Home > THE BANK - Oldham County, Inc. > Income and Expense
THE BANK - Oldham County, Inc., Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 5,152 |
| Total interest expense | $35,000 | 6,455 |
| Net interest income | $794,000 | 4,878 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $353,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $161,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,833 |
| Total noninterest expense | $1,040,000 | 3,905 |
| Salaries and employee benefits | $526,000 | 4,034 |
| Premises and equipment expense | $138,000 | 3,577 |
| Additional noninterest expense | $376,000 | 3,670 |
| Pre-tax net operating income | $107,000 | 5,247 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $99,000 | 5,264 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $99,000 | 5,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $99,000 | 5,266 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $98,080 | 5,174 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 4,956 |
| Total interest expense | $176,000 | 6,501 |
| Net interest income | $3,697,000 | 4,620 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,510,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $736,000 | 1,816 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $774,000 | 2,732 |
| Total noninterest expense | $4,742,000 | 3,615 |
| Salaries and employee benefits | $2,301,000 | 3,781 |
| Premises and equipment expense | $591,000 | 3,423 |
| Additional noninterest expense | $1,850,000 | 3,274 |
| Pre-tax net operating income | $465,000 | 4,996 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $75,000 | 3,693 |
| Income before extraordinary items | $412,000 | 5,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $412,000 | 5,167 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $412,000 | 5,168 |
| Net charge-offs | $-304,000 | 7,022 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $393,300 | 5,018 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 4,985 |
| Total interest expense | $136,000 | 6,614 |
| Net interest income | $2,826,000 | 4,628 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,137,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $554,000 | 1,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $583,000 | 2,716 |
| Total noninterest expense | $3,635,000 | 3,571 |
| Salaries and employee benefits | $1,762,000 | 3,737 |
| Premises and equipment expense | $455,000 | 3,403 |
| Additional noninterest expense | $1,418,000 | 3,252 |
| Pre-tax net operating income | $328,000 | 5,203 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $28,000 | 4,050 |
| Income before extraordinary items | $322,000 | 5,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $322,000 | 5,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $322,000 | 5,242 |
| Net charge-offs | $-293,000 | 7,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $301,760 | 5,124 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 4,974 |
| Total interest expense | $94,000 | 6,671 |
| Net interest income | $1,925,000 | 4,602 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $735,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $363,000 | 1,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 2,744 |
| Total noninterest expense | $2,420,000 | 3,594 |
| Salaries and employee benefits | $1,198,000 | 3,706 |
| Premises and equipment expense | $307,000 | 3,381 |
| Additional noninterest expense | $915,000 | 3,350 |
| Pre-tax net operating income | $240,000 | 5,102 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $234,000 | 5,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 5,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $234,000 | 5,143 |
| Net charge-offs | $-274,000 | 7,188 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $214,420 | 5,056 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 4,969 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $980,000 | 4,593 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $357,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,807 |
| Total noninterest expense | $1,201,000 | 3,632 |
| Salaries and employee benefits | $597,000 | 3,748 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $454,000 | 3,329 |
| Pre-tax net operating income | $136,000 | 5,054 |
| Securities gains (losses) | $21,000 | 1,579 |
| Applicable income taxes | $22,000 | 3,624 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $116,940 | 5,047 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 4,806 |
| Total interest expense | $314,000 | 6,500 |
| Net interest income | $4,229,000 | 4,385 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $1,434,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $763,000 | 1,858 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $671,000 | 2,698 |
| Total noninterest expense | $4,995,000 | 3,540 |
| Salaries and employee benefits | $2,353,000 | 3,736 |
| Premises and equipment expense | $579,000 | 3,674 |
| Additional noninterest expense | $2,063,000 | 3,050 |
| Pre-tax net operating income | $608,000 | 4,494 |
| Securities gains (losses) | $30,000 | 2,902 |
| Applicable income taxes | $86,000 | 3,454 |
| Income before extraordinary items | $552,000 | 4,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $552,000 | 4,516 |
| Net charge-offs | $592,000 | 2,974 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $525,900 | 4,478 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 4,804 |
| Total interest expense | $256,000 | 6,517 |
| Net interest income | $3,228,000 | 4,363 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $1,060,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $566,000 | 1,871 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $494,000 | 2,729 |
| Total noninterest expense | $3,787,000 | 3,518 |
| Salaries and employee benefits | $1,768,000 | 3,736 |
| Premises and equipment expense | $444,000 | 3,648 |
| Additional noninterest expense | $1,575,000 | 3,009 |
| Pre-tax net operating income | $441,000 | 4,649 |
| Securities gains (losses) | $16,000 | 2,895 |
| Applicable income taxes | $56,000 | 3,562 |
| Income before extraordinary items | $401,000 | 4,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 4,655 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $401,000 | 4,655 |
| Net charge-offs | $589,000 | 2,490 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $386,920 | 4,580 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 4,844 |
| Total interest expense | $188,000 | 6,498 |
| Net interest income | $2,146,000 | 4,377 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $672,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $366,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 2,847 |
| Total noninterest expense | $2,513,000 | 3,567 |
| Salaries and employee benefits | $1,187,000 | 3,741 |
| Premises and equipment expense | $299,000 | 3,657 |
| Additional noninterest expense | $1,027,000 | 3,141 |
| Pre-tax net operating income | $260,000 | 4,787 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $22,000 | 3,790 |
| Income before extraordinary items | $238,000 | 4,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 4,774 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $238,000 | 4,776 |
| Net charge-offs | $531,000 | 2,084 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $238,000 | 4,687 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 4,850 |
| Total interest expense | $105,000 | 6,443 |
| Net interest income | $1,076,000 | 4,357 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $346,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $201,000 | 1,742 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 2,960 |
| Total noninterest expense | $1,267,000 | 3,542 |
| Salaries and employee benefits | $599,000 | 3,733 |
| Premises and equipment expense | $150,000 | 3,699 |
| Additional noninterest expense | $518,000 | 3,090 |
| Pre-tax net operating income | $155,000 | 4,595 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $136,000 | 4,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $136,000 | 4,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 4,599 |
| Net charge-offs | $532,000 | 1,281 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $136,000 | 4,540 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 4,746 |
| Total interest expense | $562,000 | 6,351 |
| Net interest income | $4,573,000 | 4,191 |
| Provision for loan and lease losses | $285,000 | 4,926 |
| Total noninterest income | $1,467,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $767,000 | 1,903 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $700,000 | 2,692 |
| Total noninterest expense | $5,077,000 | 3,571 |
| Salaries and employee benefits | $2,456,000 | 3,625 |
| Premises and equipment expense | $562,000 | 3,895 |
| Additional noninterest expense | $2,059,000 | 3,177 |
| Pre-tax net operating income | $678,000 | 3,965 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $103,000 | 3,217 |
| Income before extraordinary items | $607,000 | 4,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $607,000 | 4,057 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $607,000 | 4,058 |
| Net charge-offs | $193,000 | 4,801 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $579,800 | 3,976 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 4,783 |
| Total interest expense | $437,000 | 6,441 |
| Net interest income | $3,484,000 | 4,218 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $1,074,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $643,000 | 1,770 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $431,000 | 2,999 |
| Total noninterest expense | $3,795,000 | 3,573 |
| Salaries and employee benefits | $1,820,000 | 3,703 |
| Premises and equipment expense | $426,000 | 3,927 |
| Additional noninterest expense | $1,549,000 | 3,128 |
| Pre-tax net operating income | $683,000 | 3,762 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $139,000 | 2,857 |
| Income before extraordinary items | $576,000 | 3,856 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $576,000 | 3,856 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $576,000 | 3,857 |
| Net charge-offs | $20,000 | 6,019 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $550,080 | 3,793 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 4,774 |
| Total interest expense | $301,000 | 6,490 |
| Net interest income | $2,360,000 | 4,169 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $683,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $427,000 | 1,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $256,000 | 3,092 |
| Total noninterest expense | $2,442,000 | 3,689 |
| Salaries and employee benefits | $1,163,000 | 3,856 |
| Premises and equipment expense | $285,000 | 3,950 |
| Additional noninterest expense | $994,000 | 3,220 |
| Pre-tax net operating income | $551,000 | 3,471 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $126,000 | 2,586 |
| Income before extraordinary items | $451,000 | 3,587 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $451,000 | 3,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $451,000 | 3,586 |
| Net charge-offs | $-28,000 | 7,637 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $430,720 | 3,549 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 4,838 |
| Total interest expense | $155,000 | 6,554 |
| Net interest income | $1,177,000 | 4,214 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $325,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $203,000 | 1,853 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 3,175 |
| Total noninterest expense | $1,224,000 | 3,712 |
| Salaries and employee benefits | $585,000 | 3,904 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $496,000 | 3,209 |
| Pre-tax net operating income | $258,000 | 3,640 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $60,000 | 2,647 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 3,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $221,000 | 3,699 |
| Net charge-offs | $-30,000 | 7,719 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $202,830 | 3,750 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,615 |
| Total interest expense | $872,000 | 6,303 |
| Net interest income | $5,143,000 | 3,870 |
| Provision for loan and lease losses | $335,000 | 5,121 |
| Total noninterest income | $1,407,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $858,000 | 1,933 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $549,000 | 3,043 |
| Total noninterest expense | $5,051,000 | 3,659 |
| Salaries and employee benefits | $2,481,000 | 3,707 |
| Premises and equipment expense | $581,000 | 3,962 |
| Additional noninterest expense | $1,989,000 | 3,325 |
| Pre-tax net operating income | $1,164,000 | 2,759 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $265,000 | 2,146 |
| Income before extraordinary items | $911,000 | 2,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $911,000 | 2,924 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $911,000 | 2,926 |
| Net charge-offs | $363,000 | 4,235 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $901,760 | 2,885 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 4,616 |
| Total interest expense | $697,000 | 6,317 |
| Net interest income | $3,889,000 | 3,851 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $1,034,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $640,000 | 1,943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $394,000 | 3,213 |
| Total noninterest expense | $3,800,000 | 3,646 |
| Salaries and employee benefits | $1,831,000 | 3,791 |
| Premises and equipment expense | $450,000 | 3,906 |
| Additional noninterest expense | $1,519,000 | 3,253 |
| Pre-tax net operating income | $1,023,000 | 2,702 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $243,000 | 2,130 |
| Income before extraordinary items | $791,000 | 2,882 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $791,000 | 2,878 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $791,000 | 2,882 |
| Net charge-offs | $141,000 | 4,693 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $782,640 | 2,836 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 4,615 |
| Total interest expense | $506,000 | 6,250 |
| Net interest income | $2,599,000 | 3,829 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $677,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $412,000 | 1,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $265,000 | 3,199 |
| Total noninterest expense | $2,499,000 | 3,721 |
| Salaries and employee benefits | $1,174,000 | 3,951 |
| Premises and equipment expense | $302,000 | 3,913 |
| Additional noninterest expense | $1,023,000 | 3,235 |
| Pre-tax net operating income | $747,000 | 2,643 |
| Securities gains (losses) | $11,000 | 2,552 |
| Applicable income taxes | $177,000 | 2,099 |
| Income before extraordinary items | $581,000 | 2,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 2,821 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $581,000 | 2,823 |
| Net charge-offs | $140,000 | 3,853 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $572,530 | 2,739 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 4,618 |
| Total interest expense | $270,000 | 6,224 |
| Net interest income | $1,302,000 | 3,827 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $317,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $205,000 | 1,926 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,246,000 | 3,667 |
| Salaries and employee benefits | $595,000 | 3,939 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $503,000 | 2,997 |
| Pre-tax net operating income | $373,000 | 2,943 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $96,000 | 2,232 |
| Income before extraordinary items | $287,000 | 3,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $287,000 | 3,208 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $287,000 | 3,208 |
| Net charge-offs | $142,000 | 2,474 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,500 | 3,106 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 4,480 |
| Total interest expense | $1,620,000 | 5,808 |
| Net interest income | $5,398,000 | 3,752 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,344,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $847,000 | 2,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $497,000 | 3,178 |
| Total noninterest expense | $4,986,000 | 3,575 |
| Salaries and employee benefits | $2,614,000 | 3,644 |
| Premises and equipment expense | $614,000 | 3,868 |
| Additional noninterest expense | $1,758,000 | 3,195 |
| Pre-tax net operating income | $1,756,000 | 2,733 |
| Securities gains (losses) | $89,000 | 1,216 |
| Applicable income taxes | $497,000 | 1,867 |
| Income before extraordinary items | $1,348,000 | 2,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,348,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 8,222 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,283,030 | 2,933 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 4,511 |
| Total interest expense | $1,259,000 | 5,843 |
| Net interest income | $4,062,000 | 3,758 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,004,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $621,000 | 2,080 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $383,000 | 3,257 |
| Total noninterest expense | $3,757,000 | 3,544 |
| Salaries and employee benefits | $1,951,000 | 3,688 |
| Premises and equipment expense | $481,000 | 3,737 |
| Additional noninterest expense | $1,325,000 | 3,091 |
| Pre-tax net operating income | $1,309,000 | 3,128 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $367,000 | 2,254 |
| Income before extraordinary items | $1,006,000 | 3,091 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,006,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,232 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $959,280 | 3,335 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 4,520 |
| Total interest expense | $859,000 | 5,941 |
| Net interest income | $2,752,000 | 3,719 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $641,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $380,000 | 2,213 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $261,000 | 3,269 |
| Total noninterest expense | $2,462,000 | 3,608 |
| Salaries and employee benefits | $1,264,000 | 3,813 |
| Premises and equipment expense | $316,000 | 3,808 |
| Additional noninterest expense | $882,000 | 3,069 |
| Pre-tax net operating income | $931,000 | 3,094 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $273,000 | 2,323 |
| Income before extraordinary items | $722,000 | 3,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $675,280 | 3,339 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 4,512 |
| Total interest expense | $471,000 | 5,906 |
| Net interest income | $1,406,000 | 3,649 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $312,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $179,000 | 2,275 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,249 |
| Total noninterest expense | $1,278,000 | 3,521 |
| Salaries and employee benefits | $682,000 | 3,617 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $441,000 | 3,031 |
| Pre-tax net operating income | $440,000 | 3,314 |
| Securities gains (losses) | $63,000 | 959 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $363,000 | 3,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $317,640 | 3,587 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 4,260 |
| Total interest expense | $2,694,000 | 5,070 |
| Net interest income | $5,626,000 | 3,677 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,322,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $781,000 | 2,181 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $541,000 | 3,177 |
| Total noninterest expense | $4,862,000 | 3,524 |
| Salaries and employee benefits | $2,449,000 | 3,784 |
| Premises and equipment expense | $618,000 | 3,758 |
| Additional noninterest expense | $1,795,000 | 2,930 |
| Pre-tax net operating income | $2,086,000 | 3,232 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $580,000 | 2,551 |
| Income before extraordinary items | $1,510,000 | 3,438 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,510,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,507,120 | 3,423 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,308 |
| Total interest expense | $2,060,000 | 5,031 |
| Net interest income | $4,118,000 | 3,754 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $997,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $584,000 | 2,164 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,146 |
| Total noninterest expense | $3,671,000 | 3,475 |
| Salaries and employee benefits | $1,855,000 | 3,752 |
| Premises and equipment expense | $471,000 | 3,711 |
| Additional noninterest expense | $1,345,000 | 2,887 |
| Pre-tax net operating income | $1,444,000 | 3,552 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $395,000 | 2,817 |
| Income before extraordinary items | $1,049,000 | 3,778 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,049,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,049,000 | 3,762 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,314 |
| Total interest expense | $1,393,000 | 5,007 |
| Net interest income | $2,739,000 | 3,785 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $649,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $384,000 | 2,197 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $265,000 | 3,232 |
| Total noninterest expense | $2,389,000 | 3,577 |
| Salaries and employee benefits | $1,179,000 | 3,906 |
| Premises and equipment expense | $310,000 | 3,769 |
| Additional noninterest expense | $900,000 | 2,882 |
| Pre-tax net operating income | $999,000 | 3,536 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $275,000 | 2,834 |
| Income before extraordinary items | $724,000 | 3,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $724,000 | 3,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 4,320 |
| Total interest expense | $703,000 | 4,961 |
| Net interest income | $1,355,000 | 3,809 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $302,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $186,000 | 2,187 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $116,000 | 3,494 |
| Total noninterest expense | $1,203,000 | 3,565 |
| Salaries and employee benefits | $602,000 | 3,881 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $446,000 | 2,882 |
| Pre-tax net operating income | $454,000 | 3,724 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $121,000 | 3,019 |
| Income before extraordinary items | $333,000 | 3,936 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $333,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $333,000 | 3,913 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 4,242 |
| Total interest expense | $2,404,000 | 4,922 |
| Net interest income | $5,471,000 | 3,769 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $1,389,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $786,000 | 2,142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $603,000 | 3,010 |
| Total noninterest expense | $4,742,000 | 3,492 |
| Salaries and employee benefits | $2,473,000 | 3,639 |
| Premises and equipment expense | $605,000 | 3,742 |
| Additional noninterest expense | $1,664,000 | 3,021 |
| Pre-tax net operating income | $2,103,000 | 3,533 |
| Securities gains (losses) | $-50,000 | 7,943 |
| Applicable income taxes | $584,000 | 2,921 |
| Income before extraordinary items | $1,469,000 | 3,816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,469,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-263,000 | 8,610 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,505,000 | 3,746 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 4,279 |
| Total interest expense | $1,716,000 | 4,976 |
| Net interest income | $4,056,000 | 3,814 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $1,037,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $593,000 | 2,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $444,000 | 3,046 |
| Total noninterest expense | $3,511,000 | 3,520 |
| Salaries and employee benefits | $1,867,000 | 3,628 |
| Premises and equipment expense | $462,000 | 3,692 |
| Additional noninterest expense | $1,182,000 | 3,179 |
| Pre-tax net operating income | $1,567,000 | 3,693 |
| Securities gains (losses) | $-50,000 | 8,180 |
| Applicable income taxes | $433,000 | 3,060 |
| Income before extraordinary items | $1,084,000 | 3,970 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,084,000 | 3,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-290,000 | 8,666 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,119,500 | 3,884 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 4,275 |
| Total interest expense | $1,088,000 | 4,998 |
| Net interest income | $2,717,000 | 3,818 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $656,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $390,000 | 2,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 3,222 |
| Total noninterest expense | $2,299,000 | 3,575 |
| Salaries and employee benefits | $1,218,000 | 3,703 |
| Premises and equipment expense | $310,000 | 3,675 |
| Additional noninterest expense | $771,000 | 3,230 |
| Pre-tax net operating income | $1,059,000 | 3,665 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $310,000 | 3,002 |
| Income before extraordinary items | $749,000 | 3,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $749,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-289,000 | 8,710 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $749,000 | 3,878 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 4,224 |
| Total interest expense | $529,000 | 4,957 |
| Net interest income | $1,376,000 | 3,780 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $308,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $181,000 | 2,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $127,000 | 3,279 |
| Total noninterest expense | $1,195,000 | 3,485 |
| Salaries and employee benefits | $669,000 | 3,463 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $363,000 | 3,369 |
| Pre-tax net operating income | $474,000 | 3,872 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $137,000 | 3,170 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $337,000 | 4,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 4,419 |
| Total interest expense | $1,696,000 | 4,916 |
| Net interest income | $4,725,000 | 4,124 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,393,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $767,000 | 2,185 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $626,000 | 2,978 |
| Total noninterest expense | $4,399,000 | 3,596 |
| Salaries and employee benefits | $2,237,000 | 3,800 |
| Premises and equipment expense | $617,000 | 3,571 |
| Additional noninterest expense | $1,545,000 | 3,148 |
| Pre-tax net operating income | $1,659,000 | 4,138 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $420,000 | 3,632 |
| Income before extraordinary items | $1,252,000 | 4,244 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,252,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,522 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,242,250 | 4,239 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 4,522 |
| Total interest expense | $1,191,000 | 4,955 |
| Net interest income | $3,402,000 | 4,236 |
| Provision for loan and lease losses | $46,000 | 5,297 |
| Total noninterest income | $1,058,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $578,000 | 2,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $480,000 | 2,967 |
| Total noninterest expense | $3,261,000 | 3,608 |
| Salaries and employee benefits | $1,653,000 | 3,820 |
| Premises and equipment expense | $473,000 | 3,501 |
| Additional noninterest expense | $1,135,000 | 3,165 |
| Pre-tax net operating income | $1,153,000 | 4,413 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $297,000 | 3,826 |
| Income before extraordinary items | $851,000 | 4,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $851,000 | 4,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,360 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $854,700 | 4,543 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 4,521 |
| Total interest expense | $744,000 | 4,974 |
| Net interest income | $2,243,000 | 4,249 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $702,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $380,000 | 2,161 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $322,000 | 2,941 |
| Total noninterest expense | $2,117,000 | 3,655 |
| Salaries and employee benefits | $1,062,000 | 3,902 |
| Premises and equipment expense | $323,000 | 3,407 |
| Additional noninterest expense | $732,000 | 3,236 |
| Pre-tax net operating income | $798,000 | 4,291 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $207,000 | 3,731 |
| Income before extraordinary items | $586,000 | 4,482 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $586,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $589,700 | 4,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,595 |
| Total interest expense | $355,000 | 5,019 |
| Net interest income | $1,092,000 | 4,341 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $319,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $174,000 | 2,263 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,034 |
| Total noninterest expense | $980,000 | 3,903 |
| Salaries and employee benefits | $461,000 | 4,352 |
| Premises and equipment expense | $166,000 | 3,360 |
| Additional noninterest expense | $353,000 | 3,336 |
| Pre-tax net operating income | $416,000 | 4,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $110,000 | 3,619 |
| Income before extraordinary items | $306,000 | 4,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $306,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,000 | 4,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 4,564 |
| Total interest expense | $1,166,000 | 5,197 |
| Net interest income | $4,292,000 | 4,271 |
| Provision for loan and lease losses | $281,000 | 3,046 |
| Total noninterest income | $1,621,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $813,000 | 2,110 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $808,000 | 2,482 |
| Total noninterest expense | $4,190,000 | 3,602 |
| Salaries and employee benefits | $2,072,000 | 3,883 |
| Premises and equipment expense | $666,000 | 3,253 |
| Additional noninterest expense | $1,452,000 | 3,205 |
| Pre-tax net operating income | $1,442,000 | 4,342 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $348,000 | 3,945 |
| Income before extraordinary items | $1,107,000 | 4,411 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,107,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,097,120 | 4,380 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 4,620 |
| Total interest expense | $848,000 | 5,270 |
| Net interest income | $3,148,000 | 4,326 |
| Provision for loan and lease losses | $266,000 | 2,481 |
| Total noninterest income | $1,283,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $613,000 | 2,127 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $670,000 | 2,331 |
| Total noninterest expense | $3,129,000 | 3,580 |
| Salaries and employee benefits | $1,532,000 | 3,892 |
| Premises and equipment expense | $501,000 | 3,251 |
| Additional noninterest expense | $1,096,000 | 3,162 |
| Pre-tax net operating income | $1,036,000 | 4,526 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $796,000 | 4,642 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $796,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $786,120 | 4,584 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 4,600 |
| Total interest expense | $568,000 | 5,275 |
| Net interest income | $2,110,000 | 4,315 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $912,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $405,000 | 2,127 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 2,167 |
| Total noninterest expense | $2,062,000 | 3,651 |
| Salaries and employee benefits | $992,000 | 4,006 |
| Premises and equipment expense | $342,000 | 3,196 |
| Additional noninterest expense | $728,000 | 3,200 |
| Pre-tax net operating income | $710,000 | 4,418 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $173,000 | 4,016 |
| Income before extraordinary items | $538,000 | 4,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $537,240 | 4,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,638 |
| Total interest expense | $291,000 | 5,256 |
| Net interest income | $1,040,000 | 4,364 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $330,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $1,024,000 | 3,680 |
| Salaries and employee benefits | $460,000 | 4,274 |
| Premises and equipment expense | $172,000 | 3,205 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $242,000 | 4,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $242,770 | 4,718 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 4,488 |
| Total interest expense | $1,610,000 | 4,676 |
| Net interest income | $4,015,000 | 4,351 |
| Provision for loan and lease losses | $370,000 | 2,731 |
| Total noninterest income | $1,596,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $745,000 | 2,247 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $851,000 | 2,634 |
| Total noninterest expense | $4,785,000 | 3,160 |
| Salaries and employee benefits | $2,525,000 | 3,247 |
| Premises and equipment expense | $709,000 | 3,050 |
| Additional noninterest expense | $1,551,000 | 2,986 |
| Pre-tax net operating income | $456,000 | 6,815 |
| Securities gains (losses) | $160,000 | 1,507 |
| Applicable income taxes | $-68,000 | 8,895 |
| Income before extraordinary items | $684,000 | 5,653 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $684,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 1,123 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $524,000 | 6,085 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 4,533 |
| Total interest expense | $1,271,000 | 4,642 |
| Net interest income | $2,972,000 | 4,412 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $1,257,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $562,000 | 2,248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $695,000 | 2,571 |
| Total noninterest expense | $3,560,000 | 3,181 |
| Salaries and employee benefits | $1,870,000 | 3,274 |
| Premises and equipment expense | $534,000 | 3,040 |
| Additional noninterest expense | $1,156,000 | 2,991 |
| Pre-tax net operating income | $546,000 | 6,095 |
| Securities gains (losses) | $160,000 | 1,372 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $647,000 | 5,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $647,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,769 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $499,800 | 5,686 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 4,450 |
| Total interest expense | $873,000 | 4,667 |
| Net interest income | $2,058,000 | 4,308 |
| Provision for loan and lease losses | $61,000 | 4,676 |
| Total noninterest income | $833,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $371,000 | 2,236 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $462,000 | 2,563 |
| Total noninterest expense | $2,343,000 | 3,228 |
| Salaries and employee benefits | $1,227,000 | 3,310 |
| Premises and equipment expense | $360,000 | 3,008 |
| Additional noninterest expense | $756,000 | 3,013 |
| Pre-tax net operating income | $487,000 | 5,379 |
| Securities gains (losses) | $160,000 | 1,189 |
| Applicable income taxes | $150,000 | 4,490 |
| Income before extraordinary items | $497,000 | 4,815 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,333 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $373,800 | 5,381 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 4,425 |
| Total interest expense | $445,000 | 4,702 |
| Net interest income | $1,054,000 | 4,236 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $377,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 2,205 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $195,000 | 2,764 |
| Total noninterest expense | $1,096,000 | 3,398 |
| Salaries and employee benefits | $554,000 | 3,586 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $365,000 | 3,081 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $48,000 | 1,413 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $232,520 | 4,718 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 4,342 |
| Total interest expense | $1,933,000 | 4,903 |
| Net interest income | $4,496,000 | 3,996 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,364,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $768,000 | 2,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $596,000 | 2,972 |
| Total noninterest expense | $4,395,000 | 3,287 |
| Salaries and employee benefits | $2,282,000 | 3,364 |
| Premises and equipment expense | $702,000 | 2,997 |
| Additional noninterest expense | $1,411,000 | 3,109 |
| Pre-tax net operating income | $1,345,000 | 4,393 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $336,000 | 4,244 |
| Income before extraordinary items | $1,044,000 | 4,482 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,044,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $375,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,017,400 | 4,424 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 4,114 |
| Total interest expense | $3,168,000 | 4,533 |
| Net interest income | $4,611,000 | 3,670 |
| Provision for loan and lease losses | $692,000 | 1,691 |
| Total noninterest income | $1,056,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $525,000 | 2,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $531,000 | 3,027 |
| Total noninterest expense | $4,149,000 | 3,320 |
| Salaries and employee benefits | $2,165,000 | 3,355 |
| Premises and equipment expense | $641,000 | 3,187 |
| Additional noninterest expense | $1,343,000 | 3,168 |
| Pre-tax net operating income | $826,000 | 5,407 |
| Securities gains (losses) | $98,000 | 1,760 |
| Applicable income taxes | $205,000 | 4,980 |
| Income before extraordinary items | $719,000 | 5,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $719,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,361 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $642,560 | 5,318 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 3,813 |
| Total interest expense | $4,329,000 | 3,742 |
| Net interest income | $4,438,000 | 3,846 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $917,000 | 3,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $521,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,369 |
| Total noninterest expense | $3,801,000 | 3,471 |
| Salaries and employee benefits | $1,925,000 | 3,585 |
| Premises and equipment expense | $623,000 | 3,158 |
| Additional noninterest expense | $1,253,000 | 3,282 |
| Pre-tax net operating income | $1,464,000 | 4,131 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $409,000 | 3,942 |
| Income before extraordinary items | $1,054,000 | 4,233 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,054,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,054,720 | 4,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 4,260 |
| Total interest expense | $3,232,000 | 4,325 |
| Net interest income | $4,041,000 | 4,137 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $865,000 | 3,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,447 |
| Total noninterest expense | $3,435,000 | 3,758 |
| Salaries and employee benefits | $1,694,000 | 3,934 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $1,216,000 | 3,388 |
| Pre-tax net operating income | $1,351,000 | 4,405 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $399,000 | 4,176 |
| Income before extraordinary items | $941,000 | 4,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $941,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $948,700 | 4,546 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 4,543 |
| Total interest expense | $3,295,000 | 4,376 |
| Net interest income | $3,423,000 | 4,676 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $877,000 | 3,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 3,166 |
| Total noninterest expense | $3,012,000 | 4,103 |
| Salaries and employee benefits | $1,608,000 | 4,023 |
| Premises and equipment expense | $429,000 | 4,186 |
| Additional noninterest expense | $975,000 | 4,039 |
| Pre-tax net operating income | $1,123,000 | 5,085 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $824,000 | 5,102 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $824,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $824,000 | 5,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 5,196 |
| Total interest expense | $2,769,000 | 5,019 |
| Net interest income | $3,015,000 | 5,282 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $724,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,532 |
| Total noninterest expense | $2,567,000 | 4,685 |
| Salaries and employee benefits | $1,418,000 | 4,456 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $868,000 | 4,450 |
| Pre-tax net operating income | $1,048,000 | 5,691 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $309,000 | 5,641 |
| Income before extraordinary items | $736,000 | 5,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $736,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $738,100 | 5,686 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 6,303 |
| Total interest expense | $2,105,000 | 6,211 |
| Net interest income | $2,487,000 | 6,215 |
| Provision for loan and lease losses | $181,000 | 3,625 |
| Total noninterest income | $582,000 | 4,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,306 |
| Total noninterest expense | $1,991,000 | 5,960 |
| Salaries and employee benefits | $1,044,000 | 5,818 |
| Premises and equipment expense | $283,000 | 5,797 |
| Additional noninterest expense | $664,000 | 5,947 |
| Pre-tax net operating income | $897,000 | 6,095 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $272,000 | 6,150 |
| Income before extraordinary items | $623,000 | 6,132 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $623,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 463 |
| Net operating income | $624,400 | 6,072 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 7,685 |
| Total interest expense | $1,612,000 | 7,384 |
| Net interest income | $1,787,000 | 7,796 |
| Provision for loan and lease losses | $161,000 | 3,499 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,048 |
| Total noninterest expense | $1,753,000 | 6,587 |
| Salaries and employee benefits | $850,000 | 6,821 |
| Premises and equipment expense | $266,000 | 6,114 |
| Additional noninterest expense | $637,000 | 6,284 |
| Pre-tax net operating income | $286,000 | 9,853 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $177,000 | 10,191 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $177,000 | 10,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $186,750 | 10,058 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 10,241 |
| Total interest expense | $694,000 | 10,126 |
| Net interest income | $1,071,000 | 10,177 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,268 |
| Total noninterest expense | $1,271,000 | 8,356 |
| Salaries and employee benefits | $621,000 | 8,479 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $452,000 | 8,294 |
| Pre-tax net operating income | $-25,000 | 12,139 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-209,000 | 12,395 |
| Income before extraordinary items | $184,000 | 10,450 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $184,000 | 10,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $184,000 | 10,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 13,232 |
| Total interest expense | $46,000 | 13,223 |
| Net interest income | $125,000 | 13,190 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 11,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $600,000 | 11,657 |
| Salaries and employee benefits | $245,000 | 12,237 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $-598,000 | 12,885 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-598,000 | 12,921 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-598,000 | 12,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,150,000 | 227 |
| Net operating income | $-598,000 | 12,871 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.