Home > The Belvidere National Bank and Trust Company > Assets and Liabilities
The Belvidere National Bank and Trust Company, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 88 | 1,953 |
| Assets and Liabilities | ||
| Total Assets: | $252,556,000 | 2,591 |
| Cash and due from depository institutions | $11,684,000 | 1,953 |
| Interest-bearing balances | $82,000 | 5,299 |
| Securities | $84,486,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $7,780,000 | 1,548 |
| Net loans & leases | $136,349,000 | 3,195 |
| Loan loss allowance | $2,048,000 | 2,611 |
| Trading account assets | $869,000 | 220 |
| Bank premises and fixed assets | $8,436,000 | 1,518 |
| Other real estate owned | $0 | 1,953 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,952,000 | 4,311 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $252,556,000 | 2,591 |
| Total liabilities | $233,422,000 | 2,521 |
| Total deposits | $221,900,000 | 2,343 |
| Interest-bearing deposits | $199,446,000 | 2,270 |
| Deposits held in domestic offices | $221,900,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,183,000 | 1,460 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,339,000 | 1,559 |
| Total equity capital | $19,134,000 | 3,408 |
| Total bank equity capital | $19,134,000 | 3,408 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $5,900,000 | 3,740 |
| Undivided profits | $11,234,000 | 2,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,701,000 | 2,262 |
| Earning assets | $229,566,000 | 2,612 |
| Long-term assets (5+ years) | $31,456,000 | 3,092 |
| Average Assets, year-to-date | $253,026,000 | 2,552 |
| Average Assets, quarterly | $253,079,000 | 2,568 |
| Volatile liabilities | $54,374,000 | 2,498 |
| Insider loans | $11,166,000 | 674 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $46,758,000 | 1,843 |
| Tier 1 (core) risk-based capital | $19,122,000 | 3,326 |
| Tier 2 risk-based capital | $2,048,000 | 2,447 |
| Total risk weighted assets | $178,092,000 | 2,684 |
| Total unused commitments | $46,758,000 | 1,843 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $253,602,000 | 2,580 |
| Cash and due from depository institutions | $8,263,000 | 2,045 |
| Interest-bearing balances | $81,000 | 5,283 |
| Securities | $89,153,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,747 |
| Net loans & leases | $137,604,000 | 3,135 |
| Loan loss allowance | $2,102,000 | 2,496 |
| Trading account assets | $837,000 | 221 |
| Bank premises and fixed assets | $8,509,000 | 1,500 |
| Other real estate owned | $0 | 2,045 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,136,000 | 4,113 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $253,602,000 | 2,580 |
| Total liabilities | $233,409,000 | 2,511 |
| Total deposits | $221,804,000 | 2,361 |
| Interest-bearing deposits | $196,287,000 | 2,310 |
| Deposits held in domestic offices | $221,804,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,125,000 | 1,380 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,480,000 | 1,613 |
| Total equity capital | $20,193,000 | 3,329 |
| Total bank equity capital | $20,193,000 | 3,329 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $5,900,000 | 3,719 |
| Undivided profits | $12,293,000 | 2,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,505,000 | 2,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,893,000 | 2,082 |
| Earning assets | $233,775,000 | 2,565 |
| Long-term assets (5+ years) | $31,098,000 | 3,046 |
| Average Assets, year-to-date | $253,261,000 | 2,557 |
| Average Assets, quarterly | $253,261,000 | 2,557 |
| Volatile liabilities | $61,382,000 | 2,213 |
| Insider loans | $10,353,000 | 730 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $47,663,000 | 1,829 |
| Tier 1 (core) risk-based capital | $18,385,000 | 3,439 |
| Tier 2 risk-based capital | $2,102,000 | 2,334 |
| Total risk weighted assets | $179,458,000 | 2,623 |
| Total unused commitments | $47,663,000 | 1,831 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 85 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $252,920,000 | 2,556 |
| Cash and due from depository institutions | $5,421,000 | 2,041 |
| Interest-bearing balances | $81,000 | 5,038 |
| Securities | $86,353,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $147,761,000 | 2,935 |
| Loan loss allowance | $2,074,000 | 2,483 |
| Trading account assets | $864,000 | 207 |
| Bank premises and fixed assets | $8,599,000 | 1,494 |
| Other real estate owned | $0 | 2,041 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,922,000 | 3,593 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $252,920,000 | 2,556 |
| Total liabilities | $231,025,000 | 2,506 |
| Total deposits | $216,586,000 | 2,388 |
| Interest-bearing deposits | $191,514,000 | 2,335 |
| Deposits held in domestic offices | $216,586,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,731,000 | 1,206 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,708,000 | 1,948 |
| Total equity capital | $21,895,000 | 3,053 |
| Total bank equity capital | $21,895,000 | 3,053 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $5,900,000 | 3,687 |
| Undivided profits | $13,995,000 | 2,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,218,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,328,000 | 1,796 |
| Earning assets | $235,059,000 | 2,534 |
| Long-term assets (5+ years) | $29,893,000 | 2,902 |
| Average Assets, year-to-date | $246,845,600 | 2,522 |
| Average Assets, quarterly | $257,187,000 | 2,484 |
| Volatile liabilities | $62,010,000 | 2,181 |
| Insider loans | $10,442,000 | 697 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $42,129,000 | 2,031 |
| Tier 1 (core) risk-based capital | $21,412,000 | 2,967 |
| Tier 2 risk-based capital | $2,074,000 | 2,326 |
| Total risk weighted assets | $189,841,000 | 2,460 |
| Total unused commitments | $42,129,000 | 2,032 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $261,454,000 | 2,437 |
| Cash and due from depository institutions | $7,188,000 | 1,967 |
| Interest-bearing balances | $80,000 | 4,905 |
| Securities | $96,359,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $13,225,000 | 1,080 |
| Net loans & leases | $131,323,000 | 3,189 |
| Loan loss allowance | $1,916,000 | 2,611 |
| Trading account assets | $794,000 | 213 |
| Bank premises and fixed assets | $8,647,000 | 1,460 |
| Other real estate owned | $0 | 1,967 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,918,000 | 3,629 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $261,454,000 | 2,437 |
| Total liabilities | $239,785,000 | 2,381 |
| Total deposits | $229,651,000 | 2,246 |
| Interest-bearing deposits | $208,877,000 | 2,147 |
| Deposits held in domestic offices | $229,651,000 | 2,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,009,000 | 1,489 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,125,000 | 1,736 |
| Total equity capital | $21,669,000 | 3,048 |
| Total bank equity capital | $21,669,000 | 3,048 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $5,900,000 | 3,631 |
| Undivided profits | $13,769,000 | 2,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 3,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,757,000 | 1,603 |
| Earning assets | $241,781,000 | 2,425 |
| Long-term assets (5+ years) | $25,986,000 | 3,053 |
| Average Assets, year-to-date | $245,327,000 | 2,530 |
| Average Assets, quarterly | $256,030,500 | 2,455 |
| Volatile liabilities | $56,661,000 | 2,303 |
| Insider loans | $13,272,000 | 527 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $58,864,000 | 1,588 |
| Tier 1 (core) risk-based capital | $21,737,000 | 2,907 |
| Tier 2 risk-based capital | $1,916,000 | 2,483 |
| Total risk weighted assets | $177,172,000 | 2,575 |
| Total unused commitments | $58,864,000 | 1,588 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 90 | 1,941 |
| Assets and Liabilities | ||
| Total Assets: | $250,607,000 | 2,543 |
| Cash and due from depository institutions | $6,453,000 | 1,941 |
| Interest-bearing balances | $75,000 | 5,059 |
| Securities | $98,308,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,430 |
| Net loans & leases | $129,919,000 | 3,206 |
| Loan loss allowance | $1,900,000 | 2,613 |
| Trading account assets | $805,000 | 217 |
| Bank premises and fixed assets | $8,561,000 | 1,471 |
| Other real estate owned | $0 | 1,941 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,311,000 | 4,019 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $250,607,000 | 2,543 |
| Total liabilities | $230,003,000 | 2,490 |
| Total deposits | $217,439,000 | 2,386 |
| Interest-bearing deposits | $191,815,000 | 2,321 |
| Deposits held in domestic offices | $217,439,000 | 2,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,543,000 | 1,298 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $192,000 | 5,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,829,000 | 1,429 |
| Total equity capital | $20,604,000 | 3,137 |
| Total bank equity capital | $20,604,000 | 3,137 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $5,900,000 | 3,632 |
| Undivided profits | $12,704,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,183,000 | 1,918 |
| Earning assets | $232,357,000 | 2,528 |
| Long-term assets (5+ years) | $29,280,000 | 2,772 |
| Average Assets, year-to-date | $239,951,330 | 2,613 |
| Average Assets, quarterly | $247,494,500 | 2,562 |
| Volatile liabilities | $57,164,000 | 2,262 |
| Insider loans | $13,026,000 | 543 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $54,307,000 | 1,711 |
| Tier 1 (core) risk-based capital | $21,778,000 | 2,902 |
| Tier 2 risk-based capital | $1,900,000 | 2,492 |
| Total risk weighted assets | $173,997,000 | 2,610 |
| Total unused commitments | $54,307,000 | 1,712 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 86 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $244,382,000 | 2,614 |
| Cash and due from depository institutions | $4,248,000 | 2,036 |
| Interest-bearing balances | $70,000 | 5,178 |
| Securities | $78,172,000 | 1,520 |
| Federal funds sold & reverse repurchase agreements | $21,870,000 | 872 |
| Net loans & leases | $124,954,000 | 3,272 |
| Loan loss allowance | $1,882,000 | 2,634 |
| Trading account assets | $759,000 | 234 |
| Bank premises and fixed assets | $8,515,000 | 1,446 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,864,000 | 2,663 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $244,382,000 | 2,614 |
| Total liabilities | $223,624,000 | 2,567 |
| Total deposits | $214,057,000 | 2,429 |
| Interest-bearing deposits | $189,898,000 | 2,353 |
| Deposits held in domestic offices | $214,057,000 | 2,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,125,000 | 1,430 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,000 | 5,439 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,424,000 | 1,588 |
| Total equity capital | $20,758,000 | 3,130 |
| Total bank equity capital | $20,758,000 | 3,130 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $5,900,000 | 3,590 |
| Undivided profits | $12,858,000 | 2,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,173,000 | 1,870 |
| Earning assets | $225,825,000 | 2,595 |
| Long-term assets (5+ years) | $18,195,000 | 3,614 |
| Average Assets, year-to-date | $234,623,500 | 2,676 |
| Average Assets, quarterly | $234,623,500 | 2,676 |
| Volatile liabilities | $59,825,000 | 2,160 |
| Insider loans | $11,914,000 | 577 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $57,936,000 | 1,637 |
| Tier 1 (core) risk-based capital | $21,368,000 | 2,932 |
| Tier 2 risk-based capital | $1,882,000 | 2,502 |
| Total risk weighted assets | $173,467,000 | 2,579 |
| Total unused commitments | $57,936,000 | 1,638 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $224,865,000 | 2,772 |
| Cash and due from depository institutions | $11,917,000 | 2,040 |
| Interest-bearing balances | $63,000 | 5,247 |
| Securities | $80,718,000 | 1,508 |
| Federal funds sold & reverse repurchase agreements | $3,465,000 | 3,527 |
| Net loans & leases | $115,807,000 | 3,440 |
| Loan loss allowance | $1,855,000 | 2,644 |
| Trading account assets | $736,000 | 130 |
| Bank premises and fixed assets | $8,741,000 | 1,382 |
| Other real estate owned | $204,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,277,000 | 3,980 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $224,865,000 | 2,772 |
| Total liabilities | $202,527,000 | 2,768 |
| Total deposits | $198,387,000 | 2,566 |
| Interest-bearing deposits | $173,881,000 | 2,522 |
| Deposits held in domestic offices | $198,387,000 | 2,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $191,000 | 5,398 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,949,000 | 1,399 |
| Total equity capital | $22,338,000 | 2,913 |
| Total bank equity capital | $22,338,000 | 2,913 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $5,900,000 | 3,544 |
| Undivided profits | $14,438,000 | 2,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,296,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,149,000 | 1,958 |
| Earning assets | $200,789,000 | 2,846 |
| Long-term assets (5+ years) | $16,786,000 | 3,728 |
| Average Assets, year-to-date | $239,566,000 | 2,548 |
| Average Assets, quarterly | $236,023,000 | 2,644 |
| Volatile liabilities | $37,707,000 | 3,246 |
| Insider loans | $10,652,000 | 650 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $50,447,000 | 1,809 |
| Tier 1 (core) risk-based capital | $23,162,000 | 2,695 |
| Tier 2 risk-based capital | $1,855,000 | 2,522 |
| Total risk weighted assets | $159,767,000 | 2,766 |
| Total unused commitments | $50,447,000 | 1,809 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 88 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $247,181,000 | 2,554 |
| Cash and due from depository institutions | $9,076,000 | 2,002 |
| Interest-bearing balances | $57,000 | 5,368 |
| Securities | $78,599,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $30,830,000 | 431 |
| Net loans & leases | $115,426,000 | 3,444 |
| Loan loss allowance | $1,883,000 | 2,604 |
| Trading account assets | $648,000 | 127 |
| Bank premises and fixed assets | $8,761,000 | 1,355 |
| Other real estate owned | $224,000 | 2,002 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,617,000 | 3,760 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $247,181,000 | 2,554 |
| Total liabilities | $225,558,000 | 2,518 |
| Total deposits | $222,105,000 | 2,319 |
| Interest-bearing deposits | $194,823,000 | 2,250 |
| Deposits held in domestic offices | $222,105,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $192,000 | 5,620 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,261,000 | 1,601 |
| Total equity capital | $21,623,000 | 2,950 |
| Total bank equity capital | $21,623,000 | 2,950 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $5,900,000 | 3,509 |
| Undivided profits | $13,723,000 | 2,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,305,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,328,000 | 1,758 |
| Earning assets | $225,560,000 | 2,574 |
| Long-term assets (5+ years) | $16,395,000 | 3,727 |
| Average Assets, year-to-date | $243,241,250 | 2,531 |
| Average Assets, quarterly | $251,269,500 | 2,509 |
| Volatile liabilities | $58,389,000 | 2,342 |
| Insider loans | $12,957,000 | 502 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $51,998,000 | 1,797 |
| Tier 1 (core) risk-based capital | $22,751,000 | 2,708 |
| Tier 2 risk-based capital | $1,883,000 | 2,486 |
| Total risk weighted assets | $164,535,000 | 2,678 |
| Total unused commitments | $51,998,000 | 1,797 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $255,358,000 | 2,483 |
| Cash and due from depository institutions | $9,964,000 | 2,045 |
| Interest-bearing balances | $49,000 | 5,536 |
| Securities | $78,910,000 | 1,546 |
| Federal funds sold & reverse repurchase agreements | $37,900,000 | 322 |
| Net loans & leases | $115,552,000 | 3,407 |
| Loan loss allowance | $1,864,000 | 2,612 |
| Trading account assets | $631,000 | 130 |
| Bank premises and fixed assets | $8,838,000 | 1,312 |
| Other real estate owned | $227,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,336,000 | 3,927 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $255,358,000 | 2,483 |
| Total liabilities | $234,982,000 | 2,417 |
| Total deposits | $232,324,000 | 2,209 |
| Interest-bearing deposits | $207,183,000 | 2,102 |
| Deposits held in domestic offices | $232,324,000 | 2,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $191,000 | 5,575 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,467,000 | 1,855 |
| Total equity capital | $20,376,000 | 2,998 |
| Total bank equity capital | $20,376,000 | 2,998 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $5,900,000 | 3,464 |
| Undivided profits | $12,476,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,389,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,825,000 | 2,056 |
| Earning assets | $233,042,000 | 2,473 |
| Long-term assets (5+ years) | $19,204,000 | 3,404 |
| Average Assets, year-to-date | $241,928,000 | 2,556 |
| Average Assets, quarterly | $245,263,000 | 2,548 |
| Volatile liabilities | $43,318,000 | 2,873 |
| Insider loans | $11,560,000 | 578 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $52,349,000 | 1,792 |
| Tier 1 (core) risk-based capital | $22,287,000 | 2,707 |
| Tier 2 risk-based capital | $1,864,000 | 2,485 |
| Total risk weighted assets | $167,111,000 | 2,610 |
| Total unused commitments | $52,349,000 | 1,792 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $235,168,000 | 2,639 |
| Cash and due from depository institutions | $8,789,000 | 2,128 |
| Interest-bearing balances | $40,000 | 5,733 |
| Securities | $80,061,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $14,220,000 | 1,050 |
| Net loans & leases | $118,688,000 | 3,289 |
| Loan loss allowance | $1,886,000 | 2,548 |
| Trading account assets | $623,000 | 135 |
| Bank premises and fixed assets | $8,756,000 | 1,292 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,031,000 | 3,378 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $235,168,000 | 2,639 |
| Total liabilities | $214,725,000 | 2,602 |
| Total deposits | $212,403,000 | 2,381 |
| Interest-bearing deposits | $188,321,000 | 2,274 |
| Deposits held in domestic offices | $212,403,000 | 2,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,000 | 5,661 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,294,000 | 1,962 |
| Total equity capital | $20,443,000 | 2,967 |
| Total bank equity capital | $20,443,000 | 2,967 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $5,900,000 | 3,395 |
| Undivided profits | $12,543,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,409,000 | 1,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,105,000 | 1,640 |
| Earning assets | $213,632,000 | 2,649 |
| Long-term assets (5+ years) | $18,295,000 | 3,464 |
| Average Assets, year-to-date | $235,213,000 | 2,614 |
| Average Assets, quarterly | $235,213,000 | 2,614 |
| Volatile liabilities | $57,228,000 | 2,235 |
| Insider loans | $11,519,000 | 575 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $50,429,000 | 1,829 |
| Tier 1 (core) risk-based capital | $21,762,000 | 2,718 |
| Tier 2 risk-based capital | $1,886,000 | 2,430 |
| Total risk weighted assets | $164,653,000 | 2,593 |
| Total unused commitments | $50,429,000 | 1,829 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 88 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $235,258,000 | 2,624 |
| Cash and due from depository institutions | $9,259,000 | 1,964 |
| Interest-bearing balances | $32,000 | 5,917 |
| Securities | $80,811,000 | 1,507 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,331 |
| Net loans & leases | $121,178,000 | 3,197 |
| Loan loss allowance | $1,867,000 | 2,524 |
| Trading account assets | $624,000 | 137 |
| Bank premises and fixed assets | $8,770,000 | 1,275 |
| Other real estate owned | $0 | 1,964 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,316,000 | 3,203 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $235,258,000 | 2,624 |
| Total liabilities | $214,305,000 | 2,582 |
| Total deposits | $211,565,000 | 2,371 |
| Interest-bearing deposits | $187,734,000 | 2,241 |
| Deposits held in domestic offices | $211,565,000 | 2,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $194,000 | 5,617 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,546,000 | 1,769 |
| Total equity capital | $20,953,000 | 2,871 |
| Total bank equity capital | $20,953,000 | 2,871 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $5,900,000 | 3,357 |
| Undivided profits | $13,053,000 | 2,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 1,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,209,000 | 1,558 |
| Earning assets | $212,945,000 | 2,629 |
| Long-term assets (5+ years) | $23,848,000 | 2,957 |
| Average Assets, year-to-date | $235,364,400 | 2,515 |
| Average Assets, quarterly | $235,926,000 | 2,590 |
| Volatile liabilities | $59,079,000 | 2,162 |
| Insider loans | $9,693,000 | 648 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $41,777,000 | 2,015 |
| Tier 1 (core) risk-based capital | $21,557,000 | 2,712 |
| Tier 2 risk-based capital | $1,867,000 | 2,415 |
| Total risk weighted assets | $163,864,000 | 2,576 |
| Total unused commitments | $41,777,000 | 2,016 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $236,594,000 | 2,555 |
| Cash and due from depository institutions | $8,134,000 | 2,008 |
| Interest-bearing balances | $32,000 | 5,968 |
| Securities | $81,970,000 | 1,491 |
| Federal funds sold & reverse repurchase agreements | $15,650,000 | 840 |
| Net loans & leases | $118,372,000 | 3,209 |
| Loan loss allowance | $1,886,000 | 2,499 |
| Trading account assets | $565,000 | 129 |
| Bank premises and fixed assets | $7,633,000 | 1,424 |
| Other real estate owned | $81,000 | 2,008 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,189,000 | 3,228 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $236,594,000 | 2,555 |
| Total liabilities | $214,554,000 | 2,534 |
| Total deposits | $211,951,000 | 2,313 |
| Interest-bearing deposits | $186,994,000 | 2,212 |
| Deposits held in domestic offices | $211,951,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $195,000 | 5,725 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,408,000 | 1,799 |
| Total equity capital | $22,040,000 | 2,730 |
| Total bank equity capital | $22,040,000 | 2,730 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $5,900,000 | 3,306 |
| Undivided profits | $14,140,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,339,000 | 1,395 |
| Earning assets | $216,589,000 | 2,559 |
| Long-term assets (5+ years) | $28,219,000 | 2,679 |
| Average Assets, year-to-date | $235,391,000 | 2,498 |
| Average Assets, quarterly | $247,029,500 | 2,442 |
| Volatile liabilities | $63,055,000 | 1,973 |
| Insider loans | $9,998,000 | 606 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,009,000 | 1,886 |
| Tier 1 (core) risk-based capital | $22,097,000 | 2,627 |
| Tier 2 risk-based capital | $1,886,000 | 2,382 |
| Total risk weighted assets | $160,954,000 | 2,568 |
| Total unused commitments | $45,009,000 | 1,888 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 88 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $257,465,000 | 2,331 |
| Cash and due from depository institutions | $9,831,000 | 1,968 |
| Interest-bearing balances | $31,000 | 5,950 |
| Securities | $82,610,000 | 1,491 |
| Federal funds sold & reverse repurchase agreements | $33,800,000 | 360 |
| Net loans & leases | $120,331,000 | 3,102 |
| Loan loss allowance | $1,869,000 | 2,488 |
| Trading account assets | $540,000 | 129 |
| Bank premises and fixed assets | $6,960,000 | 1,534 |
| Other real estate owned | $0 | 1,968 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,393,000 | 3,607 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $257,465,000 | 2,331 |
| Total liabilities | $235,416,000 | 2,284 |
| Total deposits | $232,691,000 | 2,072 |
| Interest-bearing deposits | $198,658,000 | 2,038 |
| Deposits held in domestic offices | $232,691,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $165,000 | 5,664 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,560,000 | 1,607 |
| Total equity capital | $22,049,000 | 2,684 |
| Total bank equity capital | $22,049,000 | 2,684 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $5,900,000 | 3,257 |
| Undivided profits | $14,149,000 | 2,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,804,000 | 1,695 |
| Earning assets | $237,312,000 | 2,315 |
| Long-term assets (5+ years) | $25,101,000 | 2,896 |
| Average Assets, year-to-date | $234,990,000 | 2,479 |
| Average Assets, quarterly | $241,004,500 | 2,449 |
| Volatile liabilities | $57,542,000 | 2,032 |
| Insider loans | $12,390,000 | 447 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $37,508,000 | 2,101 |
| Tier 1 (core) risk-based capital | $21,833,000 | 2,578 |
| Tier 2 risk-based capital | $1,874,000 | 2,360 |
| Total risk weighted assets | $165,655,000 | 2,464 |
| Total unused commitments | $37,508,000 | 2,101 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $224,544,000 | 2,621 |
| Cash and due from depository institutions | $8,213,000 | 2,121 |
| Interest-bearing balances | $31,000 | 5,991 |
| Securities | $82,608,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 3,995 |
| Net loans & leases | $119,761,000 | 3,061 |
| Loan loss allowance | $1,859,000 | 2,463 |
| Trading account assets | $535,000 | 129 |
| Bank premises and fixed assets | $6,489,000 | 1,620 |
| Other real estate owned | $0 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,863,000 | 2,771 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $224,544,000 | 2,621 |
| Total liabilities | $203,196,000 | 2,599 |
| Total deposits | $200,841,000 | 2,384 |
| Interest-bearing deposits | $177,948,000 | 2,281 |
| Deposits held in domestic offices | $200,841,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $198,000 | 5,507 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,157,000 | 1,846 |
| Total equity capital | $21,348,000 | 2,706 |
| Total bank equity capital | $21,348,000 | 2,706 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $5,900,000 | 3,223 |
| Undivided profits | $13,448,000 | 2,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,830,000 | 1,628 |
| Earning assets | $205,010,000 | 2,619 |
| Long-term assets (5+ years) | $26,327,000 | 2,893 |
| Average Assets, year-to-date | $223,752,500 | 2,602 |
| Average Assets, quarterly | $223,752,500 | 2,602 |
| Volatile liabilities | $56,787,000 | 1,960 |
| Insider loans | $10,028,000 | 575 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,316,000 | 2,278 |
| Tier 1 (core) risk-based capital | $21,537,000 | 2,586 |
| Tier 2 risk-based capital | $1,859,000 | 2,335 |
| Total risk weighted assets | $160,069,000 | 2,511 |
| Total unused commitments | $32,316,000 | 2,282 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $222,961,000 | 2,625 |
| Cash and due from depository institutions | $6,373,000 | 2,042 |
| Interest-bearing balances | $31,000 | 6,016 |
| Securities | $85,324,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $3,605,000 | 2,842 |
| Net loans & leases | $116,326,000 | 3,121 |
| Loan loss allowance | $1,827,000 | 2,499 |
| Trading account assets | $518,000 | 132 |
| Bank premises and fixed assets | $6,442,000 | 1,614 |
| Other real estate owned | $0 | 2,042 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,373,000 | 2,930 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $222,961,000 | 2,625 |
| Total liabilities | $200,909,000 | 2,611 |
| Total deposits | $198,339,000 | 2,378 |
| Interest-bearing deposits | $177,161,000 | 2,254 |
| Deposits held in domestic offices | $198,339,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $203,000 | 5,544 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,367,000 | 1,674 |
| Total equity capital | $22,052,000 | 2,604 |
| Total bank equity capital | $22,052,000 | 2,604 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $5,900,000 | 3,172 |
| Undivided profits | $14,152,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 1,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,894,000 | 1,528 |
| Earning assets | $205,804,000 | 2,610 |
| Long-term assets (5+ years) | $27,834,000 | 2,848 |
| Average Assets, year-to-date | $227,454,200 | 2,459 |
| Average Assets, quarterly | $224,654,500 | 2,577 |
| Volatile liabilities | $51,807,000 | 2,064 |
| Insider loans | $10,121,000 | 568 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,129,000 | 2,045 |
| Tier 1 (core) risk-based capital | $21,309,000 | 2,575 |
| Tier 2 risk-based capital | $1,828,000 | 2,362 |
| Total risk weighted assets | $159,965,000 | 2,486 |
| Total unused commitments | $36,129,000 | 2,046 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $226,348,000 | 2,547 |
| Cash and due from depository institutions | $8,253,000 | 2,053 |
| Interest-bearing balances | $131,000 | 4,849 |
| Securities | $86,766,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $9,825,000 | 1,159 |
| Net loans & leases | $110,978,000 | 3,215 |
| Loan loss allowance | $1,814,000 | 2,502 |
| Trading account assets | $448,000 | 126 |
| Bank premises and fixed assets | $6,442,000 | 1,573 |
| Other real estate owned | $0 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,636,000 | 3,301 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $226,348,000 | 2,547 |
| Total liabilities | $203,800,000 | 2,549 |
| Total deposits | $200,626,000 | 2,333 |
| Interest-bearing deposits | $178,778,000 | 2,204 |
| Deposits held in domestic offices | $200,626,000 | 2,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $205,000 | 5,564 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,969,000 | 1,404 |
| Total equity capital | $22,548,000 | 2,541 |
| Total bank equity capital | $22,548,000 | 2,541 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $5,900,000 | 3,129 |
| Undivided profits | $14,648,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 1,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,080,000 | 1,402 |
| Earning assets | $208,148,000 | 2,546 |
| Long-term assets (5+ years) | $27,195,000 | 2,929 |
| Average Assets, year-to-date | $228,577,500 | 2,431 |
| Average Assets, quarterly | $231,030,500 | 2,472 |
| Volatile liabilities | $56,944,000 | 1,869 |
| Insider loans | $20,868,000 | 224 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,008,000 | 2,109 |
| Tier 1 (core) risk-based capital | $21,328,000 | 2,542 |
| Tier 2 risk-based capital | $1,817,000 | 2,352 |
| Total risk weighted assets | $153,543,000 | 2,547 |
| Total unused commitments | $34,008,000 | 2,114 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $235,713,000 | 2,416 |
| Cash and due from depository institutions | $7,232,000 | 2,010 |
| Interest-bearing balances | $331,000 | 3,978 |
| Securities | $93,527,000 | 1,400 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,340 |
| Net loans & leases | $116,817,000 | 3,019 |
| Loan loss allowance | $1,803,000 | 2,501 |
| Trading account assets | $438,000 | 130 |
| Bank premises and fixed assets | $6,433,000 | 1,556 |
| Other real estate owned | $0 | 2,010 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,266,000 | 3,550 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $235,713,000 | 2,416 |
| Total liabilities | $214,266,000 | 2,398 |
| Total deposits | $212,143,000 | 2,159 |
| Interest-bearing deposits | $188,654,000 | 2,049 |
| Deposits held in domestic offices | $212,143,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $131,000 | 5,642 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,992,000 | 1,781 |
| Total equity capital | $21,447,000 | 2,552 |
| Total bank equity capital | $21,447,000 | 2,552 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $5,900,000 | 3,087 |
| Undivided profits | $13,547,000 | 2,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,409,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,681,000 | 1,654 |
| Earning assets | $219,113,000 | 2,380 |
| Long-term assets (5+ years) | $31,090,000 | 2,762 |
| Average Assets, year-to-date | $229,320,670 | 2,417 |
| Average Assets, quarterly | $229,162,500 | 2,451 |
| Volatile liabilities | $51,750,000 | 1,992 |
| Insider loans | $22,473,000 | 199 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,381,000 | 1,840 |
| Tier 1 (core) risk-based capital | $21,162,000 | 2,503 |
| Tier 2 risk-based capital | $1,803,000 | 2,345 |
| Total risk weighted assets | $165,370,000 | 2,336 |
| Total unused commitments | $40,381,000 | 1,845 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 87 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $222,612,000 | 2,520 |
| Cash and due from depository institutions | $7,147,000 | 1,964 |
| Interest-bearing balances | $730,000 | 3,376 |
| Securities | $88,023,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $117,064,000 | 2,955 |
| Loan loss allowance | $1,772,000 | 2,506 |
| Trading account assets | $441,000 | 127 |
| Bank premises and fixed assets | $6,487,000 | 1,510 |
| Other real estate owned | $0 | 1,964 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,450,000 | 3,274 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $222,612,000 | 2,520 |
| Total liabilities | $199,488,000 | 2,519 |
| Total deposits | $194,415,000 | 2,347 |
| Interest-bearing deposits | $175,855,000 | 2,203 |
| Deposits held in domestic offices | $194,415,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,520,000 | 2,276 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $211,000 | 5,439 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,342,000 | 1,330 |
| Total equity capital | $23,124,000 | 2,431 |
| Total bank equity capital | $23,124,000 | 2,431 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $5,900,000 | 3,050 |
| Undivided profits | $15,224,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,470,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,808,000 | 1,506 |
| Earning assets | $206,258,000 | 2,505 |
| Long-term assets (5+ years) | $38,099,000 | 2,323 |
| Average Assets, year-to-date | $226,124,500 | 2,448 |
| Average Assets, quarterly | $226,124,500 | 2,448 |
| Volatile liabilities | $57,303,000 | 1,745 |
| Insider loans | $22,293,000 | 185 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $34,045,000 | 2,028 |
| Tier 1 (core) risk-based capital | $20,877,000 | 2,504 |
| Tier 2 risk-based capital | $1,778,000 | 2,329 |
| Total risk weighted assets | $165,818,000 | 2,259 |
| Total unused commitments | $34,045,000 | 2,034 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $229,637,000 | 2,438 |
| Cash and due from depository institutions | $10,315,000 | 1,921 |
| Interest-bearing balances | $1,130,000 | 2,789 |
| Securities | $88,892,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,769 |
| Net loans & leases | $117,590,000 | 2,922 |
| Loan loss allowance | $1,705,000 | 2,583 |
| Trading account assets | $415,000 | 140 |
| Bank premises and fixed assets | $6,562,000 | 1,486 |
| Other real estate owned | $4,000 | 1,921 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,559,000 | 3,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,637,000 | 2,438 |
| Total liabilities | $207,369,000 | 2,430 |
| Total deposits | $204,749,000 | 2,213 |
| Interest-bearing deposits | $183,823,000 | 2,102 |
| Deposits held in domestic offices | $204,749,000 | 2,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $207,000 | 5,428 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,413,000 | 1,618 |
| Total equity capital | $22,268,000 | 2,464 |
| Total bank equity capital | $22,268,000 | 2,464 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $5,900,000 | 3,014 |
| Undivided profits | $14,368,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,464,000 | 2,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,959,000 | 1,423 |
| Earning assets | $210,327,000 | 2,438 |
| Long-term assets (5+ years) | $33,041,000 | 2,599 |
| Average Assets, year-to-date | $233,921,000 | 2,314 |
| Average Assets, quarterly | $237,987,500 | 2,340 |
| Volatile liabilities | $63,171,000 | 1,597 |
| Insider loans | $22,291,000 | 191 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $38,233,000 | 1,814 |
| Tier 1 (core) risk-based capital | $20,630,000 | 2,496 |
| Tier 2 risk-based capital | $1,705,000 | 2,391 |
| Total risk weighted assets | $168,558,000 | 2,196 |
| Total unused commitments | $38,233,000 | 1,818 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $246,338,000 | 2,274 |
| Cash and due from depository institutions | $13,264,000 | 1,916 |
| Interest-bearing balances | $2,030,000 | 2,325 |
| Securities | $79,931,000 | 1,640 |
| Federal funds sold & reverse repurchase agreements | $19,870,000 | 733 |
| Net loans & leases | $122,578,000 | 2,792 |
| Loan loss allowance | $1,690,000 | 2,607 |
| Trading account assets | $335,000 | 140 |
| Bank premises and fixed assets | $6,690,000 | 1,426 |
| Other real estate owned | $52,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,618,000 | 3,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,338,000 | 2,274 |
| Total liabilities | $223,908,000 | 2,258 |
| Total deposits | $220,680,000 | 2,060 |
| Interest-bearing deposits | $192,946,000 | 2,021 |
| Deposits held in domestic offices | $220,680,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $209,000 | 5,401 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,019,000 | 1,436 |
| Total equity capital | $22,430,000 | 2,449 |
| Total bank equity capital | $22,430,000 | 2,449 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $5,900,000 | 2,946 |
| Undivided profits | $14,530,000 | 2,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,739,000 | 1,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,093,000 | 1,388 |
| Earning assets | $224,744,000 | 2,291 |
| Long-term assets (5+ years) | $28,084,000 | 2,915 |
| Average Assets, year-to-date | $234,992,000 | 2,317 |
| Average Assets, quarterly | $245,620,500 | 2,259 |
| Volatile liabilities | $68,685,000 | 1,469 |
| Insider loans | $21,991,000 | 190 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,498,000 | 1,439 |
| Tier 1 (core) risk-based capital | $20,685,000 | 2,492 |
| Tier 2 risk-based capital | $1,690,000 | 2,403 |
| Total risk weighted assets | $179,982,000 | 2,052 |
| Total unused commitments | $50,498,000 | 1,445 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 96 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $244,903,000 | 2,266 |
| Cash and due from depository institutions | $11,257,000 | 1,827 |
| Interest-bearing balances | $2,030,000 | 2,471 |
| Securities | $76,466,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $21,925,000 | 691 |
| Net loans & leases | $124,642,000 | 2,725 |
| Loan loss allowance | $1,639,000 | 2,635 |
| Trading account assets | $316,000 | 147 |
| Bank premises and fixed assets | $6,768,000 | 1,386 |
| Other real estate owned | $76,000 | 1,827 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,453,000 | 3,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,903,000 | 2,266 |
| Total liabilities | $221,614,000 | 2,253 |
| Total deposits | $217,402,000 | 2,062 |
| Interest-bearing deposits | $194,768,000 | 1,978 |
| Deposits held in domestic offices | $217,402,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $391,000 | 5,338 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,821,000 | 1,231 |
| Total equity capital | $23,289,000 | 2,352 |
| Total bank equity capital | $23,289,000 | 2,352 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $5,900,000 | 2,918 |
| Undivided profits | $15,389,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,740,000 | 1,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,833,000 | 1,547 |
| Earning assets | $225,379,000 | 2,249 |
| Long-term assets (5+ years) | $28,000,000 | 2,773 |
| Average Assets, year-to-date | $231,210,000 | 2,349 |
| Average Assets, quarterly | $233,323,500 | 2,355 |
| Volatile liabilities | $66,095,000 | 1,507 |
| Insider loans | $22,202,000 | 180 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $54,677,000 | 1,345 |
| Tier 1 (core) risk-based capital | $20,520,000 | 2,469 |
| Tier 2 risk-based capital | $1,639,000 | 2,419 |
| Total risk weighted assets | $174,089,000 | 2,089 |
| Total unused commitments | $54,677,000 | 1,354 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $221,744,000 | 2,459 |
| Cash and due from depository institutions | $11,001,000 | 1,915 |
| Interest-bearing balances | $2,040,000 | 2,476 |
| Securities | $75,731,000 | 1,630 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,028 |
| Net loans & leases | $122,838,000 | 2,714 |
| Loan loss allowance | $1,574,000 | 2,702 |
| Trading account assets | $294,000 | 145 |
| Bank premises and fixed assets | $6,835,000 | 1,348 |
| Other real estate owned | $151,000 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,694,000 | 2,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,744,000 | 2,459 |
| Total liabilities | $199,196,000 | 2,468 |
| Total deposits | $193,587,000 | 2,300 |
| Interest-bearing deposits | $177,402,000 | 2,137 |
| Deposits held in domestic offices | $193,587,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,085,000 | 4,184 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,524,000 | 1,339 |
| Total equity capital | $22,548,000 | 2,371 |
| Total bank equity capital | $22,548,000 | 2,371 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $5,900,000 | 2,874 |
| Undivided profits | $14,648,000 | 2,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,006,000 | 1,445 |
| Earning assets | $202,103,000 | 2,474 |
| Long-term assets (5+ years) | $29,959,000 | 2,574 |
| Average Assets, year-to-date | $224,363,500 | 2,413 |
| Average Assets, quarterly | $224,363,500 | 2,413 |
| Volatile liabilities | $57,319,000 | 1,639 |
| Insider loans | $22,038,000 | 182 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $54,661,000 | 1,295 |
| Tier 1 (core) risk-based capital | $20,531,000 | 2,423 |
| Tier 2 risk-based capital | $1,576,000 | 2,469 |
| Total risk weighted assets | $165,034,000 | 2,153 |
| Total unused commitments | $54,661,000 | 1,305 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $226,983,000 | 2,368 |
| Cash and due from depository institutions | $10,107,000 | 1,865 |
| Interest-bearing balances | $2,018,000 | 2,392 |
| Securities | $84,218,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $121,494,000 | 2,723 |
| Loan loss allowance | $1,524,000 | 2,702 |
| Trading account assets | $285,000 | 144 |
| Bank premises and fixed assets | $6,841,000 | 1,330 |
| Other real estate owned | $151,000 | 1,865 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,887,000 | 2,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,983,000 | 2,368 |
| Total liabilities | $204,575,000 | 2,364 |
| Total deposits | $195,627,000 | 2,221 |
| Interest-bearing deposits | $177,929,000 | 2,092 |
| Deposits held in domestic offices | $195,627,000 | 2,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,654 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,475,000 | 4,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,773,000 | 1,578 |
| Total equity capital | $22,408,000 | 2,359 |
| Total bank equity capital | $22,408,000 | 2,359 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $5,900,000 | 2,832 |
| Undivided profits | $14,508,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,182,000 | 1,365 |
| Earning assets | $208,015,000 | 2,367 |
| Long-term assets (5+ years) | $24,768,000 | 2,899 |
| Average Assets, year-to-date | $219,809,600 | 2,328 |
| Average Assets, quarterly | $231,311,000 | 2,292 |
| Volatile liabilities | $64,678,000 | 1,478 |
| Insider loans | $22,068,000 | 173 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $39,367,000 | 1,597 |
| Tier 1 (core) risk-based capital | $20,328,000 | 2,415 |
| Tier 2 risk-based capital | $1,524,000 | 2,497 |
| Total risk weighted assets | $166,327,000 | 2,115 |
| Total unused commitments | $39,367,000 | 1,602 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 95 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $206,057,000 | 2,481 |
| Cash and due from depository institutions | $7,097,000 | 1,769 |
| Interest-bearing balances | $45,000 | 5,796 |
| Securities | $66,427,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,456 |
| Net loans & leases | $117,205,000 | 2,731 |
| Loan loss allowance | $1,391,000 | 2,756 |
| Trading account assets | $185,000 | 163 |
| Bank premises and fixed assets | $7,129,000 | 1,211 |
| Other real estate owned | $249,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,115,000 | 2,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,057,000 | 2,481 |
| Total liabilities | $184,884,000 | 2,493 |
| Total deposits | $179,417,000 | 2,313 |
| Interest-bearing deposits | $159,273,000 | 2,224 |
| Deposits held in domestic offices | $179,417,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,303,000 | 3,582 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,164,000 | 1,877 |
| Total equity capital | $21,173,000 | 2,328 |
| Total bank equity capital | $21,173,000 | 2,328 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $5,900,000 | 2,723 |
| Undivided profits | $13,273,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 2,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,094,000 | 1,554 |
| Earning assets | $187,512,000 | 2,483 |
| Long-term assets (5+ years) | $15,978,000 | 3,793 |
| Average Assets, year-to-date | $207,447,800 | 2,341 |
| Average Assets, quarterly | $212,659,500 | 2,380 |
| Volatile liabilities | $49,673,000 | 1,763 |
| Insider loans | $18,480,000 | 208 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,100,000 | 1,684 |
| Tier 1 (core) risk-based capital | $20,292,000 | 2,306 |
| Tier 2 risk-based capital | $1,391,000 | 2,564 |
| Total risk weighted assets | $156,343,000 | 2,135 |
| Total unused commitments | $34,100,000 | 1,688 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 95 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $203,654,000 | 2,394 |
| Cash and due from depository institutions | $6,584,000 | 1,751 |
| Interest-bearing balances | $30,000 | 5,713 |
| Securities | $62,378,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $123,313,000 | 2,530 |
| Loan loss allowance | $1,171,000 | 3,039 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,200,000 | 1,130 |
| Other real estate owned | $752,000 | 1,751 |
| Goodwill and other intangibles | $13,000 | 3,019 |
| All other assets | $3,414,000 | 2,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,654,000 | 2,394 |
| Total liabilities | $180,901,000 | 2,429 |
| Total deposits | $176,826,000 | 2,220 |
| Interest-bearing deposits | $160,475,000 | 2,113 |
| Deposits held in domestic offices | $176,826,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,975,000 | 4,073 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,100,000 | 1,984 |
| Total equity capital | $22,753,000 | 2,056 |
| Total bank equity capital | $22,753,000 | 2,056 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $5,900,000 | 2,643 |
| Undivided profits | $14,853,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 2,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,827,000 | 1,372 |
| Earning assets | $185,721,000 | 2,407 |
| Long-term assets (5+ years) | $23,112,000 | 2,879 |
| Average Assets, year-to-date | $207,307,600 | 2,223 |
| Average Assets, quarterly | $209,312,500 | 2,292 |
| Volatile liabilities | $48,803,000 | 1,795 |
| Insider loans | $21,344,000 | 186 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,986,000 | 1,651 |
| Tier 1 (core) risk-based capital | $22,795,600 | 1,953 |
| Tier 2 risk-based capital | $1,171,000 | 2,853 |
| Total risk weighted assets | $157,506,400 | 2,036 |
| Total unused commitments | $31,986,000 | 1,652 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 89 | 1,943 |
| Assets and Liabilities | ||
| Total Assets: | $205,905,000 | 2,283 |
| Cash and due from depository institutions | $7,404,000 | 1,943 |
| Interest-bearing balances | $538,000 | 3,066 |
| Securities | $65,985,000 | 1,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $121,521,000 | 2,452 |
| Loan loss allowance | $1,066,000 | 3,240 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,413,000 | 1,094 |
| Other real estate owned | $429,000 | 1,943 |
| Goodwill and other intangibles | $34,000 | 2,962 |
| All other assets | $3,119,000 | 2,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,905,000 | 2,283 |
| Total liabilities | $185,490,000 | 2,301 |
| Total deposits | $174,742,000 | 2,170 |
| Interest-bearing deposits | $155,124,000 | 2,108 |
| Deposits held in domestic offices | $174,742,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,383,000 | 2,101 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,365,000 | 2,542 |
| Total equity capital | $20,415,000 | 2,175 |
| Total bank equity capital | $20,415,000 | 2,175 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $5,900,000 | 2,600 |
| Undivided profits | $12,515,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,548,000 | 1,382 |
| Earning assets | $188,044,000 | 2,292 |
| Long-term assets (5+ years) | $30,019,000 | 2,547 |
| Average Assets, year-to-date | $197,974,800 | 2,279 |
| Average Assets, quarterly | $204,688,000 | 2,266 |
| Volatile liabilities | $52,311,000 | 1,599 |
| Insider loans | $20,202,000 | 207 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $38,073,000 | 1,462 |
| Tier 1 (core) risk-based capital | $21,680,400 | 2,047 |
| Tier 2 risk-based capital | $1,066,000 | 2,966 |
| Total risk weighted assets | $160,551,100 | 1,912 |
| Total unused commitments | $38,073,000 | 1,464 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 83 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $193,243,000 | 2,374 |
| Cash and due from depository institutions | $14,464,000 | 2,103 |
| Interest-bearing balances | $8,629,000 | 724 |
| Securities | $60,035,000 | 1,932 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,420 |
| Net loans & leases | $95,053,000 | 2,880 |
| Loan loss allowance | $831,000 | 3,879 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,516,000 | 1,014 |
| Other real estate owned | $1,251,000 | 2,103 |
| Goodwill and other intangibles | $56,000 | 2,865 |
| All other assets | $2,768,000 | 2,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,243,000 | 2,374 |
| Total liabilities | $172,559,000 | 2,404 |
| Total deposits | $161,027,000 | 2,367 |
| Interest-bearing deposits | $142,996,000 | 2,294 |
| Deposits held in domestic offices | $161,027,000 | 2,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,420,000 | 1,640 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,112,000 | 1,902 |
| Total equity capital | $20,684,000 | 2,184 |
| Total bank equity capital | $20,684,000 | 2,184 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $5,900,000 | 2,471 |
| Undivided profits | $12,784,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,468,000 | 1,443 |
| Earning assets | $175,817,000 | 2,399 |
| Long-term assets (5+ years) | $19,482,000 | 3,200 |
| Average Assets, year-to-date | $181,887,800 | 2,384 |
| Average Assets, quarterly | $193,178,500 | 2,328 |
| Volatile liabilities | $42,545,000 | 1,611 |
| Insider loans | $18,016,000 | 204 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,252,000 | 1,380 |
| Tier 1 (core) risk-based capital | $20,082,200 | 2,133 |
| Tier 2 risk-based capital | $831,000 | 3,554 |
| Total risk weighted assets | $137,321,400 | 2,060 |
| Total unused commitments | $38,252,000 | 1,384 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $176,201,000 | 2,544 |
| Cash and due from depository institutions | $6,664,000 | 2,164 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $57,933,000 | 1,997 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 4,508 |
| Net loans & leases | $98,523,000 | 2,801 |
| Loan loss allowance | $848,000 | 3,868 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,668,000 | 975 |
| Other real estate owned | $98,000 | 2,164 |
| Goodwill and other intangibles | $77,000 | 2,728 |
| All other assets | $2,798,000 | 2,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,201,000 | 2,544 |
| Total liabilities | $157,096,000 | 2,567 |
| Total deposits | $146,667,000 | 2,537 |
| Interest-bearing deposits | $131,478,000 | 2,448 |
| Deposits held in domestic offices | $146,667,000 | 2,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,425,000 | 1,527 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,004,000 | 2,023 |
| Total equity capital | $19,105,000 | 2,337 |
| Total bank equity capital | $19,105,000 | 2,337 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $5,900,000 | 2,419 |
| Undivided profits | $11,205,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,551,000 | 1,407 |
| Earning assets | $158,902,000 | 2,591 |
| Long-term assets (5+ years) | $13,218,000 | 3,659 |
| Average Assets, year-to-date | $175,134,600 | 2,445 |
| Average Assets, quarterly | $176,584,000 | 2,501 |
| Volatile liabilities | $35,947,000 | 1,827 |
| Insider loans | $13,344,000 | 288 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,055,000 | 1,829 |
| Tier 1 (core) risk-based capital | $18,636,000 | 2,301 |
| Tier 2 risk-based capital | $848,000 | 3,403 |
| Total risk weighted assets | $129,105,000 | 2,148 |
| Total unused commitments | $24,055,000 | 1,836 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $173,298,000 | 2,667 |
| Cash and due from depository institutions | $4,947,000 | 2,105 |
| Interest-bearing balances | $15,000 | 6,037 |
| Securities | $59,068,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $100,066,000 | 2,792 |
| Loan loss allowance | $892,000 | 3,881 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,170,000 | 1,267 |
| Other real estate owned | $194,000 | 2,105 |
| Goodwill and other intangibles | $85,000 | 2,586 |
| All other assets | $2,768,000 | 2,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,298,000 | 2,667 |
| Total liabilities | $156,108,000 | 2,670 |
| Total deposits | $149,310,000 | 2,592 |
| Interest-bearing deposits | $131,096,000 | 2,541 |
| Deposits held in domestic offices | $149,310,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $770,000 | 2,948 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,389,000 | 1,982 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,639,000 | 2,386 |
| Total equity capital | $17,190,000 | 2,607 |
| Total bank equity capital | $17,190,000 | 2,607 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $5,900,000 | 2,486 |
| Undivided profits | $9,290,000 | 2,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,472,000 | 1,476 |
| Earning assets | $159,149,000 | 2,658 |
| Long-term assets (5+ years) | $12,474,000 | 3,689 |
| Average Assets, year-to-date | $171,207,400 | 2,588 |
| Average Assets, quarterly | $177,282,500 | 2,573 |
| Volatile liabilities | $36,989,000 | 1,750 |
| Insider loans | $13,018,000 | 343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $545,000 | 936 |
| Unused loan commitments | $42,889,000 | 1,185 |
| Tier 1 (core) risk-based capital | $17,032,000 | 2,555 |
| Tier 2 risk-based capital | $892,000 | 3,317 |
| Total risk weighted assets | $129,385,000 | 2,174 |
| Total unused commitments | $42,889,000 | 1,190 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 86 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $163,887,000 | 2,812 |
| Cash and due from depository institutions | $6,497,000 | 2,272 |
| Interest-bearing balances | $33,000 | 5,951 |
| Securities | $53,138,000 | 2,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $95,581,000 | 2,822 |
| Loan loss allowance | $835,000 | 4,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,975,000 | 1,268 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,696,000 | 2,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,887,000 | 2,812 |
| Total liabilities | $147,894,000 | 2,814 |
| Total deposits | $142,912,000 | 2,731 |
| Interest-bearing deposits | $121,050,000 | 2,773 |
| Deposits held in domestic offices | $142,912,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,856 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $41,000 | 4,727 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,741,000 | 2,354 |
| Total equity capital | $15,993,000 | 2,790 |
| Total bank equity capital | $15,993,000 | 2,790 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $5,900,000 | 2,490 |
| Undivided profits | $8,093,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 7,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,420,000 | 1,582 |
| Earning assets | $148,752,000 | 2,843 |
| Long-term assets (5+ years) | $9,090,000 | 4,288 |
| Average Assets, year-to-date | $161,912,800 | 2,741 |
| Average Assets, quarterly | $165,208,500 | 2,765 |
| Volatile liabilities | $33,016,000 | 1,744 |
| Insider loans | $13,650,000 | 355 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $860,000 | 863 |
| Unused loan commitments | $38,130,000 | 1,248 |
| Tier 1 (core) risk-based capital | $15,710,000 | 2,728 |
| Tier 2 risk-based capital | $835,000 | 3,455 |
| Total risk weighted assets | $120,253,300 | 2,274 |
| Total unused commitments | $38,130,000 | 1,257 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $159,504,000 | 2,842 |
| Cash and due from depository institutions | $6,699,000 | 2,406 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $56,056,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $87,989,000 | 2,955 |
| Loan loss allowance | $895,000 | 3,970 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,195,000 | 1,182 |
| Other real estate owned | $0 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,565,000 | 3,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,504,000 | 2,842 |
| Total liabilities | $144,044,000 | 2,866 |
| Total deposits | $136,455,000 | 2,798 |
| Interest-bearing deposits | $115,281,000 | 2,865 |
| Deposits held in domestic offices | $136,455,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,625,000 | 1,688 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $542,000 | 3,672 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,422,000 | 2,327 |
| Total equity capital | $15,460,000 | 2,653 |
| Total bank equity capital | $15,460,000 | 2,653 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $5,900,000 | 2,419 |
| Undivided profits | $7,560,000 | 3,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,091,000 | 1,796 |
| Earning assets | $144,045,000 | 2,881 |
| Long-term assets (5+ years) | $16,164,000 | 2,992 |
| Average Assets, year-to-date | $157,522,200 | 2,802 |
| Average Assets, quarterly | $159,464,500 | 2,816 |
| Volatile liabilities | $30,900,000 | 1,780 |
| Insider loans | $12,041,000 | 370 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $862,000 | 674 |
| Unused loan commitments | $32,483,000 | 1,353 |
| Tier 1 (core) risk-based capital | $15,520,000 | 2,668 |
| Tier 2 risk-based capital | $895,000 | 3,215 |
| Total risk weighted assets | $106,559,300 | 2,496 |
| Total unused commitments | $32,483,000 | 1,363 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $157,687,000 | 2,912 |
| Cash and due from depository institutions | $5,058,000 | 2,603 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $60,145,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $81,634,000 | 3,108 |
| Loan loss allowance | $762,000 | 4,653 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,263,000 | 1,158 |
| Other real estate owned | $105,000 | 2,603 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,282,000 | 3,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,687,000 | 2,912 |
| Total liabilities | $142,504,000 | 2,937 |
| Total deposits | $138,607,000 | 2,847 |
| Interest-bearing deposits | $117,097,000 | 2,917 |
| Deposits held in domestic offices | $138,607,000 | 2,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,757 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,513,000 | 2,365 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,384,000 | 2,438 |
| Total equity capital | $15,183,000 | 2,660 |
| Total bank equity capital | $15,183,000 | 2,660 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $5,900,000 | 2,329 |
| Undivided profits | $7,283,000 | 3,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 10,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $726,000 | 2,471 |
| Earning assets | $143,979,000 | 2,927 |
| Long-term assets (5+ years) | $16,768,000 | 3,037 |
| Average Assets, year-to-date | $150,445,800 | 2,966 |
| Average Assets, quarterly | $158,331,500 | 2,868 |
| Volatile liabilities | $28,472,000 | 1,799 |
| Insider loans | $5,726,000 | 718 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,517,000 | 605 |
| Unused loan commitments | $23,248,000 | 1,706 |
| Tier 1 (core) risk-based capital | $15,183,000 | 2,606 |
| Tier 2 risk-based capital | $762,000 | 3,675 |
| Total risk weighted assets | $97,685,100 | 2,664 |
| Total unused commitments | $23,248,000 | 1,728 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $143,166,000 | 3,247 |
| Cash and due from depository institutions | $4,098,000 | 2,835 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,851,000 | 2,572 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,516 |
| Net loans & leases | $73,076,000 | 3,516 |
| Loan loss allowance | $678,000 | 5,139 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,008,000 | 1,203 |
| Other real estate owned | $317,000 | 2,835 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,216,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,166,000 | 3,247 |
| Total liabilities | $129,447,000 | 3,298 |
| Total deposits | $125,488,000 | 3,247 |
| Interest-bearing deposits | $108,349,000 | 3,282 |
| Deposits held in domestic offices | $125,488,000 | 3,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,314,000 | 2,347 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,277,000 | 2,318 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,368,000 | 2,539 |
| Total equity capital | $13,719,000 | 2,809 |
| Total bank equity capital | $13,719,000 | 2,809 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $5,900,000 | 2,248 |
| Undivided profits | $5,819,000 | 3,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 9,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $753,000 | 2,645 |
| Earning assets | $130,527,000 | 3,250 |
| Long-term assets (5+ years) | $16,127,000 | 3,061 |
| Average Assets, year-to-date | $136,801,600 | 3,326 |
| Average Assets, quarterly | $138,644,000 | 3,345 |
| Volatile liabilities | $22,881,000 | 2,112 |
| Insider loans | $598,000 | 1,511 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $709,000 | 822 |
| Unused loan commitments | $20,370,000 | 1,802 |
| Tier 1 (core) risk-based capital | $13,719,000 | 2,757 |
| Tier 2 risk-based capital | $678,000 | 4,067 |
| Total risk weighted assets | $88,105,700 | 3,012 |
| Total unused commitments | $20,370,000 | 1,817 |
| Derivatives | $0 | 651 |