Home > The Bennington State Bank > Income and Expense

The Bennington State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$45,890,0001,001
Total interest expense$16,595,000899
Net interest income$29,295,0001,067
Provision for loan and lease losses$600,0001,141
Total noninterest income$7,002,000949
Gross Fiduciary activities income$1,973,000405
Service charges on deposit accounts$1,209,000870
Trading account gains and feesNANA
Additional Noninterest Income$3,820,0001,065
Total noninterest expense$16,248,0001,423
Salaries and employee benefits$9,388,0001,405
Premises and equipment expense$1,960,0001,240
Additional noninterest expense$3,820,0001,065
Pre-tax net operating income$19,449,000704
Securities gains (losses)$6,000839
Applicable income taxes$753,0001,623
Income before extraordinary items$18,702,000605
Extraordinary gains, net$054
Net income$18,702,000614
Minority interest net income$088
Net income of bank and minority interests.$18,702,000608
Net charge-offs$-276,0004,489
Cash dividends$13,500,000399
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,696,240621
2023-09-30 (YTD Data)Rank
Total interest income$33,754,000997
Total interest expense$11,839,000883
Net interest income$21,915,0001,077
Provision for loan and lease losses$03,085
Total noninterest income$5,275,000965
Gross Fiduciary activities income$1,458,000407
Service charges on deposit accounts$899,000877
Trading account gains and feesNANA
Additional Noninterest Income$2,918,0001,058
Total noninterest expense$12,019,0001,431
Salaries and employee benefits$7,130,0001,391
Premises and equipment expense$1,247,0001,420
Additional noninterest expense$2,918,0001,058
Pre-tax net operating income$15,171,000703
Securities gains (losses)$5,000699
Applicable income taxes$578,0001,650
Income before extraordinary items$14,598,000613
Extraordinary gains, net$052
Net income$14,598,000616
Minority interest net income$081
Net income of bank and minority interests.$14,598,000613
Net charge-offs$-184,0004,459
Cash dividends$8,200,000427
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,593,200622
2023-06-30 (YTD Data)Rank
Total interest income$04,634
Total interest expense$10,0004,534
Net interest income$1,000,0004,238
Provision for loan and lease lossesNANA
Total noninterest income$1,5934,597
Gross Fiduciary activities income$0931
Service charges on deposit accounts$9344,451
Trading account gains and fees$0112
Additional Noninterest Income$80,0003,820
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$15,7254,354
Pre-tax net operating incomeNANA
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,0004,435
Extraordinary gains, net$16,402,00024
Net income$9,765,000616
Minority interest net income$7,00075
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$467,0002,017
Sale, conversion, retirement of capital stock, net$0486
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$10,329,0001,034
Total interest expense$3,135,000863
Net interest income$7,194,0001,092
Provision for loan and lease losses$02,612
Total noninterest income$1,720,000928
Gross Fiduciary activities income$467,000418
Service charges on deposit accounts$265,000960
Trading account gains and feesNANA
Additional Noninterest Income$988,000970
Total noninterest expense$4,255,0001,370
Salaries and employee benefits$2,423,0001,394
Premises and equipment expense$488,0001,275
Additional noninterest expense$988,000970
Pre-tax net operating income$4,659,000766
Securities gains (losses)$1,000883
Applicable income taxes$177,0001,755
Income before extraordinary items$4,483,000674
Extraordinary gains, net$04
Net income$4,483,000673
Minority interest net income$048
Net income of bank and minority interests.$4,483,000673
Net charge-offs$-63,0004,490
Cash dividends$2,300,000431
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,482,040686
2022-12-31 (YTD Data)Rank
Total interest income$37,268,000945
Total interest expense$6,156,000681
Net interest income$31,112,000995
Provision for loan and lease losses$1,500,000622
Total noninterest income$8,295,000860
Gross Fiduciary activities income$1,714,000436
Service charges on deposit accounts$1,050,000977
Trading account gains and feesNANA
Additional Noninterest Income$5,531,000839
Total noninterest expense$15,501,0001,443
Salaries and employee benefits$9,133,0001,421
Premises and equipment expense$1,650,0001,434
Additional noninterest expense$5,531,000839
Pre-tax net operating income$22,406,000698
Securities gains (losses)$-1,934,0004,546
Applicable income taxes$823,0001,694
Income before extraordinary items$19,649,000654
Extraordinary gains, net$05
Net income$19,649,000655
Minority interest net income$063
Net income of bank and minority interests.$19,649,000655
Net charge-offs$-621,0004,619
Cash dividends$11,200,000436
Sale, conversion, retirement of capital stock, net$0568
Net operating income$21,505,640625
2022-09-30 (YTD Data)Rank
Total interest income$27,067,000944
Total interest expense$3,524,000636
Net interest income$23,543,000971
Provision for loan and lease losses$1,350,000510
Total noninterest income$6,695,000836
Gross Fiduciary activities income$1,269,000434
Service charges on deposit accounts$758,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$4,668,000785
Total noninterest expense$11,391,0001,462
Salaries and employee benefits$6,834,0001,419
Premises and equipment expense$979,0001,715
Additional noninterest expense$4,668,000785
Pre-tax net operating income$17,497,000680
Securities gains (losses)$7,000491
Applicable income taxes$607,0001,701
Income before extraordinary items$16,897,000594
Extraordinary gains, net$04
Net income$16,897,000594
Minority interest net income$057
Net income of bank and minority interests.$16,897,000594
Net charge-offs$-532,0004,640
Cash dividends$6,600,000472
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,890,210602
2022-06-30 (YTD Data)Rank
Total interest income$17,305,000941
Total interest expense$1,692,000693
Net interest income$15,613,000958
Provision for loan and lease losses$900,000457
Total noninterest income$2,860,0001,105
Gross Fiduciary activities income$844,000396
Service charges on deposit accounts$475,0001,047
Trading account gains and feesNANA
Additional Noninterest Income$1,541,0001,292
Total noninterest expense$7,605,0001,449
Salaries and employee benefits$4,599,0001,399
Premises and equipment expense$737,0001,569
Additional noninterest expense$2,269,0001,465
Pre-tax net operating income$9,968,000708
Securities gains (losses)$2,000556
Applicable income taxes$404,0001,639
Income before extraordinary items$9,566,000625
Extraordinary gains, net$04
Net income$9,566,000625
Minority interest net income$060
Net income of bank and minority interests.$9,566,000625
Net charge-offs$-429,0004,667
Cash dividends$4,300,000469
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,564,080635
2022-03-31 (YTD Data)Rank
Total interest income$8,281,000953
Total interest expense$833,000663
Net interest income$7,448,000972
Provision for loan and lease losses$450,000361
Total noninterest income$1,381,0001,130
Gross Fiduciary activities income$426,000402
Service charges on deposit accounts$226,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$729,0001,339
Total noninterest expense$3,835,0001,425
Salaries and employee benefits$2,210,0001,453
Premises and equipment expense$389,0001,509
Additional noninterest expense$1,236,0001,345
Pre-tax net operating income$4,544,000740
Securities gains (losses)$0623
Applicable income taxes$202,0001,601
Income before extraordinary items$4,342,000650
Extraordinary gains, net$04
Net income$4,342,000650
Minority interest net income$050
Net income of bank and minority interests.$4,342,000650
Net charge-offs$-324,0004,715
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,342,000656
2021-12-31 (YTD Data)Rank
Total interest income$31,694,0001,004
Total interest expense$3,897,000691
Net interest income$27,797,0001,037
Provision for loan and lease losses$1,650,000356
Total noninterest income$4,960,0001,318
Gross Fiduciary activities income$1,237,000444
Service charges on deposit accounts$885,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$2,838,0001,539
Total noninterest expense$14,311,0001,518
Salaries and employee benefits$8,402,0001,507
Premises and equipment expense$1,743,0001,355
Additional noninterest expense$4,166,0001,541
Pre-tax net operating income$16,796,000863
Securities gains (losses)$18,0001,546
Applicable income taxes$699,0001,870
Income before extraordinary items$16,115,000769
Extraordinary gains, net$010
Net income$16,115,000770
Minority interest net income$074
Net income of bank and minority interests.$16,115,000770
Net charge-offs$-587,0004,736
Cash dividends$8,750,000533
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,097,720751
2021-09-30 (YTD Data)Rank
Total interest income$23,148,0001,052
Total interest expense$3,024,000706
Net interest income$20,124,0001,088
Provision for loan and lease losses$1,050,000415
Total noninterest income$3,520,0001,396
Gross Fiduciary activities income$853,000452
Service charges on deposit accounts$641,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$2,026,0001,655
Total noninterest expense$10,233,0001,570
Salaries and employee benefits$6,145,0001,535
Premises and equipment expense$1,290,0001,394
Additional noninterest expense$2,798,0001,677
Pre-tax net operating income$12,361,000907
Securities gains (losses)$17,0001,472
Applicable income taxes$333,0002,246
Income before extraordinary items$12,045,000802
Extraordinary gains, net$08
Net income$12,045,000802
Minority interest net income$069
Net income of bank and minority interests.$12,045,000802
Net charge-offs$-297,0004,746
Cash dividends$6,000,000533
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,028,510782
2021-06-30 (YTD Data)Rank
Total interest income$15,136,0001,057
Total interest expense$2,113,000705
Net interest income$13,023,0001,102
Provision for loan and lease losses$750,000409
Total noninterest income$2,262,0001,425
Gross Fiduciary activities income$516,000466
Service charges on deposit accounts$402,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$1,344,0001,613
Total noninterest expense$6,698,0001,585
Salaries and employee benefits$4,099,0001,534
Premises and equipment expense$735,0001,573
Additional noninterest expense$1,864,0001,661
Pre-tax net operating income$7,837,000936
Securities gains (losses)$13,0001,320
Applicable income taxes$193,0002,320
Income before extraordinary items$7,657,000831
Extraordinary gains, net$06
Net income$7,657,000831
Minority interest net income$067
Net income of bank and minority interests.$7,657,000831
Net charge-offs$-156,0004,700
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,644,260809
2021-03-31 (YTD Data)Rank
Total interest income$7,309,0001,084
Total interest expense$1,144,000693
Net interest income$6,165,0001,148
Provision for loan and lease losses$225,000730
Total noninterest income$1,060,0001,474
Gross Fiduciary activities income$238,000479
Service charges on deposit accounts$197,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$625,0001,685
Total noninterest expense$3,350,0001,577
Salaries and employee benefits$2,001,0001,545
Premises and equipment expense$377,0001,553
Additional noninterest expense$972,0001,575
Pre-tax net operating income$3,650,000988
Securities gains (losses)$9,0001,103
Applicable income taxes$52,0002,679
Income before extraordinary items$3,607,000879
Extraordinary gains, net$03
Net income$3,607,000879
Minority interest net income$055
Net income of bank and minority interests.$3,607,000879
Net charge-offs$-73,0004,700
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,598,090863
2020-12-31 (YTD Data)Rank
Total interest income$30,020,0001,046
Total interest expense$5,553,000858
Net interest income$24,467,0001,093
Provision for loan and lease losses$1,700,0001,162
Total noninterest income$4,800,0001,295
Gross Fiduciary activities income$731,000511
Service charges on deposit accounts$1,018,000937
Trading account gains and feesNANA
Additional Noninterest Income$3,051,0001,421
Total noninterest expense$12,982,0001,594
Salaries and employee benefits$8,013,0001,515
Premises and equipment expense$1,711,0001,375
Additional noninterest expense$3,258,0001,804
Pre-tax net operating income$14,585,000759
Securities gains (losses)$102,0001,372
Applicable income taxes$603,0001,812
Income before extraordinary items$14,084,000702
Extraordinary gains, net$04
Net income$14,084,000702
Minority interest net income$072
Net income of bank and minority interests.$14,084,000702
Net charge-offs$3,777,000265
Cash dividends$8,100,000537
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,986,080679
2020-09-30 (YTD Data)Rank
Total interest income$22,187,0001,065
Total interest expense$4,353,000878
Net interest income$17,834,0001,107
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$3,664,0001,254
Gross Fiduciary activities income$517,000526
Service charges on deposit accounts$761,000931
Trading account gains and feesNANA
Additional Noninterest Income$2,386,0001,347
Total noninterest expense$9,344,0001,634
Salaries and employee benefits$5,761,0001,548
Premises and equipment expense$1,150,0001,492
Additional noninterest expense$2,433,0001,776
Pre-tax net operating income$10,654,000749
Securities gains (losses)$100,0001,217
Applicable income taxes$447,0001,809
Income before extraordinary items$10,307,000693
Extraordinary gains, net$04
Net income$10,307,000693
Minority interest net income$065
Net income of bank and minority interests.$10,307,000693
Net charge-offs$2,985,000251
Cash dividends$6,100,000506
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,211,000667
2020-06-30 (YTD Data)Rank
Total interest income$15,290,0001,049
Total interest expense$3,097,000900
Net interest income$12,193,0001,085
Provision for loan and lease losses$750,0001,265
Total noninterest income$2,664,0001,127
Gross Fiduciary activities income$368,000512
Service charges on deposit accounts$521,000917
Trading account gains and feesNANA
Additional Noninterest Income$1,775,0001,179
Total noninterest expense$6,160,0001,642
Salaries and employee benefits$3,967,0001,499
Premises and equipment expense$615,0001,760
Additional noninterest expense$1,578,0001,810
Pre-tax net operating income$7,947,000636
Securities gains (losses)$02,249
Applicable income taxes$290,0001,774
Income before extraordinary items$7,657,000568
Extraordinary gains, net$04
Net income$7,657,000567
Minority interest net income$065
Net income of bank and minority interests.$7,657,000568
Net charge-offs$532,000568
Cash dividends$4,200,000494
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,657,000545
2020-03-31 (YTD Data)Rank
Total interest income$7,731,0001,047
Total interest expense$1,771,000876
Net interest income$5,960,0001,086
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,196,0001,146
Gross Fiduciary activities income$174,000523
Service charges on deposit accounts$312,000911
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,228
Total noninterest expense$2,999,0001,693
Salaries and employee benefits$1,786,0001,645
Premises and equipment expense$406,0001,426
Additional noninterest expense$807,0001,807
Pre-tax net operating income$3,857,000582
Securities gains (losses)$01,705
Applicable income taxes$133,0001,719
Income before extraordinary items$3,724,000529
Extraordinary gains, net$04
Net income$3,724,000530
Minority interest net income$056
Net income of bank and minority interests.$3,724,000529
Net charge-offs$96,000902
Cash dividends$2,100,000502
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,724,000512
2019-12-31 (YTD Data)Rank
Total interest income$31,079,0001,054
Total interest expense$7,498,000879
Net interest income$23,581,0001,096
Provision for loan and lease losses$1,950,000548
Total noninterest income$4,837,0001,153
Gross Fiduciary activities income$706,000519
Service charges on deposit accounts$1,265,000925
Trading account gains and feesNANA
Additional Noninterest Income$2,866,0001,232
Total noninterest expense$12,295,0001,610
Salaries and employee benefits$7,747,0001,486
Premises and equipment expense$1,493,0001,507
Additional noninterest expense$3,055,0001,904
Pre-tax net operating income$14,173,000783
Securities gains (losses)$-46,0005,005
Applicable income taxes$587,0001,863
Income before extraordinary items$13,540,000734
Extraordinary gains, net$011
Net income$13,540,000735
Minority interest net income$076
Net income of bank and minority interests.$13,540,000735
Net charge-offs$1,698,000467
Cash dividends$6,800,000635
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,584,160715
2019-09-30 (YTD Data)Rank
Total interest income$22,993,0001,072
Total interest expense$5,702,000872
Net interest income$17,291,0001,119
Provision for loan and lease losses$1,450,000515
Total noninterest income$3,631,0001,145
Gross Fiduciary activities income$488,000538
Service charges on deposit accounts$942,000934
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,212
Total noninterest expense$8,856,0001,681
Salaries and employee benefits$5,484,0001,576
Premises and equipment expense$1,239,0001,392
Additional noninterest expense$2,133,0002,018
Pre-tax net operating income$10,616,000803
Securities gains (losses)$-46,0005,097
Applicable income taxes$387,0002,026
Income before extraordinary items$10,183,000729
Extraordinary gains, net$011
Net income$10,183,000731
Minority interest net income$072
Net income of bank and minority interests.$10,183,000730
Net charge-offs$395,000871
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,227,160720
2019-06-30 (YTD Data)Rank
Total interest income$15,196,0001,075
Total interest expense$3,796,000861
Net interest income$11,400,0001,129
Provision for loan and lease losses$1,150,000431
Total noninterest income$2,326,0001,147
Gross Fiduciary activities income$305,000547
Service charges on deposit accounts$607,000953
Trading account gains and feesNANA
Additional Noninterest Income$1,414,0001,211
Total noninterest expense$6,157,0001,614
Salaries and employee benefits$3,749,0001,546
Premises and equipment expense$1,027,0001,150
Additional noninterest expense$1,381,0002,075
Pre-tax net operating income$6,419,000844
Securities gains (losses)$-46,0005,147
Applicable income taxes$243,0002,052
Income before extraordinary items$6,130,000773
Extraordinary gains, net$011
Net income$6,130,000774
Minority interest net income$069
Net income of bank and minority interests.$6,130,000773
Net charge-offs$585,000514
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,174,160755
2019-03-31 (YTD Data)Rank
Total interest income$7,475,0001,086
Total interest expense$1,848,000854
Net interest income$5,627,0001,137
Provision for loan and lease losses$750,000349
Total noninterest income$1,062,0001,191
Gross Fiduciary activities income$148,000553
Service charges on deposit accounts$296,000965
Trading account gains and feesNANA
Additional Noninterest Income$618,0001,266
Total noninterest expense$3,095,0001,612
Salaries and employee benefits$1,788,0001,622
Premises and equipment expense$548,0001,103
Additional noninterest expense$759,0001,901
Pre-tax net operating income$2,844,000907
Securities gains (losses)$01,087
Applicable income taxes$99,0002,165
Income before extraordinary items$2,745,000841
Extraordinary gains, net$05
Net income$2,745,000840
Minority interest net income$052
Net income of bank and minority interests.$2,745,000840
Net charge-offs$48,0001,230
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,745,000823
2018-12-31 (YTD Data)Rank
Total interest income$28,362,0001,059
Total interest expense$5,434,000864
Net interest income$22,928,0001,106
Provision for loan and lease losses$3,000,000369
Total noninterest income$5,010,0001,090
Gross Fiduciary activities income$512,000589
Service charges on deposit accounts$1,437,000848
Trading account gains and feesNANA
Additional Noninterest Income$3,061,0001,126
Total noninterest expense$12,571,0001,545
Salaries and employee benefits$7,567,0001,484
Premises and equipment expense$1,102,0001,911
Additional noninterest expense$3,902,0001,535
Pre-tax net operating income$12,367,000881
Securities gains (losses)$01,125
Applicable income taxes$566,0001,874
Income before extraordinary items$11,801,000802
Extraordinary gains, net$06
Net income$11,801,000800
Minority interest net income$072
Net income of bank and minority interests.$11,801,000801
Net charge-offs$1,043,000561
Cash dividends$5,800,000654
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,801,000801
2018-09-30 (YTD Data)Rank
Total interest income$21,048,0001,059
Total interest expense$3,809,000869
Net interest income$17,239,0001,100
Provision for loan and lease losses$2,500,000332
Total noninterest income$3,820,0001,088
Gross Fiduciary activities income$383,000586
Service charges on deposit accounts$1,084,000842
Trading account gains and feesNANA
Additional Noninterest Income$2,353,0001,129
Total noninterest expense$8,543,0001,695
Salaries and employee benefits$5,319,0001,582
Premises and equipment expense$835,0001,909
Additional noninterest expense$2,389,0001,818
Pre-tax net operating income$10,016,000822
Securities gains (losses)$01,118
Applicable income taxes$386,0002,013
Income before extraordinary items$9,630,000734
Extraordinary gains, net$05
Net income$9,630,000733
Minority interest net income$066
Net income of bank and minority interests.$9,630,000733
Net charge-offs$258,0001,083
Cash dividends$4,200,000618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,630,000731
2018-06-30 (YTD Data)Rank
Total interest income$13,794,0001,061
Total interest expense$2,398,000853
Net interest income$11,396,0001,103
Provision for loan and lease losses$2,000,000295
Total noninterest income$2,551,0001,084
Gross Fiduciary activities income$250,000600
Service charges on deposit accounts$715,000842
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0001,116
Total noninterest expense$5,973,0001,629
Salaries and employee benefits$3,655,0001,542
Premises and equipment expense$736,0001,550
Additional noninterest expense$1,582,0001,833
Pre-tax net operating income$5,974,000900
Securities gains (losses)$0961
Applicable income taxes$245,0002,036
Income before extraordinary items$5,729,000803
Extraordinary gains, net$06
Net income$5,729,000801
Minority interest net income$065
Net income of bank and minority interests.$5,729,000802
Net charge-offs$-173,0005,328
Cash dividends$2,800,000594
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,729,000797
2018-03-31 (YTD Data)Rank
Total interest income$6,845,0001,061
Total interest expense$1,129,000852
Net interest income$5,716,0001,105
Provision for loan and lease losses$1,500,000211
Total noninterest income$1,119,0001,183
Gross Fiduciary activities income$126,000605
Service charges on deposit accounts$349,000866
Trading account gains and feesNANA
Additional Noninterest Income$644,0001,278
Total noninterest expense$2,984,0001,639
Salaries and employee benefits$1,786,0001,598
Premises and equipment expense$378,0001,536
Additional noninterest expense$820,0001,776
Pre-tax net operating income$2,351,0001,049
Securities gains (losses)$0735
Applicable income taxes$104,0002,146
Income before extraordinary items$2,247,000974
Extraordinary gains, net$07
Net income$2,247,000973
Minority interest net income$052
Net income of bank and minority interests.$2,247,000974
Net charge-offs$-43,0005,200
Cash dividends$1,400,000563
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,247,000964
2017-12-31 (YTD Data)Rank
Total interest income$26,685,0001,052
Total interest expense$4,366,000779
Net interest income$22,319,0001,110
Provision for loan and lease losses$4,200,000282
Total noninterest income$4,953,0001,128
Gross Fiduciary activities income$541,000575
Service charges on deposit accounts$1,518,000809
Trading account gains and feesNANA
Additional Noninterest Income$2,894,0001,194
Total noninterest expense$11,196,0001,708
Salaries and employee benefits$7,080,0001,569
Premises and equipment expense$1,120,0001,949
Additional noninterest expense$2,996,0001,932
Pre-tax net operating income$11,876,000863
Securities gains (losses)$-263,0005,535
Applicable income taxes$632,0002,243
Income before extraordinary items$10,981,000687
Extraordinary gains, net$09
Net income$10,981,000687
Minority interest net income$076
Net income of bank and minority interests.$10,981,000687
Net charge-offs$1,488,000517
Cash dividends$5,400,000632
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,230,850667
2017-09-30 (YTD Data)Rank
Total interest income$19,838,0001,063
Total interest expense$3,265,000754
Net interest income$16,573,0001,118
Provision for loan and lease losses$2,500,000329
Total noninterest income$3,638,0001,159
Gross Fiduciary activities income$382,000588
Service charges on deposit accounts$1,148,000814
Trading account gains and feesNANA
Additional Noninterest Income$2,108,0001,228
Total noninterest expense$8,037,0001,805
Salaries and employee benefits$5,127,0001,637
Premises and equipment expense$725,0002,164
Additional noninterest expense$2,185,0001,980
Pre-tax net operating income$9,674,000804
Securities gains (losses)$1,0002,145
Applicable income taxes$452,0002,166
Income before extraordinary items$9,223,000675
Extraordinary gains, net$09
Net income$9,223,000675
Minority interest net income$071
Net income of bank and minority interests.$9,223,000675
Net charge-offs$646,000672
Cash dividends$3,900,000617
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,222,050660
2017-06-30 (YTD Data)Rank
Total interest income$13,071,0001,075
Total interest expense$2,140,000747
Net interest income$10,931,0001,123
Provision for loan and lease losses$1,450,000369
Total noninterest income$2,372,0001,173
Gross Fiduciary activities income$252,000591
Service charges on deposit accounts$753,000817
Trading account gains and feesNANA
Additional Noninterest Income$1,367,0001,260
Total noninterest expense$5,508,0001,746
Salaries and employee benefits$3,543,0001,577
Premises and equipment expense$583,0001,904
Additional noninterest expense$1,382,0002,058
Pre-tax net operating income$6,345,000792
Securities gains (losses)$1,0001,756
Applicable income taxes$321,0002,085
Income before extraordinary items$6,025,000675
Extraordinary gains, net$011
Net income$6,025,000675
Minority interest net income$071
Net income of bank and minority interests.$6,025,000675
Net charge-offs$626,000481
Cash dividends$2,600,000608
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,024,050661
2017-03-31 (YTD Data)Rank
Total interest income$6,345,0001,093
Total interest expense$1,051,000733
Net interest income$5,294,0001,140
Provision for loan and lease losses$750,000325
Total noninterest income$1,089,0001,244
Gross Fiduciary activities income$123,000607
Service charges on deposit accounts$358,000848
Trading account gains and feesNANA
Additional Noninterest Income$608,0001,350
Total noninterest expense$2,758,0001,770
Salaries and employee benefits$1,667,0001,691
Premises and equipment expense$381,0001,528
Additional noninterest expense$710,0002,023
Pre-tax net operating income$2,875,000845
Securities gains (losses)$1,0001,030
Applicable income taxes$39,0003,024
Income before extraordinary items$2,837,000694
Extraordinary gains, net$08
Net income$2,837,000694
Minority interest net income$055
Net income of bank and minority interests.$2,837,000694
Net charge-offs$30,0001,649
Cash dividends$1,300,000576
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,836,010681
2016-12-31 (YTD Data)Rank
Total interest income$25,056,0001,069
Total interest expense$4,143,000713
Net interest income$20,913,0001,125
Provision for loan and lease losses$3,600,000340
Total noninterest income$4,739,0001,198
Gross Fiduciary activities income$446,000618
Service charges on deposit accounts$1,602,000787
Trading account gains and fees$0170
Additional Noninterest Income$2,691,0001,306
Total noninterest expense$11,176,0001,716
Salaries and employee benefits$7,221,0001,498
Premises and equipment expense$1,143,0001,938
Additional noninterest expense$2,812,0002,085
Pre-tax net operating income$10,876,000865
Securities gains (losses)$94,0001,394
Applicable income taxes$472,0002,303
Income before extraordinary items$10,498,000733
Extraordinary gains, net$05
Net income$10,498,000730
Minority interest net income$082
Net income of bank and minority interests.$10,498,000732
Net charge-offs$2,549,000335
Cash dividends$5,500,000614
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,407,760726
2016-09-30 (YTD Data)Rank
Total interest income$18,783,0001,074
Total interest expense$3,098,000712
Net interest income$15,685,0001,128
Provision for loan and lease losses$2,250,000371
Total noninterest income$3,414,0001,224
Gross Fiduciary activities income$303,000633
Service charges on deposit accounts$1,209,000788
Trading account gains and fees$0169
Additional Noninterest Income$1,902,0001,357
Total noninterest expense$7,924,0001,808
Salaries and employee benefits$5,012,0001,617
Premises and equipment expense$776,0002,101
Additional noninterest expense$2,136,0002,063
Pre-tax net operating income$8,925,000798
Securities gains (losses)$87,0001,354
Applicable income taxes$362,0002,325
Income before extraordinary items$8,650,000675
Extraordinary gains, net$05
Net income$8,650,000675
Minority interest net income$071
Net income of bank and minority interests.$8,650,000675
Net charge-offs$2,282,000268
Cash dividends$4,300,000568
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,566,480663
2016-06-30 (YTD Data)Rank
Total interest income$12,433,0001,080
Total interest expense$2,001,000724
Net interest income$10,432,0001,132
Provision for loan and lease losses$1,450,000379
Total noninterest income$2,198,0001,241
Gross Fiduciary activities income$191,000651
Service charges on deposit accounts$791,000792
Trading account gains and fees$0157
Additional Noninterest Income$1,216,0001,367
Total noninterest expense$5,406,0001,776
Salaries and employee benefits$3,471,0001,558
Premises and equipment expense$513,0002,111
Additional noninterest expense$1,422,0002,077
Pre-tax net operating income$5,774,000816
Securities gains (losses)$24,0001,854
Applicable income taxes$245,0002,318
Income before extraordinary items$5,553,000683
Extraordinary gains, net$016
Net income$5,553,000682
Minority interest net income$071
Net income of bank and minority interests.$5,553,000682
Net charge-offs$828,000411
Cash dividends$2,900,000580
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,529,960666
2016-03-31 (YTD Data)Rank
Total interest income$6,212,0001,082
Total interest expense$996,000729
Net interest income$5,216,0001,129
Provision for loan and lease losses$750,000346
Total noninterest income$1,052,0001,257
Gross Fiduciary activities income$89,000659
Service charges on deposit accounts$389,000796
Trading account gains and fees$0142
Additional Noninterest Income$574,0001,385
Total noninterest expense$2,607,0001,841
Salaries and employee benefits$1,628,0001,679
Premises and equipment expense$320,0001,773
Additional noninterest expense$659,0002,204
Pre-tax net operating income$2,911,000786
Securities gains (losses)$02,077
Applicable income taxes$27,0003,344
Income before extraordinary items$2,884,000636
Extraordinary gains, net$012
Net income$2,884,000635
Minority interest net income$062
Net income of bank and minority interests.$2,884,000636
Net charge-offs$1,368,000181
Cash dividends$1,500,000531
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,884,000623
2015-12-31 (YTD Data)Rank
Total interest income$23,422,0001,095
Total interest expense$3,512,000797
Net interest income$19,910,0001,144
Provision for loan and lease losses$2,400,000382
Total noninterest income$4,609,0001,190
Gross Fiduciary activities income$299,000691
Service charges on deposit accounts$1,645,000786
Trading account gains and fees$0159
Additional Noninterest Income$2,665,0001,258
Total noninterest expense$11,248,0001,691
Salaries and employee benefits$6,772,0001,552
Premises and equipment expense$1,558,0001,481
Additional noninterest expense$2,918,0002,057
Pre-tax net operating income$10,871,000826
Securities gains (losses)$03,216
Applicable income taxes$541,0002,160
Income before extraordinary items$10,330,000711
Extraordinary gains, net$023
Net income$10,330,000711
Minority interest net income$081
Net income of bank and minority interests.$10,330,000711
Net charge-offs$907,000744
Cash dividends$5,200,000640
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,330,000700
2015-09-30 (YTD Data)Rank
Total interest income$16,471,0001,168
Total interest expense$2,583,000823
Net interest income$13,888,0001,243
Provision for loan and lease losses$1,350,000456
Total noninterest income$3,506,0001,182
Gross Fiduciary activities income$205,000709
Service charges on deposit accounts$1,230,000798
Trading account gains and fees$0153
Additional Noninterest Income$2,071,0001,250
Total noninterest expense$7,846,0001,820
Salaries and employee benefits$4,763,0001,665
Premises and equipment expense$1,062,0001,631
Additional noninterest expense$2,021,0002,188
Pre-tax net operating income$8,198,000820
Securities gains (losses)$03,031
Applicable income taxes$430,0002,137
Income before extraordinary items$7,768,000706
Extraordinary gains, net$021
Net income$7,768,000704
Minority interest net income$078
Net income of bank and minority interests.$7,768,000706
Net charge-offs$187,0001,614
Cash dividends$3,900,000590
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,768,000690
2015-06-30 (YTD Data)Rank
Total interest income$10,716,0001,195
Total interest expense$1,669,000850
Net interest income$9,047,0001,267
Provision for loan and lease losses$700,000572
Total noninterest income$2,220,0001,241
Gross Fiduciary activities income$137,000719
Service charges on deposit accounts$808,000799
Trading account gains and fees$0157
Additional Noninterest Income$1,275,0001,319
Total noninterest expense$5,333,0001,796
Salaries and employee benefits$3,258,0001,632
Premises and equipment expense$678,0001,715
Additional noninterest expense$1,397,0002,122
Pre-tax net operating income$5,234,000853
Securities gains (losses)$02,636
Applicable income taxes$319,0002,070
Income before extraordinary items$4,915,000753
Extraordinary gains, net$022
Net income$4,915,000752
Minority interest net income$075
Net income of bank and minority interests.$4,915,000753
Net charge-offs$178,0001,266
Cash dividends$2,600,000573
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,915,000730
2015-03-31 (YTD Data)Rank
Total interest income$5,192,0001,223
Total interest expense$821,000865
Net interest income$4,371,0001,300
Provision for loan and lease losses$225,000816
Total noninterest income$953,0001,340
Gross Fiduciary activities income$57,000758
Service charges on deposit accounts$381,000815
Trading account gains and fees$0152
Additional Noninterest Income$515,0001,478
Total noninterest expense$2,440,0001,945
Salaries and employee benefits$1,445,0001,827
Premises and equipment expense$337,0001,739
Additional noninterest expense$658,0002,224
Pre-tax net operating income$2,659,000818
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,659,000673
Extraordinary gains, net$013
Net income$2,659,000671
Minority interest net income$064
Net income of bank and minority interests.$2,659,000673
Net charge-offs$-6,0005,215
Cash dividends$1,300,000529
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,659,000654
2014-12-31 (YTD Data)Rank
Total interest income$20,722,0001,219
Total interest expense$3,231,000930
Net interest income$17,491,0001,281
Provision for loan and lease losses$1,710,000538
Total noninterest income$4,737,0001,140
Gross Fiduciary activities income$178,000791
Service charges on deposit accounts$1,554,000857
Trading account gains and fees$0180
Additional Noninterest Income$3,005,0001,096
Total noninterest expense$10,905,0001,752
Salaries and employee benefits$6,871,0001,520
Premises and equipment expense$1,226,0001,883
Additional noninterest expense$2,808,0002,160
Pre-tax net operating income$9,613,000859
Securities gains (losses)$8,0002,740
Applicable income taxes$234,0002,835
Income before extraordinary items$9,387,000726
Extraordinary gains, net$017
Net income$9,387,000726
Minority interest net income$084
Net income of bank and minority interests.$9,387,000726
Net charge-offs$480,0001,512
Cash dividends$4,800,000627
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,379,160714
2014-09-30 (YTD Data)Rank
Total interest income$15,374,0001,237
Total interest expense$2,384,000952
Net interest income$12,990,0001,294
Provision for loan and lease losses$1,380,000487
Total noninterest income$3,665,0001,125
Gross Fiduciary activities income$118,000801
Service charges on deposit accounts$1,147,000879
Trading account gains and fees$0174
Additional Noninterest Income$2,400,0001,064
Total noninterest expense$7,372,0001,928
Salaries and employee benefits$4,752,0001,633
Premises and equipment expense$679,0002,454
Additional noninterest expense$1,941,0002,316
Pre-tax net operating income$7,903,000795
Securities gains (losses)$8,0002,425
Applicable income taxes$140,0003,082
Income before extraordinary items$7,771,000659
Extraordinary gains, net$015
Net income$7,771,000656
Minority interest net income$081
Net income of bank and minority interests.$7,771,000657
Net charge-offs$372,0001,408
Cash dividends$3,500,000597
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,763,160648
2014-06-30 (YTD Data)Rank
Total interest income$10,049,0001,256
Total interest expense$1,566,000967
Net interest income$8,483,0001,310
Provision for loan and lease losses$830,000539
Total noninterest income$2,348,0001,138
Gross Fiduciary activities income$75,000815
Service charges on deposit accounts$695,000941
Trading account gains and fees$0172
Additional Noninterest Income$1,578,0001,056
Total noninterest expense$4,967,0001,903
Salaries and employee benefits$3,292,0001,576
Premises and equipment expense$390,0002,761
Additional noninterest expense$1,285,0002,330
Pre-tax net operating income$5,034,000804
Securities gains (losses)$8,0002,026
Applicable income taxes$59,0003,348
Income before extraordinary items$4,983,000659
Extraordinary gains, net$020
Net income$4,983,000657
Minority interest net income$080
Net income of bank and minority interests.$4,983,000659
Net charge-offs$62,0002,595
Cash dividends$2,300,000581
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,975,080642
2014-03-31 (YTD Data)Rank
Total interest income$4,819,0001,315
Total interest expense$800,000958
Net interest income$4,019,0001,376
Provision for loan and lease losses$250,000826
Total noninterest income$942,0001,307
Gross Fiduciary activities income$37,000822
Service charges on deposit accounts$308,0001,045
Trading account gains and fees$0147
Additional Noninterest Income$597,0001,246
Total noninterest expense$2,385,0001,992
Salaries and employee benefits$1,543,0001,684
Premises and equipment expense$207,0002,699
Additional noninterest expense$635,0002,356
Pre-tax net operating income$2,326,000851
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,326,000670
Extraordinary gains, net$016
Net income$2,326,000671
Minority interest net income$066
Net income of bank and minority interests.$2,326,000672
Net charge-offs$25,0002,339
Cash dividends$1,100,000562
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,326,000663
2013-12-31 (YTD Data)Rank
Total interest income$18,950,0001,336
Total interest expense$3,520,000962
Net interest income$15,430,0001,397
Provision for loan and lease losses$1,574,000752
Total noninterest income$4,443,0001,234
Gross Fiduciary activities income$135,000835
Service charges on deposit accounts$1,346,0001,028
Trading account gains and fees$0184
Additional Noninterest Income$2,962,0001,155
Total noninterest expense$10,197,0001,861
Salaries and employee benefits$6,451,0001,600
Premises and equipment expense$945,0002,361
Additional noninterest expense$2,801,0002,232
Pre-tax net operating income$8,102,000946
Securities gains (losses)$03,182
Applicable income taxes$476,0002,208
Income before extraordinary items$7,626,000824
Extraordinary gains, net$029
Net income$7,626,000825
Minority interest net income$090
Net income of bank and minority interests.$7,626,000826
Net charge-offs$327,0002,484
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,626,000812
2013-09-30 (YTD Data)Rank
Total interest income$14,060,0001,358
Total interest expense$2,669,000991
Net interest income$11,391,0001,421
Provision for loan and lease losses$1,155,000790
Total noninterest income$3,289,0001,262
Gross Fiduciary activities income$96,000832
Service charges on deposit accounts$1,020,0001,015
Trading account gains and fees$0180
Additional Noninterest Income$2,173,0001,202
Total noninterest expense$6,976,0002,035
Salaries and employee benefits$4,454,0001,737
Premises and equipment expense$603,0002,718
Additional noninterest expense$1,919,0002,391
Pre-tax net operating income$6,549,000902
Securities gains (losses)$03,040
Applicable income taxes$216,0002,725
Income before extraordinary items$6,333,000761
Extraordinary gains, net$025
Net income$6,333,000762
Minority interest net income$084
Net income of bank and minority interests.$6,333,000763
Net charge-offs$269,0002,227
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,333,000736
2013-06-30 (YTD Data)Rank
Total interest income$9,384,0001,355
Total interest expense$1,820,000996
Net interest income$7,564,0001,420
Provision for loan and lease losses$855,000761
Total noninterest income$2,209,0001,272
Gross Fiduciary activities income$61,000842
Service charges on deposit accounts$672,0001,007
Trading account gains and fees$0157
Additional Noninterest Income$1,476,0001,217
Total noninterest expense$4,694,0002,016
Salaries and employee benefits$3,047,0001,697
Premises and equipment expense$438,0002,552
Additional noninterest expense$1,209,0002,522
Pre-tax net operating income$4,224,000897
Securities gains (losses)$02,791
Applicable income taxes$122,0002,867
Income before extraordinary items$4,102,000757
Extraordinary gains, net$022
Net income$4,102,000759
Minority interest net income$082
Net income of bank and minority interests.$4,102,000759
Net charge-offs$267,0001,802
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,102,000725
2013-03-31 (YTD Data)Rank
Total interest income$4,610,0001,378
Total interest expense$918,0001,018
Net interest income$3,692,0001,453
Provision for loan and lease losses$450,000738
Total noninterest income$915,0001,435
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$328,0001,026
Trading account gains and fees$0148
Additional Noninterest Income$586,0001,412
Total noninterest expense$2,174,0002,185
Salaries and employee benefits$1,371,0001,892
Premises and equipment expense$233,0002,443
Additional noninterest expense$570,0002,668
Pre-tax net operating income$1,983,000944
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,983,000790
Extraordinary gains, net$010
Net income$1,983,000791
Minority interest net income$076
Net income of bank and minority interests.$1,983,000792
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,983,000752
2012-12-31 (YTD Data)Rank
Total interest income$19,278,0001,382
Total interest expense$4,140,0001,087
Net interest income$15,138,0001,450
Provision for loan and lease losses$1,344,0001,439
Total noninterest income$4,060,0001,319
Gross Fiduciary activities income$110,000872
Service charges on deposit accounts$1,379,0001,035
Trading account gains and fees$0166
Additional Noninterest Income$2,571,0001,309
Total noninterest expense$10,080,0001,895
Salaries and employee benefits$5,927,0001,700
Premises and equipment expense$1,419,0001,659
Additional noninterest expense$2,734,0002,373
Pre-tax net operating income$7,774,000911
Securities gains (losses)$43,0002,820
Applicable income taxes$479,0002,230
Income before extraordinary items$7,338,000806
Extraordinary gains, net$029
Net income$7,338,000805
Minority interest net income$093
Net income of bank and minority interests.$7,338,000806
Net charge-offs$469,0002,731
Cash dividends$3,400,000795
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,297,580758
2012-09-30 (YTD Data)Rank
Total interest income$14,531,0001,403
Total interest expense$3,180,0001,111
Net interest income$11,351,0001,464
Provision for loan and lease losses$925,0001,523
Total noninterest income$3,061,0001,318
Gross Fiduciary activities income$78,000870
Service charges on deposit accounts$1,022,0001,047
Trading account gains and fees$0157
Additional Noninterest Income$1,961,0001,278
Total noninterest expense$6,858,0002,100
Salaries and employee benefits$4,066,0001,853
Premises and equipment expense$888,0001,988
Additional noninterest expense$1,904,0002,538
Pre-tax net operating income$6,629,000851
Securities gains (losses)$43,0002,529
Applicable income taxes$399,0002,174
Income before extraordinary items$6,273,000727
Extraordinary gains, net$020
Net income$6,273,000726
Minority interest net income$086
Net income of bank and minority interests.$6,273,000727
Net charge-offs$164,0003,500
Cash dividends$2,500,000637
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,232,580702
2012-06-30 (YTD Data)Rank
Total interest income$9,774,0001,404
Total interest expense$2,181,0001,121
Net interest income$7,593,0001,460
Provision for loan and lease losses$725,0001,388
Total noninterest income$2,006,0001,323
Gross Fiduciary activities income$52,000884
Service charges on deposit accounts$661,0001,064
Trading account gains and fees$0153
Additional Noninterest Income$1,293,0001,271
Total noninterest expense$4,551,0002,110
Salaries and employee benefits$2,787,0001,796
Premises and equipment expense$486,0002,342
Additional noninterest expense$1,278,0002,529
Pre-tax net operating income$4,323,000844
Securities gains (losses)$43,0002,152
Applicable income taxes$318,0001,993
Income before extraordinary items$4,048,000757
Extraordinary gains, net$019
Net income$4,048,000755
Minority interest net income$084
Net income of bank and minority interests.$4,048,000757
Net charge-offs$19,0004,674
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,008,010717
2012-03-31 (YTD Data)Rank
Total interest income$4,879,0001,411
Total interest expense$1,114,0001,137
Net interest income$3,765,0001,481
Provision for loan and lease losses$450,0001,139
Total noninterest income$941,0001,386
Gross Fiduciary activities income$26,000887
Service charges on deposit accounts$320,0001,095
Trading account gains and fees$0148
Additional Noninterest Income$595,0001,336
Total noninterest expense$2,060,0002,312
Salaries and employee benefits$1,262,0001,991
Premises and equipment expense$216,0002,626
Additional noninterest expense$582,0002,720
Pre-tax net operating income$2,196,000824
Securities gains (losses)$3,0001,983
Applicable income taxes$04,704
Income before extraordinary items$2,199,000695
Extraordinary gains, net$019
Net income$2,199,000696
Minority interest net income$078
Net income of bank and minority interests.$2,199,000696
Net charge-offs$-7,0006,510
Cash dividends$800,000568
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,196,000664
2011-12-31 (YTD Data)Rank
Total interest income$19,652,0001,453
Total interest expense$4,807,0001,265
Net interest income$14,845,0001,502
Provision for loan and lease losses$1,647,0001,780
Total noninterest income$2,826,0001,561
Gross Fiduciary activities income$119,000819
Service charges on deposit accounts$1,433,0001,032
Trading account gains and fees$0146
Additional Noninterest Income$1,274,0001,829
Total noninterest expense$9,168,0002,086
Salaries and employee benefits$5,387,0001,808
Premises and equipment expense$1,155,0002,131
Additional noninterest expense$2,626,0002,495
Pre-tax net operating income$6,856,000887
Securities gains (losses)$18,0003,129
Applicable income taxes$297,0002,543
Income before extraordinary items$6,577,000766
Extraordinary gains, net$029
Net income$6,577,000764
Minority interest net income$096
Net income of bank and minority interests.$6,577,000766
Net charge-offs$409,0003,409
Cash dividends$2,700,000721
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,559,720737
2011-09-30 (YTD Data)Rank
Total interest income$14,674,0001,475
Total interest expense$3,681,0001,293
Net interest income$10,993,0001,527
Provision for loan and lease losses$1,100,0001,850
Total noninterest income$2,266,0001,478
Gross Fiduciary activities income$90,000810
Service charges on deposit accounts$1,075,0001,035
Trading account gains and fees$0145
Additional Noninterest Income$1,101,0001,648
Total noninterest expense$6,293,0002,272
Salaries and employee benefits$3,627,0001,995
Premises and equipment expense$739,0002,460
Additional noninterest expense$1,927,0002,547
Pre-tax net operating income$5,866,000798
Securities gains (losses)$18,0002,857
Applicable income taxes$255,0002,429
Income before extraordinary items$5,629,000708
Extraordinary gains, net$021
Net income$5,629,000706
Minority interest net income$087
Net income of bank and minority interests.$5,629,000708
Net charge-offs$297,0003,258
Cash dividends$1,900,000667
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,611,720675
2011-06-30 (YTD Data)Rank
Total interest income$9,645,0001,505
Total interest expense$2,493,0001,317
Net interest income$7,152,0001,574
Provision for loan and lease losses$750,0001,800
Total noninterest income$1,582,0001,423
Gross Fiduciary activities income$61,000819
Service charges on deposit accounts$701,0001,045
Trading account gains and fees$0153
Additional Noninterest Income$820,0001,535
Total noninterest expense$4,171,0002,308
Salaries and employee benefits$2,360,0002,064
Premises and equipment expense$533,0002,322
Additional noninterest expense$1,278,0002,591
Pre-tax net operating income$3,813,000804
Securities gains (losses)$18,0002,133
Applicable income taxes$213,0002,162
Income before extraordinary items$3,618,000711
Extraordinary gains, net$015
Net income$3,618,000710
Minority interest net income$089
Net income of bank and minority interests.$3,618,000711
Net charge-offs$47,0004,499
Cash dividends$1,100,000742
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,601,080685
2011-03-31 (YTD Data)Rank
Total interest income$4,758,0001,544
Total interest expense$1,303,0001,307
Net interest income$3,455,0001,619
Provision for loan and lease losses$375,0001,701
Total noninterest income$760,0001,474
Gross Fiduciary activities income$28,000840
Service charges on deposit accounts$342,0001,058
Trading account gains and fees$0158
Additional Noninterest Income$390,0001,596
Total noninterest expense$2,081,0002,328
Salaries and employee benefits$1,121,0002,193
Premises and equipment expense$330,0001,951
Additional noninterest expense$630,0002,624
Pre-tax net operating income$1,759,000862
Securities gains (losses)$-2,0007,028
Applicable income taxes$128,0001,930
Income before extraordinary items$1,629,000774
Extraordinary gains, net$09
Net income$1,629,000773
Minority interest net income$086
Net income of bank and minority interests.$1,629,000774
Net charge-offs$119,0002,569
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,630,860764
2010-12-31 (YTD Data)Rank
Total interest income$17,944,0001,685
Total interest expense$5,884,0001,414
Net interest income$12,060,0001,822
Provision for loan and lease losses$1,732,0002,267
Total noninterest income$3,464,0001,403
Gross Fiduciary activities income$111,000863
Service charges on deposit accounts$1,531,000986
Trading account gains and fees$0175
Additional Noninterest Income$1,822,0001,494
Total noninterest expense$8,304,0002,329
Salaries and employee benefits$4,707,0002,049
Premises and equipment expense$841,0002,868
Additional noninterest expense$2,756,0002,463
Pre-tax net operating income$5,488,000941
Securities gains (losses)$16,0003,184
Applicable income taxes$74,0003,421
Income before extraordinary items$5,430,000804
Extraordinary gains, net$029
Net income$5,430,000804
Minority interest net income$0111
Net income of bank and minority interests.$5,430,000805
Net charge-offs$1,536,0002,157
Cash dividends$1,700,000945
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,414,160779
2010-09-30 (YTD Data)Rank
Total interest income$13,330,0001,733
Total interest expense$4,462,0001,449
Net interest income$8,868,0001,888
Provision for loan and lease losses$1,275,0002,195
Total noninterest income$2,437,0001,454
Gross Fiduciary activities income$79,000854
Service charges on deposit accounts$1,151,0001,020
Trading account gains and fees$0165
Additional Noninterest Income$1,207,0001,590
Total noninterest expense$5,626,0002,578
Salaries and employee benefits$3,091,0002,349
Premises and equipment expense$507,0003,450
Additional noninterest expense$2,028,0002,455
Pre-tax net operating income$4,404,000935
Securities gains (losses)$15,0002,997
Applicable income taxes$38,0003,717
Income before extraordinary items$4,381,000790
Extraordinary gains, net$023
Net income$4,381,000788
Minority interest net income$0110
Net income of bank and minority interests.$4,381,000791
Net charge-offs$1,369,0001,858
Cash dividends$1,100,000967
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,366,150747
2010-06-30 (YTD Data)Rank
Total interest income$8,693,0001,800
Total interest expense$2,943,0001,530
Net interest income$5,750,0001,941
Provision for loan and lease losses$825,0002,153
Total noninterest income$1,345,0001,626
Gross Fiduciary activities income$55,000859
Service charges on deposit accounts$745,0001,058
Trading account gains and fees$0152
Additional Noninterest Income$545,0001,983
Total noninterest expense$3,405,0002,787
Salaries and employee benefits$1,979,0002,454
Premises and equipment expense$324,0003,594
Additional noninterest expense$1,102,0002,939
Pre-tax net operating income$2,865,000946
Securities gains (losses)$16,0002,445
Applicable income taxes$59,0003,178
Income before extraordinary items$2,822,000792
Extraordinary gains, net$019
Net income$2,822,000791
Minority interest net income$0105
Net income of bank and minority interests.$2,822,000793
Net charge-offs$1,034,0001,690
Cash dividends$700,000984
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,806,320767
2010-03-31 (YTD Data)Rank
Total interest income$4,215,0001,906
Total interest expense$1,449,0001,620
Net interest income$2,766,0002,027
Provision for loan and lease losses$300,0002,372
Total noninterest income$673,0001,644
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$358,0001,093
Trading account gains and fees$0175
Additional Noninterest Income$288,0001,887
Total noninterest expense$1,724,0002,805
Salaries and employee benefits$966,0002,547
Premises and equipment expense$237,0002,694
Additional noninterest expense$521,0003,058
Pre-tax net operating income$1,415,000954
Securities gains (losses)$16,0001,584
Applicable income taxes$39,0002,979
Income before extraordinary items$1,392,000795
Extraordinary gains, net$016
Net income$1,392,000797
Minority interest net income$091
Net income of bank and minority interests.$1,392,000799
Net charge-offs$8,0004,945
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,376,480772
2009-12-31 (YTD Data)Rank
Total interest income$16,851,0002,013
Total interest expense$6,056,0001,909
Net interest income$10,795,0002,025
Provision for loan and lease losses$780,0003,876
Total noninterest income$2,820,0001,692
Gross Fiduciary activities income$116,000851
Service charges on deposit accounts$1,554,0001,110
Trading account gains and fees$0211
Additional Noninterest Income$1,150,0001,970
Total noninterest expense$7,246,0002,709
Salaries and employee benefits$4,175,0002,360
Premises and equipment expense$719,0003,381
Additional noninterest expense$2,352,0002,892
Pre-tax net operating income$5,589,000756
Securities gains (losses)$-10,0007,006
Applicable income taxes$277,0002,098
Income before extraordinary items$5,302,000641
Extraordinary gains, net$034
Net income$5,302,000640
Minority interest net income$0115
Net income of bank and minority interests.$5,302,000642
Net charge-offs$346,0004,307
Cash dividends$3,000,000573
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,311,500639
2009-09-30 (YTD Data)Rank
Total interest income$12,735,0002,035
Total interest expense$4,565,0001,985
Net interest income$8,170,0002,013
Provision for loan and lease losses$600,0003,517
Total noninterest income$2,076,0001,731
Gross Fiduciary activities income$77,000855
Service charges on deposit accounts$1,167,0001,108
Trading account gains and fees$0212
Additional Noninterest Income$832,0002,072
Total noninterest expense$5,059,0002,875
Salaries and employee benefits$2,829,0002,599
Premises and equipment expense$482,0003,719
Additional noninterest expense$1,748,0002,884
Pre-tax net operating income$4,587,000748
Securities gains (losses)$03,497
Applicable income taxes$247,0002,112
Income before extraordinary items$4,340,000622
Extraordinary gains, net$027
Net income$4,340,000622
Minority interest net income$0118
Net income of bank and minority interests.$4,340,000624
Net charge-offs$-41,0008,009
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,340,000618
2009-06-30 (YTD Data)Rank
Total interest income$8,535,0002,057
Total interest expense$3,058,0002,061
Net interest income$5,477,0001,996
Provision for loan and lease losses$400,0003,257
Total noninterest income$1,419,0001,716
Gross Fiduciary activities income$49,000866
Service charges on deposit accounts$759,0001,117
Trading account gains and fees$0193
Additional Noninterest Income$611,0001,969
Total noninterest expense$3,317,0002,954
Salaries and employee benefits$1,892,0002,628
Premises and equipment expense$357,0003,480
Additional noninterest expense$1,068,0003,129
Pre-tax net operating income$3,179,000735
Securities gains (losses)$03,136
Applicable income taxes$193,0001,996
Income before extraordinary items$2,986,000613
Extraordinary gains, net$021
Net income$2,986,000610
Minority interest net income$0112
Net income of bank and minority interests.$2,986,000613
Net charge-offs$23,0005,517
Cash dividends$1,800,000492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,986,000587
2009-03-31 (YTD Data)Rank
Total interest income$4,278,0002,080
Total interest expense$1,534,0002,127
Net interest income$2,744,0001,996
Provision for loan and lease losses$150,0003,210
Total noninterest income$716,0001,673
Gross Fiduciary activities income$27,000870
Service charges on deposit accounts$371,0001,125
Trading account gains and fees$0171
Additional Noninterest Income$318,0001,874
Total noninterest expense$1,685,0002,840
Salaries and employee benefits$912,0002,771
Premises and equipment expense$213,0003,084
Additional noninterest expense$560,0002,722
Pre-tax net operating income$1,625,000779
Securities gains (losses)$02,434
Applicable income taxes$51,0002,864
Income before extraordinary items$1,574,000643
Extraordinary gains, net$015
Net income$1,574,000642
Minority interest net income$0102
Net income of bank and minority interests.$1,574,000645
Net charge-offs$-30,0008,062
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,574,000603
2008-12-31 (YTD Data)Rank
Total interest income$19,277,0001,977
Total interest expense$7,970,0001,980
Net interest income$11,307,0001,962
Provision for loan and lease losses$585,0003,554
Total noninterest income$2,776,0001,679
Gross Fiduciary activities income$115,000870
Service charges on deposit accounts$1,591,0001,124
Trading account gains and fees$0154
Additional Noninterest Income$1,070,0002,035
Total noninterest expense$7,025,0002,686
Salaries and employee benefits$4,225,0002,384
Premises and equipment expense$822,0003,110
Additional noninterest expense$1,978,0002,897
Pre-tax net operating income$6,473,000862
Securities gains (losses)$6,0002,702
Applicable income taxes$244,0002,628
Income before extraordinary items$6,235,000646
Extraordinary gains, net$039
Net income$6,235,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0002,696
Cash dividends$4,800,000588
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,229,240697
2008-09-30 (YTD Data)Rank
Total interest income$14,811,0001,974
Total interest expense$6,285,0001,962
Net interest income$8,526,0001,975
Provision for loan and lease losses$230,0003,971
Total noninterest income$2,078,0001,728
Gross Fiduciary activities income$86,000869
Service charges on deposit accounts$1,210,0001,126
Trading account gains and fees$0148
Additional Noninterest Income$782,0002,148
Total noninterest expense$4,747,0002,907
Salaries and employee benefits$2,867,0002,650
Premises and equipment expense$563,0003,351
Additional noninterest expense$1,317,0003,114
Pre-tax net operating income$5,627,000904
Securities gains (losses)$6,0002,568
Applicable income taxes$197,0002,927
Income before extraordinary items$5,436,000666
Extraordinary gains, net$031
Net income$5,436,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,343
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,430,180704
2008-06-30 (YTD Data)Rank
Total interest income$10,162,0001,952
Total interest expense$4,404,0001,962
Net interest income$5,758,0001,945
Provision for loan and lease losses$225,0002,959
Total noninterest income$1,435,0001,703
Gross Fiduciary activities income$63,000872
Service charges on deposit accounts$794,0001,118
Trading account gains and fees$0149
Additional Noninterest Income$578,0002,041
Total noninterest expense$3,285,0002,810
Salaries and employee benefits$1,985,0002,589
Premises and equipment expense$414,0003,121
Additional noninterest expense$886,0003,058
Pre-tax net operating income$3,683,000960
Securities gains (losses)$6,0002,681
Applicable income taxes$134,0003,145
Income before extraordinary items$3,555,000773
Extraordinary gains, net$021
Net income$3,555,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,946
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,549,240757
2008-03-31 (YTD Data)Rank
Total interest income$5,228,0001,947
Total interest expense$2,339,0001,981
Net interest income$2,889,0001,930
Provision for loan and lease losses$50,0003,776
Total noninterest income$690,0001,770
Gross Fiduciary activities income$27,000911
Service charges on deposit accounts$395,0001,099
Trading account gains and fees$0158
Additional Noninterest Income$268,0002,111
Total noninterest expense$1,598,0002,886
Salaries and employee benefits$917,0002,774
Premises and equipment expense$254,0002,636
Additional noninterest expense$427,0003,113
Pre-tax net operating income$1,931,000971
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,931,000783
Extraordinary gains, net$015
Net income$1,931,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,367
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,931,000747
2007-12-31 (YTD Data)Rank
Total interest income$20,052,0002,086
Total interest expense$9,661,0001,986
Net interest income$10,391,0002,176
Provision for loan and lease losses$160,0004,234
Total noninterest income$2,979,0001,652
Gross Fiduciary activities income$125,000885
Service charges on deposit accounts$1,711,0001,041
Trading account gains and fees$0178
Additional Noninterest Income$1,143,0002,035
Total noninterest expense$6,720,0002,692
Salaries and employee benefits$4,036,0002,480
Premises and equipment expense$679,0003,516
Additional noninterest expense$2,005,0002,671
Pre-tax net operating income$6,490,0001,301
Securities gains (losses)$-4,0007,335
Applicable income taxes$279,0003,467
Income before extraordinary items$6,207,0001,047
Extraordinary gains, net$039
Net income$6,207,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0002,022
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,210,8401,026
2007-09-30 (YTD Data)Rank
Total interest income$14,822,0002,121
Total interest expense$7,187,0002,005
Net interest income$7,635,0002,223
Provision for loan and lease losses$126,0003,786
Total noninterest income$2,168,0001,694
Gross Fiduciary activities income$89,000892
Service charges on deposit accounts$1,281,0001,027
Trading account gains and fees$0184
Additional Noninterest Income$798,0002,125
Total noninterest expense$4,537,0002,930
Salaries and employee benefits$2,726,0002,703
Premises and equipment expense$497,0003,557
Additional noninterest expense$1,314,0002,949
Pre-tax net operating income$5,140,0001,329
Securities gains (losses)$-4,0007,564
Applicable income taxes$217,0003,620
Income before extraordinary items$4,919,0001,069
Extraordinary gains, net$033
Net income$4,919,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,319
Cash dividends$4,000,000674
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,922,8401,049
2007-06-30 (YTD Data)Rank
Total interest income$9,809,0002,142
Total interest expense$4,638,0002,061
Net interest income$5,171,0002,220
Provision for loan and lease losses$76,0003,715
Total noninterest income$1,454,0001,706
Gross Fiduciary activities income$61,000896
Service charges on deposit accounts$842,0001,048
Trading account gains and fees$0168
Additional Noninterest Income$551,0002,108
Total noninterest expense$3,198,0002,796
Salaries and employee benefits$1,865,0002,673
Premises and equipment expense$392,0003,136
Additional noninterest expense$941,0002,759
Pre-tax net operating income$3,351,0001,401
Securities gains (losses)$01,444
Applicable income taxes$156,0003,593
Income before extraordinary items$3,195,0001,123
Extraordinary gains, net$029
Net income$3,195,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,000907
Cash dividends$3,000,000640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,195,0001,101
2007-03-31 (YTD Data)Rank
Total interest income$4,876,0002,155
Total interest expense$2,283,0002,078
Net interest income$2,593,0002,213
Provision for loan and lease losses$50,0003,068
Total noninterest income$647,0001,833
Gross Fiduciary activities income$28,000917
Service charges on deposit accounts$400,0001,073
Trading account gains and fees$0195
Additional Noninterest Income$219,0002,412
Total noninterest expense$1,577,0002,856
Salaries and employee benefits$858,0002,892
Premises and equipment expense$254,0002,556
Additional noninterest expense$465,0002,767
Pre-tax net operating income$1,613,0001,437
Securities gains (losses)$01,187
Applicable income taxes$33,0004,531
Income before extraordinary items$1,580,0001,114
Extraordinary gains, net$022
Net income$1,580,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,580,0001,097
2006-12-31 (YTD Data)Rank
Total interest income$17,601,0002,217
Total interest expense$7,779,0002,093
Net interest income$9,822,0002,322
Provision for loan and lease losses$93,0004,851
Total noninterest income$2,767,0001,739
Gross Fiduciary activities income$105,000927
Service charges on deposit accounts$1,769,0001,000
Trading account gains and fees$0130
Additional Noninterest Income$893,0002,404
Total noninterest expense$6,464,0002,701
Salaries and employee benefits$3,797,0002,562
Premises and equipment expense$815,0002,960
Additional noninterest expense$1,852,0002,741
Pre-tax net operating income$6,032,0001,592
Securities gains (losses)$01,687
Applicable income taxes$298,0003,820
Income before extraordinary items$5,734,0001,268
Extraordinary gains, net$051
Net income$5,734,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$4,400,000800
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,734,0001,252
2006-09-30 (YTD Data)Rank
Total interest income$12,872,0002,260
Total interest expense$5,708,0002,081
Net interest income$7,164,0002,407
Provision for loan and lease losses$65,0004,757
Total noninterest income$2,038,0001,774
Gross Fiduciary activities income$73,000924
Service charges on deposit accounts$1,316,0001,012
Trading account gains and fees$0126
Additional Noninterest Income$649,0002,442
Total noninterest expense$4,405,0002,919
Salaries and employee benefits$2,593,0002,756
Premises and equipment expense$599,0003,004
Additional noninterest expense$1,213,0003,096
Pre-tax net operating income$4,732,0001,579
Securities gains (losses)$01,388
Applicable income taxes$248,0003,851
Income before extraordinary items$4,484,0001,264
Extraordinary gains, net$045
Net income$4,484,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,572
Cash dividends$3,400,000747
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,484,0001,246
2006-06-30 (YTD Data)Rank
Total interest income$8,642,0002,216
Total interest expense$3,736,0002,015
Net interest income$4,906,0002,361
Provision for loan and lease losses$33,0004,938
Total noninterest income$1,351,0001,783
Gross Fiduciary activities income$50,000946
Service charges on deposit accounts$852,0001,038
Trading account gains and fees$0126
Additional Noninterest Income$449,0002,358
Total noninterest expense$3,030,0002,854
Salaries and employee benefits$1,787,0002,698
Premises and equipment expense$444,0002,751
Additional noninterest expense$799,0003,135
Pre-tax net operating income$3,194,0001,567
Securities gains (losses)$01,185
Applicable income taxes$199,0003,630
Income before extraordinary items$2,995,0001,248
Extraordinary gains, net$039
Net income$2,995,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,236
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,995,0001,235
2006-03-31 (YTD Data)Rank
Total interest income$4,324,0002,169
Total interest expense$1,838,0001,967
Net interest income$2,486,0002,338
Provision for loan and lease losses$5,0005,672
Total noninterest income$615,0001,896
Gross Fiduciary activities income$25,000949
Service charges on deposit accounts$392,0001,103
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$1,541,0002,816
Salaries and employee benefits$813,0002,927
Premises and equipment expense$305,0002,064
Additional noninterest expense$423,0002,965
Pre-tax net operating income$1,555,0001,578
Securities gains (losses)$0955
Applicable income taxes$99,0003,605
Income before extraordinary items$1,456,0001,267
Extraordinary gains, net$021
Net income$1,456,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,248
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,456,0001,248
2005-12-31 (YTD Data)Rank
Total interest income$15,470,0002,149
Total interest expense$6,135,0001,852
Net interest income$9,335,0002,366
Provision for loan and lease losses$170,0003,909
Total noninterest income$2,651,0001,784
Gross Fiduciary activities income$83,000977
Service charges on deposit accounts$1,607,0001,108
Trading account gains and fees$0138
Additional Noninterest Income$961,0002,269
Total noninterest expense$6,393,0002,595
Salaries and employee benefits$3,683,0002,484
Premises and equipment expense$810,0002,862
Additional noninterest expense$1,900,0002,614
Pre-tax net operating income$5,423,0001,721
Securities gains (losses)$3,0001,899
Applicable income taxes$86,0005,492
Income before extraordinary items$5,340,0001,341
Extraordinary gains, net$046
Net income$5,340,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,124
Cash dividends$3,500,000916
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,337,0601,322
2005-09-30 (YTD Data)Rank
Total interest income$11,421,0002,134
Total interest expense$4,492,0001,786
Net interest income$6,929,0002,369
Provision for loan and lease losses$165,0003,334
Total noninterest income$1,928,0001,840
Gross Fiduciary activities income$62,000967
Service charges on deposit accounts$1,199,0001,100
Trading account gains and fees$0126
Additional Noninterest Income$667,0002,387
Total noninterest expense$4,470,0002,747
Salaries and employee benefits$2,593,0002,575
Premises and equipment expense$560,0003,051
Additional noninterest expense$1,317,0002,794
Pre-tax net operating income$4,222,0001,684
Securities gains (losses)$3,0001,906
Applicable income taxes$60,0005,664
Income before extraordinary items$4,165,0001,303
Extraordinary gains, net$035
Net income$4,165,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000972
Cash dividends$2,750,000806
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,162,0301,274
2005-06-30 (YTD Data)Rank
Total interest income$7,394,0002,136
Total interest expense$2,876,0001,760
Net interest income$4,518,0002,392
Provision for loan and lease losses$50,0004,523
Total noninterest income$1,267,0001,848
Gross Fiduciary activities income$41,000972
Service charges on deposit accounts$770,0001,109
Trading account gains and fees$0116
Additional Noninterest Income$456,0002,324
Total noninterest expense$3,024,0002,674
Salaries and employee benefits$1,763,0002,533
Premises and equipment expense$405,0002,812
Additional noninterest expense$856,0002,838
Pre-tax net operating income$2,711,0001,709
Securities gains (losses)$3,0001,754
Applicable income taxes$34,0005,795
Income before extraordinary items$2,680,0001,314
Extraordinary gains, net$030
Net income$2,680,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,000733
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,677,0301,292
2005-03-31 (YTD Data)Rank
Total interest income$3,603,0002,146
Total interest expense$1,384,0001,727
Net interest income$2,219,0002,413
Provision for loan and lease losses$50,0003,171
Total noninterest income$636,0001,795
Gross Fiduciary activities income$19,000990
Service charges on deposit accounts$356,0001,159
Trading account gains and fees$0115
Additional Noninterest Income$261,0002,084
Total noninterest expense$1,499,0002,716
Salaries and employee benefits$797,0002,774
Premises and equipment expense$240,0002,439
Additional noninterest expense$462,0002,627
Pre-tax net operating income$1,306,0001,751
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,306,0001,322
Extraordinary gains, net$024
Net income$1,306,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000429
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,306,0001,288
2004-12-31 (YTD Data)Rank
Total interest income$13,910,0002,037
Total interest expense$5,128,0001,605
Net interest income$8,782,0002,327
Provision for loan and lease losses$137,0004,414
Total noninterest income$2,448,0001,899
Gross Fiduciary activities income$108,000925
Service charges on deposit accounts$1,578,0001,128
Trading account gains and fees$0138
Additional Noninterest Income$762,0002,577
Total noninterest expense$6,036,0002,630
Salaries and employee benefits$3,384,0002,560
Premises and equipment expense$778,0002,859
Additional noninterest expense$1,874,0002,563
Pre-tax net operating income$5,057,0001,682
Securities gains (losses)$1,0003,645
Applicable income taxes$109,0005,421
Income before extraordinary items$4,949,0001,311
Extraordinary gains, net$034
Net income$4,949,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,989
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,948,0201,279
2004-09-30 (YTD Data)Rank
Total interest income$10,306,0002,033
Total interest expense$3,789,0001,596
Net interest income$6,517,0002,315
Provision for loan and lease losses$125,0003,916
Total noninterest income$1,817,0001,924
Gross Fiduciary activities income$88,000908
Service charges on deposit accounts$1,194,0001,121
Trading account gains and fees$0134
Additional Noninterest Income$535,0002,686
Total noninterest expense$4,121,0002,842
Salaries and employee benefits$2,391,0002,669
Premises and equipment expense$392,0003,938
Additional noninterest expense$1,338,0002,640
Pre-tax net operating income$4,088,0001,580
Securities gains (losses)$-1,0008,079
Applicable income taxes$78,0005,616
Income before extraordinary items$4,009,0001,226
Extraordinary gains, net$026
Net income$4,009,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,309
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,009,9801,196
2004-06-30 (YTD Data)Rank
Total interest income$6,859,0002,019
Total interest expense$2,496,0001,589
Net interest income$4,363,0002,290
Provision for loan and lease losses$112,0003,311
Total noninterest income$1,174,0001,954
Gross Fiduciary activities income$69,000873
Service charges on deposit accounts$764,0001,154
Trading account gains and fees$0130
Additional Noninterest Income$341,0002,775
Total noninterest expense$2,741,0002,854
Salaries and employee benefits$1,670,0002,577
Premises and equipment expense$271,0003,835
Additional noninterest expense$800,0002,939
Pre-tax net operating income$2,684,0001,572
Securities gains (losses)$03,413
Applicable income taxes$48,0005,678
Income before extraordinary items$2,636,0001,234
Extraordinary gains, net$021
Net income$2,636,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,267
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,636,0001,194
2004-03-31 (YTD Data)Rank
Total interest income$3,475,0002,019
Total interest expense$1,253,0001,607
Net interest income$2,222,0002,255
Provision for loan and lease losses$55,0003,182
Total noninterest income$546,0002,028
Gross Fiduciary activities income$33,000901
Service charges on deposit accounts$350,0001,219
Trading account gains and fees$0121
Additional Noninterest Income$163,0002,793
Total noninterest expense$1,337,0002,911
Salaries and employee benefits$749,0002,841
Premises and equipment expense$164,0003,328
Additional noninterest expense$424,0002,746
Pre-tax net operating income$1,376,0001,509
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,376,0001,187
Extraordinary gains, net$016
Net income$1,376,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,369
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,376,0001,124
2003-12-31 (YTD Data)Rank
Total interest income$14,237,0001,991
Total interest expense$5,423,0001,666
Net interest income$8,814,0002,201
Provision for loan and lease losses$515,0002,117
Total noninterest income$2,210,0002,154
Gross Fiduciary activities income$86,000990
Service charges on deposit accounts$1,407,0001,236
Trading account gains and fees$0160
Additional Noninterest Income$717,0002,925
Total noninterest expense$5,360,0002,883
Salaries and employee benefits$3,192,0002,632
Premises and equipment expense$539,0003,841
Additional noninterest expense$1,629,0002,860
Pre-tax net operating income$5,149,0001,573
Securities gains (losses)$04,500
Applicable income taxes$234,0004,679
Income before extraordinary items$4,915,0001,301
Extraordinary gains, net$054
Net income$4,915,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,400
Cash dividends$3,200,000939
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,915,0001,232
2003-09-30 (YTD Data)Rank
Total interest income$10,747,0002,016
Total interest expense$4,146,0001,701
Net interest income$6,601,0002,209
Provision for loan and lease losses$439,0001,899
Total noninterest income$1,602,0002,250
Gross Fiduciary activities income$63,000990
Service charges on deposit accounts$1,024,0001,282
Trading account gains and fees$0153
Additional Noninterest Income$515,0003,085
Total noninterest expense$3,709,0003,067
Salaries and employee benefits$2,241,0002,781
Premises and equipment expense$320,0004,527
Additional noninterest expense$1,148,0003,015
Pre-tax net operating income$4,055,0001,567
Securities gains (losses)$04,204
Applicable income taxes$175,0004,866
Income before extraordinary items$3,880,0001,268
Extraordinary gains, net$040
Net income$3,880,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,165
Cash dividends$1,700,0001,155
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,880,0001,198
2003-06-30 (YTD Data)Rank
Total interest income$7,116,0002,046
Total interest expense$2,727,0001,772
Net interest income$4,389,0002,219
Provision for loan and lease losses$343,0001,625
Total noninterest income$1,069,0002,249
Gross Fiduciary activities income$43,000993
Service charges on deposit accounts$626,0001,368
Trading account gains and fees$0150
Additional Noninterest Income$400,0002,803
Total noninterest expense$2,515,0003,032
Salaries and employee benefits$1,534,0002,729
Premises and equipment expense$216,0004,484
Additional noninterest expense$765,0002,985
Pre-tax net operating income$2,600,0001,612
Securities gains (losses)$03,782
Applicable income taxes$116,0004,917
Income before extraordinary items$2,484,0001,332
Extraordinary gains, net$030
Net income$2,484,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$950,0001,360
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,484,0001,241
2003-03-31 (YTD Data)Rank
Total interest income$3,636,0002,011
Total interest expense$1,476,0001,693
Net interest income$2,160,0002,250
Provision for loan and lease losses$150,0001,666
Total noninterest income$475,0002,373
Gross Fiduciary activities income$21,0001,007
Service charges on deposit accounts$287,0001,445
Trading account gains and fees$0134
Additional Noninterest Income$167,0003,023
Total noninterest expense$1,215,0003,100
Salaries and employee benefits$680,0003,025
Premises and equipment expense$159,0003,329
Additional noninterest expense$376,0003,009
Pre-tax net operating income$1,270,0001,650
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$1,268,0001,303
Extraordinary gains, net$021
Net income$1,268,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,268,0001,215
2002-12-31 (YTD Data)Rank
Total interest income$15,346,0002,007
Total interest expense$6,544,0001,742
Net interest income$8,802,0002,200
Provision for loan and lease losses$365,0003,024
Total noninterest income$1,914,0002,209
Gross Fiduciary activities income$87,0001,015
Service charges on deposit accounts$1,175,0001,377
Trading account gains and fees$0153
Additional Noninterest Income$652,0002,825
Total noninterest expense$5,022,0002,917
Salaries and employee benefits$3,098,0002,543
Premises and equipment expense$510,0003,890
Additional noninterest expense$1,414,0003,101
Pre-tax net operating income$5,329,0001,537
Securities gains (losses)$04,537
Applicable income taxes$346,0004,181
Income before extraordinary items$4,983,0001,269
Extraordinary gains, net$070
Net income$4,983,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,470
Cash dividends$2,400,0001,132
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,983,0001,206
2001-12-31 (YTD Data)Rank
Total interest income$16,493,0002,075
Total interest expense$8,167,0001,981
Net interest income$8,326,0002,144
Provision for loan and lease losses$345,0002,938
Total noninterest income$1,958,0002,048
Gross Fiduciary activities income$85,0001,029
Service charges on deposit accounts$1,130,0001,323
Trading account gains and fees$0177
Additional Noninterest Income$743,0002,491
Total noninterest expense$4,811,0002,918
Salaries and employee benefits$2,894,0002,591
Premises and equipment expense$492,0003,925
Additional noninterest expense$1,425,0003,001
Pre-tax net operating income$5,128,0001,402
Securities gains (losses)$04,612
Applicable income taxes$1,770,0001,302
Income before extraordinary items$3,358,0001,578
Extraordinary gains, net$0105
Net income$3,358,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,628
Cash dividends$1,600,0001,570
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,358,0001,508
2000-12-31 (YTD Data)Rank
Total interest income$15,451,0002,273
Total interest expense$7,763,0002,189
Net interest income$7,688,0002,312
Provision for loan and lease losses$355,0002,545
Total noninterest income$1,755,0002,061
Gross Fiduciary activities income$105,000933
Service charges on deposit accounts$1,029,0001,318
Trading account gains and fees$0180
Additional Noninterest Income$621,0002,583
Total noninterest expense$4,403,0003,056
Salaries and employee benefits$2,671,0002,660
Premises and equipment expense$535,0003,591
Additional noninterest expense$1,197,0003,440
Pre-tax net operating income$4,685,0001,578
Securities gains (losses)$01,956
Applicable income taxes$1,442,0001,565
Income before extraordinary items$3,243,0001,627
Extraordinary gains, net$038
Net income$3,243,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,795
Cash dividends$1,600,0001,576
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,243,0001,618
1999-12-31 (YTD Data)Rank
Total interest income$14,236,0002,287
Total interest expense$7,107,0002,097
Net interest income$7,129,0002,478
Provision for loan and lease losses$250,0003,042
Total noninterest income$1,475,0002,332
Gross Fiduciary activities income$90,0001,009
Service charges on deposit accounts$988,0001,325
Trading account gains and fees$0173
Additional Noninterest Income$397,0003,441
Total noninterest expense$4,167,0003,193
Salaries and employee benefits$2,480,0002,826
Premises and equipment expense$412,0004,423
Additional noninterest expense$1,275,0003,259
Pre-tax net operating income$4,187,0001,771
Securities gains (losses)$03,155
Applicable income taxes$1,419,0001,666
Income before extraordinary items$2,768,0001,921
Extraordinary gains, net$035
Net income$2,768,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,758
Cash dividends$1,300,0001,865
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,768,0001,893
1998-12-31 (YTD Data)Rank
Total interest income$13,444,0002,416
Total interest expense$6,850,0002,212
Net interest income$6,594,0002,587
Provision for loan and lease losses$225,0003,261
Total noninterest income$1,355,0002,447
Gross Fiduciary activities income$69,0001,065
Service charges on deposit accounts$854,0001,473
Trading account gains and fees$0224
Additional Noninterest Income$432,0003,264
Total noninterest expense$3,821,0003,358
Salaries and employee benefits$2,274,0002,964
Premises and equipment expense$572,0003,311
Additional noninterest expense$975,0004,039
Pre-tax net operating income$3,903,0001,866
Securities gains (losses)$04,449
Applicable income taxes$1,360,0001,782
Income before extraordinary items$2,543,0002,054
Extraordinary gains, net$032
Net income$2,543,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,568
Cash dividends$1,300,0001,837
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,543,0001,981
1997-12-31 (YTD Data)Rank
Total interest income$12,124,0002,701
Total interest expense$6,092,0002,463
Net interest income$6,032,0002,898
Provision for loan and lease losses$205,0003,384
Total noninterest income$1,161,0002,706
Gross Fiduciary activities income$23,0001,264
Service charges on deposit accounts$774,0001,676
Trading account gains and fees$0239
Additional Noninterest Income$364,0003,503
Total noninterest expense$3,474,0003,633
Salaries and employee benefits$2,108,0003,140
Premises and equipment expense$425,0004,244
Additional noninterest expense$941,0004,132
Pre-tax net operating income$3,514,0002,139
Securities gains (losses)$-7,0009,846
Applicable income taxes$1,084,0002,276
Income before extraordinary items$2,423,0002,173
Extraordinary gains, net$044
Net income$2,423,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-105,00010,718
Cash dividends$1,400,0001,703
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,427,8302,114
1996-12-31 (YTD Data)Rank
Total interest income$10,978,0002,991
Total interest expense$5,428,0002,809
Net interest income$5,550,0003,186
Provision for loan and lease losses$165,0003,866
Total noninterest income$1,001,0003,120
Gross Fiduciary activities income$7,0001,430
Service charges on deposit accounts$700,0001,938
Trading account gains and fees$0262
Additional Noninterest Income$294,0004,126
Total noninterest expense$3,289,0004,011
Salaries and employee benefits$1,913,0003,476
Premises and equipment expense$498,0003,794
Additional noninterest expense$878,0004,847
Pre-tax net operating income$3,097,0002,305
Securities gains (losses)$04,148
Applicable income taxes$980,0002,396
Income before extraordinary items$2,117,0002,318
Extraordinary gains, net$053
Net income$2,117,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,045
Cash dividends$1,150,0001,933
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,117,0002,271
1995-12-31 (YTD Data)Rank
Total interest income$10,141,0003,241
Total interest expense$5,098,0002,978
Net interest income$5,043,0003,503
Provision for loan and lease losses$240,0002,643
Total noninterest income$956,0003,212
Gross Fiduciary activities income$8,0001,484
Service charges on deposit accounts$675,0001,997
Trading account gains and fees$0522
Additional Noninterest Income$273,0004,237
Total noninterest expense$3,126,0004,128
Salaries and employee benefits$1,761,0003,717
Premises and equipment expense$450,0004,111
Additional noninterest expense$915,0004,700
Pre-tax net operating income$2,633,0002,704
Securities gains (losses)$7,0002,620
Applicable income taxes$784,0002,923
Income before extraordinary items$1,856,0002,674
Extraordinary gains, net$065
Net income$1,856,0002,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0001,759
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,851,1002,642
1994-12-31 (YTD Data)Rank
Total interest income$8,789,0003,415
Total interest expense$3,858,0003,166
Net interest income$4,931,0003,612
Provision for loan and lease losses$150,0003,586
Total noninterest income$927,0003,285
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$677,0001,998
Trading account gains and fees$0475
Additional Noninterest Income$250,0004,598
Total noninterest expense$2,940,0004,495
Salaries and employee benefits$1,665,0003,896
Premises and equipment expense$370,0004,890
Additional noninterest expense$905,0005,143
Pre-tax net operating income$2,768,0002,556
Securities gains (losses)$-30,00010,653
Applicable income taxes$904,0002,469
Income before extraordinary items$1,834,0002,648
Extraordinary gains, net$0249
Net income$1,834,0002,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,854,1002,641
1993-12-31 (YTD Data)Rank
Total interest income$8,547,0003,596
Total interest expense$3,867,0003,262
Net interest income$4,680,0003,796
Provision for loan and lease losses$200,0003,901
Total noninterest income$745,0004,238
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$586,0002,341
Trading account gains and fees$0532
Additional Noninterest Income$159,0006,378
Total noninterest expense$2,761,0004,833
Salaries and employee benefits$1,562,0004,126
Premises and equipment expense$347,0005,271
Additional noninterest expense$852,0005,611
Pre-tax net operating income$2,464,0002,741
Securities gains (losses)$6,0005,977
Applicable income taxes$934,0002,429
Income before extraordinary items$1,536,0003,168
Extraordinary gains, net$03,149
Net income$1,536,0003,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,247
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,532,1603,008
1992-12-31 (YTD Data)Rank
Total interest income$9,036,0003,844
Total interest expense$4,530,0003,621
Net interest income$4,506,0003,999
Provision for loan and lease losses$325,0003,946
Total noninterest income$668,0004,576
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$518,0002,674
Trading account gains and fees$0504
Additional Noninterest Income$150,0006,642
Total noninterest expense$2,575,0005,170
Salaries and employee benefits$1,448,0004,364
Premises and equipment expense$334,0005,547
Additional noninterest expense$793,0006,116
Pre-tax net operating income$2,274,0002,743
Securities gains (losses)$-4,00013,019
Applicable income taxes$792,0002,643
Income before extraordinary items$1,478,0003,119
Extraordinary gains, net$01,422
Net income$1,478,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0003,626
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,480,6002,878

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.