Home > The Buckhead Community Bank > Assets and Liabilities
The Buckhead Community Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 88 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $856,236,000 | 816 |
| Cash and due from depository institutions | $52,025,000 | 1,837 |
| Interest-bearing balances | $1,222,000 | 4,814 |
| Securities | $105,336,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $6,983,000 | 1,332 |
| Net loans & leases | $629,165,000 | 747 |
| Loan loss allowance | $19,096,000 | 477 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,618,000 | 1,321 |
| Other real estate owned | $43,746,000 | 1,837 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,363,000 | 1,970 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $856,235,000 | 816 |
| Total liabilities | $847,597,000 | 734 |
| Total deposits | $813,668,000 | 673 |
| Interest-bearing deposits | $779,478,000 | 608 |
| Deposits held in domestic offices | $813,668,000 | 669 |
| % insured | 98.86% | 453 |
| Federal funds purchased & repurchase agreements | $8,897,000 | 1,156 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,500,000 | 2,778 |
| Subordinated debt | $10,000,000 | 129 |
| All other liabilities | $4,532,000 | 1,210 |
| Total equity capital | $8,638,000 | 5,778 |
| Total bank equity capital | $8,638,000 | 5,777 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $16,000 | 7,042 |
| Surplus | $85,970,000 | 447 |
| Undivided profits | $-77,348,000 | 8,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $147,499,000 | 183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,521,000 | 93 |
| Income earned, not collected on loans | $3,728,000 | 878 |
| Earning assets | $742,706,000 | 869 |
| Long-term assets (5+ years) | $88,932,000 | 1,514 |
| Average Assets, year-to-date | $914,846,750 | 750 |
| Average Assets, quarterly | $889,085,000 | 781 |
| Volatile liabilities | $324,203,000 | 502 |
| Insider loans | $8,973,000 | 836 |
| FHLB advances | $10,500,000 | 2,641 |
| Loans and leases held for sale | $238,000 | 1,513 |
| Unused loan commitments | $34,016,000 | 1,947 |
| Tier 1 (core) risk-based capital | $7,801,000 | 5,902 |
| Tier 2 risk-based capital | $7,801,000 | 796 |
| Total risk weighted assets | $698,160,000 | 711 |
| Total unused commitments | $34,016,000 | 1,949 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $921,934,000 | 772 |
| Cash and due from depository institutions | $63,984,000 | 1,853 |
| Interest-bearing balances | $315,000 | 5,638 |
| Securities | $110,804,000 | 1,134 |
| Federal funds sold & reverse repurchase agreements | $38,023,000 | 210 |
| Net loans & leases | $648,380,000 | 749 |
| Loan loss allowance | $14,196,000 | 586 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,810,000 | 1,311 |
| Other real estate owned | $40,368,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,565,000 | 1,817 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $921,934,000 | 772 |
| Total liabilities | $899,786,000 | 710 |
| Total deposits | $850,133,000 | 637 |
| Interest-bearing deposits | $815,138,000 | 593 |
| Deposits held in domestic offices | $850,133,000 | 635 |
| % insured | 82.83% | 2,858 |
| Federal funds purchased & repurchase agreements | $14,137,000 | 904 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $21,500,000 | 1,927 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $4,016,000 | 1,387 |
| Total equity capital | $22,148,000 | 2,975 |
| Total bank equity capital | $22,148,000 | 2,975 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $16,000 | 7,125 |
| Surplus | $85,956,000 | 461 |
| Undivided profits | $-63,824,000 | 8,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $120,839,000 | 202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,148,000 | 74 |
| Income earned, not collected on loans | $4,139,000 | 783 |
| Earning assets | $797,522,000 | 804 |
| Long-term assets (5+ years) | $99,916,000 | 1,346 |
| Average Assets, year-to-date | $934,383,670 | 750 |
| Average Assets, quarterly | $947,281,000 | 744 |
| Volatile liabilities | $332,315,000 | 497 |
| Insider loans | $8,968,000 | 846 |
| FHLB advances | $21,500,000 | 1,816 |
| Loans and leases held for sale | $1,153,000 | 1,132 |
| Unused loan commitments | $49,803,000 | 1,484 |
| Tier 1 (core) risk-based capital | $22,888,000 | 2,779 |
| Tier 2 risk-based capital | $19,154,000 | 366 |
| Total risk weighted assets | $727,310,000 | 711 |
| Total unused commitments | $49,803,000 | 1,485 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 91 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $972,628,000 | 724 |
| Cash and due from depository institutions | $23,873,000 | 1,820 |
| Interest-bearing balances | $313,000 | 5,293 |
| Securities | $112,255,000 | 1,117 |
| Federal funds sold & reverse repurchase agreements | $74,825,000 | 132 |
| Net loans & leases | $685,327,000 | 714 |
| Loan loss allowance | $14,765,000 | 531 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,044,000 | 1,294 |
| Other real estate owned | $36,656,000 | 1,820 |
| Goodwill and other intangibles | $17,320,000 | 414 |
| All other assets | $12,328,000 | 1,603 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $972,628,000 | 724 |
| Total liabilities | $912,379,000 | 692 |
| Total deposits | $858,389,000 | 628 |
| Interest-bearing deposits | $816,868,000 | 599 |
| Deposits held in domestic offices | $858,389,000 | 626 |
| % insured | 81.48% | 3,352 |
| Federal funds purchased & repurchase agreements | $15,549,000 | 870 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,000,000 | 1,758 |
| Subordinated debt | $10,000,000 | 137 |
| All other liabilities | $3,441,000 | 1,540 |
| Total equity capital | $60,249,000 | 1,141 |
| Total bank equity capital | $60,249,000 | 1,138 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,000 | 7,168 |
| Surplus | $85,943,000 | 459 |
| Undivided profits | $-25,710,000 | 8,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $110,822,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,822,000 | 69 |
| Income earned, not collected on loans | $4,097,000 | 784 |
| Earning assets | $872,720,000 | 731 |
| Long-term assets (5+ years) | $92,505,000 | 1,426 |
| Average Assets, year-to-date | $940,608,500 | 744 |
| Average Assets, quarterly | $940,608,500 | 744 |
| Volatile liabilities | $302,964,000 | 550 |
| Insider loans | $9,045,000 | 854 |
| FHLB advances | $25,000,000 | 1,646 |
| Loans and leases held for sale | $3,500,000 | 569 |
| Unused loan commitments | $59,450,000 | 1,337 |
| Tier 1 (core) risk-based capital | $43,804,000 | 1,488 |
| Tier 2 risk-based capital | $19,650,000 | 360 |
| Total risk weighted assets | $766,883,000 | 681 |
| Total unused commitments | $59,450,000 | 1,338 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $908,589,000 | 776 |
| Cash and due from depository institutions | $6,169,000 | 1,794 |
| Interest-bearing balances | $1,138,000 | 3,577 |
| Securities | $104,015,000 | 1,167 |
| Federal funds sold & reverse repurchase agreements | $23,246,000 | 381 |
| Net loans & leases | $706,196,000 | 693 |
| Loan loss allowance | $12,114,000 | 619 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,286,000 | 1,263 |
| Other real estate owned | $29,549,000 | 1,794 |
| Goodwill and other intangibles | $17,320,000 | 428 |
| All other assets | $11,808,000 | 1,671 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $908,589,000 | 776 |
| Total liabilities | $841,348,000 | 746 |
| Total deposits | $766,941,000 | 670 |
| Interest-bearing deposits | $730,268,000 | 619 |
| Deposits held in domestic offices | $766,941,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,035,000 | 613 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $30,000,000 | 1,695 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $3,372,000 | 1,556 |
| Total equity capital | $67,241,000 | 984 |
| Total bank equity capital | $67,241,000 | 984 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,000 | 7,214 |
| Surplus | $85,930,000 | 444 |
| Undivided profits | $-18,705,000 | 8,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,322,000 | 210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,366,000 | 39 |
| Income earned, not collected on loans | $4,567,000 | 742 |
| Earning assets | $834,595,000 | 760 |
| Long-term assets (5+ years) | $122,972,000 | 1,096 |
| Average Assets, year-to-date | $915,879,800 | 728 |
| Average Assets, quarterly | $916,891,500 | 750 |
| Volatile liabilities | $240,677,000 | 654 |
| Insider loans | $10,284,000 | 728 |
| FHLB advances | $30,000,000 | 1,589 |
| Loans and leases held for sale | $5,349,000 | 348 |
| Unused loan commitments | $75,849,000 | 1,133 |
| Tier 1 (core) risk-based capital | $50,228,000 | 1,276 |
| Tier 2 risk-based capital | $19,788,000 | 358 |
| Total risk weighted assets | $780,659,000 | 663 |
| Total unused commitments | $75,849,000 | 1,134 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $925,194,000 | 738 |
| Cash and due from depository institutions | $8,621,000 | 1,843 |
| Interest-bearing balances | $356,000 | 3,990 |
| Securities | $109,976,000 | 1,080 |
| Federal funds sold & reverse repurchase agreements | $483,000 | 5,104 |
| Net loans & leases | $716,865,000 | 687 |
| Loan loss allowance | $10,836,000 | 625 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,516,000 | 1,227 |
| Other real estate owned | $29,229,000 | 1,843 |
| Goodwill and other intangibles | $34,824,000 | 307 |
| All other assets | $14,680,000 | 1,378 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $925,194,000 | 738 |
| Total liabilities | $825,653,000 | 742 |
| Total deposits | $741,132,000 | 685 |
| Interest-bearing deposits | $701,327,000 | 632 |
| Deposits held in domestic offices | $741,132,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,730,000 | 503 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $25,000,000 | 1,929 |
| Subordinated debt | $10,000,000 | 149 |
| All other liabilities | $3,791,000 | 1,409 |
| Total equity capital | $99,541,000 | 680 |
| Total bank equity capital | $99,541,000 | 680 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $16,000 | 7,276 |
| Surplus | $85,912,000 | 433 |
| Undivided profits | $13,613,000 | 2,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,870,000 | 315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,911,000 | 50 |
| Income earned, not collected on loans | $4,160,000 | 859 |
| Earning assets | $827,680,000 | 750 |
| Long-term assets (5+ years) | $127,925,000 | 1,029 |
| Average Assets, year-to-date | $917,702,500 | 727 |
| Average Assets, quarterly | $922,852,000 | 736 |
| Volatile liabilities | $232,972,000 | 665 |
| Insider loans | $13,316,000 | 535 |
| FHLB advances | $25,000,000 | 1,829 |
| Loans and leases held for sale | $3,658,000 | 378 |
| Unused loan commitments | $112,618,000 | 872 |
| Tier 1 (core) risk-based capital | $62,862,000 | 1,013 |
| Tier 2 risk-based capital | $19,984,000 | 354 |
| Total risk weighted assets | $797,942,000 | 652 |
| Total unused commitments | $112,618,000 | 872 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $920,510,000 | 743 |
| Cash and due from depository institutions | $8,499,000 | 1,346 |
| Interest-bearing balances | $274,000 | 4,082 |
| Securities | $112,456,000 | 1,079 |
| Federal funds sold & reverse repurchase agreements | $7,191,000 | 1,664 |
| Net loans & leases | $705,823,000 | 689 |
| Loan loss allowance | $10,393,000 | 610 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,724,000 | 1,181 |
| Other real estate owned | $25,174,000 | 1,346 |
| Goodwill and other intangibles | $34,895,000 | 314 |
| All other assets | $15,748,000 | 1,258 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $920,510,000 | 743 |
| Total liabilities | $819,886,000 | 745 |
| Total deposits | $764,198,000 | 660 |
| Interest-bearing deposits | $714,502,000 | 616 |
| Deposits held in domestic offices | $764,198,000 | 657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,789,000 | 674 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $3,899,000 | 1,375 |
| Total equity capital | $100,624,000 | 689 |
| Total bank equity capital | $100,624,000 | 689 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $16,000 | 7,338 |
| Surplus | $85,899,000 | 430 |
| Undivided profits | $14,709,000 | 2,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,510,000 | 355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,423,000 | 63 |
| Income earned, not collected on loans | $4,166,000 | 840 |
| Earning assets | $825,744,000 | 754 |
| Long-term assets (5+ years) | $126,066,000 | 1,035 |
| Average Assets, year-to-date | $915,205,330 | 730 |
| Average Assets, quarterly | $931,830,500 | 723 |
| Volatile liabilities | $206,661,000 | 743 |
| Insider loans | $13,289,000 | 536 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $7,635,000 | 277 |
| Unused loan commitments | $126,205,000 | 835 |
| Tier 1 (core) risk-based capital | $67,135,000 | 937 |
| Tier 2 risk-based capital | $20,024,000 | 349 |
| Total risk weighted assets | $801,630,000 | 649 |
| Total unused commitments | $126,205,000 | 835 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 120 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $943,151,000 | 720 |
| Cash and due from depository institutions | $8,818,000 | 1,417 |
| Interest-bearing balances | $317,000 | 4,025 |
| Securities | $146,496,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $32,385,000 | 452 |
| Net loans & leases | $682,161,000 | 703 |
| Loan loss allowance | $11,167,000 | 526 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,808,000 | 1,159 |
| Other real estate owned | $14,051,000 | 1,417 |
| Goodwill and other intangibles | $34,957,000 | 320 |
| All other assets | $13,475,000 | 1,394 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $943,151,000 | 720 |
| Total liabilities | $839,680,000 | 721 |
| Total deposits | $790,461,000 | 640 |
| Interest-bearing deposits | $713,052,000 | 620 |
| Deposits held in domestic offices | $790,461,000 | 638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,159,000 | 768 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $9,000,000 | 155 |
| All other liabilities | $5,060,000 | 1,199 |
| Total equity capital | $103,471,000 | 685 |
| Total bank equity capital | $103,471,000 | 685 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $16,000 | 7,372 |
| Surplus | $85,886,000 | 419 |
| Undivided profits | $17,569,000 | 2,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,501,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,235,000 | 52 |
| Income earned, not collected on loans | $4,691,000 | 748 |
| Earning assets | $861,359,000 | 716 |
| Long-term assets (5+ years) | $111,725,000 | 1,099 |
| Average Assets, year-to-date | $912,553,000 | 728 |
| Average Assets, quarterly | $912,553,000 | 728 |
| Volatile liabilities | $301,285,000 | 515 |
| Insider loans | $14,905,000 | 468 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $3,406,000 | 502 |
| Unused loan commitments | $136,620,000 | 791 |
| Tier 1 (core) risk-based capital | $68,121,000 | 912 |
| Tier 2 risk-based capital | $18,707,000 | 357 |
| Total risk weighted assets | $775,121,000 | 661 |
| Total unused commitments | $136,620,000 | 792 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 124 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $881,955,000 | 764 |
| Cash and due from depository institutions | $18,320,000 | 1,375 |
| Interest-bearing balances | $2,264,000 | 1,795 |
| Securities | $109,647,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $14,620,000 | 884 |
| Net loans & leases | $667,564,000 | 713 |
| Loan loss allowance | $9,787,000 | 574 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,949,000 | 1,155 |
| Other real estate owned | $13,437,000 | 1,375 |
| Goodwill and other intangibles | $35,022,000 | 316 |
| All other assets | $12,396,000 | 1,494 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $881,955,000 | 764 |
| Total liabilities | $778,107,000 | 781 |
| Total deposits | $755,987,000 | 671 |
| Interest-bearing deposits | $709,252,000 | 624 |
| Deposits held in domestic offices | $755,987,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,570,000 | 972 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,550,000 | 1,081 |
| Total equity capital | $103,848,000 | 679 |
| Total bank equity capital | $103,848,000 | 679 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $16,000 | 7,420 |
| Surplus | $85,881,000 | 408 |
| Undivided profits | $17,951,000 | 1,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,749,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,842,000 | 64 |
| Income earned, not collected on loans | $4,691,000 | 830 |
| Earning assets | $794,095,000 | 780 |
| Long-term assets (5+ years) | $104,744,000 | 1,111 |
| Average Assets, year-to-date | $635,625,400 | 1,016 |
| Average Assets, quarterly | $744,494,500 | 906 |
| Volatile liabilities | $298,940,000 | 532 |
| Insider loans | $15,817,000 | 426 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,232,000 | 842 |
| Unused loan commitments | $158,997,000 | 709 |
| Tier 1 (core) risk-based capital | $69,105,000 | 905 |
| Tier 2 risk-based capital | $9,340,000 | 607 |
| Total risk weighted assets | $746,798,000 | 685 |
| Total unused commitments | $158,997,000 | 710 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 98 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $607,034,000 | 1,080 |
| Cash and due from depository institutions | $6,583,000 | 1,740 |
| Interest-bearing balances | $341,000 | 3,376 |
| Securities | $97,798,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $25,579,000 | 533 |
| Net loans & leases | $454,586,000 | 1,022 |
| Loan loss allowance | $5,299,000 | 999 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,539,000 | 1,928 |
| Other real estate owned | $7,937,000 | 1,740 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,012,000 | 2,147 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $607,034,000 | 1,080 |
| Total liabilities | $557,864,000 | 1,056 |
| Total deposits | $542,443,000 | 937 |
| Interest-bearing deposits | $507,874,000 | 876 |
| Deposits held in domestic offices | $542,443,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,585,000 | 1,149 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,836,000 | 1,453 |
| Total equity capital | $49,170,000 | 1,390 |
| Total bank equity capital | $49,170,000 | 1,390 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $16,000 | 7,435 |
| Surplus | $31,828,000 | 955 |
| Undivided profits | $17,326,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,585,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,381,000 | 103 |
| Income earned, not collected on loans | $3,615,000 | 1,192 |
| Earning assets | $578,304,000 | 1,033 |
| Long-term assets (5+ years) | $94,006,000 | 1,181 |
| Average Assets, year-to-date | $574,043,000 | 1,122 |
| Average Assets, quarterly | $599,785,000 | 1,089 |
| Volatile liabilities | $230,513,000 | 647 |
| Insider loans | $13,655,000 | 504 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $4,332,000 | 381 |
| Unused loan commitments | $126,577,000 | 864 |
| Tier 1 (core) risk-based capital | $49,919,000 | 1,274 |
| Tier 2 risk-based capital | $5,299,000 | 996 |
| Total risk weighted assets | $527,038,000 | 940 |
| Total unused commitments | $126,577,000 | 864 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 97 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $592,536,000 | 1,122 |
| Cash and due from depository institutions | $8,358,000 | 1,808 |
| Interest-bearing balances | $389,000 | 3,327 |
| Securities | $93,472,000 | 1,285 |
| Federal funds sold & reverse repurchase agreements | $41,103,000 | 371 |
| Net loans & leases | $429,265,000 | 1,080 |
| Loan loss allowance | $5,250,000 | 996 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,268,000 | 1,999 |
| Other real estate owned | $5,348,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,722,000 | 1,993 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $592,536,000 | 1,122 |
| Total liabilities | $547,043,000 | 1,091 |
| Total deposits | $528,270,000 | 976 |
| Interest-bearing deposits | $495,787,000 | 905 |
| Deposits held in domestic offices | $528,270,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,052,000 | 966 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,721,000 | 1,460 |
| Total equity capital | $45,493,000 | 1,502 |
| Total bank equity capital | $45,493,000 | 1,502 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $16,000 | 7,485 |
| Surplus | $30,811,000 | 994 |
| Undivided profits | $14,666,000 | 2,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,795,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,658,000 | 1,096 |
| Earning assets | $564,229,000 | 1,083 |
| Long-term assets (5+ years) | $89,089,000 | 1,214 |
| Average Assets, year-to-date | $563,046,000 | 1,169 |
| Average Assets, quarterly | $579,679,500 | 1,146 |
| Volatile liabilities | $221,653,000 | 664 |
| Insider loans | $13,455,000 | 518 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $3,727,000 | 506 |
| Unused loan commitments | $118,723,000 | 919 |
| Tier 1 (core) risk-based capital | $47,742,000 | 1,338 |
| Tier 2 risk-based capital | $5,250,000 | 1,001 |
| Total risk weighted assets | $502,311,000 | 985 |
| Total unused commitments | $118,723,000 | 919 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 90 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $566,823,000 | 1,174 |
| Cash and due from depository institutions | $7,626,000 | 1,945 |
| Interest-bearing balances | $389,000 | 3,394 |
| Securities | $95,697,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $42,708,000 | 445 |
| Net loans & leases | $402,893,000 | 1,135 |
| Loan loss allowance | $5,021,000 | 1,032 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,251,000 | 1,973 |
| Other real estate owned | $3,624,000 | 1,945 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,024,000 | 2,065 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $566,823,000 | 1,174 |
| Total liabilities | $521,098,000 | 1,144 |
| Total deposits | $506,782,000 | 1,019 |
| Interest-bearing deposits | $473,435,000 | 937 |
| Deposits held in domestic offices | $506,782,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,690,000 | 1,107 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,626,000 | 1,509 |
| Total equity capital | $45,725,000 | 1,486 |
| Total bank equity capital | $45,725,000 | 1,486 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $16,000 | 7,513 |
| Surplus | $30,798,000 | 971 |
| Undivided profits | $14,911,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,515,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,180,000 | 1,211 |
| Earning assets | $541,687,000 | 1,126 |
| Long-term assets (5+ years) | $89,910,000 | 1,195 |
| Average Assets, year-to-date | $548,301,000 | 1,209 |
| Average Assets, quarterly | $548,301,000 | 1,209 |
| Volatile liabilities | $201,482,000 | 722 |
| Insider loans | $5,919,000 | 1,225 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $4,663,000 | 411 |
| Unused loan commitments | $114,935,000 | 942 |
| Tier 1 (core) risk-based capital | $46,249,000 | 1,371 |
| Tier 2 risk-based capital | $5,021,000 | 1,037 |
| Total risk weighted assets | $476,060,000 | 1,007 |
| Total unused commitments | $114,935,000 | 942 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $529,779,000 | 1,237 |
| Cash and due from depository institutions | $8,253,000 | 1,925 |
| Interest-bearing balances | $387,000 | 3,399 |
| Securities | $94,791,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $34,427,000 | 441 |
| Net loans & leases | $377,382,000 | 1,203 |
| Loan loss allowance | $4,518,000 | 1,138 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,272,000 | 1,942 |
| Other real estate owned | $1,702,000 | 1,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,952,000 | 2,350 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $529,779,000 | 1,237 |
| Total liabilities | $487,851,000 | 1,192 |
| Total deposits | $472,153,000 | 1,074 |
| Interest-bearing deposits | $437,450,000 | 996 |
| Deposits held in domestic offices | $472,153,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,035,000 | 1,184 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,663,000 | 1,030 |
| Total equity capital | $41,928,000 | 1,592 |
| Total bank equity capital | $41,928,000 | 1,592 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $16,000 | 7,550 |
| Surplus | $28,794,000 | 1,011 |
| Undivided profits | $13,118,000 | 2,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,473,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,223,000 | 1,240 |
| Earning assets | $506,987,000 | 1,175 |
| Long-term assets (5+ years) | $91,521,000 | 1,166 |
| Average Assets, year-to-date | $463,868,200 | 1,348 |
| Average Assets, quarterly | $523,132,500 | 1,235 |
| Volatile liabilities | $187,823,000 | 856 |
| Insider loans | $4,476,000 | 1,584 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $3,574,000 | 490 |
| Unused loan commitments | $100,120,000 | 1,019 |
| Tier 1 (core) risk-based capital | $42,805,000 | 1,464 |
| Tier 2 risk-based capital | $4,518,000 | 1,137 |
| Total risk weighted assets | $439,199,000 | 1,081 |
| Total unused commitments | $100,120,000 | 1,019 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 84 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $516,486,000 | 1,270 |
| Cash and due from depository institutions | $7,339,000 | 2,097 |
| Interest-bearing balances | $437,000 | 3,228 |
| Securities | $93,596,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $44,037,000 | 312 |
| Net loans & leases | $357,345,000 | 1,267 |
| Loan loss allowance | $4,749,000 | 1,088 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,002,000 | 1,991 |
| Other real estate owned | $1,875,000 | 2,097 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,292,000 | 2,524 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $516,486,000 | 1,270 |
| Total liabilities | $475,825,000 | 1,226 |
| Total deposits | $463,719,000 | 1,084 |
| Interest-bearing deposits | $430,951,000 | 1,000 |
| Deposits held in domestic offices | $463,719,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,844,000 | 1,446 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,866 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,762,000 | 1,417 |
| Total equity capital | $40,661,000 | 1,626 |
| Total bank equity capital | $40,661,000 | 1,626 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $16,000 | 7,612 |
| Surplus | $28,790,000 | 1,014 |
| Undivided profits | $11,855,000 | 2,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,739,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $644,000 | 257 |
| Income earned, not collected on loans | $2,832,000 | 1,396 |
| Earning assets | $495,415,000 | 1,210 |
| Long-term assets (5+ years) | $85,378,000 | 1,230 |
| Average Assets, year-to-date | $447,390,500 | 1,410 |
| Average Assets, quarterly | $492,030,000 | 1,322 |
| Volatile liabilities | $193,538,000 | 843 |
| Insider loans | $2,331,000 | 2,656 |
| FHLB advances | $1,500,000 | 4,661 |
| Loans and leases held for sale | $1,971,000 | 677 |
| Unused loan commitments | $107,852,000 | 984 |
| Tier 1 (core) risk-based capital | $41,427,000 | 1,509 |
| Tier 2 risk-based capital | $4,749,000 | 1,085 |
| Total risk weighted assets | $418,454,000 | 1,128 |
| Total unused commitments | $107,852,000 | 985 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 84 | 2,104 |
| Assets and Liabilities | ||
| Total Assets: | $467,574,000 | 1,377 |
| Cash and due from depository institutions | $7,747,000 | 2,104 |
| Interest-bearing balances | $382,000 | 3,396 |
| Securities | $81,020,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $21,431,000 | 561 |
| Net loans & leases | $343,652,000 | 1,303 |
| Loan loss allowance | $4,276,000 | 1,197 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,948,000 | 1,966 |
| Other real estate owned | $638,000 | 2,104 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,138,000 | 2,260 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $467,574,000 | 1,377 |
| Total liabilities | $429,906,000 | 1,352 |
| Total deposits | $416,599,000 | 1,204 |
| Interest-bearing deposits | $386,727,000 | 1,101 |
| Deposits held in domestic offices | $416,599,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,079,000 | 1,276 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,500,000 | 4,879 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,728,000 | 1,719 |
| Total equity capital | $37,668,000 | 1,693 |
| Total bank equity capital | $37,668,000 | 1,693 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $16,000 | 7,642 |
| Surplus | $28,784,000 | 996 |
| Undivided profits | $8,868,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,777,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $424,000 | 368 |
| Income earned, not collected on loans | $2,702,000 | 1,315 |
| Earning assets | $446,485,000 | 1,325 |
| Long-term assets (5+ years) | $74,653,000 | 1,355 |
| Average Assets, year-to-date | $424,358,670 | 1,483 |
| Average Assets, quarterly | $441,029,000 | 1,439 |
| Volatile liabilities | $174,041,000 | 897 |
| Insider loans | $4,794,000 | 1,453 |
| FHLB advances | $1,500,000 | 4,677 |
| Loans and leases held for sale | $5,371,000 | 384 |
| Unused loan commitments | $110,854,000 | 965 |
| Tier 1 (core) risk-based capital | $39,781,000 | 1,547 |
| Tier 2 risk-based capital | $4,276,000 | 1,188 |
| Total risk weighted assets | $399,363,000 | 1,168 |
| Total unused commitments | $110,854,000 | 965 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 75 | 2,344 |
| Assets and Liabilities | ||
| Total Assets: | $414,484,000 | 1,534 |
| Cash and due from depository institutions | $5,887,000 | 2,344 |
| Interest-bearing balances | $456,000 | 3,334 |
| Securities | $72,450,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $21,862,000 | 639 |
| Net loans & leases | $302,369,000 | 1,451 |
| Loan loss allowance | $3,776,000 | 1,336 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,937,000 | 1,913 |
| Other real estate owned | $0 | 2,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,979,000 | 2,522 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $414,484,000 | 1,534 |
| Total liabilities | $380,450,000 | 1,505 |
| Total deposits | $370,358,000 | 1,355 |
| Interest-bearing deposits | $337,872,000 | 1,254 |
| Deposits held in domestic offices | $370,358,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,405,000 | 1,569 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,500,000 | 4,783 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,187,000 | 1,504 |
| Total equity capital | $34,034,000 | 1,854 |
| Total bank equity capital | $34,034,000 | 1,854 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $16,000 | 7,657 |
| Surplus | $25,784,000 | 1,055 |
| Undivided profits | $8,234,000 | 3,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,794,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $494,000 | 333 |
| Income earned, not collected on loans | $2,303,000 | 1,478 |
| Earning assets | $397,137,000 | 1,464 |
| Long-term assets (5+ years) | $65,304,000 | 1,486 |
| Average Assets, year-to-date | $402,751,000 | 1,576 |
| Average Assets, quarterly | $402,751,000 | 1,576 |
| Volatile liabilities | $146,587,000 | 1,008 |
| Insider loans | $4,974,000 | 1,382 |
| FHLB advances | $1,500,000 | 4,613 |
| Loans and leases held for sale | $6,164,000 | 305 |
| Unused loan commitments | $106,845,000 | 977 |
| Tier 1 (core) risk-based capital | $32,619,000 | 1,872 |
| Tier 2 risk-based capital | $3,778,000 | 1,313 |
| Total risk weighted assets | $353,712,000 | 1,303 |
| Total unused commitments | $106,845,000 | 977 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 72 | 2,421 |
| Assets and Liabilities | ||
| Total Assets: | $391,018,000 | 1,628 |
| Cash and due from depository institutions | $4,921,000 | 2,421 |
| Interest-bearing balances | $337,000 | 3,714 |
| Securities | $64,637,000 | 1,869 |
| Federal funds sold & reverse repurchase agreements | $46,044,000 | 283 |
| Net loans & leases | $264,415,000 | 1,637 |
| Loan loss allowance | $3,293,000 | 1,505 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,745,000 | 1,946 |
| Other real estate owned | $0 | 2,421 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,256,000 | 2,783 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $391,018,000 | 1,628 |
| Total liabilities | $357,842,000 | 1,585 |
| Total deposits | $348,814,000 | 1,411 |
| Interest-bearing deposits | $310,883,000 | 1,349 |
| Deposits held in domestic offices | $348,814,000 | 1,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,089,000 | 1,498 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,873 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,439,000 | 2,688 |
| Total equity capital | $33,176,000 | 1,875 |
| Total bank equity capital | $33,176,000 | 1,875 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $16,000 | 7,695 |
| Surplus | $25,784,000 | 1,034 |
| Undivided profits | $7,376,000 | 3,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,485,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,170,000 | 1,596 |
| Earning assets | $375,433,000 | 1,531 |
| Long-term assets (5+ years) | $57,483,000 | 1,611 |
| Average Assets, year-to-date | $322,294,600 | 1,842 |
| Average Assets, quarterly | $368,661,500 | 1,702 |
| Volatile liabilities | $146,760,000 | 992 |
| Insider loans | $5,114,000 | 1,320 |
| FHLB advances | $1,500,000 | 4,665 |
| Loans and leases held for sale | $1,543,000 | 693 |
| Unused loan commitments | $99,880,000 | 1,009 |
| Tier 1 (core) risk-based capital | $34,162,000 | 1,738 |
| Tier 2 risk-based capital | $3,293,000 | 1,480 |
| Total risk weighted assets | $318,399,000 | 1,427 |
| Total unused commitments | $99,880,000 | 1,009 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 65 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $346,305,000 | 1,788 |
| Cash and due from depository institutions | $4,438,000 | 2,674 |
| Interest-bearing balances | $491,000 | 3,488 |
| Securities | $59,533,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $34,487,000 | 378 |
| Net loans & leases | $237,675,000 | 1,760 |
| Loan loss allowance | $3,535,000 | 1,382 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,904,000 | 2,247 |
| Other real estate owned | $92,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,176,000 | 2,765 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $346,305,000 | 1,788 |
| Total liabilities | $313,521,000 | 1,782 |
| Total deposits | $303,320,000 | 1,629 |
| Interest-bearing deposits | $276,154,000 | 1,505 |
| Deposits held in domestic offices | $303,320,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,328,000 | 1,456 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,500,000 | 4,548 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,373,000 | 2,758 |
| Total equity capital | $32,784,000 | 1,863 |
| Total bank equity capital | $32,784,000 | 1,863 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $16,000 | 7,726 |
| Surplus | $25,784,000 | 998 |
| Undivided profits | $6,984,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,264,000 | 1,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,652,000 | 2,077 |
| Earning assets | $332,186,000 | 1,719 |
| Long-term assets (5+ years) | $52,119,000 | 1,718 |
| Average Assets, year-to-date | $305,113,750 | 1,935 |
| Average Assets, quarterly | $331,925,500 | 1,825 |
| Volatile liabilities | $123,980,000 | 1,100 |
| Insider loans | $4,551,000 | 1,421 |
| FHLB advances | $2,500,000 | 4,353 |
| Loans and leases held for sale | $1,019,000 | 946 |
| Unused loan commitments | $81,278,000 | 1,170 |
| Tier 1 (core) risk-based capital | $33,140,000 | 1,750 |
| Tier 2 risk-based capital | $3,517,000 | 1,370 |
| Total risk weighted assets | $281,331,000 | 1,587 |
| Total unused commitments | $81,278,000 | 1,170 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $317,546,000 | 1,884 |
| Cash and due from depository institutions | $3,772,000 | 2,951 |
| Interest-bearing balances | $487,000 | 3,439 |
| Securities | $53,713,000 | 2,208 |
| Federal funds sold & reverse repurchase agreements | $17,517,000 | 693 |
| Net loans & leases | $232,937,000 | 1,763 |
| Loan loss allowance | $3,316,000 | 1,447 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,944,000 | 2,185 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,663,000 | 2,894 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $317,546,000 | 1,884 |
| Total liabilities | $292,695,000 | 1,843 |
| Total deposits | $276,447,000 | 1,747 |
| Interest-bearing deposits | $251,581,000 | 1,613 |
| Deposits held in domestic offices | $276,447,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,573,000 | 1,554 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,488,000 | 2,763 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,187,000 | 2,891 |
| Total equity capital | $24,851,000 | 2,405 |
| Total bank equity capital | $24,851,000 | 2,405 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $16,000 | 7,731 |
| Surplus | $18,784,000 | 1,272 |
| Undivided profits | $6,051,000 | 4,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,530,000 | 2,037 |
| Earning assets | $304,654,000 | 1,807 |
| Long-term assets (5+ years) | $47,510,000 | 1,855 |
| Average Assets, year-to-date | $291,383,330 | 2,008 |
| Average Assets, quarterly | $304,789,000 | 1,946 |
| Volatile liabilities | $122,785,000 | 1,069 |
| Insider loans | $1,894,000 | 2,875 |
| FHLB advances | $2,500,000 | 4,314 |
| Loans and leases held for sale | $2,729,000 | 609 |
| Unused loan commitments | $68,610,000 | 1,310 |
| Tier 1 (core) risk-based capital | $25,116,000 | 2,283 |
| Tier 2 risk-based capital | $3,316,000 | 1,419 |
| Total risk weighted assets | $267,735,000 | 1,617 |
| Total unused commitments | $68,610,000 | 1,310 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $292,032,000 | 2,018 |
| Cash and due from depository institutions | $2,476,000 | 2,959 |
| Interest-bearing balances | $728,000 | 3,027 |
| Securities | $52,526,000 | 2,302 |
| Federal funds sold & reverse repurchase agreements | $10,584,000 | 1,178 |
| Net loans & leases | $217,153,000 | 1,824 |
| Loan loss allowance | $2,866,000 | 1,649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,850,000 | 2,194 |
| Other real estate owned | $0 | 2,959 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,443,000 | 2,954 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $292,032,000 | 2,018 |
| Total liabilities | $268,735,000 | 1,965 |
| Total deposits | $248,256,000 | 1,911 |
| Interest-bearing deposits | $225,733,000 | 1,788 |
| Deposits held in domestic offices | $248,256,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,638,000 | 1,191 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,488,000 | 2,502 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,353,000 | 2,590 |
| Total equity capital | $23,297,000 | 2,471 |
| Total bank equity capital | $23,297,000 | 2,471 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $16,000 | 7,794 |
| Surplus | $18,784,000 | 1,232 |
| Undivided profits | $4,497,000 | 4,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,322,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,432,000 | 2,128 |
| Earning assets | $280,991,000 | 1,920 |
| Long-term assets (5+ years) | $49,074,000 | 1,856 |
| Average Assets, year-to-date | $278,302,000 | 2,088 |
| Average Assets, quarterly | $278,302,000 | 2,088 |
| Volatile liabilities | $100,528,000 | 1,218 |
| Insider loans | $6,231,000 | 977 |
| FHLB advances | $3,500,000 | 3,840 |
| Loans and leases held for sale | $1,646,000 | 716 |
| Unused loan commitments | $68,133,000 | 1,285 |
| Tier 1 (core) risk-based capital | $24,278,000 | 2,307 |
| Tier 2 risk-based capital | $2,866,000 | 1,603 |
| Total risk weighted assets | $248,335,000 | 1,690 |
| Total unused commitments | $68,133,000 | 1,285 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $264,572,000 | 2,197 |
| Cash and due from depository institutions | $3,472,000 | 3,389 |
| Interest-bearing balances | $588,000 | 3,322 |
| Securities | $57,097,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $12,792,000 | 928 |
| Net loans & leases | $183,863,000 | 2,128 |
| Loan loss allowance | $2,386,000 | 1,978 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,848,000 | 2,680 |
| Other real estate owned | $0 | 3,389 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,500,000 | 3,440 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $264,572,000 | 2,197 |
| Total liabilities | $241,281,000 | 2,166 |
| Total deposits | $219,962,000 | 2,138 |
| Interest-bearing deposits | $196,424,000 | 2,014 |
| Deposits held in domestic offices | $219,962,000 | 2,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,901,000 | 844 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,500,000 | 4,010 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $918,000 | 3,294 |
| Total equity capital | $23,291,000 | 2,478 |
| Total bank equity capital | $23,291,000 | 2,478 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $16,000 | 7,837 |
| Surplus | $18,784,000 | 1,215 |
| Undivided profits | $4,491,000 | 4,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,356,000 | 2,217 |
| Earning assets | $254,340,000 | 2,104 |
| Long-term assets (5+ years) | $52,521,000 | 1,798 |
| Average Assets, year-to-date | $219,380,800 | 2,544 |
| Average Assets, quarterly | $249,781,000 | 2,321 |
| Volatile liabilities | $75,367,000 | 1,531 |
| Insider loans | $3,018,000 | 1,983 |
| FHLB advances | $3,500,000 | 3,845 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $54,304,000 | 1,483 |
| Tier 1 (core) risk-based capital | $23,644,000 | 2,336 |
| Tier 2 risk-based capital | $2,386,000 | 1,886 |
| Total risk weighted assets | $216,935,000 | 1,884 |
| Total unused commitments | $54,304,000 | 1,483 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $234,990,000 | 2,467 |
| Cash and due from depository institutions | $5,812,000 | 3,788 |
| Interest-bearing balances | $487,000 | 3,562 |
| Securities | $56,848,000 | 2,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $167,018,000 | 2,274 |
| Loan loss allowance | $1,939,000 | 2,367 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,335,000 | 3,859 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,977,000 | 3,813 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $234,990,000 | 2,467 |
| Total liabilities | $212,152,000 | 2,449 |
| Total deposits | $189,989,000 | 2,455 |
| Interest-bearing deposits | $168,779,000 | 2,330 |
| Deposits held in domestic offices | $189,989,000 | 2,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,412,000 | 852 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $751,000 | 3,877 |
| Total equity capital | $22,838,000 | 2,508 |
| Total bank equity capital | $22,838,000 | 2,508 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $16,000 | 7,882 |
| Surplus | $18,784,000 | 1,179 |
| Undivided profits | $4,038,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,240,000 | 2,506 |
| Earning assets | $224,353,000 | 2,371 |
| Long-term assets (5+ years) | $51,599,000 | 1,833 |
| Average Assets, year-to-date | $208,083,000 | 2,659 |
| Average Assets, quarterly | $221,423,500 | 2,563 |
| Volatile liabilities | $56,151,000 | 1,898 |
| Insider loans | $2,217,000 | 2,511 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $3,565,000 | 428 |
| Unused loan commitments | $46,157,000 | 1,665 |
| Tier 1 (core) risk-based capital | $23,046,000 | 2,365 |
| Tier 2 risk-based capital | $1,939,000 | 2,243 |
| Total risk weighted assets | $192,516,000 | 2,063 |
| Total unused commitments | $46,157,000 | 1,666 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $207,857,000 | 2,728 |
| Cash and due from depository institutions | $2,122,000 | 3,881 |
| Interest-bearing balances | $557,000 | 3,439 |
| Securities | $52,177,000 | 2,351 |
| Federal funds sold & reverse repurchase agreements | $3,773,000 | 2,442 |
| Net loans & leases | $144,422,000 | 2,533 |
| Loan loss allowance | $1,714,000 | 2,625 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,053,000 | 4,160 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,310,000 | 3,519 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $207,857,000 | 2,728 |
| Total liabilities | $191,871,000 | 2,656 |
| Total deposits | $173,649,000 | 2,633 |
| Interest-bearing deposits | $151,999,000 | 2,547 |
| Deposits held in domestic offices | $173,649,000 | 2,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,702,000 | 1,011 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $520,000 | 4,454 |
| Total equity capital | $15,986,000 | 3,344 |
| Total bank equity capital | $15,986,000 | 3,344 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $16,000 | 7,937 |
| Surplus | $13,784,000 | 1,522 |
| Undivided profits | $2,186,000 | 6,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,018,000 | 2,901 |
| Earning assets | $200,929,000 | 2,583 |
| Long-term assets (5+ years) | $48,186,000 | 1,973 |
| Average Assets, year-to-date | $199,114,000 | 2,779 |
| Average Assets, quarterly | $203,196,500 | 2,752 |
| Volatile liabilities | $47,031,000 | 2,164 |
| Insider loans | $4,206,000 | 1,369 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $42,888,000 | 1,755 |
| Tier 1 (core) risk-based capital | $17,478,000 | 3,008 |
| Tier 2 risk-based capital | $1,714,000 | 2,446 |
| Total risk weighted assets | $169,863,000 | 2,254 |
| Total unused commitments | $42,888,000 | 1,759 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $198,536,000 | 2,808 |
| Cash and due from depository institutions | $2,299,000 | 4,118 |
| Interest-bearing balances | $501,000 | 3,751 |
| Securities | $55,578,000 | 2,223 |
| Federal funds sold & reverse repurchase agreements | $1,219,000 | 5,383 |
| Net loans & leases | $135,260,000 | 2,623 |
| Loan loss allowance | $1,567,000 | 2,816 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,994,000 | 4,202 |
| Other real estate owned | $103,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,083,000 | 4,563 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $198,536,000 | 2,808 |
| Total liabilities | $181,021,000 | 2,763 |
| Total deposits | $163,092,000 | 2,760 |
| Interest-bearing deposits | $141,572,000 | 2,724 |
| Deposits held in domestic offices | $163,092,000 | 2,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,320,000 | 960 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $609,000 | 4,405 |
| Total equity capital | $17,515,000 | 3,125 |
| Total bank equity capital | $17,515,000 | 3,125 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $16,000 | 7,959 |
| Surplus | $13,784,000 | 1,500 |
| Undivided profits | $3,715,000 | 5,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,017,000 | 2,850 |
| Earning assets | $192,558,000 | 2,657 |
| Long-term assets (5+ years) | $55,935,000 | 1,747 |
| Average Assets, year-to-date | $194,742,500 | 2,828 |
| Average Assets, quarterly | $194,742,500 | 2,828 |
| Volatile liabilities | $43,008,000 | 2,236 |
| Insider loans | $3,919,000 | 1,448 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $39,132,000 | 1,828 |
| Tier 1 (core) risk-based capital | $17,013,000 | 3,040 |
| Tier 2 risk-based capital | $1,567,000 | 2,592 |
| Total risk weighted assets | $157,545,000 | 2,375 |
| Total unused commitments | $39,132,000 | 1,834 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $190,949,000 | 2,892 |
| Cash and due from depository institutions | $2,575,000 | 4,384 |
| Interest-bearing balances | $575,000 | 3,512 |
| Securities | $59,166,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $1,712,000 | 4,275 |
| Net loans & leases | $123,272,000 | 2,807 |
| Loan loss allowance | $1,400,000 | 3,068 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,919,000 | 4,299 |
| Other real estate owned | $107,000 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,198,000 | 4,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,949,000 | 2,892 |
| Total liabilities | $174,637,000 | 2,841 |
| Total deposits | $159,428,000 | 2,809 |
| Interest-bearing deposits | $137,420,000 | 2,768 |
| Deposits held in domestic offices | $159,428,000 | 2,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,708,000 | 1,154 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $501,000 | 4,727 |
| Total equity capital | $16,312,000 | 3,261 |
| Total bank equity capital | $16,312,000 | 3,261 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $16,000 | 8,017 |
| Surplus | $13,784,000 | 1,461 |
| Undivided profits | $2,512,000 | 6,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $968,000 | 3,085 |
| Earning assets | $184,725,000 | 2,744 |
| Long-term assets (5+ years) | $60,863,000 | 1,642 |
| Average Assets, year-to-date | $164,141,000 | 3,154 |
| Average Assets, quarterly | $185,751,500 | 2,928 |
| Volatile liabilities | $42,894,000 | 2,227 |
| Insider loans | $1,997,000 | 2,609 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,147,000 | 1,971 |
| Tier 1 (core) risk-based capital | $16,536,000 | 3,085 |
| Tier 2 risk-based capital | $1,400,000 | 2,824 |
| Total risk weighted assets | $143,633,000 | 2,571 |
| Total unused commitments | $34,147,000 | 1,973 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $180,554,000 | 3,007 |
| Cash and due from depository institutions | $3,467,000 | 4,610 |
| Interest-bearing balances | $476,000 | 3,880 |
| Securities | $46,776,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $3,803,000 | 3,166 |
| Net loans & leases | $122,552,000 | 2,793 |
| Loan loss allowance | $1,236,000 | 3,357 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,691,000 | 4,630 |
| Other real estate owned | $117,000 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,148,000 | 4,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,554,000 | 3,007 |
| Total liabilities | $164,929,000 | 2,971 |
| Total deposits | $153,138,000 | 2,897 |
| Interest-bearing deposits | $136,651,000 | 2,796 |
| Deposits held in domestic offices | $153,138,000 | 2,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,382,000 | 1,029 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $409,000 | 5,607 |
| Total equity capital | $15,625,000 | 3,387 |
| Total bank equity capital | $15,625,000 | 3,387 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $16,000 | 8,070 |
| Surplus | $13,784,000 | 1,454 |
| Undivided profits | $1,825,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $860,000 | 3,607 |
| Earning assets | $173,607,000 | 2,886 |
| Long-term assets (5+ years) | $48,091,000 | 1,949 |
| Average Assets, year-to-date | $157,439,000 | 3,272 |
| Average Assets, quarterly | $172,716,500 | 3,110 |
| Volatile liabilities | $43,813,000 | 2,150 |
| Insider loans | $1,680,000 | 2,945 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,588,000 | 2,052 |
| Tier 1 (core) risk-based capital | $16,143,000 | 3,132 |
| Tier 2 risk-based capital | $1,236,000 | 3,102 |
| Total risk weighted assets | $138,523,000 | 2,632 |
| Total unused commitments | $32,588,000 | 2,053 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $164,879,000 | 3,209 |
| Cash and due from depository institutions | $3,152,000 | 5,411 |
| Interest-bearing balances | $932,000 | 3,311 |
| Securities | $43,657,000 | 2,684 |
| Federal funds sold & reverse repurchase agreements | $6,880,000 | 2,313 |
| Net loans & leases | $108,841,000 | 3,056 |
| Loan loss allowance | $1,220,000 | 3,365 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $720,000 | 6,559 |
| Other real estate owned | $117,000 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,512,000 | 5,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,879,000 | 3,209 |
| Total liabilities | $148,542,000 | 3,204 |
| Total deposits | $137,139,000 | 3,189 |
| Interest-bearing deposits | $123,832,000 | 3,019 |
| Deposits held in domestic offices | $137,139,000 | 3,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,063,000 | 994 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $340,000 | 6,179 |
| Total equity capital | $16,337,000 | 3,244 |
| Total bank equity capital | $16,337,000 | 3,244 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $16,000 | 8,099 |
| Surplus | $13,784,000 | 1,424 |
| Undivided profits | $2,537,000 | 6,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $720,000 | 4,054 |
| Earning assets | $160,310,000 | 3,065 |
| Long-term assets (5+ years) | $44,341,000 | 1,966 |
| Average Assets, year-to-date | $149,734,000 | 3,406 |
| Average Assets, quarterly | $157,474,500 | 3,292 |
| Volatile liabilities | $46,944,000 | 1,990 |
| Insider loans | $1,491,000 | 3,166 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,126,000 | 2,018 |
| Tier 1 (core) risk-based capital | $15,825,000 | 3,138 |
| Tier 2 risk-based capital | $1,220,000 | 3,101 |
| Total risk weighted assets | $128,143,000 | 2,806 |
| Total unused commitments | $32,126,000 | 2,029 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $150,070,000 | 3,410 |
| Cash and due from depository institutions | $4,271,000 | 5,381 |
| Interest-bearing balances | $797,000 | 3,404 |
| Securities | $33,222,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $6,906,000 | 2,458 |
| Net loans & leases | $103,137,000 | 3,160 |
| Loan loss allowance | $1,050,000 | 3,714 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $597,000 | 6,903 |
| Other real estate owned | $117,000 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,820,000 | 4,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,070,000 | 3,410 |
| Total liabilities | $134,641,000 | 3,406 |
| Total deposits | $121,048,000 | 3,499 |
| Interest-bearing deposits | $107,839,000 | 3,370 |
| Deposits held in domestic offices | $121,048,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,149,000 | 992 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $444,000 | 5,469 |
| Total equity capital | $15,429,000 | 3,359 |
| Total bank equity capital | $15,429,000 | 3,359 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,000 | 8,140 |
| Surplus | $13,784,000 | 1,398 |
| Undivided profits | $1,629,000 | 6,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $681,000 | 4,262 |
| Earning assets | $144,062,000 | 3,294 |
| Long-term assets (5+ years) | $33,398,000 | 2,381 |
| Average Assets, year-to-date | $142,161,500 | 3,547 |
| Average Assets, quarterly | $142,161,500 | 3,547 |
| Volatile liabilities | $44,637,000 | 2,023 |
| Insider loans | $1,869,000 | 2,671 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,935,000 | 2,159 |
| Tier 1 (core) risk-based capital | $15,488,000 | 3,158 |
| Tier 2 risk-based capital | $1,050,000 | 3,423 |
| Total risk weighted assets | $119,046,000 | 2,943 |
| Total unused commitments | $27,935,000 | 2,166 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $134,253,000 | 3,720 |
| Cash and due from depository institutions | $3,573,000 | 6,103 |
| Interest-bearing balances | $950,000 | 3,162 |
| Securities | $34,415,000 | 3,153 |
| Federal funds sold & reverse repurchase agreements | $2,366,000 | 4,501 |
| Net loans & leases | $91,891,000 | 3,481 |
| Loan loss allowance | $950,000 | 3,945 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $566,000 | 7,001 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,442,000 | 5,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,253,000 | 3,720 |
| Total liabilities | $120,238,000 | 3,728 |
| Total deposits | $106,475,000 | 3,846 |
| Interest-bearing deposits | $94,040,000 | 3,734 |
| Deposits held in domestic offices | $106,475,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,152,000 | 1,012 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $611,000 | 4,653 |
| Total equity capital | $14,015,000 | 3,624 |
| Total bank equity capital | $14,015,000 | 3,624 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $16,000 | 8,174 |
| Surplus | $12,384,000 | 1,482 |
| Undivided profits | $1,615,000 | 6,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $642,000 | 4,700 |
| Earning assets | $129,622,000 | 3,551 |
| Long-term assets (5+ years) | $30,939,000 | 2,486 |
| Average Assets, year-to-date | $117,298,400 | 4,008 |
| Average Assets, quarterly | $133,863,500 | 3,686 |
| Volatile liabilities | $39,689,000 | 2,220 |
| Insider loans | $2,134,000 | 2,400 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $27,362,000 | 2,112 |
| Tier 1 (core) risk-based capital | $13,804,000 | 3,467 |
| Tier 2 risk-based capital | $950,000 | 3,663 |
| Total risk weighted assets | $105,434,000 | 3,210 |
| Total unused commitments | $27,362,000 | 2,116 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $97,600,000 | 4,639 |
| Cash and due from depository institutions | $2,298,000 | 6,124 |
| Interest-bearing balances | $627,000 | 3,452 |
| Securities | $27,658,000 | 3,572 |
| Federal funds sold & reverse repurchase agreements | $3,208,000 | 3,774 |
| Net loans & leases | $62,461,000 | 4,536 |
| Loan loss allowance | $656,000 | 4,937 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $673,000 | 6,762 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,302,000 | 5,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,600,000 | 4,639 |
| Total liabilities | $88,908,000 | 4,577 |
| Total deposits | $80,708,000 | 4,645 |
| Interest-bearing deposits | $70,070,000 | 4,594 |
| Deposits held in domestic offices | $80,708,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,848,000 | 1,519 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $352,000 | 6,457 |
| Total equity capital | $8,692,000 | 5,027 |
| Total bank equity capital | $8,692,000 | 5,027 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $16,000 | 8,395 |
| Surplus | $7,984,000 | 2,110 |
| Undivided profits | $692,000 | 7,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $613,000 | 5,194 |
| Earning assets | $93,954,000 | 4,453 |
| Long-term assets (5+ years) | $24,113,000 | 2,917 |
| Average Assets, year-to-date | $84,039,000 | 4,972 |
| Average Assets, quarterly | $93,569,000 | 4,732 |
| Volatile liabilities | $25,703,000 | 3,065 |
| Insider loans | $476,000 | 5,526 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,864,000 | 2,421 |
| Tier 1 (core) risk-based capital | $8,631,000 | 4,895 |
| Tier 2 risk-based capital | $656,000 | 4,636 |
| Total risk weighted assets | $75,109,000 | 4,086 |
| Total unused commitments | $20,864,000 | 2,427 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $71,766,000 | 5,603 |
| Cash and due from depository institutions | $2,112,000 | 6,388 |
| Interest-bearing balances | $500,000 | 3,049 |
| Securities | $24,181,000 | 4,041 |
| Federal funds sold & reverse repurchase agreements | $5,170,000 | 2,281 |
| Net loans & leases | $38,658,000 | 6,033 |
| Loan loss allowance | $521,000 | 5,579 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $757,000 | 6,631 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $888,000 | 6,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,766,000 | 5,603 |
| Total liabilities | $63,519,000 | 5,634 |
| Total deposits | $62,798,000 | 5,392 |
| Interest-bearing deposits | $55,308,000 | 5,288 |
| Deposits held in domestic offices | $62,798,000 | 5,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $721,000 | 4,588 |
| Total equity capital | $8,247,000 | 5,122 |
| Total bank equity capital | $8,247,000 | 5,122 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $16,000 | 8,665 |
| Surplus | $7,984,000 | 2,054 |
| Undivided profits | $247,000 | 8,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $254,000 | 7,405 |
| Earning assets | $68,509,000 | 5,441 |
| Long-term assets (5+ years) | $15,116,000 | 3,746 |
| Average Assets, year-to-date | $61,052,600 | 5,983 |
| Average Assets, quarterly | $67,723,500 | 5,767 |
| Volatile liabilities | $18,377,000 | 3,859 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,026,000 | 3,738 |
| Tier 1 (core) risk-based capital | $8,281,000 | 4,982 |
| Tier 2 risk-based capital | $521,000 | 5,260 |
| Total risk weighted assets | $47,935,800 | 5,467 |
| Total unused commitments | $10,026,000 | 3,739 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $51,218,000 | 6,822 |
| Cash and due from depository institutions | $1,427,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,097,000 | 5,358 |
| Federal funds sold & reverse repurchase agreements | $1,380,000 | 4,403 |
| Net loans & leases | $29,744,000 | 6,827 |
| Loan loss allowance | $360,000 | 6,807 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $538,000 | 7,555 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,032,000 | 6,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,218,000 | 6,822 |
| Total liabilities | $44,256,000 | 6,931 |
| Total deposits | $37,046,000 | 7,338 |
| Interest-bearing deposits | $29,596,000 | 7,551 |
| Deposits held in domestic offices | $37,046,000 | 7,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,069,000 | 1,876 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $141,000 | 8,866 |
| Total equity capital | $6,962,000 | 5,682 |
| Total bank equity capital | $6,962,000 | 5,682 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,000 | 8,969 |
| Surplus | $7,984,000 | 2,023 |
| Undivided profits | $-1,038,000 | 9,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $138,000 | 8,629 |
| Earning assets | $48,221,000 | 6,693 |
| Long-term assets (5+ years) | $14,027,000 | 4,111 |
| Average Assets, year-to-date | $41,446,400 | 7,412 |
| Average Assets, quarterly | $47,942,500 | 7,008 |
| Volatile liabilities | $19,483,000 | 3,550 |
| Insider loans | $159,000 | 7,501 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,113,000 | 3,722 |
| Tier 1 (core) risk-based capital | $7,604,000 | 5,324 |
| Tier 2 risk-based capital | $360,000 | 6,437 |
| Total risk weighted assets | $37,980,500 | 6,196 |
| Total unused commitments | $10,113,000 | 3,726 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $34,720,000 | 8,211 |
| Cash and due from depository institutions | $1,209,000 | 9,249 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,640,000 | 6,108 |
| Federal funds sold & reverse repurchase agreements | $7,680,000 | 2,242 |
| Net loans & leases | $11,201,000 | 9,294 |
| Loan loss allowance | $150,000 | 9,110 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $570,000 | 7,482 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $420,000 | 8,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,720,000 | 8,211 |
| Total liabilities | $27,510,000 | 8,530 |
| Total deposits | $27,419,000 | 8,408 |
| Interest-bearing deposits | $23,158,000 | 8,405 |
| Deposits held in domestic offices | $27,419,000 | 8,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $91,000 | 9,818 |
| Total equity capital | $7,210,000 | 5,645 |
| Total bank equity capital | $7,210,000 | 5,645 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $16,000 | 9,180 |
| Surplus | $7,984,000 | 1,949 |
| Undivided profits | $-790,000 | 10,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $72,000 | 9,719 |
| Earning assets | $32,521,000 | 8,129 |
| Long-term assets (5+ years) | $7,138,000 | 5,491 |
| Average Assets, year-to-date | $28,168,000 | 8,636 |
| Average Assets, quarterly | $34,728,000 | 8,147 |
| Volatile liabilities | $13,005,000 | 4,196 |
| Insider loans | $450,000 | 5,562 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,971,000 | 3,889 |
| Tier 1 (core) risk-based capital | $7,197,000 | 5,475 |
| Tier 2 risk-based capital | $150,000 | 8,875 |
| Total risk weighted assets | $17,782,700 | 8,562 |
| Total unused commitments | $8,971,000 | 3,896 |
| Derivatives | $0 | 527 |