Home > The Beatrice National Bank and Trust Company > Income and Expense
The Beatrice National Bank and Trust Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 4,320 |
| Total interest expense | $3,256,000 | 4,431 |
| Net interest income | $3,981,000 | 4,146 |
| Provision for loan and lease losses | $6,594,000 | 298 |
| Total noninterest income | $932,000 | 3,507 |
| Gross Fiduciary activities income | $253,000 | 772 |
| Service charges on deposit accounts | $524,000 | 2,741 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $4,101,000 | 3,356 |
| Salaries and employee benefits | $2,094,000 | 3,464 |
| Premises and equipment expense | $830,000 | 2,539 |
| Additional noninterest expense | $1,177,000 | 3,558 |
| Pre-tax net operating income | $-5,782,000 | 9,573 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-2,005,000 | 9,578 |
| Income before extraordinary items | $-3,777,000 | 9,559 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-3,777,000 | 9,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,048,000 | 360 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,777,000 | 9,546 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,212,000 | 4,043 |
| Total interest expense | $3,685,000 | 4,228 |
| Net interest income | $4,527,000 | 3,775 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $1,152,000 | 2,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 2,677 |
| Total noninterest expense | $4,023,000 | 3,319 |
| Salaries and employee benefits | $2,110,000 | 3,312 |
| Premises and equipment expense | $799,000 | 2,570 |
| Additional noninterest expense | $1,114,000 | 3,664 |
| Pre-tax net operating income | $1,471,000 | 4,119 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $463,000 | 3,658 |
| Income before extraordinary items | $1,008,000 | 4,359 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,008,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,008,000 | 4,361 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 4,022 |
| Total interest expense | $3,415,000 | 4,128 |
| Net interest income | $4,358,000 | 3,889 |
| Provision for loan and lease losses | $385,000 | 2,170 |
| Total noninterest income | $1,098,000 | 2,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,815 |
| Total noninterest expense | $3,678,000 | 3,561 |
| Salaries and employee benefits | $1,871,000 | 3,634 |
| Premises and equipment expense | $718,000 | 2,813 |
| Additional noninterest expense | $1,089,000 | 3,738 |
| Pre-tax net operating income | $1,393,000 | 4,305 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $444,000 | 3,894 |
| Income before extraordinary items | $951,000 | 4,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $951,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,298 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $949,640 | 4,543 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 3,971 |
| Total interest expense | $3,605,000 | 4,014 |
| Net interest income | $4,318,000 | 3,868 |
| Provision for loan and lease losses | $196,000 | 3,565 |
| Total noninterest income | $960,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $557,000 | 2,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,426 |
| Total noninterest expense | $3,671,000 | 3,465 |
| Salaries and employee benefits | $1,827,000 | 3,623 |
| Premises and equipment expense | $739,000 | 2,637 |
| Additional noninterest expense | $1,105,000 | 3,609 |
| Pre-tax net operating income | $1,411,000 | 4,377 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $431,000 | 4,229 |
| Income before extraordinary items | $980,000 | 4,587 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $980,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $980,000 | 4,492 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 4,211 |
| Total interest expense | $3,204,000 | 4,445 |
| Net interest income | $4,333,000 | 3,943 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $1,042,000 | 2,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 2,881 |
| Total noninterest expense | $3,619,000 | 3,500 |
| Salaries and employee benefits | $1,824,000 | 3,591 |
| Premises and equipment expense | $728,000 | 2,640 |
| Additional noninterest expense | $1,067,000 | 3,678 |
| Pre-tax net operating income | $1,674,000 | 4,084 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $533,000 | 4,031 |
| Income before extraordinary items | $1,158,000 | 4,179 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,158,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,146,440 | 4,154 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,404 |
| Total interest expense | $3,212,000 | 4,500 |
| Net interest income | $4,080,000 | 4,249 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $967,000 | 3,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,281 |
| Total noninterest expense | $3,266,000 | 4,032 |
| Salaries and employee benefits | $1,734,000 | 3,794 |
| Premises and equipment expense | $640,000 | 3,011 |
| Additional noninterest expense | $892,000 | 4,791 |
| Pre-tax net operating income | $1,656,000 | 4,023 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $519,000 | 4,030 |
| Income before extraordinary items | $1,151,000 | 4,011 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,151,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,141,340 | 3,978 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 4,778 |
| Total interest expense | $2,787,000 | 5,077 |
| Net interest income | $3,833,000 | 4,468 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $1,066,000 | 2,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $527,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,734 |
| Total noninterest expense | $3,266,000 | 3,987 |
| Salaries and employee benefits | $1,663,000 | 3,905 |
| Premises and equipment expense | $658,000 | 2,971 |
| Additional noninterest expense | $945,000 | 4,565 |
| Pre-tax net operating income | $1,463,000 | 4,545 |
| Securities gains (losses) | $59,000 | 1,203 |
| Applicable income taxes | $411,000 | 4,855 |
| Income before extraordinary items | $1,111,000 | 4,219 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,111,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,067,930 | 4,350 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 5,202 |
| Total interest expense | $2,093,000 | 5,406 |
| Net interest income | $3,448,000 | 5,003 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $886,000 | 3,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,564 |
| Total noninterest expense | $2,978,000 | 4,443 |
| Salaries and employee benefits | $1,483,000 | 4,316 |
| Premises and equipment expense | $602,000 | 3,259 |
| Additional noninterest expense | $893,000 | 5,207 |
| Pre-tax net operating income | $1,211,000 | 5,205 |
| Securities gains (losses) | $90,000 | 816 |
| Applicable income taxes | $370,000 | 5,051 |
| Income before extraordinary items | $931,000 | 4,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $931,000 | 4,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,790 |
| Cash dividends | $850,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $866,200 | 5,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 5,176 |
| Total interest expense | $2,422,000 | 4,961 |
| Net interest income | $3,288,000 | 5,226 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $886,000 | 3,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,709 |
| Total noninterest expense | $2,852,000 | 4,710 |
| Salaries and employee benefits | $1,404,000 | 4,538 |
| Premises and equipment expense | $573,000 | 3,467 |
| Additional noninterest expense | $875,000 | 5,499 |
| Pre-tax net operating income | $1,244,000 | 5,050 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $372,000 | 5,269 |
| Income before extraordinary items | $872,000 | 5,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $872,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $872,000 | 4,990 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 5,183 |
| Total interest expense | $3,104,000 | 5,009 |
| Net interest income | $3,334,000 | 5,234 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $783,000 | 4,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,975 |
| Total noninterest expense | $2,832,000 | 4,770 |
| Salaries and employee benefits | $1,362,000 | 4,617 |
| Premises and equipment expense | $564,000 | 3,561 |
| Additional noninterest expense | $906,000 | 5,495 |
| Pre-tax net operating income | $1,246,000 | 4,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $890,000 | 4,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $890,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $650,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $890,000 | 4,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.