141 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-52,000 | 11,478 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,553,000 | 3,116 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,332,000 | 4,050 |
Total interest expense | $2,224,000 | 5,118 |
Net interest income | $5,108,000 | 3,485 |
Provision for loan and lease losses | $261,000 | 2,507 |
Total noninterest income | $669,000 | 4,270 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $370,000 | 3,650 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $299,000 | 4,104 |
Total noninterest expense | $3,520,000 | 3,827 |
Salaries and employee benefits | $1,739,000 | 3,746 |
Premises and equipment expense | $495,000 | 3,839 |
Additional noninterest expense | $1,286,000 | 3,806 |
Pre-tax net operating income | $1,996,000 | 3,426 |
Securities gains (losses) | $-1,000 | 8,790 |
Applicable income taxes | $712,000 | 3,050 |
Income before extraordinary items | $1,283,000 | 3,635 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,283,000 | 3,642 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 11,449 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,283,640 | 3,671 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,315,000 | 4,735 |
Total interest expense | $1,978,000 | 5,889 |
Net interest income | $4,337,000 | 4,087 |
Provision for loan and lease losses | $259,000 | 3,316 |
Total noninterest income | $546,000 | 5,282 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $356,000 | 3,815 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $190,000 | 5,825 |
Total noninterest expense | $3,057,000 | 4,435 |
Salaries and employee benefits | $1,474,000 | 4,347 |
Premises and equipment expense | $418,000 | 4,549 |
Additional noninterest expense | $1,165,000 | 4,303 |
Pre-tax net operating income | $1,567,000 | 4,160 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $552,000 | 3,838 |
Income before extraordinary items | $1,015,000 | 4,651 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,015,000 | 4,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-38,000 | 12,509 |
Cash dividends | $300,000 | 4,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,015,000 | 4,407 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,705,000 | 5,723 |
Total interest expense | $2,166,000 | 6,703 |
Net interest income | $3,539,000 | 4,961 |
Provision for loan and lease losses | $259,000 | 4,503 |
Total noninterest income | $866,000 | 3,734 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $319,000 | 4,233 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $547,000 | 3,012 |
Total noninterest expense | $2,729,000 | 4,928 |
Salaries and employee benefits | $1,348,000 | 4,672 |
Premises and equipment expense | $294,000 | 6,065 |
Additional noninterest expense | $1,087,000 | 4,733 |
Pre-tax net operating income | $1,417,000 | 4,268 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $459,000 | 4,290 |
Income before extraordinary items | $958,000 | 4,674 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $958,000 | 4,725 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-27,000 | 13,228 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $958,000 | 4,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.