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The Bright National Bank, Assets and Liabilities

2001-12-31Rank
# of Employees:722,358
Assets and Liabilities
Total Assets:$162,761,0003,055
Cash and due from depository institutions$5,993,0002,358
Interest-bearing balances$1,134,0002,835
Securities$17,301,0004,956
Federal funds sold & reverse repurchase agreements$11,700,0001,248
Net loans & leases$119,772,0002,677
Loan loss allowance$2,107,0001,891
Trading account assets$0182
Bank premises and fixed assets$1,406,0005,025
Other real estate owned$199,0002,358
Goodwill and other intangibles$365,0002,057
All other assets$6,025,0001,877
Life insurance assets$01
Total liabilities and capital$162,761,0003,055
Total liabilities$144,680,0003,075
Total deposits$123,835,0003,247
Interest-bearing deposits$106,700,0003,222
Deposits held in domestic offices$123,835,0003,242
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$18,583,0001,488
Subordinated debt$0241
All other liabilities$2,262,0001,824
Total equity capital$18,081,0002,685
Total bank equity capital$18,081,0002,685
Perpetual preferred stock$0158
Common stock$2,400,0001,621
Surplus$7,700,0002,169
Undivided profits$7,981,0003,252
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,010,0002,677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,322,0002,614
Earning assets$149,907,0003,026
Long-term assets (5+ years)$18,257,0003,498
Average Assets, year-to-date$168,652,2002,827
Average Assets, quarterly$165,641,0002,970
Volatile liabilities$8,878,0005,960
Insider loans$213,0006,873
FHLB advances$18,583,0001,371
Loans and leases held for sale$01,749
Unused loan commitments$13,411,0003,279
Tier 1 (core) risk-based capital$17,767,0002,604
Tier 2 risk-based capital$1,513,0002,384
Total risk weighted assets$120,415,0002,761
Total unused commitments$13,411,0003,285
Derivatives$0450
2000-12-31Rank
# of Employees:752,262
Assets and Liabilities
Total Assets:$173,947,0002,754
Cash and due from depository institutions$3,631,0002,262
Interest-bearing balances$14,0006,201
Securities$25,261,0003,915
Federal funds sold & reverse repurchase agreements$4,075,0002,789
Net loans & leases$133,882,0002,348
Loan loss allowance$1,800,0002,089
Trading account assets$0175
Bank premises and fixed assets$1,523,0004,801
Other real estate owned$357,0002,262
Goodwill and other intangibles$229,0002,258
All other assets$4,989,0001,807
Life insurance assets$01
Total liabilities and capital$173,947,0002,754
Total liabilities$161,313,0002,687
Total deposits$135,540,0002,879
Interest-bearing deposits$120,025,0002,803
Deposits held in domestic offices$135,540,0002,875
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$24,060,0001,194
Subordinated debt$0239
All other liabilities$1,713,0002,335
Total equity capital$12,634,0003,606
Total bank equity capital$12,634,0003,606
Perpetual preferred stock$0178
Common stock$2,400,0001,630
Surplus$3,200,0004,176
Undivided profits$7,034,0003,437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$190,0005,782
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,843,0001,359
Earning assets$163,232,0002,707
Long-term assets (5+ years)$24,169,0002,800
Average Assets, year-to-date$167,267,0002,728
Average Assets, quarterly$172,129,0002,751
Volatile liabilities$22,346,0003,390
Insider loans$672,0004,768
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$16,990,0002,630
Tier 1 (core) risk-based capital$12,513,7003,509
Tier 2 risk-based capital$1,754,0402,013
Total risk weighted assets$140,277,5402,284
Total unused commitments$16,990,0002,634
Derivatives$0481
1999-12-31Rank
# of Employees:792,196
Assets and Liabilities
Total Assets:$160,597,0002,894
Cash and due from depository institutions$5,510,0002,196
Interest-bearing balances$13,0006,238
Securities$13,977,0006,030
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$134,716,0002,246
Loan loss allowance$1,783,0002,052
Trading account assets$0165
Bank premises and fixed assets$1,653,0004,556
Other real estate owned$329,0002,196
Goodwill and other intangibles$277,0002,227
All other assets$4,135,0002,137
Life insurance assets$01
Total liabilities and capital$160,597,0002,894
Total liabilities$148,464,0002,853
Total deposits$127,406,0002,981
Interest-bearing deposits$110,807,0002,943
Deposits held in domestic offices$127,406,0002,977
% insured0.00%1
Federal funds purchased & repurchase agreements$3,800,0001,940
Trading liabilities$065
Other borrowed funds$15,641,0001,522
Subordinated debt$0242
All other liabilities$1,617,0002,241
Total equity capital$12,133,0003,613
Total bank equity capital$12,133,0003,613
Perpetual preferred stock$0193
Common stock$2,400,0001,635
Surplus$3,200,0004,158
Undivided profits$6,533,0003,430
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,147,0001,941
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,474,0001,457
Earning assets$148,706,0002,863
Long-term assets (5+ years)$27,353,0002,723
Average Assets, year-to-date$145,673,4003,052
Average Assets, quarterly$155,555,5002,951
Volatile liabilities$22,689,0003,171
Insider loans$455,0005,594
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$16,669,0002,693
Tier 1 (core) risk-based capital$12,061,4003,609
Tier 2 risk-based capital$1,637,1302,028
Total risk weighted assets$130,824,5302,341
Total unused commitments$16,669,0002,696
Derivatives$0488
1998-12-31Rank
# of Employees:772,264
Assets and Liabilities
Total Assets:$134,698,0003,348
Cash and due from depository institutions$4,627,0002,264
Interest-bearing balances$12,0006,235
Securities$11,274,0006,723
Federal funds sold & reverse repurchase agreements$475,0007,821
Net loans & leases$112,422,0002,470
Loan loss allowance$1,715,0002,069
Trading account assets$0197
Bank premises and fixed assets$1,805,0004,232
Other real estate owned$38,0002,264
Goodwill and other intangibles$105,0002,657
All other assets$3,952,0001,906
Life insurance assets$01
Total liabilities and capital$134,698,0003,348
Total liabilities$123,583,0003,279
Total deposits$111,032,0003,379
Interest-bearing deposits$95,700,0003,367
Deposits held in domestic offices$111,032,0003,374
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$10,945,0001,476
Subordinated debt$0255
All other liabilities$1,606,0002,395
Total equity capital$11,115,0003,956
Total bank equity capital$11,115,0003,956
Perpetual preferred stock$0199
Common stock$2,400,0001,577
Surplus$3,200,0004,019
Undivided profits$5,515,0004,160
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$151,0006,673
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,421,0001,494
Earning assets$124,183,0003,338
Long-term assets (5+ years)$22,892,0002,884
Average Assets, year-to-date$130,630,8003,262
Average Assets, quarterly$134,221,5003,302
Volatile liabilities$8,585,0005,422
Insider loans$497,0005,305
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$15,044,0002,779
Tier 1 (core) risk-based capital$10,943,0003,858
Tier 2 risk-based capital$1,381,5302,258
Total risk weighted assets$110,189,0302,582
Total unused commitments$15,044,0002,788
Derivatives$0527
1997-12-31Rank
# of Employees:732,464
Assets and Liabilities
Total Assets:$128,533,0003,431
Cash and due from depository institutions$4,175,0002,464
Interest-bearing balances$396,0003,342
Securities$15,817,0005,791
Federal funds sold & reverse repurchase agreements$3,0008,153
Net loans & leases$103,216,0002,685
Loan loss allowance$1,559,0002,263
Trading account assets$0203
Bank premises and fixed assets$1,613,0004,488
Other real estate owned$02,464
Goodwill and other intangibles$149,0002,418
All other assets$3,560,0002,032
Life insurance assets$01
Total liabilities and capital$128,533,0003,431
Total liabilities$118,060,0003,367
Total deposits$107,859,0003,436
Interest-bearing deposits$91,498,0003,479
Deposits held in domestic offices$107,859,0003,428
% insured0.00%1
Federal funds purchased & repurchase agreements$2,500,0001,973
Trading liabilities$080
Other borrowed funds$6,243,0001,771
Subordinated debt$0260
All other liabilities$1,458,0002,615
Total equity capital$10,473,0004,123
Total bank equity capital$10,473,0004,123
Perpetual preferred stock$0223
Common stock$2,400,0001,560
Surplus$3,200,0003,979
Undivided profits$4,873,0004,539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$51,0008,564
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,253,0001,784
Earning assets$119,432,0003,395
Long-term assets (5+ years)$22,568,0002,579
Average Assets, year-to-date$125,584,8003,347
Average Assets, quarterly$126,647,5003,431
Volatile liabilities$12,155,0004,365
Insider loans$433,0005,779
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$9,689,0003,530
Tier 1 (core) risk-based capital$10,240,0004,074
Tier 2 risk-based capital$1,234,5402,406
Total risk weighted assets$98,438,9402,807
Total unused commitments$9,689,0003,532
Derivatives$0533
1996-12-31Rank
# of Employees:722,622
Assets and Liabilities
Total Assets:$131,805,0003,415
Cash and due from depository institutions$6,394,0002,622
Interest-bearing balances$596,0002,884
Securities$20,869,0005,168
Federal funds sold & reverse repurchase agreements$11,402,0001,132
Net loans & leases$88,297,0003,100
Loan loss allowance$1,255,0002,864
Trading account assets$0240
Bank premises and fixed assets$1,571,0004,545
Other real estate owned$46,0002,622
Goodwill and other intangibles$193,0002,156
All other assets$3,033,0002,458
Life insurance assets$01
Total liabilities and capital$131,805,0003,415
Total liabilities$121,756,0003,346
Total deposits$115,938,0003,284
Interest-bearing deposits$91,953,0003,552
Deposits held in domestic offices$115,938,0003,273
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$4,530,0001,950
Subordinated debt$0298
All other liabilities$1,288,0002,897
Total equity capital$10,049,0004,322
Total bank equity capital$10,049,0004,322
Perpetual preferred stock$0250
Common stock$2,400,0001,625
Surplus$3,200,0004,038
Undivided profits$4,449,0004,818
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$157,0007,241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,081,0002,071
Earning assets$121,164,0003,427
Long-term assets (5+ years)$22,956,0002,407
Average Assets, year-to-date$119,783,6003,599
Average Assets, quarterly$125,885,5003,540
Volatile liabilities$9,180,0005,132
Insider loans$518,0005,436
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$9,167,0003,582
Tier 1 (core) risk-based capital$9,805,0004,314
Tier 2 risk-based capital$1,108,6802,690
Total risk weighted assets$88,547,7803,104
Total unused commitments$9,167,0003,596
Derivatives$0549
1995-12-31Rank
# of Employees:722,701
Assets and Liabilities
Total Assets:$116,808,0003,823
Cash and due from depository institutions$5,953,0002,701
Interest-bearing balances$596,0003,088
Securities$27,460,0004,362
Federal funds sold & reverse repurchase agreements$2,965,0004,406
Net loans & leases$76,004,0003,465
Loan loss allowance$987,0003,585
Trading account assets$0261
Bank premises and fixed assets$1,632,0004,388
Other real estate owned$02,701
Goodwill and other intangibles$237,0001,935
All other assets$2,557,0002,926
Life insurance assets$01
Total liabilities and capital$116,808,0003,823
Total liabilities$106,988,0003,763
Total deposits$103,017,0003,703
Interest-bearing deposits$89,785,0003,660
Deposits held in domestic offices$103,017,0003,695
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$2,820,0002,123
Subordinated debt$0337
All other liabilities$1,151,0003,229
Total equity capital$9,820,0004,405
Total bank equity capital$9,820,0004,405
Perpetual preferred stock$0288
Common stock$2,400,0001,662
Surplus$3,200,0004,016
Undivided profits$4,220,0005,092
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$240,0006,201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$966,0002,393
Earning assets$107,025,0003,838
Long-term assets (5+ years)$17,201,0002,796
Average Assets, year-to-date$112,952,0003,801
Average Assets, quarterly$114,650,5003,849
Volatile liabilities$6,813,0005,873
Insider loans$581,0005,227
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$9,266,0003,460
Tier 1 (core) risk-based capital$9,486,0004,405
Tier 2 risk-based capital$940,5803,080
Total risk weighted assets$75,199,8803,506
Total unused commitments$9,266,0003,474
Derivatives$0628
1994-12-31Rank
# of Employees:782,569
Assets and Liabilities
Total Assets:$114,222,0003,874
Cash and due from depository institutions$7,524,0002,569
Interest-bearing balances$100,0005,091
Securities$29,030,0004,387
Federal funds sold & reverse repurchase agreements$364,0007,230
Net loans & leases$72,599,0003,554
Loan loss allowance$743,0004,617
Trading account assets$0286
Bank premises and fixed assets$1,902,0003,817
Other real estate owned$02,569
Goodwill and other intangibles$291,0001,743
All other assets$2,512,0003,140
Life insurance assets$01
Total liabilities and capital$114,222,0003,874
Total liabilities$105,273,0003,817
Total deposits$98,549,0003,840
Interest-bearing deposits$86,935,0003,730
Deposits held in domestic offices$98,549,0003,833
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$6,068,0001,591
Subordinated debt$0372
All other liabilities$656,0004,260
Total equity capital$8,949,0004,494
Total bank equity capital$8,949,0004,494
Perpetual preferred stock$0310
Common stock$2,400,0001,703
Surplus$3,200,0003,936
Undivided profits$3,349,0005,514
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$277,0005,870
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$769,0002,652
Earning assets$102,093,0003,963
Long-term assets (5+ years)$15,027,0003,172
Average Assets, year-to-date$111,742,0003,874
Average Assets, quarterly$112,162,5003,914
Volatile liabilities$7,351,0005,392
Insider loans$121,0009,138
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$7,161,0003,935
Tier 1 (core) risk-based capital$8,917,0004,557
Tier 2 risk-based capital$743,0003,801
Total risk weighted assets$71,824,6003,587
Total unused commitments$7,161,0003,942
Derivatives$0687
1993-12-31Rank
# of Employees:762,754
Assets and Liabilities
Total Assets:$111,871,0004,022
Cash and due from depository institutions$5,165,0002,754
Interest-bearing balances$498,0004,343
Securities$23,684,0005,438
Federal funds sold & reverse repurchase agreements$4,894,0002,884
Net loans & leases$73,647,0003,425
Loan loss allowance$682,0005,069
Trading account assets$0330
Bank premises and fixed assets$1,935,0003,734
Other real estate owned$4,0002,754
Goodwill and other intangibles$346,0001,551
All other assets$2,196,0003,205
Life insurance assets$01
Total liabilities and capital$111,871,0004,022
Total liabilities$103,315,0003,953
Total deposits$99,551,0003,913
Interest-bearing deposits$88,772,0003,804
Deposits held in domestic offices$99,551,0003,906
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$3,203,0001,797
Subordinated debt$0413
All other liabilities$561,0004,930
Total equity capital$8,556,0004,726
Total bank equity capital$8,556,0004,726
Perpetual preferred stock$0343
Common stock$2,400,0001,720
Surplus$3,200,0003,904
Undivided profits$2,956,0006,206
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,083,0002,984
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$141,000767
Income earned, not collected on loans$706,0002,541
Earning assets$102,723,0004,029
Long-term assets (5+ years)$14,028,0003,463
Average Assets, year-to-date$106,617,6004,108
Average Assets, quarterly$109,152,0004,087
Volatile liabilities$10,024,0004,091
Insider loans$520,0005,579
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$8,724,0003,400
Tier 1 (core) risk-based capital$8,210,0004,803
Tier 2 risk-based capital$682,0004,041
Total risk weighted assets$70,680,3003,611
Total unused commitments$8,724,0003,419
Derivatives$0714
1992-12-31Rank
# of Employees:772,799
Assets and Liabilities
Total Assets:$106,484,0004,278
Cash and due from depository institutions$7,257,0002,799
Interest-bearing balances$497,0004,960
Securities$20,963,0005,926
Federal funds sold & reverse repurchase agreements$2,641,0005,489
Net loans & leases$71,750,0003,581
Loan loss allowance$525,0006,218
Trading account assets$0344
Bank premises and fixed assets$2,084,0003,468
Other real estate owned$31,0002,799
Goodwill and other intangibles$400,0001,463
All other assets$1,358,0004,972
Life insurance assets$01
Total liabilities and capital$106,484,0004,278
Total liabilities$98,558,0004,228
Total deposits$95,260,0004,193
Interest-bearing deposits$85,900,0004,100
Deposits held in domestic offices$95,260,0004,186
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$2,272,0001,856
Subordinated debt$0482
All other liabilities$1,026,0003,220
Total equity capital$7,926,0004,834
Total bank equity capital$7,926,0004,834
Perpetual preferred stock$0346
Common stock$2,400,0001,773
Surplus$3,200,0003,791
Undivided profits$2,326,0006,892
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,352,0002,965
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$815,0002,447
Earning assets$95,851,0004,335
Long-term assets (5+ years)$12,197,0003,785
Average Assets, year-to-date$103,237,4004,306
Average Assets, quarterly$103,869,5004,353
Volatile liabilities$8,520,0004,628
Insider loans$124,0005,146
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$7,218,0003,658
Tier 1 (core) risk-based capital$7,526,0004,993
Tier 2 risk-based capital$525,0005,001
Total risk weighted assets$66,531,1003,879
Total unused commitments$7,218,0003,678
Derivatives$0651