The Bank & Trust of Bryan/College Station, Income and Expense

2019-12-31 (YTD Data)Rank
Total interest income$26,828,0001,190
Total interest expense$3,379,0001,672
Net interest income$23,449,0001,103
Provision for loan and lease losses$300,0001,946
Total noninterest income$2,817,0001,634
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,405,000853
Trading account gains and feesNANA
Additional Noninterest Income$1,412,0001,861
Total noninterest expense$14,157,0001,428
Salaries and employee benefits$9,438,0001,259
Premises and equipment expense$1,165,0001,834
Additional noninterest expense$3,554,0001,653
Pre-tax net operating income$11,809,000921
Securities gains (losses)$75,0001,077
Applicable income taxes$2,039,000886
Income before extraordinary items$9,845,000947
Extraordinary gains, net$011
Net income$9,845,000948
Minority interest net income$076
Net income of bank and minority interests.$9,845,000948
Net charge-offs$67,0002,457
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$354,000331
Net operating income$9,782,750936
2019-09-30 (YTD Data)Rank
Total interest income$20,235,0001,191
Total interest expense$2,589,0001,660
Net interest income$17,646,0001,104
Provision for loan and lease losses$210,0001,919
Total noninterest income$2,086,0001,634
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,050,000851
Trading account gains and feesNANA
Additional Noninterest Income$1,036,0001,876
Total noninterest expense$9,165,0001,632
Salaries and employee benefits$6,044,0001,453
Premises and equipment expense$857,0001,872
Additional noninterest expense$2,264,0001,901
Pre-tax net operating income$10,357,000823
Securities gains (losses)$36,0001,199
Applicable income taxes$1,887,000797
Income before extraordinary items$8,506,000859
Extraordinary gains, net$011
Net income$8,506,000860
Minority interest net income$072
Net income of bank and minority interests.$8,506,000860
Net charge-offs$12,0002,893
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$101,000411
Net operating income$8,476,480842
2019-06-30 (YTD Data)Rank
Total interest income$13,478,0001,182
Total interest expense$1,702,0001,651
Net interest income$11,776,0001,104
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,351,0001,632
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$674,000872
Trading account gains and feesNANA
Additional Noninterest Income$677,0001,886
Total noninterest expense$6,144,0001,621
Salaries and employee benefits$3,989,0001,467
Premises and equipment expense$569,0001,887
Additional noninterest expense$1,586,0001,843
Pre-tax net operating income$6,833,000805
Securities gains (losses)$-2,0004,715
Applicable income taxes$1,231,000786
Income before extraordinary items$5,600,000840
Extraordinary gains, net$011
Net income$5,600,000840
Minority interest net income$069
Net income of bank and minority interests.$5,600,000840
Net charge-offs$9,0002,635
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$67,000399
Net operating income$5,601,640823
2019-03-31 (YTD Data)Rank
Total interest income$6,670,0001,188
Total interest expense$827,0001,630
Net interest income$5,843,0001,113
Provision for loan and lease losses$60,0001,874
Total noninterest income$648,0001,648
Gross Fiduciary activities income$0972
Service charges on deposit accounts$331,000875
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,915
Total noninterest expense$3,056,0001,624
Salaries and employee benefits$2,016,0001,451
Premises and equipment expense$280,0001,929
Additional noninterest expense$760,0001,896
Pre-tax net operating income$3,375,000799
Securities gains (losses)$2,000961
Applicable income taxes$606,000775
Income before extraordinary items$2,771,000828
Extraordinary gains, net$05
Net income$2,771,000828
Minority interest net income$052
Net income of bank and minority interests.$2,771,000827
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$34,000366
Net operating income$2,769,360812
2018-12-31 (YTD Data)Rank
Total interest income$24,147,0001,216
Total interest expense$2,114,0001,866
Net interest income$22,033,0001,141
Provision for loan and lease losses$300,0001,959
Total noninterest income$2,590,0001,710
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,374,000886
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0002,022
Total noninterest expense$12,059,0001,615
Salaries and employee benefits$7,486,0001,499
Premises and equipment expense$1,176,0001,835
Additional noninterest expense$3,397,0001,724
Pre-tax net operating income$12,264,000885
Securities gains (losses)$-125,0005,071
Applicable income taxes$2,043,000858
Income before extraordinary items$10,096,000908
Extraordinary gains, net$06
Net income$10,096,000907
Minority interest net income$072
Net income of bank and minority interests.$10,096,000907
Net charge-offs$17,0003,165
Cash dividends$2,400,0001,291
Sale, conversion, retirement of capital stock, net$120,000467
Net operating income$10,199,750897
2018-09-30 (YTD Data)Rank
Total interest income$17,463,0001,250
Total interest expense$1,478,0001,888
Net interest income$15,985,0001,171
Provision for loan and lease losses$160,0002,205
Total noninterest income$1,919,0001,735
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,017,000894
Trading account gains and feesNANA
Additional Noninterest Income$902,0002,047
Total noninterest expense$8,559,0001,690
Salaries and employee benefits$5,370,0001,562
Premises and equipment expense$824,0001,925
Additional noninterest expense$2,365,0001,831
Pre-tax net operating income$9,185,000895
Securities gains (losses)$-7,0004,683
Applicable income taxes$1,604,000852
Income before extraordinary items$7,574,000907
Extraordinary gains, net$05
Net income$7,574,000905
Minority interest net income$066
Net income of bank and minority interests.$7,574,000906
Net charge-offs$-7,0004,398
Cash dividends$1,300,0001,441
Sale, conversion, retirement of capital stock, net$72,000464
Net operating income$7,579,810904
2018-06-30 (YTD Data)Rank
Total interest income$11,451,0001,252
Total interest expense$938,0001,872
Net interest income$10,513,0001,176
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,263,0001,748
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$669,000900
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,074
Total noninterest expense$5,644,0001,728
Salaries and employee benefits$3,539,0001,601
Premises and equipment expense$542,0001,962
Additional noninterest expense$1,563,0001,848
Pre-tax net operating income$6,032,000889
Securities gains (losses)$-7,0004,923
Applicable income taxes$1,052,000855
Income before extraordinary items$4,973,000910
Extraordinary gains, net$06
Net income$4,973,000908
Minority interest net income$065
Net income of bank and minority interests.$4,973,000909
Net charge-offs$-24,0004,803
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$48,000441
Net operating income$4,978,810899
2018-03-31 (YTD Data)Rank
Total interest income$5,605,0001,264
Total interest expense$502,0001,709
Net interest income$5,103,0001,202
Provision for loan and lease losses$60,0001,880
Total noninterest income$618,0001,765
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$330,000916
Trading account gains and feesNANA
Additional Noninterest Income$288,0002,069
Total noninterest expense$2,834,0001,720
Salaries and employee benefits$1,790,0001,595
Premises and equipment expense$269,0002,012
Additional noninterest expense$775,0001,867
Pre-tax net operating income$2,827,000909
Securities gains (losses)$0735
Applicable income taxes$487,000890
Income before extraordinary items$2,340,000935
Extraordinary gains, net$07
Net income$2,340,000935
Minority interest net income$052
Net income of bank and minority interests.$2,340,000935
Net charge-offs$-30,0005,092
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$24,000411
Net operating income$2,340,000928
2017-12-31 (YTD Data)Rank
Total interest income$21,243,0001,289
Total interest expense$1,336,0002,089
Net interest income$19,907,0001,221
Provision for loan and lease losses$100,0003,045
Total noninterest income$2,374,0001,823
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,261,000960
Trading account gains and feesNANA
Additional Noninterest Income$1,113,0002,167
Total noninterest expense$10,809,0001,787
Salaries and employee benefits$6,735,0001,647
Premises and equipment expense$1,087,0001,993
Additional noninterest expense$2,987,0001,938
Pre-tax net operating income$11,372,000886
Securities gains (losses)$3,0001,912
Applicable income taxes$3,373,000885
Income before extraordinary items$8,002,000909
Extraordinary gains, net$09
Net income$8,002,000909
Minority interest net income$076
Net income of bank and minority interests.$8,002,000909
Net charge-offs$-52,0005,149
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-4,060,0005,663
Net operating income$7,999,900893
2017-09-30 (YTD Data)Rank
Total interest income$15,871,0001,294
Total interest expense$988,0002,097
Net interest income$14,883,0001,223
Provision for loan and lease losses$150,0002,287
Total noninterest income$1,780,0001,846
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$939,000970
Trading account gains and feesNANA
Additional Noninterest Income$841,0002,177
Total noninterest expense$7,801,0001,849
Salaries and employee benefits$4,749,0001,742
Premises and equipment expense$820,0001,990
Additional noninterest expense$2,232,0001,949
Pre-tax net operating income$8,712,000890
Securities gains (losses)$02,274
Applicable income taxes$2,439,000796
Income before extraordinary items$6,273,000947
Extraordinary gains, net$09
Net income$6,273,000947
Minority interest net income$071
Net income of bank and minority interests.$6,273,000947
Net charge-offs$-22,0004,950
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-3,623,0005,729
Net operating income$6,273,000930
2017-06-30 (YTD Data)Rank
Total interest income$10,520,0001,293
Total interest expense$659,0002,052
Net interest income$9,861,0001,224
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,185,0001,840
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$618,000974
Trading account gains and feesNANA
Additional Noninterest Income$567,0002,172
Total noninterest expense$5,065,0001,888
Salaries and employee benefits$3,040,0001,809
Premises and equipment expense$549,0001,976
Additional noninterest expense$1,476,0001,964
Pre-tax net operating income$5,921,000850
Securities gains (losses)$01,906
Applicable income taxes$1,657,000767
Income before extraordinary items$4,264,000913
Extraordinary gains, net$011
Net income$4,264,000914
Minority interest net income$071
Net income of bank and minority interests.$4,264,000913
Net charge-offs$-28,0005,117
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-2,770,0005,781
Net operating income$4,264,000902
2017-03-31 (YTD Data)Rank
Total interest income$5,110,0001,308
Total interest expense$294,0002,209
Net interest income$4,816,0001,245
Provision for loan and lease losses$30,0002,408
Total noninterest income$595,0001,834
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$313,000961
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,179
Total noninterest expense$2,547,0001,897
Salaries and employee benefits$1,524,0001,817
Premises and equipment expense$283,0001,959
Additional noninterest expense$740,0001,957
Pre-tax net operating income$2,834,000859
Securities gains (losses)$01,153
Applicable income taxes$785,000785
Income before extraordinary items$2,049,000921
Extraordinary gains, net$08
Net income$2,049,000922
Minority interest net income$055
Net income of bank and minority interests.$2,049,000921
Net charge-offs$-37,0005,415
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$-1,822,0005,849
Net operating income$2,049,000906
2016-12-31 (YTD Data)Rank
Total interest income$19,541,0001,316
Total interest expense$981,0002,445
Net interest income$18,560,0001,249
Provision for loan and lease losses$440,0001,607
Total noninterest income$2,228,0001,982
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,122,0001,091
Trading account gains and fees$0170
Additional Noninterest Income$1,106,0002,274
Total noninterest expense$10,526,0001,813
Salaries and employee benefits$6,010,0001,784
Premises and equipment expense$1,280,0001,756
Additional noninterest expense$3,236,0001,846
Pre-tax net operating income$9,822,000942
Securities gains (losses)$18,0002,427
Applicable income taxes$2,739,000837
Income before extraordinary items$7,101,0001,047
Extraordinary gains, net$05
Net income$7,101,0001,046
Minority interest net income$082
Net income of bank and minority interests.$7,101,0001,046
Net charge-offs$-149,0005,609
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-1,319,0005,877
Net operating income$7,088,0401,020
2016-09-30 (YTD Data)Rank
Total interest income$14,540,0001,335
Total interest expense$742,0002,430
Net interest income$13,798,0001,263
Provision for loan and lease losses$320,0001,556
Total noninterest income$1,663,0001,990
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$827,0001,106
Trading account gains and fees$0169
Additional Noninterest Income$836,0002,262
Total noninterest expense$7,411,0001,926
Salaries and employee benefits$4,285,0001,858
Premises and equipment expense$890,0001,888
Additional noninterest expense$2,236,0001,983
Pre-tax net operating income$7,730,000914
Securities gains (losses)$18,0002,362
Applicable income taxes$2,219,000813
Income before extraordinary items$5,529,0001,018
Extraordinary gains, net$05
Net income$5,529,0001,018
Minority interest net income$071
Net income of bank and minority interests.$5,529,0001,018
Net charge-offs$-21,0005,114
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-1,352,0005,948
Net operating income$5,516,220996
2016-06-30 (YTD Data)Rank
Total interest income$9,563,0001,354
Total interest expense$501,0002,425
Net interest income$9,062,0001,290
Provision for loan and lease losses$200,0001,606
Total noninterest income$1,089,0001,992
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$528,0001,138
Trading account gains and fees$0157
Additional Noninterest Income$561,0002,234
Total noninterest expense$4,891,0001,952
Salaries and employee benefits$2,824,0001,892
Premises and equipment expense$581,0001,917
Additional noninterest expense$1,486,0001,984
Pre-tax net operating income$5,060,000925
Securities gains (losses)$13,0002,156
Applicable income taxes$1,473,000804
Income before extraordinary items$3,600,0001,021
Extraordinary gains, net$016
Net income$3,600,0001,020
Minority interest net income$071
Net income of bank and minority interests.$3,600,0001,020
Net charge-offs$-5,0004,738
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-1,326,0006,029
Net operating income$3,590,770999
2016-03-31 (YTD Data)Rank
Total interest income$4,624,0001,380
Total interest expense$251,0002,434
Net interest income$4,373,0001,321
Provision for loan and lease losses$60,0001,948
Total noninterest income$529,0002,002
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$268,0001,113
Trading account gains and fees$0142
Additional Noninterest Income$261,0002,277
Total noninterest expense$2,472,0001,944
Salaries and employee benefits$1,446,0001,856
Premises and equipment expense$292,0001,918
Additional noninterest expense$734,0001,984
Pre-tax net operating income$2,370,000947
Securities gains (losses)$02,077
Applicable income taxes$714,000806
Income before extraordinary items$1,656,0001,077
Extraordinary gains, net$012
Net income$1,656,0001,078
Minority interest net income$062
Net income of bank and minority interests.$1,656,0001,078
Net charge-offs$-9,0005,132
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$-805,0006,096
Net operating income$1,656,0001,052
2015-12-31 (YTD Data)Rank
Total interest income$17,216,0001,441
Total interest expense$930,0002,546
Net interest income$16,286,0001,372
Provision for loan and lease losses$165,0002,549
Total noninterest income$2,235,0001,965
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,017,0001,203
Trading account gains and fees$0159
Additional Noninterest Income$1,218,0002,121
Total noninterest expense$10,036,0001,886
Salaries and employee benefits$5,793,0001,799
Premises and equipment expense$1,179,0001,917
Additional noninterest expense$3,064,0001,969
Pre-tax net operating income$8,320,0001,039
Securities gains (losses)$03,216
Applicable income taxes$2,241,000930
Income before extraordinary items$6,079,0001,152
Extraordinary gains, net$023
Net income$6,079,0001,152
Minority interest net income$081
Net income of bank and minority interests.$6,079,0001,152
Net charge-offs$87,0002,786
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-744,0006,134
Net operating income$6,079,0001,123
2015-09-30 (YTD Data)Rank
Total interest income$12,729,0001,465
Total interest expense$687,0002,604
Net interest income$12,042,0001,401
Provision for loan and lease losses$105,0002,615
Total noninterest income$1,731,0001,942
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$754,0001,222
Trading account gains and fees$0153
Additional Noninterest Income$977,0002,063
Total noninterest expense$7,485,0001,900
Salaries and employee benefits$4,353,0001,801
Premises and equipment expense$877,0001,956
Additional noninterest expense$2,255,0001,994
Pre-tax net operating income$6,183,0001,064
Securities gains (losses)$03,031
Applicable income taxes$1,664,000955
Income before extraordinary items$4,519,0001,180
Extraordinary gains, net$021
Net income$4,519,0001,179
Minority interest net income$078
Net income of bank and minority interests.$4,519,0001,180
Net charge-offs$89,0002,279
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-738,0006,238
Net operating income$4,519,0001,148
2015-06-30 (YTD Data)Rank
Total interest income$8,380,0001,484
Total interest expense$455,0002,632
Net interest income$7,925,0001,421
Provision for loan and lease losses$45,0002,981
Total noninterest income$1,213,0001,894
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$480,0001,256
Trading account gains and fees$0157
Additional Noninterest Income$733,0001,912
Total noninterest expense$5,068,0001,881
Salaries and employee benefits$3,011,0001,756
Premises and equipment expense$583,0001,964
Additional noninterest expense$1,474,0002,030
Pre-tax net operating income$4,025,0001,079
Securities gains (losses)$02,636
Applicable income taxes$1,066,000979
Income before extraordinary items$2,959,0001,186
Extraordinary gains, net$022
Net income$2,959,0001,186
Minority interest net income$075
Net income of bank and minority interests.$2,959,0001,187
Net charge-offs$29,0002,709
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$122,000355
Net operating income$2,959,0001,153
2015-03-31 (YTD Data)Rank
Total interest income$4,125,0001,508
Total interest expense$231,0002,629
Net interest income$3,894,0001,441
Provision for loan and lease losses$03,703
Total noninterest income$499,0002,106
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$246,0001,200
Trading account gains and fees$0152
Additional Noninterest Income$253,0002,336
Total noninterest expense$2,425,0001,955
Salaries and employee benefits$1,410,0001,873
Premises and equipment expense$290,0001,988
Additional noninterest expense$725,0002,039
Pre-tax net operating income$1,968,0001,076
Securities gains (losses)$02,027
Applicable income taxes$559,000942
Income before extraordinary items$1,409,0001,196
Extraordinary gains, net$013
Net income$1,409,0001,196
Minority interest net income$064
Net income of bank and minority interests.$1,409,0001,197
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$103,000253
Net operating income$1,409,0001,156
2014-12-31 (YTD Data)Rank
Total interest income$15,735,0001,575
Total interest expense$928,0002,723
Net interest income$14,807,0001,491
Provision for loan and lease losses$445,0001,580
Total noninterest income$1,855,0002,226
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$959,0001,342
Trading account gains and fees$0180
Additional Noninterest Income$896,0002,481
Total noninterest expense$9,618,0001,971
Salaries and employee benefits$5,550,0001,861
Premises and equipment expense$1,118,0002,049
Additional noninterest expense$2,950,0002,069
Pre-tax net operating income$6,599,0001,212
Securities gains (losses)$03,259
Applicable income taxes$1,858,0001,035
Income before extraordinary items$4,741,0001,372
Extraordinary gains, net$017
Net income$4,741,0001,371
Minority interest net income$084
Net income of bank and minority interests.$4,741,0001,371
Net charge-offs$-757,0006,431
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$151,000480
Net operating income$4,741,0001,342
2014-09-30 (YTD Data)Rank
Total interest income$11,528,0001,626
Total interest expense$697,0002,760
Net interest income$10,831,0001,539
Provision for loan and lease losses$445,0001,293
Total noninterest income$1,370,0002,246
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$705,0001,387
Trading account gains and fees$0174
Additional Noninterest Income$665,0002,500
Total noninterest expense$7,112,0001,999
Salaries and employee benefits$4,092,0001,891
Premises and equipment expense$837,0002,065
Additional noninterest expense$2,183,0002,083
Pre-tax net operating income$4,644,0001,285
Securities gains (losses)$02,980
Applicable income taxes$1,285,0001,105
Income before extraordinary items$3,359,0001,437
Extraordinary gains, net$015
Net income$3,359,0001,436
Minority interest net income$081
Net income of bank and minority interests.$3,359,0001,437
Net charge-offs$-354,0006,432
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$98,000467
Net operating income$3,359,0001,410
2014-06-30 (YTD Data)Rank
Total interest income$7,522,0001,655
Total interest expense$465,0002,782
Net interest income$7,057,0001,569
Provision for loan and lease losses$445,000935
Total noninterest income$873,0002,287
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$439,0001,449
Trading account gains and fees$0172
Additional Noninterest Income$434,0002,499
Total noninterest expense$4,705,0002,019
Salaries and employee benefits$2,722,0001,892
Premises and equipment expense$561,0002,065
Additional noninterest expense$1,422,0002,118
Pre-tax net operating income$2,780,0001,371
Securities gains (losses)$02,580
Applicable income taxes$725,0001,216
Income before extraordinary items$2,055,0001,501
Extraordinary gains, net$020
Net income$2,055,0001,504
Minority interest net income$080
Net income of bank and minority interests.$2,055,0001,503
Net charge-offs$-61,0006,200
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$66,000443
Net operating income$2,055,0001,471
2014-03-31 (YTD Data)Rank
Total interest income$3,710,0001,680
Total interest expense$229,0002,860
Net interest income$3,481,0001,572
Provision for loan and lease losses$203,000978
Total noninterest income$428,0002,264
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$209,0001,494
Trading account gains and fees$0147
Additional Noninterest Income$219,0002,422
Total noninterest expense$2,370,0002,009
Salaries and employee benefits$1,388,0001,871
Premises and equipment expense$281,0002,114
Additional noninterest expense$701,0002,145
Pre-tax net operating income$1,336,0001,395
Securities gains (losses)$01,715
Applicable income taxes$334,0001,243
Income before extraordinary items$1,002,0001,494
Extraordinary gains, net$016
Net income$1,002,0001,497
Minority interest net income$066
Net income of bank and minority interests.$1,002,0001,497
Net charge-offs$-44,0006,277
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$34,000400
Net operating income$1,002,0001,474
2013-12-31 (YTD Data)Rank
Total interest income$14,158,0001,764
Total interest expense$984,0002,975
Net interest income$13,174,0001,638
Provision for loan and lease losses$1,025,0001,069
Total noninterest income$1,693,0002,397
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$861,0001,549
Trading account gains and fees$0184
Additional Noninterest Income$832,0002,626
Total noninterest expense$9,249,0002,040
Salaries and employee benefits$5,069,0002,016
Premises and equipment expense$1,171,0001,962
Additional noninterest expense$3,009,0002,081
Pre-tax net operating income$4,593,0001,523
Securities gains (losses)$-2,0006,101
Applicable income taxes$930,0001,537
Income before extraordinary items$3,661,0001,620
Extraordinary gains, net$029
Net income$3,661,0001,623
Minority interest net income$090
Net income of bank and minority interests.$3,661,0001,624
Net charge-offs$553,0001,912
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-408,0006,764
Net operating income$3,662,6001,582
2013-09-30 (YTD Data)Rank
Total interest income$10,533,0001,782
Total interest expense$746,0003,032
Net interest income$9,787,0001,660
Provision for loan and lease losses$700,0001,182
Total noninterest income$1,271,0002,437
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$640,0001,562
Trading account gains and fees$0180
Additional Noninterest Income$631,0002,661
Total noninterest expense$6,741,0002,106
Salaries and employee benefits$3,746,0002,050
Premises and equipment expense$913,0001,907
Additional noninterest expense$2,082,0002,226
Pre-tax net operating income$3,617,0001,499
Securities gains (losses)$-2,0006,351
Applicable income taxes$685,0001,598
Income before extraordinary items$2,930,0001,535
Extraordinary gains, net$025
Net income$2,930,0001,537
Minority interest net income$084
Net income of bank and minority interests.$2,930,0001,538
Net charge-offs$569,0001,466
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$75,000507
Net operating income$2,931,6201,494
2013-06-30 (YTD Data)Rank
Total interest income$6,953,0001,801
Total interest expense$507,0003,048
Net interest income$6,446,0001,670
Provision for loan and lease losses$400,0001,362
Total noninterest income$837,0002,480
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$416,0001,579
Trading account gains and fees$0157
Additional Noninterest Income$421,0002,725
Total noninterest expense$4,503,0002,094
Salaries and employee benefits$2,486,0002,061
Premises and equipment expense$627,0001,860
Additional noninterest expense$1,390,0002,218
Pre-tax net operating income$2,380,0001,497
Securities gains (losses)$-2,0006,527
Applicable income taxes$377,0001,802
Income before extraordinary items$2,001,0001,505
Extraordinary gains, net$022
Net income$2,001,0001,508
Minority interest net income$082
Net income of bank and minority interests.$2,001,0001,510
Net charge-offs$154,0002,361
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$52,000464
Net operating income$2,002,6801,445
2013-03-31 (YTD Data)Rank
Total interest income$3,508,0001,802
Total interest expense$259,0003,072
Net interest income$3,249,0001,666
Provision for loan and lease losses$200,0001,346
Total noninterest income$397,0002,564
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$200,0001,619
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$2,230,0002,131
Salaries and employee benefits$1,221,0002,107
Premises and equipment expense$328,0001,814
Additional noninterest expense$681,0002,285
Pre-tax net operating income$1,216,0001,456
Securities gains (losses)$-1,0006,666
Applicable income taxes$86,0002,544
Income before extraordinary items$1,129,0001,325
Extraordinary gains, net$010
Net income$1,129,0001,328
Minority interest net income$076
Net income of bank and minority interests.$1,129,0001,327
Net charge-offs$-22,0006,473
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$27,000424
Net operating income$1,129,9301,265
2012-12-31 (YTD Data)Rank
Total interest income$12,738,0002,055
Total interest expense$1,204,0003,192
Net interest income$11,534,0001,898
Provision for loan and lease losses$1,400,0001,393
Total noninterest income$1,876,0002,283
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$863,0001,587
Trading account gains and fees$0166
Additional Noninterest Income$1,013,0002,355
Total noninterest expense$9,163,0002,086
Salaries and employee benefits$4,692,0002,124
Premises and equipment expense$1,757,0001,354
Additional noninterest expense$2,714,0002,393
Pre-tax net operating income$2,847,0002,186
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,847,0001,948
Extraordinary gains, net$029
Net income$2,847,0001,947
Minority interest net income$093
Net income of bank and minority interests.$2,847,0001,949
Net charge-offs$440,0002,821
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$143,000496
Net operating income$2,847,0001,841
2012-09-30 (YTD Data)Rank
Total interest income$9,408,0002,124
Total interest expense$918,0003,263
Net interest income$8,490,0001,955
Provision for loan and lease losses$950,0001,488
Total noninterest income$1,422,0002,261
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$644,0001,620
Trading account gains and fees$0157
Additional Noninterest Income$778,0002,306
Total noninterest expense$6,712,0002,144
Salaries and employee benefits$3,487,0002,139
Premises and equipment expense$1,144,0001,562
Additional noninterest expense$2,081,0002,333
Pre-tax net operating income$2,250,0002,154
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,250,0001,894
Extraordinary gains, net$020
Net income$2,250,0001,893
Minority interest net income$086
Net income of bank and minority interests.$2,250,0001,895
Net charge-offs$480,0002,250
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$115,000444
Net operating income$2,250,0001,791
2012-06-30 (YTD Data)Rank
Total interest income$6,254,0002,137
Total interest expense$617,0003,347
Net interest income$5,637,0001,963
Provision for loan and lease losses$600,0001,572
Total noninterest income$948,0002,239
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$419,0001,635
Trading account gains and fees$0153
Additional Noninterest Income$529,0002,257
Total noninterest expense$4,437,0002,175
Salaries and employee benefits$2,342,0002,122
Premises and equipment expense$750,0001,587
Additional noninterest expense$1,345,0002,417
Pre-tax net operating income$1,548,0002,087
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,548,0001,835
Extraordinary gains, net$019
Net income$1,548,0001,833
Minority interest net income$084
Net income of bank and minority interests.$1,548,0001,835
Net charge-offs$364,0002,107
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$93,000384
Net operating income$1,548,0001,748
2012-03-31 (YTD Data)Rank
Total interest income$3,061,0002,208
Total interest expense$322,0003,352
Net interest income$2,739,0002,021
Provision for loan and lease losses$300,0001,500
Total noninterest income$390,0002,515
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$203,0001,667
Trading account gains and fees$0148
Additional Noninterest Income$187,0002,753
Total noninterest expense$2,203,0002,163
Salaries and employee benefits$1,201,0002,084
Premises and equipment expense$362,0001,647
Additional noninterest expense$640,0002,496
Pre-tax net operating income$626,0002,458
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$626,0002,172
Extraordinary gains, net$019
Net income$626,0002,173
Minority interest net income$078
Net income of bank and minority interests.$626,0002,174
Net charge-offs$82,0002,625
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$70,000265
Net operating income$626,0002,074
2011-12-31 (YTD Data)Rank
Total interest income$11,766,0002,360
Total interest expense$1,591,0003,301
Net interest income$10,175,0002,148
Provision for loan and lease losses$750,0002,824
Total noninterest income$1,171,0002,844
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$713,0001,951
Trading account gains and fees$0146
Additional Noninterest Income$458,0003,242
Total noninterest expense$8,285,0002,286
Salaries and employee benefits$4,127,0002,337
Premises and equipment expense$1,299,0001,916
Additional noninterest expense$2,859,0002,301
Pre-tax net operating income$2,311,0002,246
Securities gains (losses)$-2,0006,752
Applicable income taxes$04,719
Income before extraordinary items$2,309,0002,004
Extraordinary gains, net$029
Net income$2,309,0002,004
Minority interest net income$096
Net income of bank and minority interests.$2,309,0002,005
Net charge-offs$57,0005,403
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$38,000852
Net operating income$2,311,0001,911
2011-09-30 (YTD Data)Rank
Total interest income$8,777,0002,413
Total interest expense$1,235,0003,327
Net interest income$7,542,0002,183
Provision for loan and lease losses$391,0003,266
Total noninterest income$854,0002,878
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$521,0002,007
Trading account gains and fees$0145
Additional Noninterest Income$333,0003,314
Total noninterest expense$6,288,0002,275
Salaries and employee benefits$3,121,0002,311
Premises and equipment expense$979,0001,910
Additional noninterest expense$2,188,0002,264
Pre-tax net operating income$1,717,0002,341
Securities gains (losses)$-1,0006,834
Applicable income taxes$04,740
Income before extraordinary items$1,716,0002,072
Extraordinary gains, net$021
Net income$1,716,0002,071
Minority interest net income$087
Net income of bank and minority interests.$1,716,0002,072
Net charge-offs$43,0005,079
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$32,000783
Net operating income$1,717,0001,978
2011-06-30 (YTD Data)Rank
Total interest income$5,710,0002,488
Total interest expense$853,0003,341
Net interest income$4,857,0002,258
Provision for loan and lease losses$166,0003,778
Total noninterest income$581,0002,858
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$325,0002,095
Trading account gains and fees$0153
Additional Noninterest Income$256,0003,126
Total noninterest expense$4,245,0002,261
Salaries and employee benefits$2,071,0002,343
Premises and equipment expense$629,0002,009
Additional noninterest expense$1,545,0002,192
Pre-tax net operating income$1,027,0002,492
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,027,0002,225
Extraordinary gains, net$015
Net income$1,027,0002,225
Minority interest net income$089
Net income of bank and minority interests.$1,027,0002,225
Net charge-offs$11,0005,313
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$26,000699
Net operating income$1,027,0002,152
2011-03-31 (YTD Data)Rank
Total interest income$2,747,0002,599
Total interest expense$451,0003,304
Net interest income$2,296,0002,386
Provision for loan and lease losses$75,0003,668
Total noninterest income$259,0003,097
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$165,0002,053
Trading account gains and fees$0158
Additional Noninterest Income$94,0003,676
Total noninterest expense$1,971,0002,450
Salaries and employee benefits$1,035,0002,362
Premises and equipment expense$293,0002,184
Additional noninterest expense$643,0002,578
Pre-tax net operating income$509,0002,522
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$509,0002,218
Extraordinary gains, net$09
Net income$509,0002,216
Minority interest net income$086
Net income of bank and minority interests.$509,0002,217
Net charge-offs$9,0004,430
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$21,000535
Net operating income$509,0002,173
2010-12-31 (YTD Data)Rank
Total interest income$10,829,0002,757
Total interest expense$2,155,0003,362
Net interest income$8,674,0002,536
Provision for loan and lease losses$445,0004,307
Total noninterest income$896,0003,423
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$523,0002,558
Trading account gains and fees$0175
Additional Noninterest Income$373,0003,628
Total noninterest expense$8,093,0002,390
Salaries and employee benefits$4,033,0002,389
Premises and equipment expense$1,213,0002,080
Additional noninterest expense$2,847,0002,380
Pre-tax net operating income$1,032,0003,328
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,032,0003,164
Extraordinary gains, net$029
Net income$1,032,0003,160
Minority interest net income$0111
Net income of bank and minority interests.$1,032,0003,164
Net charge-offs$590,0003,421
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$7,222,000102
Net operating income$1,032,0003,033
2010-09-30 (YTD Data)Rank
Total interest income$8,106,0002,817
Total interest expense$1,646,0003,449
Net interest income$6,460,0002,582
Provision for loan and lease losses$395,0003,930
Total noninterest income$641,0003,553
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$375,0002,703
Trading account gains and fees$0165
Additional Noninterest Income$266,0003,734
Total noninterest expense$5,960,0002,434
Salaries and employee benefits$3,068,0002,368
Premises and equipment expense$894,0002,140
Additional noninterest expense$1,998,0002,487
Pre-tax net operating income$746,0003,583
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$746,0003,398
Extraordinary gains, net$023
Net income$746,0003,397
Minority interest net income$0110
Net income of bank and minority interests.$746,0003,398
Net charge-offs$446,0003,232
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$69,000758
Net operating income$746,0003,264
2010-06-30 (YTD Data)Rank
Total interest income$5,389,0002,846
Total interest expense$1,098,0003,549
Net interest income$4,291,0002,583
Provision for loan and lease losses$370,0003,308
Total noninterest income$394,0003,668
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$230,0002,882
Trading account gains and fees$0152
Additional Noninterest Income$164,0003,836
Total noninterest expense$4,026,0002,416
Salaries and employee benefits$2,062,0002,371
Premises and equipment expense$605,0002,137
Additional noninterest expense$1,359,0002,442
Pre-tax net operating income$289,0004,460
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$289,0004,376
Extraordinary gains, net$019
Net income$289,0004,375
Minority interest net income$0105
Net income of bank and minority interests.$289,0004,375
Net charge-offs$446,0002,570
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$43,000709
Net operating income$289,0004,225
2010-03-31 (YTD Data)Rank
Total interest income$2,772,0002,843
Total interest expense$521,0003,819
Net interest income$2,251,0002,496
Provision for loan and lease losses$370,0002,165
Total noninterest income$142,0004,391
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$126,0002,692
Trading account gains and fees$0175
Additional Noninterest Income$16,0006,197
Total noninterest expense$1,827,0002,668
Salaries and employee benefits$1,016,0002,436
Premises and equipment expense$262,0002,494
Additional noninterest expense$549,0002,931
Pre-tax net operating income$196,0004,114
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$196,0003,929
Extraordinary gains, net$016
Net income$196,0003,927
Minority interest net income$091
Net income of bank and minority interests.$196,0003,928
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$19,000674
Net operating income$196,0003,821
2009-12-31 (YTD Data)Rank
Total interest income$3,716,0005,883
Total interest expense$1,223,0005,624
Net interest income$2,493,0005,844
Provision for loan and lease losses$958,0003,576
Total noninterest income$374,0005,231
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$351,0003,582
Trading account gains and fees$0211
Additional Noninterest Income$23,0006,887
Total noninterest expense$4,109,0004,260
Salaries and employee benefits$2,298,0003,949
Premises and equipment expense$343,0005,365
Additional noninterest expense$1,468,0004,129
Pre-tax net operating income$-2,200,0006,690
Securities gains (losses)$129,0001,913
Applicable income taxes$04,388
Income before extraordinary items$-2,071,0006,779
Extraordinary gains, net$034
Net income$-2,071,0006,776
Minority interest net income$0115
Net income of bank and minority interests.$-2,071,0006,777
Net charge-offs$245,0004,751
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$14,021,00065
Net operating income$-2,200,0006,802
2009-09-30 (YTD Data)Rank
Total interest income$2,729,0006,005
Total interest expense$928,0005,737
Net interest income$1,801,0005,954
Provision for loan and lease losses$158,0005,455
Total noninterest income$278,0005,335
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$259,0003,622
Trading account gains and fees$0212
Additional Noninterest Income$19,0007,013
Total noninterest expense$1,951,0005,588
Salaries and employee benefits$923,0005,798
Premises and equipment expense$254,0005,425
Additional noninterest expense$774,0005,150
Pre-tax net operating income$-30,0005,742
Securities gains (losses)$129,0001,638
Applicable income taxes$04,592
Income before extraordinary items$99,0005,323
Extraordinary gains, net$027
Net income$99,0005,322
Minority interest net income$0118
Net income of bank and minority interests.$99,0005,322
Net charge-offs$230,0004,087
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-30,0005,788
2009-06-30 (YTD Data)Rank
Total interest income$1,749,0006,141
Total interest expense$609,0005,885
Net interest income$1,140,0006,085
Provision for loan and lease losses$137,0004,898
Total noninterest income$169,0005,516
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$155,0003,812
Trading account gains and fees$0193
Additional Noninterest Income$14,0007,048
Total noninterest expense$1,266,0005,705
Salaries and employee benefits$600,0005,919
Premises and equipment expense$171,0005,466
Additional noninterest expense$495,0005,274
Pre-tax net operating income$-94,0006,081
Securities gains (losses)$129,0001,302
Applicable income taxes$04,657
Income before extraordinary items$35,0005,682
Extraordinary gains, net$021
Net income$35,0005,680
Minority interest net income$0112
Net income of bank and minority interests.$35,0005,680
Net charge-offs$52,0004,869
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-94,0006,135
2009-03-31 (YTD Data)Rank
Total interest income$824,0006,326
Total interest expense$317,0005,901
Net interest income$507,0006,371
Provision for loan and lease losses$06,744
Total noninterest income$74,0005,725
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$72,0003,908
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$591,0005,857
Salaries and employee benefits$290,0006,056
Premises and equipment expense$88,0005,427
Additional noninterest expense$213,0005,431
Pre-tax net operating income$-10,0006,297
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-10,0006,460
Extraordinary gains, net$015
Net income$-10,0006,460
Minority interest net income$0102
Net income of bank and minority interests.$-10,0006,461
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,0006,319
2008-12-31 (YTD Data)Rank
Total interest income$2,613,0006,893
Total interest expense$1,191,0006,449
Net interest income$1,422,0007,103
Provision for loan and lease losses$1,048,0002,639
Total noninterest income$208,0006,433
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$195,0004,843
Trading account gains and fees$0154
Additional Noninterest Income$13,0007,607
Total noninterest expense$2,265,0005,890
Salaries and employee benefits$1,088,0006,235
Premises and equipment expense$373,0005,279
Additional noninterest expense$804,0005,458
Pre-tax net operating income$-1,683,0007,257
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,683,0007,271
Extraordinary gains, net$039
Net income$-1,683,0007,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0002,654
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$6,0001,347
Net operating income$-1,683,0007,377
2008-09-30 (YTD Data)Rank
Total interest income$1,892,0007,034
Total interest expense$896,0006,566
Net interest income$996,0007,269
Provision for loan and lease losses$897,0001,966
Total noninterest income$157,0006,525
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$150,0004,825
Trading account gains and fees$0148
Additional Noninterest Income$7,0007,869
Total noninterest expense$1,605,0006,044
Salaries and employee benefits$771,0006,372
Premises and equipment expense$277,0005,316
Additional noninterest expense$557,0005,623
Pre-tax net operating income$-1,349,0007,683
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,349,0007,654
Extraordinary gains, net$031
Net income$-1,349,0007,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,962
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,349,0007,753
2008-06-30 (YTD Data)Rank
Total interest income$1,274,0007,085
Total interest expense$625,0006,608
Net interest income$649,0007,345
Provision for loan and lease losses$174,0003,393
Total noninterest income$99,0006,682
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$96,0004,903
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$987,0006,301
Salaries and employee benefits$469,0006,636
Premises and equipment expense$181,0005,411
Additional noninterest expense$337,0005,862
Pre-tax net operating income$-413,0007,537
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-413,0007,630
Extraordinary gains, net$021
Net income$-413,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-413,0007,616
2008-03-31 (YTD Data)Rank
Total interest income$687,0007,012
Total interest expense$337,0006,599
Net interest income$350,0007,248
Provision for loan and lease losses$06,080
Total noninterest income$52,0006,602
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$50,0004,810
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$475,0006,431
Salaries and employee benefits$205,0006,952
Premises and equipment expense$94,0005,338
Additional noninterest expense$176,0005,731
Pre-tax net operating income$-73,0007,480
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-73,0007,584
Extraordinary gains, net$015
Net income$-73,0007,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-73,0007,533
2007-12-31 (YTD Data)Rank
Total interest income$2,262,0007,365
Total interest expense$984,0007,189
Net interest income$1,278,0007,402
Provision for loan and lease losses$305,0003,154
Total noninterest income$199,0006,745
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$131,0005,631
Trading account gains and fees$0178
Additional Noninterest Income$68,0006,745
Total noninterest expense$2,252,0005,890
Salaries and employee benefits$1,127,0006,160
Premises and equipment expense$373,0005,234
Additional noninterest expense$752,0005,541
Pre-tax net operating income$-1,080,0008,074
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,080,0008,130
Extraordinary gains, net$039
Net income$-1,080,0008,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,141
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$13,0001,215
Net operating income$-1,080,0008,123
2007-09-30 (YTD Data)Rank
Total interest income$1,559,0007,538
Total interest expense$658,0007,392
Net interest income$901,0007,544
Provision for loan and lease losses$95,0004,180
Total noninterest income$134,0006,933
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,771
Trading account gains and fees$0184
Additional Noninterest Income$43,0006,975
Total noninterest expense$1,497,0006,217
Salaries and employee benefits$722,0006,524
Premises and equipment expense$343,0004,602
Additional noninterest expense$432,0006,199
Pre-tax net operating income$-557,0008,112
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-557,0008,162
Extraordinary gains, net$033
Net income$-557,0008,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-557,0008,150
2007-06-30 (YTD Data)Rank
Total interest income$922,0007,757
Total interest expense$371,0007,661
Net interest income$551,0007,725
Provision for loan and lease losses$47,0004,470
Total noninterest income$75,0007,211
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$52,0006,036
Trading account gains and fees$0168
Additional Noninterest Income$23,0007,240
Total noninterest expense$998,0006,266
Salaries and employee benefits$463,0006,660
Premises and equipment expense$232,0004,593
Additional noninterest expense$303,0006,091
Pre-tax net operating income$-419,0008,244
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-419,0008,281
Extraordinary gains, net$029
Net income$-419,0008,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-419,0008,272
2007-03-31 (YTD Data)Rank
Total interest income$397,0007,996
Total interest expense$155,0007,899
Net interest income$242,0007,959
Provision for loan and lease losses$33,0003,661
Total noninterest income$36,0007,257
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$13,0007,127
Total noninterest expense$480,0006,386
Salaries and employee benefits$223,0006,796
Premises and equipment expense$116,0004,609
Additional noninterest expense$141,0006,288
Pre-tax net operating income$-235,0008,344
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-235,0008,372
Extraordinary gains, net$022
Net income$-235,0008,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-235,0008,362
2006-12-31 (YTD Data)Rank
Total interest income$681,0008,460
Total interest expense$218,0008,392
Net interest income$463,0008,439
Provision for loan and lease losses$71,0005,163
Total noninterest income$42,0008,274
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$21,0007,260
Trading account gains and fees$0130
Additional Noninterest Income$21,0007,943
Total noninterest expense$2,284,0005,764
Salaries and employee benefits$1,224,0005,849
Premises and equipment expense$289,0005,831
Additional noninterest expense$771,0005,334
Pre-tax net operating income$-1,850,0008,565
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,850,0008,585
Extraordinary gains, net$051
Net income$-1,850,0008,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$13,143,000166
Net operating income$-1,850,0008,574
2006-09-30 (YTD Data)Rank
Total interest income$339,0008,622
Total interest expense$98,0008,556
Net interest income$241,0008,616
Provision for loan and lease losses$43,0005,331
Total noninterest income$22,0008,438
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$9,0007,461
Trading account gains and fees$0126
Additional Noninterest Income$13,0008,103
Total noninterest expense$1,555,0006,047
Salaries and employee benefits$730,0006,468
Premises and equipment expense$185,0006,275
Additional noninterest expense$640,0005,009
Pre-tax net operating income$-1,335,0008,642
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,335,0008,656
Extraordinary gains, net$045
Net income$-1,335,0008,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$12,879,000129
Net operating income$-1,335,0008,650
2006-06-30 (YTD Data)Rank
Total interest income$103,0008,733
Total interest expense$23,0008,679
Net interest income$80,0008,733
Provision for loan and lease losses$06,419
Total noninterest income$10,0008,556
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$10,0008,084
Total noninterest expense$1,045,0006,035
Salaries and employee benefits$513,0006,363
Premises and equipment expense$108,0006,597
Additional noninterest expense$424,0005,011
Pre-tax net operating income$-955,0008,677
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-955,0008,696
Extraordinary gains, net$039
Net income$-955,0008,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$12,122,00079
Net operating income$-955,0008,685

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.