Home > The Beverly National Bank > Assets and Liabilities
The Beverly National Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 91 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $535,381,000 | 1,312 |
| Cash and due from depository institutions | $35,427,000 | 1,739 |
| Interest-bearing balances | $25,619,000 | 1,118 |
| Securities | $156,290,000 | 824 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 4,723 |
| Net loans & leases | $308,768,000 | 1,528 |
| Loan loss allowance | $4,378,000 | 1,782 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,809,000 | 1,899 |
| Other real estate owned | $0 | 1,739 |
| Goodwill and other intangibles | $19,000 | 2,978 |
| All other assets | $28,067,000 | 880 |
| Life insurance assets | $7,240,000 | 921 |
| Total liabilities and capital | $535,381,000 | 1,312 |
| Total liabilities | $502,189,000 | 1,268 |
| Total deposits | $412,823,000 | 1,362 |
| Interest-bearing deposits | $322,712,000 | 1,556 |
| Deposits held in domestic offices | $412,823,000 | 1,360 |
| % insured | 66.51% | 7,482 |
| Federal funds purchased & repurchase agreements | $20,990,000 | 682 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $55,107,000 | 838 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,269,000 | 491 |
| Total equity capital | $33,192,000 | 2,018 |
| Total bank equity capital | $33,192,000 | 2,017 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $645,000 | 3,447 |
| Surplus | $17,817,000 | 1,760 |
| Undivided profits | $14,730,000 | 2,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 4,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,540,000 | 2,201 |
| Earning assets | $490,678,000 | 1,306 |
| Long-term assets (5+ years) | $199,208,000 | 689 |
| Average Assets, year-to-date | $505,654,800 | 1,362 |
| Average Assets, quarterly | $532,622,500 | 1,313 |
| Volatile liabilities | $53,960,000 | 2,573 |
| Insider loans | $201,000 | 6,259 |
| FHLB advances | $55,107,000 | 767 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $59,962,000 | 1,152 |
| Tier 1 (core) risk-based capital | $31,561,000 | 2,002 |
| Tier 2 risk-based capital | $4,094,000 | 1,451 |
| Total risk weighted assets | $327,144,000 | 1,528 |
| Total unused commitments | $59,962,000 | 1,153 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 105 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $529,864,000 | 1,329 |
| Cash and due from depository institutions | $72,245,000 | 1,530 |
| Interest-bearing balances | $63,182,000 | 443 |
| Securities | $98,806,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $9,039,000 | 1,027 |
| Net loans & leases | $321,157,000 | 1,492 |
| Loan loss allowance | $4,378,000 | 1,750 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,883,000 | 1,901 |
| Other real estate owned | $0 | 1,530 |
| Goodwill and other intangibles | $20,000 | 3,007 |
| All other assets | $21,714,000 | 986 |
| Life insurance assets | $7,167,000 | 923 |
| Total liabilities and capital | $529,864,000 | 1,329 |
| Total liabilities | $488,452,000 | 1,308 |
| Total deposits | $394,997,000 | 1,429 |
| Interest-bearing deposits | $307,921,000 | 1,625 |
| Deposits held in domestic offices | $394,997,000 | 1,426 |
| % insured | 69.64% | 7,439 |
| Federal funds purchased & repurchase agreements | $29,409,000 | 564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $56,103,000 | 877 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,943,000 | 777 |
| Total equity capital | $41,412,000 | 1,671 |
| Total bank equity capital | $41,412,000 | 1,670 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $645,000 | 3,491 |
| Surplus | $17,815,000 | 1,759 |
| Undivided profits | $22,952,000 | 1,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 5,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,688,000 | 2,163 |
| Earning assets | $492,184,000 | 1,319 |
| Long-term assets (5+ years) | $178,060,000 | 770 |
| Average Assets, year-to-date | $498,223,250 | 1,399 |
| Average Assets, quarterly | $512,782,500 | 1,370 |
| Volatile liabilities | $62,173,000 | 2,301 |
| Insider loans | $307,000 | 5,916 |
| FHLB advances | $56,103,000 | 801 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $64,530,000 | 1,159 |
| Tier 1 (core) risk-based capital | $40,312,000 | 1,586 |
| Tier 2 risk-based capital | $4,445,000 | 1,349 |
| Total risk weighted assets | $362,894,000 | 1,407 |
| Total unused commitments | $64,530,000 | 1,161 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 116 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $495,701,000 | 1,439 |
| Cash and due from depository institutions | $33,294,000 | 1,400 |
| Interest-bearing balances | $22,176,000 | 977 |
| Securities | $103,409,000 | 1,222 |
| Federal funds sold & reverse repurchase agreements | $7,390,000 | 1,374 |
| Net loans & leases | $321,695,000 | 1,520 |
| Loan loss allowance | $4,493,000 | 1,638 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,050,000 | 1,875 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $24,000 | 3,009 |
| All other assets | $22,839,000 | 964 |
| Life insurance assets | $7,093,000 | 932 |
| Total liabilities and capital | $495,701,000 | 1,439 |
| Total liabilities | $456,177,000 | 1,422 |
| Total deposits | $370,566,000 | 1,547 |
| Interest-bearing deposits | $296,491,000 | 1,688 |
| Deposits held in domestic offices | $370,566,000 | 1,543 |
| % insured | 58.20% | 7,365 |
| Federal funds purchased & repurchase agreements | $20,680,000 | 717 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $57,088,000 | 905 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,843,000 | 806 |
| Total equity capital | $39,524,000 | 1,735 |
| Total bank equity capital | $39,524,000 | 1,733 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $645,000 | 3,534 |
| Surplus | $17,814,000 | 1,760 |
| Undivided profits | $21,065,000 | 1,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 6,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,688,000 | 2,083 |
| Earning assets | $454,670,000 | 1,438 |
| Long-term assets (5+ years) | $179,430,000 | 765 |
| Average Assets, year-to-date | $487,676,330 | 1,452 |
| Average Assets, quarterly | $489,466,500 | 1,460 |
| Volatile liabilities | $54,034,000 | 2,579 |
| Insider loans | $273,000 | 6,094 |
| FHLB advances | $57,088,000 | 819 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $61,899,000 | 1,236 |
| Tier 1 (core) risk-based capital | $38,846,000 | 1,675 |
| Tier 2 risk-based capital | $4,428,000 | 1,356 |
| Total risk weighted assets | $354,796,000 | 1,467 |
| Total unused commitments | $61,899,000 | 1,239 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 111 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $483,232,000 | 1,488 |
| Cash and due from depository institutions | $8,899,000 | 1,486 |
| Interest-bearing balances | $79,000 | 6,250 |
| Securities | $106,080,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 1,999 |
| Net loans & leases | $332,928,000 | 1,489 |
| Loan loss allowance | $4,385,000 | 1,599 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,155,000 | 1,849 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $31,000 | 3,004 |
| All other assets | $22,214,000 | 967 |
| Life insurance assets | $7,021,000 | 943 |
| Total liabilities and capital | $483,232,000 | 1,488 |
| Total liabilities | $443,346,000 | 1,467 |
| Total deposits | $349,978,000 | 1,652 |
| Interest-bearing deposits | $276,738,000 | 1,801 |
| Deposits held in domestic offices | $349,978,000 | 1,649 |
| % insured | 56.77% | 7,489 |
| Federal funds purchased & repurchase agreements | $27,956,000 | 617 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $58,062,000 | 939 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,350,000 | 844 |
| Total equity capital | $39,886,000 | 1,737 |
| Total bank equity capital | $39,886,000 | 1,736 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $645,000 | 3,558 |
| Surplus | $17,813,000 | 1,738 |
| Undivided profits | $21,428,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,790,000 | 1,973 |
| Earning assets | $445,012,000 | 1,480 |
| Long-term assets (5+ years) | $186,291,000 | 724 |
| Average Assets, year-to-date | $483,664,000 | 1,468 |
| Average Assets, quarterly | $483,664,000 | 1,468 |
| Volatile liabilities | $54,529,000 | 2,578 |
| Insider loans | $318,000 | 5,993 |
| FHLB advances | $58,062,000 | 844 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $56,993,000 | 1,384 |
| Tier 1 (core) risk-based capital | $42,528,000 | 1,530 |
| Tier 2 risk-based capital | $4,444,000 | 1,342 |
| Total risk weighted assets | $365,319,000 | 1,432 |
| Total unused commitments | $56,993,000 | 1,385 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 111 | 1,501 |
| Assets and Liabilities | ||
| Total Assets: | $484,096,000 | 1,468 |
| Cash and due from depository institutions | $9,657,000 | 1,501 |
| Interest-bearing balances | $29,000 | 6,428 |
| Securities | $103,618,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 1,483 |
| Net loans & leases | $334,639,000 | 1,490 |
| Loan loss allowance | $4,127,000 | 1,635 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,115,000 | 1,857 |
| Other real estate owned | $0 | 1,501 |
| Goodwill and other intangibles | $36,000 | 2,990 |
| All other assets | $22,481,000 | 973 |
| Life insurance assets | $6,950,000 | 945 |
| Total liabilities and capital | $484,096,000 | 1,468 |
| Total liabilities | $445,388,000 | 1,433 |
| Total deposits | $340,298,000 | 1,630 |
| Interest-bearing deposits | $265,207,000 | 1,814 |
| Deposits held in domestic offices | $340,298,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,289,000 | 1,048 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $84,425,000 | 750 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,376,000 | 850 |
| Total equity capital | $38,708,000 | 1,746 |
| Total bank equity capital | $38,708,000 | 1,746 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $645,000 | 3,583 |
| Surplus | $17,812,000 | 1,709 |
| Undivided profits | $20,251,000 | 1,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,768,000 | 2,127 |
| Earning assets | $444,836,000 | 1,444 |
| Long-term assets (5+ years) | $191,301,000 | 683 |
| Average Assets, year-to-date | $483,317,000 | 1,418 |
| Average Assets, quarterly | $483,659,000 | 1,456 |
| Volatile liabilities | $76,830,000 | 1,925 |
| Insider loans | $331,000 | 6,033 |
| FHLB advances | $84,425,000 | 672 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $60,268,000 | 1,346 |
| Tier 1 (core) risk-based capital | $41,624,000 | 1,541 |
| Tier 2 risk-based capital | $4,188,000 | 1,393 |
| Total risk weighted assets | $363,387,000 | 1,438 |
| Total unused commitments | $60,268,000 | 1,349 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 115 | 1,465 |
| Assets and Liabilities | ||
| Total Assets: | $483,222,000 | 1,458 |
| Cash and due from depository institutions | $11,260,000 | 1,465 |
| Interest-bearing balances | $778,000 | 3,271 |
| Securities | $110,389,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $3,633,000 | 2,791 |
| Net loans & leases | $332,137,000 | 1,497 |
| Loan loss allowance | $4,112,000 | 1,503 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,480,000 | 2,025 |
| Other real estate owned | $0 | 1,465 |
| Goodwill and other intangibles | $42,000 | 3,015 |
| All other assets | $19,281,000 | 1,085 |
| Life insurance assets | $6,876,000 | 949 |
| Total liabilities and capital | $483,222,000 | 1,458 |
| Total liabilities | $443,806,000 | 1,432 |
| Total deposits | $357,607,000 | 1,517 |
| Interest-bearing deposits | $285,360,000 | 1,681 |
| Deposits held in domestic offices | $357,607,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,763,000 | 1,233 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $70,326,000 | 893 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,110,000 | 1,116 |
| Total equity capital | $39,416,000 | 1,731 |
| Total bank equity capital | $39,416,000 | 1,731 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $645,000 | 3,617 |
| Surplus | $17,808,000 | 1,685 |
| Undivided profits | $20,963,000 | 1,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 5,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,898,000 | 2,094 |
| Earning assets | $446,937,000 | 1,427 |
| Long-term assets (5+ years) | $194,637,000 | 683 |
| Average Assets, year-to-date | $483,122,250 | 1,421 |
| Average Assets, quarterly | $487,674,500 | 1,434 |
| Volatile liabilities | $64,445,000 | 2,169 |
| Insider loans | $110,000 | 6,863 |
| FHLB advances | $70,326,000 | 818 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $64,017,000 | 1,364 |
| Tier 1 (core) risk-based capital | $43,561,000 | 1,488 |
| Tier 2 risk-based capital | $4,173,000 | 1,357 |
| Total risk weighted assets | $356,301,000 | 1,463 |
| Total unused commitments | $64,017,000 | 1,367 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 115 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $492,127,000 | 1,417 |
| Cash and due from depository institutions | $12,774,000 | 1,485 |
| Interest-bearing balances | $1,667,000 | 2,396 |
| Securities | $121,143,000 | 1,007 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 5,834 |
| Net loans & leases | $333,587,000 | 1,479 |
| Loan loss allowance | $3,830,000 | 1,535 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,056,000 | 2,167 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $47,000 | 3,022 |
| All other assets | $18,487,000 | 1,096 |
| Life insurance assets | $6,802,000 | 958 |
| Total liabilities and capital | $492,127,000 | 1,417 |
| Total liabilities | $449,136,000 | 1,397 |
| Total deposits | $366,045,000 | 1,476 |
| Interest-bearing deposits | $291,816,000 | 1,634 |
| Deposits held in domestic offices | $366,045,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,350,000 | 1,234 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $66,569,000 | 903 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,172,000 | 1,093 |
| Total equity capital | $42,991,000 | 1,603 |
| Total bank equity capital | $42,991,000 | 1,603 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $645,000 | 3,648 |
| Surplus | $17,805,000 | 1,667 |
| Undivided profits | $24,541,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 5,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,836,000 | 2,098 |
| Earning assets | $456,430,000 | 1,388 |
| Long-term assets (5+ years) | $189,233,000 | 693 |
| Average Assets, year-to-date | $483,089,000 | 1,414 |
| Average Assets, quarterly | $489,277,000 | 1,412 |
| Volatile liabilities | $65,605,000 | 2,122 |
| Insider loans | $114,000 | 6,909 |
| FHLB advances | $66,569,000 | 842 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $61,053,000 | 1,467 |
| Tier 1 (core) risk-based capital | $44,546,000 | 1,462 |
| Tier 2 risk-based capital | $3,891,000 | 1,415 |
| Total risk weighted assets | $362,159,000 | 1,451 |
| Total unused commitments | $61,053,000 | 1,468 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 113 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $486,427,000 | 1,417 |
| Cash and due from depository institutions | $9,591,000 | 1,505 |
| Interest-bearing balances | $161,000 | 4,592 |
| Securities | $121,918,000 | 1,010 |
| Federal funds sold & reverse repurchase agreements | $1,126,000 | 5,631 |
| Net loans & leases | $330,676,000 | 1,469 |
| Loan loss allowance | $3,727,000 | 1,521 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,032,000 | 2,142 |
| Other real estate owned | $0 | 1,505 |
| Goodwill and other intangibles | $54,000 | 2,995 |
| All other assets | $17,030,000 | 1,142 |
| Life insurance assets | $6,730,000 | 957 |
| Total liabilities and capital | $486,427,000 | 1,417 |
| Total liabilities | $442,149,000 | 1,403 |
| Total deposits | $359,569,000 | 1,498 |
| Interest-bearing deposits | $290,798,000 | 1,645 |
| Deposits held in domestic offices | $359,569,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,746,000 | 1,258 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $67,715,000 | 839 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,119,000 | 1,187 |
| Total equity capital | $44,278,000 | 1,591 |
| Total bank equity capital | $44,278,000 | 1,591 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $645,000 | 3,659 |
| Surplus | $17,805,000 | 1,661 |
| Undivided profits | $25,828,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,924,000 | 2,045 |
| Earning assets | $453,881,000 | 1,377 |
| Long-term assets (5+ years) | $180,872,000 | 708 |
| Average Assets, year-to-date | $478,570,000 | 1,419 |
| Average Assets, quarterly | $478,570,000 | 1,419 |
| Volatile liabilities | $67,029,000 | 2,052 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $67,715,000 | 773 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $59,447,000 | 1,539 |
| Tier 1 (core) risk-based capital | $44,699,000 | 1,454 |
| Tier 2 risk-based capital | $3,790,000 | 1,420 |
| Total risk weighted assets | $354,591,000 | 1,452 |
| Total unused commitments | $59,447,000 | 1,539 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 114 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $470,713,000 | 1,442 |
| Cash and due from depository institutions | $10,870,000 | 1,508 |
| Interest-bearing balances | $115,000 | 4,547 |
| Securities | $114,806,000 | 1,053 |
| Federal funds sold & reverse repurchase agreements | $3,706,000 | 3,095 |
| Net loans & leases | $318,356,000 | 1,509 |
| Loan loss allowance | $3,614,000 | 1,538 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,963,000 | 2,155 |
| Other real estate owned | $0 | 1,508 |
| Goodwill and other intangibles | $59,000 | 2,975 |
| All other assets | $16,953,000 | 1,141 |
| Life insurance assets | $6,661,000 | 951 |
| Total liabilities and capital | $470,713,000 | 1,442 |
| Total liabilities | $427,123,000 | 1,423 |
| Total deposits | $350,471,000 | 1,529 |
| Interest-bearing deposits | $278,026,000 | 1,684 |
| Deposits held in domestic offices | $350,471,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,638,000 | 1,213 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $59,616,000 | 880 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,398,000 | 1,104 |
| Total equity capital | $43,590,000 | 1,590 |
| Total bank equity capital | $43,590,000 | 1,590 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $645,000 | 3,670 |
| Surplus | $17,802,000 | 1,647 |
| Undivided profits | $25,143,000 | 1,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,801,000 | 2,381 |
| Earning assets | $436,983,000 | 1,424 |
| Long-term assets (5+ years) | $172,267,000 | 715 |
| Average Assets, year-to-date | $466,816,000 | 1,384 |
| Average Assets, quarterly | $469,774,500 | 1,428 |
| Volatile liabilities | $67,540,000 | 2,036 |
| Insider loans | $177,000 | 6,619 |
| FHLB advances | $59,616,000 | 814 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $61,913,000 | 1,506 |
| Tier 1 (core) risk-based capital | $44,109,000 | 1,470 |
| Tier 2 risk-based capital | $3,676,000 | 1,457 |
| Total risk weighted assets | $339,563,000 | 1,499 |
| Total unused commitments | $61,913,000 | 1,507 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 114 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $468,836,000 | 1,415 |
| Cash and due from depository institutions | $8,190,000 | 1,498 |
| Interest-bearing balances | $146,000 | 4,174 |
| Securities | $114,416,000 | 1,047 |
| Federal funds sold & reverse repurchase agreements | $5,119,000 | 2,510 |
| Net loans & leases | $317,374,000 | 1,489 |
| Loan loss allowance | $3,554,000 | 1,513 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,057,000 | 2,078 |
| Other real estate owned | $0 | 1,498 |
| Goodwill and other intangibles | $66,000 | 2,955 |
| All other assets | $17,614,000 | 1,080 |
| Life insurance assets | $6,599,000 | 931 |
| Total liabilities and capital | $468,836,000 | 1,415 |
| Total liabilities | $426,664,000 | 1,390 |
| Total deposits | $360,268,000 | 1,472 |
| Interest-bearing deposits | $287,087,000 | 1,616 |
| Deposits held in domestic offices | $360,268,000 | 1,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,941,000 | 1,185 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,852,000 | 909 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,603,000 | 1,260 |
| Total equity capital | $42,172,000 | 1,616 |
| Total bank equity capital | $42,172,000 | 1,616 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $645,000 | 3,657 |
| Surplus | $17,798,000 | 1,616 |
| Undivided profits | $23,729,000 | 1,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,188,000 | 2,079 |
| Earning assets | $437,055,000 | 1,385 |
| Long-term assets (5+ years) | $168,001,000 | 705 |
| Average Assets, year-to-date | $465,841,750 | 1,385 |
| Average Assets, quarterly | $469,799,500 | 1,397 |
| Volatile liabilities | $51,462,000 | 2,503 |
| Insider loans | $179,000 | 6,640 |
| FHLB advances | $50,852,000 | 838 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $56,797,000 | 1,623 |
| Tier 1 (core) risk-based capital | $43,135,000 | 1,490 |
| Tier 2 risk-based capital | $3,608,000 | 1,457 |
| Total risk weighted assets | $335,298,000 | 1,505 |
| Total unused commitments | $56,797,000 | 1,623 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 114 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $470,763,000 | 1,420 |
| Cash and due from depository institutions | $11,431,000 | 1,526 |
| Interest-bearing balances | $165,000 | 4,175 |
| Securities | $114,997,000 | 1,046 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 6,243 |
| Net loans & leases | $320,503,000 | 1,473 |
| Loan loss allowance | $3,477,000 | 1,549 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,046,000 | 2,075 |
| Other real estate owned | $0 | 1,526 |
| Goodwill and other intangibles | $74,000 | 2,956 |
| All other assets | $17,684,000 | 1,075 |
| Life insurance assets | $6,545,000 | 934 |
| Total liabilities and capital | $470,763,000 | 1,420 |
| Total liabilities | $430,326,000 | 1,384 |
| Total deposits | $360,056,000 | 1,491 |
| Interest-bearing deposits | $282,189,000 | 1,665 |
| Deposits held in domestic offices | $360,056,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,648,000 | 1,372 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $58,406,000 | 772 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,216,000 | 1,315 |
| Total equity capital | $40,437,000 | 1,681 |
| Total bank equity capital | $40,437,000 | 1,681 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $645,000 | 3,675 |
| Surplus | $17,794,000 | 1,611 |
| Undivided profits | $21,998,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,981,000 | 2,132 |
| Earning assets | $435,693,000 | 1,389 |
| Long-term assets (5+ years) | $168,506,000 | 698 |
| Average Assets, year-to-date | $464,843,670 | 1,411 |
| Average Assets, quarterly | $464,775,000 | 1,419 |
| Volatile liabilities | $57,509,000 | 2,250 |
| Insider loans | $181,000 | 6,646 |
| FHLB advances | $58,406,000 | 698 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $54,439,000 | 1,708 |
| Tier 1 (core) risk-based capital | $42,233,000 | 1,525 |
| Tier 2 risk-based capital | $3,533,000 | 1,502 |
| Total risk weighted assets | $338,853,000 | 1,491 |
| Total unused commitments | $54,439,000 | 1,709 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $458,787,000 | 1,440 |
| Cash and due from depository institutions | $9,751,000 | 1,587 |
| Interest-bearing balances | $227,000 | 3,875 |
| Securities | $114,954,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $2,620,000 | 4,617 |
| Net loans & leases | $309,735,000 | 1,511 |
| Loan loss allowance | $3,193,000 | 1,648 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,117,000 | 2,403 |
| Other real estate owned | $0 | 1,587 |
| Goodwill and other intangibles | $85,000 | 2,927 |
| All other assets | $16,525,000 | 1,099 |
| Life insurance assets | $6,492,000 | 922 |
| Total liabilities and capital | $458,787,000 | 1,440 |
| Total liabilities | $418,119,000 | 1,420 |
| Total deposits | $346,445,000 | 1,553 |
| Interest-bearing deposits | $273,736,000 | 1,710 |
| Deposits held in domestic offices | $346,445,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,427,000 | 1,403 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $60,956,000 | 726 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,291,000 | 1,321 |
| Total equity capital | $40,668,000 | 1,681 |
| Total bank equity capital | $40,668,000 | 1,681 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $645,000 | 3,674 |
| Surplus | $17,786,000 | 1,576 |
| Undivided profits | $22,237,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,993,000 | 2,035 |
| Earning assets | $427,536,000 | 1,421 |
| Long-term assets (5+ years) | $163,552,000 | 694 |
| Average Assets, year-to-date | $461,884,000 | 1,426 |
| Average Assets, quarterly | $461,884,000 | 1,426 |
| Volatile liabilities | $52,256,000 | 2,404 |
| Insider loans | $229,000 | 6,424 |
| FHLB advances | $60,956,000 | 664 |
| Loans and leases held for sale | $644,000 | 1,151 |
| Unused loan commitments | $55,817,000 | 1,676 |
| Tier 1 (core) risk-based capital | $41,365,000 | 1,545 |
| Tier 2 risk-based capital | $3,249,000 | 1,607 |
| Total risk weighted assets | $328,346,000 | 1,511 |
| Total unused commitments | $55,817,000 | 1,677 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $464,981,000 | 1,416 |
| Cash and due from depository institutions | $13,962,000 | 1,553 |
| Interest-bearing balances | $1,009,000 | 2,465 |
| Securities | $112,018,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $14,672,000 | 1,091 |
| Net loans & leases | $302,667,000 | 1,530 |
| Loan loss allowance | $3,044,000 | 1,715 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,833,000 | 2,467 |
| Other real estate owned | $0 | 1,553 |
| Goodwill and other intangibles | $93,000 | 2,909 |
| All other assets | $16,736,000 | 1,096 |
| Life insurance assets | $6,439,000 | 900 |
| Total liabilities and capital | $464,981,000 | 1,416 |
| Total liabilities | $425,270,000 | 1,382 |
| Total deposits | $357,229,000 | 1,481 |
| Interest-bearing deposits | $280,890,000 | 1,632 |
| Deposits held in domestic offices | $357,229,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,371,000 | 929 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,000,000 | 934 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,670,000 | 1,200 |
| Total equity capital | $39,711,000 | 1,678 |
| Total bank equity capital | $39,711,000 | 1,678 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $645,000 | 3,678 |
| Surplus | $17,786,000 | 1,540 |
| Undivided profits | $21,280,000 | 1,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,836,000 | 2,283 |
| Earning assets | $430,366,000 | 1,395 |
| Long-term assets (5+ years) | $157,846,000 | 705 |
| Average Assets, year-to-date | $435,373,600 | 1,434 |
| Average Assets, quarterly | $453,425,500 | 1,430 |
| Volatile liabilities | $62,831,000 | 2,205 |
| Insider loans | $266,000 | 6,297 |
| FHLB advances | $47,000,000 | 858 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,818,000 | 1,657 |
| Tier 1 (core) risk-based capital | $40,576,000 | 1,559 |
| Tier 2 risk-based capital | $3,100,000 | 1,658 |
| Total risk weighted assets | $324,168,000 | 1,503 |
| Total unused commitments | $56,818,000 | 1,658 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $441,870,000 | 1,477 |
| Cash and due from depository institutions | $9,536,000 | 1,451 |
| Interest-bearing balances | $707,000 | 2,735 |
| Securities | $112,679,000 | 1,112 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,015 |
| Net loans & leases | $300,206,000 | 1,528 |
| Loan loss allowance | $2,911,000 | 1,796 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,915,000 | 2,919 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $106,000 | 2,878 |
| All other assets | $15,425,000 | 1,187 |
| Life insurance assets | $6,385,000 | 877 |
| Total liabilities and capital | $441,870,000 | 1,477 |
| Total liabilities | $402,508,000 | 1,452 |
| Total deposits | $342,547,000 | 1,519 |
| Interest-bearing deposits | $271,607,000 | 1,662 |
| Deposits held in domestic offices | $342,547,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,282,000 | 1,027 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,740,000 | 1,041 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,939,000 | 1,372 |
| Total equity capital | $39,362,000 | 1,679 |
| Total bank equity capital | $39,362,000 | 1,679 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $645,000 | 3,702 |
| Surplus | $5,774,000 | 3,557 |
| Undivided profits | $32,943,000 | 1,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,086,000 | 1,994 |
| Earning assets | $413,595,000 | 1,445 |
| Long-term assets (5+ years) | $111,845,000 | 967 |
| Average Assets, year-to-date | $427,971,750 | 1,471 |
| Average Assets, quarterly | $440,070,000 | 1,465 |
| Volatile liabilities | $82,178,000 | 1,765 |
| Insider loans | $228,000 | 6,476 |
| FHLB advances | $42,740,000 | 960 |
| Loans and leases held for sale | $185,000 | 1,523 |
| Unused loan commitments | $80,761,000 | 1,256 |
| Tier 1 (core) risk-based capital | $39,896,000 | 1,579 |
| Tier 2 risk-based capital | $2,951,000 | 1,726 |
| Total risk weighted assets | $318,541,000 | 1,522 |
| Total unused commitments | $80,761,000 | 1,257 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 124 | 1,409 |
| Assets and Liabilities | ||
| Total Assets: | $438,270,000 | 1,466 |
| Cash and due from depository institutions | $12,322,000 | 1,409 |
| Interest-bearing balances | $274,000 | 3,742 |
| Securities | $108,718,000 | 1,144 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,864 |
| Net loans & leases | $297,895,000 | 1,519 |
| Loan loss allowance | $2,801,000 | 1,839 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,492,000 | 3,145 |
| Other real estate owned | $0 | 1,409 |
| Goodwill and other intangibles | $117,000 | 2,841 |
| All other assets | $15,725,000 | 1,159 |
| Life insurance assets | $6,333,000 | 866 |
| Total liabilities and capital | $438,270,000 | 1,466 |
| Total liabilities | $411,513,000 | 1,408 |
| Total deposits | $346,011,000 | 1,493 |
| Interest-bearing deposits | $271,860,000 | 1,620 |
| Deposits held in domestic offices | $346,011,000 | 1,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,052,000 | 1,109 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,250,000 | 933 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,200,000 | 1,497 |
| Total equity capital | $26,757,000 | 2,386 |
| Total bank equity capital | $26,757,000 | 2,386 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $5,766,000 | 3,512 |
| Undivided profits | $20,491,000 | 1,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,700,000 | 2,211 |
| Earning assets | $406,888,000 | 1,449 |
| Long-term assets (5+ years) | $112,907,000 | 941 |
| Average Assets, year-to-date | $423,339,000 | 1,491 |
| Average Assets, quarterly | $429,913,500 | 1,480 |
| Volatile liabilities | $80,756,000 | 1,765 |
| Insider loans | $221,000 | 6,520 |
| FHLB advances | $50,250,000 | 851 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $67,762,000 | 1,454 |
| Tier 1 (core) risk-based capital | $27,695,000 | 2,248 |
| Tier 2 risk-based capital | $2,801,000 | 1,777 |
| Total risk weighted assets | $313,060,000 | 1,524 |
| Total unused commitments | $67,762,000 | 1,456 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 123 | 1,405 |
| Assets and Liabilities | ||
| Total Assets: | $421,557,000 | 1,503 |
| Cash and due from depository institutions | $12,022,000 | 1,405 |
| Interest-bearing balances | $90,000 | 5,180 |
| Securities | $109,639,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $282,203,000 | 1,554 |
| Loan loss allowance | $2,651,000 | 1,906 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,117,000 | 3,348 |
| Other real estate owned | $0 | 1,405 |
| Goodwill and other intangibles | $127,000 | 2,793 |
| All other assets | $14,449,000 | 1,222 |
| Life insurance assets | $6,281,000 | 854 |
| Total liabilities and capital | $421,557,000 | 1,503 |
| Total liabilities | $395,383,000 | 1,435 |
| Total deposits | $340,790,000 | 1,477 |
| Interest-bearing deposits | $266,654,000 | 1,634 |
| Deposits held in domestic offices | $340,790,000 | 1,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,202,000 | 1,077 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 1,055 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,391,000 | 1,437 |
| Total equity capital | $26,174,000 | 2,403 |
| Total bank equity capital | $26,174,000 | 2,403 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $5,759,000 | 3,446 |
| Undivided profits | $19,915,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,840,000 | 1,929 |
| Earning assets | $391,932,000 | 1,484 |
| Long-term assets (5+ years) | $106,795,000 | 968 |
| Average Assets, year-to-date | $415,873,500 | 1,506 |
| Average Assets, quarterly | $415,873,500 | 1,506 |
| Volatile liabilities | $66,958,000 | 1,982 |
| Insider loans | $200,000 | 6,609 |
| FHLB advances | $40,000,000 | 985 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $69,866,000 | 1,382 |
| Tier 1 (core) risk-based capital | $26,987,000 | 2,262 |
| Tier 2 risk-based capital | $2,651,000 | 1,827 |
| Total risk weighted assets | $296,850,000 | 1,563 |
| Total unused commitments | $69,866,000 | 1,382 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 123 | 1,409 |
| Assets and Liabilities | ||
| Total Assets: | $410,190,000 | 1,527 |
| Cash and due from depository institutions | $13,438,000 | 1,409 |
| Interest-bearing balances | $306,000 | 3,779 |
| Securities | $112,190,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 6,116 |
| Net loans & leases | $267,256,000 | 1,616 |
| Loan loss allowance | $2,514,000 | 1,978 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,044,000 | 3,394 |
| Other real estate owned | $0 | 1,409 |
| Goodwill and other intangibles | $135,000 | 2,773 |
| All other assets | $14,121,000 | 1,222 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $410,190,000 | 1,527 |
| Total liabilities | $383,871,000 | 1,467 |
| Total deposits | $346,044,000 | 1,426 |
| Interest-bearing deposits | $268,313,000 | 1,597 |
| Deposits held in domestic offices | $346,044,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,390,000 | 1,081 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,900,000 | 1,616 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,537,000 | 1,365 |
| Total equity capital | $26,319,000 | 2,353 |
| Total bank equity capital | $26,319,000 | 2,353 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $5,750,000 | 3,414 |
| Undivided profits | $20,069,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,634,000 | 2,173 |
| Earning assets | $379,758,000 | 1,512 |
| Long-term assets (5+ years) | $100,004,000 | 1,022 |
| Average Assets, year-to-date | $395,570,800 | 1,527 |
| Average Assets, quarterly | $401,868,000 | 1,551 |
| Volatile liabilities | $48,980,000 | 2,492 |
| Insider loans | $218,000 | 6,542 |
| FHLB advances | $22,900,000 | 1,514 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $66,594,000 | 1,414 |
| Tier 1 (core) risk-based capital | $27,014,000 | 2,225 |
| Tier 2 risk-based capital | $2,514,000 | 1,894 |
| Total risk weighted assets | $282,102,000 | 1,623 |
| Total unused commitments | $66,594,000 | 1,414 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 125 | 1,372 |
| Assets and Liabilities | ||
| Total Assets: | $393,546,000 | 1,585 |
| Cash and due from depository institutions | $13,918,000 | 1,372 |
| Interest-bearing balances | $366,000 | 3,759 |
| Securities | $110,970,000 | 1,116 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 3,888 |
| Net loans & leases | $250,198,000 | 1,685 |
| Loan loss allowance | $2,619,000 | 1,874 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,108,000 | 3,289 |
| Other real estate owned | $0 | 1,372 |
| Goodwill and other intangibles | $150,000 | 2,705 |
| All other assets | $13,377,000 | 1,255 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $393,546,000 | 1,585 |
| Total liabilities | $367,338,000 | 1,514 |
| Total deposits | $351,486,000 | 1,366 |
| Interest-bearing deposits | $278,838,000 | 1,485 |
| Deposits held in domestic offices | $351,486,000 | 1,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,755,000 | 1,222 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,097,000 | 1,461 |
| Total equity capital | $26,208,000 | 2,337 |
| Total bank equity capital | $26,208,000 | 2,337 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $5,750,000 | 3,361 |
| Undivided profits | $19,958,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,626,000 | 2,108 |
| Earning assets | $363,359,000 | 1,559 |
| Long-term assets (5+ years) | $94,236,000 | 1,064 |
| Average Assets, year-to-date | $391,916,000 | 1,536 |
| Average Assets, quarterly | $403,080,500 | 1,522 |
| Volatile liabilities | $31,588,000 | 3,277 |
| Insider loans | $295,000 | 6,242 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $62,086,000 | 1,480 |
| Tier 1 (core) risk-based capital | $26,668,000 | 2,210 |
| Tier 2 risk-based capital | $2,619,000 | 1,791 |
| Total risk weighted assets | $269,763,000 | 1,652 |
| Total unused commitments | $62,086,000 | 1,480 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 129 | 1,331 |
| Assets and Liabilities | ||
| Total Assets: | $412,615,000 | 1,469 |
| Cash and due from depository institutions | $16,534,000 | 1,331 |
| Interest-bearing balances | $845,000 | 2,923 |
| Securities | $112,362,000 | 1,106 |
| Federal funds sold & reverse repurchase agreements | $18,755,000 | 647 |
| Net loans & leases | $248,513,000 | 1,652 |
| Loan loss allowance | $2,448,000 | 1,977 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,115,000 | 3,227 |
| Other real estate owned | $0 | 1,331 |
| Goodwill and other intangibles | $165,000 | 2,655 |
| All other assets | $13,171,000 | 1,239 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $412,615,000 | 1,469 |
| Total liabilities | $386,345,000 | 1,404 |
| Total deposits | $375,048,000 | 1,244 |
| Interest-bearing deposits | $297,474,000 | 1,346 |
| Deposits held in domestic offices | $375,048,000 | 1,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,827,000 | 1,227 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,470,000 | 1,659 |
| Total equity capital | $26,270,000 | 2,290 |
| Total bank equity capital | $26,270,000 | 2,290 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $5,750,000 | 3,315 |
| Undivided profits | $20,020,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,458,000 | 2,170 |
| Earning assets | $380,475,000 | 1,457 |
| Long-term assets (5+ years) | $100,903,000 | 998 |
| Average Assets, year-to-date | $391,372,670 | 1,518 |
| Average Assets, quarterly | $399,015,000 | 1,504 |
| Volatile liabilities | $27,143,000 | 3,537 |
| Insider loans | $331,000 | 6,094 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,151,000 | 1,453 |
| Tier 1 (core) risk-based capital | $26,637,000 | 2,157 |
| Tier 2 risk-based capital | $2,448,000 | 1,886 |
| Total risk weighted assets | $268,723,000 | 1,610 |
| Total unused commitments | $61,151,000 | 1,453 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 126 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $385,415,000 | 1,563 |
| Cash and due from depository institutions | $14,255,000 | 1,354 |
| Interest-bearing balances | $165,000 | 4,560 |
| Securities | $111,389,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,147 |
| Net loans & leases | $242,596,000 | 1,654 |
| Loan loss allowance | $2,328,000 | 2,041 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,072,000 | 3,255 |
| Other real estate owned | $0 | 1,354 |
| Goodwill and other intangibles | $184,000 | 2,612 |
| All other assets | $13,019,000 | 1,239 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $385,415,000 | 1,563 |
| Total liabilities | $359,547,000 | 1,503 |
| Total deposits | $345,702,000 | 1,344 |
| Interest-bearing deposits | $272,938,000 | 1,477 |
| Deposits held in domestic offices | $345,702,000 | 1,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,552,000 | 1,496 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,293,000 | 1,747 |
| Total equity capital | $25,868,000 | 2,249 |
| Total bank equity capital | $25,868,000 | 2,249 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $5,750,000 | 3,279 |
| Undivided profits | $19,618,000 | 1,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,479,000 | 2,059 |
| Earning assets | $355,050,000 | 1,560 |
| Long-term assets (5+ years) | $103,707,000 | 990 |
| Average Assets, year-to-date | $380,751,500 | 1,573 |
| Average Assets, quarterly | $380,751,500 | 1,573 |
| Volatile liabilities | $24,513,000 | 3,670 |
| Insider loans | $287,000 | 6,255 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $286,000 | 1,344 |
| Unused loan commitments | $62,066,000 | 1,376 |
| Tier 1 (core) risk-based capital | $26,428,000 | 2,140 |
| Tier 2 risk-based capital | $2,328,000 | 1,956 |
| Total risk weighted assets | $257,618,000 | 1,642 |
| Total unused commitments | $62,066,000 | 1,376 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 123 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $376,088,000 | 1,595 |
| Cash and due from depository institutions | $10,646,000 | 1,392 |
| Interest-bearing balances | $301,000 | 3,953 |
| Securities | $114,131,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $235,109,000 | 1,681 |
| Loan loss allowance | $2,181,000 | 2,137 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,196,000 | 3,127 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $202,000 | 2,572 |
| All other assets | $12,804,000 | 1,225 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $376,088,000 | 1,595 |
| Total liabilities | $350,111,000 | 1,537 |
| Total deposits | $337,171,000 | 1,375 |
| Interest-bearing deposits | $264,850,000 | 1,505 |
| Deposits held in domestic offices | $337,171,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,496,000 | 1,108 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,444,000 | 1,620 |
| Total equity capital | $25,977,000 | 2,248 |
| Total bank equity capital | $25,977,000 | 2,248 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $5,750,000 | 3,233 |
| Undivided profits | $19,727,000 | 1,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,356,000 | 2,217 |
| Earning assets | $349,541,000 | 1,571 |
| Long-term assets (5+ years) | $108,364,000 | 975 |
| Average Assets, year-to-date | $364,953,400 | 1,561 |
| Average Assets, quarterly | $383,965,000 | 1,536 |
| Volatile liabilities | $22,910,000 | 3,788 |
| Insider loans | $438,000 | 5,677 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $447,000 | 1,193 |
| Unused loan commitments | $58,571,000 | 1,406 |
| Tier 1 (core) risk-based capital | $26,162,000 | 2,129 |
| Tier 2 risk-based capital | $2,181,000 | 2,045 |
| Total risk weighted assets | $246,905,000 | 1,680 |
| Total unused commitments | $58,571,000 | 1,406 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $391,842,000 | 1,501 |
| Cash and due from depository institutions | $19,559,000 | 1,469 |
| Interest-bearing balances | $751,000 | 3,133 |
| Securities | $124,206,000 | 1,020 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,412 |
| Net loans & leases | $224,278,000 | 1,719 |
| Loan loss allowance | $2,152,000 | 2,154 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,689,000 | 3,510 |
| Other real estate owned | $0 | 1,469 |
| Goodwill and other intangibles | $213,000 | 2,510 |
| All other assets | $12,897,000 | 1,189 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $391,842,000 | 1,501 |
| Total liabilities | $367,526,000 | 1,431 |
| Total deposits | $341,340,000 | 1,317 |
| Interest-bearing deposits | $263,892,000 | 1,488 |
| Deposits held in domestic offices | $341,340,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,129,000 | 895 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,000,000 | 2,905 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,057,000 | 1,370 |
| Total equity capital | $24,316,000 | 2,353 |
| Total bank equity capital | $24,316,000 | 2,353 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $4,250,000 | 3,883 |
| Undivided profits | $19,566,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,536,000 | 2,001 |
| Earning assets | $357,235,000 | 1,501 |
| Long-term assets (5+ years) | $100,669,000 | 1,049 |
| Average Assets, year-to-date | $362,169,750 | 1,565 |
| Average Assets, quarterly | $379,552,500 | 1,526 |
| Volatile liabilities | $35,548,000 | 2,725 |
| Insider loans | $294,000 | 6,257 |
| FHLB advances | $8,000,000 | 2,769 |
| Loans and leases held for sale | $546,000 | 1,140 |
| Unused loan commitments | $56,122,000 | 1,439 |
| Tier 1 (core) risk-based capital | $24,417,000 | 2,236 |
| Tier 2 risk-based capital | $2,152,000 | 2,034 |
| Total risk weighted assets | $246,069,000 | 1,644 |
| Total unused commitments | $56,122,000 | 1,440 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 118 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $367,263,000 | 1,575 |
| Cash and due from depository institutions | $13,902,000 | 1,457 |
| Interest-bearing balances | $1,002,000 | 2,864 |
| Securities | $127,742,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 964 |
| Net loans & leases | $199,464,000 | 1,871 |
| Loan loss allowance | $1,943,000 | 2,345 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,888,000 | 4,369 |
| Other real estate owned | $0 | 1,457 |
| Goodwill and other intangibles | $226,000 | 2,497 |
| All other assets | $12,841,000 | 1,208 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $367,263,000 | 1,575 |
| Total liabilities | $343,779,000 | 1,507 |
| Total deposits | $312,939,000 | 1,441 |
| Interest-bearing deposits | $244,991,000 | 1,585 |
| Deposits held in domestic offices | $312,939,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,963,000 | 1,005 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,877,000 | 1,333 |
| Total equity capital | $23,484,000 | 2,340 |
| Total bank equity capital | $23,484,000 | 2,340 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $4,250,000 | 3,845 |
| Undivided profits | $18,734,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,387,000 | 2,084 |
| Earning assets | $339,408,000 | 1,551 |
| Long-term assets (5+ years) | $100,666,000 | 1,079 |
| Average Assets, year-to-date | $352,279,000 | 1,605 |
| Average Assets, quarterly | $356,052,500 | 1,616 |
| Volatile liabilities | $39,646,000 | 2,452 |
| Insider loans | $419,000 | 5,784 |
| FHLB advances | $15,000,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,194,000 | 1,490 |
| Tier 1 (core) risk-based capital | $24,140,000 | 2,212 |
| Tier 2 risk-based capital | $1,943,000 | 2,204 |
| Total risk weighted assets | $218,288,000 | 1,800 |
| Total unused commitments | $53,194,000 | 1,492 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 117 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $344,842,000 | 1,662 |
| Cash and due from depository institutions | $22,427,000 | 1,477 |
| Interest-bearing balances | $4,248,000 | 1,484 |
| Securities | $111,023,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 807 |
| Net loans & leases | $179,528,000 | 1,998 |
| Loan loss allowance | $1,836,000 | 2,431 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,878,000 | 4,354 |
| Other real estate owned | $0 | 1,477 |
| Goodwill and other intangibles | $242,000 | 2,446 |
| All other assets | $11,744,000 | 1,221 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $344,842,000 | 1,662 |
| Total liabilities | $320,944,000 | 1,604 |
| Total deposits | $304,132,000 | 1,480 |
| Interest-bearing deposits | $244,645,000 | 1,577 |
| Deposits held in domestic offices | $304,132,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,645,000 | 909 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,167,000 | 1,379 |
| Total equity capital | $23,898,000 | 2,352 |
| Total bank equity capital | $23,898,000 | 2,352 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $4,250,000 | 3,810 |
| Undivided profits | $19,148,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,315,000 | 2,177 |
| Earning assets | $312,799,000 | 1,675 |
| Long-term assets (5+ years) | $76,537,000 | 1,336 |
| Average Assets, year-to-date | $344,787,000 | 1,636 |
| Average Assets, quarterly | $344,787,000 | 1,636 |
| Volatile liabilities | $24,845,000 | 3,357 |
| Insider loans | $452,000 | 5,622 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,439,000 | 1,639 |
| Tier 1 (core) risk-based capital | $23,952,000 | 2,208 |
| Tier 2 risk-based capital | $1,836,000 | 2,264 |
| Total risk weighted assets | $196,075,000 | 1,942 |
| Total unused commitments | $45,439,000 | 1,643 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 112 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $344,732,000 | 1,640 |
| Cash and due from depository institutions | $18,950,000 | 1,550 |
| Interest-bearing balances | $191,000 | 4,662 |
| Securities | $138,067,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,715 |
| Net loans & leases | $174,412,000 | 2,046 |
| Loan loss allowance | $2,182,000 | 2,087 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,905,000 | 4,317 |
| Other real estate owned | $0 | 1,550 |
| Goodwill and other intangibles | $253,000 | 2,423 |
| All other assets | $7,145,000 | 1,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,732,000 | 1,640 |
| Total liabilities | $321,366,000 | 1,593 |
| Total deposits | $308,298,000 | 1,439 |
| Interest-bearing deposits | $246,854,000 | 1,550 |
| Deposits held in domestic offices | $308,298,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,943,000 | 1,138 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,125,000 | 1,326 |
| Total equity capital | $23,366,000 | 2,356 |
| Total bank equity capital | $23,366,000 | 2,356 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $4,250,000 | 3,779 |
| Undivided profits | $18,616,000 | 1,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,244,000 | 2,418 |
| Earning assets | $316,670,000 | 1,636 |
| Long-term assets (5+ years) | $86,306,000 | 1,219 |
| Average Assets, year-to-date | $328,502,400 | 1,651 |
| Average Assets, quarterly | $343,689,500 | 1,625 |
| Volatile liabilities | $20,096,000 | 3,899 |
| Insider loans | $322,000 | 6,189 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,135,000 | 1,972 |
| Tier 1 (core) risk-based capital | $23,842,000 | 2,193 |
| Tier 2 risk-based capital | $2,182,000 | 1,948 |
| Total risk weighted assets | $189,838,000 | 1,979 |
| Total unused commitments | $34,135,000 | 1,974 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 115 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $342,647,000 | 1,647 |
| Cash and due from depository institutions | $26,950,000 | 1,532 |
| Interest-bearing balances | $177,000 | 4,835 |
| Securities | $100,944,000 | 1,326 |
| Federal funds sold & reverse repurchase agreements | $23,200,000 | 623 |
| Net loans & leases | $180,130,000 | 1,969 |
| Loan loss allowance | $2,207,000 | 2,072 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,024,000 | 4,143 |
| Other real estate owned | $0 | 1,532 |
| Goodwill and other intangibles | $653,000 | 1,860 |
| All other assets | $8,746,000 | 1,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,647,000 | 1,647 |
| Total liabilities | $319,271,000 | 1,593 |
| Total deposits | $304,770,000 | 1,469 |
| Interest-bearing deposits | $240,380,000 | 1,599 |
| Deposits held in domestic offices | $304,770,000 | 1,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,973,000 | 1,053 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,528,000 | 1,259 |
| Total equity capital | $23,376,000 | 2,349 |
| Total bank equity capital | $23,376,000 | 2,349 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $4,250,000 | 3,713 |
| Undivided profits | $18,626,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,298,000 | 2,421 |
| Earning assets | $304,451,000 | 1,701 |
| Long-term assets (5+ years) | $87,273,000 | 1,230 |
| Average Assets, year-to-date | $324,445,000 | 1,686 |
| Average Assets, quarterly | $341,681,500 | 1,640 |
| Volatile liabilities | $21,400,000 | 3,713 |
| Insider loans | $339,000 | 6,138 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $6,702,000 | 433 |
| Unused loan commitments | $34,726,000 | 1,963 |
| Tier 1 (core) risk-based capital | $23,350,000 | 2,236 |
| Tier 2 risk-based capital | $2,207,000 | 1,921 |
| Total risk weighted assets | $192,362,000 | 1,956 |
| Total unused commitments | $34,726,000 | 1,965 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 118 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $340,716,000 | 1,644 |
| Cash and due from depository institutions | $26,458,000 | 1,492 |
| Interest-bearing balances | $169,000 | 4,948 |
| Securities | $85,823,000 | 1,482 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 390 |
| Net loans & leases | $179,404,000 | 1,943 |
| Loan loss allowance | $2,203,000 | 2,037 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,133,000 | 3,980 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $721,000 | 1,766 |
| All other assets | $6,177,000 | 2,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,716,000 | 1,644 |
| Total liabilities | $318,589,000 | 1,578 |
| Total deposits | $315,098,000 | 1,386 |
| Interest-bearing deposits | $250,388,000 | 1,529 |
| Deposits held in domestic offices | $315,098,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,491,000 | 1,320 |
| Total equity capital | $22,127,000 | 2,474 |
| Total bank equity capital | $22,127,000 | 2,474 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $2,750,000 | 4,753 |
| Undivided profits | $18,877,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,095,000 | 2,781 |
| Earning assets | $305,396,000 | 1,664 |
| Long-term assets (5+ years) | $75,338,000 | 1,325 |
| Average Assets, year-to-date | $318,377,670 | 1,711 |
| Average Assets, quarterly | $324,026,000 | 1,701 |
| Volatile liabilities | $8,727,000 | 6,071 |
| Insider loans | $345,000 | 6,097 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,805,000 | 1,185 |
| Unused loan commitments | $28,090,000 | 2,221 |
| Tier 1 (core) risk-based capital | $21,663,000 | 2,359 |
| Tier 2 risk-based capital | $2,203,000 | 1,874 |
| Total risk weighted assets | $189,154,000 | 1,955 |
| Total unused commitments | $28,090,000 | 2,231 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 115 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $307,336,000 | 1,784 |
| Cash and due from depository institutions | $19,048,000 | 1,519 |
| Interest-bearing balances | $163,000 | 4,861 |
| Securities | $73,380,000 | 1,678 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 870 |
| Net loans & leases | $187,676,000 | 1,832 |
| Loan loss allowance | $2,073,000 | 2,109 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,250,000 | 3,813 |
| Other real estate owned | $0 | 1,519 |
| Goodwill and other intangibles | $721,000 | 1,748 |
| All other assets | $5,761,000 | 2,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,336,000 | 1,784 |
| Total liabilities | $285,313,000 | 1,731 |
| Total deposits | $281,717,000 | 1,549 |
| Interest-bearing deposits | $222,622,000 | 1,699 |
| Deposits held in domestic offices | $281,717,000 | 1,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,596,000 | 1,313 |
| Total equity capital | $22,023,000 | 2,422 |
| Total bank equity capital | $22,023,000 | 2,422 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $2,750,000 | 4,728 |
| Undivided profits | $18,773,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,238,000 | 2,473 |
| Earning assets | $279,719,000 | 1,796 |
| Long-term assets (5+ years) | $74,409,000 | 1,287 |
| Average Assets, year-to-date | $307,208,500 | 1,769 |
| Average Assets, quarterly | $307,208,500 | 1,769 |
| Volatile liabilities | $8,284,000 | 6,177 |
| Insider loans | $349,000 | 6,070 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $1,805,000 | 1,063 |
| Unused loan commitments | $31,401,000 | 1,967 |
| Tier 1 (core) risk-based capital | $21,451,000 | 2,344 |
| Tier 2 risk-based capital | $2,073,000 | 1,935 |
| Total risk weighted assets | $186,359,000 | 1,941 |
| Total unused commitments | $31,401,000 | 1,974 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 114 | 1,507 |
| Assets and Liabilities | ||
| Total Assets: | $307,081,000 | 1,751 |
| Cash and due from depository institutions | $17,382,000 | 1,507 |
| Interest-bearing balances | $153,000 | 4,812 |
| Securities | $54,745,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 428 |
| Net loans & leases | $193,017,000 | 1,769 |
| Loan loss allowance | $2,012,000 | 2,122 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,390,000 | 3,642 |
| Other real estate owned | $0 | 1,507 |
| Goodwill and other intangibles | $1,201,000 | 1,418 |
| All other assets | $5,346,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,081,000 | 1,751 |
| Total liabilities | $285,361,000 | 1,696 |
| Total deposits | $281,406,000 | 1,512 |
| Interest-bearing deposits | $221,360,000 | 1,677 |
| Deposits held in domestic offices | $281,406,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,955,000 | 1,178 |
| Total equity capital | $21,720,000 | 2,437 |
| Total bank equity capital | $21,720,000 | 2,437 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $2,750,000 | 4,677 |
| Undivided profits | $18,470,000 | 1,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,147,000 | 2,823 |
| Earning assets | $280,915,000 | 1,751 |
| Long-term assets (5+ years) | $74,199,000 | 1,263 |
| Average Assets, year-to-date | $305,633,800 | 1,654 |
| Average Assets, quarterly | $306,521,000 | 1,733 |
| Volatile liabilities | $8,734,000 | 6,053 |
| Insider loans | $351,000 | 6,077 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,622,000 | 1,143 |
| Unused loan commitments | $29,746,000 | 1,974 |
| Tier 1 (core) risk-based capital | $20,727,000 | 2,383 |
| Tier 2 risk-based capital | $2,012,000 | 1,963 |
| Total risk weighted assets | $187,978,000 | 1,877 |
| Total unused commitments | $29,746,000 | 1,977 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 108 | 1,561 |
| Assets and Liabilities | ||
| Total Assets: | $307,604,000 | 1,651 |
| Cash and due from depository institutions | $19,295,000 | 1,561 |
| Interest-bearing balances | $137,000 | 4,809 |
| Securities | $76,551,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 588 |
| Net loans & leases | $179,863,000 | 1,825 |
| Loan loss allowance | $1,996,000 | 2,008 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,738,000 | 3,207 |
| Other real estate owned | $0 | 1,561 |
| Goodwill and other intangibles | $218,000 | 2,319 |
| All other assets | $4,939,000 | 2,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,604,000 | 1,651 |
| Total liabilities | $286,775,000 | 1,596 |
| Total deposits | $284,250,000 | 1,405 |
| Interest-bearing deposits | $220,508,000 | 1,596 |
| Deposits held in domestic offices | $284,250,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,525,000 | 1,677 |
| Total equity capital | $20,829,000 | 2,368 |
| Total bank equity capital | $20,829,000 | 2,368 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $2,750,000 | 4,605 |
| Undivided profits | $17,579,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 5,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,556,000 | 2,176 |
| Earning assets | $280,551,000 | 1,664 |
| Long-term assets (5+ years) | $58,282,000 | 1,531 |
| Average Assets, year-to-date | $275,031,800 | 1,759 |
| Average Assets, quarterly | $293,721,000 | 1,707 |
| Volatile liabilities | $10,509,000 | 5,487 |
| Insider loans | $308,000 | 6,363 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,984,000 | 922 |
| Unused loan commitments | $27,055,000 | 2,024 |
| Tier 1 (core) risk-based capital | $20,638,000 | 2,258 |
| Tier 2 risk-based capital | $1,996,000 | 1,852 |
| Total risk weighted assets | $174,121,000 | 1,937 |
| Total unused commitments | $27,055,000 | 2,030 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 107 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $260,736,000 | 1,850 |
| Cash and due from depository institutions | $27,903,000 | 1,550 |
| Interest-bearing balances | $122,000 | 4,348 |
| Securities | $54,715,000 | 2,014 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,390 |
| Net loans & leases | $169,583,000 | 1,867 |
| Loan loss allowance | $1,913,000 | 1,995 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,889,000 | 2,993 |
| Other real estate owned | $0 | 1,550 |
| Goodwill and other intangibles | $173,000 | 2,387 |
| All other assets | $4,473,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,736,000 | 1,850 |
| Total liabilities | $241,360,000 | 1,799 |
| Total deposits | $238,961,000 | 1,603 |
| Interest-bearing deposits | $172,452,000 | 1,963 |
| Deposits held in domestic offices | $238,961,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,399,000 | 1,776 |
| Total equity capital | $19,376,000 | 2,408 |
| Total bank equity capital | $19,376,000 | 2,408 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $2,750,000 | 4,587 |
| Undivided profits | $16,126,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $992,000 | 2,762 |
| Earning assets | $225,420,000 | 1,983 |
| Long-term assets (5+ years) | $63,490,000 | 1,351 |
| Average Assets, year-to-date | $239,466,600 | 1,914 |
| Average Assets, quarterly | $251,971,000 | 1,887 |
| Volatile liabilities | $7,736,000 | 6,349 |
| Insider loans | $437,000 | 5,741 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $200,000 | 1,190 |
| Unused loan commitments | $25,818,000 | 1,950 |
| Tier 1 (core) risk-based capital | $19,309,700 | 2,308 |
| Tier 2 risk-based capital | $1,913,000 | 1,859 |
| Total risk weighted assets | $166,239,400 | 1,933 |
| Total unused commitments | $25,818,000 | 1,952 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $218,680,000 | 2,153 |
| Cash and due from depository institutions | $11,979,000 | 1,671 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $47,316,000 | 2,399 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,139 |
| Net loans & leases | $148,167,000 | 2,022 |
| Loan loss allowance | $2,133,000 | 1,722 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,812,000 | 3,022 |
| Other real estate owned | $0 | 1,671 |
| Goodwill and other intangibles | $196,000 | 2,408 |
| All other assets | $3,810,000 | 2,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,680,000 | 2,153 |
| Total liabilities | $201,249,000 | 2,104 |
| Total deposits | $199,302,000 | 1,904 |
| Interest-bearing deposits | $154,432,000 | 2,121 |
| Deposits held in domestic offices | $199,302,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,947,000 | 1,908 |
| Total equity capital | $17,431,000 | 2,523 |
| Total bank equity capital | $17,431,000 | 2,523 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $2,750,000 | 4,574 |
| Undivided profits | $14,181,000 | 1,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $717,000 | 3,293 |
| Earning assets | $199,883,000 | 2,152 |
| Long-term assets (5+ years) | $48,374,000 | 1,752 |
| Average Assets, year-to-date | $214,129,400 | 2,105 |
| Average Assets, quarterly | $215,527,000 | 2,158 |
| Volatile liabilities | $5,673,000 | 7,013 |
| Insider loans | $679,000 | 4,631 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,349,000 | 613 |
| Unused loan commitments | $21,602,000 | 2,240 |
| Tier 1 (core) risk-based capital | $17,735,400 | 2,479 |
| Tier 2 risk-based capital | $1,822,010 | 1,857 |
| Total risk weighted assets | $145,449,610 | 2,102 |
| Total unused commitments | $21,602,000 | 2,244 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 101 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $212,050,000 | 2,172 |
| Cash and due from depository institutions | $10,972,000 | 1,685 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $47,454,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 1,123 |
| Net loans & leases | $133,788,000 | 2,092 |
| Loan loss allowance | $1,935,000 | 1,836 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,131,000 | 3,711 |
| Other real estate owned | $0 | 1,685 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,205,000 | 2,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,050,000 | 2,172 |
| Total liabilities | $195,544,000 | 2,127 |
| Total deposits | $193,596,000 | 1,955 |
| Interest-bearing deposits | $151,841,000 | 2,132 |
| Deposits held in domestic offices | $193,596,000 | 1,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,948,000 | 2,044 |
| Total equity capital | $16,506,000 | 2,714 |
| Total bank equity capital | $16,506,000 | 2,714 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,750,000 | 4,452 |
| Undivided profits | $13,256,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $696,000 | 3,356 |
| Earning assets | $195,742,000 | 2,170 |
| Long-term assets (5+ years) | $37,985,000 | 1,995 |
| Average Assets, year-to-date | $203,980,600 | 2,140 |
| Average Assets, quarterly | $208,777,500 | 2,163 |
| Volatile liabilities | $5,930,000 | 6,533 |
| Insider loans | $935,000 | 3,712 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,574,000 | 900 |
| Unused loan commitments | $18,136,000 | 2,413 |
| Tier 1 (core) risk-based capital | $16,444,000 | 2,592 |
| Tier 2 risk-based capital | $1,671,120 | 1,906 |
| Total risk weighted assets | $133,425,820 | 2,135 |
| Total unused commitments | $18,136,000 | 2,418 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 101 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $192,545,000 | 2,344 |
| Cash and due from depository institutions | $9,587,000 | 1,742 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,835,000 | 2,978 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,504 |
| Net loans & leases | $131,186,000 | 2,126 |
| Loan loss allowance | $2,163,000 | 1,661 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,298,000 | 3,396 |
| Other real estate owned | $0 | 1,742 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,539,000 | 2,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,545,000 | 2,344 |
| Total liabilities | $177,543,000 | 2,300 |
| Total deposits | $176,321,000 | 2,120 |
| Interest-bearing deposits | $137,217,000 | 2,340 |
| Deposits held in domestic offices | $176,321,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,222,000 | 3,026 |
| Total equity capital | $15,002,000 | 2,949 |
| Total bank equity capital | $15,002,000 | 2,949 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $11,752,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $677,000 | 3,478 |
| Earning assets | $178,121,000 | 2,335 |
| Long-term assets (5+ years) | $35,781,000 | 1,830 |
| Average Assets, year-to-date | $187,981,600 | 2,281 |
| Average Assets, quarterly | $192,426,000 | 2,319 |
| Volatile liabilities | $5,169,000 | 7,055 |
| Insider loans | $820,000 | 4,064 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $374,000 | 1,136 |
| Unused loan commitments | $19,811,000 | 2,123 |
| Tier 1 (core) risk-based capital | $14,996,000 | 2,831 |
| Tier 2 risk-based capital | $1,613,200 | 1,878 |
| Total risk weighted assets | $128,506,100 | 2,155 |
| Total unused commitments | $19,811,000 | 2,129 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $185,295,000 | 2,502 |
| Cash and due from depository institutions | $11,263,000 | 1,985 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $40,593,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $14,100,000 | 915 |
| Net loans & leases | $115,179,000 | 2,443 |
| Loan loss allowance | $2,197,000 | 1,744 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,812,000 | 4,073 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,348,000 | 3,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,295,000 | 2,502 |
| Total liabilities | $172,019,000 | 2,445 |
| Total deposits | $170,781,000 | 2,274 |
| Interest-bearing deposits | $135,849,000 | 2,443 |
| Deposits held in domestic offices | $170,781,000 | 2,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,238,000 | 2,982 |
| Total equity capital | $13,276,000 | 3,329 |
| Total bank equity capital | $13,276,000 | 3,329 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $10,026,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $607,000 | 3,797 |
| Earning assets | $169,872,000 | 2,503 |
| Long-term assets (5+ years) | $26,209,000 | 2,197 |
| Average Assets, year-to-date | $172,513,200 | 2,568 |
| Average Assets, quarterly | $181,555,000 | 2,514 |
| Volatile liabilities | $4,406,000 | 7,477 |
| Insider loans | $1,323,000 | 2,932 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $964,000 | 763 |
| Unused loan commitments | $19,189,000 | 2,104 |
| Tier 1 (core) risk-based capital | $13,312,000 | 3,227 |
| Tier 2 risk-based capital | $1,466,900 | 2,084 |
| Total risk weighted assets | $116,622,200 | 2,413 |
| Total unused commitments | $19,189,000 | 2,117 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $166,271,000 | 2,780 |
| Cash and due from depository institutions | $9,289,000 | 2,190 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $44,363,000 | 2,843 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,492 |
| Net loans & leases | $102,581,000 | 2,636 |
| Loan loss allowance | $2,073,000 | 1,872 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,656,000 | 4,342 |
| Other real estate owned | $0 | 2,190 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,582,000 | 2,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,271,000 | 2,780 |
| Total liabilities | $154,481,000 | 2,702 |
| Total deposits | $153,628,000 | 2,532 |
| Interest-bearing deposits | $119,006,000 | 2,813 |
| Deposits held in domestic offices | $153,628,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $853,000 | 4,146 |
| Total equity capital | $11,790,000 | 3,723 |
| Total bank equity capital | $11,790,000 | 3,723 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $8,540,000 | 2,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,150,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $578,000 | 4,146 |
| Earning assets | $152,744,000 | 2,774 |
| Long-term assets (5+ years) | $18,055,000 | 2,692 |
| Average Assets, year-to-date | $162,351,600 | 2,731 |
| Average Assets, quarterly | $165,215,500 | 2,764 |
| Volatile liabilities | $3,716,000 | 7,903 |
| Insider loans | $583,000 | 5,216 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $124,000 | 1,385 |
| Unused loan commitments | $16,239,000 | 2,297 |
| Tier 1 (core) risk-based capital | $11,843,000 | 3,577 |
| Tier 2 risk-based capital | $1,322,670 | 2,257 |
| Total risk weighted assets | $105,062,970 | 2,594 |
| Total unused commitments | $16,239,000 | 2,309 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 96 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $160,324,000 | 2,830 |
| Cash and due from depository institutions | $10,032,000 | 2,096 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $59,231,000 | 2,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $86,521,000 | 3,002 |
| Loan loss allowance | $2,075,000 | 1,902 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,576,000 | 4,434 |
| Other real estate owned | $232,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,732,000 | 2,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,324,000 | 2,830 |
| Total liabilities | $149,600,000 | 2,765 |
| Total deposits | $148,912,000 | 2,589 |
| Interest-bearing deposits | $119,861,000 | 2,754 |
| Deposits held in domestic offices | $148,912,000 | 2,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $688,000 | 4,071 |
| Total equity capital | $10,724,000 | 3,798 |
| Total bank equity capital | $10,724,000 | 3,798 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $7,474,000 | 3,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,822,000 | 1,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $508,000 | 4,163 |
| Earning assets | $145,752,000 | 2,853 |
| Long-term assets (5+ years) | $12,653,000 | 3,544 |
| Average Assets, year-to-date | $163,184,800 | 2,710 |
| Average Assets, quarterly | $162,499,500 | 2,776 |
| Volatile liabilities | $2,475,000 | 9,082 |
| Insider loans | $393,000 | 6,391 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $178,000 | 1,109 |
| Unused loan commitments | $11,569,000 | 2,832 |
| Tier 1 (core) risk-based capital | $11,056,000 | 3,722 |
| Tier 2 risk-based capital | $1,163,430 | 2,545 |
| Total risk weighted assets | $92,162,430 | 2,859 |
| Total unused commitments | $11,569,000 | 2,843 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 102 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $161,657,000 | 2,833 |
| Cash and due from depository institutions | $7,578,000 | 2,050 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $64,576,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,961 |
| Net loans & leases | $82,607,000 | 3,074 |
| Loan loss allowance | $2,764,000 | 1,582 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,804,000 | 3,982 |
| Other real estate owned | $490,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,702,000 | 2,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,657,000 | 2,833 |
| Total liabilities | $151,425,000 | 2,765 |
| Total deposits | $150,602,000 | 2,619 |
| Interest-bearing deposits | $126,748,000 | 2,704 |
| Deposits held in domestic offices | $150,602,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $823,000 | 3,634 |
| Total equity capital | $10,232,000 | 3,990 |
| Total bank equity capital | $10,232,000 | 3,990 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,750,000 | 4,397 |
| Undivided profits | $6,982,000 | 3,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,353,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $451,000 | 4,148 |
| Earning assets | $149,083,000 | 2,824 |
| Long-term assets (5+ years) | $11,602,000 | 3,964 |
| Average Assets, year-to-date | $162,270,600 | 2,765 |
| Average Assets, quarterly | $160,797,500 | 2,827 |
| Volatile liabilities | $2,669,000 | 8,809 |
| Insider loans | $823,000 | 4,266 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,597,000 | 598 |
| Unused loan commitments | $8,886,000 | 3,362 |
| Tier 1 (core) risk-based capital | $10,232,000 | 3,903 |
| Tier 2 risk-based capital | $1,084,520 | 2,680 |
| Total risk weighted assets | $85,081,920 | 3,031 |
| Total unused commitments | $8,886,000 | 3,381 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 100 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $165,398,000 | 2,857 |
| Cash and due from depository institutions | $8,574,000 | 2,154 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $55,893,000 | 2,432 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,015 |
| Net loans & leases | $90,871,000 | 2,915 |
| Loan loss allowance | $2,555,000 | 1,725 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,941,000 | 3,714 |
| Other real estate owned | $332,000 | 2,154 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,387,000 | 3,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,398,000 | 2,857 |
| Total liabilities | $156,028,000 | 2,776 |
| Total deposits | $155,539,000 | 2,642 |
| Interest-bearing deposits | $133,497,000 | 2,694 |
| Deposits held in domestic offices | $155,539,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $489,000 | 5,917 |
| Total equity capital | $9,370,000 | 4,137 |
| Total bank equity capital | $9,370,000 | 4,137 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,750,000 | 4,297 |
| Undivided profits | $6,120,000 | 3,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,274,000 | 1,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $552,000 | 3,703 |
| Earning assets | $152,164,000 | 2,840 |
| Long-term assets (5+ years) | $14,594,000 | 3,308 |
| Average Assets, year-to-date | $155,727,400 | 2,953 |
| Average Assets, quarterly | $160,377,000 | 2,915 |
| Volatile liabilities | $4,103,000 | 7,318 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,375,000 | 331 |
| Unused loan commitments | $5,642,000 | 4,279 |
| Tier 1 (core) risk-based capital | $9,370,000 | 4,068 |
| Tier 2 risk-based capital | $1,119,850 | 2,637 |
| Total risk weighted assets | $88,152,750 | 3,010 |
| Total unused commitments | $5,642,000 | 4,301 |
| Derivatives | $0 | 651 |