Home > The Biltmore Bank of Arizona > Income and Expense
The Biltmore Bank of Arizona, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,955,000 | 1,920 |
| Total interest expense | $693,000 | 3,773 |
| Net interest income | $12,262,000 | 1,758 |
| Provision for loan and lease losses | $705,000 | 1,466 |
| Total noninterest income | $1,164,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $358,000 | 3,047 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $806,000 | 2,664 |
| Total noninterest expense | $9,924,000 | 1,912 |
| Salaries and employee benefits | $5,389,000 | 1,892 |
| Premises and equipment expense | $989,000 | 2,273 |
| Additional noninterest expense | $3,546,000 | 1,792 |
| Pre-tax net operating income | $2,797,000 | 2,278 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,079,000 | 1,400 |
| Income before extraordinary items | $1,718,000 | 2,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,718,000 | 2,888 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,718,000 | 2,889 |
| Net charge-offs | $88,000 | 3,878 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 400 |
| Net operating income | $1,718,000 | 2,837 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 1,952 |
| Total interest expense | $528,000 | 3,819 |
| Net interest income | $9,072,000 | 1,779 |
| Provision for loan and lease losses | $642,000 | 1,265 |
| Total noninterest income | $880,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $263,000 | 3,103 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $617,000 | 2,692 |
| Total noninterest expense | $7,162,000 | 1,978 |
| Salaries and employee benefits | $3,964,000 | 1,932 |
| Premises and equipment expense | $766,000 | 2,241 |
| Additional noninterest expense | $2,432,000 | 1,926 |
| Pre-tax net operating income | $2,148,000 | 2,300 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $826,000 | 1,424 |
| Income before extraordinary items | $1,322,000 | 2,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,322,000 | 2,890 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,322,000 | 2,890 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 337 |
| Net operating income | $1,322,000 | 2,814 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,368,000 | 1,962 |
| Total interest expense | $364,000 | 3,795 |
| Net interest income | $6,004,000 | 1,781 |
| Provision for loan and lease losses | $642,000 | 938 |
| Total noninterest income | $533,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $173,000 | 3,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $360,000 | 2,946 |
| Total noninterest expense | $4,892,000 | 1,941 |
| Salaries and employee benefits | $2,719,000 | 1,891 |
| Premises and equipment expense | $519,000 | 2,204 |
| Additional noninterest expense | $1,654,000 | 1,897 |
| Pre-tax net operating income | $1,003,000 | 2,901 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $385,000 | 1,780 |
| Income before extraordinary items | $618,000 | 3,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $618,000 | 3,562 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $618,000 | 3,563 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 271 |
| Net operating income | $618,000 | 3,456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 2,082 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $2,811,000 | 1,897 |
| Provision for loan and lease losses | $133,000 | 1,819 |
| Total noninterest income | $188,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,800 |
| Total noninterest expense | $2,402,000 | 1,995 |
| Salaries and employee benefits | $1,307,000 | 1,984 |
| Premises and equipment expense | $254,000 | 2,287 |
| Additional noninterest expense | $841,000 | 1,859 |
| Pre-tax net operating income | $464,000 | 3,011 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $160,000 | 1,935 |
| Income before extraordinary items | $304,000 | 3,539 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $304,000 | 3,540 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $304,000 | 3,541 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 352 |
| Net operating income | $304,000 | 3,448 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 6,989 |
| Total interest expense | $40,000 | 7,007 |
| Net interest income | $477,000 | 6,968 |
| Provision for loan and lease losses | $194,000 | 3,979 |
| Total noninterest income | $17,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $256,000 | 7,057 |
| Salaries and employee benefits | $152,000 | 7,041 |
| Premises and equipment expense | $48,000 | 6,903 |
| Additional noninterest expense | $56,000 | 7,070 |
| Pre-tax net operating income | $44,000 | 6,060 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $17,000 | 4,268 |
| Income before extraordinary items | $27,000 | 6,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 6,243 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $27,000 | 6,245 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,036,000 | 128 |
| Net operating income | $27,000 | 6,105 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 2,682 |
| Total interest expense | $928,000 | 3,240 |
| Net interest income | $6,362,000 | 2,567 |
| Provision for loan and lease losses | $369,000 | 2,700 |
| Total noninterest income | $1,227,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $210,000 | 3,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,017,000 | 1,982 |
| Total noninterest expense | $6,255,000 | 2,279 |
| Salaries and employee benefits | $3,558,000 | 2,105 |
| Premises and equipment expense | $825,000 | 2,113 |
| Additional noninterest expense | $1,872,000 | 2,569 |
| Pre-tax net operating income | $965,000 | 3,703 |
| Securities gains (losses) | $735,000 | 556 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,700,000 | 2,430 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,700,000 | 2,431 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,700,000 | 2,431 |
| Net charge-offs | $391,000 | 2,488 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 674 |
| Net operating income | $965,000 | 3,339 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 2,840 |
| Total interest expense | $646,000 | 3,247 |
| Net interest income | $3,988,000 | 2,730 |
| Provision for loan and lease losses | $135,000 | 3,493 |
| Total noninterest income | $1,066,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $955,000 | 1,561 |
| Total noninterest expense | $4,020,000 | 2,355 |
| Salaries and employee benefits | $2,390,000 | 2,082 |
| Premises and equipment expense | $534,000 | 2,161 |
| Additional noninterest expense | $1,096,000 | 2,901 |
| Pre-tax net operating income | $899,000 | 3,067 |
| Securities gains (losses) | $106,000 | 1,551 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,005,000 | 2,617 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,005,000 | 2,617 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,005,000 | 2,617 |
| Net charge-offs | $97,000 | 3,450 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 564 |
| Net operating income | $899,000 | 2,678 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 2,903 |
| Total interest expense | $342,000 | 3,205 |
| Net interest income | $1,947,000 | 2,788 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $144,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,682 |
| Total noninterest expense | $2,017,000 | 2,348 |
| Salaries and employee benefits | $1,204,000 | 2,079 |
| Premises and equipment expense | $266,000 | 2,166 |
| Additional noninterest expense | $547,000 | 2,875 |
| Pre-tax net operating income | $66,000 | 5,766 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $230,000 | 1,726 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 505 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,811,000 | 2,799 |
| Total interest expense | $1,813,000 | 2,981 |
| Net interest income | $7,998,000 | 2,732 |
| Provision for loan and lease losses | $977,000 | 2,447 |
| Total noninterest income | $174,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $141,000 | 4,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $33,000 | 6,166 |
| Total noninterest expense | $8,182,000 | 2,324 |
| Salaries and employee benefits | $4,683,000 | 2,068 |
| Premises and equipment expense | $1,074,000 | 2,258 |
| Additional noninterest expense | $2,425,000 | 2,641 |
| Pre-tax net operating income | $-987,000 | 6,574 |
| Securities gains (losses) | $40,000 | 2,721 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-947,000 | 6,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-947,000 | 6,625 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-947,000 | 6,624 |
| Net charge-offs | $1,343,000 | 2,022 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 736 |
| Net operating income | $-987,000 | 6,607 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,791 |
| Total interest expense | $1,396,000 | 3,035 |
| Net interest income | $6,086,000 | 2,698 |
| Provision for loan and lease losses | $802,000 | 2,260 |
| Total noninterest income | $88,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $96,000 | 5,183 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-8,000 | 6,918 |
| Total noninterest expense | $6,307,000 | 2,269 |
| Salaries and employee benefits | $3,496,000 | 2,076 |
| Premises and equipment expense | $818,000 | 2,248 |
| Additional noninterest expense | $1,993,000 | 2,473 |
| Pre-tax net operating income | $-935,000 | 6,779 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-911,000 | 6,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-911,000 | 6,833 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-911,000 | 6,832 |
| Net charge-offs | $1,354,000 | 1,603 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 697 |
| Net operating income | $-935,000 | 6,813 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 2,761 |
| Total interest expense | $973,000 | 3,010 |
| Net interest income | $4,127,000 | 2,669 |
| Provision for loan and lease losses | $-2,000 | 7,355 |
| Total noninterest income | $246,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,563 |
| Total noninterest expense | $4,296,000 | 2,239 |
| Salaries and employee benefits | $2,335,000 | 2,088 |
| Premises and equipment expense | $545,000 | 2,271 |
| Additional noninterest expense | $1,416,000 | 2,370 |
| Pre-tax net operating income | $79,000 | 5,794 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $103,000 | 5,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,672 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $103,000 | 5,673 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $79,000 | 5,747 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,715 |
| Total interest expense | $517,000 | 2,957 |
| Net interest income | $2,100,000 | 2,618 |
| Provision for loan and lease losses | $-5,000 | 7,445 |
| Total noninterest income | $126,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,609 |
| Total noninterest expense | $2,147,000 | 2,244 |
| Salaries and employee benefits | $1,177,000 | 2,082 |
| Premises and equipment expense | $273,000 | 2,307 |
| Additional noninterest expense | $697,000 | 2,383 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $84,000 | 5,173 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 2,673 |
| Total interest expense | $3,350,000 | 2,359 |
| Net interest income | $7,856,000 | 2,769 |
| Provision for loan and lease losses | $256,000 | 5,054 |
| Total noninterest income | $621,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $204,000 | 4,366 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $7,781,000 | 2,481 |
| Salaries and employee benefits | $4,117,000 | 2,337 |
| Premises and equipment expense | $1,040,000 | 2,396 |
| Additional noninterest expense | $2,624,000 | 2,570 |
| Pre-tax net operating income | $440,000 | 4,519 |
| Securities gains (losses) | $122,000 | 1,994 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $562,000 | 4,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $562,000 | 4,148 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $562,000 | 4,149 |
| Net charge-offs | $1,229,000 | 2,415 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 753 |
| Net operating income | $440,000 | 4,347 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 2,710 |
| Total interest expense | $2,735,000 | 2,267 |
| Net interest income | $5,747,000 | 2,873 |
| Provision for loan and lease losses | $259,000 | 4,543 |
| Total noninterest income | $543,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $158,000 | 4,390 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $385,000 | 3,168 |
| Total noninterest expense | $5,972,000 | 2,428 |
| Salaries and employee benefits | $3,176,000 | 2,287 |
| Premises and equipment expense | $782,000 | 2,427 |
| Additional noninterest expense | $2,014,000 | 2,468 |
| Pre-tax net operating income | $59,000 | 5,773 |
| Securities gains (losses) | $122,000 | 1,777 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $181,000 | 5,383 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $181,000 | 5,385 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $181,000 | 5,386 |
| Net charge-offs | $1,180,000 | 2,012 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 775 |
| Net operating income | $59,000 | 5,769 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 2,693 |
| Total interest expense | $1,921,000 | 2,238 |
| Net interest income | $3,829,000 | 2,872 |
| Provision for loan and lease losses | $263,000 | 3,823 |
| Total noninterest income | $455,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $105,000 | 4,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $350,000 | 2,604 |
| Total noninterest expense | $4,140,000 | 2,340 |
| Salaries and employee benefits | $2,136,000 | 2,274 |
| Premises and equipment expense | $523,000 | 2,436 |
| Additional noninterest expense | $1,481,000 | 2,282 |
| Pre-tax net operating income | $-119,000 | 6,313 |
| Securities gains (losses) | $30,000 | 2,176 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-89,000 | 6,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-89,000 | 6,394 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-89,000 | 6,392 |
| Net charge-offs | $896,000 | 1,838 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 744 |
| Net operating income | $-119,000 | 6,381 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,794 |
| Total interest expense | $968,000 | 2,323 |
| Net interest income | $1,852,000 | 2,992 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $94,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $1,983,000 | 2,465 |
| Salaries and employee benefits | $1,046,000 | 2,355 |
| Premises and equipment expense | $287,000 | 2,296 |
| Additional noninterest expense | $650,000 | 2,531 |
| Pre-tax net operating income | $-55,000 | 6,519 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-55,000 | 6,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-55,000 | 6,639 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-55,000 | 6,638 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $-55,000 | 6,561 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,123,000 | 2,720 |
| Total interest expense | $4,514,000 | 2,473 |
| Net interest income | $7,609,000 | 2,851 |
| Provision for loan and lease losses | $5,200,000 | 1,397 |
| Total noninterest income | $40,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $250,000 | 4,231 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-210,000 | 7,688 |
| Total noninterest expense | $8,610,000 | 2,298 |
| Salaries and employee benefits | $3,841,000 | 2,539 |
| Premises and equipment expense | $1,189,000 | 2,237 |
| Additional noninterest expense | $3,580,000 | 2,028 |
| Pre-tax net operating income | $-6,161,000 | 7,288 |
| Securities gains (losses) | $299,000 | 1,245 |
| Applicable income taxes | $-2,900,000 | 7,618 |
| Income before extraordinary items | $-2,962,000 | 6,985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,962,000 | 6,984 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,962,000 | 6,984 |
| Net charge-offs | $4,292,000 | 1,279 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 955 |
| Net operating income | $-3,153,360 | 7,024 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 2,782 |
| Total interest expense | $3,421,000 | 2,556 |
| Net interest income | $5,601,000 | 2,895 |
| Provision for loan and lease losses | $2,221,000 | 1,784 |
| Total noninterest income | $158,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $191,000 | 4,216 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-33,000 | 7,732 |
| Total noninterest expense | $5,861,000 | 2,522 |
| Salaries and employee benefits | $2,900,000 | 2,543 |
| Premises and equipment expense | $904,000 | 2,231 |
| Additional noninterest expense | $2,057,000 | 2,507 |
| Pre-tax net operating income | $-2,323,000 | 7,143 |
| Securities gains (losses) | $80,000 | 1,979 |
| Applicable income taxes | $-2,900,000 | 7,802 |
| Income before extraordinary items | $657,000 | 3,231 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $657,000 | 3,228 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $657,000 | 3,231 |
| Net charge-offs | $1,418,000 | 1,826 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 873 |
| Net operating income | $605,800 | 3,284 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 2,943 |
| Total interest expense | $2,272,000 | 2,674 |
| Net interest income | $3,452,000 | 3,080 |
| Provision for loan and lease losses | $2,059,000 | 1,370 |
| Total noninterest income | $-122,000 | 8,049 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-250,000 | 8,038 |
| Total noninterest expense | $4,006,000 | 2,496 |
| Salaries and employee benefits | $1,967,000 | 2,549 |
| Premises and equipment expense | $605,000 | 2,254 |
| Additional noninterest expense | $1,434,000 | 2,439 |
| Pre-tax net operating income | $-2,735,000 | 7,529 |
| Securities gains (losses) | $85,000 | 1,598 |
| Applicable income taxes | $-2,900,000 | 7,969 |
| Income before extraordinary items | $250,000 | 4,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,247 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $250,000 | 4,247 |
| Net charge-offs | $1,206,000 | 1,509 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 836 |
| Net operating income | $195,600 | 4,480 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,251 |
| Total interest expense | $1,097,000 | 2,837 |
| Net interest income | $1,485,000 | 3,474 |
| Provision for loan and lease losses | $1,259,000 | 1,025 |
| Total noninterest income | $238,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $172,000 | 2,722 |
| Total noninterest expense | $2,072,000 | 2,345 |
| Salaries and employee benefits | $1,047,000 | 2,443 |
| Premises and equipment expense | $300,000 | 2,298 |
| Additional noninterest expense | $725,000 | 2,161 |
| Pre-tax net operating income | $-1,608,000 | 7,764 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,900,000 | 8,126 |
| Income before extraordinary items | $1,292,000 | 805 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,292,000 | 806 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,292,000 | 807 |
| Net charge-offs | $305,000 | 1,756 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 719 |
| Net operating income | $1,292,000 | 747 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,583,000 | 2,904 |
| Total interest expense | $4,721,000 | 3,123 |
| Net interest income | $7,862,000 | 2,760 |
| Provision for loan and lease losses | $7,693,000 | 734 |
| Total noninterest income | $694,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $162,000 | 5,171 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $532,000 | 3,078 |
| Total noninterest expense | $8,421,000 | 2,277 |
| Salaries and employee benefits | $4,428,000 | 2,290 |
| Premises and equipment expense | $1,270,000 | 2,129 |
| Additional noninterest expense | $2,723,000 | 2,195 |
| Pre-tax net operating income | $-7,558,000 | 7,919 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,737,000 | 761 |
| Income before extraordinary items | $-9,295,000 | 7,985 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,295,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,971,000 | 533 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $793,000 | 459 |
| Net operating income | $-9,295,000 | 8,017 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,945,000 | 2,830 |
| Total interest expense | $3,546,000 | 3,220 |
| Net interest income | $6,399,000 | 2,571 |
| Provision for loan and lease losses | $1,912,000 | 1,222 |
| Total noninterest income | $275,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $112,000 | 5,359 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 4,815 |
| Total noninterest expense | $6,286,000 | 2,278 |
| Salaries and employee benefits | $3,467,000 | 2,225 |
| Premises and equipment expense | $957,000 | 2,126 |
| Additional noninterest expense | $1,862,000 | 2,287 |
| Pre-tax net operating income | $-1,524,000 | 7,738 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,524,000 | 7,711 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,524,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $986,000 | 1,314 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $776,000 | 329 |
| Net operating income | $-1,524,000 | 7,806 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,998,000 | 2,722 |
| Total interest expense | $2,558,000 | 3,119 |
| Net interest income | $4,440,000 | 2,467 |
| Provision for loan and lease losses | $707,000 | 1,517 |
| Total noninterest income | $356,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $285,000 | 3,118 |
| Total noninterest expense | $4,148,000 | 2,307 |
| Salaries and employee benefits | $2,322,000 | 2,236 |
| Premises and equipment expense | $633,000 | 2,137 |
| Additional noninterest expense | $1,193,000 | 2,358 |
| Pre-tax net operating income | $-59,000 | 7,111 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-59,000 | 7,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-59,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,924 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $-59,000 | 7,143 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 2,589 |
| Total interest expense | $1,498,000 | 2,893 |
| Net interest income | $2,294,000 | 2,386 |
| Provision for loan and lease losses | $285,000 | 1,457 |
| Total noninterest income | $199,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $166,000 | 2,870 |
| Total noninterest expense | $2,042,000 | 2,323 |
| Salaries and employee benefits | $1,167,000 | 2,249 |
| Premises and equipment expense | $309,000 | 2,203 |
| Additional noninterest expense | $566,000 | 2,431 |
| Pre-tax net operating income | $166,000 | 5,291 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $166,000 | 5,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,090 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $166,000 | 4,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,804,000 | 2,191 |
| Total interest expense | $7,023,000 | 2,620 |
| Net interest income | $11,781,000 | 1,924 |
| Provision for loan and lease losses | $1,880,000 | 887 |
| Total noninterest income | $49,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $88,000 | 6,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-39,000 | 8,480 |
| Total noninterest expense | $8,685,000 | 2,119 |
| Salaries and employee benefits | $4,255,000 | 2,365 |
| Premises and equipment expense | $1,064,000 | 2,435 |
| Additional noninterest expense | $3,366,000 | 1,658 |
| Pre-tax net operating income | $1,265,000 | 4,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,265,000 | 3,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,265,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,278,000 | 842 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,064 |
| Net operating income | $1,265,000 | 3,812 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,482,000 | 2,150 |
| Total interest expense | $5,354,000 | 2,576 |
| Net interest income | $9,128,000 | 1,864 |
| Provision for loan and lease losses | $1,156,000 | 799 |
| Total noninterest income | $-50,000 | 8,534 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-108,000 | 8,540 |
| Total noninterest expense | $6,731,000 | 2,027 |
| Salaries and employee benefits | $3,383,000 | 2,228 |
| Premises and equipment expense | $770,000 | 2,499 |
| Additional noninterest expense | $2,578,000 | 1,568 |
| Pre-tax net operating income | $1,191,000 | 3,962 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,191,000 | 3,482 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,191,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,081,000 | 617 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 972 |
| Net operating income | $1,191,000 | 3,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,824,000 | 2,140 |
| Total interest expense | $3,646,000 | 2,536 |
| Net interest income | $6,178,000 | 1,859 |
| Provision for loan and lease losses | $782,000 | 715 |
| Total noninterest income | $-380,000 | 8,605 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-418,000 | 8,615 |
| Total noninterest expense | $4,451,000 | 2,065 |
| Salaries and employee benefits | $2,347,000 | 2,182 |
| Premises and equipment expense | $448,000 | 2,829 |
| Additional noninterest expense | $1,656,000 | 1,637 |
| Pre-tax net operating income | $565,000 | 4,813 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $565,000 | 4,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $565,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $938,000 | 468 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 881 |
| Net operating income | $565,000 | 4,284 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 2,145 |
| Total interest expense | $1,834,000 | 2,492 |
| Net interest income | $3,079,000 | 1,869 |
| Provision for loan and lease losses | $79,000 | 2,365 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $2,525,000 | 1,826 |
| Salaries and employee benefits | $1,184,000 | 2,170 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $1,172,000 | 1,164 |
| Pre-tax net operating income | $504,000 | 3,512 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $504,000 | 3,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $504,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $504,000 | 2,992 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,739,000 | 1,921 |
| Total interest expense | $6,516,000 | 2,417 |
| Net interest income | $14,223,000 | 1,614 |
| Provision for loan and lease losses | $5,484,000 | 227 |
| Total noninterest income | $14,240,000 | 484 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $114,000 | 5,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,126,000 | 341 |
| Total noninterest expense | $31,521,000 | 579 |
| Salaries and employee benefits | $14,171,000 | 657 |
| Premises and equipment expense | $1,521,000 | 1,674 |
| Additional noninterest expense | $15,829,000 | 393 |
| Pre-tax net operating income | $-8,542,000 | 8,673 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,433,000 | 8,647 |
| Income before extraordinary items | $-7,109,000 | 8,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-7,109,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,338,000 | 211 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,639,000 | 238 |
| Net operating income | $-7,109,000 | 8,663 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,662,000 | 1,909 |
| Total interest expense | $4,474,000 | 2,534 |
| Net interest income | $11,188,000 | 1,548 |
| Provision for loan and lease losses | $1,106,000 | 691 |
| Total noninterest income | $11,926,000 | 465 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $93,000 | 5,905 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,833,000 | 326 |
| Total noninterest expense | $17,423,000 | 771 |
| Salaries and employee benefits | $10,676,000 | 667 |
| Premises and equipment expense | $1,132,000 | 1,696 |
| Additional noninterest expense | $5,615,000 | 731 |
| Pre-tax net operating income | $4,585,000 | 1,618 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,853,000 | 1,157 |
| Income before extraordinary items | $2,732,000 | 1,991 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,732,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 874 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 214 |
| Net operating income | $2,732,000 | 1,984 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 1,895 |
| Total interest expense | $2,899,000 | 2,504 |
| Net interest income | $7,450,000 | 1,544 |
| Provision for loan and lease losses | $737,000 | 689 |
| Total noninterest income | $7,945,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,882,000 | 327 |
| Total noninterest expense | $11,213,000 | 798 |
| Salaries and employee benefits | $7,137,000 | 675 |
| Premises and equipment expense | $758,000 | 1,690 |
| Additional noninterest expense | $3,318,000 | 820 |
| Pre-tax net operating income | $3,445,000 | 1,461 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,410,000 | 1,062 |
| Income before extraordinary items | $2,035,000 | 1,797 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,035,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 770 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 171 |
| Net operating income | $2,035,000 | 1,784 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 1,924 |
| Total interest expense | $1,445,000 | 2,402 |
| Net interest income | $3,519,000 | 1,633 |
| Provision for loan and lease losses | $501,000 | 480 |
| Total noninterest income | $3,692,000 | 484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,665,000 | 337 |
| Total noninterest expense | $5,167,000 | 865 |
| Salaries and employee benefits | $3,460,000 | 689 |
| Premises and equipment expense | $377,000 | 1,700 |
| Additional noninterest expense | $1,330,000 | 1,002 |
| Pre-tax net operating income | $1,543,000 | 1,591 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $673,000 | 1,087 |
| Income before extraordinary items | $870,000 | 2,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $870,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $870,000 | 2,014 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,423,000 | 2,460 |
| Total interest expense | $3,002,000 | 3,328 |
| Net interest income | $10,421,000 | 2,124 |
| Provision for loan and lease losses | $258,000 | 3,101 |
| Total noninterest income | $7,919,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $130,000 | 5,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,789,000 | 504 |
| Total noninterest expense | $14,311,000 | 1,217 |
| Salaries and employee benefits | $8,494,000 | 1,088 |
| Premises and equipment expense | $1,011,000 | 2,343 |
| Additional noninterest expense | $4,806,000 | 1,067 |
| Pre-tax net operating income | $3,771,000 | 2,311 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $697,000 | 2,824 |
| Income before extraordinary items | $3,074,000 | 2,199 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,074,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,250,000 | 211 |
| Net operating income | $3,074,000 | 2,171 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,039,000 | 2,641 |
| Total interest expense | $1,912,000 | 3,626 |
| Net interest income | $7,127,000 | 2,300 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $4,037,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,939,000 | 659 |
| Total noninterest expense | $8,994,000 | 1,422 |
| Salaries and employee benefits | $5,170,000 | 1,333 |
| Premises and equipment expense | $651,000 | 2,668 |
| Additional noninterest expense | $3,173,000 | 1,199 |
| Pre-tax net operating income | $2,010,000 | 3,045 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $191,000 | 4,480 |
| Income before extraordinary items | $1,819,000 | 2,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,819,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,750,000 | 271 |
| Net operating income | $1,819,000 | 2,638 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 2,969 |
| Total interest expense | $1,024,000 | 4,067 |
| Net interest income | $4,104,000 | 2,592 |
| Provision for loan and lease losses | $115,000 | 3,168 |
| Total noninterest income | $304,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $239,000 | 3,442 |
| Total noninterest expense | $3,409,000 | 2,409 |
| Salaries and employee benefits | $2,022,000 | 2,235 |
| Premises and equipment expense | $313,000 | 3,501 |
| Additional noninterest expense | $1,074,000 | 2,278 |
| Pre-tax net operating income | $884,000 | 4,040 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $884,000 | 3,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $884,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,750,000 | 179 |
| Net operating income | $884,000 | 3,356 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 3,422 |
| Total interest expense | $377,000 | 4,841 |
| Net interest income | $1,746,000 | 2,999 |
| Provision for loan and lease losses | $119,000 | 1,815 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $1,380,000 | 2,921 |
| Salaries and employee benefits | $791,000 | 2,797 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $458,000 | 2,643 |
| Pre-tax net operating income | $298,000 | 5,011 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 111 |
| Net operating income | $298,000 | 4,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 5,062 |
| Total interest expense | $804,000 | 6,250 |
| Net interest income | $3,874,000 | 4,582 |
| Provision for loan and lease losses | $735,000 | 1,394 |
| Total noninterest income | $276,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,902 |
| Total noninterest expense | $4,102,000 | 3,660 |
| Salaries and employee benefits | $2,445,000 | 3,404 |
| Premises and equipment expense | $541,000 | 3,837 |
| Additional noninterest expense | $1,116,000 | 3,977 |
| Pre-tax net operating income | $-687,000 | 8,722 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-579,000 | 8,909 |
| Income before extraordinary items | $-108,000 | 8,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-108,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-108,000 | 8,504 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 5,663 |
| Total interest expense | $476,000 | 6,819 |
| Net interest income | $2,407,000 | 5,187 |
| Provision for loan and lease losses | $541,000 | 1,360 |
| Total noninterest income | $223,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $36,000 | 7,361 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 4,640 |
| Total noninterest expense | $2,926,000 | 3,787 |
| Salaries and employee benefits | $1,657,000 | 3,670 |
| Premises and equipment expense | $424,000 | 3,717 |
| Additional noninterest expense | $845,000 | 3,915 |
| Pre-tax net operating income | $-837,000 | 8,869 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-837,000 | 8,902 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-837,000 | 8,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-837,000 | 8,881 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 6,358 |
| Total interest expense | $271,000 | 7,200 |
| Net interest income | $1,281,000 | 5,933 |
| Provision for loan and lease losses | $366,000 | 1,323 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $1,937,000 | 3,839 |
| Salaries and employee benefits | $1,077,000 | 3,758 |
| Premises and equipment expense | $276,000 | 3,787 |
| Additional noninterest expense | $584,000 | 3,820 |
| Pre-tax net operating income | $-890,000 | 8,985 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-890,000 | 9,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-890,000 | 9,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-890,000 | 8,984 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 7,042 |
| Total interest expense | $110,000 | 7,686 |
| Net interest income | $497,000 | 6,704 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $932,000 | 3,985 |
| Salaries and employee benefits | $526,000 | 3,843 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $-534,000 | 9,043 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-534,000 | 9,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-534,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-534,000 | 9,040 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,978 |
| Total interest expense | $82,000 | 8,989 |
| Net interest income | $375,000 | 8,930 |
| Provision for loan and lease losses | $348,000 | 2,876 |
| Total noninterest income | $31,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,000 | 7,986 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $2,799,000 | 4,830 |
| Salaries and employee benefits | $1,752,000 | 4,340 |
| Premises and equipment expense | $313,000 | 5,544 |
| Additional noninterest expense | $734,000 | 5,342 |
| Pre-tax net operating income | $-2,741,000 | 9,110 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-2,741,000 | 9,141 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,741,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $22,700,000 | 32 |
| Net operating income | $-2,741,000 | 9,109 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $153,000 | 9,150 |
| Total interest expense | $15,000 | 9,155 |
| Net interest income | $138,000 | 9,131 |
| Provision for loan and lease losses | $138,000 | 4,053 |
| Total noninterest income | $2,000 | 9,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $1,987,000 | 5,004 |
| Salaries and employee benefits | $1,358,000 | 4,237 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $433,000 | 6,106 |
| Pre-tax net operating income | $-1,985,000 | 9,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,985,000 | 9,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,985,000 | 9,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $22,000,000 | 24 |
| Net operating income | $-1,985,000 | 9,160 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,000 | 9,257 |
| Total interest expense | $0 | 9,250 |
| Net interest income | $16,000 | 9,242 |
| Provision for loan and lease losses | $61,000 | 4,676 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $1,015,000 | 5,944 |
| Salaries and employee benefits | $772,000 | 4,736 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $189,000 | 7,286 |
| Pre-tax net operating income | $-1,060,000 | 9,165 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,060,000 | 9,214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,060,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $22,000,000 | 18 |
| Net operating income | $-1,060,000 | 9,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.