Home > The Braintree Co-operative Bank > Income and Expense
The Braintree Co-operative Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 2,868 |
| Total interest expense | $440,000 | 3,428 |
| Net interest income | $5,608,000 | 2,785 |
| Provision for loan and lease losses | $336,000 | 1,512 |
| Total noninterest income | $938,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $213,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 2,366 |
| Total noninterest expense | $7,612,000 | 1,879 |
| Salaries and employee benefits | $4,784,000 | 1,726 |
| Premises and equipment expense | $529,000 | 2,661 |
| Additional noninterest expense | $2,299,000 | 1,902 |
| Pre-tax net operating income | $-1,402,000 | 5,699 |
| Securities gains (losses) | $76,000 | 702 |
| Applicable income taxes | $-578,000 | 5,706 |
| Income before extraordinary items | $-748,000 | 5,672 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-748,000 | 5,672 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-748,000 | 5,672 |
| Net charge-offs | $-14,000 | 4,834 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-796,640 | 5,675 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,862 |
| Total interest expense | $292,000 | 3,406 |
| Net interest income | $3,720,000 | 2,786 |
| Provision for loan and lease losses | $315,000 | 1,145 |
| Total noninterest income | $606,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $145,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,424 |
| Total noninterest expense | $4,013,000 | 2,280 |
| Salaries and employee benefits | $2,192,000 | 2,341 |
| Premises and equipment expense | $396,000 | 2,501 |
| Additional noninterest expense | $1,425,000 | 2,007 |
| Pre-tax net operating income | $-2,000 | 5,558 |
| Securities gains (losses) | $76,000 | 515 |
| Applicable income taxes | $-92,000 | 5,723 |
| Income before extraordinary items | $166,000 | 5,007 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $166,000 | 5,007 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $166,000 | 5,007 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $90,000 | 5,279 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 2,856 |
| Total interest expense | $146,000 | 3,390 |
| Net interest income | $1,866,000 | 2,774 |
| Provision for loan and lease losses | $22,000 | 2,759 |
| Total noninterest income | $296,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $76,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 2,457 |
| Total noninterest expense | $2,036,000 | 2,274 |
| Salaries and employee benefits | $1,115,000 | 2,327 |
| Premises and equipment expense | $228,000 | 2,291 |
| Additional noninterest expense | $693,000 | 2,054 |
| Pre-tax net operating income | $104,000 | 4,936 |
| Securities gains (losses) | $19,000 | 530 |
| Applicable income taxes | $-10,000 | 5,696 |
| Income before extraordinary items | $133,000 | 4,611 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $133,000 | 4,611 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $133,000 | 4,611 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $114,000 | 4,745 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 2,895 |
| Total interest expense | $616,000 | 3,278 |
| Net interest income | $7,205,000 | 2,817 |
| Provision for loan and lease losses | $215,000 | 2,359 |
| Total noninterest income | $1,506,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $285,000 | 3,021 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,221,000 | 2,148 |
| Total noninterest expense | $7,945,000 | 2,300 |
| Salaries and employee benefits | $4,402,000 | 2,316 |
| Premises and equipment expense | $850,000 | 2,393 |
| Additional noninterest expense | $2,693,000 | 2,160 |
| Pre-tax net operating income | $551,000 | 4,737 |
| Securities gains (losses) | $40,000 | 1,983 |
| Applicable income taxes | $18,000 | 3,886 |
| Income before extraordinary items | $573,000 | 4,590 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $573,000 | 4,589 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $573,000 | 4,589 |
| Net charge-offs | $125,000 | 2,402 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $534,200 | 4,618 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 2,911 |
| Total interest expense | $467,000 | 3,258 |
| Net interest income | $5,378,000 | 2,837 |
| Provision for loan and lease losses | $202,000 | 2,032 |
| Total noninterest income | $1,110,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $205,000 | 3,115 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $905,000 | 2,170 |
| Total noninterest expense | $5,951,000 | 2,306 |
| Salaries and employee benefits | $3,332,000 | 2,294 |
| Premises and equipment expense | $637,000 | 2,403 |
| Additional noninterest expense | $1,982,000 | 2,201 |
| Pre-tax net operating income | $335,000 | 4,982 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $-11,000 | 5,812 |
| Income before extraordinary items | $383,000 | 4,774 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $383,000 | 4,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $383,000 | 4,774 |
| Net charge-offs | $72,000 | 2,331 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $346,000 | 4,825 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 2,934 |
| Total interest expense | $311,000 | 3,275 |
| Net interest income | $3,555,000 | 2,867 |
| Provision for loan and lease losses | $174,000 | 1,781 |
| Total noninterest income | $726,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $136,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $590,000 | 2,168 |
| Total noninterest expense | $3,964,000 | 2,315 |
| Salaries and employee benefits | $2,220,000 | 2,307 |
| Premises and equipment expense | $423,000 | 2,412 |
| Additional noninterest expense | $1,321,000 | 2,216 |
| Pre-tax net operating income | $143,000 | 5,304 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $-30,000 | 5,944 |
| Income before extraordinary items | $210,000 | 4,969 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 4,969 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $210,000 | 4,969 |
| Net charge-offs | $49,000 | 2,154 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $173,000 | 5,065 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 2,954 |
| Total interest expense | $160,000 | 3,226 |
| Net interest income | $1,751,000 | 2,904 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $345,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $284,000 | 2,162 |
| Total noninterest expense | $1,974,000 | 2,334 |
| Salaries and employee benefits | $1,102,000 | 2,323 |
| Premises and equipment expense | $219,000 | 2,378 |
| Additional noninterest expense | $653,000 | 2,226 |
| Pre-tax net operating income | $47,000 | 5,492 |
| Securities gains (losses) | $7,000 | 1,613 |
| Applicable income taxes | $-27,000 | 6,025 |
| Income before extraordinary items | $81,000 | 5,176 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $81,000 | 5,176 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $81,000 | 5,176 |
| Net charge-offs | $50,000 | 1,427 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $74,000 | 5,181 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 2,951 |
| Total interest expense | $667,000 | 3,164 |
| Net interest income | $6,894,000 | 2,891 |
| Provision for loan and lease losses | $129,000 | 2,773 |
| Total noninterest income | $1,335,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $299,000 | 3,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,036,000 | 2,334 |
| Total noninterest expense | $8,061,000 | 2,285 |
| Salaries and employee benefits | $4,434,000 | 2,276 |
| Premises and equipment expense | $980,000 | 2,204 |
| Additional noninterest expense | $2,647,000 | 2,220 |
| Pre-tax net operating income | $39,000 | 5,799 |
| Securities gains (losses) | $82,000 | 1,283 |
| Applicable income taxes | $-144,000 | 6,019 |
| Income before extraordinary items | $265,000 | 5,315 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $265,000 | 5,318 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $265,000 | 5,318 |
| Net charge-offs | $99,000 | 2,672 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $183,000 | 5,460 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,001 |
| Total interest expense | $497,000 | 3,224 |
| Net interest income | $5,113,000 | 2,933 |
| Provision for loan and lease losses | $93,000 | 2,730 |
| Total noninterest income | $997,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $225,000 | 3,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $772,000 | 2,367 |
| Total noninterest expense | $6,059,000 | 2,276 |
| Salaries and employee benefits | $3,319,000 | 2,289 |
| Premises and equipment expense | $757,000 | 2,196 |
| Additional noninterest expense | $1,983,000 | 2,219 |
| Pre-tax net operating income | $-42,000 | 5,988 |
| Securities gains (losses) | $79,000 | 1,171 |
| Applicable income taxes | $-126,000 | 6,174 |
| Income before extraordinary items | $163,000 | 5,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $163,000 | 5,545 |
| Net charge-offs | $93,000 | 2,243 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $84,000 | 5,735 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 3,000 |
| Total interest expense | $327,000 | 3,273 |
| Net interest income | $3,404,000 | 2,937 |
| Provision for loan and lease losses | $68,000 | 2,591 |
| Total noninterest income | $614,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $146,000 | 3,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $468,000 | 2,483 |
| Total noninterest expense | $3,964,000 | 2,317 |
| Salaries and employee benefits | $2,170,000 | 2,334 |
| Premises and equipment expense | $531,000 | 2,120 |
| Additional noninterest expense | $1,263,000 | 2,332 |
| Pre-tax net operating income | $-14,000 | 6,018 |
| Securities gains (losses) | $81,000 | 940 |
| Applicable income taxes | $-69,000 | 6,244 |
| Income before extraordinary items | $136,000 | 5,440 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $136,000 | 5,440 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $136,000 | 5,443 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $55,000 | 5,785 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 2,990 |
| Total interest expense | $162,000 | 3,325 |
| Net interest income | $1,710,000 | 2,937 |
| Provision for loan and lease losses | $28,000 | 2,655 |
| Total noninterest income | $291,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $217,000 | 2,520 |
| Total noninterest expense | $1,977,000 | 2,332 |
| Salaries and employee benefits | $1,045,000 | 2,430 |
| Premises and equipment expense | $305,000 | 1,898 |
| Additional noninterest expense | $627,000 | 2,318 |
| Pre-tax net operating income | $-4,000 | 6,035 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $-46,000 | 6,325 |
| Income before extraordinary items | $48,000 | 5,627 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $48,000 | 5,627 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $48,000 | 5,628 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $42,000 | 5,636 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 2,993 |
| Total interest expense | $691,000 | 3,342 |
| Net interest income | $6,882,000 | 2,928 |
| Provision for loan and lease losses | $125,000 | 2,928 |
| Total noninterest income | $1,633,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $311,000 | 3,142 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,322,000 | 1,937 |
| Total noninterest expense | $7,491,000 | 2,452 |
| Salaries and employee benefits | $4,122,000 | 2,424 |
| Premises and equipment expense | $962,000 | 2,314 |
| Additional noninterest expense | $2,407,000 | 2,479 |
| Pre-tax net operating income | $899,000 | 4,317 |
| Securities gains (losses) | $37,000 | 1,949 |
| Applicable income taxes | $163,000 | 3,103 |
| Income before extraordinary items | $773,000 | 4,349 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $773,000 | 4,349 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $773,000 | 4,350 |
| Net charge-offs | $165,000 | 2,678 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $742,290 | 4,360 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 3,029 |
| Total interest expense | $532,000 | 3,339 |
| Net interest income | $5,116,000 | 2,977 |
| Provision for loan and lease losses | $88,000 | 2,990 |
| Total noninterest income | $972,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $224,000 | 3,238 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $748,000 | 2,351 |
| Total noninterest expense | $5,605,000 | 2,461 |
| Salaries and employee benefits | $3,086,000 | 2,429 |
| Premises and equipment expense | $727,000 | 2,329 |
| Additional noninterest expense | $1,792,000 | 2,515 |
| Pre-tax net operating income | $395,000 | 5,067 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $37,000 | 3,773 |
| Income before extraordinary items | $395,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $395,000 | 4,942 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $395,000 | 4,944 |
| Net charge-offs | $58,000 | 3,145 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $361,330 | 4,992 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 3,036 |
| Total interest expense | $365,000 | 3,317 |
| Net interest income | $3,402,000 | 2,984 |
| Provision for loan and lease losses | $57,000 | 2,919 |
| Total noninterest income | $647,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $144,000 | 3,299 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $503,000 | 2,305 |
| Total noninterest expense | $3,714,000 | 2,483 |
| Salaries and employee benefits | $2,031,000 | 2,474 |
| Premises and equipment expense | $499,000 | 2,279 |
| Additional noninterest expense | $1,184,000 | 2,523 |
| Pre-tax net operating income | $278,000 | 4,995 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $36,000 | 3,607 |
| Income before extraordinary items | $281,000 | 4,837 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $281,000 | 4,839 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $281,000 | 4,840 |
| Net charge-offs | $62,000 | 2,595 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $246,290 | 4,937 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 3,045 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $1,699,000 | 2,989 |
| Provision for loan and lease losses | $26,000 | 2,789 |
| Total noninterest income | $295,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $222,000 | 2,404 |
| Total noninterest expense | $1,871,000 | 2,480 |
| Salaries and employee benefits | $1,020,000 | 2,457 |
| Premises and equipment expense | $264,000 | 2,203 |
| Additional noninterest expense | $587,000 | 2,533 |
| Pre-tax net operating income | $97,000 | 5,297 |
| Securities gains (losses) | $-10,000 | 6,435 |
| Applicable income taxes | $-9,000 | 6,452 |
| Income before extraordinary items | $96,000 | 5,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,198 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $96,000 | 5,198 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $106,000 | 5,056 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,107 |
| Total interest expense | $911,000 | 3,155 |
| Net interest income | $6,524,000 | 3,061 |
| Provision for loan and lease losses | $172,000 | 3,145 |
| Total noninterest income | $1,345,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $319,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,026,000 | 2,348 |
| Total noninterest expense | $7,607,000 | 2,451 |
| Salaries and employee benefits | $4,217,000 | 2,363 |
| Premises and equipment expense | $971,000 | 2,299 |
| Additional noninterest expense | $2,419,000 | 2,539 |
| Pre-tax net operating income | $90,000 | 5,979 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $-100,000 | 6,484 |
| Income before extraordinary items | $221,000 | 5,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $221,000 | 5,651 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $221,000 | 5,651 |
| Net charge-offs | $57,000 | 4,252 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $190,000 | 5,676 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 3,120 |
| Total interest expense | $706,000 | 3,158 |
| Net interest income | $4,884,000 | 3,094 |
| Provision for loan and lease losses | $144,000 | 2,986 |
| Total noninterest income | $1,054,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $229,000 | 3,346 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $825,000 | 2,315 |
| Total noninterest expense | $5,735,000 | 2,434 |
| Salaries and employee benefits | $3,186,000 | 2,360 |
| Premises and equipment expense | $735,000 | 2,311 |
| Additional noninterest expense | $1,814,000 | 2,522 |
| Pre-tax net operating income | $59,000 | 6,120 |
| Securities gains (losses) | $-8,000 | 6,480 |
| Applicable income taxes | $-80,000 | 6,668 |
| Income before extraordinary items | $131,000 | 5,892 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $131,000 | 5,894 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $131,000 | 5,894 |
| Net charge-offs | $59,000 | 3,728 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $139,000 | 5,807 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,134 |
| Total interest expense | $483,000 | 3,150 |
| Net interest income | $3,244,000 | 3,103 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $766,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $149,000 | 3,371 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $617,000 | 2,197 |
| Total noninterest expense | $3,788,000 | 2,456 |
| Salaries and employee benefits | $2,093,000 | 2,402 |
| Premises and equipment expense | $504,000 | 2,265 |
| Additional noninterest expense | $1,191,000 | 2,558 |
| Pre-tax net operating income | $97,000 | 5,837 |
| Securities gains (losses) | $-8,000 | 6,646 |
| Applicable income taxes | $-22,000 | 6,638 |
| Income before extraordinary items | $111,000 | 5,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 5,777 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $111,000 | 5,777 |
| Net charge-offs | $60,000 | 3,207 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $119,000 | 5,637 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 3,148 |
| Total interest expense | $251,000 | 3,139 |
| Net interest income | $1,618,000 | 3,111 |
| Provision for loan and lease losses | $42,000 | 3,013 |
| Total noninterest income | $444,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $370,000 | 1,951 |
| Total noninterest expense | $1,906,000 | 2,474 |
| Salaries and employee benefits | $1,054,000 | 2,404 |
| Premises and equipment expense | $269,000 | 2,171 |
| Additional noninterest expense | $583,000 | 2,613 |
| Pre-tax net operating income | $114,000 | 5,172 |
| Securities gains (losses) | $-26,000 | 6,886 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $72,000 | 5,578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $72,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $72,000 | 5,580 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $93,320 | 5,231 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 3,054 |
| Total interest expense | $1,265,000 | 3,086 |
| Net interest income | $6,890,000 | 3,019 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $1,302,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $319,000 | 3,372 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $983,000 | 2,391 |
| Total noninterest expense | $7,702,000 | 2,452 |
| Salaries and employee benefits | $4,136,000 | 2,374 |
| Premises and equipment expense | $984,000 | 2,302 |
| Additional noninterest expense | $2,582,000 | 2,489 |
| Pre-tax net operating income | $400,000 | 5,149 |
| Securities gains (losses) | $-3,000 | 6,658 |
| Applicable income taxes | $-205,000 | 6,792 |
| Income before extraordinary items | $602,000 | 4,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $602,000 | 4,693 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $602,000 | 4,694 |
| Net charge-offs | $565,000 | 2,490 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $605,000 | 4,510 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 3,062 |
| Total interest expense | $984,000 | 3,112 |
| Net interest income | $5,271,000 | 3,019 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $817,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $229,000 | 3,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $588,000 | 2,702 |
| Total noninterest expense | $5,794,000 | 2,450 |
| Salaries and employee benefits | $3,122,000 | 2,362 |
| Premises and equipment expense | $727,000 | 2,364 |
| Additional noninterest expense | $1,945,000 | 2,476 |
| Pre-tax net operating income | $234,000 | 5,558 |
| Securities gains (losses) | $-22,000 | 6,912 |
| Applicable income taxes | $-157,000 | 6,950 |
| Income before extraordinary items | $369,000 | 5,090 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $369,000 | 5,088 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $369,000 | 5,088 |
| Net charge-offs | $315,000 | 2,756 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $391,000 | 4,828 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 3,048 |
| Total interest expense | $685,000 | 3,103 |
| Net interest income | $3,551,000 | 3,009 |
| Provision for loan and lease losses | $47,000 | 4,633 |
| Total noninterest income | $543,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $147,000 | 3,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 2,663 |
| Total noninterest expense | $3,862,000 | 2,446 |
| Salaries and employee benefits | $2,079,000 | 2,378 |
| Premises and equipment expense | $477,000 | 2,394 |
| Additional noninterest expense | $1,306,000 | 2,482 |
| Pre-tax net operating income | $185,000 | 5,386 |
| Securities gains (losses) | $-21,000 | 6,986 |
| Applicable income taxes | $-142,000 | 7,047 |
| Income before extraordinary items | $306,000 | 4,785 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $306,000 | 4,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $306,000 | 4,788 |
| Net charge-offs | $307,000 | 2,292 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $327,000 | 4,499 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 3,018 |
| Total interest expense | $352,000 | 3,134 |
| Net interest income | $1,815,000 | 2,955 |
| Provision for loan and lease losses | $28,000 | 4,279 |
| Total noninterest income | $306,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $234,000 | 2,427 |
| Total noninterest expense | $1,911,000 | 2,467 |
| Salaries and employee benefits | $1,028,000 | 2,413 |
| Premises and equipment expense | $247,000 | 2,313 |
| Additional noninterest expense | $636,000 | 2,507 |
| Pre-tax net operating income | $182,000 | 4,645 |
| Securities gains (losses) | $-47,000 | 7,162 |
| Applicable income taxes | $-119,000 | 7,184 |
| Income before extraordinary items | $254,000 | 3,946 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 3,949 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $254,000 | 3,948 |
| Net charge-offs | $308,000 | 1,464 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $301,000 | 3,483 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,594,000 | 2,858 |
| Total interest expense | $1,778,000 | 3,027 |
| Net interest income | $7,816,000 | 2,804 |
| Provision for loan and lease losses | $142,000 | 5,004 |
| Total noninterest income | $995,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $329,000 | 3,416 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $666,000 | 2,711 |
| Total noninterest expense | $7,427,000 | 2,531 |
| Salaries and employee benefits | $3,993,000 | 2,406 |
| Premises and equipment expense | $958,000 | 2,497 |
| Additional noninterest expense | $2,476,000 | 2,607 |
| Pre-tax net operating income | $1,242,000 | 3,338 |
| Securities gains (losses) | $110,000 | 1,985 |
| Applicable income taxes | $336,000 | 2,422 |
| Income before extraordinary items | $1,016,000 | 3,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,534 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,016,000 | 3,536 |
| Net charge-offs | $242,000 | 4,067 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $933,500 | 3,547 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,828 |
| Total interest expense | $1,405,000 | 3,015 |
| Net interest income | $5,957,000 | 2,762 |
| Provision for loan and lease losses | $76,000 | 5,232 |
| Total noninterest income | $739,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $242,000 | 3,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $497,000 | 2,721 |
| Total noninterest expense | $5,557,000 | 2,536 |
| Salaries and employee benefits | $3,010,000 | 2,396 |
| Premises and equipment expense | $724,000 | 2,498 |
| Additional noninterest expense | $1,823,000 | 2,653 |
| Pre-tax net operating income | $1,063,000 | 3,199 |
| Securities gains (losses) | $92,000 | 1,863 |
| Applicable income taxes | $302,000 | 2,251 |
| Income before extraordinary items | $853,000 | 3,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 3,393 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $853,000 | 3,393 |
| Net charge-offs | $106,000 | 4,377 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $784,920 | 3,432 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 2,890 |
| Total interest expense | $980,000 | 2,989 |
| Net interest income | $3,858,000 | 2,826 |
| Provision for loan and lease losses | $54,000 | 5,070 |
| Total noninterest income | $481,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $157,000 | 3,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $324,000 | 2,762 |
| Total noninterest expense | $3,599,000 | 2,623 |
| Salaries and employee benefits | $1,940,000 | 2,485 |
| Premises and equipment expense | $500,000 | 2,450 |
| Additional noninterest expense | $1,159,000 | 2,814 |
| Pre-tax net operating income | $686,000 | 3,223 |
| Securities gains (losses) | $38,000 | 1,750 |
| Applicable income taxes | $189,000 | 2,279 |
| Income before extraordinary items | $535,000 | 3,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $535,000 | 3,440 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $535,000 | 3,440 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $506,880 | 3,461 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 2,976 |
| Total interest expense | $503,000 | 3,022 |
| Net interest income | $1,863,000 | 2,901 |
| Provision for loan and lease losses | $28,000 | 4,792 |
| Total noninterest income | $248,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,702 |
| Total noninterest expense | $1,856,000 | 2,568 |
| Salaries and employee benefits | $945,000 | 2,567 |
| Premises and equipment expense | $274,000 | 2,297 |
| Additional noninterest expense | $637,000 | 2,597 |
| Pre-tax net operating income | $227,000 | 4,019 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $43,000 | 2,947 |
| Income before extraordinary items | $184,000 | 4,130 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $184,000 | 4,129 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $184,000 | 4,130 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $184,000 | 4,077 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,572,000 | 3,062 |
| Total interest expense | $2,249,000 | 3,247 |
| Net interest income | $7,323,000 | 2,962 |
| Provision for loan and lease losses | $173,000 | 5,512 |
| Total noninterest income | $1,040,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $365,000 | 3,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $675,000 | 2,742 |
| Total noninterest expense | $7,090,000 | 2,699 |
| Salaries and employee benefits | $3,856,000 | 2,491 |
| Premises and equipment expense | $924,000 | 2,651 |
| Additional noninterest expense | $2,310,000 | 2,867 |
| Pre-tax net operating income | $1,100,000 | 3,227 |
| Securities gains (losses) | $-233,000 | 7,327 |
| Applicable income taxes | $164,000 | 2,864 |
| Income before extraordinary items | $703,000 | 3,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $703,000 | 3,851 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $703,000 | 3,853 |
| Net charge-offs | $-22,000 | 7,513 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $891,730 | 3,318 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 3,127 |
| Total interest expense | $1,710,000 | 3,341 |
| Net interest income | $5,449,000 | 3,015 |
| Provision for loan and lease losses | $152,000 | 5,229 |
| Total noninterest income | $782,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $285,000 | 3,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $497,000 | 2,769 |
| Total noninterest expense | $5,374,000 | 2,668 |
| Salaries and employee benefits | $2,769,000 | 2,611 |
| Premises and equipment expense | $681,000 | 2,720 |
| Additional noninterest expense | $1,924,000 | 2,567 |
| Pre-tax net operating income | $705,000 | 3,706 |
| Securities gains (losses) | $148,000 | 1,609 |
| Applicable income taxes | $237,000 | 2,389 |
| Income before extraordinary items | $616,000 | 3,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $616,000 | 3,733 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $616,000 | 3,734 |
| Net charge-offs | $42,000 | 5,637 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $509,440 | 3,930 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 3,153 |
| Total interest expense | $1,143,000 | 3,430 |
| Net interest income | $3,646,000 | 3,018 |
| Provision for loan and lease losses | $119,000 | 4,994 |
| Total noninterest income | $459,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $199,000 | 3,171 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $260,000 | 3,065 |
| Total noninterest expense | $3,596,000 | 2,669 |
| Salaries and employee benefits | $1,843,000 | 2,625 |
| Premises and equipment expense | $451,000 | 2,749 |
| Additional noninterest expense | $1,302,000 | 2,537 |
| Pre-tax net operating income | $390,000 | 4,035 |
| Securities gains (losses) | $148,000 | 1,144 |
| Applicable income taxes | $141,000 | 2,467 |
| Income before extraordinary items | $397,000 | 3,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $397,000 | 3,798 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $397,000 | 3,799 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $287,480 | 4,239 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,221 |
| Total interest expense | $580,000 | 3,523 |
| Net interest income | $1,801,000 | 3,071 |
| Provision for loan and lease losses | $58,000 | 4,742 |
| Total noninterest income | $206,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $1,797,000 | 2,704 |
| Salaries and employee benefits | $902,000 | 2,720 |
| Premises and equipment expense | $236,000 | 2,704 |
| Additional noninterest expense | $659,000 | 2,501 |
| Pre-tax net operating income | $152,000 | 4,536 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $126,000 | 4,657 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $126,000 | 4,658 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $126,000 | 4,656 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $125,180 | 4,552 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 3,262 |
| Total interest expense | $3,205,000 | 3,261 |
| Net interest income | $6,694,000 | 3,162 |
| Provision for loan and lease losses | $130,000 | 6,183 |
| Total noninterest income | $930,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $453,000 | 3,081 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $477,000 | 3,282 |
| Total noninterest expense | $6,856,000 | 2,846 |
| Salaries and employee benefits | $3,613,000 | 2,706 |
| Premises and equipment expense | $903,000 | 2,816 |
| Additional noninterest expense | $2,340,000 | 2,902 |
| Pre-tax net operating income | $638,000 | 3,686 |
| Securities gains (losses) | $109,000 | 2,070 |
| Applicable income taxes | $168,000 | 2,531 |
| Income before extraordinary items | $579,000 | 3,652 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $579,000 | 3,650 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $579,000 | 3,650 |
| Net charge-offs | $385,000 | 4,153 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $493,980 | 3,826 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 3,314 |
| Total interest expense | $2,511,000 | 3,279 |
| Net interest income | $4,893,000 | 3,242 |
| Provision for loan and lease losses | $105,000 | 5,912 |
| Total noninterest income | $661,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $325,000 | 3,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $336,000 | 3,452 |
| Total noninterest expense | $5,019,000 | 2,907 |
| Salaries and employee benefits | $2,700,000 | 2,732 |
| Premises and equipment expense | $684,000 | 2,827 |
| Additional noninterest expense | $1,635,000 | 3,073 |
| Pre-tax net operating income | $430,000 | 4,093 |
| Securities gains (losses) | $112,000 | 1,743 |
| Applicable income taxes | $117,000 | 2,763 |
| Income before extraordinary items | $425,000 | 3,956 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $425,000 | 3,952 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $425,000 | 3,955 |
| Net charge-offs | $425,000 | 3,265 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $337,640 | 4,203 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 3,331 |
| Total interest expense | $1,745,000 | 3,305 |
| Net interest income | $3,220,000 | 3,264 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $474,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $205,000 | 3,276 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $269,000 | 3,172 |
| Total noninterest expense | $3,257,000 | 3,004 |
| Salaries and employee benefits | $1,778,000 | 2,804 |
| Premises and equipment expense | $466,000 | 2,814 |
| Additional noninterest expense | $1,013,000 | 3,263 |
| Pre-tax net operating income | $367,000 | 3,830 |
| Securities gains (losses) | $108,000 | 1,443 |
| Applicable income taxes | $124,000 | 2,447 |
| Income before extraordinary items | $351,000 | 3,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 3,696 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $351,000 | 3,696 |
| Net charge-offs | $420,000 | 2,543 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $271,080 | 4,011 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 3,392 |
| Total interest expense | $884,000 | 3,362 |
| Net interest income | $1,570,000 | 3,323 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $305,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $1,608,000 | 2,950 |
| Salaries and employee benefits | $869,000 | 2,890 |
| Premises and equipment expense | $245,000 | 2,713 |
| Additional noninterest expense | $494,000 | 3,034 |
| Pre-tax net operating income | $236,000 | 3,749 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $52,000 | 2,848 |
| Income before extraordinary items | $184,000 | 4,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 4,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $184,000 | 4,004 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $184,000 | 3,849 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 3,526 |
| Total interest expense | $4,013,000 | 3,502 |
| Net interest income | $5,963,000 | 3,498 |
| Provision for loan and lease losses | $307,000 | 4,581 |
| Total noninterest income | $1,078,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $433,000 | 3,302 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $645,000 | 2,778 |
| Total noninterest expense | $6,569,000 | 2,832 |
| Salaries and employee benefits | $3,509,000 | 2,819 |
| Premises and equipment expense | $969,000 | 2,703 |
| Additional noninterest expense | $2,091,000 | 2,746 |
| Pre-tax net operating income | $165,000 | 5,846 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $-50,000 | 6,956 |
| Income before extraordinary items | $240,000 | 5,328 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $240,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,109 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $215,000 | 5,585 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,440,000 | 3,616 |
| Total interest expense | $3,111,000 | 3,538 |
| Net interest income | $4,329,000 | 3,599 |
| Provision for loan and lease losses | $263,000 | 3,771 |
| Total noninterest income | $841,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $323,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $518,000 | 2,755 |
| Total noninterest expense | $4,812,000 | 2,865 |
| Salaries and employee benefits | $2,569,000 | 2,908 |
| Premises and equipment expense | $724,000 | 2,711 |
| Additional noninterest expense | $1,519,000 | 2,745 |
| Pre-tax net operating income | $95,000 | 6,423 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $-21,000 | 7,353 |
| Income before extraordinary items | $123,000 | 6,063 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $123,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,084 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $116,000 | 6,259 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 3,653 |
| Total interest expense | $2,166,000 | 3,542 |
| Net interest income | $2,825,000 | 3,658 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $578,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $217,000 | 3,324 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $361,000 | 2,730 |
| Total noninterest expense | $3,214,000 | 2,877 |
| Salaries and employee benefits | $1,679,000 | 2,991 |
| Premises and equipment expense | $491,000 | 2,684 |
| Additional noninterest expense | $1,044,000 | 2,647 |
| Pre-tax net operating income | $94,000 | 6,433 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $56,000 | 6,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,536 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $54,720 | 6,603 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 3,817 |
| Total interest expense | $1,129,000 | 3,604 |
| Net interest income | $1,274,000 | 3,920 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $290,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,680 |
| Total noninterest expense | $1,627,000 | 2,842 |
| Salaries and employee benefits | $847,000 | 3,004 |
| Premises and equipment expense | $256,000 | 2,617 |
| Additional noninterest expense | $524,000 | 2,610 |
| Pre-tax net operating income | $-92,000 | 7,534 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $-36,000 | 7,977 |
| Income before extraordinary items | $-53,000 | 7,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-53,000 | 7,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-54,920 | 7,457 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 3,831 |
| Total interest expense | $4,850,000 | 3,541 |
| Net interest income | $4,887,000 | 4,071 |
| Provision for loan and lease losses | $288,000 | 3,271 |
| Total noninterest income | $1,098,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $346,000 | 3,803 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $752,000 | 2,650 |
| Total noninterest expense | $5,844,000 | 3,039 |
| Salaries and employee benefits | $3,164,000 | 3,087 |
| Premises and equipment expense | $802,000 | 3,072 |
| Additional noninterest expense | $1,878,000 | 2,823 |
| Pre-tax net operating income | $-147,000 | 7,602 |
| Securities gains (losses) | $837,000 | 194 |
| Applicable income taxes | $152,000 | 4,116 |
| Income before extraordinary items | $538,000 | 5,546 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $538,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-114,860 | 7,621 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 3,853 |
| Total interest expense | $3,640,000 | 3,543 |
| Net interest income | $3,636,000 | 4,103 |
| Provision for loan and lease losses | $74,000 | 4,611 |
| Total noninterest income | $720,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $230,000 | 4,037 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $490,000 | 2,884 |
| Total noninterest expense | $4,336,000 | 3,039 |
| Salaries and employee benefits | $2,379,000 | 3,056 |
| Premises and equipment expense | $564,000 | 3,230 |
| Additional noninterest expense | $1,393,000 | 2,788 |
| Pre-tax net operating income | $-54,000 | 7,743 |
| Securities gains (losses) | $398,000 | 264 |
| Applicable income taxes | $135,000 | 4,151 |
| Income before extraordinary items | $209,000 | 6,767 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $209,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,354 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-45,720 | 7,752 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 3,859 |
| Total interest expense | $2,406,000 | 3,562 |
| Net interest income | $2,466,000 | 4,073 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $468,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $334,000 | 2,848 |
| Total noninterest expense | $2,887,000 | 3,063 |
| Salaries and employee benefits | $1,579,000 | 3,108 |
| Premises and equipment expense | $377,000 | 3,235 |
| Additional noninterest expense | $931,000 | 2,784 |
| Pre-tax net operating income | $-4,000 | 7,788 |
| Securities gains (losses) | $398,000 | 202 |
| Applicable income taxes | $144,000 | 3,704 |
| Income before extraordinary items | $250,000 | 6,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $250,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,453 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-4,720 | 7,790 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 3,806 |
| Total interest expense | $1,185,000 | 3,564 |
| Net interest income | $1,288,000 | 3,934 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $226,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $172,000 | 2,777 |
| Total noninterest expense | $1,460,000 | 3,052 |
| Salaries and employee benefits | $810,000 | 3,055 |
| Premises and equipment expense | $186,000 | 3,305 |
| Additional noninterest expense | $464,000 | 2,775 |
| Pre-tax net operating income | $32,000 | 7,514 |
| Securities gains (losses) | $68,000 | 367 |
| Applicable income taxes | $33,000 | 4,531 |
| Income before extraordinary items | $67,000 | 6,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,518 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $21,440 | 7,591 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,847 |
| Total interest expense | $3,989,000 | 3,609 |
| Net interest income | $5,063,000 | 3,967 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $778,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 3,091 |
| Total noninterest expense | $5,323,000 | 3,176 |
| Salaries and employee benefits | $2,884,000 | 3,247 |
| Premises and equipment expense | $720,000 | 3,267 |
| Additional noninterest expense | $1,719,000 | 2,943 |
| Pre-tax net operating income | $418,000 | 6,730 |
| Securities gains (losses) | $595,000 | 231 |
| Applicable income taxes | $311,000 | 3,760 |
| Income before extraordinary items | $702,000 | 5,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $702,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,516 |
| Cash dividends | $110,000 | 5,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $291,450 | 6,947 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 3,864 |
| Total interest expense | $2,825,000 | 3,657 |
| Net interest income | $3,861,000 | 3,946 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $564,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $146,000 | 5,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $418,000 | 3,146 |
| Total noninterest expense | $4,020,000 | 3,158 |
| Salaries and employee benefits | $2,187,000 | 3,208 |
| Premises and equipment expense | $554,000 | 3,201 |
| Additional noninterest expense | $1,279,000 | 2,948 |
| Pre-tax net operating income | $335,000 | 6,847 |
| Securities gains (losses) | $37,000 | 619 |
| Applicable income taxes | $123,000 | 4,714 |
| Income before extraordinary items | $249,000 | 6,981 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $249,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,564 |
| Cash dividends | $110,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $224,210 | 7,092 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 3,851 |
| Total interest expense | $1,737,000 | 3,745 |
| Net interest income | $2,676,000 | 3,856 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $334,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 3,381 |
| Total noninterest expense | $2,667,000 | 3,170 |
| Salaries and employee benefits | $1,417,000 | 3,291 |
| Premises and equipment expense | $382,000 | 3,112 |
| Additional noninterest expense | $868,000 | 2,913 |
| Pre-tax net operating income | $297,000 | 6,475 |
| Securities gains (losses) | $22,000 | 587 |
| Applicable income taxes | $111,000 | 4,392 |
| Income before extraordinary items | $208,000 | 6,696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $208,000 | 6,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 8,611 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $193,700 | 6,811 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 3,823 |
| Total interest expense | $811,000 | 3,783 |
| Net interest income | $1,378,000 | 3,776 |
| Provision for loan and lease losses | $26,000 | 4,229 |
| Total noninterest income | $170,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,323 |
| Total noninterest expense | $1,344,000 | 3,170 |
| Salaries and employee benefits | $697,000 | 3,350 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $449,000 | 2,810 |
| Pre-tax net operating income | $178,000 | 6,080 |
| Securities gains (losses) | $22,000 | 463 |
| Applicable income taxes | $72,000 | 4,009 |
| Income before extraordinary items | $128,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,920 | 6,513 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,497 |
| Total interest expense | $2,894,000 | 3,441 |
| Net interest income | $5,850,000 | 3,498 |
| Provision for loan and lease losses | $182,000 | 3,734 |
| Total noninterest income | $521,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 4,096 |
| Total noninterest expense | $5,020,000 | 3,229 |
| Salaries and employee benefits | $2,552,000 | 3,420 |
| Premises and equipment expense | $758,000 | 3,031 |
| Additional noninterest expense | $1,710,000 | 2,903 |
| Pre-tax net operating income | $1,169,000 | 4,960 |
| Securities gains (losses) | $427,000 | 319 |
| Applicable income taxes | $562,000 | 3,174 |
| Income before extraordinary items | $1,034,000 | 4,743 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,034,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $756,450 | 5,454 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 3,484 |
| Total interest expense | $2,113,000 | 3,359 |
| Net interest income | $4,358,000 | 3,503 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $386,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 5,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,151 |
| Total noninterest expense | $3,771,000 | 3,192 |
| Salaries and employee benefits | $1,949,000 | 3,348 |
| Premises and equipment expense | $568,000 | 3,018 |
| Additional noninterest expense | $1,254,000 | 2,930 |
| Pre-tax net operating income | $856,000 | 5,154 |
| Securities gains (losses) | $184,000 | 498 |
| Applicable income taxes | $386,000 | 3,388 |
| Income before extraordinary items | $654,000 | 5,252 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $654,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,398 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $536,240 | 5,700 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 3,446 |
| Total interest expense | $1,356,000 | 3,301 |
| Net interest income | $2,906,000 | 3,488 |
| Provision for loan and lease losses | $26,000 | 5,434 |
| Total noninterest income | $253,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $91,000 | 5,229 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $2,435,000 | 3,266 |
| Salaries and employee benefits | $1,242,000 | 3,457 |
| Premises and equipment expense | $382,000 | 2,972 |
| Additional noninterest expense | $811,000 | 2,990 |
| Pre-tax net operating income | $698,000 | 4,632 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $261,000 | 3,338 |
| Income before extraordinary items | $419,000 | 5,327 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $419,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $430,520 | 5,218 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 3,523 |
| Total interest expense | $647,000 | 3,312 |
| Net interest income | $1,399,000 | 3,606 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $1,207,000 | 3,296 |
| Salaries and employee benefits | $601,000 | 3,565 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $399,000 | 3,017 |
| Pre-tax net operating income | $300,000 | 4,995 |
| Securities gains (losses) | $-18,000 | 8,649 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $175,000 | 5,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $175,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,520 | 5,560 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 3,447 |
| Total interest expense | $2,383,000 | 3,170 |
| Net interest income | $5,507,000 | 3,535 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $652,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $190,000 | 5,334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $462,000 | 3,456 |
| Total noninterest expense | $4,968,000 | 3,136 |
| Salaries and employee benefits | $2,581,000 | 3,258 |
| Premises and equipment expense | $642,000 | 3,353 |
| Additional noninterest expense | $1,745,000 | 2,732 |
| Pre-tax net operating income | $1,146,000 | 4,907 |
| Securities gains (losses) | $390,000 | 530 |
| Applicable income taxes | $540,000 | 3,214 |
| Income before extraordinary items | $996,000 | 4,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $996,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $742,500 | 5,353 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 3,474 |
| Total interest expense | $1,784,000 | 3,129 |
| Net interest income | $4,027,000 | 3,577 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $501,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $140,000 | 5,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $361,000 | 3,382 |
| Total noninterest expense | $3,696,000 | 3,126 |
| Salaries and employee benefits | $1,911,000 | 3,272 |
| Premises and equipment expense | $508,000 | 3,217 |
| Additional noninterest expense | $1,277,000 | 2,746 |
| Pre-tax net operating income | $795,000 | 5,198 |
| Securities gains (losses) | $370,000 | 518 |
| Applicable income taxes | $433,000 | 3,170 |
| Income before extraordinary items | $732,000 | 4,844 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $732,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $495,200 | 5,765 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 3,446 |
| Total interest expense | $1,201,000 | 3,083 |
| Net interest income | $2,700,000 | 3,551 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $336,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $242,000 | 3,379 |
| Total noninterest expense | $2,445,000 | 3,168 |
| Salaries and employee benefits | $1,291,000 | 3,239 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $830,000 | 2,841 |
| Pre-tax net operating income | $565,000 | 4,976 |
| Securities gains (losses) | $362,000 | 429 |
| Applicable income taxes | $344,000 | 2,835 |
| Income before extraordinary items | $583,000 | 4,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $351,320 | 5,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 3,464 |
| Total interest expense | $623,000 | 3,028 |
| Net interest income | $1,319,000 | 3,608 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $163,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $118,000 | 3,377 |
| Total noninterest expense | $1,186,000 | 3,256 |
| Salaries and employee benefits | $632,000 | 3,317 |
| Premises and equipment expense | $159,000 | 3,435 |
| Additional noninterest expense | $395,000 | 2,949 |
| Pre-tax net operating income | $282,000 | 4,962 |
| Securities gains (losses) | $321,000 | 358 |
| Applicable income taxes | $221,000 | 2,402 |
| Income before extraordinary items | $382,000 | 3,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $382,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,560 | 5,520 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,565,000 | 3,238 |
| Total interest expense | $3,013,000 | 2,854 |
| Net interest income | $5,552,000 | 3,402 |
| Provision for loan and lease losses | $-308,000 | 9,107 |
| Total noninterest income | $541,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $214,000 | 5,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $327,000 | 4,331 |
| Total noninterest expense | $4,386,000 | 3,421 |
| Salaries and employee benefits | $2,373,000 | 3,412 |
| Premises and equipment expense | $581,000 | 3,619 |
| Additional noninterest expense | $1,432,000 | 3,219 |
| Pre-tax net operating income | $2,015,000 | 3,386 |
| Securities gains (losses) | $-163,000 | 9,059 |
| Applicable income taxes | $666,000 | 2,877 |
| Income before extraordinary items | $1,186,000 | 4,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,186,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-273,000 | 9,138 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,290,320 | 3,781 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 3,228 |
| Total interest expense | $2,321,000 | 2,875 |
| Net interest income | $4,252,000 | 3,352 |
| Provision for loan and lease losses | $-246,000 | 9,169 |
| Total noninterest income | $395,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $231,000 | 4,252 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 5,166 |
| Total noninterest expense | $3,235,000 | 3,473 |
| Salaries and employee benefits | $1,749,000 | 3,453 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $1,052,000 | 3,244 |
| Pre-tax net operating income | $1,658,000 | 3,276 |
| Securities gains (losses) | $-180,000 | 9,151 |
| Applicable income taxes | $535,000 | 2,913 |
| Income before extraordinary items | $943,000 | 4,137 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $943,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-281,000 | 9,193 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,058,200 | 3,690 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 3,133 |
| Total interest expense | $1,584,000 | 2,899 |
| Net interest income | $2,977,000 | 3,210 |
| Provision for loan and lease losses | $-236,000 | 9,223 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $151,000 | 4,272 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $2,118,000 | 3,512 |
| Salaries and employee benefits | $1,134,000 | 3,520 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $691,000 | 3,260 |
| Pre-tax net operating income | $1,355,000 | 2,818 |
| Securities gains (losses) | $-156,000 | 9,216 |
| Applicable income taxes | $426,000 | 2,578 |
| Income before extraordinary items | $773,000 | 3,602 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $773,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-261,000 | 9,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $872,840 | 3,118 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 3,031 |
| Total interest expense | $801,000 | 2,940 |
| Net interest income | $1,585,000 | 3,013 |
| Provision for loan and lease losses | $-250,000 | 9,289 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $1,002,000 | 3,658 |
| Salaries and employee benefits | $527,000 | 3,746 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $327,000 | 3,382 |
| Pre-tax net operating income | $971,000 | 2,096 |
| Securities gains (losses) | $-102,000 | 9,259 |
| Applicable income taxes | $381,000 | 1,697 |
| Income before extraordinary items | $488,000 | 3,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-275,000 | 9,285 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $553,280 | 2,590 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,578,000 | 3,134 |
| Total interest expense | $4,203,000 | 2,637 |
| Net interest income | $5,375,000 | 3,449 |
| Provision for loan and lease losses | $-149,000 | 9,284 |
| Total noninterest income | $589,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 4,093 |
| Total noninterest expense | $4,226,000 | 3,403 |
| Salaries and employee benefits | $2,295,000 | 3,355 |
| Premises and equipment expense | $568,000 | 3,578 |
| Additional noninterest expense | $1,363,000 | 3,218 |
| Pre-tax net operating income | $1,887,000 | 3,566 |
| Securities gains (losses) | $-408,000 | 9,246 |
| Applicable income taxes | $579,000 | 3,176 |
| Income before extraordinary items | $900,000 | 4,890 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $900,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,123 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,161,120 | 4,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 3,362 |
| Total interest expense | $5,319,000 | 2,988 |
| Net interest income | $4,524,000 | 3,747 |
| Provision for loan and lease losses | $-57,000 | 9,510 |
| Total noninterest income | $449,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $250,000 | 4,642 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $4,036,000 | 3,399 |
| Salaries and employee benefits | $2,144,000 | 3,393 |
| Premises and equipment expense | $564,000 | 3,543 |
| Additional noninterest expense | $1,328,000 | 3,200 |
| Pre-tax net operating income | $994,000 | 4,916 |
| Securities gains (losses) | $-12,000 | 9,316 |
| Applicable income taxes | $305,000 | 4,228 |
| Income before extraordinary items | $677,000 | 5,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $677,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 9,534 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $685,280 | 5,163 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 3,630 |
| Total interest expense | $5,085,000 | 3,269 |
| Net interest income | $4,213,000 | 4,007 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $363,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $335,000 | 3,725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $3,819,000 | 3,453 |
| Salaries and employee benefits | $1,945,000 | 3,551 |
| Premises and equipment expense | $602,000 | 3,268 |
| Additional noninterest expense | $1,272,000 | 3,242 |
| Pre-tax net operating income | $754,000 | 6,029 |
| Securities gains (losses) | $627,000 | 223 |
| Applicable income taxes | $492,000 | 3,520 |
| Income before extraordinary items | $889,000 | 4,719 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $889,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 9,765 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $487,720 | 6,401 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 3,690 |
| Total interest expense | $4,575,000 | 3,172 |
| Net interest income | $3,941,000 | 4,235 |
| Provision for loan and lease losses | $-250,000 | 10,155 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $3,359,000 | 3,837 |
| Salaries and employee benefits | $1,804,000 | 3,740 |
| Premises and equipment expense | $518,000 | 3,650 |
| Additional noninterest expense | $1,037,000 | 3,902 |
| Pre-tax net operating income | $1,060,000 | 5,132 |
| Securities gains (losses) | $578,000 | 317 |
| Applicable income taxes | $523,000 | 3,541 |
| Income before extraordinary items | $1,115,000 | 4,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,115,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-388,000 | 10,139 |
| Net operating income | $721,960 | 5,346 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,225,000 | 3,847 |
| Total interest expense | $4,399,000 | 3,377 |
| Net interest income | $3,826,000 | 4,275 |
| Provision for loan and lease losses | $-39,000 | 10,269 |
| Total noninterest income | $264,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $3,146,000 | 3,947 |
| Salaries and employee benefits | $1,686,000 | 3,865 |
| Premises and equipment expense | $439,000 | 4,104 |
| Additional noninterest expense | $1,021,000 | 3,891 |
| Pre-tax net operating income | $983,000 | 5,467 |
| Securities gains (losses) | $900,000 | 412 |
| Applicable income taxes | $793,000 | 2,758 |
| Income before extraordinary items | $1,090,000 | 4,212 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,090,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 10,248 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-277,000 | 10,371 |
| Net operating income | $514,000 | 6,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 4,262 |
| Total interest expense | $3,866,000 | 3,805 |
| Net interest income | $3,585,000 | 4,646 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $2,906,000 | 4,202 |
| Salaries and employee benefits | $1,561,000 | 4,108 |
| Premises and equipment expense | $405,000 | 4,410 |
| Additional noninterest expense | $940,000 | 4,138 |
| Pre-tax net operating income | $919,000 | 6,087 |
| Securities gains (losses) | $414,000 | 476 |
| Applicable income taxes | $565,000 | 3,853 |
| Income before extraordinary items | $768,000 | 5,590 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $768,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-261,000 | 10,813 |
| Net operating income | $503,040 | 6,885 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 4,764 |
| Total interest expense | $3,421,000 | 4,270 |
| Net interest income | $3,260,000 | 5,118 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $246,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $2,836,000 | 4,498 |
| Salaries and employee benefits | $1,519,000 | 4,257 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $943,000 | 4,613 |
| Pre-tax net operating income | $587,000 | 7,491 |
| Securities gains (losses) | $346,000 | 518 |
| Applicable income taxes | $395,000 | 4,933 |
| Income before extraordinary items | $538,000 | 6,637 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $538,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,538 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-86,000 | 11,344 |
| Net operating income | $316,560 | 8,221 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 5,056 |
| Total interest expense | $2,974,000 | 4,799 |
| Net interest income | $3,229,000 | 5,193 |
| Provision for loan and lease losses | $242,000 | 2,631 |
| Total noninterest income | $296,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $2,831,000 | 4,490 |
| Salaries and employee benefits | $1,473,000 | 4,355 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $1,029,000 | 4,245 |
| Pre-tax net operating income | $452,000 | 8,744 |
| Securities gains (losses) | $135,000 | 826 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $333,000 | 8,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $333,000 | 8,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-295,000 | 10,494 |
| Net operating income | $246,600 | 9,430 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 4,917 |
| Total interest expense | $2,211,000 | 5,137 |
| Net interest income | $3,718,000 | 4,678 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $2,947,000 | 4,489 |
| Salaries and employee benefits | $1,395,000 | 4,585 |
| Premises and equipment expense | $368,000 | 4,905 |
| Additional noninterest expense | $1,184,000 | 4,099 |
| Pre-tax net operating income | $1,203,000 | 5,229 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $500,000 | 4,049 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-266,000 | 12,536 |
| Net operating income | $702,640 | 5,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 4,645 |
| Total interest expense | $2,558,000 | 4,714 |
| Net interest income | $3,890,000 | 4,521 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $287,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $3,065,000 | 4,426 |
| Salaries and employee benefits | $1,248,000 | 5,063 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $1,448,000 | 3,612 |
| Pre-tax net operating income | $1,085,000 | 5,554 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $502,000 | 4,171 |
| Income before extraordinary items | $583,000 | 6,911 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $583,000 | 7,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,575,000 | 393 |
| Net operating income | $583,000 | 6,661 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 4,827 |
| Total interest expense | $3,439,000 | 4,605 |
| Net interest income | $3,551,000 | 4,944 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $235,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $3,054,000 | 4,450 |
| Salaries and employee benefits | $1,187,000 | 5,219 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $1,418,000 | 3,760 |
| Pre-tax net operating income | $367,000 | 9,524 |
| Securities gains (losses) | $472,000 | 1,139 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $686,000 | 6,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $686,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 1,733 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $298,960 | 8,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.