Home > The Bucklin State Bank > Income and Expense
The Bucklin State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 11,372 |
| Total interest expense | $507,000 | 11,071 |
| Net interest income | $683,000 | 11,438 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $587,000 | 11,193 |
| Salaries and employee benefits | $304,000 | 11,165 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $223,000 | 10,862 |
| Pre-tax net operating income | $134,000 | 11,383 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $34,000 | 10,845 |
| Income before extraordinary items | $100,000 | 11,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $100,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $202,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $100,000 | 11,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 11,998 |
| Total interest expense | $520,000 | 11,588 |
| Net interest income | $625,000 | 12,132 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $95,000 | 11,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $600,000 | 11,657 |
| Salaries and employee benefits | $286,000 | 11,805 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $226,000 | 11,382 |
| Pre-tax net operating income | $72,000 | 12,040 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $15,000 | 11,714 |
| Income before extraordinary items | $82,000 | 11,990 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $82,000 | 12,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $60,750 | 12,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 12,481 |
| Total interest expense | $609,000 | 12,251 |
| Net interest income | $649,000 | 12,520 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $599,000 | 12,073 |
| Salaries and employee benefits | $261,000 | 12,491 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $259,000 | 11,418 |
| Pre-tax net operating income | $94,000 | 12,084 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 7,838 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,000 | 11,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.