Home > The Broadway National Bank of Chelsea > Income and Expense
The Broadway National Bank of Chelsea, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 4,314 |
| Total interest expense | $1,019,000 | 5,323 |
| Net interest income | $3,559,000 | 3,852 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,196,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $476,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $720,000 | 2,511 |
| Total noninterest expense | $3,348,000 | 3,360 |
| Salaries and employee benefits | $1,739,000 | 3,466 |
| Premises and equipment expense | $400,000 | 3,861 |
| Additional noninterest expense | $1,209,000 | 2,869 |
| Pre-tax net operating income | $1,407,000 | 3,652 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $638,000 | 2,555 |
| Income before extraordinary items | $776,000 | 4,687 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $776,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,722 |
| Cash dividends | $1,017,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $771,520 | 4,522 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 4,161 |
| Total interest expense | $709,000 | 5,297 |
| Net interest income | $2,520,000 | 3,674 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $789,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $319,000 | 2,532 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $470,000 | 2,531 |
| Total noninterest expense | $2,315,000 | 3,255 |
| Salaries and employee benefits | $1,183,000 | 3,405 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $880,000 | 2,664 |
| Pre-tax net operating income | $994,000 | 3,547 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $490,000 | 2,350 |
| Income before extraordinary items | $511,000 | 4,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $481,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $506,520 | 4,564 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 4,082 |
| Total interest expense | $372,000 | 5,254 |
| Net interest income | $1,304,000 | 3,572 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $397,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 2,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 2,444 |
| Total noninterest expense | $1,225,000 | 3,084 |
| Salaries and employee benefits | $646,000 | 3,154 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $444,000 | 2,598 |
| Pre-tax net operating income | $476,000 | 3,615 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $501,000 | 1,376 |
| Income before extraordinary items | $-25,000 | 8,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $481,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-25,000 | 8,796 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,820,000 | 3,714 |
| Total interest expense | $1,809,000 | 5,138 |
| Net interest income | $6,011,000 | 3,133 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,580,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $588,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $992,000 | 2,193 |
| Total noninterest expense | $5,399,000 | 2,726 |
| Salaries and employee benefits | $2,566,000 | 3,046 |
| Premises and equipment expense | $512,000 | 3,876 |
| Additional noninterest expense | $2,321,000 | 1,995 |
| Pre-tax net operating income | $2,192,000 | 3,217 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $720,000 | 2,791 |
| Income before extraordinary items | $1,477,000 | 3,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,477,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,087 |
| Cash dividends | $865,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,473,650 | 3,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 3,528 |
| Total interest expense | $2,611,000 | 5,257 |
| Net interest income | $6,692,000 | 2,669 |
| Provision for loan and lease losses | $112,000 | 5,409 |
| Total noninterest income | $1,242,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $402,000 | 3,384 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $840,000 | 2,315 |
| Total noninterest expense | $4,848,000 | 2,900 |
| Salaries and employee benefits | $2,347,000 | 3,124 |
| Premises and equipment expense | $412,000 | 4,508 |
| Additional noninterest expense | $2,089,000 | 2,149 |
| Pre-tax net operating income | $2,974,000 | 2,286 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,045,000 | 2,011 |
| Income before extraordinary items | $1,929,000 | 2,616 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,929,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 9,531 |
| Cash dividends | $2,100,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,929,000 | 2,541 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 3,686 |
| Total interest expense | $2,501,000 | 5,560 |
| Net interest income | $6,628,000 | 2,685 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $1,174,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $813,000 | 2,132 |
| Total noninterest expense | $4,682,000 | 2,895 |
| Salaries and employee benefits | $2,303,000 | 3,056 |
| Premises and equipment expense | $387,000 | 4,615 |
| Additional noninterest expense | $1,992,000 | 2,167 |
| Pre-tax net operating income | $2,920,000 | 2,439 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,032,000 | 2,066 |
| Income before extraordinary items | $1,888,000 | 2,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,888,000 | 2,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,192 |
| Cash dividends | $1,403,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,888,000 | 2,696 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,624 |
| Total interest expense | $2,192,000 | 5,661 |
| Net interest income | $6,503,000 | 2,707 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $907,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $397,000 | 3,232 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $510,000 | 2,923 |
| Total noninterest expense | $4,442,000 | 3,022 |
| Salaries and employee benefits | $2,169,000 | 3,187 |
| Premises and equipment expense | $366,000 | 4,819 |
| Additional noninterest expense | $1,907,000 | 2,293 |
| Pre-tax net operating income | $2,848,000 | 2,520 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,046,000 | 2,145 |
| Income before extraordinary items | $1,802,000 | 2,807 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,802,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $1,838,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,802,000 | 2,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 3,735 |
| Total interest expense | $1,914,000 | 6,326 |
| Net interest income | $6,537,000 | 2,614 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $681,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $300,000 | 4,027 |
| Total noninterest expense | $4,231,000 | 3,075 |
| Salaries and employee benefits | $2,286,000 | 2,950 |
| Premises and equipment expense | $558,000 | 3,388 |
| Additional noninterest expense | $1,387,000 | 2,978 |
| Pre-tax net operating income | $2,887,000 | 2,468 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,169,000 | 2,047 |
| Income before extraordinary items | $1,718,000 | 2,905 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,718,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $1,227,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,718,000 | 2,818 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,457,000 | 4,259 |
| Total interest expense | $1,626,000 | 7,057 |
| Net interest income | $5,831,000 | 2,995 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $638,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $385,000 | 3,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $4,159,000 | 3,073 |
| Salaries and employee benefits | $2,210,000 | 2,994 |
| Premises and equipment expense | $573,000 | 3,284 |
| Additional noninterest expense | $1,376,000 | 2,961 |
| Pre-tax net operating income | $2,265,000 | 3,176 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $1,049,000 | 2,338 |
| Income before extraordinary items | $1,203,000 | 4,046 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,203,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $9,800,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,211,320 | 3,953 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 3,880 |
| Total interest expense | $1,751,000 | 6,961 |
| Net interest income | $6,581,000 | 2,691 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $752,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $440,000 | 3,071 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $312,000 | 3,980 |
| Total noninterest expense | $4,853,000 | 2,815 |
| Salaries and employee benefits | $3,054,000 | 2,190 |
| Premises and equipment expense | $426,000 | 4,317 |
| Additional noninterest expense | $1,373,000 | 3,366 |
| Pre-tax net operating income | $2,471,000 | 2,792 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $929,000 | 2,503 |
| Income before extraordinary items | $1,542,000 | 3,115 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,542,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,538 |
| Cash dividends | $538,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,542,000 | 3,073 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,897 |
| Total interest expense | $1,750,000 | 7,015 |
| Net interest income | $6,504,000 | 2,742 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $724,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $421,000 | 3,195 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $303,000 | 3,971 |
| Total noninterest expense | $4,363,000 | 3,075 |
| Salaries and employee benefits | $2,562,000 | 2,615 |
| Premises and equipment expense | $415,000 | 4,383 |
| Additional noninterest expense | $1,386,000 | 3,300 |
| Pre-tax net operating income | $2,855,000 | 2,525 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,203,000 | 2,021 |
| Income before extraordinary items | $1,652,000 | 2,973 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,652,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $538,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,652,000 | 2,942 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,289,000 | 3,619 |
| Total interest expense | $1,860,000 | 5,927 |
| Net interest income | $6,429,000 | 2,812 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $690,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $395,000 | 3,412 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $295,000 | 4,132 |
| Total noninterest expense | $4,330,000 | 3,181 |
| Salaries and employee benefits | $2,552,000 | 2,608 |
| Premises and equipment expense | $414,000 | 4,450 |
| Additional noninterest expense | $1,364,000 | 3,614 |
| Pre-tax net operating income | $2,785,000 | 2,543 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,180,000 | 1,902 |
| Income before extraordinary items | $1,605,000 | 3,001 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,605,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,658 |
| Cash dividends | $437,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,605,000 | 3,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 3,579 |
| Total interest expense | $2,097,000 | 5,614 |
| Net interest income | $6,483,000 | 2,793 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $727,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $449,000 | 3,088 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $4,570,000 | 3,073 |
| Salaries and employee benefits | $2,548,000 | 2,593 |
| Premises and equipment expense | $402,000 | 4,694 |
| Additional noninterest expense | $1,620,000 | 3,277 |
| Pre-tax net operating income | $2,633,000 | 2,591 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,116,000 | 2,048 |
| Income before extraordinary items | $1,517,000 | 3,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,517,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,649 |
| Cash dividends | $303,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,517,000 | 3,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 3,727 |
| Total interest expense | $2,797,000 | 5,480 |
| Net interest income | $6,568,000 | 2,789 |
| Provision for loan and lease losses | $491,000 | 3,045 |
| Total noninterest income | $655,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $398,000 | 3,502 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $4,659,000 | 3,065 |
| Salaries and employee benefits | $2,574,000 | 2,510 |
| Premises and equipment expense | $455,000 | 4,306 |
| Additional noninterest expense | $1,630,000 | 3,359 |
| Pre-tax net operating income | $2,073,000 | 3,007 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $883,000 | 2,359 |
| Income before extraordinary items | $1,190,000 | 3,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,190,000 | 3,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,601 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,190,000 | 3,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.