Home > The Brand Banking Company > Net charge- offs to loans
The Brand Banking Company, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9920% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3036% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5583% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0742% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 1,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 5,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1118% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 5,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3985% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3001% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3001% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1973% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2215% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3019% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3790% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4491% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2654% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2654% | 2,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2751% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0769% | 4,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0476% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4644% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2514% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2514% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4443% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0625% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1831% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1831% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0802% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0543% | 4,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2980% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2631% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2631% | 1,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1531% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6163% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 5.5055% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3353% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8874% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4502% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4619% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4059% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4059% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6892% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4055% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5266% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 1.4712% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2099% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6549% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5997% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5997% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3972% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7963% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 2.1878% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3216% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2867% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0515% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5746% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5746% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0238% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2749% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.4993% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3648% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0381% | 4,124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6330% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4487% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2267% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2060% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.4910% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0983% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3574% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3574% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9951% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2663% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.9164% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0989% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 5,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1118% | 4,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1488% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3375% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3375% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6932% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3648% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4082% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 1.3803% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1508% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 5,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3364% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1957% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6125% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6125% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4838% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4721% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 1.8951% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 5,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6385% | 4,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 4,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7362% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7362% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9106% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4243% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.4675% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3917% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2313% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0772% | 6,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7846% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5113% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5791% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4479% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3143% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.7808% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3201% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 5,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3037% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0839% | 6,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7414% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4350% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4350% | 1,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9201% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4511% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3176% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 1.2619% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 6,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4656% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1471% | 6,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7538% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4096% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1404% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4650% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6498% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 2.7354% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 6,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 6,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3239% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3239% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8036% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8273% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0679% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 3.5586% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1459% | 1,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2958% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4992% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2489% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4498% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0742% | 3,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0435% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4154% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5185% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 1.7180% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5607% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 2,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0348% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0348% | 3,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1615% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4307% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4848% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 1.4334% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2950% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8508% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3755% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0753% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0753% | 3,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9188% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5927% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8592% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 2.4113% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6324% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8480% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5797% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 2,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9005% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9563% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6140% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 16.5046% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5399% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3439% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6368% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0491% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7849% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8007% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1063% | 3,748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9491% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1391% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4445% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 14.1214% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8373% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0481% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5599% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1726% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7639% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 3,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1177% | 3,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1215% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3440% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8915% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 16.8754% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2750% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4605% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3965% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7348% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1569% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0257% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0257% | 3,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2656% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6274% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.2035% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6136% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4749% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1116% | 5,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1116% | 5,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5212% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3958% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7990% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 6.0969% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 3,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7402% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7948% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7244% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5161% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1248% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8608% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9135% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0017% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 1.7119% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 3,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3985% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6791% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3155% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 2,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6728% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3028% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1564% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2852% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 2.5455% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 2,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4981% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0738% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3239% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2870% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1105% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5953% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 2,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0445% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4962% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1031% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 6,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 5,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7605% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9151% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2964% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4312% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 8.0600% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7914% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2955% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6211% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4832% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5928% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6951% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6438% | 2,367 |
| Percentage Net Loans Charged-off:Construction & development | 1.3847% | 2,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0917% | 1,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2987% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4192% | 3,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4676% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8375% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7684% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 1.7609% | 1,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1395% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6436% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4390% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7871% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6548% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 1.4732% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1937% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2612% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8264% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6770% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8698% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8145% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 3.8712% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 3,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4331% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 1,795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5640% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7711% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7519% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7063% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5669% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 1.0425% | 2,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 2,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3593% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 1,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4800% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4545% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7445% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6431% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4121% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.5890% | 2,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5541% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7411% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6289% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9784% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6282% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2513% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.5410% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9149% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8588% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3892% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.1436% | 2,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2812% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7536% | 2,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0675% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1151% | 2,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.1268% | 1,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2389% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2382% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4983% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6767% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3023% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 1,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8879% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2585% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2967% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0919% | 970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0669% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0436% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5189% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7389% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6525% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 7,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7278% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4664% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9559% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2671% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2879% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 6,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8123% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2790% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3001% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5532% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4557% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1144% | 7,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5889% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2371% | 7,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4530% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2137% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1986% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3149% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1818% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0010% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2584% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3405% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4614% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4695% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5558% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3539% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4815% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2858% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6273% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9662% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2977% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5679% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6001% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2347% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3956% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2492% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2621% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3891% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3412% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3584% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5882% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2068% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2171% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2978% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7745% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1699% | 4,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 5,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 8,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 8,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 8,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2363% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9381% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 8,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 8,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 8,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5235% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9580% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2159% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.1448% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8532% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0415% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 4,885 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3305% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4159% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 4,910 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |