Home > The Berea National Bank > Assets and Liabilities
The Berea National Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $84,108,000 | 5,510 |
| Cash and due from depository institutions | $2,733,000 | 4,947 |
| Interest-bearing balances | $37,000 | 5,840 |
| Securities | $22,674,000 | 4,286 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,634 |
| Net loans & leases | $45,588,000 | 5,847 |
| Loan loss allowance | $930,000 | 4,311 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,745,000 | 2,908 |
| Other real estate owned | $159,000 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,609,000 | 3,053 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,108,000 | 5,510 |
| Total liabilities | $75,995,000 | 5,463 |
| Total deposits | $73,548,000 | 5,309 |
| Interest-bearing deposits | $59,439,000 | 5,387 |
| Deposits held in domestic offices | $73,548,000 | 5,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,165,000 | 2,679 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $122,000 | 5,676 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,160,000 | 3,171 |
| Total equity capital | $8,113,000 | 5,821 |
| Total bank equity capital | $8,113,000 | 5,821 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $250,000 | 7,816 |
| Undivided profits | $7,763,000 | 3,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $473,000 | 5,924 |
| Earning assets | $72,899,000 | 5,691 |
| Long-term assets (5+ years) | $14,530,000 | 3,889 |
| Average Assets, year-to-date | $86,022,000 | 5,303 |
| Average Assets, quarterly | $85,417,000 | 5,420 |
| Volatile liabilities | $16,072,000 | 4,963 |
| Insider loans | $604,000 | 5,096 |
| FHLB advances | $122,000 | 5,281 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,865,000 | 6,901 |
| Tier 1 (core) risk-based capital | $8,113,000 | 5,793 |
| Tier 2 risk-based capital | $620,000 | 5,216 |
| Total risk weighted assets | $49,288,000 | 5,833 |
| Total unused commitments | $2,865,000 | 6,902 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $86,726,000 | 5,384 |
| Cash and due from depository institutions | $3,241,000 | 4,520 |
| Interest-bearing balances | $49,000 | 5,700 |
| Securities | $22,725,000 | 4,247 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 2,432 |
| Net loans & leases | $47,483,000 | 5,745 |
| Loan loss allowance | $567,000 | 5,731 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,845,000 | 2,794 |
| Other real estate owned | $131,000 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,726,000 | 2,960 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $86,726,000 | 5,384 |
| Total liabilities | $77,357,000 | 5,373 |
| Total deposits | $75,603,000 | 5,156 |
| Interest-bearing deposits | $60,960,000 | 5,282 |
| Deposits held in domestic offices | $75,603,000 | 5,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 3,003 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $144,000 | 5,759 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $890,000 | 3,735 |
| Total equity capital | $9,369,000 | 5,350 |
| Total bank equity capital | $9,369,000 | 5,350 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $250,000 | 7,839 |
| Undivided profits | $9,019,000 | 3,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 5,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $464,000 | 5,978 |
| Earning assets | $74,832,000 | 5,578 |
| Long-term assets (5+ years) | $14,720,000 | 3,901 |
| Average Assets, year-to-date | $86,500,500 | 5,279 |
| Average Assets, quarterly | $87,095,000 | 5,335 |
| Volatile liabilities | $15,089,000 | 5,101 |
| Insider loans | $615,000 | 5,069 |
| FHLB advances | $144,000 | 5,347 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,914,000 | 7,345 |
| Tier 1 (core) risk-based capital | $9,369,000 | 5,267 |
| Tier 2 risk-based capital | $567,000 | 5,442 |
| Total risk weighted assets | $50,406,000 | 5,763 |
| Total unused commitments | $1,914,000 | 7,346 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 35 | 4,437 |
| Assets and Liabilities | ||
| Total Assets: | $87,464,000 | 5,291 |
| Cash and due from depository institutions | $5,869,000 | 4,437 |
| Interest-bearing balances | $38,000 | 5,846 |
| Securities | $19,645,000 | 4,686 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 1,951 |
| Net loans & leases | $47,713,000 | 5,655 |
| Loan loss allowance | $559,000 | 5,723 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,910,000 | 2,691 |
| Other real estate owned | $201,000 | 4,437 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,676,000 | 2,889 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $87,464,000 | 5,291 |
| Total liabilities | $78,002,000 | 5,290 |
| Total deposits | $76,442,000 | 5,073 |
| Interest-bearing deposits | $62,312,000 | 5,173 |
| Deposits held in domestic offices | $76,442,000 | 5,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $711,000 | 3,048 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $148,000 | 5,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $701,000 | 4,068 |
| Total equity capital | $9,462,000 | 5,266 |
| Total bank equity capital | $9,462,000 | 5,266 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $250,000 | 7,840 |
| Undivided profits | $9,112,000 | 3,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $408,000 | 6,103 |
| Earning assets | $72,846,000 | 5,594 |
| Long-term assets (5+ years) | $16,957,000 | 3,675 |
| Average Assets, year-to-date | $86,425,330 | 5,278 |
| Average Assets, quarterly | $87,476,500 | 5,268 |
| Volatile liabilities | $16,060,000 | 4,813 |
| Insider loans | $431,000 | 5,675 |
| FHLB advances | $148,000 | 5,302 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,342,000 | 7,156 |
| Tier 1 (core) risk-based capital | $9,462,000 | 5,158 |
| Tier 2 risk-based capital | $559,000 | 5,442 |
| Total risk weighted assets | $51,899,000 | 5,598 |
| Total unused commitments | $2,342,000 | 7,158 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $87,489,000 | 5,305 |
| Cash and due from depository institutions | $4,366,000 | 3,913 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $20,849,000 | 4,605 |
| Federal funds sold & reverse repurchase agreements | $5,875,000 | 2,043 |
| Net loans & leases | $47,623,000 | 5,618 |
| Loan loss allowance | $608,000 | 5,512 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,943,000 | 2,647 |
| Other real estate owned | $98,000 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,735,000 | 2,830 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $87,489,000 | 5,305 |
| Total liabilities | $78,089,000 | 5,307 |
| Total deposits | $76,247,000 | 5,109 |
| Interest-bearing deposits | $62,197,000 | 5,230 |
| Deposits held in domestic offices | $76,247,000 | 5,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,072,000 | 2,566 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $152,000 | 5,548 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $618,000 | 4,306 |
| Total equity capital | $9,400,000 | 5,224 |
| Total bank equity capital | $9,400,000 | 5,224 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $250,000 | 7,896 |
| Undivided profits | $9,050,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $441,000 | 5,758 |
| Earning assets | $74,376,000 | 5,546 |
| Long-term assets (5+ years) | $17,140,000 | 3,722 |
| Average Assets, year-to-date | $85,906,000 | 5,346 |
| Average Assets, quarterly | $85,906,000 | 5,346 |
| Volatile liabilities | $14,897,000 | 4,880 |
| Insider loans | $528,000 | 5,317 |
| FHLB advances | $152,000 | 5,181 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,930,000 | 7,441 |
| Tier 1 (core) risk-based capital | $9,400,000 | 5,142 |
| Tier 2 risk-based capital | $608,000 | 5,213 |
| Total risk weighted assets | $51,698,000 | 5,594 |
| Total unused commitments | $1,930,000 | 7,444 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $84,323,000 | 5,437 |
| Cash and due from depository institutions | $3,135,000 | 3,860 |
| Interest-bearing balances | $519,000 | 3,427 |
| Securities | $22,620,000 | 4,416 |
| Federal funds sold & reverse repurchase agreements | $4,775,000 | 2,330 |
| Net loans & leases | $45,107,000 | 5,768 |
| Loan loss allowance | $599,000 | 5,551 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,986,000 | 2,591 |
| Other real estate owned | $134,000 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,566,000 | 2,847 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $84,323,000 | 5,437 |
| Total liabilities | $74,929,000 | 5,426 |
| Total deposits | $72,774,000 | 5,253 |
| Interest-bearing deposits | $59,092,000 | 5,377 |
| Deposits held in domestic offices | $72,774,000 | 5,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,249,000 | 2,582 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $218,000 | 5,527 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $688,000 | 3,980 |
| Total equity capital | $9,394,000 | 5,212 |
| Total bank equity capital | $9,394,000 | 5,212 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $250,000 | 7,929 |
| Undivided profits | $9,044,000 | 3,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $443,000 | 5,735 |
| Earning assets | $73,021,000 | 5,603 |
| Long-term assets (5+ years) | $16,627,000 | 3,842 |
| Average Assets, year-to-date | $87,408,200 | 5,184 |
| Average Assets, quarterly | $85,158,000 | 5,353 |
| Volatile liabilities | $12,385,000 | 5,304 |
| Insider loans | $535,000 | 5,332 |
| FHLB advances | $218,000 | 5,167 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,048,000 | 7,291 |
| Tier 1 (core) risk-based capital | $9,394,000 | 5,076 |
| Tier 2 risk-based capital | $599,000 | 5,247 |
| Total risk weighted assets | $49,317,000 | 5,723 |
| Total unused commitments | $2,048,000 | 7,294 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $85,993,000 | 5,320 |
| Cash and due from depository institutions | $3,929,000 | 3,992 |
| Interest-bearing balances | $17,000 | 6,362 |
| Securities | $26,131,000 | 3,977 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 3,405 |
| Net loans & leases | $44,884,000 | 5,782 |
| Loan loss allowance | $504,000 | 6,037 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,056,000 | 2,524 |
| Other real estate owned | $130,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,588,000 | 2,799 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $85,993,000 | 5,320 |
| Total liabilities | $76,514,000 | 5,320 |
| Total deposits | $74,395,000 | 5,147 |
| Interest-bearing deposits | $61,051,000 | 5,223 |
| Deposits held in domestic offices | $74,395,000 | 5,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,247,000 | 2,692 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $225,000 | 5,546 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $647,000 | 4,249 |
| Total equity capital | $9,479,000 | 5,175 |
| Total bank equity capital | $9,479,000 | 5,175 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $250,000 | 7,951 |
| Undivided profits | $9,129,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $498,000 | 5,508 |
| Earning assets | $73,307,000 | 5,554 |
| Long-term assets (5+ years) | $28,989,000 | 2,800 |
| Average Assets, year-to-date | $88,179,500 | 5,173 |
| Average Assets, quarterly | $87,805,500 | 5,241 |
| Volatile liabilities | $13,028,000 | 5,173 |
| Insider loans | $542,000 | 5,285 |
| FHLB advances | $225,000 | 5,212 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,562,000 | 7,585 |
| Tier 1 (core) risk-based capital | $9,479,000 | 5,039 |
| Tier 2 risk-based capital | $504,000 | 5,726 |
| Total risk weighted assets | $49,252,000 | 5,723 |
| Total unused commitments | $1,562,000 | 7,588 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $89,618,000 | 5,199 |
| Cash and due from depository institutions | $3,383,000 | 4,186 |
| Interest-bearing balances | $29,000 | 6,113 |
| Securities | $29,456,000 | 3,707 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,092 |
| Net loans & leases | $45,569,000 | 5,710 |
| Loan loss allowance | $495,000 | 6,073 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,975,000 | 2,528 |
| Other real estate owned | $204,000 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,481,000 | 2,843 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $89,618,000 | 5,199 |
| Total liabilities | $80,145,000 | 5,203 |
| Total deposits | $77,445,000 | 5,021 |
| Interest-bearing deposits | $64,283,000 | 5,060 |
| Deposits held in domestic offices | $77,445,000 | 5,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,815,000 | 2,462 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $233,000 | 5,535 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $652,000 | 3,924 |
| Total equity capital | $9,473,000 | 5,041 |
| Total bank equity capital | $9,473,000 | 5,041 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $250,000 | 8,003 |
| Undivided profits | $9,123,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $495,000 | 5,314 |
| Earning assets | $77,604,000 | 5,368 |
| Long-term assets (5+ years) | $14,273,000 | 4,352 |
| Average Assets, year-to-date | $88,908,330 | 5,167 |
| Average Assets, quarterly | $89,380,500 | 5,183 |
| Volatile liabilities | $15,387,000 | 4,666 |
| Insider loans | $584,000 | 5,149 |
| FHLB advances | $233,000 | 5,210 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $926,000 | 8,171 |
| Tier 1 (core) risk-based capital | $9,473,000 | 4,976 |
| Tier 2 risk-based capital | $495,000 | 5,736 |
| Total risk weighted assets | $50,235,000 | 5,640 |
| Total unused commitments | $926,000 | 8,175 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $89,143,000 | 5,221 |
| Cash and due from depository institutions | $4,439,000 | 4,210 |
| Interest-bearing balances | $27,000 | 6,246 |
| Securities | $24,129,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $7,625,000 | 1,948 |
| Net loans & leases | $44,429,000 | 5,735 |
| Loan loss allowance | $326,000 | 7,160 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,608,000 | 2,713 |
| Other real estate owned | $422,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,491,000 | 2,717 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $89,143,000 | 5,221 |
| Total liabilities | $79,699,000 | 5,195 |
| Total deposits | $77,549,000 | 5,022 |
| Interest-bearing deposits | $64,112,000 | 5,095 |
| Deposits held in domestic offices | $77,549,000 | 5,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,347,000 | 2,358 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $237,000 | 5,420 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $566,000 | 4,577 |
| Total equity capital | $9,444,000 | 5,133 |
| Total bank equity capital | $9,444,000 | 5,133 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $250,000 | 8,033 |
| Undivided profits | $9,094,000 | 3,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $465,000 | 5,463 |
| Earning assets | $76,210,000 | 5,444 |
| Long-term assets (5+ years) | $13,183,000 | 4,461 |
| Average Assets, year-to-date | $88,553,500 | 5,194 |
| Average Assets, quarterly | $88,553,500 | 5,194 |
| Volatile liabilities | $15,306,000 | 4,596 |
| Insider loans | $593,000 | 5,129 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,269,000 | 7,913 |
| Tier 1 (core) risk-based capital | $9,444,000 | 4,952 |
| Tier 2 risk-based capital | $326,000 | 6,891 |
| Total risk weighted assets | $49,426,000 | 5,645 |
| Total unused commitments | $1,269,000 | 7,923 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $87,964,000 | 5,235 |
| Cash and due from depository institutions | $3,840,000 | 4,137 |
| Interest-bearing balances | $10,000 | 6,621 |
| Securities | $25,803,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,988 |
| Net loans & leases | $46,408,000 | 5,605 |
| Loan loss allowance | $462,000 | 6,266 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,539,000 | 2,744 |
| Other real estate owned | $478,000 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,396,000 | 2,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,964,000 | 5,235 |
| Total liabilities | $78,599,000 | 5,230 |
| Total deposits | $76,935,000 | 5,034 |
| Interest-bearing deposits | $64,178,000 | 5,079 |
| Deposits held in domestic offices | $76,935,000 | 5,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $781,000 | 2,808 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $243,000 | 5,404 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $640,000 | 4,110 |
| Total equity capital | $9,365,000 | 5,094 |
| Total bank equity capital | $9,365,000 | 5,094 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $250,000 | 8,086 |
| Undivided profits | $9,015,000 | 3,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $494,000 | 5,411 |
| Earning assets | $75,721,000 | 5,433 |
| Long-term assets (5+ years) | $14,416,000 | 4,286 |
| Average Assets, year-to-date | $89,057,600 | 5,062 |
| Average Assets, quarterly | $89,430,000 | 5,141 |
| Volatile liabilities | $14,494,000 | 4,729 |
| Insider loans | $230,000 | 6,612 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,183,000 | 7,943 |
| Tier 1 (core) risk-based capital | $9,365,000 | 4,932 |
| Tier 2 risk-based capital | $462,000 | 5,912 |
| Total risk weighted assets | $51,138,000 | 5,513 |
| Total unused commitments | $1,183,000 | 7,945 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $90,896,000 | 5,090 |
| Cash and due from depository institutions | $3,424,000 | 4,255 |
| Interest-bearing balances | $12,000 | 6,614 |
| Securities | $24,837,000 | 4,167 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 1,953 |
| Net loans & leases | $47,215,000 | 5,550 |
| Loan loss allowance | $413,000 | 6,635 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,429,000 | 2,797 |
| Other real estate owned | $476,000 | 4,255 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,440,000 | 2,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,896,000 | 5,090 |
| Total liabilities | $81,624,000 | 5,089 |
| Total deposits | $80,038,000 | 4,889 |
| Interest-bearing deposits | $65,620,000 | 5,008 |
| Deposits held in domestic offices | $80,038,000 | 4,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $628,000 | 2,789 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $251,000 | 5,375 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $707,000 | 4,049 |
| Total equity capital | $9,272,000 | 5,106 |
| Total bank equity capital | $9,272,000 | 5,106 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $250,000 | 8,133 |
| Undivided profits | $8,922,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $530,000 | 5,322 |
| Earning assets | $79,139,000 | 5,275 |
| Long-term assets (5+ years) | $14,350,000 | 4,332 |
| Average Assets, year-to-date | $89,331,000 | 5,071 |
| Average Assets, quarterly | $90,629,500 | 5,086 |
| Volatile liabilities | $14,163,000 | 4,767 |
| Insider loans | $223,000 | 6,676 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,251,000 | 7,942 |
| Tier 1 (core) risk-based capital | $9,272,000 | 4,940 |
| Tier 2 risk-based capital | $413,000 | 6,283 |
| Total risk weighted assets | $52,082,000 | 5,460 |
| Total unused commitments | $1,251,000 | 7,949 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $90,363,000 | 5,119 |
| Cash and due from depository institutions | $4,426,000 | 4,259 |
| Interest-bearing balances | $27,000 | 6,312 |
| Securities | $25,410,000 | 3,996 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,659 |
| Net loans & leases | $46,406,000 | 5,593 |
| Loan loss allowance | $356,000 | 7,030 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,520,000 | 2,693 |
| Other real estate owned | $481,000 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,395,000 | 2,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,363,000 | 5,119 |
| Total liabilities | $81,081,000 | 5,103 |
| Total deposits | $79,353,000 | 4,905 |
| Interest-bearing deposits | $64,944,000 | 5,029 |
| Deposits held in domestic offices | $79,353,000 | 4,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $620,000 | 2,724 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $361,000 | 5,355 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $747,000 | 4,032 |
| Total equity capital | $9,282,000 | 5,091 |
| Total bank equity capital | $9,282,000 | 5,091 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $250,000 | 8,159 |
| Undivided profits | $8,932,000 | 3,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $529,000 | 5,198 |
| Earning assets | $77,568,000 | 5,331 |
| Long-term assets (5+ years) | $14,355,000 | 4,181 |
| Average Assets, year-to-date | $88,809,330 | 5,096 |
| Average Assets, quarterly | $89,704,500 | 5,101 |
| Volatile liabilities | $12,396,000 | 5,103 |
| Insider loans | $498,000 | 5,469 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,013,000 | 8,162 |
| Tier 1 (core) risk-based capital | $9,282,000 | 4,881 |
| Tier 2 risk-based capital | $356,000 | 6,725 |
| Total risk weighted assets | $51,562,000 | 5,452 |
| Total unused commitments | $1,013,000 | 8,172 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $89,046,000 | 5,107 |
| Cash and due from depository institutions | $2,762,000 | 3,808 |
| Interest-bearing balances | $25,000 | 6,283 |
| Securities | $18,936,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $10,675,000 | 1,604 |
| Net loans & leases | $48,278,000 | 5,421 |
| Loan loss allowance | $366,000 | 6,945 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,596,000 | 2,602 |
| Other real estate owned | $500,000 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,299,000 | 2,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,046,000 | 5,107 |
| Total liabilities | $79,838,000 | 5,092 |
| Total deposits | $78,235,000 | 4,918 |
| Interest-bearing deposits | $63,927,000 | 5,052 |
| Deposits held in domestic offices | $78,235,000 | 4,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $585,000 | 2,589 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $367,000 | 5,191 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $651,000 | 4,426 |
| Total equity capital | $9,208,000 | 5,044 |
| Total bank equity capital | $9,208,000 | 5,044 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $250,000 | 8,194 |
| Undivided profits | $8,858,000 | 3,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $487,000 | 5,460 |
| Earning assets | $77,914,000 | 5,266 |
| Long-term assets (5+ years) | $15,604,000 | 3,922 |
| Average Assets, year-to-date | $88,032,500 | 5,116 |
| Average Assets, quarterly | $88,032,500 | 5,116 |
| Volatile liabilities | $12,428,000 | 5,067 |
| Insider loans | $506,000 | 5,382 |
| FHLB advances | $367,000 | 4,911 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $621,000 | 8,497 |
| Tier 1 (core) risk-based capital | $9,208,000 | 4,850 |
| Tier 2 risk-based capital | $366,000 | 6,609 |
| Total risk weighted assets | $53,485,000 | 5,292 |
| Total unused commitments | $621,000 | 8,504 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 45 | 3,653 |
| Assets and Liabilities | ||
| Total Assets: | $87,019,000 | 5,143 |
| Cash and due from depository institutions | $3,147,000 | 3,653 |
| Interest-bearing balances | $8,000 | 6,697 |
| Securities | $17,971,000 | 4,962 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,309 |
| Net loans & leases | $51,542,000 | 5,227 |
| Loan loss allowance | $554,000 | 5,642 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,586,000 | 2,595 |
| Other real estate owned | $244,000 | 3,653 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,329,000 | 2,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,019,000 | 5,143 |
| Total liabilities | $77,900,000 | 5,141 |
| Total deposits | $76,191,000 | 4,950 |
| Interest-bearing deposits | $63,327,000 | 5,050 |
| Deposits held in domestic offices | $76,191,000 | 4,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $656,000 | 2,686 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $376,000 | 5,342 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $677,000 | 4,351 |
| Total equity capital | $9,119,000 | 5,052 |
| Total bank equity capital | $9,119,000 | 5,052 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $250,000 | 8,225 |
| Undivided profits | $8,769,000 | 3,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $570,000 | 5,136 |
| Earning assets | $75,721,000 | 5,307 |
| Long-term assets (5+ years) | $16,956,000 | 3,700 |
| Average Assets, year-to-date | $86,259,400 | 5,009 |
| Average Assets, quarterly | $87,462,500 | 5,089 |
| Volatile liabilities | $12,601,000 | 5,037 |
| Insider loans | $514,000 | 5,390 |
| FHLB advances | $376,000 | 4,936 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $954,000 | 8,154 |
| Tier 1 (core) risk-based capital | $9,119,000 | 4,831 |
| Tier 2 risk-based capital | $554,000 | 5,309 |
| Total risk weighted assets | $55,570,000 | 5,157 |
| Total unused commitments | $954,000 | 8,162 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $82,876,000 | 5,200 |
| Cash and due from depository institutions | $3,881,000 | 3,815 |
| Interest-bearing balances | $38,000 | 5,882 |
| Securities | $17,686,000 | 4,898 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 6,622 |
| Net loans & leases | $53,309,000 | 5,061 |
| Loan loss allowance | $467,000 | 6,045 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,532,000 | 2,563 |
| Other real estate owned | $17,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,076,000 | 2,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,876,000 | 5,200 |
| Total liabilities | $73,695,000 | 5,235 |
| Total deposits | $72,318,000 | 5,020 |
| Interest-bearing deposits | $60,280,000 | 5,106 |
| Deposits held in domestic offices | $72,318,000 | 5,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $616,000 | 4,929 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $761,000 | 4,201 |
| Total equity capital | $9,181,000 | 4,815 |
| Total bank equity capital | $9,181,000 | 4,815 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $250,000 | 8,435 |
| Undivided profits | $8,831,000 | 3,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $551,000 | 5,593 |
| Earning assets | $71,408,000 | 5,445 |
| Long-term assets (5+ years) | $17,998,000 | 3,528 |
| Average Assets, year-to-date | $80,537,000 | 5,113 |
| Average Assets, quarterly | $82,773,000 | 5,148 |
| Volatile liabilities | $9,504,000 | 5,789 |
| Insider loans | $640,000 | 4,898 |
| FHLB advances | $616,000 | 4,637 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,283,000 | 7,966 |
| Tier 1 (core) risk-based capital | $9,181,000 | 4,651 |
| Tier 2 risk-based capital | $467,000 | 5,724 |
| Total risk weighted assets | $55,289,000 | 5,091 |
| Total unused commitments | $1,283,000 | 7,973 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $76,648,000 | 5,339 |
| Cash and due from depository institutions | $2,844,000 | 5,074 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $15,274,000 | 5,514 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,406 |
| Net loans & leases | $44,540,000 | 5,564 |
| Loan loss allowance | $373,000 | 6,683 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,138,000 | 3,810 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,252,000 | 2,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,648,000 | 5,339 |
| Total liabilities | $67,476,000 | 5,411 |
| Total deposits | $65,917,000 | 5,192 |
| Interest-bearing deposits | $55,608,000 | 5,267 |
| Deposits held in domestic offices | $65,917,000 | 5,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $655,000 | 4,868 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $904,000 | 3,873 |
| Total equity capital | $9,172,000 | 4,712 |
| Total bank equity capital | $9,172,000 | 4,712 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $250,000 | 8,685 |
| Undivided profits | $8,822,000 | 2,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $295,000 | 6,967 |
| Earning assets | $68,416,000 | 5,447 |
| Long-term assets (5+ years) | $19,175,000 | 3,242 |
| Average Assets, year-to-date | $75,075,400 | 5,223 |
| Average Assets, quarterly | $77,015,000 | 5,269 |
| Volatile liabilities | $7,591,000 | 6,404 |
| Insider loans | $441,000 | 5,713 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,084,000 | 8,200 |
| Tier 1 (core) risk-based capital | $9,172,000 | 4,599 |
| Tier 2 risk-based capital | $373,000 | 6,367 |
| Total risk weighted assets | $46,860,700 | 5,545 |
| Total unused commitments | $1,084,000 | 8,205 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $72,807,000 | 5,546 |
| Cash and due from depository institutions | $4,295,000 | 4,678 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $18,849,000 | 5,048 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 2,916 |
| Net loans & leases | $41,804,000 | 5,683 |
| Loan loss allowance | $297,000 | 7,417 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,967,000 | 4,047 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,942,000 | 2,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,807,000 | 5,546 |
| Total liabilities | $63,780,000 | 5,623 |
| Total deposits | $62,031,000 | 5,451 |
| Interest-bearing deposits | $51,840,000 | 5,557 |
| Deposits held in domestic offices | $62,031,000 | 5,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $873,000 | 4,704 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $876,000 | 3,601 |
| Total equity capital | $9,027,000 | 4,619 |
| Total bank equity capital | $9,027,000 | 4,619 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $250,000 | 8,963 |
| Undivided profits | $8,677,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 6,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $219,000 | 7,548 |
| Earning assets | $63,653,000 | 5,691 |
| Long-term assets (5+ years) | $18,859,000 | 3,429 |
| Average Assets, year-to-date | $74,473,600 | 5,323 |
| Average Assets, quarterly | $73,167,000 | 5,480 |
| Volatile liabilities | $5,675,000 | 7,012 |
| Insider loans | $360,000 | 6,110 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,013,000 | 8,550 |
| Tier 1 (core) risk-based capital | $9,027,000 | 4,633 |
| Tier 2 risk-based capital | $297,000 | 7,062 |
| Total risk weighted assets | $43,041,100 | 5,749 |
| Total unused commitments | $1,013,000 | 8,558 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $75,738,000 | 5,411 |
| Cash and due from depository institutions | $2,237,000 | 4,248 |
| Interest-bearing balances | $26,000 | 5,905 |
| Securities | $25,459,000 | 4,117 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,674 |
| Net loans & leases | $39,007,000 | 5,791 |
| Loan loss allowance | $368,000 | 6,698 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,795,000 | 4,250 |
| Other real estate owned | $0 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,740,000 | 2,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,738,000 | 5,411 |
| Total liabilities | $66,758,000 | 5,475 |
| Total deposits | $63,498,000 | 5,432 |
| Interest-bearing deposits | $52,863,000 | 5,514 |
| Deposits held in domestic offices | $63,498,000 | 5,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,299,000 | 3,127 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $961,000 | 3,641 |
| Total equity capital | $8,980,000 | 4,755 |
| Total bank equity capital | $8,980,000 | 4,755 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $250,000 | 9,169 |
| Undivided profits | $8,630,000 | 2,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 8,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $214,000 | 7,721 |
| Earning assets | $68,992,000 | 5,434 |
| Long-term assets (5+ years) | $21,932,000 | 2,975 |
| Average Assets, year-to-date | $75,450,800 | 5,198 |
| Average Assets, quarterly | $75,139,000 | 5,359 |
| Volatile liabilities | $5,708,000 | 6,642 |
| Insider loans | $344,000 | 6,165 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,215,000 | 7,245 |
| Tier 1 (core) risk-based capital | $8,980,000 | 4,582 |
| Tier 2 risk-based capital | $368,000 | 6,290 |
| Total risk weighted assets | $42,576,400 | 5,675 |
| Total unused commitments | $2,215,000 | 7,257 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $75,161,000 | 5,429 |
| Cash and due from depository institutions | $2,301,000 | 5,163 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $24,180,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $9,150,000 | 1,500 |
| Net loans & leases | $34,878,000 | 6,319 |
| Loan loss allowance | $292,000 | 7,663 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,805,000 | 4,145 |
| Other real estate owned | $152,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,695,000 | 2,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,161,000 | 5,429 |
| Total liabilities | $66,203,000 | 5,507 |
| Total deposits | $61,310,000 | 5,565 |
| Interest-bearing deposits | $52,261,000 | 5,606 |
| Deposits held in domestic offices | $61,310,000 | 5,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,292,000 | 2,483 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,897,000 | 2,519 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $704,000 | 4,667 |
| Total equity capital | $8,958,000 | 4,743 |
| Total bank equity capital | $8,958,000 | 4,743 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $250,000 | 9,556 |
| Undivided profits | $8,608,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 9,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $229,000 | 7,830 |
| Earning assets | $68,215,000 | 5,474 |
| Long-term assets (5+ years) | $17,882,000 | 2,997 |
| Average Assets, year-to-date | $75,686,400 | 5,213 |
| Average Assets, quarterly | $75,290,500 | 5,368 |
| Volatile liabilities | $6,063,000 | 6,563 |
| Insider loans | $339,000 | 6,386 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,635,000 | 7,881 |
| Tier 1 (core) risk-based capital | $8,958,000 | 4,594 |
| Tier 2 risk-based capital | $292,000 | 7,156 |
| Total risk weighted assets | $39,944,500 | 5,940 |
| Total unused commitments | $1,635,000 | 7,891 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $76,082,000 | 5,520 |
| Cash and due from depository institutions | $3,744,000 | 5,392 |
| Interest-bearing balances | $69,000 | 5,226 |
| Securities | $27,956,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,895 |
| Net loans & leases | $32,630,000 | 6,630 |
| Loan loss allowance | $272,000 | 8,213 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,985,000 | 3,800 |
| Other real estate owned | $118,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,699,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,082,000 | 5,520 |
| Total liabilities | $67,186,000 | 5,588 |
| Total deposits | $61,783,000 | 5,703 |
| Interest-bearing deposits | $52,395,000 | 5,764 |
| Deposits held in domestic offices | $61,783,000 | 5,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,809,000 | 2,328 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,031,000 | 2,274 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $563,000 | 5,479 |
| Total equity capital | $8,896,000 | 4,790 |
| Total bank equity capital | $8,896,000 | 4,790 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $250,000 | 10,007 |
| Undivided profits | $8,546,000 | 2,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 6,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $240,000 | 7,806 |
| Earning assets | $67,605,000 | 5,641 |
| Long-term assets (5+ years) | $15,236,000 | 3,228 |
| Average Assets, year-to-date | $73,376,800 | 5,507 |
| Average Assets, quarterly | $75,454,000 | 5,509 |
| Volatile liabilities | $6,853,000 | 6,124 |
| Insider loans | $352,000 | 6,426 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,332,000 | 8,328 |
| Tier 1 (core) risk-based capital | $8,896,000 | 4,687 |
| Tier 2 risk-based capital | $272,000 | 7,598 |
| Total risk weighted assets | $38,697,200 | 6,112 |
| Total unused commitments | $1,332,000 | 8,337 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $70,913,000 | 5,896 |
| Cash and due from depository institutions | $2,912,000 | 5,686 |
| Interest-bearing balances | $18,000 | 6,219 |
| Securities | $25,472,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 1,932 |
| Net loans & leases | $31,996,000 | 6,726 |
| Loan loss allowance | $231,000 | 9,004 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,707,000 | 4,232 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,176,000 | 5,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,913,000 | 5,896 |
| Total liabilities | $62,181,000 | 5,986 |
| Total deposits | $57,793,000 | 6,104 |
| Interest-bearing deposits | $48,670,000 | 6,191 |
| Deposits held in domestic offices | $57,793,000 | 6,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $603,000 | 2,983 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,211,000 | 1,979 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $574,000 | 5,648 |
| Total equity capital | $8,732,000 | 4,848 |
| Total bank equity capital | $8,732,000 | 4,848 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $250,000 | 10,418 |
| Undivided profits | $8,382,000 | 3,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $245,000 | 8,009 |
| Earning assets | $65,136,000 | 5,887 |
| Long-term assets (5+ years) | $12,692,000 | 3,468 |
| Average Assets, year-to-date | $69,392,800 | 5,779 |
| Average Assets, quarterly | $70,047,500 | 5,895 |
| Volatile liabilities | $4,691,000 | 7,148 |
| Insider loans | $185,000 | 8,154 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,297,000 | 7,065 |
| Tier 1 (core) risk-based capital | $8,732,000 | 4,724 |
| Tier 2 risk-based capital | $231,000 | 8,348 |
| Total risk weighted assets | $36,259,600 | 6,390 |
| Total unused commitments | $2,297,000 | 7,080 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $68,536,000 | 6,027 |
| Cash and due from depository institutions | $2,798,000 | 5,491 |
| Interest-bearing balances | $18,000 | 6,520 |
| Securities | $29,779,000 | 4,291 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,035 |
| Net loans & leases | $29,170,000 | 7,154 |
| Loan loss allowance | $245,000 | 9,153 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,316,000 | 5,099 |
| Other real estate owned | $0 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,073,000 | 6,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,536,000 | 6,027 |
| Total liabilities | $60,146,000 | 6,150 |
| Total deposits | $56,038,000 | 6,261 |
| Interest-bearing deposits | $47,285,000 | 6,365 |
| Deposits held in domestic offices | $56,038,000 | 6,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $648,000 | 3,760 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,876,000 | 2,231 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $584,000 | 4,673 |
| Total equity capital | $8,390,000 | 4,741 |
| Total bank equity capital | $8,390,000 | 4,741 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $250,000 | 10,885 |
| Undivided profits | $8,040,000 | 2,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $215,000 | 8,162 |
| Earning assets | $63,367,000 | 5,980 |
| Long-term assets (5+ years) | $8,610,000 | 4,510 |
| Average Assets, year-to-date | $68,637,200 | 5,899 |
| Average Assets, quarterly | $68,640,500 | 5,975 |
| Volatile liabilities | $3,998,000 | 7,531 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,117,000 | 8,884 |
| Tier 1 (core) risk-based capital | $8,390,000 | 4,793 |
| Tier 2 risk-based capital | $245,000 | 8,333 |
| Total risk weighted assets | $30,832,100 | 7,113 |
| Total unused commitments | $1,117,000 | 8,894 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $68,131,000 | 6,194 |
| Cash and due from depository institutions | $3,964,000 | 5,844 |
| Interest-bearing balances | $586,000 | 4,149 |
| Securities | $24,295,000 | 5,346 |
| Federal funds sold & reverse repurchase agreements | $10,350,000 | 1,300 |
| Net loans & leases | $26,877,000 | 7,478 |
| Loan loss allowance | $270,000 | 9,070 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,390,000 | 4,965 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,255,000 | 5,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,131,000 | 6,194 |
| Total liabilities | $60,218,000 | 6,315 |
| Total deposits | $57,177,000 | 6,383 |
| Interest-bearing deposits | $49,303,000 | 6,410 |
| Deposits held in domestic offices | $57,177,000 | 6,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $979,000 | 2,820 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,598,000 | 2,323 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $464,000 | 5,639 |
| Total equity capital | $7,913,000 | 5,051 |
| Total bank equity capital | $7,913,000 | 5,051 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $250,000 | 11,355 |
| Undivided profits | $7,563,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 7,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $192,000 | 8,348 |
| Earning assets | $62,108,000 | 6,228 |
| Long-term assets (5+ years) | $8,030,000 | 5,013 |
| Average Assets, year-to-date | $66,987,600 | 6,155 |
| Average Assets, quarterly | $67,549,000 | 6,195 |
| Volatile liabilities | $5,754,000 | 6,019 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $960,000 | 9,331 |
| Tier 1 (core) risk-based capital | $7,913,000 | 4,977 |
| Tier 2 risk-based capital | $270,000 | 8,039 |
| Total risk weighted assets | $29,528,800 | 7,365 |
| Total unused commitments | $960,000 | 9,358 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $67,049,000 | 6,346 |
| Cash and due from depository institutions | $6,640,000 | 5,937 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $21,699,000 | 5,779 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,722 |
| Net loans & leases | $26,439,000 | 7,632 |
| Loan loss allowance | $288,000 | 9,011 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,455,000 | 4,785 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,266,000 | 5,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,049,000 | 6,346 |
| Total liabilities | $59,356,000 | 6,490 |
| Total deposits | $56,441,000 | 6,587 |
| Interest-bearing deposits | $48,847,000 | 6,617 |
| Deposits held in domestic offices | $56,441,000 | 6,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,337,000 | 1,912 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $578,000 | 5,167 |
| Total equity capital | $7,693,000 | 4,963 |
| Total bank equity capital | $7,693,000 | 4,963 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $7,343,000 | 2,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 9,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $188,000 | 8,964 |
| Earning assets | $58,688,000 | 6,572 |
| Long-term assets (5+ years) | $6,969,000 | 5,456 |
| Average Assets, year-to-date | $64,291,400 | 6,429 |
| Average Assets, quarterly | $65,701,000 | 6,386 |
| Volatile liabilities | $5,671,000 | 6,076 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,042,000 | 9,058 |
| Tier 1 (core) risk-based capital | $7,693,000 | 4,877 |
| Tier 2 risk-based capital | $288,000 | 7,815 |
| Total risk weighted assets | $30,250,400 | 7,277 |
| Total unused commitments | $1,042,000 | 9,085 |
| Derivatives | $0 | 651 |