Home > The Bryn Mawr Trust Company > Net charge- offs to loans
The Bryn Mawr Trust Company, Net charge- offs to loans
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0566% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0063% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4730% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7473% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7473% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0764% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5999% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8236% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8236% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.1237% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0519% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9502% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9502% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8478% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8478% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3242% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1587% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7892% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0672% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0672% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2072% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7647% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5699% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5699% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4006% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1652% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2639% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3087% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4859% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8248% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8248% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4366% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 366 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3486% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2104% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3886% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5336% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7949% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7949% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0928% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1365% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9118% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9118% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7482% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 376 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2181% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1941% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1995% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1924% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2692% | 221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4394% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1756% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1758% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3881% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1413% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3174% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2468% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2468% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3632% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0230% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0230% | 2,967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1899% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4043% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3874% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4463% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4463% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2918% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1279% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4935% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4935% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3956% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1369% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4410% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4410% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5342% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4177% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2248% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7734% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6142% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6142% | 1,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0462% | 4,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3383% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3555% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6116% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6116% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7419% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0640% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4162% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5966% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5966% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8329% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | -0.0999% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2813% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4213% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7995% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 5,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3508% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3508% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3306% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1988% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2415% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4249% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6868% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6868% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5475% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 5,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0767% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1724% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4785% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4785% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5261% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 5,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2305% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4395% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2260% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3514% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2275% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4987% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6011% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6011% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2119% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3134% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7445% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7445% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4528% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3546% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7896% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7896% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5978% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1939% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4641% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 5,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7480% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7480% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1892% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1228% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2551% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8071% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7079% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7079% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3773% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 1.8688% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 2,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1849% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0727% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8649% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8649% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2313% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2048% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 2.6382% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 2,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2726% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2067% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6103% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2446% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 4.3146% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 1,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2511% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3387% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2113% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6780% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6780% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2246% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 2.1521% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1249% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3962% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2108% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8091% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8091% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1394% | 5,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1701% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | 2.9032% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 6,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1614% | 1,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 3,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1809% | 2,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4723% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4723% | 2,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2498% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 2.9901% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 2,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1842% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 2,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1626% | 2,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4265% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4265% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4740% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2497% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 3.6466% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2597% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 2,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4532% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8386% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2198% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 2.9061% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2290% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4868% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4868% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7034% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2882% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2950% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 1.9035% | 1,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2006% | 2,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2085% | 3,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 1,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 2,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2478% | 6,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6540% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3367% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5304% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5500% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3924% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3894% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 2.4740% | 1,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2493% | 2,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2819% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2400% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3033% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1379% | 6,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7781% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6265% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6189% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9454% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2922% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 1.1392% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 2,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3519% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3607% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3473% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1037% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0449% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2857% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8623% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6554% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4111% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7212% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2454% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6834% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0790% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4311% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3566% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9864% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1677% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.2699% | 3,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1559% | 2,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3890% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 3,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8415% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4484% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5920% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2509% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1676% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 5,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.3797% | 2,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 4,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0381% | 1,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0897% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 4,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8244% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0470% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.6076% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1567% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0747% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8051% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7026% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.3313% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7837% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7610% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 5,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.8311% | 2,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 4,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3156% | 1,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6473% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2867% | 4,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9896% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8379% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | 1.0784% | 2,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7779% | 1,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3165% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5191% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7197% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 3,584 |
| Percentage Net Loans Charged-off:Construction & development | 1.5307% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 3,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 3,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3104% | 3,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8366% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7947% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 1.6273% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5975% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3270% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3969% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 7,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 7,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6085% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0931% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2865% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 7,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 3,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7106% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3913% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 7,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 7,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5958% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1251% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3044% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4854% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8891% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 7,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 4,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8638% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1442% | 4,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9378% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 5,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1301% | 7,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1049% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 4,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1698% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 5,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 2,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1674% | 4,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 7,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 7,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 6,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 3,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 7,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 6,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1433% | 3,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 6,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 8,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 6,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 7,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0088% | 7,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 6,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 6,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 5,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 6,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 7,135 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1015% | 7,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0969% | 6,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2863% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1070% | 5,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1848% | 2,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 5,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1439% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 6,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 3,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1362% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3346% | 5,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1815% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 5,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3469% | 4,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 5,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 8,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1542% | 4,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 8,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 8,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 8,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 8,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1758% | 8,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 6,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 4,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1398% | 9,277 |
| Percentage Net Loans Charged-off:Construction & development | -2.9704% | 8,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0485% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9780% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 5,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0763% | 1,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4034% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6740% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 9,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0942% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.7378% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0623% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4110% | 1,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9688% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 6,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0852% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5233% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0811% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4447% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 5,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1047% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0994% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1598% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5998% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0719% | 10,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4544% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1878% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4350% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.1382% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5101% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2413% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2032% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3054% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 3.2456% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0748% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2287% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5119% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3578% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4026% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.3449% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7500% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6179% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5274% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5522% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |