Home > The Bright National Bank > Net Loans and Leases
The Bright National Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $119,772,000 | 2,677 |
| Loan loss allowance | $2,107,000 | 1,891 |
| Total loans and leases | $121,879,000 | 2,672 |
| Unearned income | $237,000 | 967 |
| Loans and leases, gross | $122,116,000 | 2,672 |
| All real estate loans | $91,484,000 | 2,483 |
| Real estate loans in domestic offices | $91,484,000 | 2,481 |
| Construction and development loans | $9,243,000 | 2,173 |
| Commercial RE | $21,396,000 | 2,862 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,455,000 | 1,276 |
| 1-4 family residential loans | $40,265,000 | 2,660 |
| Farmland loans | $15,125,000 | 422 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,283,000 | 1,024 |
| Commercial and industrial loans | $10,439,000 | 3,614 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,739,000 | 3,202 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,739,000 | 3,017 |
| All other loans & leases | $3,171,000 | 1,278 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $627,000 | 1,630 |
| Other loans | $83,000 | 3,545 |
| Lease financing receivables | $2,461,000 | 489 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,513,000 | 2,296 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $133,882,000 | 2,348 |
| Loan loss allowance | $1,800,000 | 2,089 |
| Total loans and leases | $135,682,000 | 2,346 |
| Unearned income | $270,000 | 1,000 |
| Loans and leases, gross | $135,952,000 | 2,346 |
| All real estate loans | $92,951,000 | 2,342 |
| Real estate loans in domestic offices | $92,951,000 | 2,342 |
| Construction and development loans | $8,094,000 | 2,077 |
| Commercial RE | $19,699,000 | 2,825 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,386,000 | 1,209 |
| 1-4 family residential loans | $40,751,000 | 2,645 |
| Farmland loans | $19,021,000 | 277 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,594,000 | 663 |
| Commercial and industrial loans | $14,688,000 | 2,779 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $10,892,000 | 2,537 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,892,000 | 2,380 |
| All other loans & leases | $3,827,000 | 1,096 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $185,000 | 2,708 |
| Other loans | $84,000 | 3,566 |
| Lease financing receivables | $3,532,000 | 399 |
| Loans to depository institutions and acceptances of other banks | $26,000 | 421 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $134,716,000 | 2,246 |
| Loan loss allowance | $1,783,000 | 2,052 |
| Total loans and leases | $136,499,000 | 2,244 |
| Unearned income | $259,000 | 1,234 |
| Loans and leases, gross | $136,758,000 | 2,247 |
| All real estate loans | $94,279,000 | 2,212 |
| Real estate loans in domestic offices | $94,279,000 | 2,212 |
| Construction and development loans | $8,018,000 | 1,924 |
| Commercial RE | $14,614,000 | 3,268 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,353,000 | 1,366 |
| 1-4 family residential loans | $48,453,000 | 2,244 |
| Farmland loans | $18,841,000 | 243 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,354,000 | 593 |
| Commercial and industrial loans | $11,934,000 | 3,124 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $13,356,000 | 2,134 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,356,000 | 1,976 |
| All other loans & leases | $2,835,000 | 1,305 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $201,000 | 2,674 |
| Other loans | $57,000 | 4,178 |
| Lease financing receivables | $2,577,000 | 449 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $112,422,000 | 2,470 |
| Loan loss allowance | $1,715,000 | 2,069 |
| Total loans and leases | $114,137,000 | 2,464 |
| Unearned income | $235,000 | 1,713 |
| Loans and leases, gross | $114,372,000 | 2,464 |
| All real estate loans | $76,867,000 | 2,501 |
| Real estate loans in domestic offices | $76,867,000 | 2,500 |
| Construction and development loans | $4,393,000 | 2,627 |
| Commercial RE | $11,610,000 | 3,481 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,648,000 | 1,232 |
| 1-4 family residential loans | $41,157,000 | 2,529 |
| Farmland loans | $15,059,000 | 298 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,765,000 | 578 |
| Commercial and industrial loans | $9,455,000 | 3,474 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $10,936,000 | 2,543 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,936,000 | 2,365 |
| All other loans & leases | $2,349,000 | 1,457 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $226,000 | 2,590 |
| Other loans | $135,000 | 3,075 |
| Lease financing receivables | $1,988,000 | 492 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $103,216,000 | 2,685 |
| Loan loss allowance | $1,559,000 | 2,263 |
| Total loans and leases | $104,775,000 | 2,682 |
| Unearned income | $221,000 | 2,039 |
| Loans and leases, gross | $104,996,000 | 2,676 |
| All real estate loans | $72,862,000 | 2,608 |
| Real estate loans in domestic offices | $72,862,000 | 2,608 |
| Construction and development loans | $3,572,000 | 2,920 |
| Commercial RE | $11,175,000 | 3,549 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,138,000 | 1,438 |
| 1-4 family residential loans | $38,515,000 | 2,751 |
| Farmland loans | $15,462,000 | 252 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $12,372,000 | 711 |
| Commercial and industrial loans | $9,129,000 | 3,556 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $8,573,000 | 3,314 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,573,000 | 3,095 |
| All other loans & leases | $2,060,000 | 1,580 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $171,000 | 2,985 |
| Other loans | $59,000 | 4,359 |
| Lease financing receivables | $1,830,000 | 503 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $88,297,000 | 3,100 |
| Loan loss allowance | $1,255,000 | 2,864 |
| Total loans and leases | $89,552,000 | 3,101 |
| Unearned income | $190,000 | 3,447 |
| Loans and leases, gross | $89,552,000 | 3,119 |
| All real estate loans | $63,100,000 | 2,962 |
| Real estate loans in domestic offices | $63,100,000 | 2,962 |
| Construction and development loans | $2,189,000 | 3,931 |
| Commercial RE | $10,043,000 | 3,799 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,895,000 | 1,565 |
| 1-4 family residential loans | $34,212,000 | 3,082 |
| Farmland loans | $12,761,000 | 299 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,789,000 | 895 |
| Commercial and industrial loans | $6,604,000 | 4,400 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $8,157,000 | 3,583 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,157,000 | 3,350 |
| All other loans & leases | $2,092,000 | 1,633 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $214,000 | 2,954 |
| Other loans | $103,000 | 3,719 |
| Lease financing receivables | $1,775,000 | 516 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,000 | 3,072 |
| Non 1-4 family restructured loans & leases | $3,000 | 3,072 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $76,004,000 | 3,465 |
| Loan loss allowance | $987,000 | 3,585 |
| Total loans and leases | $76,991,000 | 3,473 |
| Unearned income | $163,000 | 3,989 |
| Loans and leases, gross | $76,991,000 | 3,486 |
| All real estate loans | $51,506,000 | 3,423 |
| Real estate loans in domestic offices | $51,506,000 | 3,423 |
| Construction and development loans | $2,130,000 | 3,894 |
| Commercial RE | $8,589,000 | 4,175 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,494,000 | 1,715 |
| 1-4 family residential loans | $29,821,000 | 3,382 |
| Farmland loans | $7,472,000 | 678 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,216,000 | 935 |
| Commercial and industrial loans | $7,555,000 | 3,919 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $7,404,000 | 3,877 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,404,000 | 3,653 |
| All other loans & leases | $1,473,000 | 2,067 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $94,000 | 3,934 |
| Other loans | $34,000 | 5,517 |
| Lease financing receivables | $1,345,000 | 574 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $7,000 | 3,313 |
| Non 1-4 family restructured loans & leases | $7,000 | 3,313 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $72,599,000 | 3,554 |
| Loan loss allowance | $743,000 | 4,617 |
| Total loans and leases | $73,342,000 | 3,568 |
| Unearned income | $157,000 | 4,405 |
| Loans and leases, gross | $73,342,000 | 3,584 |
| All real estate loans | $48,663,000 | 3,568 |
| Real estate loans in domestic offices | $48,663,000 | 3,568 |
| Construction and development loans | $1,813,000 | 4,131 |
| Commercial RE | $7,114,000 | 4,683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,709,000 | 1,702 |
| 1-4 family residential loans | $29,269,000 | 3,431 |
| Farmland loans | $6,758,000 | 726 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,494,000 | 1,205 |
| Commercial and industrial loans | $8,339,000 | 3,534 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $7,915,000 | 3,610 |
| Credit card loans | $5,000 | 6,709 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,910,000 | 3,377 |
| All other loans & leases | $1,088,000 | 2,593 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $140,000 | 3,725 |
| Other loans | $63,000 | 4,648 |
| Lease financing receivables | $885,000 | 657 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $73,647,000 | 3,425 |
| Loan loss allowance | $682,000 | 5,069 |
| Total loans and leases | $74,329,000 | 3,444 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $74,329,000 | 3,459 |
| All real estate loans | $48,073,000 | 3,547 |
| Real estate loans in domestic offices | $48,073,000 | 3,547 |
| Construction and development loans | $1,746,000 | 4,031 |
| Commercial RE | $7,697,000 | 4,446 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,206,000 | 1,622 |
| 1-4 family residential loans | $28,166,000 | 3,555 |
| Farmland loans | $6,258,000 | 721 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,841,000 | 1,282 |
| Commercial and industrial loans | $8,856,000 | 3,282 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $9,254,000 | 3,128 |
| Credit card loans | $533,000 | 2,504 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,721,000 | 3,051 |
| All other loans & leases | $1,305,000 | 2,419 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $360,000 | 2,719 |
| Other loans | $350,000 | 2,358 |
| Lease financing receivables | $595,000 | 734 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $71,750,000 | 3,581 |
| Loan loss allowance | $525,000 | 6,218 |
| Total loans and leases | $72,275,000 | 3,610 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $72,275,000 | 3,629 |
| All real estate loans | $47,296,000 | 3,618 |
| Real estate loans in domestic offices | $47,296,000 | 3,618 |
| Construction and development loans | $1,558,000 | 4,268 |
| Commercial RE | $8,591,000 | 4,115 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,463,000 | 1,830 |
| 1-4 family residential loans | $27,719,000 | 3,701 |
| Farmland loans | $5,965,000 | 681 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,555,000 | 1,242 |
| Commercial and industrial loans | $7,635,000 | 3,774 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $9,520,000 | 3,152 |
| Credit card loans | $493,000 | 2,634 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,027,000 | 3,090 |
| All other loans & leases | $1,269,000 | 2,666 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $290,000 | 3,184 |
| Other loans | $4,000 | 9,159 |
| Lease financing receivables | $975,000 | 622 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |