Home > The Border Bank > Income and Expense
The Border Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 3,614 |
| Total interest expense | $4,415,000 | 3,365 |
| Net interest income | $4,600,000 | 3,824 |
| Provision for loan and lease losses | $485,000 | 1,610 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $255,000 | 4,873 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $2,169,000 | 5,625 |
| Salaries and employee benefits | $1,056,000 | 5,783 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $738,000 | 5,610 |
| Pre-tax net operating income | $2,264,000 | 3,133 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $380,000 | 5,127 |
| Income before extraordinary items | $1,884,000 | 2,637 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,884,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,000 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,884,000 | 2,607 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 3,382 |
| Total interest expense | $3,772,000 | 3,243 |
| Net interest income | $5,107,000 | 3,487 |
| Provision for loan and lease losses | $397,000 | 1,843 |
| Total noninterest income | $403,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $238,000 | 5,221 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $2,185,000 | 5,784 |
| Salaries and employee benefits | $1,061,000 | 5,796 |
| Premises and equipment expense | $367,000 | 4,912 |
| Additional noninterest expense | $757,000 | 5,955 |
| Pre-tax net operating income | $2,928,000 | 2,431 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $604,000 | 3,503 |
| Income before extraordinary items | $2,324,000 | 2,099 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,324,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,324,000 | 2,120 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 3,441 |
| Total interest expense | $3,892,000 | 3,238 |
| Net interest income | $5,046,000 | 3,544 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $286,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $2,507,000 | 5,270 |
| Salaries and employee benefits | $949,000 | 6,417 |
| Premises and equipment expense | $315,000 | 5,622 |
| Additional noninterest expense | $1,243,000 | 4,068 |
| Pre-tax net operating income | $2,560,000 | 2,655 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $2,128,000 | 2,352 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,128,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,722 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,128,000 | 2,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 4,115 |
| Total interest expense | $4,074,000 | 4,009 |
| Net interest income | $4,335,000 | 4,148 |
| Provision for loan and lease losses | $486,000 | 3,065 |
| Total noninterest income | $234,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,857,000 | 6,780 |
| Salaries and employee benefits | $816,000 | 7,166 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $797,000 | 6,087 |
| Pre-tax net operating income | $2,226,000 | 2,803 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $390,000 | 4,891 |
| Income before extraordinary items | $1,836,000 | 2,498 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,836,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,933 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,836,000 | 2,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.