The Bronson-Gore Bank in Prospect Heights, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$6,450,0004,706
Total interest expense$1,672,0006,826
Net interest income$4,778,0003,550
Provision for loan and lease losses$08,652
Total noninterest income$187,0007,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0005,840
Trading account gains and feesNANA
Additional Noninterest Income$32,0008,918
Total noninterest expense$2,283,0005,086
Salaries and employee benefits$1,263,0004,877
Premises and equipment expense$307,0005,321
Additional noninterest expense$713,0005,095
Pre-tax net operating income$2,682,0002,623
Securities gains (losses)$04,449
Applicable income taxes$1,042,0002,233
Income before extraordinary items$1,640,0003,025
Extraordinary gains, net$032
Net income$1,640,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$1,222,0001,920
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,640,0002,938
1997-12-31 (YTD Data)Rank
Total interest income$6,266,0004,890
Total interest expense$1,608,0007,104
Net interest income$4,658,0003,720
Provision for loan and lease losses$08,829
Total noninterest income$215,0007,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0005,844
Trading account gains and feesNANA
Additional Noninterest Income$46,0008,605
Total noninterest expense$2,085,0005,490
Salaries and employee benefits$1,199,0005,103
Premises and equipment expense$295,0005,499
Additional noninterest expense$591,0005,864
Pre-tax net operating income$2,788,0002,656
Securities gains (losses)$03,944
Applicable income taxes$1,050,0002,335
Income before extraordinary items$1,738,0002,933
Extraordinary gains, net$044
Net income$1,738,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,129
Cash dividends$419,0003,860
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,738,0002,878
1996-12-31 (YTD Data)Rank
Total interest income$5,551,0005,483
Total interest expense$1,547,0007,447
Net interest income$4,004,0004,319
Provision for loan and lease losses$09,041
Total noninterest income$189,0008,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0006,583
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,116
Total noninterest expense$2,008,0005,934
Salaries and employee benefits$1,143,0005,428
Premises and equipment expense$278,0005,870
Additional noninterest expense$587,0006,434
Pre-tax net operating income$2,185,0003,182
Securities gains (losses)$04,148
Applicable income taxes$813,0002,805
Income before extraordinary items$1,372,0003,468
Extraordinary gains, net$053
Net income$1,372,0003,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$420,0003,770
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,372,0003,415
1995-12-31 (YTD Data)Rank
Total interest income$6,062,0005,158
Total interest expense$1,544,0007,574
Net interest income$4,518,0003,888
Provision for loan and lease losses$420,0001,793
Total noninterest income$207,0008,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,528
Trading account gains and feesNANA
Additional Noninterest Income$51,0009,186
Total noninterest expense$1,964,0006,068
Salaries and employee benefits$1,125,0005,499
Premises and equipment expense$261,0006,181
Additional noninterest expense$578,0006,668
Pre-tax net operating income$2,341,0003,039
Securities gains (losses)$03,831
Applicable income taxes$862,0002,699
Income before extraordinary items$1,479,0003,285
Extraordinary gains, net$065
Net income$1,479,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,418
Cash dividends$405,0003,815
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,479,0003,265
1994-12-31 (YTD Data)Rank
Total interest income$4,530,0006,120
Total interest expense$1,052,0008,472
Net interest income$3,478,0004,968
Provision for loan and lease losses$111,0004,322
Total noninterest income$186,0008,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,941
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$1,870,0006,522
Salaries and employee benefits$1,059,0005,807
Premises and equipment expense$264,0006,286
Additional noninterest expense$547,0007,446
Pre-tax net operating income$1,683,0003,991
Securities gains (losses)$03,600
Applicable income taxes$608,0003,478
Income before extraordinary items$1,075,0004,259
Extraordinary gains, net$0249
Net income$1,075,0004,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$324,0004,271
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,075,0004,314
1993-12-31 (YTD Data)Rank
Total interest income$3,972,0006,907
Total interest expense$952,0009,326
Net interest income$3,020,0005,632
Provision for loan and lease losses$010,371
Total noninterest income$208,0009,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,096
Total noninterest expense$1,883,0006,667
Salaries and employee benefits$1,011,0006,067
Premises and equipment expense$290,0006,016
Additional noninterest expense$582,0007,499
Pre-tax net operating income$1,345,0004,743
Securities gains (losses)$07,477
Applicable income taxes$450,0004,588
Income before extraordinary items$895,0005,122
Extraordinary gains, net$03,149
Net income$895,0005,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$265,0004,710
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$895,0004,896
1992-12-31 (YTD Data)Rank
Total interest income$4,136,0007,339
Total interest expense$1,231,0009,493
Net interest income$2,905,0005,867
Provision for loan and lease losses$011,756
Total noninterest income$249,0008,508
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0005,752
Trading account gains and feesNANA
Additional Noninterest Income$36,00011,337
Total noninterest expense$1,788,0006,983
Salaries and employee benefits$921,0006,501
Premises and equipment expense$275,0006,364
Additional noninterest expense$592,0007,583
Pre-tax net operating income$1,366,0004,415
Securities gains (losses)$08,369
Applicable income taxes$447,0004,388
Income before extraordinary items$919,0004,861
Extraordinary gains, net$01,422
Net income$919,0004,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,00013,706
Cash dividends$164,0005,562
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$919,0004,533

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.