Home > The Blanco National Bank > Income and Expense
The Blanco National Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 3,002 |
| Total interest expense | $304,000 | 4,438 |
| Net interest income | $7,127,000 | 2,838 |
| Provision for loan and lease losses | $135,000 | 2,820 |
| Total noninterest income | $932,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $444,000 | 2,283 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $488,000 | 3,304 |
| Total noninterest expense | $6,119,000 | 2,810 |
| Salaries and employee benefits | $3,716,000 | 2,627 |
| Premises and equipment expense | $808,000 | 2,480 |
| Additional noninterest expense | $1,595,000 | 3,203 |
| Pre-tax net operating income | $1,805,000 | 3,227 |
| Securities gains (losses) | $164,000 | 990 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,969,000 | 2,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,969,000 | 2,822 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,969,000 | 2,823 |
| Net charge-offs | $156,000 | 2,183 |
| Cash dividends | $982,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,805,000 | 2,921 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 2,986 |
| Total interest expense | $228,000 | 4,473 |
| Net interest income | $5,408,000 | 2,826 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $695,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $340,000 | 2,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $355,000 | 3,345 |
| Total noninterest expense | $4,514,000 | 2,846 |
| Salaries and employee benefits | $2,790,000 | 2,622 |
| Premises and equipment expense | $630,000 | 2,420 |
| Additional noninterest expense | $1,094,000 | 3,426 |
| Pre-tax net operating income | $1,454,000 | 3,152 |
| Securities gains (losses) | $164,000 | 918 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,618,000 | 2,691 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,618,000 | 2,691 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,618,000 | 2,691 |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $958,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,454,000 | 2,818 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 3,004 |
| Total interest expense | $151,000 | 4,518 |
| Net interest income | $3,592,000 | 2,847 |
| Provision for loan and lease losses | $135,000 | 2,026 |
| Total noninterest income | $465,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $229,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $236,000 | 3,361 |
| Total noninterest expense | $2,880,000 | 2,938 |
| Salaries and employee benefits | $1,825,000 | 2,685 |
| Premises and equipment expense | $425,000 | 2,405 |
| Additional noninterest expense | $630,000 | 3,755 |
| Pre-tax net operating income | $1,042,000 | 3,011 |
| Securities gains (losses) | $86,000 | 1,061 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,128,000 | 2,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,128,000 | 2,588 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,128,000 | 2,588 |
| Net charge-offs | $64,000 | 1,966 |
| Cash dividends | $759,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,042,000 | 2,663 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 3,027 |
| Total interest expense | $75,000 | 4,547 |
| Net interest income | $1,785,000 | 2,861 |
| Provision for loan and lease losses | $37,000 | 2,417 |
| Total noninterest income | $224,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $109,000 | 2,286 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,668,000 | 2,658 |
| Salaries and employee benefits | $996,000 | 2,526 |
| Premises and equipment expense | $212,000 | 2,446 |
| Additional noninterest expense | $460,000 | 2,938 |
| Pre-tax net operating income | $304,000 | 3,830 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $307,000 | 3,590 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $307,000 | 3,586 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $307,000 | 3,588 |
| Net charge-offs | $47,000 | 1,463 |
| Cash dividends | $316,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $304,000 | 3,537 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 2,980 |
| Total interest expense | $304,000 | 4,587 |
| Net interest income | $7,149,000 | 2,816 |
| Provision for loan and lease losses | $67,000 | 3,389 |
| Total noninterest income | $972,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $464,000 | 2,263 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $508,000 | 3,268 |
| Total noninterest expense | $6,203,000 | 2,797 |
| Salaries and employee benefits | $3,540,000 | 2,719 |
| Premises and equipment expense | $859,000 | 2,420 |
| Additional noninterest expense | $1,804,000 | 3,002 |
| Pre-tax net operating income | $1,851,000 | 3,149 |
| Securities gains (losses) | $128,000 | 1,016 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,979,000 | 2,754 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,979,000 | 2,755 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,979,000 | 2,756 |
| Net charge-offs | $126,000 | 2,447 |
| Cash dividends | $912,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,851,000 | 2,818 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,005 |
| Total interest expense | $228,000 | 4,655 |
| Net interest income | $5,357,000 | 2,844 |
| Provision for loan and lease losses | $67,000 | 3,047 |
| Total noninterest income | $737,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $347,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 3,258 |
| Total noninterest expense | $4,746,000 | 2,773 |
| Salaries and employee benefits | $2,721,000 | 2,671 |
| Premises and equipment expense | $675,000 | 2,377 |
| Additional noninterest expense | $1,350,000 | 3,024 |
| Pre-tax net operating income | $1,281,000 | 3,344 |
| Securities gains (losses) | $132,000 | 859 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,413,000 | 2,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 2,879 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,413,000 | 2,881 |
| Net charge-offs | $118,000 | 2,004 |
| Cash dividends | $881,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,281,000 | 3,014 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 3,011 |
| Total interest expense | $151,000 | 4,718 |
| Net interest income | $3,558,000 | 2,849 |
| Provision for loan and lease losses | $67,000 | 2,598 |
| Total noninterest income | $506,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,150 |
| Total noninterest expense | $3,153,000 | 2,792 |
| Salaries and employee benefits | $1,783,000 | 2,722 |
| Premises and equipment expense | $479,000 | 2,289 |
| Additional noninterest expense | $891,000 | 3,069 |
| Pre-tax net operating income | $844,000 | 3,357 |
| Securities gains (losses) | $132,000 | 702 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $976,000 | 2,795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $976,000 | 2,795 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $976,000 | 2,797 |
| Net charge-offs | $116,000 | 1,590 |
| Cash dividends | $673,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $844,000 | 3,015 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 2,995 |
| Total interest expense | $77,000 | 4,734 |
| Net interest income | $1,794,000 | 2,833 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $215,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $114,000 | 2,259 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 3,585 |
| Total noninterest expense | $1,606,000 | 2,769 |
| Salaries and employee benefits | $961,000 | 2,603 |
| Premises and equipment expense | $233,000 | 2,367 |
| Additional noninterest expense | $412,000 | 3,231 |
| Pre-tax net operating income | $403,000 | 3,363 |
| Securities gains (losses) | $88,000 | 634 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $491,000 | 2,753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $491,000 | 2,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $491,000 | 2,756 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $340,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $403,000 | 3,042 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 3,032 |
| Total interest expense | $318,000 | 4,860 |
| Net interest income | $7,129,000 | 2,848 |
| Provision for loan and lease losses | $249,000 | 2,223 |
| Total noninterest income | $943,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $484,000 | 2,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $459,000 | 3,387 |
| Total noninterest expense | $6,154,000 | 2,865 |
| Salaries and employee benefits | $3,448,000 | 2,792 |
| Premises and equipment expense | $975,000 | 2,287 |
| Additional noninterest expense | $1,731,000 | 3,205 |
| Pre-tax net operating income | $1,669,000 | 3,290 |
| Securities gains (losses) | $9,000 | 2,695 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,678,000 | 3,037 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,678,000 | 3,037 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,678,000 | 3,038 |
| Net charge-offs | $66,000 | 3,543 |
| Cash dividends | $1,484,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,669,000 | 2,999 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 3,077 |
| Total interest expense | $240,000 | 4,921 |
| Net interest income | $5,294,000 | 2,902 |
| Provision for loan and lease losses | $204,000 | 2,052 |
| Total noninterest income | $692,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $355,000 | 2,383 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $337,000 | 3,459 |
| Total noninterest expense | $4,729,000 | 2,829 |
| Salaries and employee benefits | $2,664,000 | 2,738 |
| Premises and equipment expense | $742,000 | 2,286 |
| Additional noninterest expense | $1,323,000 | 3,163 |
| Pre-tax net operating income | $1,053,000 | 3,668 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,055,000 | 3,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,055,000 | 3,391 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,055,000 | 3,391 |
| Net charge-offs | $40,000 | 3,419 |
| Cash dividends | $1,167,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,053,000 | 3,354 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 3,112 |
| Total interest expense | $162,000 | 4,952 |
| Net interest income | $3,474,000 | 2,938 |
| Provision for loan and lease losses | $149,000 | 1,969 |
| Total noninterest income | $464,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $235,000 | 2,378 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $229,000 | 3,425 |
| Total noninterest expense | $3,110,000 | 2,870 |
| Salaries and employee benefits | $1,749,000 | 2,778 |
| Premises and equipment expense | $494,000 | 2,295 |
| Additional noninterest expense | $867,000 | 3,214 |
| Pre-tax net operating income | $679,000 | 3,649 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $679,000 | 3,388 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $679,000 | 3,394 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $679,000 | 3,394 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $1,013,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $679,000 | 3,350 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,164 |
| Total interest expense | $82,000 | 5,003 |
| Net interest income | $1,710,000 | 2,979 |
| Provision for loan and lease losses | $108,000 | 1,521 |
| Total noninterest income | $228,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $117,000 | 2,365 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $111,000 | 3,417 |
| Total noninterest expense | $1,568,000 | 2,884 |
| Salaries and employee benefits | $943,000 | 2,654 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $389,000 | 3,478 |
| Pre-tax net operating income | $262,000 | 4,039 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $267,000 | 3,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,748 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $267,000 | 3,748 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $775,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $262,000 | 3,730 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 3,316 |
| Total interest expense | $406,000 | 4,885 |
| Net interest income | $6,426,000 | 3,098 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $853,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $565,000 | 2,175 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 4,140 |
| Total noninterest expense | $5,616,000 | 3,130 |
| Salaries and employee benefits | $3,367,000 | 2,881 |
| Premises and equipment expense | $942,000 | 2,366 |
| Additional noninterest expense | $1,307,000 | 3,996 |
| Pre-tax net operating income | $1,533,000 | 3,357 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,534,000 | 3,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,534,000 | 3,117 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,534,000 | 3,118 |
| Net charge-offs | $79,000 | 3,969 |
| Cash dividends | $908,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,533,000 | 3,055 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 3,359 |
| Total interest expense | $321,000 | 4,872 |
| Net interest income | $4,775,000 | 3,138 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $610,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $433,000 | 2,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $177,000 | 4,472 |
| Total noninterest expense | $4,244,000 | 3,108 |
| Salaries and employee benefits | $2,631,000 | 2,808 |
| Premises and equipment expense | $760,000 | 2,253 |
| Additional noninterest expense | $853,000 | 4,329 |
| Pre-tax net operating income | $1,066,000 | 3,575 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,062,000 | 3,308 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,062,000 | 3,311 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,062,000 | 3,312 |
| Net charge-offs | $47,000 | 3,915 |
| Cash dividends | $640,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,066,000 | 3,227 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 3,390 |
| Total interest expense | $235,000 | 4,744 |
| Net interest income | $3,138,000 | 3,174 |
| Provision for loan and lease losses | $43,000 | 3,748 |
| Total noninterest income | $447,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $300,000 | 2,037 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,234 |
| Total noninterest expense | $2,666,000 | 3,261 |
| Salaries and employee benefits | $1,729,000 | 2,855 |
| Premises and equipment expense | $468,000 | 2,408 |
| Additional noninterest expense | $469,000 | 4,751 |
| Pre-tax net operating income | $876,000 | 3,158 |
| Securities gains (losses) | $-4,000 | 6,577 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $872,000 | 2,901 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $872,000 | 2,905 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $872,000 | 2,905 |
| Net charge-offs | $31,000 | 3,734 |
| Cash dividends | $433,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $876,000 | 2,803 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,409 |
| Total interest expense | $118,000 | 4,822 |
| Net interest income | $1,572,000 | 3,185 |
| Provision for loan and lease losses | $12,000 | 3,930 |
| Total noninterest income | $191,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $159,000 | 1,941 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $1,547,000 | 2,951 |
| Salaries and employee benefits | $935,000 | 2,674 |
| Premises and equipment expense | $234,000 | 2,433 |
| Additional noninterest expense | $378,000 | 3,654 |
| Pre-tax net operating income | $204,000 | 4,434 |
| Securities gains (losses) | $-4,000 | 6,727 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $200,000 | 4,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $200,000 | 4,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $200,000 | 4,275 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $182,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $204,000 | 4,138 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 3,411 |
| Total interest expense | $558,000 | 4,913 |
| Net interest income | $6,550,000 | 3,155 |
| Provision for loan and lease losses | $49,000 | 5,224 |
| Total noninterest income | $971,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $611,000 | 2,120 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $360,000 | 3,780 |
| Total noninterest expense | $6,216,000 | 2,958 |
| Salaries and employee benefits | $3,349,000 | 2,895 |
| Premises and equipment expense | $1,016,000 | 2,255 |
| Additional noninterest expense | $1,851,000 | 3,270 |
| Pre-tax net operating income | $1,256,000 | 3,638 |
| Securities gains (losses) | $-24,000 | 6,798 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,232,000 | 3,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,232,000 | 3,480 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,232,000 | 3,481 |
| Net charge-offs | $102,000 | 4,411 |
| Cash dividends | $901,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,256,000 | 3,313 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 3,459 |
| Total interest expense | $427,000 | 4,997 |
| Net interest income | $4,939,000 | 3,187 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $697,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $446,000 | 2,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,934 |
| Total noninterest expense | $4,693,000 | 2,953 |
| Salaries and employee benefits | $2,587,000 | 2,836 |
| Premises and equipment expense | $759,000 | 2,286 |
| Additional noninterest expense | $1,347,000 | 3,377 |
| Pre-tax net operating income | $943,000 | 3,740 |
| Securities gains (losses) | $-28,000 | 6,929 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $915,000 | 3,597 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $915,000 | 3,597 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $915,000 | 3,599 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $584,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $943,000 | 3,387 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 3,471 |
| Total interest expense | $295,000 | 5,021 |
| Net interest income | $3,298,000 | 3,193 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $445,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $294,000 | 2,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 4,072 |
| Total noninterest expense | $3,104,000 | 2,975 |
| Salaries and employee benefits | $1,713,000 | 2,848 |
| Premises and equipment expense | $488,000 | 2,333 |
| Additional noninterest expense | $903,000 | 3,378 |
| Pre-tax net operating income | $639,000 | 3,697 |
| Securities gains (losses) | $-14,000 | 6,961 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $625,000 | 3,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $625,000 | 3,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $625,000 | 3,556 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $435,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $639,000 | 3,337 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,512 |
| Total interest expense | $153,000 | 5,060 |
| Net interest income | $1,635,000 | 3,220 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $150,000 | 2,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $1,628,000 | 2,851 |
| Salaries and employee benefits | $927,000 | 2,676 |
| Premises and equipment expense | $220,000 | 2,591 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $212,000 | 4,428 |
| Securities gains (losses) | $-88,000 | 7,201 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $124,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,111 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $187,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $212,000 | 4,128 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 3,548 |
| Total interest expense | $863,000 | 4,749 |
| Net interest income | $6,513,000 | 3,251 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $902,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $664,000 | 2,071 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $238,000 | 4,205 |
| Total noninterest expense | $6,245,000 | 2,957 |
| Salaries and employee benefits | $3,344,000 | 2,853 |
| Premises and equipment expense | $866,000 | 2,726 |
| Additional noninterest expense | $2,035,000 | 3,091 |
| Pre-tax net operating income | $1,170,000 | 3,443 |
| Securities gains (losses) | $298,000 | 1,145 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,468,000 | 2,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,468,000 | 2,810 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,468,000 | 2,810 |
| Net charge-offs | $102,000 | 4,954 |
| Cash dividends | $876,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,170,000 | 3,162 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 3,568 |
| Total interest expense | $706,000 | 4,655 |
| Net interest income | $4,862,000 | 3,290 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $643,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $502,000 | 2,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $141,000 | 4,613 |
| Total noninterest expense | $4,752,000 | 2,924 |
| Salaries and employee benefits | $2,595,000 | 2,766 |
| Premises and equipment expense | $683,000 | 2,620 |
| Additional noninterest expense | $1,474,000 | 3,199 |
| Pre-tax net operating income | $753,000 | 3,831 |
| Securities gains (losses) | $308,000 | 911 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,061,000 | 2,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,061,000 | 2,949 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,061,000 | 2,949 |
| Net charge-offs | $44,000 | 5,061 |
| Cash dividends | $551,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $753,000 | 3,514 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,619 |
| Total interest expense | $529,000 | 4,499 |
| Net interest income | $3,151,000 | 3,361 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $401,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $339,000 | 2,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $3,199,000 | 2,922 |
| Salaries and employee benefits | $1,709,000 | 2,824 |
| Premises and equipment expense | $447,000 | 2,680 |
| Additional noninterest expense | $1,043,000 | 3,099 |
| Pre-tax net operating income | $353,000 | 4,394 |
| Securities gains (losses) | $278,000 | 572 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $631,000 | 3,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $631,000 | 3,104 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $631,000 | 3,104 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $306,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $353,000 | 4,109 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,634 |
| Total interest expense | $286,000 | 4,429 |
| Net interest income | $1,552,000 | 3,376 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $95,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $166,000 | 2,041 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-71,000 | 7,331 |
| Total noninterest expense | $1,492,000 | 3,115 |
| Salaries and employee benefits | $811,000 | 2,963 |
| Premises and equipment expense | $228,000 | 2,682 |
| Additional noninterest expense | $453,000 | 3,428 |
| Pre-tax net operating income | $155,000 | 4,595 |
| Securities gains (losses) | $16,000 | 1,172 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $171,000 | 4,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $171,000 | 4,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $171,000 | 4,234 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $94,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $155,000 | 4,329 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 3,532 |
| Total interest expense | $1,527,000 | 4,227 |
| Net interest income | $6,534,000 | 3,254 |
| Provision for loan and lease losses | $343,000 | 4,678 |
| Total noninterest income | $898,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $741,000 | 1,956 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 4,921 |
| Total noninterest expense | $6,183,000 | 3,034 |
| Salaries and employee benefits | $3,217,000 | 2,938 |
| Premises and equipment expense | $973,000 | 2,543 |
| Additional noninterest expense | $1,993,000 | 3,265 |
| Pre-tax net operating income | $906,000 | 3,555 |
| Securities gains (losses) | $146,000 | 1,848 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,052,000 | 3,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,052,000 | 3,116 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,052,000 | 3,119 |
| Net charge-offs | $278,000 | 4,398 |
| Cash dividends | $850,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $906,000 | 3,278 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 3,577 |
| Total interest expense | $1,191,000 | 4,266 |
| Net interest income | $4,904,000 | 3,295 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $648,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $556,000 | 2,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $92,000 | 5,309 |
| Total noninterest expense | $4,654,000 | 3,022 |
| Salaries and employee benefits | $2,376,000 | 2,991 |
| Premises and equipment expense | $741,000 | 2,541 |
| Additional noninterest expense | $1,537,000 | 3,155 |
| Pre-tax net operating income | $583,000 | 3,990 |
| Securities gains (losses) | $146,000 | 1,620 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $729,000 | 3,449 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $729,000 | 3,447 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $729,000 | 3,449 |
| Net charge-offs | $267,000 | 3,880 |
| Cash dividends | $720,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $583,000 | 3,685 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 3,572 |
| Total interest expense | $816,000 | 4,294 |
| Net interest income | $3,302,000 | 3,263 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $416,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $384,000 | 1,962 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 6,086 |
| Total noninterest expense | $3,139,000 | 3,001 |
| Salaries and employee benefits | $1,611,000 | 2,953 |
| Premises and equipment expense | $522,000 | 2,444 |
| Additional noninterest expense | $1,006,000 | 3,192 |
| Pre-tax net operating income | $429,000 | 3,876 |
| Securities gains (losses) | $146,000 | 1,149 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $575,000 | 3,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $575,000 | 3,139 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $575,000 | 3,142 |
| Net charge-offs | $119,000 | 4,054 |
| Cash dividends | $575,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $429,000 | 3,556 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 3,670 |
| Total interest expense | $416,000 | 4,371 |
| Net interest income | $1,614,000 | 3,356 |
| Provision for loan and lease losses | $17,000 | 5,830 |
| Total noninterest income | $160,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-35,000 | 7,646 |
| Total noninterest expense | $1,538,000 | 3,094 |
| Salaries and employee benefits | $754,000 | 3,170 |
| Premises and equipment expense | $245,000 | 2,633 |
| Additional noninterest expense | $539,000 | 2,973 |
| Pre-tax net operating income | $219,000 | 3,900 |
| Securities gains (losses) | $58,000 | 1,067 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $277,000 | 3,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 3,288 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $277,000 | 3,291 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $130,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $219,000 | 3,585 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,537,000 | 3,651 |
| Total interest expense | $2,130,000 | 4,276 |
| Net interest income | $6,407,000 | 3,270 |
| Provision for loan and lease losses | $257,000 | 5,480 |
| Total noninterest income | $1,106,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $833,000 | 1,988 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $273,000 | 4,119 |
| Total noninterest expense | $6,526,000 | 2,969 |
| Salaries and employee benefits | $3,217,000 | 3,001 |
| Premises and equipment expense | $985,000 | 2,610 |
| Additional noninterest expense | $2,324,000 | 2,929 |
| Pre-tax net operating income | $730,000 | 3,501 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $730,000 | 3,294 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $730,000 | 3,293 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $730,000 | 3,293 |
| Net charge-offs | $240,000 | 4,778 |
| Cash dividends | $751,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $730,000 | 3,231 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,662 |
| Total interest expense | $1,645,000 | 4,338 |
| Net interest income | $4,844,000 | 3,258 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $803,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $769,000 | 1,652 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $34,000 | 6,615 |
| Total noninterest expense | $4,912,000 | 2,955 |
| Salaries and employee benefits | $2,433,000 | 3,005 |
| Premises and equipment expense | $747,000 | 2,615 |
| Additional noninterest expense | $1,732,000 | 2,914 |
| Pre-tax net operating income | $570,000 | 3,691 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $570,000 | 3,469 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $570,000 | 3,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $570,000 | 3,469 |
| Net charge-offs | $187,000 | 4,324 |
| Cash dividends | $472,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $570,000 | 3,371 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 3,657 |
| Total interest expense | $1,140,000 | 4,371 |
| Net interest income | $3,248,000 | 3,237 |
| Provision for loan and lease losses | $146,000 | 4,824 |
| Total noninterest income | $532,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $491,000 | 1,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $41,000 | 6,066 |
| Total noninterest expense | $3,174,000 | 3,070 |
| Salaries and employee benefits | $1,709,000 | 2,903 |
| Premises and equipment expense | $500,000 | 2,638 |
| Additional noninterest expense | $965,000 | 3,373 |
| Pre-tax net operating income | $460,000 | 3,441 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $460,000 | 3,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 3,251 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $460,000 | 3,254 |
| Net charge-offs | $147,000 | 3,802 |
| Cash dividends | $379,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $460,000 | 3,137 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,749 |
| Total interest expense | $601,000 | 4,353 |
| Net interest income | $1,543,000 | 3,367 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $259,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $236,000 | 1,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $1,479,000 | 3,179 |
| Salaries and employee benefits | $806,000 | 3,081 |
| Premises and equipment expense | $256,000 | 2,629 |
| Additional noninterest expense | $417,000 | 3,462 |
| Pre-tax net operating income | $311,000 | 3,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $121,000 | 2,664 |
| Cash dividends | $163,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $311,000 | 2,911 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,584,000 | 3,650 |
| Total interest expense | $3,050,000 | 4,212 |
| Net interest income | $6,534,000 | 3,248 |
| Provision for loan and lease losses | $237,000 | 5,000 |
| Total noninterest income | $1,181,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,118,000 | 1,597 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $63,000 | 6,515 |
| Total noninterest expense | $6,093,000 | 3,032 |
| Salaries and employee benefits | $3,267,000 | 3,019 |
| Premises and equipment expense | $1,076,000 | 2,458 |
| Additional noninterest expense | $1,750,000 | 3,206 |
| Pre-tax net operating income | $1,385,000 | 3,156 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,385,000 | 2,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,385,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 2,857 |
| Cash dividends | $1,145,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,385,000 | 2,807 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 3,655 |
| Total interest expense | $2,365,000 | 4,240 |
| Net interest income | $4,951,000 | 3,244 |
| Provision for loan and lease losses | $199,000 | 4,232 |
| Total noninterest income | $877,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $832,000 | 1,615 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $4,443,000 | 3,087 |
| Salaries and employee benefits | $2,395,000 | 3,107 |
| Premises and equipment expense | $836,000 | 2,394 |
| Additional noninterest expense | $1,212,000 | 3,366 |
| Pre-tax net operating income | $1,186,000 | 3,340 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,186,000 | 2,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,186,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,357 |
| Cash dividends | $816,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,186,000 | 2,923 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 3,686 |
| Total interest expense | $1,635,000 | 4,267 |
| Net interest income | $3,285,000 | 3,250 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $572,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $546,000 | 1,620 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $3,036,000 | 3,023 |
| Salaries and employee benefits | $1,649,000 | 3,055 |
| Premises and equipment expense | $548,000 | 2,434 |
| Additional noninterest expense | $839,000 | 3,219 |
| Pre-tax net operating income | $734,000 | 3,611 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $734,000 | 3,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,468 |
| Cash dividends | $555,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $734,000 | 3,175 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,708 |
| Total interest expense | $893,000 | 4,204 |
| Net interest income | $1,625,000 | 3,280 |
| Provision for loan and lease losses | $74,000 | 3,255 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $268,000 | 1,619 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-9,000 | 8,401 |
| Total noninterest expense | $1,487,000 | 3,090 |
| Salaries and employee benefits | $797,000 | 3,173 |
| Premises and equipment expense | $269,000 | 2,503 |
| Additional noninterest expense | $421,000 | 3,160 |
| Pre-tax net operating income | $323,000 | 3,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $323,000 | 3,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $323,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,694 |
| Cash dividends | $245,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $323,000 | 3,542 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,784,000 | 3,585 |
| Total interest expense | $3,777,000 | 4,162 |
| Net interest income | $7,007,000 | 3,101 |
| Provision for loan and lease losses | $173,000 | 4,134 |
| Total noninterest income | $1,005,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $899,000 | 1,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $106,000 | 6,127 |
| Total noninterest expense | $5,737,000 | 3,087 |
| Salaries and employee benefits | $3,116,000 | 3,129 |
| Premises and equipment expense | $1,379,000 | 1,894 |
| Additional noninterest expense | $1,242,000 | 3,976 |
| Pre-tax net operating income | $2,102,000 | 3,205 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,102,000 | 2,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,102,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 2,046 |
| Cash dividends | $1,349,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,102,000 | 2,699 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,195,000 | 3,547 |
| Total interest expense | $2,847,000 | 4,147 |
| Net interest income | $5,348,000 | 3,048 |
| Provision for loan and lease losses | $146,000 | 3,527 |
| Total noninterest income | $679,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $622,000 | 2,044 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $4,131,000 | 3,162 |
| Salaries and employee benefits | $2,213,000 | 3,254 |
| Premises and equipment expense | $1,062,000 | 1,839 |
| Additional noninterest expense | $856,000 | 4,167 |
| Pre-tax net operating income | $1,750,000 | 3,134 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,750,000 | 2,651 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,750,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,561 |
| Cash dividends | $933,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,750,000 | 2,629 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 3,578 |
| Total interest expense | $1,858,000 | 4,208 |
| Net interest income | $3,557,000 | 3,082 |
| Provision for loan and lease losses | $121,000 | 2,953 |
| Total noninterest income | $390,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $407,000 | 2,081 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-17,000 | 8,573 |
| Total noninterest expense | $2,769,000 | 3,171 |
| Salaries and employee benefits | $1,471,000 | 3,305 |
| Premises and equipment expense | $720,000 | 1,826 |
| Additional noninterest expense | $578,000 | 4,135 |
| Pre-tax net operating income | $1,057,000 | 3,406 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,057,000 | 2,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,057,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,486 |
| Cash dividends | $640,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,057,000 | 2,896 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 3,605 |
| Total interest expense | $866,000 | 4,370 |
| Net interest income | $1,796,000 | 3,046 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $214,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $198,000 | 2,071 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $1,361,000 | 3,226 |
| Salaries and employee benefits | $711,000 | 3,413 |
| Premises and equipment expense | $364,000 | 1,825 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $593,000 | 3,148 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $593,000 | 2,655 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $593,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $188,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $593,000 | 2,640 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,081,000 | 3,545 |
| Total interest expense | $2,910,000 | 4,392 |
| Net interest income | $7,171,000 | 3,040 |
| Provision for loan and lease losses | $1,611,000 | 677 |
| Total noninterest income | $1,071,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $981,000 | 1,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 6,499 |
| Total noninterest expense | $5,575,000 | 3,053 |
| Salaries and employee benefits | $2,965,000 | 3,162 |
| Premises and equipment expense | $1,521,000 | 1,674 |
| Additional noninterest expense | $1,089,000 | 4,245 |
| Pre-tax net operating income | $1,056,000 | 5,070 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,056,000 | 4,595 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,056,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 610 |
| Cash dividends | $1,097,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,056,000 | 4,585 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,386,000 | 3,585 |
| Total interest expense | $2,055,000 | 4,476 |
| Net interest income | $5,331,000 | 3,091 |
| Provision for loan and lease losses | $1,482,000 | 529 |
| Total noninterest income | $815,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $747,000 | 1,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $4,151,000 | 3,076 |
| Salaries and employee benefits | $2,173,000 | 3,229 |
| Premises and equipment expense | $1,154,000 | 1,668 |
| Additional noninterest expense | $824,000 | 4,188 |
| Pre-tax net operating income | $513,000 | 6,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $513,000 | 5,700 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $513,000 | 5,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,035,000 | 449 |
| Cash dividends | $775,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $513,000 | 5,694 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 3,627 |
| Total interest expense | $1,310,000 | 4,462 |
| Net interest income | $3,455,000 | 3,168 |
| Provision for loan and lease losses | $1,390,000 | 367 |
| Total noninterest income | $540,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 1,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $2,796,000 | 3,062 |
| Salaries and employee benefits | $1,525,000 | 3,074 |
| Premises and equipment expense | $771,000 | 1,663 |
| Additional noninterest expense | $500,000 | 4,489 |
| Pre-tax net operating income | $-191,000 | 8,401 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-191,000 | 8,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-191,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 377 |
| Cash dividends | $705,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-191,000 | 8,415 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 3,608 |
| Total interest expense | $633,000 | 4,438 |
| Net interest income | $1,712,000 | 3,181 |
| Provision for loan and lease losses | $228,000 | 1,015 |
| Total noninterest income | $274,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $251,000 | 1,678 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $1,362,000 | 3,137 |
| Salaries and employee benefits | $716,000 | 3,271 |
| Premises and equipment expense | $383,000 | 1,678 |
| Additional noninterest expense | $263,000 | 4,305 |
| Pre-tax net operating income | $396,000 | 4,300 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $396,000 | 3,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $396,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 717 |
| Cash dividends | $357,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $396,000 | 3,722 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,422,000 | 3,305 |
| Total interest expense | $2,113,000 | 4,274 |
| Net interest income | $7,309,000 | 2,936 |
| Provision for loan and lease losses | $634,000 | 1,560 |
| Total noninterest income | $1,004,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $962,000 | 1,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $5,495,000 | 2,981 |
| Salaries and employee benefits | $2,939,000 | 3,018 |
| Premises and equipment expense | $1,466,000 | 1,665 |
| Additional noninterest expense | $1,090,000 | 4,138 |
| Pre-tax net operating income | $2,184,000 | 3,474 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,184,000 | 2,869 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,184,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 953 |
| Cash dividends | $1,378,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,184,000 | 2,838 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 3,261 |
| Total interest expense | $1,513,000 | 4,262 |
| Net interest income | $5,540,000 | 2,884 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $757,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $696,000 | 1,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $4,096,000 | 2,956 |
| Salaries and employee benefits | $2,162,000 | 3,045 |
| Premises and equipment expense | $1,105,000 | 1,645 |
| Additional noninterest expense | $829,000 | 4,070 |
| Pre-tax net operating income | $1,751,000 | 3,364 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,751,000 | 2,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,751,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 906 |
| Cash dividends | $1,022,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,751,000 | 2,726 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 3,197 |
| Total interest expense | $949,000 | 4,287 |
| Net interest income | $3,750,000 | 2,809 |
| Provision for loan and lease losses | $343,000 | 1,365 |
| Total noninterest income | $496,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $2,688,000 | 2,993 |
| Salaries and employee benefits | $1,426,000 | 3,059 |
| Premises and equipment expense | $710,000 | 1,690 |
| Additional noninterest expense | $552,000 | 4,053 |
| Pre-tax net operating income | $1,215,000 | 3,211 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,215,000 | 2,623 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,215,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,343 |
| Cash dividends | $808,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,215,000 | 2,583 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 3,171 |
| Total interest expense | $438,000 | 4,408 |
| Net interest income | $1,906,000 | 2,771 |
| Provision for loan and lease losses | $137,000 | 1,579 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $220,000 | 1,850 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $1,370,000 | 2,941 |
| Salaries and employee benefits | $714,000 | 3,076 |
| Premises and equipment expense | $360,000 | 1,681 |
| Additional noninterest expense | $296,000 | 3,846 |
| Pre-tax net operating income | $650,000 | 3,040 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $650,000 | 2,452 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $650,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $231,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $650,000 | 2,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,378,000 | 3,294 |
| Total interest expense | $1,595,000 | 4,350 |
| Net interest income | $6,783,000 | 2,975 |
| Provision for loan and lease losses | $642,000 | 1,560 |
| Total noninterest income | $996,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $951,000 | 1,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $5,123,000 | 3,040 |
| Salaries and employee benefits | $2,754,000 | 3,076 |
| Premises and equipment expense | $1,271,000 | 1,808 |
| Additional noninterest expense | $1,098,000 | 4,020 |
| Pre-tax net operating income | $2,014,000 | 3,481 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,014,000 | 2,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,014,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,258 |
| Cash dividends | $919,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,014,000 | 2,839 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 3,346 |
| Total interest expense | $1,167,000 | 4,369 |
| Net interest income | $4,943,000 | 3,033 |
| Provision for loan and lease losses | $494,000 | 1,473 |
| Total noninterest income | $769,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $714,000 | 1,854 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $3,780,000 | 3,062 |
| Salaries and employee benefits | $1,963,000 | 3,185 |
| Premises and equipment expense | $968,000 | 1,790 |
| Additional noninterest expense | $849,000 | 3,897 |
| Pre-tax net operating income | $1,438,000 | 3,674 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,438,000 | 3,062 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,438,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,115 |
| Cash dividends | $619,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,438,000 | 2,991 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,396 |
| Total interest expense | $767,000 | 4,398 |
| Net interest income | $3,216,000 | 3,087 |
| Provision for loan and lease losses | $389,000 | 1,269 |
| Total noninterest income | $531,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $495,000 | 1,772 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $2,507,000 | 3,080 |
| Salaries and employee benefits | $1,292,000 | 3,233 |
| Premises and equipment expense | $640,000 | 1,802 |
| Additional noninterest expense | $575,000 | 3,873 |
| Pre-tax net operating income | $851,000 | 3,946 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $851,000 | 3,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 933 |
| Cash dividends | $445,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $851,000 | 3,258 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 3,447 |
| Total interest expense | $383,000 | 4,448 |
| Net interest income | $1,576,000 | 3,138 |
| Provision for loan and lease losses | $216,000 | 1,089 |
| Total noninterest income | $266,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 1,716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $1,338,000 | 2,910 |
| Salaries and employee benefits | $678,000 | 3,116 |
| Premises and equipment expense | $318,000 | 1,830 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $288,000 | 4,902 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $288,000 | 4,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 840 |
| Cash dividends | $188,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $288,000 | 4,258 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 3,555 |
| Total interest expense | $1,623,000 | 4,652 |
| Net interest income | $6,046,000 | 3,164 |
| Provision for loan and lease losses | $806,000 | 1,439 |
| Total noninterest income | $984,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $930,000 | 1,860 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $4,466,000 | 3,370 |
| Salaries and employee benefits | $2,287,000 | 3,522 |
| Premises and equipment expense | $1,218,000 | 1,876 |
| Additional noninterest expense | $961,000 | 4,403 |
| Pre-tax net operating income | $1,758,000 | 3,697 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,758,000 | 3,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,758,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 1,233 |
| Cash dividends | $806,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 518 |
| Net operating income | $1,758,000 | 3,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 3,629 |
| Total interest expense | $1,217,000 | 4,774 |
| Net interest income | $4,471,000 | 3,213 |
| Provision for loan and lease losses | $575,000 | 1,466 |
| Total noninterest income | $737,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $691,000 | 1,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $3,347,000 | 3,361 |
| Salaries and employee benefits | $1,694,000 | 3,528 |
| Premises and equipment expense | $925,000 | 1,861 |
| Additional noninterest expense | $728,000 | 4,347 |
| Pre-tax net operating income | $1,286,000 | 3,884 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,286,000 | 3,312 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,286,000 | 3,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,168 |
| Cash dividends | $456,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 387 |
| Net operating income | $1,286,000 | 3,158 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 3,701 |
| Total interest expense | $816,000 | 4,866 |
| Net interest income | $2,908,000 | 3,283 |
| Provision for loan and lease losses | $429,000 | 1,310 |
| Total noninterest income | $477,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $449,000 | 1,885 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $2,161,000 | 3,457 |
| Salaries and employee benefits | $1,080,000 | 3,671 |
| Premises and equipment expense | $614,000 | 1,861 |
| Additional noninterest expense | $467,000 | 4,465 |
| Pre-tax net operating income | $795,000 | 4,079 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $795,000 | 3,525 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $795,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,028 |
| Cash dividends | $319,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 299 |
| Net operating income | $795,000 | 3,330 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,729 |
| Total interest expense | $379,000 | 5,190 |
| Net interest income | $1,478,000 | 3,215 |
| Provision for loan and lease losses | $161,000 | 1,609 |
| Total noninterest income | $214,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $200,000 | 2,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $1,128,000 | 3,320 |
| Salaries and employee benefits | $587,000 | 3,419 |
| Premises and equipment expense | $307,000 | 1,859 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $403,000 | 4,015 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $403,000 | 3,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,181 |
| Cash dividends | $117,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $403,000 | 3,272 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 4,077 |
| Total interest expense | $2,144,000 | 4,588 |
| Net interest income | $4,793,000 | 3,784 |
| Provision for loan and lease losses | $695,000 | 1,849 |
| Total noninterest income | $768,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $737,000 | 2,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $3,948,000 | 3,596 |
| Salaries and employee benefits | $2,028,000 | 3,687 |
| Premises and equipment expense | $1,108,000 | 1,988 |
| Additional noninterest expense | $812,000 | 4,872 |
| Pre-tax net operating income | $918,000 | 5,425 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $918,000 | 4,828 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $918,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,755 |
| Cash dividends | $629,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $918,000 | 4,699 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 4,730 |
| Total interest expense | $2,659,000 | 5,174 |
| Net interest income | $3,748,000 | 4,341 |
| Provision for loan and lease losses | $503,000 | 2,187 |
| Total noninterest income | $664,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $609,000 | 2,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $55,000 | 7,544 |
| Total noninterest expense | $3,086,000 | 4,238 |
| Salaries and employee benefits | $1,554,000 | 4,392 |
| Premises and equipment expense | $868,000 | 2,438 |
| Additional noninterest expense | $664,000 | 5,464 |
| Pre-tax net operating income | $823,000 | 5,412 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $823,000 | 4,799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $823,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,370 |
| Cash dividends | $629,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $823,000 | 4,678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,288 |
| Total interest expense | $2,308,000 | 5,828 |
| Net interest income | $3,359,000 | 4,755 |
| Provision for loan and lease losses | $611,000 | 1,580 |
| Total noninterest income | $550,000 | 4,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $2,361,000 | 5,058 |
| Salaries and employee benefits | $1,198,000 | 5,234 |
| Premises and equipment expense | $650,000 | 3,068 |
| Additional noninterest expense | $513,000 | 6,329 |
| Pre-tax net operating income | $937,000 | 5,430 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $937,000 | 4,567 |
| Extraordinary gains, net | $417,000 | 9 |
| Net income | $1,354,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,528 |
| Cash dividends | $1,029,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $937,000 | 4,567 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 5,524 |
| Total interest expense | $2,092,000 | 5,836 |
| Net interest income | $2,978,000 | 5,187 |
| Provision for loan and lease losses | $389,000 | 2,161 |
| Total noninterest income | $529,000 | 4,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $1,900,000 | 5,863 |
| Salaries and employee benefits | $1,022,000 | 5,794 |
| Premises and equipment expense | $504,000 | 3,741 |
| Additional noninterest expense | $374,000 | 7,500 |
| Pre-tax net operating income | $1,213,000 | 4,728 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $53,000 | 7,596 |
| Income before extraordinary items | $1,165,000 | 3,968 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,165,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,886 |
| Cash dividends | $1,067,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,165,000 | 3,936 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 5,981 |
| Total interest expense | $2,041,000 | 6,119 |
| Net interest income | $2,547,000 | 5,778 |
| Provision for loan and lease losses | $334,000 | 2,390 |
| Total noninterest income | $500,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,723,000 | 6,176 |
| Salaries and employee benefits | $921,000 | 6,110 |
| Premises and equipment expense | $436,000 | 4,130 |
| Additional noninterest expense | $366,000 | 7,510 |
| Pre-tax net operating income | $990,000 | 5,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $990,000 | 4,562 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $990,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,615 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $990,000 | 4,457 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,410 |
| Total interest expense | $1,793,000 | 6,700 |
| Net interest income | $2,480,000 | 6,083 |
| Provision for loan and lease losses | $409,000 | 2,068 |
| Total noninterest income | $614,000 | 4,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $1,461,000 | 6,893 |
| Salaries and employee benefits | $775,000 | 6,905 |
| Premises and equipment expense | $336,000 | 5,059 |
| Additional noninterest expense | $350,000 | 7,807 |
| Pre-tax net operating income | $1,224,000 | 5,175 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $366,000 | 5,164 |
| Income before extraordinary items | $860,000 | 5,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $860,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,982 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $858,600 | 5,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 6,925 |
| Total interest expense | $1,617,000 | 7,289 |
| Net interest income | $2,321,000 | 6,527 |
| Provision for loan and lease losses | $219,000 | 3,225 |
| Total noninterest income | $586,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $512,000 | 2,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,359,000 | 7,488 |
| Salaries and employee benefits | $742,000 | 7,295 |
| Premises and equipment expense | $282,000 | 5,808 |
| Additional noninterest expense | $335,000 | 8,520 |
| Pre-tax net operating income | $1,329,000 | 4,762 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $433,000 | 4,638 |
| Income before extraordinary items | $896,000 | 4,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $896,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,352 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $896,000 | 4,833 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 7,599 |
| Total interest expense | $1,415,000 | 7,936 |
| Net interest income | $2,056,000 | 7,182 |
| Provision for loan and lease losses | $186,000 | 3,166 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,270,000 | 7,950 |
| Salaries and employee benefits | $714,000 | 7,633 |
| Premises and equipment expense | $243,000 | 6,462 |
| Additional noninterest expense | $313,000 | 9,114 |
| Pre-tax net operating income | $1,042,000 | 5,819 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $348,000 | 5,465 |
| Income before extraordinary items | $699,000 | 6,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $699,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,358 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $695,650 | 6,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 8,031 |
| Total interest expense | $1,100,000 | 8,289 |
| Net interest income | $1,904,000 | 7,792 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $390,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,424,000 | 7,838 |
| Salaries and employee benefits | $705,000 | 7,839 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $430,000 | 8,534 |
| Pre-tax net operating income | $799,000 | 6,873 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $184,000 | 7,635 |
| Income before extraordinary items | $603,000 | 6,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $603,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $612,240 | 6,507 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 8,616 |
| Total interest expense | $1,004,000 | 9,093 |
| Net interest income | $1,821,000 | 8,187 |
| Provision for loan and lease losses | $-8,000 | 12,482 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,486,000 | 7,884 |
| Salaries and employee benefits | $689,000 | 8,073 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $581,000 | 7,511 |
| Pre-tax net operating income | $684,000 | 7,449 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $451,000 | 7,967 |
| Extraordinary gains, net | $567,000 | 393 |
| Net income | $1,020,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,218 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $451,000 | 7,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 8,937 |
| Total interest expense | $1,178,000 | 9,681 |
| Net interest income | $1,842,000 | 8,212 |
| Provision for loan and lease losses | $182,000 | 5,471 |
| Total noninterest income | $350,000 | 7,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,555,000 | 7,719 |
| Salaries and employee benefits | $645,000 | 8,412 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $705,000 | 6,713 |
| Pre-tax net operating income | $455,000 | 8,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $183,000 | 7,908 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $183,000 | 467 |
| Net income | $455,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 768 |
| Net operating income | $272,000 | 9,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.