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The Berea National Bank, Total Unused Commitments

2005-12-31Rank
Total unused commitments$2,865,0006,902
Loan commitments-revolving, open-end lines secured by 1-4's$358,0004,858
Credit card lines$01,992
Commercial real estate, construction & land development$2,494,0003,824
Commitments secured by real estate$1,962,0004,042
Commitments not secured by real estate$532,000393
Securities underwriting$07
Other unused commitments$13,0007,861
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,871
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$1,914,0007,346
Loan commitments-revolving, open-end lines secured by 1-4's$529,0004,577
Credit card lines$02,022
Commercial real estate, construction & land development$1,366,0004,436
Commitments secured by real estate$932,0004,757
Commitments not secured by real estate$434,000425
Securities underwriting$07
Other unused commitments$19,0007,867
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,835
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$2,342,0007,158
Loan commitments-revolving, open-end lines secured by 1-4's$493,0004,600
Credit card lines$02,052
Commercial real estate, construction & land development$1,489,0004,346
Commitments secured by real estate$1,072,0004,607
Commitments not secured by real estate$417,000394
Securities underwriting$07
Other unused commitments$360,0007,340
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,808
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$1,930,0007,444
Loan commitments-revolving, open-end lines secured by 1-4's$469,0004,648
Credit card lines$02,078
Commercial real estate, construction & land development$1,258,0004,400
Commitments secured by real estate$759,0004,796
Commitments not secured by real estate$499,000371
Securities underwriting$07
Other unused commitments$203,0007,611
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,827
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$2,048,0007,294
Loan commitments-revolving, open-end lines secured by 1-4's$392,0004,747
Credit card lines$02,092
Commercial real estate, construction & land development$1,278,0004,347
Commitments secured by real estate$909,0004,622
Commitments not secured by real estate$369,000417
Securities underwriting$08
Other unused commitments$378,0007,360
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,796
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$1,562,0007,588
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$02,153
Commercial real estate, construction & land development$1,562,0004,141
Commitments secured by real estate$1,051,0004,488
Commitments not secured by real estate$511,000371
Securities underwriting$07
Other unused commitments$08,061
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$926,0008,175
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,201
Commercial real estate, construction & land development$700,0004,894
Commitments secured by real estate$360,0005,317
Commitments not secured by real estate$340,000431
Securities underwriting$06
Other unused commitments$226,0007,660
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$1,269,0007,923
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$02,253
Commercial real estate, construction & land development$965,0004,471
Commitments secured by real estate$544,0004,943
Commitments not secured by real estate$421,000394
Securities underwriting$06
Other unused commitments$304,0007,536
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$1,183,0007,945
Loan commitments-revolving, open-end lines secured by 1-4's$05,162
Credit card lines$02,174
Commercial real estate, construction & land development$1,114,0004,317
Commitments secured by real estate$737,0004,659
Commitments not secured by real estate$377,000429
Securities underwriting$07
Other unused commitments$69,0007,696
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$1,251,0007,949
Loan commitments-revolving, open-end lines secured by 1-4's$05,161
Credit card lines$02,194
Commercial real estate, construction & land development$1,251,0004,244
Commitments secured by real estate$1,057,0004,369
Commitments not secured by real estate$194,000563
Securities underwriting$06
Other unused commitments$07,843
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$1,013,0008,172
Loan commitments-revolving, open-end lines secured by 1-4's$05,145
Credit card lines$02,230
Commercial real estate, construction & land development$1,013,0004,420
Commitments secured by real estate$636,0004,823
Commitments not secured by real estate$377,000457
Securities underwriting$06
Other unused commitments$07,843
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$621,0008,504
Loan commitments-revolving, open-end lines secured by 1-4's$05,136
Credit card lines$02,280
Commercial real estate, construction & land development$377,0005,159
Commitments secured by real estate$377,0005,101
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$244,0007,524
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$954,0008,162
Loan commitments-revolving, open-end lines secured by 1-4's$05,126
Credit card lines$02,321
Commercial real estate, construction & land development$753,0004,606
Commitments secured by real estate$753,0004,548
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$201,0007,555
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$1,283,0007,973
Loan commitments-revolving, open-end lines secured by 1-4's$05,084
Credit card lines$02,495
Commercial real estate, construction & land development$1,273,0003,868
Commitments secured by real estate$1,273,0003,806
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$10,0007,992
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$1,084,0008,205
Loan commitments-revolving, open-end lines secured by 1-4's$05,058
Credit card lines$03,061
Commercial real estate, construction & land development$1,033,0003,990
Commitments secured by real estate$1,033,0003,917
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$51,0008,122
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$1,013,0008,558
Loan commitments-revolving, open-end lines secured by 1-4's$05,066
Credit card lines$03,256
Commercial real estate, construction & land development$938,0004,152
Commitments secured by real estate$938,0004,088
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$75,0008,285
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$2,215,0007,257
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$03,409
Commercial real estate, construction & land development$2,017,0002,937
Commitments secured by real estate$2,017,0002,858
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$198,0008,110
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$1,635,0007,891
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$03,666
Commercial real estate, construction & land development$1,337,0003,406
Commitments secured by real estate$1,337,0003,327
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$298,0008,081
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$1,332,0008,337
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$03,827
Commercial real estate, construction & land development$1,017,0003,748
Commitments secured by real estate$1,017,0003,656
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$315,0008,218
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$2,297,0007,080
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$43,0003,792
Commercial real estate, construction & land development$1,491,0003,086
Commitments secured by real estate$1,491,0003,010
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$763,0007,226
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$1,117,0008,894
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$29,0003,836
Commercial real estate, construction & land development$419,0004,945
Commitments secured by real estate$419,0004,844
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$669,0007,536
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$960,0009,358
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$23,0003,844
Commercial real estate, construction & land development$408,0004,888
Commitments secured by real estate$408,0004,776
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$529,0007,837
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$1,042,0009,085
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$22,0003,868
Commercial real estate, construction & land development$763,0003,675
Commitments secured by real estate$666,0003,710
Commitments not secured by real estate$97,0001,225
Securities underwriting$026
Other unused commitments$257,0008,611
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109