Home > The Berwyn National Bank > Income and Expense
The Berwyn National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 7,486 |
| Total interest expense | $1,877,000 | 7,404 |
| Net interest income | $2,137,000 | 7,399 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $2,212,000 | 5,896 |
| Salaries and employee benefits | $667,000 | 8,249 |
| Premises and equipment expense | $457,000 | 4,294 |
| Additional noninterest expense | $1,088,000 | 4,728 |
| Pre-tax net operating income | $375,000 | 9,469 |
| Securities gains (losses) | $1,689,000 | 453 |
| Applicable income taxes | $453,000 | 4,342 |
| Income before extraordinary items | $1,611,000 | 2,855 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,611,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $1,501,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $293,580 | 9,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.