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The Brand Banking Company, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$62,489,000299
Total interest expense$8,680,000315
Net interest income$53,809,000301
Provision for loan and lease losses$7,000,000129
Total noninterest income$2,027,0001,277
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,119,000567
Trading account gains and fees$0130
Additional Noninterest Income$908,0001,619
Total noninterest expense$54,437,000252
Salaries and employee benefits$26,653,000265
Premises and equipment expense$3,996,000355
Additional noninterest expense$23,788,000212
Pre-tax net operating income$-5,601,0005,546
Securities gains (losses)$0961
Applicable income taxes$-1,350,0005,529
Income before extraordinary items$-4,251,0005,534
Extraordinary gains, net$06
Net income$-4,251,0005,533
Minority interest net income$065
Net income of bank and minority interests.$-4,251,0005,533
Net charge-offs$9,508,00093
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-4,251,0005,533
2018-03-31 (YTD Data)Rank
Total interest income$29,724,000310
Total interest expense$4,174,000307
Net interest income$25,550,000310
Provision for loan and lease losses$500,000462
Total noninterest income$8,278,000307
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$561,000571
Trading account gains and fees$0123
Additional Noninterest Income$7,717,000238
Total noninterest expense$24,500,000271
Salaries and employee benefits$13,039,000269
Premises and equipment expense$1,962,000362
Additional noninterest expense$9,499,000237
Pre-tax net operating income$8,828,000382
Securities gains (losses)$0735
Applicable income taxes$2,122,000339
Income before extraordinary items$6,706,000403
Extraordinary gains, net$07
Net income$6,706,000402
Minority interest net income$052
Net income of bank and minority interests.$6,706,000403
Net charge-offs$637,000277
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,706,000405
2017-12-31 (YTD Data)Rank
Total interest income$102,197,000326
Total interest expense$14,324,000293
Net interest income$87,873,000330
Provision for loan and lease losses$2,000,000510
Total noninterest income$47,740,000232
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,321,000554
Trading account gains and fees$0151
Additional Noninterest Income$45,419,000176
Total noninterest expense$97,464,000268
Salaries and employee benefits$53,846,000253
Premises and equipment expense$8,148,000347
Additional noninterest expense$35,470,000246
Pre-tax net operating income$36,149,000347
Securities gains (losses)$8,0001,669
Applicable income taxes$20,012,000261
Income before extraordinary items$16,145,000484
Extraordinary gains, net$09
Net income$16,145,000483
Minority interest net income$076
Net income of bank and minority interests.$16,145,000484
Net charge-offs$3,708,000255
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,139,880481
2017-09-30 (YTD Data)Rank
Total interest income$75,023,000331
Total interest expense$10,556,000282
Net interest income$64,467,000339
Provision for loan and lease losses$1,498,000505
Total noninterest income$37,537,000222
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,710,000565
Trading account gains and fees$0145
Additional Noninterest Income$35,827,000167
Total noninterest expense$74,348,000262
Salaries and employee benefits$41,616,000248
Premises and equipment expense$6,027,000351
Additional noninterest expense$26,705,000246
Pre-tax net operating income$26,158,000375
Securities gains (losses)$02,274
Applicable income taxes$9,304,000323
Income before extraordinary items$16,854,000407
Extraordinary gains, net$09
Net income$16,854,000406
Minority interest net income$071
Net income of bank and minority interests.$16,854,000407
Net charge-offs$2,011,000298
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,854,000403
2017-06-30 (YTD Data)Rank
Total interest income$49,413,000333
Total interest expense$7,032,000267
Net interest income$42,381,000344
Provision for loan and lease losses$998,000507
Total noninterest income$25,725,000215
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,098,000574
Trading account gains and fees$0139
Additional Noninterest Income$24,627,000164
Total noninterest expense$50,810,000256
Salaries and employee benefits$28,084,000246
Premises and equipment expense$4,050,000352
Additional noninterest expense$18,676,000240
Pre-tax net operating income$16,298,000387
Securities gains (losses)$01,906
Applicable income taxes$5,777,000331
Income before extraordinary items$10,521,000431
Extraordinary gains, net$011
Net income$10,521,000430
Minority interest net income$071
Net income of bank and minority interests.$10,521,000431
Net charge-offs$1,153,000325
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,521,000428
2017-03-31 (YTD Data)Rank
Total interest income$24,131,000336
Total interest expense$3,526,000263
Net interest income$20,605,000350
Provision for loan and lease losses$500,000453
Total noninterest income$11,506,000236
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$554,000570
Trading account gains and fees$0142
Additional Noninterest Income$10,952,000180
Total noninterest expense$25,225,000261
Salaries and employee benefits$13,354,000258
Premises and equipment expense$2,075,000346
Additional noninterest expense$9,796,000230
Pre-tax net operating income$6,386,000441
Securities gains (losses)$01,153
Applicable income taxes$2,241,000394
Income before extraordinary items$4,145,000503
Extraordinary gains, net$08
Net income$4,145,000502
Minority interest net income$055
Net income of bank and minority interests.$4,145,000503
Net charge-offs$540,000319
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,145,000489
2016-12-31 (YTD Data)Rank
Total interest income$95,367,000325
Total interest expense$14,458,000235
Net interest income$80,909,000338
Provision for loan and lease losses$20,000,000108
Total noninterest income$46,581,000234
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,249,000580
Trading account gains and fees$0170
Additional Noninterest Income$44,332,000175
Total noninterest expense$102,916,000254
Salaries and employee benefits$63,802,000209
Premises and equipment expense$8,592,000321
Additional noninterest expense$30,522,000272
Pre-tax net operating income$4,574,0001,736
Securities gains (losses)$145,0001,075
Applicable income taxes$1,125,0001,531
Income before extraordinary items$3,594,0001,805
Extraordinary gains, net$05
Net income$3,594,0001,804
Minority interest net income$082
Net income of bank and minority interests.$3,594,0001,804
Net charge-offs$22,179,00089
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,483,8001,813
2016-09-30 (YTD Data)Rank
Total interest income$71,677,000322
Total interest expense$10,553,000234
Net interest income$61,124,000332
Provision for loan and lease losses$3,000,000290
Total noninterest income$41,066,000204
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,662,000590
Trading account gains and fees$0169
Additional Noninterest Income$39,404,000154
Total noninterest expense$78,130,000248
Salaries and employee benefits$49,685,000197
Premises and equipment expense$6,479,000315
Additional noninterest expense$21,966,000280
Pre-tax net operating income$21,060,000392
Securities gains (losses)$57,0001,666
Applicable income taxes$7,663,000338
Income before extraordinary items$13,454,000450
Extraordinary gains, net$05
Net income$13,454,000447
Minority interest net income$071
Net income of bank and minority interests.$13,454,000450
Net charge-offs$5,947,000139
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,417,520446
2016-06-30 (YTD Data)Rank
Total interest income$46,653,000328
Total interest expense$6,778,000242
Net interest income$39,875,000340
Provision for loan and lease losses$2,000,000289
Total noninterest income$27,624,000199
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,086,000590
Trading account gains and fees$0157
Additional Noninterest Income$26,538,000154
Total noninterest expense$50,545,000252
Salaries and employee benefits$31,701,000210
Premises and equipment expense$4,336,000319
Additional noninterest expense$14,508,000276
Pre-tax net operating income$14,954,000367
Securities gains (losses)$57,0001,339
Applicable income taxes$5,449,000322
Income before extraordinary items$9,562,000413
Extraordinary gains, net$016
Net income$9,562,000412
Minority interest net income$071
Net income of bank and minority interests.$9,562,000412
Net charge-offs$5,188,000127
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,525,520407
2016-03-31 (YTD Data)Rank
Total interest income$22,840,000326
Total interest expense$3,323,000240
Net interest income$19,517,000341
Provision for loan and lease losses$1,000,000275
Total noninterest income$11,770,000220
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$530,000600
Trading account gains and fees$0142
Additional Noninterest Income$11,240,000165
Total noninterest expense$23,396,000269
Salaries and employee benefits$14,324,000228
Premises and equipment expense$2,135,000326
Additional noninterest expense$6,937,000283
Pre-tax net operating income$6,891,000382
Securities gains (losses)$57,000771
Applicable income taxes$2,555,000336
Income before extraordinary items$4,393,000424
Extraordinary gains, net$012
Net income$4,393,000423
Minority interest net income$062
Net income of bank and minority interests.$4,393,000424
Net charge-offs$1,113,000211
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,356,520417
2015-12-31 (YTD Data)Rank
Total interest income$86,343,000325
Total interest expense$11,908,000242
Net interest income$74,435,000343
Provision for loan and lease losses$4,500,000231
Total noninterest income$51,847,000214
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,104,000624
Trading account gains and fees$0159
Additional Noninterest Income$49,743,000159
Total noninterest expense$100,746,000244
Salaries and employee benefits$58,831,000205
Premises and equipment expense$8,077,000335
Additional noninterest expense$33,838,000247
Pre-tax net operating income$21,036,000462
Securities gains (losses)$1,0003,117
Applicable income taxes$7,843,000384
Income before extraordinary items$13,194,000559
Extraordinary gains, net$023
Net income$13,194,000558
Minority interest net income$081
Net income of bank and minority interests.$13,194,000560
Net charge-offs$3,938,000223
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,193,360551
2015-09-30 (YTD Data)Rank
Total interest income$62,877,000335
Total interest expense$8,649,000246
Net interest income$54,228,000353
Provision for loan and lease losses$2,750,000263
Total noninterest income$41,458,000204
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,541,000638
Trading account gains and fees$0153
Additional Noninterest Income$39,917,000154
Total noninterest expense$75,292,000252
Salaries and employee benefits$44,841,000209
Premises and equipment expense$5,981,000345
Additional noninterest expense$24,470,000261
Pre-tax net operating income$17,644,000431
Securities gains (losses)$-1,0005,801
Applicable income taxes$6,366,000375
Income before extraordinary items$11,277,000501
Extraordinary gains, net$021
Net income$11,277,000498
Minority interest net income$078
Net income of bank and minority interests.$11,277,000501
Net charge-offs$3,082,000207
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,277,640492
2015-06-30 (YTD Data)Rank
Total interest income$40,220,000354
Total interest expense$5,486,000253
Net interest income$34,734,000359
Provision for loan and lease losses$2,000,000240
Total noninterest income$26,376,000213
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$967,000665
Trading account gains and fees$0157
Additional Noninterest Income$25,409,000162
Total noninterest expense$48,416,000259
Salaries and employee benefits$28,985,000219
Premises and equipment expense$3,972,000345
Additional noninterest expense$15,459,000276
Pre-tax net operating income$10,694,000472
Securities gains (losses)$02,636
Applicable income taxes$3,798,000411
Income before extraordinary items$6,896,000550
Extraordinary gains, net$022
Net income$6,896,000548
Minority interest net income$075
Net income of bank and minority interests.$6,896,000550
Net charge-offs$3,034,000157
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,896,000537
2015-03-31 (YTD Data)Rank
Total interest income$19,466,000366
Total interest expense$2,586,000274
Net interest income$16,880,000369
Provision for loan and lease losses$1,000,000221
Total noninterest income$11,915,000224
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$457,000682
Trading account gains and fees$0152
Additional Noninterest Income$11,458,000165
Total noninterest expense$22,946,000274
Salaries and employee benefits$13,862,000230
Premises and equipment expense$1,986,000353
Additional noninterest expense$7,098,000286
Pre-tax net operating income$4,849,000501
Securities gains (losses)$02,027
Applicable income taxes$1,722,000432
Income before extraordinary items$3,127,000580
Extraordinary gains, net$013
Net income$3,127,000577
Minority interest net income$064
Net income of bank and minority interests.$3,127,000580
Net charge-offs$1,378,000173
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,127,000562
2014-12-31 (YTD Data)Rank
Total interest income$75,611,000360
Total interest expense$9,402,000301
Net interest income$66,209,000369
Provision for loan and lease losses$6,500,000176
Total noninterest income$37,660,000247
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,962,000692
Trading account gains and fees$0180
Additional Noninterest Income$35,698,000184
Total noninterest expense$82,977,000290
Salaries and employee benefits$48,328,000252
Premises and equipment expense$7,777,000347
Additional noninterest expense$26,872,000300
Pre-tax net operating income$14,392,000601
Securities gains (losses)$-2,0005,864
Applicable income taxes$5,128,000491
Income before extraordinary items$9,262,000735
Extraordinary gains, net$017
Net income$9,262,000735
Minority interest net income$084
Net income of bank and minority interests.$9,262,000735
Net charge-offs$6,302,000194
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,263,280722
2014-09-30 (YTD Data)Rank
Total interest income$56,210,000362
Total interest expense$6,918,000304
Net interest income$49,292,000370
Provision for loan and lease losses$5,500,000159
Total noninterest income$28,835,000245
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,470,000688
Trading account gains and fees$0174
Additional Noninterest Income$27,365,000175
Total noninterest expense$62,746,000283
Salaries and employee benefits$37,057,000240
Premises and equipment expense$5,903,000344
Additional noninterest expense$19,786,000297
Pre-tax net operating income$9,881,000638
Securities gains (losses)$-2,0005,965
Applicable income taxes$3,533,000525
Income before extraordinary items$6,346,000788
Extraordinary gains, net$015
Net income$6,346,000787
Minority interest net income$081
Net income of bank and minority interests.$6,346,000787
Net charge-offs$4,914,000181
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,347,280774
2014-06-30 (YTD Data)Rank
Total interest income$37,344,000354
Total interest expense$4,539,000308
Net interest income$32,805,000369
Provision for loan and lease losses$4,000,000154
Total noninterest income$20,249,000239
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$958,000690
Trading account gains and fees$0172
Additional Noninterest Income$19,291,000171
Total noninterest expense$43,621,000272
Salaries and employee benefits$25,255,000230
Premises and equipment expense$3,961,000343
Additional noninterest expense$14,405,000278
Pre-tax net operating income$5,433,000752
Securities gains (losses)$02,580
Applicable income taxes$1,964,000588
Income before extraordinary items$3,469,000938
Extraordinary gains, net$020
Net income$3,469,000938
Minority interest net income$080
Net income of bank and minority interests.$3,469,000938
Net charge-offs$3,253,000189
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,469,000916
2014-03-31 (YTD Data)Rank
Total interest income$17,875,000377
Total interest expense$2,181,000315
Net interest income$15,694,000382
Provision for loan and lease losses$2,000,000145
Total noninterest income$8,143,000263
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$469,000692
Trading account gains and fees$0147
Additional Noninterest Income$7,674,000195
Total noninterest expense$20,786,000283
Salaries and employee benefits$11,890,000248
Premises and equipment expense$1,973,000350
Additional noninterest expense$6,923,000279
Pre-tax net operating income$1,051,0001,702
Securities gains (losses)$01,715
Applicable income taxes$402,0001,080
Income before extraordinary items$649,0002,135
Extraordinary gains, net$016
Net income$649,0002,137
Minority interest net income$066
Net income of bank and minority interests.$649,0002,137
Net charge-offs$1,651,000202
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$649,0002,089
2013-12-31 (YTD Data)Rank
Total interest income$61,305,000410
Total interest expense$8,491,000362
Net interest income$52,814,000419
Provision for loan and lease losses$6,000,000235
Total noninterest income$40,816,000247
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,871,000746
Trading account gains and fees$0184
Additional Noninterest Income$38,945,000173
Total noninterest expense$92,094,000261
Salaries and employee benefits$52,143,000217
Premises and equipment expense$7,755,000334
Additional noninterest expense$32,196,000262
Pre-tax net operating income$-4,464,0006,750
Securities gains (losses)$03,182
Applicable income taxes$-1,756,0006,719
Income before extraordinary items$-2,708,0006,707
Extraordinary gains, net$029
Net income$-2,708,0006,707
Minority interest net income$090
Net income of bank and minority interests.$-2,708,0006,707
Net charge-offs$10,478,000175
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,708,0006,700
2013-09-30 (YTD Data)Rank
Total interest income$44,290,000429
Total interest expense$6,333,000377
Net interest income$37,957,000433
Provision for loan and lease losses$4,700,000230
Total noninterest income$30,849,000251
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,348,000776
Trading account gains and fees$0180
Additional Noninterest Income$29,501,000179
Total noninterest expense$70,621,000250
Salaries and employee benefits$41,344,000200
Premises and equipment expense$5,742,000336
Additional noninterest expense$23,535,000261
Pre-tax net operating income$-6,515,0006,872
Securities gains (losses)$-3,0006,385
Applicable income taxes$-2,573,0006,851
Income before extraordinary items$-3,945,0006,844
Extraordinary gains, net$025
Net income$-3,945,0006,845
Minority interest net income$084
Net income of bank and minority interests.$-3,945,0006,845
Net charge-offs$3,852,000340
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-3,943,0806,837
2013-06-30 (YTD Data)Rank
Total interest income$28,044,000447
Total interest expense$4,270,000378
Net interest income$23,774,000454
Provision for loan and lease losses$3,400,000221
Total noninterest income$19,529,000260
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$845,000812
Trading account gains and fees$0157
Additional Noninterest Income$18,684,000192
Total noninterest expense$48,467,000247
Salaries and employee benefits$28,828,000196
Premises and equipment expense$3,759,000340
Additional noninterest expense$15,880,000257
Pre-tax net operating income$-8,564,0006,935
Securities gains (losses)$02,791
Applicable income taxes$-3,366,0006,917
Income before extraordinary items$-5,198,0006,917
Extraordinary gains, net$022
Net income$-5,198,0006,917
Minority interest net income$082
Net income of bank and minority interests.$-5,198,0006,917
Net charge-offs$2,602,000362
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-5,198,0006,913
2013-03-31 (YTD Data)Rank
Total interest income$13,447,000461
Total interest expense$2,139,000393
Net interest income$11,308,000480
Provision for loan and lease losses$2,100,000194
Total noninterest income$3,825,000507
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$403,000837
Trading account gains and fees$0148
Additional Noninterest Income$3,422,000400
Total noninterest expense$23,807,000256
Salaries and employee benefits$14,364,000197
Premises and equipment expense$1,799,000362
Additional noninterest expense$7,644,000271
Pre-tax net operating income$-10,774,0007,021
Securities gains (losses)$01,966
Applicable income taxes$-4,219,0007,013
Income before extraordinary items$-6,555,0007,006
Extraordinary gains, net$010
Net income$-6,555,0007,006
Minority interest net income$076
Net income of bank and minority interests.$-6,555,0007,006
Net charge-offs$1,714,000291
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-6,555,0007,004
2012-12-31 (YTD Data)Rank
Total interest income$46,055,000571
Total interest expense$8,394,000496
Net interest income$37,661,000578
Provision for loan and lease losses$24,784,000138
Total noninterest income$51,494,000211
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,630,000868
Trading account gains and fees$0166
Additional Noninterest Income$49,864,000155
Total noninterest expense$92,676,000258
Salaries and employee benefits$45,227,000246
Premises and equipment expense$6,103,000407
Additional noninterest expense$41,346,000226
Pre-tax net operating income$-28,305,0007,067
Securities gains (losses)$844,000618
Applicable income taxes$-10,867,0007,059
Income before extraordinary items$-16,594,0007,046
Extraordinary gains, net$029
Net income$-16,594,0007,046
Minority interest net income$093
Net income of bank and minority interests.$-16,594,0007,046
Net charge-offs$51,039,00088
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-17,134,1607,046
2012-09-30 (YTD Data)Rank
Total interest income$33,756,000589
Total interest expense$6,321,000520
Net interest income$27,435,000601
Provision for loan and lease losses$23,784,000119
Total noninterest income$36,690,000224
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,193,000897
Trading account gains and fees$0157
Additional Noninterest Income$35,497,000163
Total noninterest expense$66,190,000265
Salaries and employee benefits$32,984,000256
Premises and equipment expense$4,449,000421
Additional noninterest expense$28,757,000235
Pre-tax net operating income$-25,849,0007,174
Securities gains (losses)$844,000477
Applicable income taxes$-9,892,0007,164
Income before extraordinary items$-15,113,0007,153
Extraordinary gains, net$020
Net income$-15,113,0007,153
Minority interest net income$086
Net income of bank and minority interests.$-15,113,0007,153
Net charge-offs$31,225,000103
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-15,653,1607,156
2012-06-30 (YTD Data)Rank
Total interest income$21,706,000608
Total interest expense$4,270,000535
Net interest income$17,436,000623
Provision for loan and lease losses$17,784,000104
Total noninterest income$22,200,000238
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$770,000917
Trading account gains and fees$0153
Additional Noninterest Income$21,430,000169
Total noninterest expense$41,153,000281
Salaries and employee benefits$20,558,000263
Premises and equipment expense$2,849,000435
Additional noninterest expense$17,746,000249
Pre-tax net operating income$-19,301,0007,243
Securities gains (losses)$460,000597
Applicable income taxes$-7,034,0007,232
Income before extraordinary items$-11,807,0007,225
Extraordinary gains, net$019
Net income$-11,807,0007,225
Minority interest net income$084
Net income of bank and minority interests.$-11,807,0007,225
Net charge-offs$26,317,00090
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-12,101,4007,224
2012-03-31 (YTD Data)Rank
Total interest income$10,716,000627
Total interest expense$2,215,000527
Net interest income$8,501,000633
Provision for loan and lease losses$784,000744
Total noninterest income$10,054,000239
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$388,000894
Trading account gains and fees$0148
Additional Noninterest Income$9,666,000170
Total noninterest expense$19,031,000295
Salaries and employee benefits$10,821,000248
Premises and equipment expense$1,428,000433
Additional noninterest expense$6,782,000300
Pre-tax net operating income$-1,260,0007,181
Securities gains (losses)$122,000823
Applicable income taxes$-454,0007,247
Income before extraordinary items$-684,0007,123
Extraordinary gains, net$019
Net income$-684,0007,122
Minority interest net income$078
Net income of bank and minority interests.$-684,0007,123
Net charge-offs$1,492,000505
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-762,0807,130
2011-12-31 (YTD Data)Rank
Total interest income$40,074,000693
Total interest expense$11,860,000471
Net interest income$28,214,000776
Provision for loan and lease losses$35,716,000144
Total noninterest income$21,878,000345
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,384,000615
Trading account gains and fees$0146
Additional Noninterest Income$19,494,000272
Total noninterest expense$59,162,000361
Salaries and employee benefits$32,327,000311
Premises and equipment expense$5,826,000446
Additional noninterest expense$21,009,000372
Pre-tax net operating income$-44,786,0007,344
Securities gains (losses)$-30,0006,961
Applicable income taxes$-33,070,0007,352
Income before extraordinary items$-11,746,0007,231
Extraordinary gains, net$029
Net income$-11,746,0007,230
Minority interest net income$096
Net income of bank and minority interests.$-11,746,0007,231
Net charge-offs$20,639,000247
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-11,726,8007,227
2011-09-30 (YTD Data)Rank
Total interest income$29,899,000715
Total interest expense$9,509,000459
Net interest income$20,390,000807
Provision for loan and lease losses$16,500,000211
Total noninterest income$16,799,000339
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,983,000564
Trading account gains and fees$0145
Additional Noninterest Income$14,816,000268
Total noninterest expense$41,664,000380
Salaries and employee benefits$23,345,000321
Premises and equipment expense$3,351,000575
Additional noninterest expense$14,968,000391
Pre-tax net operating income$-20,975,0007,401
Securities gains (losses)$200,0001,216
Applicable income taxes$-22,851,0007,433
Income before extraordinary items$2,076,0001,783
Extraordinary gains, net$021
Net income$2,076,0001,783
Minority interest net income$087
Net income of bank and minority interests.$2,076,0001,783
Net charge-offs$5,827,000557
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,948,0001,785
2011-06-30 (YTD Data)Rank
Total interest income$19,684,000733
Total interest expense$6,789,000456
Net interest income$12,895,000855
Provision for loan and lease losses$16,500,000153
Total noninterest income$9,269,000397
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,207,000612
Trading account gains and fees$0153
Additional Noninterest Income$8,062,000313
Total noninterest expense$27,490,000388
Salaries and employee benefits$15,084,000332
Premises and equipment expense$2,093,000612
Additional noninterest expense$10,313,000380
Pre-tax net operating income$-21,826,0007,490
Securities gains (losses)$200,000734
Applicable income taxes$-23,071,0007,507
Income before extraordinary items$1,445,0001,673
Extraordinary gains, net$015
Net income$1,445,0001,673
Minority interest net income$089
Net income of bank and minority interests.$1,445,0001,673
Net charge-offs$4,860,000477
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,317,0001,726
2011-03-31 (YTD Data)Rank
Total interest income$9,699,000752
Total interest expense$3,545,000453
Net interest income$6,154,000900
Provision for loan and lease losses$05,840
Total noninterest income$5,265,000357
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$630,000571
Trading account gains and fees$0158
Additional Noninterest Income$4,635,000289
Total noninterest expense$11,696,000451
Salaries and employee benefits$6,329,000400
Premises and equipment expense$1,018,000647
Additional noninterest expense$4,349,000432
Pre-tax net operating income$-277,0006,908
Securities gains (losses)$186,000361
Applicable income taxes$04,545
Income before extraordinary items$-91,0006,702
Extraordinary gains, net$09
Net income$-91,0006,702
Minority interest net income$086
Net income of bank and minority interests.$-91,0006,702
Net charge-offs$460,0001,404
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-277,0006,948
2010-12-31 (YTD Data)Rank
Total interest income$42,367,000711
Total interest expense$17,234,000456
Net interest income$25,133,000870
Provision for loan and lease losses$40,627,000208
Total noninterest income$29,855,000291
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,684,000558
Trading account gains and fees$0175
Additional Noninterest Income$27,171,000235
Total noninterest expense$42,141,000499
Salaries and employee benefits$22,546,000434
Premises and equipment expense$3,265,000786
Additional noninterest expense$16,330,000481
Pre-tax net operating income$-27,780,0007,561
Securities gains (losses)$614,000745
Applicable income taxes$04,655
Income before extraordinary items$-27,166,0007,552
Extraordinary gains, net$029
Net income$-27,166,0007,551
Minority interest net income$0111
Net income of bank and minority interests.$-27,166,0007,552
Net charge-offs$27,223,000264
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-27,780,0007,554
2010-09-30 (YTD Data)Rank
Total interest income$32,313,000703
Total interest expense$13,296,000463
Net interest income$19,017,000867
Provision for loan and lease losses$40,627,000168
Total noninterest income$22,223,000287
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,050,000560
Trading account gains and fees$0165
Additional Noninterest Income$20,173,000231
Total noninterest expense$31,052,000496
Salaries and employee benefits$16,067,000453
Premises and equipment expense$2,417,000803
Additional noninterest expense$12,568,000451
Pre-tax net operating income$-30,439,0007,696
Securities gains (losses)$480,000767
Applicable income taxes$04,726
Income before extraordinary items$-29,959,0007,698
Extraordinary gains, net$023
Net income$-29,959,0007,698
Minority interest net income$0110
Net income of bank and minority interests.$-29,959,0007,698
Net charge-offs$4,290,000874
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-30,439,0007,698
2010-06-30 (YTD Data)Rank
Total interest income$21,996,000694
Total interest expense$9,114,000467
Net interest income$12,882,000855
Provision for loan and lease losses$39,751,000131
Total noninterest income$15,780,000273
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,380,000559
Trading account gains and fees$0152
Additional Noninterest Income$14,400,000213
Total noninterest expense$20,611,000493
Salaries and employee benefits$10,270,000473
Premises and equipment expense$1,627,000804
Additional noninterest expense$8,714,000435
Pre-tax net operating income$-31,700,0007,781
Securities gains (losses)$100,0001,416
Applicable income taxes$04,691
Income before extraordinary items$-31,600,0007,782
Extraordinary gains, net$019
Net income$-31,600,0007,782
Minority interest net income$0105
Net income of bank and minority interests.$-31,600,0007,782
Net charge-offs$3,414,000739
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-31,700,0007,783
2010-03-31 (YTD Data)Rank
Total interest income$11,443,000681
Total interest expense$4,661,000486
Net interest income$6,782,000813
Provision for loan and lease losses$120,0003,696
Total noninterest income$5,332,000357
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$674,000562
Trading account gains and fees$0175
Additional Noninterest Income$4,658,000281
Total noninterest expense$9,904,000517
Salaries and employee benefits$5,062,000482
Premises and equipment expense$810,000834
Additional noninterest expense$4,032,000460
Pre-tax net operating income$2,090,000654
Securities gains (losses)$3,0001,999
Applicable income taxes$04,611
Income before extraordinary items$2,093,000529
Extraordinary gains, net$016
Net income$2,093,000531
Minority interest net income$091
Net income of bank and minority interests.$2,093,000531
Net charge-offs$1,595,000758
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,090,000514
2009-12-31 (YTD Data)Rank
Total interest income$49,678,000661
Total interest expense$21,220,000534
Net interest income$28,458,000755
Provision for loan and lease losses$28,893,000382
Total noninterest income$20,666,000384
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,021,000552
Trading account gains and fees$0211
Additional Noninterest Income$17,645,000297
Total noninterest expense$35,737,000595
Salaries and employee benefits$19,287,000501
Premises and equipment expense$3,095,000869
Additional noninterest expense$13,355,000608
Pre-tax net operating income$-15,506,0007,637
Securities gains (losses)$2,399,000235
Applicable income taxes$04,388
Income before extraordinary items$-13,107,0007,630
Extraordinary gains, net$034
Net income$-13,822,0007,652
Minority interest net income$715,00038
Net income of bank and minority interests.$-13,107,0007,629
Net charge-offs$15,640,000484
Cash dividends$615,0002,281
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-15,506,0007,683
2009-09-30 (YTD Data)Rank
Total interest income$38,073,000657
Total interest expense$16,430,000549
Net interest income$21,643,000751
Provision for loan and lease losses$7,198,000801
Total noninterest income$12,898,000439
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,238,000557
Trading account gains and fees$0212
Additional Noninterest Income$10,660,000360
Total noninterest expense$26,453,000601
Salaries and employee benefits$14,306,000518
Premises and equipment expense$2,301,000888
Additional noninterest expense$9,846,000590
Pre-tax net operating income$890,0002,937
Securities gains (losses)$1,958,000216
Applicable income taxes$04,592
Income before extraordinary items$2,848,000951
Extraordinary gains, net$027
Net income$2,352,0001,150
Minority interest net income$496,00043
Net income of bank and minority interests.$2,848,000952
Net charge-offs$4,451,000895
Cash dividends$615,0001,765
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$890,0002,631
2009-06-30 (YTD Data)Rank
Total interest income$25,412,000665
Total interest expense$11,096,000571
Net interest income$14,316,000744
Provision for loan and lease losses$4,625,000794
Total noninterest income$8,674,000440
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,448,000572
Trading account gains and fees$0193
Additional Noninterest Income$7,226,000352
Total noninterest expense$17,416,000619
Salaries and employee benefits$9,486,000535
Premises and equipment expense$1,536,000915
Additional noninterest expense$6,394,000615
Pre-tax net operating income$949,0002,206
Securities gains (losses)$1,677,000191
Applicable income taxes$04,657
Income before extraordinary items$2,626,000692
Extraordinary gains, net$021
Net income$2,244,000835
Minority interest net income$382,00042
Net income of bank and minority interests.$2,626,000693
Net charge-offs$2,711,000925
Cash dividends$615,0001,394
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$949,0001,872
2009-03-31 (YTD Data)Rank
Total interest income$12,631,000679
Total interest expense$5,682,000580
Net interest income$6,949,000764
Provision for loan and lease losses$2,450,000646
Total noninterest income$2,770,000581
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$718,000557
Trading account gains and fees$0171
Additional Noninterest Income$2,052,000500
Total noninterest expense$8,237,000624
Salaries and employee benefits$4,547,000557
Premises and equipment expense$777,000917
Additional noninterest expense$2,913,000590
Pre-tax net operating income$-968,0007,626
Securities gains (losses)$1,444,000142
Applicable income taxes$04,835
Income before extraordinary items$476,0002,232
Extraordinary gains, net$015
Net income$358,0002,773
Minority interest net income$118,00046
Net income of bank and minority interests.$476,0002,234
Net charge-offs$1,316,000809
Cash dividends$365,0001,198
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-968,0007,691
2008-12-31 (YTD Data)Rank
Total interest income$60,813,000611
Total interest expense$30,450,000523
Net interest income$30,363,000713
Provision for loan and lease losses$4,475,0001,082
Total noninterest income$10,402,000568
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,143,000549
Trading account gains and fees$0154
Additional Noninterest Income$7,259,000488
Total noninterest expense$31,589,000635
Salaries and employee benefits$18,572,000515
Premises and equipment expense$3,154,000877
Additional noninterest expense$9,863,000689
Pre-tax net operating income$4,701,0001,155
Securities gains (losses)$-2,678,0007,963
Applicable income taxes$04,979
Income before extraordinary items$2,023,0001,972
Extraordinary gains, net$039
Net income$2,023,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,296,000938
Cash dividends$704,0002,840
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,701,000931
2008-09-30 (YTD Data)Rank
Total interest income$47,803,000608
Total interest expense$23,752,000529
Net interest income$24,051,000706
Provision for loan and lease losses$3,125,000881
Total noninterest income$7,311,000632
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,366,000553
Trading account gains and fees$0148
Additional Noninterest Income$4,945,000559
Total noninterest expense$23,577,000626
Salaries and employee benefits$14,100,000525
Premises and equipment expense$2,462,000844
Additional noninterest expense$7,015,000683
Pre-tax net operating income$4,660,0001,081
Securities gains (losses)$-2,698,0008,119
Applicable income taxes$05,372
Income before extraordinary items$1,962,0001,811
Extraordinary gains, net$031
Net income$1,962,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,052,000813
Cash dividends$704,0002,262
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,660,000830
2008-06-30 (YTD Data)Rank
Total interest income$32,216,000610
Total interest expense$16,279,000532
Net interest income$15,937,000703
Provision for loan and lease losses$2,325,000706
Total noninterest income$4,806,000656
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,562,000550
Trading account gains and fees$0149
Additional Noninterest Income$3,244,000589
Total noninterest expense$15,880,000613
Salaries and employee benefits$9,555,000518
Premises and equipment expense$1,603,000862
Additional noninterest expense$4,722,000654
Pre-tax net operating income$2,538,0001,359
Securities gains (losses)$779,000211
Applicable income taxes$05,627
Income before extraordinary items$3,317,000822
Extraordinary gains, net$021
Net income$3,317,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,272,000746
Cash dividends$704,0001,842
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,538,0001,071
2008-03-31 (YTD Data)Rank
Total interest income$16,685,000608
Total interest expense$8,439,000561
Net interest income$8,246,000668
Provision for loan and lease losses$1,375,000513
Total noninterest income$2,375,000663
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$775,000546
Trading account gains and fees$0158
Additional Noninterest Income$1,600,000598
Total noninterest expense$7,797,000614
Salaries and employee benefits$4,721,000538
Premises and equipment expense$787,000875
Additional noninterest expense$2,289,000641
Pre-tax net operating income$1,449,0001,308
Securities gains (losses)$732,000181
Applicable income taxes$05,622
Income before extraordinary items$2,181,000711
Extraordinary gains, net$015
Net income$2,181,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,000630
Cash dividends$704,0001,013
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,449,0001,001
2007-12-31 (YTD Data)Rank
Total interest income$67,681,000627
Total interest expense$31,782,000630
Net interest income$35,899,000614
Provision for loan and lease losses$2,200,000779
Total noninterest income$8,310,000716
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,255,000534
Trading account gains and fees$0178
Additional Noninterest Income$5,055,000676
Total noninterest expense$27,377,000689
Salaries and employee benefits$17,422,000554
Premises and equipment expense$2,235,0001,176
Additional noninterest expense$7,720,000746
Pre-tax net operating income$14,632,000605
Securities gains (losses)$261,000390
Applicable income taxes$06,070
Income before extraordinary items$14,893,000454
Extraordinary gains, net$039
Net income$14,893,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$907,0001,104
Cash dividends$8,840,000461
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,632,000456
2007-09-30 (YTD Data)Rank
Total interest income$49,977,000629
Total interest expense$23,027,000643
Net interest income$26,950,000615
Provision for loan and lease losses$1,600,000620
Total noninterest income$6,093,000734
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,435,000528
Trading account gains and fees$0184
Additional Noninterest Income$3,658,000708
Total noninterest expense$19,802,000706
Salaries and employee benefits$12,771,000573
Premises and equipment expense$1,383,0001,441
Additional noninterest expense$5,648,000752
Pre-tax net operating income$11,641,000618
Securities gains (losses)$234,000351
Applicable income taxes$06,220
Income before extraordinary items$11,875,000464
Extraordinary gains, net$033
Net income$11,875,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,388
Cash dividends$8,840,000357
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,641,000469
2007-06-30 (YTD Data)Rank
Total interest income$32,850,000649
Total interest expense$14,702,000678
Net interest income$18,148,000631
Provision for loan and lease losses$1,050,000563
Total noninterest income$4,062,000762
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,624,000530
Trading account gains and fees$0168
Additional Noninterest Income$2,438,000715
Total noninterest expense$12,971,000727
Salaries and employee benefits$8,338,000594
Premises and equipment expense$889,0001,513
Additional noninterest expense$3,744,000764
Pre-tax net operating income$8,189,000611
Securities gains (losses)$234,000282
Applicable income taxes$06,265
Income before extraordinary items$8,423,000477
Extraordinary gains, net$029
Net income$8,423,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,486
Cash dividends$6,740,000326
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,189,000478
2007-03-31 (YTD Data)Rank
Total interest income$16,214,000646
Total interest expense$7,140,000685
Net interest income$9,074,000624
Provision for loan and lease losses$525,000503
Total noninterest income$1,962,000766
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$793,000525
Trading account gains and fees$0195
Additional Noninterest Income$1,169,000726
Total noninterest expense$6,212,000757
Salaries and employee benefits$3,994,000620
Premises and equipment expense$421,0001,588
Additional noninterest expense$1,797,000776
Pre-tax net operating income$4,299,000590
Securities gains (losses)$234,000184
Applicable income taxes$06,196
Income before extraordinary items$4,533,000453
Extraordinary gains, net$022
Net income$4,533,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,000805
Cash dividends$2,520,000376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,299,000458
2006-12-31 (YTD Data)Rank
Total interest income$58,443,000661
Total interest expense$22,723,000739
Net interest income$35,720,000630
Provision for loan and lease losses$1,275,000820
Total noninterest income$7,072,000826
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,517,000484
Trading account gains and fees$0130
Additional Noninterest Income$3,555,000886
Total noninterest expense$23,339,000758
Salaries and employee benefits$14,146,000658
Premises and equipment expense$1,521,0001,674
Additional noninterest expense$7,672,000705
Pre-tax net operating income$18,178,000588
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$18,178,000457
Extraordinary gains, net$051
Net income$18,178,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,665
Cash dividends$12,173,000335
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,178,000447
2006-09-30 (YTD Data)Rank
Total interest income$42,341,000689
Total interest expense$15,975,000768
Net interest income$26,366,000658
Provision for loan and lease losses$750,000991
Total noninterest income$5,231,000847
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,619,000490
Trading account gains and fees$0126
Additional Noninterest Income$2,612,000917
Total noninterest expense$17,129,000783
Salaries and employee benefits$10,343,000686
Premises and equipment expense$1,080,0001,762
Additional noninterest expense$5,706,000720
Pre-tax net operating income$13,718,000603
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$13,718,000479
Extraordinary gains, net$045
Net income$13,718,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,000724
Cash dividends$8,800,000337
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,718,000468
2006-06-30 (YTD Data)Rank
Total interest income$26,891,000708
Total interest expense$9,757,000794
Net interest income$17,134,000671
Provision for loan and lease losses$375,0001,222
Total noninterest income$3,579,000821
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,718,000495
Trading account gains and fees$0126
Additional Noninterest Income$1,861,000871
Total noninterest expense$11,769,000762
Salaries and employee benefits$6,827,000697
Premises and equipment expense$715,0001,775
Additional noninterest expense$4,227,000663
Pre-tax net operating income$8,569,000635
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$8,569,000494
Extraordinary gains, net$039
Net income$8,569,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$6,800,000295
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,569,000482
2006-03-31 (YTD Data)Rank
Total interest income$12,765,000724
Total interest expense$4,515,000819
Net interest income$8,250,000690
Provision for loan and lease losses$06,013
Total noninterest income$1,703,000843
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$829,000495
Trading account gains and fees$0115
Additional Noninterest Income$874,000898
Total noninterest expense$6,387,000706
Salaries and employee benefits$3,351,000708
Premises and equipment expense$337,0001,875
Additional noninterest expense$2,699,000527
Pre-tax net operating income$3,566,000739
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,566,000566
Extraordinary gains, net$021
Net income$3,566,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$1,375,000582
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,566,000553
2005-12-31 (YTD Data)Rank
Total interest income$44,768,000720
Total interest expense$14,260,000796
Net interest income$30,508,000687
Provision for loan and lease losses$1,550,000686
Total noninterest income$5,927,000950
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,442,000499
Trading account gains and fees$0138
Additional Noninterest Income$2,485,0001,166
Total noninterest expense$20,289,000834
Salaries and employee benefits$11,793,000758
Premises and equipment expense$1,114,0002,156
Additional noninterest expense$7,382,000717
Pre-tax net operating income$14,596,000685
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$14,596,000531
Extraordinary gains, net$046
Net income$14,596,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,100
Cash dividends$6,425,000529
Sale, conversion, retirement of capital stock, net$0934
Net operating income$14,596,000520
2005-09-30 (YTD Data)Rank
Total interest income$32,148,000725
Total interest expense$10,041,000801
Net interest income$22,107,000703
Provision for loan and lease losses$1,550,000490
Total noninterest income$4,521,000937
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,593,000495
Trading account gains and fees$0126
Additional Noninterest Income$1,928,0001,154
Total noninterest expense$14,316,000880
Salaries and employee benefits$8,805,000761
Premises and equipment expense$753,0002,345
Additional noninterest expense$4,758,000808
Pre-tax net operating income$10,762,000685
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$10,762,000530
Extraordinary gains, net$035
Net income$10,762,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,138
Cash dividends$4,900,000493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,762,000520
2005-06-30 (YTD Data)Rank
Total interest income$20,610,000734
Total interest expense$6,292,000793
Net interest income$14,318,000710
Provision for loan and lease losses$1,025,000494
Total noninterest income$2,955,000942
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,700,000493
Trading account gains and fees$0116
Additional Noninterest Income$1,255,0001,137
Total noninterest expense$9,389,000887
Salaries and employee benefits$5,792,000766
Premises and equipment expense$500,0002,332
Additional noninterest expense$3,097,000820
Pre-tax net operating income$6,859,000710
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$6,859,000549
Extraordinary gains, net$030
Net income$6,859,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000683
Cash dividends$3,500,000439
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,859,000534
2005-03-31 (YTD Data)Rank
Total interest income$9,838,000758
Total interest expense$2,866,000835
Net interest income$6,972,000727
Provision for loan and lease losses$500,000469
Total noninterest income$1,475,000912
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$829,000483
Trading account gains and fees$0115
Additional Noninterest Income$646,0001,113
Total noninterest expense$4,747,000878
Salaries and employee benefits$2,858,000775
Premises and equipment expense$250,0002,355
Additional noninterest expense$1,639,000774
Pre-tax net operating income$3,200,000759
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$3,200,000579
Extraordinary gains, net$024
Net income$3,200,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,051
Cash dividends$1,225,000544
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,200,000560
2004-12-31 (YTD Data)Rank
Total interest income$32,822,000848
Total interest expense$8,196,000988
Net interest income$24,626,000806
Provision for loan and lease losses$1,667,000647
Total noninterest income$5,256,0001,042
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,210,000538
Trading account gains and fees$0138
Additional Noninterest Income$2,046,0001,289
Total noninterest expense$16,548,000990
Salaries and employee benefits$10,443,000823
Premises and equipment expense$782,0002,845
Additional noninterest expense$5,323,000941
Pre-tax net operating income$11,667,000763
Securities gains (losses)$33,0002,039
Applicable income taxes$07,185
Income before extraordinary items$11,700,000582
Extraordinary gains, net$034
Net income$11,700,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$633,0001,106
Cash dividends$5,700,000552
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,667,000564
2004-09-30 (YTD Data)Rank
Total interest income$23,752,000868
Total interest expense$5,793,0001,026
Net interest income$17,959,000827
Provision for loan and lease losses$1,217,000638
Total noninterest income$4,026,0001,031
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,392,000548
Trading account gains and fees$0134
Additional Noninterest Income$1,634,0001,241
Total noninterest expense$12,160,0001,005
Salaries and employee benefits$7,739,000834
Premises and equipment expense$589,0002,826
Additional noninterest expense$3,832,000983
Pre-tax net operating income$8,608,000775
Securities gains (losses)$28,0002,085
Applicable income taxes$07,220
Income before extraordinary items$8,636,000602
Extraordinary gains, net$026
Net income$8,636,000603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,057
Cash dividends$4,450,000508
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,608,000577
2004-06-30 (YTD Data)Rank
Total interest income$15,278,000884
Total interest expense$3,739,0001,044
Net interest income$11,539,000851
Provision for loan and lease losses$767,000660
Total noninterest income$2,702,0001,015
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,566,000553
Trading account gains and fees$0130
Additional Noninterest Income$1,136,0001,210
Total noninterest expense$7,984,0001,012
Salaries and employee benefits$5,143,000834
Premises and equipment expense$386,0002,870
Additional noninterest expense$2,455,0001,014
Pre-tax net operating income$5,490,000798
Securities gains (losses)$21,0002,004
Applicable income taxes$07,214
Income before extraordinary items$5,511,000616
Extraordinary gains, net$021
Net income$5,511,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,000911
Cash dividends$3,350,000449
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,490,000590
2004-03-31 (YTD Data)Rank
Total interest income$7,521,000909
Total interest expense$1,832,0001,084
Net interest income$5,689,000872
Provision for loan and lease losses$385,000648
Total noninterest income$1,389,000969
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$772,000555
Trading account gains and fees$0121
Additional Noninterest Income$617,0001,112
Total noninterest expense$3,955,0001,027
Salaries and employee benefits$2,550,000862
Premises and equipment expense$194,0002,901
Additional noninterest expense$1,211,0001,016
Pre-tax net operating income$2,738,000800
Securities gains (losses)$16,0001,816
Applicable income taxes$07,103
Income before extraordinary items$2,754,000618
Extraordinary gains, net$016
Net income$2,754,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,000565
Cash dividends$1,100,000610
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,738,000581
2003-12-31 (YTD Data)Rank
Total interest income$28,072,000998
Total interest expense$7,260,0001,218
Net interest income$20,812,000926
Provision for loan and lease losses$1,338,000897
Total noninterest income$3,918,0001,364
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,232,000769
Trading account gains and fees$0160
Additional Noninterest Income$1,686,0001,654
Total noninterest expense$15,155,0001,073
Salaries and employee benefits$9,393,000906
Premises and equipment expense$849,0002,612
Additional noninterest expense$4,913,0001,042
Pre-tax net operating income$8,237,0001,011
Securities gains (losses)$1,734,000330
Applicable income taxes$07,459
Income before extraordinary items$9,971,000658
Extraordinary gains, net$054
Net income$9,971,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,440
Cash dividends$6,600,000509
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,237,000740
2003-09-30 (YTD Data)Rank
Total interest income$20,753,0001,038
Total interest expense$5,544,0001,255
Net interest income$15,209,000960
Provision for loan and lease losses$950,000937
Total noninterest income$2,812,0001,439
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,572,000826
Trading account gains and fees$0153
Additional Noninterest Income$1,240,0001,765
Total noninterest expense$11,523,0001,059
Salaries and employee benefits$7,114,000909
Premises and equipment expense$750,0002,264
Additional noninterest expense$3,659,0001,053
Pre-tax net operating income$5,548,0001,164
Securities gains (losses)$1,733,000309
Applicable income taxes$07,524
Income before extraordinary items$7,281,000707
Extraordinary gains, net$040
Net income$7,281,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,100
Cash dividends$5,500,000452
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,548,000845
2003-06-30 (YTD Data)Rank
Total interest income$13,808,0001,054
Total interest expense$3,725,0001,287
Net interest income$10,083,000961
Provision for loan and lease losses$600,000971
Total noninterest income$1,751,0001,515
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,005,000839
Trading account gains and fees$0150
Additional Noninterest Income$746,0001,879
Total noninterest expense$7,569,0001,075
Salaries and employee benefits$4,698,000916
Premises and equipment expense$500,0002,259
Additional noninterest expense$2,371,0001,069
Pre-tax net operating income$3,665,0001,167
Securities gains (losses)$1,731,000254
Applicable income taxes$07,529
Income before extraordinary items$5,396,000646
Extraordinary gains, net$030
Net income$5,396,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,576
Cash dividends$4,400,000400
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,665,000852
2003-03-31 (YTD Data)Rank
Total interest income$6,875,0001,072
Total interest expense$1,883,0001,297
Net interest income$4,992,000969
Provision for loan and lease losses$300,000910
Total noninterest income$887,0001,460
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$517,000799
Trading account gains and fees$0134
Additional Noninterest Income$370,0001,834
Total noninterest expense$3,657,0001,095
Salaries and employee benefits$2,316,000928
Premises and equipment expense$255,0002,214
Additional noninterest expense$1,086,0001,138
Pre-tax net operating income$1,922,0001,124
Securities gains (losses)$332,000478
Applicable income taxes$07,403
Income before extraordinary items$2,254,000753
Extraordinary gains, net$021
Net income$2,254,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$2,200,000363
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,922,000801
2002-12-31 (YTD Data)Rank
Total interest income$27,368,0001,131
Total interest expense$8,505,0001,313
Net interest income$18,863,0001,027
Provision for loan and lease losses$1,200,0001,132
Total noninterest income$3,468,0001,400
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,042,000792
Trading account gains and fees$0153
Additional Noninterest Income$1,426,0001,707
Total noninterest expense$13,495,0001,141
Salaries and employee benefits$8,702,000924
Premises and equipment expense$1,023,0002,137
Additional noninterest expense$3,770,0001,278
Pre-tax net operating income$7,636,0001,104
Securities gains (losses)$1,449,000338
Applicable income taxes$07,681
Income before extraordinary items$9,085,000700
Extraordinary gains, net$070
Net income$9,085,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,928
Cash dividends$5,500,000571
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,636,000798
2001-12-31 (YTD Data)Rank
Total interest income$29,227,0001,164
Total interest expense$12,990,0001,245
Net interest income$16,237,0001,097
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$2,966,0001,485
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,898,000774
Trading account gains and fees$0177
Additional Noninterest Income$1,068,0001,943
Total noninterest expense$11,786,0001,234
Salaries and employee benefits$7,591,000983
Premises and equipment expense$917,0002,318
Additional noninterest expense$3,278,0001,427
Pre-tax net operating income$6,217,0001,199
Securities gains (losses)$793,000461
Applicable income taxes$07,903
Income before extraordinary items$7,010,000792
Extraordinary gains, net$0105
Net income$7,010,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0001,685
Cash dividends$5,500,000564
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,217,000846
2000-12-31 (YTD Data)Rank
Total interest income$26,894,0001,315
Total interest expense$11,619,0001,484
Net interest income$15,275,0001,151
Provision for loan and lease losses$700,0001,410
Total noninterest income$2,220,0001,735
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,488,000901
Trading account gains and fees$0180
Additional Noninterest Income$732,0002,282
Total noninterest expense$9,710,0001,433
Salaries and employee benefits$6,619,0001,065
Premises and equipment expense$581,0003,358
Additional noninterest expense$2,510,0001,764
Pre-tax net operating income$7,085,0001,073
Securities gains (losses)$-21,0008,768
Applicable income taxes$08,362
Income before extraordinary items$7,064,000764
Extraordinary gains, net$038
Net income$7,064,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,818
Cash dividends$4,400,000696
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,085,000764
1999-12-31 (YTD Data)Rank
Total interest income$22,214,0001,467
Total interest expense$9,178,0001,639
Net interest income$13,036,0001,341
Provision for loan and lease losses$585,0001,560
Total noninterest income$1,584,0002,216
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,339,000998
Trading account gains and fees$0173
Additional Noninterest Income$245,0004,483
Total noninterest expense$8,045,0001,709
Salaries and employee benefits$5,493,0001,260
Premises and equipment expense$477,0003,928
Additional noninterest expense$2,075,0002,097
Pre-tax net operating income$5,990,0001,279
Securities gains (losses)$-32,0009,677
Applicable income taxes$08,765
Income before extraordinary items$5,958,000938
Extraordinary gains, net$035
Net income$5,958,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,438
Cash dividends$4,000,000768
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,990,000922
1998-12-31 (YTD Data)Rank
Total interest income$20,228,0001,607
Total interest expense$8,279,0001,851
Net interest income$11,949,0001,408
Provision for loan and lease losses$900,0001,057
Total noninterest income$1,528,0002,238
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,275,000970
Trading account gains and fees$0224
Additional Noninterest Income$253,0004,394
Total noninterest expense$7,369,0001,771
Salaries and employee benefits$5,142,0001,274
Premises and equipment expense$353,0004,853
Additional noninterest expense$1,874,0002,233
Pre-tax net operating income$5,208,0001,421
Securities gains (losses)$4,0003,561
Applicable income taxes$09,340
Income before extraordinary items$5,212,0001,034
Extraordinary gains, net$032
Net income$5,212,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,712
Cash dividends$4,000,000765
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,208,000997
1997-12-31 (YTD Data)Rank
Total interest income$18,069,0001,831
Total interest expense$7,006,0002,148
Net interest income$11,063,0001,556
Provision for loan and lease losses$880,0001,100
Total noninterest income$1,433,0002,284
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,195,0001,052
Trading account gains and fees$0239
Additional Noninterest Income$238,0004,505
Total noninterest expense$6,625,0001,949
Salaries and employee benefits$4,866,0001,354
Premises and equipment expense$380,0004,617
Additional noninterest expense$1,379,0002,954
Pre-tax net operating income$4,991,0001,556
Securities gains (losses)$9,0002,430
Applicable income taxes$010,065
Income before extraordinary items$5,000,0001,114
Extraordinary gains, net$044
Net income$5,000,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0001,513
Cash dividends$4,000,000738
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,991,0001,082
1996-12-31 (YTD Data)Rank
Total interest income$16,755,0002,020
Total interest expense$6,137,0002,498
Net interest income$10,618,0001,664
Provision for loan and lease losses$520,0001,680
Total noninterest income$1,231,0002,635
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,038,0001,288
Trading account gains and fees$0262
Additional Noninterest Income$193,0005,277
Total noninterest expense$6,293,0002,186
Salaries and employee benefits$4,315,0001,540
Premises and equipment expense$442,0004,178
Additional noninterest expense$1,536,0003,061
Pre-tax net operating income$5,036,0001,429
Securities gains (losses)$40,0001,495
Applicable income taxes$1,462,0001,635
Income before extraordinary items$3,614,0001,371
Extraordinary gains, net$053
Net income$3,614,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,019
Cash dividends$720,0002,688
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,585,6001,348
1995-12-31 (YTD Data)Rank
Total interest income$14,928,0002,262
Total interest expense$5,733,0002,676
Net interest income$9,195,0001,953
Provision for loan and lease losses$410,0001,831
Total noninterest income$1,222,0002,675
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,056,0001,279
Trading account gains and fees$0522
Additional Noninterest Income$166,0005,679
Total noninterest expense$5,959,0002,285
Salaries and employee benefits$4,052,0001,633
Premises and equipment expense$375,0004,785
Additional noninterest expense$1,532,0003,037
Pre-tax net operating income$4,048,0001,830
Securities gains (losses)$03,831
Applicable income taxes$1,154,0002,093
Income before extraordinary items$2,894,0001,744
Extraordinary gains, net$065
Net income$2,894,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,320
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,894,0001,721
1994-12-31 (YTD Data)Rank
Total interest income$12,737,0002,377
Total interest expense$4,728,0002,592
Net interest income$8,009,0002,257
Provision for loan and lease losses$360,0001,966
Total noninterest income$1,065,0002,979
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$886,0001,525
Trading account gains and fees$0475
Additional Noninterest Income$179,0005,633
Total noninterest expense$5,846,0002,397
Salaries and employee benefits$3,762,0001,793
Premises and equipment expense$371,0004,882
Additional noninterest expense$1,713,0002,949
Pre-tax net operating income$2,868,0002,476
Securities gains (losses)$35,0001,379
Applicable income taxes$759,0002,907
Income before extraordinary items$2,144,0002,270
Extraordinary gains, net$0249
Net income$2,144,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,103
Cash dividends$308,0004,375
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,118,1002,313
1993-12-31 (YTD Data)Rank
Total interest income$13,608,0002,284
Total interest expense$4,890,0002,622
Net interest income$8,718,0002,064
Provision for loan and lease losses$360,0002,633
Total noninterest income$1,060,0003,191
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$913,0001,484
Trading account gains and fees$0532
Additional Noninterest Income$147,0006,629
Total noninterest expense$5,458,0002,628
Salaries and employee benefits$3,323,0002,009
Premises and equipment expense$388,0004,834
Additional noninterest expense$1,747,0003,055
Pre-tax net operating income$3,960,0001,741
Securities gains (losses)$81,0002,783
Applicable income taxes$928,0002,446
Income before extraordinary items$3,113,0001,633
Extraordinary gains, net$03,149
Net income$3,113,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,413
Cash dividends$16,0008,758
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,050,6301,568
1992-12-31 (YTD Data)Rank
Total interest income$14,101,0002,496
Total interest expense$6,520,0002,584
Net interest income$7,581,0002,390
Provision for loan and lease losses$410,0003,402
Total noninterest income$1,137,0002,981
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$973,0001,375
Trading account gains and fees$0504
Additional Noninterest Income$164,0006,333
Total noninterest expense$5,167,0002,777
Salaries and employee benefits$3,075,0002,134
Premises and equipment expense$399,0004,802
Additional noninterest expense$1,693,0003,226
Pre-tax net operating income$3,141,0001,980
Securities gains (losses)$16,0005,884
Applicable income taxes$573,0003,557
Income before extraordinary items$2,584,0001,766
Extraordinary gains, net$01,422
Net income$2,584,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0003,238
Cash dividends$16,0008,560
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,570,8801,635

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.